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["R\u00e9glementation bancaire"], "pt_BR": ["Regula\u00e7\u00e3o banc\u00e1ria"]}, "contact_point": "opendata@iadb.org", "description": {"en": "This dataset consolidates survey responses from central banks and banking supervisory authorities across 18 countries in Latin America and the Caribbean, assembled by the Inter-American Development Bank (IDB) to document stylized facts on the quality of banking regulation in the region. It offers a comparative view of how prudential rules and supervisory practices are designed and applied across LAC financial systems.\n\n### Purpose and scope\nThe survey's main objective was to examine the adoption of Basel III standards across Latin American and Caribbean nations, with attention to capital and liquidity regulation, the autonomy of supervisory agencies, and asset classification practices. By gathering responses directly from the institutions responsible for regulating and supervising banks, the dataset supports cross-country comparison of regulatory frameworks and helps identify where regional practice converges with or diverges from international standards.\n\n### Topics covered\nThe instrument is organized around nine thematic areas: (1) application of regulation and supervision; (2) concentration; (3) capital requirements; (4) liquidity requirements; (5) financial investment classification; (6) other prudential requirements; (7) supervision; (8) stress tests; and (9) other. Together these topics provide a structured picture of prudential regulation and supervisory capacity across participating jurisdictions.\n\n### What is included\nThe collection provides the consolidated survey results (CSV) together with a codebook (PDF) that documents the variables, response options, and survey structure, enabling consistent interpretation and reuse of the data.\n\n### Intended uses\nResearchers, policymakers, financial-sector analysts, journalists, and students can use the dataset to benchmark banking regulation across LAC, study the regional uptake of Basel III, and inform analysis of financial stability and supervisory reform. The data align with the IDB's work on the financial and public sectors.\n\n### Access and citation\nThe dataset is published through IDB Open Data under a Creative Commons Attribution 4.0 International (CC BY 4.0) license and carries a permanent DOI for stable referencing in academic and policy work.", "es": "Este conjunto de datos re\u00fane las respuestas de encuesta de bancos centrales y autoridades de supervisi\u00f3n bancaria de 18 pa\u00edses de Am\u00e9rica Latina y el Caribe, recabadas por el Banco Interamericano de Desarrollo (BID) para documentar hechos estilizados sobre la calidad de la regulaci\u00f3n bancaria en la regi\u00f3n. Brinda una mirada comparativa de c\u00f3mo se dise\u00f1an y se aplican las normas prudenciales y las pr\u00e1cticas de supervisi\u00f3n en los sistemas financieros de Am\u00e9rica Latina y el Caribe (ALC).\n\n### Prop\u00f3sito y alcance\nLa encuesta se propuso, ante todo, examinar en qu\u00e9 medida los pa\u00edses de Am\u00e9rica Latina y el Caribe han adoptado los est\u00e1ndares de Basilea III, prestando atenci\u00f3n a la regulaci\u00f3n de capital y liquidez, a la autonom\u00eda de los organismos supervisores y a las pr\u00e1cticas de clasificaci\u00f3n de activos. Al captar las respuestas directamente de las instituciones que regulan y supervisan a los bancos, el conjunto de datos facilita comparar los marcos regulatorios entre pa\u00edses y ayuda a ver d\u00f3nde la pr\u00e1ctica regional se acerca a los est\u00e1ndares internacionales o se aparta de ellos.\n\n### Temas cubiertos\nEl instrumento se estructura en nueve ejes tem\u00e1ticos: (1) aplicaci\u00f3n de la regulaci\u00f3n y supervisi\u00f3n; (2) concentraci\u00f3n; (3) requerimientos de capital; (4) requerimientos de liquidez; (5) clasificaci\u00f3n de inversiones financieras; (6) otros requerimientos prudenciales; (7) supervisi\u00f3n; (8) pruebas de estr\u00e9s; y (9) otros. En su conjunto, estos ejes ofrecen un panorama ordenado de la regulaci\u00f3n prudencial y de la capacidad de supervisi\u00f3n en las jurisdicciones participantes.\n\n### Qu\u00e9 se incluye\nLa colecci\u00f3n entrega los resultados consolidados de la encuesta (CSV) junto con un libro de c\u00f3digos (PDF) que detalla las variables, las opciones de respuesta y la estructura del instrumento, de modo de permitir una interpretaci\u00f3n coherente y la reutilizaci\u00f3n de los datos.\n\n### Usos previstos\nQuienes investigan, responsables de pol\u00edticas, analistas del sector financiero, periodistas y estudiantes pueden valerse del conjunto de datos para comparar la regulaci\u00f3n bancaria en ALC, estudiar la adopci\u00f3n regional de Basilea III y orientar el an\u00e1lisis de la estabilidad financiera y la reforma de la supervisi\u00f3n. Los datos se enmarcan en la labor del BID en los sectores financiero y p\u00fablico.\n\n### Acceso y citaci\u00f3n\nEl conjunto de datos se difunde a trav\u00e9s de Datos Abiertos del BID con una licencia Creative Commons Attribution 4.0 International (CC BY 4.0) y dispone de un DOI permanente que asegura una referencia estable en trabajos acad\u00e9micos y de pol\u00edticas.", "fr": "Ce jeu de donn\u00e9es rassemble les r\u00e9ponses \u00e0 une enqu\u00eate recueillies aupr\u00e8s des banques centrales et des autorit\u00e9s de supervision bancaire de 18 pays d'Am\u00e9rique latine et des Cara\u00efbes, r\u00e9unies par la Banque interam\u00e9ricaine de d\u00e9veloppement (BID) afin de documenter des faits stylis\u00e9s sur la qualit\u00e9 de la r\u00e9glementation bancaire dans la r\u00e9gion. Il livre une lecture comparative de la fa\u00e7on dont les r\u00e8gles prudentielles et les pratiques de supervision sont con\u00e7ues et appliqu\u00e9es dans les syst\u00e8mes financiers d'Am\u00e9rique latine et des Cara\u00efbes (ALC).\n\n### Objectif et port\u00e9e\nL'enqu\u00eate visait avant tout \u00e0 mesurer dans quelle mesure les pays d'Am\u00e9rique latine et des Cara\u00efbes ont adopt\u00e9 les normes de B\u00e2le III, en s'attachant \u00e0 la r\u00e9glementation du capital et de la liquidit\u00e9, \u00e0 l'autonomie des organismes de supervision et aux pratiques de classification des actifs. En captant les r\u00e9ponses directement aupr\u00e8s des institutions qui r\u00e9glementent et supervisent les banques, le jeu de donn\u00e9es facilite la comparaison des cadres r\u00e9glementaires d'un pays \u00e0 l'autre et aide \u00e0 rep\u00e9rer l\u00e0 o\u00f9 la pratique r\u00e9gionale rejoint les normes internationales ou s'en \u00e9loigne.\n\n### Th\u00e8mes abord\u00e9s\nL'instrument s'organise autour de neuf axes th\u00e9matiques : (1) application de la r\u00e9glementation et de la supervision ; (2) concentration ; (3) exigences de fonds propres ; (4) exigences de liquidit\u00e9 ; (5) classification des investissements financiers ; (6) autres exigences prudentielles ; (7) supervision ; (8) tests de r\u00e9sistance ; et (9) autres. Pris ensemble, ces axes dressent un tableau ordonn\u00e9 de la r\u00e9glementation prudentielle et de la capacit\u00e9 de supervision dans les juridictions participantes.\n\n### Ce qui est inclus\nLa collection fournit les r\u00e9sultats consolid\u00e9s de l'enqu\u00eate (CSV) ainsi qu'un dictionnaire de codes (PDF) qui d\u00e9taille les variables, les modalit\u00e9s de r\u00e9ponse et la structure de l'instrument, ce qui permet une interpr\u00e9tation coh\u00e9rente et la r\u00e9utilisation des donn\u00e9es.\n\n### Utilisations pr\u00e9vues\nLes chercheurs, les d\u00e9cideurs politiques, les analystes du secteur financier, les journalistes et les \u00e9tudiants peuvent mobiliser le jeu de donn\u00e9es pour comparer la r\u00e9glementation bancaire en ALC, \u00e9tudier l'adoption r\u00e9gionale de B\u00e2le III et \u00e9clairer l'analyse de la stabilit\u00e9 financi\u00e8re et de la r\u00e9forme de la supervision. Les donn\u00e9es s'inscrivent dans les travaux de la BID sur les secteurs financier et public.\n\n### Acc\u00e8s et citation\nLe jeu de donn\u00e9es est diffus\u00e9 via les Donn\u00e9es Ouvertes de la BID sous une licence Creative Commons Attribution 4.0 International (CC BY 4.0) et porte un DOI permanent qui en garantit un r\u00e9f\u00e9rencement stable dans les travaux universitaires et de politiques publiques.", "pt_BR": "Este conjunto de dados re\u00fane as respostas de pesquisa de bancos centrais e autoridades de supervis\u00e3o banc\u00e1ria de 18 pa\u00edses da Am\u00e9rica Latina e do Caribe, levantadas pelo Banco Interamericano de Desenvolvimento (BID) para documentar fatos estilizados sobre a qualidade da regula\u00e7\u00e3o banc\u00e1ria na regi\u00e3o. Ele oferece uma leitura comparativa de como as regras prudenciais e as pr\u00e1ticas de supervis\u00e3o s\u00e3o desenhadas e aplicadas nos sistemas financeiros da Am\u00e9rica Latina e do Caribe (ALC).\n\n### Objetivo e abrang\u00eancia\nA pesquisa buscou, sobretudo, examinar em que medida os pa\u00edses da Am\u00e9rica Latina e do Caribe adotaram os padr\u00f5es de Basileia III, com aten\u00e7\u00e3o \u00e0 regula\u00e7\u00e3o de capital e liquidez, \u00e0 autonomia dos \u00f3rg\u00e3os supervisores e \u00e0s pr\u00e1ticas de classifica\u00e7\u00e3o de ativos. Ao captar as respostas diretamente das institui\u00e7\u00f5es que regulam e supervisionam os bancos, o conjunto de dados facilita comparar os marcos regulat\u00f3rios entre pa\u00edses e ajuda a perceber onde a pr\u00e1tica regional se aproxima dos padr\u00f5es internacionais ou se afasta deles.\n\n### Temas abordados\nO instrumento se organiza em nove eixos tem\u00e1ticos: (1) aplica\u00e7\u00e3o da regula\u00e7\u00e3o e supervis\u00e3o; (2) concentra\u00e7\u00e3o; (3) requisitos de capital; (4) requisitos de liquidez; (5) classifica\u00e7\u00e3o de investimentos financeiros; (6) outros requisitos prudenciais; (7) supervis\u00e3o; (8) testes de estresse; e (9) outros. No conjunto, esses eixos tra\u00e7am um panorama ordenado da regula\u00e7\u00e3o prudencial e da capacidade de supervis\u00e3o nas jurisdi\u00e7\u00f5es participantes.\n\n### O que est\u00e1 inclu\u00eddo\nA cole\u00e7\u00e3o entrega os resultados consolidados da pesquisa (CSV) junto com um livro de c\u00f3digos (PDF) que detalha as vari\u00e1veis, as op\u00e7\u00f5es de resposta e a estrutura do instrumento, de modo a permitir uma interpreta\u00e7\u00e3o consistente e a reutiliza\u00e7\u00e3o dos dados.\n\n### Usos previstos\nQuem pesquisa, formuladores de pol\u00edticas, analistas do setor financeiro, jornalistas e estudantes podem valer-se do conjunto de dados para comparar a regula\u00e7\u00e3o banc\u00e1ria na ALC, estudar a ado\u00e7\u00e3o regional de Basileia III e orientar a an\u00e1lise da estabilidade financeira e da reforma da supervis\u00e3o. Os dados se inserem na atua\u00e7\u00e3o do BID nos setores financeiro e p\u00fablico.\n\n### Acesso e cita\u00e7\u00e3o\nO conjunto de dados \u00e9 disponibilizado por meio dos Dados Abertos do BID sob uma licen\u00e7a Creative Commons Attribution 4.0 International (CC BY 4.0) e conta com um DOI permanente que garante uma refer\u00eancia est\u00e1vel em trabalhos acad\u00eamicos e de pol\u00edticas."}}}