a1,idstd,id,a0,a1a,a2,a3a,a3,a4a,a4b,a5,a6a,a6b,a7,a7a,a8,a9,a10,a11,a11a,a14d,a14m,a14y,a14h,a14min,b1,b1x,b3,b2a,b2b,b2c,b2d,b4,JRb1,JRb2,JRb3,JRb4,JRb5,JRb6,b5,b6,JRb7,b6a,b6b,JRb8,b7,b7a,b8,cfyday,cfymth,c3,c4,c5,c6,c7,c8,c9a,c9b,c10,c11,c12,c13,c14,c15,c16,c17,c18,c19,c20,c21,c22a,c22b,c23,c24b,c24c,c24d,c28,c29,c30a,c30b,d1a1x,d1a2,d1a3,d2x,JRd2,d3a,d3b,d3c,d4,d6,d7,d8,d10,d11,d12a,d12b,d13,d14,d16,d17,d30a,d30b,LACe1,LACe2,LACe3,LACe4,LACe5,LACe6,LACe7,LACe9,LACe10,e1,e2,e6,e7a,e7b,LACe8a,LACe8b,LACe8c,e11,JRe12,JRe13,e30,f1,f2,g1a,g1b,g1c,g2,g3,g4,g5a,g5b,g5bx,g6a,g6b,g6c,g7,g8a,g30a,i1,i2a,i2b,i3,i4a,i4b,i30,k1a,k1b,k1c,k2a,k2b,k2c,k3a,k3bc,k3e,k3f,k3hd,k4,n5b,n5a,LACk4a,k5a,k5i,k5bc,k5e,k5f,k5hdj,k6,k7,k8,k9,k10,k11,k13,k14a,k14b,k14c,k14d,k14e,k15a,k16,k17,k21,k30,LACp1,LACp2,LACp3,LACp4,LACp5,LACp6,LACp7,LACp8,LACp9,LACp10,LACp11,LACp12,LACp13,LACp14,LACp15,LACp16a,LACp16b,LACp16c,LACp16d,LACp16e,LACp16f,LACp16g,h7a,j2,j3,j4,j5,j6a,j6,j7a,j7b,j10,j11,j12,j13,j14,j15,j30a,j30b,j30c,j30e,j30f,h30,l1,l2,l3a,l3b,l4a,l4b,l5,l5a,l5b,l6,l8,l9a,l9b,LACl9c,LACl10a,LACl10b,LACl10c,LACl10d,LACl10e,l10,l11a,l11b,LACl12,LACl13,LACl14,LACl15,LACl16,LACl17,LACl18,LACl19,LACl20,l30a,l30b,m1a,m1d,n2a,n2e,n2f,n2i,n2b,n2j,n3,n6a,n6b,n7a,n7b,a15a2c,a15c3,a14dend,a14mend,a14yend,a14hend,a14minend,a17,a18,a19h,a19m,w_weak_fresh,w_strict_fresh,w_median_fresh,strata,Performance,CALLBACK,CITY,GENDER,TITL,INTCODE,SUPERCODE,STARTMONTH,STARTDAY,A1A1,A1B1A,A1B1B,A1B1C,A1B1D,A1B1E,A1B1G,A1B1H,A1B1I,A1B1J,A1C1,A1D1,A1D1X,A1E1,A1E1X,A1G1,A1H1,A1H1X,A1I1,A1A2,A1B2A,A1B2B,A1B2C,A1B2D,A1B2E,A1B2G,A1B2H,A1B2I,A1B2J,A1C2,A1D2,A1D2X,A1E2,A1E2X,A1G2,A1H2,A1H2X,A1I2,A1A3,A1B3A,A1B3C,A1B3F,A1B3H,A1B3I,A1B3J,A1C3,A1D3,A1D3X,A1E3,A1E3X,A1F3,A1F3X,A1G3,A1H3,A1H3X,A1I3,A1A4,A1B4A,A1B4B,A1B4C,A1B4F,A1B4G,A1B4H,A1B4I,A1B4J,A1C4,A1D4,A1D4X,A1E4,A1E4X,A1F4,A1F4X,A1G4,A1H4,A1H4X,A1I4,A1A5,A1B5A,A1B5B,A1B5C,A1B5F,A1B5J,A1C5,A1D5,A1D5X,A1G5,A1H5,A1H5X,A1I5,A1A6,A1B6A,A1B6C,A1B6D,A1B6E,A1B6G,A1B6J,A1C6,A1D6,A1D6X,A1E6,A1E6X,A1G6,A1H6,A1H6X,A1I6,A1A7,A1B7A,A1B7B,A1B7C,A1B7D,A1B7E,A1B7G,A1B7J,A1C7,A1D7,A1D7X,A1E7,A1E7X,A1G7,A1H7,A1H7X,A1I7,B1A,B1B,B1C,B1D,B1E,B1F,B1G,B2,C1A1,C1B1,C1B1X,C1C1,C1A2,C1B2,C1B2X,C1C2,C1A3,C1B3,C1B3X,C1C3,C1A4,C1B4,C1B4X,C1C4,C1A5,C1B5,C1B5X,C1C5,C1A6,C1B6,C1B6X,C1C6,C1A7,C1B7,C1B7X,C1C7,C1A8,C1B8,C1B8X,C1C8,C1A9,C1B9,C1B9X,C1C9,C1A10,C1A10X,C1B10,C1B10X,C1C10,C2A,C2AX,C2B,C2C,C2CX,C3_FINGEN,C3A,C3AX,C3B,C3C,D1A,D1B,D1C,D1D,D1E,D1F,D1G,D2A,D2B,D2C,D3A1,D3A1X,D3A2,D3A2X,D3B_FINGEN,D3C_FINGEN,D3CX,D4A,D4B,D4C,D4D,D4E,D4F,D4G,D4H,D5,D6A,D6B,D6C,D6D,D6E,D6F,D6G,D7_FINGEN,D8A,D8B,D8C,E1A,E1B,E2_FINGEN,E2A,E2B,E3A1,E3B1A1,E3B1B1,E3B2A1,E3B2B1,E3B3A1,E3B3B1,E3B4A1,E3B4B1,E3B5A1,E3B5B1,E3B6A1,E3B6B1,E3B7A1,E3B7B1,E3B8A1,E3B8B1,E3A2,E3B1A2,E3B1B2,E3B2A2,E3B2B2,E3B3A2,E3B3B2,E3B4A2,E3B4B2,E3B5A2,E3B5B2,E3B6A2,E3B6B2,E3B7A2,E3B7B2,E3B8A2,E3B8B2,E3A3,E3B1A3,E3B1B3,E3B2A3,E3B2B3,E3B3A3,E3B3B3,E3B4A3,E3B4B3,E3B5A3,E3B5B3,E3B6A3,E3B6B3,E3B7A3,E3B7B3,E3B8A3,E3B8B3,E3A4,E3B1A4,E3B1B4,E3B2A4,E3B2B4,E3B3A4,E3B3B4,E3B4A4,E3B4B4,E3B5A4,E3B5B4,E3B6A4,E3B6B4,E3B7A4,E3B7B4,E3B8A4,E3B8B4,E3A5,E3B1A5,E3B1B5,E3B2A5,E3B2B5,E3B3A5,E3B3B5,E3B4A5,E3B4B5,E3B5A5,E3B5B5,E3B6A5,E3B6B5,E3B7A5,E3B7B5,E3B8A5,E3B8B5,E4,E4A,E4AX,E4B1,E4B2,E4B2X,E4B3,E4B3X,ENDMONTH,ENDDAY,F1_FINGEN,F2_FINGEN,F3_FINGEN,F4_FINGEN,F4X,COMMENTS Jamaica,504952,1,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,5,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,14,5,2011,10,0,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1985,60,5,Yes,1985,Comply with the law,50,Yes,Yes,30,4,No,,,Yes,4,3,0,,Yes,5,No,,,No,,,80,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Minor obstacle,POULTRY AND PORK,1511,60,FIVE BILLION,40,95,0,5,14,0,5,2001,0,5,20,80,Yes,4,14,,No obstacle,No obstacle,Yes,20,Yes,Yes,Yes,Yes,60000000,Yes,Yes,National - main product sold mostly across the country,More than 5,No,No,No,Yes,10000000,No,Yes,Yes,Yes,Major obstacle,75,40,80,20,0,Yes,90,No,,, ,,,,,,Major obstacle,Yes,,130000000,Yes,5,,Major obstacle,50,30,20,50,30,20,45,20,10,15,10,Yes,60000000,60000000,30,60,0,20,0,10,10,Yes,Yes,Yes,Private commercial banks,2010,85000000,No,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,6,Yes,4,No,Yes,0,0,,Yes,7,No,Yes,30,No,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,400,400,300,100,300,0,,225,70,600,3,13,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,50,50,No,,Yes,200,Yes,500,,Both categories require the same amount of training,Yes,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",C,200000000,3000000000,70000000,,36000000,28000000,5000000000,650000000,250000000,1000000000,500000000,-7,-7,14,5,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON,Male,MANAGER,8,1,5,17,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,no exit opportunity existed,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All women,No,Not applicable,100,Makes decisions in consultation with other partners,16,5,Predominantly women,Female,Female,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,No difference,Significantly more problems,No difference,Significantly less problems,No difference,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504953,3,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,31,5,2011,14,10,Publicly listed company, ,44,70,30,0,0,Yes,No,,,,,,1934,-9,-9,Yes,1934,Comply with the law,8,No,Yes,31,12,No,,,Yes,5,1,0,,Yes,4,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,OILS AND FATS,1514,60,NINE BILLION FIVE HUNDRED MILLION,2,95,0,5,40,1,1,-9,-7,-7,15,85,Yes,3,44,,Minor obstacle,Moderate obstacle,Yes,2,No,Yes,Yes,Yes,30000000,Yes,No,National - main product sold mostly across the country,More than 5,No,Yes,Yes,Yes,-9,Yes,Don't know,Don't know,Don't know,No obstacle,60,70,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,4,,Yes,-9,,Moderate obstacle,60,20,20,0,2,98,85,5,0,10,0,Yes,26000000,50000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,450000000,Yes,No,No,No,No,Yes,800000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,12,Yes,3,No,Yes,0,0,,Yes,270,No,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,1200,950,900,300,350,550,,-9,-9,600,6,12,50,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,100,100,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Electricity,B,1250000000,5900000000,320000000,,568000000,0,8200000000,2800000000,800000000,30000000000,5000000000,-7,-7,31,5,2011,16,5,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON,Male,CHIEF OPERATING OFFICER,10,1,5,17,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,Yes,Insurance for vehicles (fleets and trucks),-44,120000,100,Equally men and women,Yes,Yes,45,Delegates decisions to other partners,7,5,All men,Female,Female,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,66,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Slightly less problems,Slightly less problems,No difference,No difference,No difference,Minor obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Human Ressources Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504954,5,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,23,6,2011,11,0,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1980,-9,2,No,1983,Comply with the law,8,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,ICE CREAM DISTRIBUTION,1520,100,FOUR BILLION FIVE HUNDRED MILLION,-9,40,30,30,1,0,0,-9,0,0,90,10,No,,60,,Minor obstacle,No obstacle,Yes,5,Yes,Yes,No,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,75,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,30,50,20,20,10,70,80,0,0,20,0,Yes,0,6000000,100,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,-9,,No,,,Yes,7,No,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,170,-9,150,20,130,20,,-9,-9,0,,10,80,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Does not apply,Electricity,B,180000000,2200000000,15000000,,15000000,0,-9,400000000,500000000,400000000,500000000,-7,-7,23,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON 11,Female,OWNER,12,1,5,22,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,Predominantly men,No,Yes,30,Delegates decisions to other partners,10,3,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,No,No,No,No,Yes,Delegating manager,No difference,Slightly less problems,Slightly less problems,Significantly less problems,Significantly more problems,Slightly more problems,Significantly less problems,Minor obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,22,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504955,6,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,14,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1951,15,-7,Yes,1951,Comply with the law,25,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,"PASTRIES, BREAD, BUNS AND BISCUITS",1541,100,THREE BILLION,40,100,0,0,,,,,-7,-7,50,50,Yes,25,120,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,No,No,No,No obstacle,80,48,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,12000000,No,,,Minor obstacle,40,50,10,20,60,20,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,No,Yes,-9,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,320,320,-9,-9,-9,-9,,-9,-9,20,6,10,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Does not apply,Electricity,C,347000000,1900000000,7300000,,8000000,25000000,2500000000,600000000,200000000,1000000000,500000000,-7,-7,14,6,2011,13,45,Are estimates computed with some precision,Several visits,3,25,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,DIRECTOR,5,1,4,20,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Expanding customer base,-44,40,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Slightly less problems,No difference,Significantly less problems,Slightly more problems,No difference,Significantly less problems,Minor obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,20,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504956,7,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,14,6,2011,12,0,Limited partnership, ,70,100,0,0,0,No,No,,,,,,1995,-9,-9,Yes,1994,Don’t know,20,No,Yes,30,9,No,,,Yes,12,2,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,PASTRIES,1541,100,TWO HUNDRED FORTY MILLION,40,100,0,0,,,,,-7,-7,0,100,Yes,30,90,,No obstacle,No obstacle,Yes,5,Yes,Yes,Yes,No,,No,No,National - main product sold mostly across the country,More than 5,No,Yes,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,65,48,100,0,0,Yes,90,No,,, ,,,,,,No obstacle,Yes,,10000000,No,,,No obstacle,20,60,20,50,25,25,60,30,0,10,0,Yes,110000000,80000000,100,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,0,,Yes,20,Don't know,Yes,-9,Don't know,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,120,105,80,40,80,0,,40,15,6,5,7,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,15,85,No,,Yes,48,Yes,48,,Both categories require the same amount of training,-7,Minor obstacle,Don't know,Electricity,C,60000000,120000000,1000000,,8000000,-9,270000000,68000000,135000000,90000000,150000000,-7,-7,14,6,2011,13,30,Are estimates computed with some precision,Several visits,3,15,1.214285731315613,1.035714268684387,1.142857193946838,3,Lowest performant manufacturing,Yes,KINGSTON 5,Male,FINANCIAL MANAGER,2,1,6,8,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,Yes,Liability Insurance,-44,6000000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,-44,-44,-44,-44,-44,-44,-44,-44,6,8,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504957,8,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,23,6,2011,10,0,"Privately held, limited liability company", ,98,100,0,0,0,Yes,No,,,,,,1990,-9,-9,Yes,1988,Comply with the law,40,No,No,26,12,No,,,Yes,-9,-7,0,,Yes,5,No,,,Yes,15,8,25,No,,,Yes,No,Yes,Yes,No,Yes,Yes,-7,Major obstacle,Minor obstacle,BREAD,1541,30,THREE BILLION,0,100,0,0,,,,,0,0,25,75,Yes,7,60,,Moderate obstacle,Minor obstacle,Yes,5,No,Yes,No,Yes,8000000,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,80,84,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,2,,Yes,,10000000,Very severe obstacle,2,45,53,1,40,59,40,30,0,30,0,Yes,0,60000000,0,0,100,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,-7,Tend to agree,1,No,,,No,,0,,No,,,Yes,-6,No,Very severe obstacle,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,260,260,200,60,-7,-7,,-7,25,250,1,-7,95,50,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Moderate obstacle,Tax rates,C,200000000,1700000000,80000000,,60000000,150000000,2500000000,2000000000,500000000,4000000000,1000000000,-7,-7,23,6,2011,11,10,Are estimates computed with some precision,Several visits,2,55,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,NEW KINGSTON,Male,GENERAL MANAGER,7,1,4,20,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,A new application will be filled,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Male,Expanding customer base,-44,Still in business in 10 years time,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,No difference,Significantly more problems,No difference,No difference,Slightly more problems,Slightly more problems,Significantly more problems,Minor obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,20,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504958,10,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,5,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,3,6,2011,13,55,"Privately held, limited liability company", ,40,60,40,0,0,No,No,,,,,,1968,80,-9,No,1970,Comply with the law,10,No,-7,31,12,No,,,Yes,15,1,2,,Yes,5,No,,,Yes,10,6,90,No,,,Yes,Yes,Yes,No,No,Yes,Yes,Purchased by the establishment but air time paid by staff,Moderate obstacle,No obstacle,BISCUITS,1541,49,EIGHT HUNDRED MILLION,0,50,30,20,3,0,-7,1975,0,-7,60,40,Yes,5,21,,Moderate obstacle,Major obstacle,Yes,10,No,No,,Yes,5000000,No,No,National - main product sold mostly across the country,More than 5,Yes,No,No,No,,No,Yes,No,No,Very severe obstacle,80,96,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,1,,No,,,Major obstacle,30,0,70,0,0,100,50,20,0,30,0,Yes,-7,30000000,20,40,0,40,0,20,0,No,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,175,160,125,50,80,45,,10,30,0,,9,50,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,50,50,No,,No,,No,,,Professional and managers,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,100000000,400000000,35000000,,25000000,80000000,650000000,500000000,200000000,600000000,200000000,-7,-7,3,6,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,GENERAL MANAGER,3,1,5,23,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Providing employment for others outside the family,-44,Expanding customer base,-44,20,In market or product development,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Delegating manager,Slightly less problems,Significantly more problems,Slightly more problems,Slightly less problems,No difference,Significantly less problems,Significantly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504959,11,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,24,6,2011,9,0,Limited partnership, ,70,100,0,0,0,Yes,No,,,,,,1910,-9,4,Yes,1909,Other reasons not included above,11,No,No,31,12,No,,,Yes,11,1,0,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,BISCUITS,1541,100,ELEVEN BILLION,-9,30,0,70,5,0,0,-9,0,0,80,20,Yes,7,-9,,Minor obstacle,No obstacle,No,,,Yes,Yes,No,,No,No,International - main product sold mostly to nations outside,,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Does not apply,85,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,100,0,0,20,75,5,30,25,0,45,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,Don't know,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Does not apply,Does not apply,600,600,-9,-9,-9,-9,,-9,-9,18,6,10,90,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,25,25,No,,No,,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,B,700000000,900000000,10000000,,20000000,-9,-9,-9,-9,-9,-9,-7,-7,24,6,2011,10,25,Are estimates computed with some precision,Several visits,2,40,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON 11,Female,CLIENT SERVICE EXECUTIVE,4,1,4,30,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Predominantly men,No,No,25,Makes decisions in consultation with other partners,20,2,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,50,In physical assets,-44,No,Yes,No,No,No,No,No,Yes,Consensual manager,No difference,Slightly less problems,No difference,Slightly less problems,Slightly more problems,Significantly less problems,Significantly more problems,Major obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504960,12,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,11,20,Limited partnership, ,-7,100,0,0,0,Yes,No,,,,,,2005,10,3,Yes,2005,Comply with the law,25,No,Yes,31,12,No,,,Yes,-9,-9,0,,Yes,-9,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,COFFEE,1549,100,Don't know,10,10,0,90,-9,0,0,2005,0,0,85,15,Yes,3,30,,No obstacle,No obstacle,Yes,90,No,No,,Yes,-9,No,No,International - main product sold mostly to nations outside,,No,Yes,Yes,Yes,-9,Yes,Don't know,Don't know,No,No obstacle,-9,40,70,30,0,No,,,,, ,,,,,,No obstacle,Yes,-7,-7,No,,,Minor obstacle,85,0,15,0,10,90,-7,-7,-7,-7,-7,Yes,-9,-9,-7,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to agree,15,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Does not apply,70,50,12,58,12,0,,8,30,70,4,11,60,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Electricity,B,-7,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,-7,21,6,2011,12,55,Are estimates computed with some precision,Several visits,3,10,1.214285731315613,1.035714268684387,1.142857193946838,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504961,14,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,14,6,2011,10,0,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,JUICES,1554,30,ONE BILLION FIVE HUNDRED MILLION,60,100,0,0,,,,,-7,-7,40,60,Yes,7,40,,Minor obstacle,No obstacle,Yes,-9,Yes,No,,No,,Yes,No,Local - main product sold mostly in same municipality,More than 5,No,Yes,Yes,No,,No,Don't know,Don't know,Don't know,No obstacle,90,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,8000000,No,,,No obstacle,100,0,0,100,0,0,40,25,0,35,0,Yes,0,15000000,100,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,-9,Don't know,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,220,220,190,30,100,90,,-9,-9,10,6,-9,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,-7,No obstacle,No obstacle,Tax rates,C,190000000,780000000,36000000,,28000000,50000000,1200000000,460000000,180000000,800000000,500000000,-7,-7,14,6,2011,12,30,Are estimates computed with some precision,Several visits,3,0,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,MANAGER,4,1,4,23,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,A new application will be filled,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly women,No,No,60,Makes decisions in consultation with other partners,21,0,Predominantly men,Female,Female,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,33,In human capital,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly more problems,Slightly more problems,No difference,No difference,Slightly less problems,Moderate obstacle,No,No,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,Moderate impact,Yes,No impact,Yes,No impact,No,No impact,No,No impact,No,Moderate impact,Yes,Large impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504962,16,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ with production and/or sales in this location,,,Yes,3,27,5,2011,11,30,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1980,-9,-9,Yes,1980,Comply with the law,31,No,No,31,12,Yes,3,No,Yes,3,1,0,,Yes,1,No,,,Yes,15,18,1,Yes,3,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,SNACK ITEMS,1549,70,FOUR HUNDRED AND FIFTY MILLION,55,100,0,0,,,,,0,0,10,90,Yes,5,14,,No obstacle,No obstacle,Yes,10,Yes,Yes,Yes,Yes,3000000,No,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,Yes,No,,Yes,No,Yes,Don't know,No obstacle,85,144,100,0,0,Yes,45,No,,, ,,,,,,No obstacle,Yes,2,,No,,,Moderate obstacle,40,60,0,0,90,10,100,0,0,0,0,Yes,-7,150000000,20,60,0,40,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Strongly disagree,30,Yes,1,No,No,,0,,Yes,1,No,No,,,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,150,150,120,30,100,20,,10,20,0,,12,60,5,Yes,5,No,Don’t know,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,Minor obstacle,"Crime, theft and disorder",B,75000000,200000000,16000000,,12000000,28000000,370000000,58000000,17000000,180000000,50000000,-7,-7,27,5,2011,13,7,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504963,17,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,14,6,2011,16,30,"Privately held, limited liability company", ,35,60,40,0,0,No,No,,,,,,1900,-9,-9,Yes,1900,Don’t know,40,No,Yes,31,12,No,,,Yes,12,1,0,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,RUM,1551,100,SIX BILLION TWO HUNDRED MILLION,40,40,10,50,-9,0,0,-9,-7,-7,100,0,,,60,,No obstacle,No obstacle,No,,,Yes,Yes,No,,Yes,No,International - main product sold mostly to nations outside,,No,Yes,Yes,Yes,30000000,No,Don't know,Don't know,Don't know,Don't know,80,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,10000000,No,,,No obstacle,0,0,100,100,0,0,35,30,0,35,0,Yes,0,20000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,Yes,Yes,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,No,,,No,,-8,,No,,,Yes,7,Refused,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,280,277,-9,-9,-9,-9,,-9,-9,15,6,-9,100,-9,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,25,25,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,A,300000000,3500000000,450000000,,380000000,430000000,7000000000,170000000,300000000,170000000,300000000,-7,-7,14,6,2011,17,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON 13,Male,OWNER,5,1,5,16,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The deductible is high,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,21,0,Predominantly men,Female,Female,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,25,In market or product development,-44,Yes,Yes,No,Yes,No,No,Yes,No,Decision maker manager,Significantly less problems,Significantly more problems,No difference,Significantly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Minor obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504964,18,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,11,15,"Privately held, limited liability company", ,51,51,49,0,0,No,No,,,,,,1928,-9,-9,No,1978,Don’t know,20,No,Yes,30,6,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,ALCOHOLIC BEVERAGES,1554,100,EIGHTEEN BILLION,50,40,30,30,30,0,0,-9,0,0,100,0,,,-9,,No obstacle,No obstacle,Yes,-9,Yes,Yes,Yes,Yes,100000000,Yes,No,International - main product sold mostly to nations outside,,No,Yes,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,85,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,12000000,No,,,No obstacle,0,100,0,40,20,40,45,25,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,No,,,No,,-9,,No,,,Yes,-9,No,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,700,690,450,250,300,150,,-9,-9,17,5,-9,100,-9,Yes,6,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,-9,-9,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,800000000,6602000000,800000000,,400000000,700000000,15000000000,4000000000,1903136000,4000000000,1903136000,-7,-7,13,6,2011,12,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,OPERATIONS MANAGER,23,1,5,18,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for family,-44,Attaining a pre-established level of profit,-44,30,In market or product development,-44,Yes,Yes,No,No,No,No,Yes,Yes,Consensual manager,No difference,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Slightly more problems,No difference,Minor obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504965,19,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,10,6,2011,17,0,"Privately held, limited liability company", ,-9,100,0,0,0,No,No,,,,,,1918,-9,-9,Don't know,-9,Don’t know,-9,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,-7,-7,-7,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,PEPSI SODA,1554,40,FOURTEEN BILLION,80,100,0,0,,,,,-9,1,30,70,Yes,10,-9,,Major obstacle,Moderate obstacle,No,,,No,,Don't know,,No,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,Yes,Yes,-9,Don't know,Don't know,Don't know,Don't know,Moderate obstacle,90,48,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,Don't know,,,Moderate obstacle,50,30,20,60,0,40,50,20,0,30,0,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Strongly agree,0,No,,,No,,-9,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,750,750,400,350,300,100,,100,250,-9,-9,12,100,-9,Don't know,,,Don’t know,-9,Yes,-9,-9,No,,No,,Yes,-9,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,B,770000000,9000000000,100000000,,27000000,100000000,13000000000,1500000000,850000000,5000000000,5000000000,-7,-7,10,6,2011,18,30,Are estimates computed with some precision,Several visits,3,0,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,MANAGER,9,1,5,17,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,90000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,50,In market or product development,-44,Yes,Yes,No,No,No,No,No,Yes,Decision maker manager,Significantly less problems,Significantly more problems,Significantly less problems,Significantly less problems,No difference,Slightly more problems,Significantly less problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504966,20,Manufacturing,ENG,Region A,Region A,Capital city,Textiles,Garments,"No, screener and sample frame do not match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,6,2011,11,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,HOSPITAL CLOTH,1810,100,Don't know,-9,100,0,0,,,,,-7,-7,-9,-9,No,,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,None,No,No,Yes,No,,No,No,No,No,No obstacle,80,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,20,60,20,100,0,0,35,40,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Don't know,No,No,Yes,No,No,No,No,Tend to agree,-9,No,,,No,,-9,,No,,,Yes,-9,Don't know,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,150,-9,-9,-9,-9,-9,,-9,-9,0,,-9,-9,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,-7,Does not apply,Does not apply,Electricity,B,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,-7,-7,22,6,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,ST. ANDREW,Male,MANAGER,8,1,5,29,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,120000,75,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Providing employment for family,-44,Expanding customer base,-44,25,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,No difference,Slightly less problems,Slightly less problems,Slightly more problems,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,29,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504967,21,Manufacturing,ENG,Region A,Region A,Capital city,Textiles,Garments,"No, screener and sample frame do not match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,12,0,Limited partnership, ,57,100,0,0,0,Yes,No,,,,,,1960,-9,3,Yes,1960,Don’t know,25,Yes,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,CLOTHES,1810,100,Don't know,-9,60,20,20,-9,0,0,2002,0,0,40,60,Yes,-9,-9,,Minor obstacle,Minor obstacle,Yes,-9,Yes,Yes,Yes,Yes,-9,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,Yes,Yes,No,,Yes,Don't know,Don't know,Don't know,Don't know,100,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,40,40,20,40,40,20,40,30,0,30,0,Yes,-9,-9,-9,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,No,Yes,-9,No,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,220,200,-9,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,Yes,6,No,Don’t know,0,Yes,-9,-9,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Tax rates,C,-7,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,-7,2,6,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504968,22,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,7,2011,10,0,Partnership, ,45,100,,0,0,No,No,,,,,,1986,60,1,Yes,1986,Comply with the law,20,No,No,31,5,No,,,Yes,2,1,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,PRINTING,1920,66, ,25,100,0,0,,,,,0,0,100,0,,,-9,,Moderate obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,No,Yes,Yes,Yes,Major obstacle,70,50,100,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Very severe obstacle,5,95,0,10,90,0,80,15,0,5,0,Yes,0,-9,50,50,0,50,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,98,105,70,28,50,20,,4,18,10,2,13,50,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,35,25,No,,Yes,176,Yes,144,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,A,35000000,-9,-9,,-9,0,,750000,0,50000000,40000000,-7,-7,14,7,2011,11,30,Are estimates computed with some precision,Several visits,2,45,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON 11,Male,MANAGER,4,1,5,21,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,15,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly more problems,Slightly more problems,No difference,No difference,Slightly more problems,Slightly less problems,Very severe obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504969,24,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,31,5,2011,9,50,Publicly listed company, ,38,90,1,0,9,No,No,,,,,,1834,-9,-9,No,1896,Other reasons not included above,35,No,No,31,12,No,,,Yes,2,1,0,,Yes,1,No,,,Yes,1,24,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,PRINTING,2221,66,THREE BILLION ONE HUNDRED AND SIXTY-FIVE MILLION SIX HUNDRED AND THIRTY-TWO THOUSAND,20,88,0,12,1,0,0,1951,0,0,5,95,Yes,7,60,,Minor obstacle,Minor obstacle,Yes,1,Yes,Yes,Yes,No,,Yes,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,Yes,Yes,-7,Yes,No,Don't know,Don't know,Moderate obstacle,80,168,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,-7,-7,Yes,,826000,Moderate obstacle,2,0,98,15,0,85,50,0,0,50,0,Yes,2300000,50500000,100,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,2,No,,,No,,0,,Yes,3,No,Yes,3,No,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Very severe obstacle,430,510,110,320,40,70,,0,107,200,5,15,93,35,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,100,20,No,,Yes,1200,Yes,96,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Courts,C,1059362000,529747000,14000000,,65000000,0,2700000000,745000000,706000000,1000000000,1000000000,-7,-7,31,5,2011,12,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,MANAGER,12,1,5,25,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Private investors,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly more problems,Slightly less problems,No difference,No difference,Slightly less problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,-44,-44,-44,-44,-44,-44,5,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504970,25,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,-9,4,No,1996,Comply with the law,10,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,No,,Minor obstacle,No obstacle,PRINTER DISTRIBUTION,2222,100,EIGHT HUNDRED MILLION,-9,100,0,0,,,,,0,0,-9,-9,Yes,-9,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,International - main product sold mostly to nations outside,,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,70,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,25,70,5,100,0,0,60,35,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,60,57,53,7,-9,-9,,-9,-9,0,,-9,-9,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,Don't know,No obstacle,Does not apply,Electricity,C,65000000,200000000,1000000,,1000000,0,35000000,200000000,50000000,250000000,75000000,-7,-7,21,6,2011,15,30,Are estimates computed with some precision,Several visits,3,20,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,ST. ANDREW,Female,CHAIRMAN,8,1,4,18,Yes,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Not provided,-3,-44,Not provided,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Family members and/or friends,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Significantly more problems,No difference,Significantly more problems,Significantly less problems,Very severe obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,4,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504971,26,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,6,2011,10,0,"Privately held, limited liability company", ,51,49,0,51,0,No,No,,,,,,1982,-9,-9,Yes,1982,Don’t know,27,No,No,31,3,No,,,No,,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,REFINING CRUDE OIL,2320,100,ONE HUNDRED AND ONE BILLION FIVE HUNDRED FORTY MILLION,-9,100,0,0,,,,,0,0,0,100,Yes,12,120,,Moderate obstacle,No obstacle,Yes,-9,Yes,Yes,Yes,Yes,600000000,Yes,Yes,National - main product sold mostly across the country,None,No,No,Yes,No,,No,No,No,No,No obstacle,90,56,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,10000000,No,,,No obstacle,30,50,20,100,0,0,50,40,0,10,0,Yes,0,150000000,40,100,0,0,0,0,0,Yes,Yes,Yes,State-owned banks or government agency,-9,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to agree,0,No,,,No,,-8,,Yes,10,No,Yes,10,No,Moderate obstacle,Minor obstacle,No obstacle,Does not apply,No obstacle,No obstacle,214,214,150,64,100,50,,20,40,10,6,3,100,-9,Yes,4,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,25,25,Yes,144,Yes,200,Yes,200,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,A,735000000,78776225000,3000000,,-9,-9,76015953000,1969000000,1000000000,1969000000,1000000000,-7,-7,7,6,2011,11,30,Are taken directly from establishment records,Several visits,3,15,1.214285731315613,1.035714268684387,1.142857193946838,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504972,27,Manufacturing,ENG,Region A,Region A,Capital city,Chemicals,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,9,40,Publicly listed company, ,51,51,49,0,0,Yes,No,,,,,,1953,12,0,Yes,1953,Don’t know,30,No,Yes,31,12,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,na,na,na,-7,-7,Major obstacle,Minor obstacle,PAINTS,2422,95,ONE BILLION SIX HUNDRED MILLION,35,95,0,5,3,0,0,1960,0,0,40,60,Yes,7,30,,Minor obstacle,Moderate obstacle,Yes,-7,-7,Yes,-7,Yes,-7,Yes,No,National - main product sold mostly across the country,-7,Yes,Yes,Yes,No,,No,No,No,No,No obstacle,60,50,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,500000,Major obstacle,0,20,80,0,20,80,50,20,0,30,0,Yes,0,25000000,70,80,0,20,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Tend to agree,-7,Yes,-7,-7,-7,-7,0,,-7,-7,-7,-7,-7,-7,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,110,105,50,60,40,10,,50,40,50,3,13,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,-7,-7,-7,-7,Yes,-7,-7,-7,,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,350000000,750000000,0,,30000000,300000000,1800000000,180000000,72000000,250000000,720000010,-7,-7,13,6,2011,11,15,Are taken directly from establishment records,Several visits,3,20,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON 11,Male,MANAGING DIRECTOR,23,1,6,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Building is leased,No,No,Not needed,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,5,Delegates decisions to other partners,10,15,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,15,In market or product development,-44,Yes,No,No,No,No,No,No,Yes,Consensual manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,"General Management, Business Development & Strategies Suppor",-44,6,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504973,28,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,6,2011,13,0,Limited partnership, ,70,100,0,0,0,No,No,,,,,,1825,-9,-9,No,1852,Don’t know,48,No,Yes,31,12,No,,,Yes,11,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,OVERPROOF ALCOHOL,1551,100,SEVEN BILLION,50,40,25,35,60,0,0,-9,-7,-7,100,0,,,40,,Minor obstacle,No obstacle,Yes,-9,Yes,Yes,Yes,Yes,-9,Yes,No,National - main product sold mostly across the country,2 to 5,No,Yes,Yes,Yes,-9,No,Don't know,Don't know,Don't know,Don't know,75,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,8000000,No,,,No obstacle,40,20,40,40,20,40,25,35,0,40,0,Yes,0,10000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Don't know,-7,1,Yes,Yes,Yes,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,-8,,No,,,Yes,-7,Don't know,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,200,150,150,50,100,50,,-9,-9,10,4,12,100,20,Yes,6,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,50,50,No,,No,,Yes,48,,Technicians,No,No obstacle,No obstacle,Electricity,B,250000000,4000000000,350000000,,180000000,300000000,6000000000,1500000000,500000000,1500000000,500000000,-7,-7,9,6,2011,15,0,Are estimates computed with some precision,Several visits,3,0,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON 5,Female,GENERAL MANAGER FOR CORPORATE AFFAIRS,3,1,6,8,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Not applicable,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Equally men and women,No,No,-9,Makes decisions in consultation with other partners,-9,-9,Predominantly men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,75,In market or product development,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,6,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504974,29,Retail,ENG,Region A,Region B,"Over 250,000 to 1million",Chemicals,Retail,"No, screener and sample frame do not match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2000,7,2,Yes,2000,More access to government programs or services,10,No,No,31,9,No,,,Yes,4,1,-9,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,No obstacle,FOOD STUFFS,5220,20,TWENTY ONE MILLION,80,100,0,0,,,,,,,,,,,,30,Very severe obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,64,Square Meters, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Very severe obstacle,10,70,20,0,95,5,70,15,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,-7,-7,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,9,9,,,,,4,,,-7,-7,,90,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Professional and managers,No,No obstacle,Minor obstacle,"Crime, theft and disorder",A,3200000,,,14000000,960000,,15000000,,,,,-7,-7,1,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504975,30,Manufacturing,ENG,Region A,Region A,Capital city,Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,15,0,Publicly listed company, ,45,40,45,15,0,No,No,,,,,,1952,-9,-9,Yes,1952,Comply with the law,-7,No,Yes,31,12,No,,,No,,,,,Yes,-9,No,,,No,,,-7,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,CEMENT,2694,100,EIGHT BILLION EIGHT HUNDRED AND NINETY-SIX MILLION TWO HUNDRED AND SIXTY THOUSAND,100,60,20,20,60,0,0,1985,-7,-7,100,0,,,60,,Minor obstacle,No obstacle,No,,,No,,Yes,200000000,Yes,No,Local - main product sold mostly in same municipality,None,No,Yes,Yes,Yes,-9,No,No,No,No,Does not apply,70,48,100,0,0,Yes,30,No,,, ,,,,,,No obstacle,Yes,,8000000,No,,,No obstacle,-7,-7,-7,5,70,25,30,20,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,Yes,Yes,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,0,,No,,,Yes,14,No,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,300,300,250,50,100,150,,-9,-9,18,4,-9,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,100,100,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,C,500000000,5467489000,900000000,,860000000,500000000,9000000000,4400000000,4000000000,4400000000,4000000000,-7,-7,13,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON,Male,FINANCE MANAGER,3,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Other,Temporary suspension due to restructuring of debt,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Dissatisfied,,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Not applicable,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,A new application will be filled,A new application will be filled,No change,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,12500000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,40,In human capital,-44,No,Yes,Yes,Yes,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504976,31,Manufacturing,ENG,Region A,Region A,Capital city,Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,15,6,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2001,-9,-9,Yes,2001,Other reasons not included above,30,No,Don't know,31,12,No,,,Yes,12,1,0,,Yes,1,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,PRE-MIS CONCRETE,2695,100,SEVEN BILLION,10,100,0,0,,,,,-7,-7,100,0,,,-9,,No obstacle,Does not apply,No,,,No,,No,,Yes,No,National - main product sold mostly across the country,None,Yes,Yes,Yes,No,,No,No,No,No,Does not apply,65,56,100,0,0,No,,,,, ,,,,,,No obstacle,-7,-7,-7,-7,-7,-7,No obstacle,100,0,0,100,0,0,40,15,0,45,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2001,-8,Yes,No,No,No,Yes,Yes,-9,No,Other,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,0,No,,,No,,0,,Yes,-9,Yes,Yes,-9,Yes,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,240,250,180,60,120,60,,20,40,0,,10,70,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Electricity,B,270000000,5380000000,40000000,,10000000,60000000,6500000000,600000000,500000000,600000000,500000000,-7,-7,15,6,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,,KINGSTON,Male,MANAGER,11,1,5,21,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,50,In market or product development,-44,Yes,Yes,No,No,No,No,No,Yes,Delegating manager,Significantly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Significantly more problems,Slightly less problems,Significantly less problems,Major obstacle,Yes,No,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Negative impact,No,Moderate impact,No,No impact,Yes,Large impact,Yes,Moderate impact,Yes,No impact,No,Negative impact,Yes,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,No impact,Yes,Large impact,Yes,Large impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504977,32,Manufacturing,ENG,Region A,Region A,Capital city,Fabricated metal products,Fabricated metal products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,14,0,Limited partnership, ,-7,100,0,0,0,No,No,,,,,,1996,-9,3,Don't know,-9,Don’t know,20,No,No,31,12,No,,,Yes,-9,2,-9,,Yes,-9,No,,,No,,,0,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,OWNINGS,2811,40,Don't know,90,100,0,0,,,,,-9,0,70,30,No,,60,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Don't know,Don't know,Don't know,Moderate obstacle,65,48,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-7,-7,Don't know,,,Moderate obstacle,0,80,20,0,90,10,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Major obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,120,110,90,30,60,30,,10,20,0,,11,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,-7,Technicians,No,Moderate obstacle,Moderate obstacle,Tax rates,C,-7,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,-7,13,6,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON 5,Male,DIRECTOR,3,1,6,1,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Personal and collective accident Insurance,-44,3000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,10,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,No,Decision maker manager,No difference,No difference,No difference,No difference,Slightly more problems,No difference,No difference,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Marketing & Operations Support,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504978,33,Manufacturing,ENG,Region A,Region A,Capital city,Machinery and equipment,Machinery and equipment,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,10,0,Limited partnership, ,90,100,,0,0,No,No,,,,,,1950,30,-9,Yes,1950,Comply with the law,30,Yes,No,31,12,No,,,Yes,1,2,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,DOMESTICS APPLIANCES,2930,50, ,15,75,0,25,4,0,0,1990,0,0,70,30,Yes,-9,30,,Minor obstacle,Major obstacle,Yes,25,Yes,No,,Yes,-9,No,No,National - main product sold mostly across the country,2 to 5,No,Yes,Yes,Yes,500000,Yes,No,Yes,No,Moderate obstacle,70,72,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,10,80,10,5,85,10,30,35,0,35,0,Yes,0,-9,50,75,,25,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,15000000,Yes,No,Yes,Yes,No,No,35000000,Yes,,Yes,Major obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,125,120,80,45,55,25,,10,20,6,2,12,80,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,30,25,No,,Yes,250,Yes,72,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Tax rates,A,-9,-9,6000000,,5400000,0,,43500000,25000000,155000000,50000000,-7,-7,5,7,2011,11,30,Are estimates computed with some precision,Several visits,2,30,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON 11,Male,CEO,3,1,5,31,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,-44,-44,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,Currently exploring this option,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,Currently exploring this option,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,70,Delegates decisions to other partners,10,8,Predominantly women,Male,Female,Attaining a pre-established level of profit,-44,Providing employment for family,-44,70,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,Slightly more problems,No difference,No difference,Slightly more problems,No difference,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504979,34,Manufacturing,ENG,Region A,Region A,City with population over 1 million - other than capital,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,19,5,2011,9,0,Limited partnership, ,-7,100,0,0,0,Yes,No,,,,,,1990,9,-9,Don't know,-9,Don’t know,11,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,BED,3610,40,ONE BILLION AND EIGHT HUNDRED MILLION,60,50,25,25,-9,0,-7,1990,0,0,80,20,Yes,-9,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,Yes,Yes,Yes,-9,No,Don't know,Don't know,Don't know,Don't know,75,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,10000000,No,,,Minor obstacle,60,20,20,60,20,20,90,0,0,10,0,Yes,0,4000000,100,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,200,-9,-9,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,Yes,-9,Yes,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,100,100,No,,No,,Don't know,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,B,90000000,950000000,-7,,20000000,-9,-9,-9,-9,-9,-9,-7,-7,19,5,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.214285731315613,1.035714268684387,1.142857193946838,3,Highest performant manufacturing,Yes,KINGSTON,Male,DIRECTOR,3,1,5,12,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Family members and/or friends,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,The deductible is low,-44,Yes,Insurance for vehicles (fleets and trucks),-44,7000,100,Predominantly men,No,No,35,Makes decisions in consultation with other partners,15,5,All men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,80,In human capital,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly more problems,Significantly less problems,No difference,Significantly more problems,Slightly more problems,Significantly less problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,12,Somewhat truthful,Somewhat truthful,Several interviews,Through Internet,-44, Jamaica,504980,47,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,14,0,Partnership, ,55,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,31,12,Don't know,,,Don't know,,,,,Don't know,,Don't know,,,Don't know,,,100,No,,,Yes,No,Yes,Don't know,Don't know,Don't know,Yes,Purchased and air use paid by the establishment,Don't know,Don't know,BED AND SOFAS,3610,100,SEVENTY MILLION,60,100,0,0,,,,,0,0,80,20,No,,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,-7,No,No,No,No,,Don't know,Don't know,Don't know,Don't know,Don't know,70,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Don't know,,,Major obstacle,10,80,10,10,80,10,70,10,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Don't know,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,-9,No,,,No,,-9,,Don't know,,,Don't know,,,Don't know,Don't know,Don't know,Don't know,Don't know,Don't know,40,35,30,10,10,20,,0,8,0,,12,50,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Don't know,,,,,,,,,,Don’t know,Don't know,Don't know,Don't know,Don’t know,C,13600000,32000000,1200000,,1800000,3000000,60000000,-9,-9,30000000,20000000,-7,-7,19,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504981,60,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,26,5,2011,14,15,Limited partnership, ,80,100,0,0,0,Yes,No,,,,,,1990,2,1,Don't know,-7,Comply with the law,25,No,Still In Process,31,7,Yes,3,No,Yes,2,1,0,,No,,No,,,Don't know,,,100,Yes,3,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Very severe obstacle,SYRUP,1542,60,ONE HUNDRED MILLION,70,100,0,0,,,,,0,0,60,40,Yes,4,5,,No obstacle,No obstacle,Yes,20,Yes,No,,Yes,500000,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,Yes,-9,Yes,Don't know,Don't know,Don't know,No obstacle,50,50,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,20,80,0,60,40,70,0,0,30,0,Yes,0,2900000,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,15000000,Yes,Yes,Yes,No,Yes,No,25000000,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Strongly disagree,0,Yes,6,No,No,,0,,Yes,3,No,No,,,Major obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,51,60,35,16,25,10,,20,3,0,,10,100,0,Yes,4,No,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Tax rates,B,28000000,52000000,2000000,,1000000,0,-9,9000000,4000000,150000000,50000000,-7,-7,26,5,2011,16,27,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,10,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504982,66,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,,,Does not apply,2,17,5,2011,13,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1965,25,0,Yes,1965,Better access to financing,2,No,No,31,12,Yes,1,No,Yes,3,2,0,,Yes,5,No,,,No,,,60,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,MOLASSES,1542,100,THREE HUNDRED TWENTY-FIVE MILLION,5,100,0,0,,,,,0,0,60,40,Yes,7,30,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,None,Yes,No,Yes,No,,No,No,No,Yes,Moderate obstacle,60,48,-7,-7,-7,-7,-7,-7,,, ,,,,,,Minor obstacle,No,,,Yes,-9,,Major obstacle,10,70,20,20,60,20,50,20,0,30,0,Yes,0,3500000,100,70,0,30,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,No,,,,,,,Yes,,Don't know,Minor obstacle,Yes,-7,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,-7,No,,,Don't know,,-7,-7,No,,,Don't know,,,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,30,28,23,7,16,7,,4,5,8,3,12,70,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,No obstacle,"Crime, theft and disorder",B,25000000,200000000,35000000,,10000000,30000000,265000000,47800000,25000000,100000000,55000000,-7,-7,17,5,2011,14,15,Are estimates computed with some precision,Several visits,3,10,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,KINGSTON,Male,MANAGER,2,1,4,18,Yes,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly more problems,Slightly more problems,No difference,Slightly less problems,Slightly less problems,Very severe obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504983,70,Manufacturing,ENG,Region A,Region A,Capital city,Electronics (31 & 32),Electronics (31 & 32),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,10,30,Sole proprietorship, ,,100,,0,0,No,No,,,,,,1948,25,-9,Yes,1948,Comply with the law,30,No,Yes,31,12,No,,,Yes,2,1,-9,,No,,No,,,No,,,100,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Minor obstacle,INTERIOR AND EXTERIOR LIGHTNING,3150,100, ,25,90,0,10,5,0,0,-9,0,0,70,30,Yes,7,45,,No obstacle,Minor obstacle,No,,,No,,Yes,1500000,No,No,National - main product sold mostly across the country,More than 5,Yes,No,No,No,,No,Yes,No,Don't know,Moderate obstacle,85,50,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Very severe obstacle,10,70,20,10,60,30,55,30,0,15,0,Yes,0,3000000,50,55,0,45,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,20000000,Yes,No,No,No,Yes,No,50000000,Yes,,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,Yes,0,5,,No,,,No,,,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,85,80,50,35,35,15,,5,12,5,3,12,70,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,25,25,No,,No,,Yes,96,,Technicians,No,Minor obstacle,Moderate obstacle,Tax administration,A,38000000,-9,6500000,,4000000,5000000,,22000000,15000000,50000000,30000000,-7,-7,7,7,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,KINGSTON,Male,MANAGING DIRECTOR,5,1,5,11,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,application did not meet the requirements,-44,No,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,20,In physical assets,-44,Yes,Yes,No,No,No,No,Yes,Yes,Consensual manager,Significantly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Slightly less problems,Slightly more problems,No difference,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing & Operations Support,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504984,73,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,11,0,Limited partnership, ,55,100,,0,0,No,No,,,,,,1980,25,3,Yes,1980,Comply with the law,25,No,No,31,12,No,,,Yes,2,2,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Minor obstacle,BAKING PRODUCTS,1541,55,ONE HUNDRED AND FITY FIVE MILLION,30,100,0,0,,,,,0,0,80,20,Yes,7,60,,Minor obstacle,Major obstacle,Yes,10,No,No,,No,,No innovation activities,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,-9,No,Yes,No,No,Major obstacle,80,72,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,No,,,Major obstacle,5,80,15,20,60,20,40,40,0,20,0,Yes,0,-9,100,80,,20,,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,0,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,80,75,55,25,40,15,,7,10,15,1,13,65,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,45,50,No,,Yes,200,Yes,72,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Electricity,A,30000000,65000000,2400000,,2800000,0,,54200000,21000000,100000000,50000000,-7,-7,6,7,2011,12,0,Are estimates computed with some precision,Several visits,2,20,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,Yes,KINGSTON 19,Male,ACCOUNTANT,11,1,6,4,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,other specify,In the process,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,in the process,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,"Done through a broker, best offer",No,-44,-44,-44,-44,Equally men and women,No,Yes,13,Makes major strategic and financial decisions,5,2,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,80,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,Slightly more problems,Slightly more problems,Slightly more problems,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,The most cost-efficient,Technological and Innovation Support,-44,6,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504985,75,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,9,0,Limited partnership, ,75,100,0,0,0,No,No,,,,,,1985,17,-9,Don't know,-9,Comply with the law,20,No,No,31,12,No,,,Yes,1,2,,50000,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,SOYA CREAM,1531,50,FIFTY FIVE MILLION,15,80,0,20,4,0,0,1990,0,0,100,0,,,30,,Minor obstacle,Moderate obstacle,Yes,15,-7,No,,Yes,100000,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,Yes,100000,Yes,No,Yes,No,Moderate obstacle,65,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,0,100,0,5,85,10,35,30,0,30,5,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,7500000,Yes,No,Yes,Yes,No,No,15000000,Yes,,Yes,Major obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,24,24,15,9,9,6,,0,6,4,1,14,70,35,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,30,25,No,,Yes,150,Yes,48,,Technicians,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,C,8000000,20000000,188000,,540000,0,-7,3500000,2000000,5000000,5000000,-7,-7,5,7,2011,10,24,Are estimates computed with some precision,Several visits,3,5,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504986,79,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,5,2011,10,44,Partnership, ,90,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,-7,1990,5,0,No,1996,Comply with the law,25,No,No,31,8,Yes,14,No,Yes,2,1,0,,Yes,1,Yes,7,No,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,KITCHEN CABINETS,3610,70,FIFTY MILLION,5,100,0,0,,,,,-9,1,10,90,Yes,10,45,,No obstacle,No obstacle,Yes,5,No,Yes,No,Yes,300000,No,No,National - main product sold mostly across the country,More than 5,Yes,No,No,No,,No,Yes,Yes,Don't know,Major obstacle,80,40,-7,-7,-7,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,1000000,Moderate obstacle,98,0,2,60,30,10,80,10,0,10,0,Yes,-7,5000000,75,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,-7,-7,-7,-7,-7,-7,-7,Tend to disagree,-9,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,24,20,18,6,16,2,,1,2,6,3,10,25,0,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,12000000,20000000,900000,,750000,0,40000000,15000000,5000000,25000000,16000000,-7,-7,1,5,2011,12,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504987,82,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1977,-9,-9,Yes,1977,Comply with the law,-9,Yes,No,31,12,No,,,Yes,2,1,0,,Yes,2,No,,,No,,,80,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,Moderate obstacle,MILK,1520,60,THREE HUNDRED MILLION,50,70,30,0,,,,1985,0,0,60,40,No,,15,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,No,No,No,No obstacle,80,54,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,Minor obstacle,0,80,20,0,80,20,0,0,0,90,10,Yes,0,1000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,2000000,Yes,No,Yes,Yes,No,No,5000000,-7,-7,-7,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Don't know,No,,-7,No,,-7,No,No,No,No,Yes,Yes,No,Tend to disagree,-7,No,,,No,,0,,-7,-7,-7,-7,-7,-7,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,50,60,40,10,30,10,,-7,-7,-9,-7,-7,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,Yes,-7,-7,No,,Yes,-7,-7,-7,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Electricity,C,30000000,140000000,3600000,,6000000,8000000,250000000,250000000,5000000,40000000,10000000,-7,-7,14,6,2011,10,50,Are estimates computed with some precision,Several visits,3,15,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,KINGSTON,Female,ACCOUNTANT,2,1,4,19,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,23,3,All men,Male,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,45,In human capital,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,No difference,Significantly more problems,No difference,Slightly less problems,No difference,Major obstacle,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Moderate impact,No,Negative impact,No,Moderate impact,Yes,No impact,No,Negative impact,Yes,Moderate impact,Yes,No impact,Yes,Large impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Moderate impact,Yes,No impact,No,Moderate impact,Yes,Large impact,Yes,No impact,No,No impact,No,Moderate impact,Yes,Moderate impact,Yes,Yes,Moderate impact,No,Moderate impact,Yes,Moderate impact,Yes,No impact,No,Moderate impact,No,Moderate impact,Yes,Moderate impact,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,4,19,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,504988,84,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,15,10,"Privately held, limited liability company", ,45,100,0,0,0,No,No,,,,,,1996,20,-9,Yes,1996,Comply with the law,5,No,No,31,3,No,,,Yes,3,2,-9,,Yes,1,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,PAPER PRODUCT,2109,50,THIRTHY FIVE MILLION,20,95,0,5,5,0,0,-9,0,0,70,30,No,,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,120000,No,Yes,No,No,Very severe obstacle,65,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,380000,No,,,Major obstacle,0,85,15,5,70,25,50,40,0,10,0,Yes,0,750000,70,65,0,35,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,2000000,Yes,Yes,No,No,No,No,3000000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,0,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,35,33,25,10,20,5,,5,5,0,,15,60,20,Yes,1,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,25,25,No,,No,,Yes,-9,,Technicians,No,Moderate obstacle,Very severe obstacle,Access to finance,C,10000000,17000000,1000000,,780000,0,-7,5000000,500000,6000000,1000000,-7,-7,24,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,ST. ANDREW,Male,MARKETING MANAGER,14,1,5,8,Yes,Totally dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Slightly less problems,Significantly more problems,Significantly more problems,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504989,87,Manufacturing,ENG,Region A,Region B,"Over 250,000 to 1million",Non metallic mineral products,Electronics (31 & 32),"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2009,1,0,Yes,2009,Comply with the law,30,No,No,30,5,No,,,Yes,0,,,,Yes,2,No,,,No,,,80,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,No obstacle,WIRES,3130,80,ONE HUNDRED MILLION,10,100,0,0,,,,,0,0,70,30,No,,45,,No obstacle,Minor obstacle,No,,,No,,No,,No,-7,National - main product sold mostly across the country,2 to 5,Yes,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,80,40,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,4500000,No,,,No obstacle,0,20,80,5,5,90,70,20,0,10,0,Yes,0,5000000,0,60,0,0,0,0,40,Yes,Yes,Yes,Private commercial banks,2009,8000000,Yes,Yes,No,Yes,Yes,No,20000000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,2,No,,,No,,0,,No,,,Yes,14,No,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,35,-7,15,20,5,10,,2,4,0,,12,97,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,60,30,No,,No,,Yes,400,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,25000000,35000000,1200000,,1600000,6000000,-7,18000000,0,80000000,50000000,-7,-7,19,5,2011,11,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504990,94,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,9,25,"Privately held, limited liability company", ,33,100,0,0,0,Yes,No,,,,,,1995,8,2,Yes,1995,Comply with the law,9,No,No,31,12,No,,,Yes,1,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,CLOTHES,1810,45,TWENTY TWO MILLION,20,100,0,0,,,,,0,0,75,25,No,,40,,No obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,75,48,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,,120000,No,,,Very severe obstacle,10,90,0,15,65,20,45,50,0,5,0,Yes,0,200000,80,45,0,55,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Very severe obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,22,23,17,5,10,7,,10,5,0,,12,35,10,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,30,35,No,,No,,Yes,-9,,Technicians,No,Minor obstacle,Moderate obstacle,Access to finance,C,6500000,9000000,-7,,1200000,0,-7,1500000,500000,2000000,1000000,-7,-7,24,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,8,1,5,8,Yes,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,10,2,All men,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,25,In physical assets,-44,Yes,No,No,No,No,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Slightly less problems,Significantly more problems,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504991,95,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,7,2011,10,0,Sole proprietorship, ,,100,,0,0,No,No,,,,,,1989,10,-9,Yes,1989,Better access to financing,5,No,No,31,12,No,,,Yes,1,3,-9,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,BREAD,1541,60,TWENTY SIX MILLION,15,100,0,0,,,,,0,0,100,0,,,21,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,One,No,No,No,No,,No,No,No,No,Minor obstacle,65,50,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,20,70,10,95,0,0,5,0,Yes,0,250000,0,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,Yes,No,No,No,-8,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,Yes,7,No,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,21,20,15,6,9,6,,3,2,0,,12,50,12,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Electricity,B,7000000,10500000,0,,288000,0,,-9,-9,-9,-9,-7,-7,21,7,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504992,100,Manufacturing,ENG,Region A,Region A,Capital city,Plastics & rubber,Plastics & rubber,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,15,0,Partnership, ,30,100,0,0,0,No,No,,,,,,1987,15,3,Yes,1987,Comply with the law,25,No,No,30,6,No,,,Yes,2,2,0,,No,,No,,,No,,,100,Yes,5,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,WELDING EQUIPMENT,2520,55,FORTY FIVE MILLION,30,100,0,0,,,,,0,0,80,20,Yes,10,60,,Minor obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,350000,No,No,No,No,No obstacle,80,60,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,640000,No,,,Moderate obstacle,0,80,20,20,70,10,40,40,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,15,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,30,29,22,8,15,7,,0,4,0,,13,50,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,45,50,No,,Yes,200,Yes,72,,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,13000000,15000000,240000,,280000,0,-7,4200000,1000000,10000000,5000000,-7,-7,21,6,2011,16,32,Are estimates computed with some precision,Several visits,3,0,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,Yes,ST. ANDREW,Male,DIRECTOR,14,1,5,3,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Family members and/or friends,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Expanding customer base,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Slightly less problems,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504993,102,Manufacturing,ENG,Region A,Region A,Capital city,Chemicals,Chemicals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,23,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1930,30,-9,Yes,1930,Comply with the law,34,No,Yes,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,GASES,2411,100,ONE HUNDRED AND EIGHTY FIVE MILLION,25,90,10,0,,,,-9,0,0,70,30,Yes,7,15,,No obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,Yes,No,No,No,,No,Yes,No,Don't know,Minor obstacle,85,50,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,5,60,35,55,35,0,10,0,Yes,0,2250000,50,55,0,45,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,No,No,No,Yes,No,-9,Yes,,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,Yes,0,5,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,60,55,45,15,30,15,,7,7,5,2,14,40,10,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,25,25,No,,No,,Yes,96,,Technicians,No,Minor obstacle,Moderate obstacle,Tax administration,C,28000000,80000000,6500000,,4000000,5000000,-7,22000000,15000000,50000000,30000000,-7,-7,23,6,2011,10,50,Are estimates computed with some precision,Several visits,3,0,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504994,104,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,23,6,2011,12,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,15,-9,Yes,2000,Customers or suppliers only deal with registered firms,8,No,No,31,3,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,FURNITURES,3610,80,TWENTY SIX MILLION,40,100,0,0,,,,,0,0,100,0,,,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,5,80,15,20,75,5,50,30,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by public sector support resources,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,Yes,1,No,No,,10,,No,,,Yes,5,No,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,25,25,16,9,10,6,,0,4,0,,10,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Access to finance,B,8000000,11000000,500000,,380000,0,-7,-9,-9,5000000,2000000,-7,-7,23,6,2011,13,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,23,1,5,3,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,55,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,No difference,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Significantly more problems,Very severe obstacle,Yes,No,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,Yes,No impact,No,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Large impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504995,116,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,6,2011,11,30,"Privately held, limited liability company", ,60,100,0,0,0,Yes,No,,,,,,1992,300,-9,Don't know,-7,Don’t know,-9,No,Don't know,31,12,No,,,Yes,0,,,,-7,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,PRINTERY,2221,100,Don't know,-9,100,0,0,,,,,0,0,100,0,,,-9,,Moderate obstacle,Minor obstacle,No,,,Yes,No,Don't know,,No innovation activities,No,Local - main product sold mostly in same municipality,2 to 5,Yes,No,Yes,No,,Don't know,Yes,Yes,Don't know,Minor obstacle,90,48,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Don't know,,,No,,,Moderate obstacle,40,40,20,50,30,20,45,30,0,25,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,-7,-7,Yes,-7,-7,-7,-7,Tend to agree,0,No,,,Don't know,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,38,38,30,8,24,6,,-9,-9,0,,10,100,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Moderate obstacle,Tax administration,C,23000000,-9,-9,,890000,-9,-9,-9,-9,-9,-9,-7,-7,20,6,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,ST. ANDREW,Male,MANAGER,11,1,5,27,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,Yes,No,60,Makes major strategic and financial decisions,15,4,All men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,45,In market or product development,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,504996,119,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Chemicals,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,14,0,Limited partnership, ,-7,100,0,0,0,No,No,,,,,,1969,-9,-9,Yes,1969,Comply with the law,48,No,No,31,12,No,,,Yes,1,1,-9,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,INK,2422,100,FOUR BILLION,50,100,0,0,,,,,0,-7,0,100,Yes,-9,-9,,Minor obstacle,Minor obstacle,No,,,No,,Yes,-9,Yes,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,100,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,Minor obstacle,100,0,0,60,30,10,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,0,,Yes,20,No,Yes,14,No,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,89,-9,-9,-9,-9,-9,,-9,-9,-9,-9,-9,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,-9,-9,Yes,-9,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Tax rates,B,35000000,2200000000,120000000,,52000000,180000000,3500000000,800000000,120000000,1500000000,5000000000,-7,-7,19,5,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,504997,125,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Machinery and equipment,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,11,0,"Privately held, limited liability company", ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,Yes,You developed a new product or idea,1970,3,2,Yes,1970,Comply with the law,50,Yes,No,30,9,No,,,Yes,2,1,1,,No,,No,,,No,,,0,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Very severe obstacle,Major obstacle,MACHINE ROLLS,2923,67,ONE HUNDRED MILLION,50,100,0,0,,,,,0,0,15,85,Yes,15,30,,No obstacle,No obstacle,Yes,15,Yes,Yes,Yes,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,Yes,No,Don't know,Major obstacle,100,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,5,,No,,,No obstacle,60,0,40,0,0,100,10,60,0,30,0,Yes,-7,8500000,100,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,-7,Yes,Yes,Yes,Yes,Yes,No,15000000,Yes,,Yes,Very severe obstacle,No,,Yes,Yes,Don't know,Don't know,No,,No,No,,No,Yes,Don't know,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,10,Yes,-9,-7,No,,0,,No,,,Yes,30,-7,Major obstacle,Don't know,Moderate obstacle,Very severe obstacle,No obstacle,Major obstacle,20,20,14,6,14,0,,0,6,2,2,5,100,2,No,,,Don’t know,0,No,,,,,,,,,Other,-7,No,No obstacle,Major obstacle,Access to finance,C,18000000,60000000,1200000,,1500000,3000000,85000000,10000000,3000000,22000000,12000000,-7,-7,27,5,2011,13,0,Are estimates computed with some precision,Several visits,4,0,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,KINGSTON,Female,FINANCIAL MANAGER,12,1,5,21,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,A new application will be filled,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,75000,100,Equally men and women,Yes,No,50,Makes major strategic and financial decisions,10,5,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,45,In physical assets,-44,No,Yes,No,No,No,No,No,Yes,Decision maker manager,Significantly less problems,No difference,No difference,Significantly less problems,Slightly more problems,Significantly more problems,No difference,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504998,128,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,6,2011,14,2,Partnership, ,98,100,0,0,0,Yes,No,,,,,,1958,-9,6,Yes,1958,Comply with the law,40,No,No,31,12,No,,,Yes,0,,,,Yes,10,No,,,No,,,95,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,PRINTING,2221,90,FOUR HUNDRED AND THIRTEEN MILLION,15,95,3,2,3,0,0,-9,0,0,45,55,Yes,3,25,,Minor obstacle,Minor obstacle,No,,,Yes,No,Yes,4500000,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,No,No,Yes,3000000,No,Yes,Don't know,No,Minor obstacle,75,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,Yes,,500000,Major obstacle,20,15,65,10,10,80,0,60,0,30,10,Yes,65000,18000000,100,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,12000000,Yes,Yes,No,No,No,No,80000000,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to disagree,25,Yes,2,No,Yes,0,0,,Yes,7,No,Yes,7,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,76,73,60,16,35,25,,12,14,20,1,10,95,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,30,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Tax rates,B,65000000,192000000,6000000,,10000000,145000000,328000000,41000000,22000000,50000000,80000000,-7,-7,16,6,2011,15,55,Are taken directly from establishment records,Several visits,3,20,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,,KINGSTON,Male,MANAGER,23,1,5,24,Yes,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,Yes,No,45,Makes major strategic and financial decisions,10,5,Equally men and women,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,80,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Slightly more problems,No difference,Significantly less problems,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,504999,130,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,12,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,Modified product/idea encountered in previous occupations,1991,10,0,Yes,1991,Comply with the law,25,No,No,-7,-7,No,,,Yes,8,3,0,,No,,No,,,No,,,70,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,CLOTHES,1810,100,TWENTY-EIGHT MILLION,50,100,0,0,,,,,2,-7,-7,-7,-7,-7,-7,,Major obstacle,Minor obstacle,Yes,100,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,-7,No,,No,Yes,Yes,Yes,Very severe obstacle,65,45,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,Yes,25,,Major obstacle,10,80,10,30,70,0,60,10,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,No,,-7,Yes,No,Yes,Yes,No,No,No,Tend to disagree,-7,Yes,1,No,No,,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,27,25,19,8,10,9,,9,5,0,,12,85,0,No,,,Don’t know,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,9000000,12000000,300000,,360000,500000,23000000,2000000,1000000,5000000,5000000,-7,-7,14,6,2011,13,15,Are estimates computed with some precision,Several visits,3,30,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,23,1,5,17,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,Yes,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Family members and/or friends,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,55,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Slightly less problems,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Significantly more problems,Minor obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505000,136,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,13,30,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,Modified prod/idea dvlpd by other firms outside prev occup,1994,5,0,Yes,1994,Comply with the law,20,Yes,No,31,12,No,,,Yes,4,1,0,,Yes,10,No,,,No,,,90,No,,,Yes,No,No,,,,No,,Minor obstacle,Moderate obstacle,PRINTING,2221,100,SIXTY-FIVE MILLION,100,100,0,0,,,,,0,0,30,70,No,,30,,Minor obstacle,Minor obstacle,Yes,80,No,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Very severe obstacle,65,48,0,0,100,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Very severe obstacle,10,70,20,20,80,0,60,20,0,20,0,Yes,0,6000000,100,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,6000000,Yes,No,No,No,Yes,No,-9,Yes,,Yes,Moderate obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,-7,-7,-7,-7,-7,-7,Tend to agree,-7,No,,,No,,-7,-7,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,28,25,22,6,16,6,,12,4,0,,-7,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,-7,No,Moderate obstacle,No obstacle,"Crime, theft and disorder",C,14000000,30000000,500000,,1000000,600000,50000000,15000000,5000000,25000000,10000000,-7,-7,3,6,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505001,137,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,5,2011,14,50,Partnership, ,65,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1979,7,2,Yes,1979,Customers or suppliers only deal with registered firms,36,No,No,31,12,No,,,Yes,-9,1,0,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,EXHAUST SYSTEMS,3430,70,TWENTY-FOUR MILLION,-9,100,0,0,,,,,0,0,20,80,Yes,14,60,,No obstacle,No obstacle,Yes,25,No,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,No,,No,Yes,Don't know,Don't know,No obstacle,80,47,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,450000,No,,,Minor obstacle,50,0,50,0,65,35,40,40,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2009,600000,Yes,Yes,No,No,No,No,-9,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,10,No,,,Yes,0,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,27,30,6,21,2,4,,0,5,0,,10,35,4,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Major obstacle,Political instability,B,9187000,6500000,-9,,712000,4244000,31000000,5457000,1096000,25000000,70000000,-7,-7,11,5,2011,16,33,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,Yes,KINGSTON 5,Female,CO-OWNER,3,1,5,31,Yes,Totally satisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,A new application will be filled,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,40,Makes decisions in consultation with other partners,13,19,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,Yes,Yes,No,No,Jamaican Manufacturers Association,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,Negative impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505002,140,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,31,5,2011,12,5,Limited partnership, ,80,100,0,0,0,No,No,,,,,,2002,-9,0,Yes,2002,Comply with the law,31,No,No,31,12,No,,,Yes,3,12,-7,-7,No,,No,,,-7,0,,50,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Very severe obstacle,Moderate obstacle,PRINTING,2221,100,THIRTY FIVE MILLION,25,100,0,0,,,,,0,0,0,100,No,,1,,No obstacle,No obstacle,No,,,Yes,No,No,,No,No,National - main product sold mostly across the country,One,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,55,40,0,100,0,-7,-7,-7,,, ,,,,,,No obstacle,Yes,,500000,No,,,No obstacle,5,0,95,0,0,100,0,45,0,55,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,2400000,Yes,No,No,No,No,Yes,2400000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,No,,No,-7,-7,-7,-7,-7,-7,-7,Tend to agree,0,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,28,22,20,8,5,15,,15,4,5,3,11,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Minor obstacle,Electricity,A,12000000,14000000,0,,3500000,1500000,24500000,-9,-9,-7,-7,-7,-7,31,5,2011,13,50,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,Yes,KINGSTON,Male,CFO,3,1,5,15,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,A new application will be filled,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Yes,-44,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,40,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,No,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505003,146,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,12,1,Yes,2000,Comply with the law,10,No,Yes,31,12,No,,,Yes,28,1,2,,No,,No,,,No,,,0,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,PRINTING,2221,100,FIFTY-FIVE MILLION,40,100,0,0,,,,,0,0,30,70,Yes,5,45,,Moderate obstacle,Moderate obstacle,Yes,90,Yes,Yes,No,No,,No,No,-7,2 to 5,No,No,Yes,No,,No,Yes,Yes,Yes,Major obstacle,80,40,0,100,0,Yes,90,Yes,,, ,,,,,,Major obstacle,Yes,1,,Yes,1,,Very severe obstacle,20,70,10,30,60,10,50,20,0,30,0,Yes,5000000,3000000,100,30,30,40,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,No,,No,Yes,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,36,32,24,12,14,10,,7,8,0,,10,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm does not have enough info. about training programs,Don’t know,No,Moderate obstacle,Minor obstacle,Electricity,A,12000000,30000000,600000,,480000,1000000,48000000,12000000,8000000,25000000,10000000,-7,-7,3,6,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,KINGSTON 5,Male,MANAGER,23,1,6,2,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,"Anticipated doing so, and interested in finding further info",-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,Yes,No,Not enough information,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,80000,25,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,30,In physical assets,-44,Yes,No,Yes,No,No,Yes,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Private independent fund,-44,Financial Management and Tax & Customs Administration Suppor,-44,6,2,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505004,174,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,9,0,Limited partnership, ,55,100,0,0,0,No,No,,,,,,1985,17,2,Yes,1985,Comply with the law,20,No,No,31,12,No,,,Yes,3,2,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,CONTAINERS,2109,50,one hundred seventy one million and four hundred thousand,15,80,0,20,4,0,0,1990,0,0,100,0,,,45,,Minor obstacle,Moderate obstacle,Yes,25,-7,No,,Yes,100000,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,Yes,600000,Yes,No,Yes,No,Moderate obstacle,75,54,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,1200000,No,,,Major obstacle,5,85,10,5,85,10,35,30,0,30,5,Yes,1600000,0,,60,0,40,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,8500000,Yes,No,Yes,Yes,No,No,15000000,Yes,,Yes,Major obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,25,24,17,8,11,6,,0,3,4,1,12,60,35,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,50,35,No,,Yes,250,Yes,48,,Technicians,No,Moderate obstacle,Major obstacle,Electricity,C,14000000,132000000,216887,,2126128,0,122000000,8000000,2000000,25000000,5000000,-7,-7,6,7,2011,10,35,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505005,178,Manufacturing,ENG,Region A,Region A,Capital city,Plastics & rubber,Plastics & rubber,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,10,0,Limited partnership, ,45,40,60,0,0,Yes,No,,,,,,1982,-9,-9,Yes,1982,Comply with the law,-7,Yes,No,30,6,No,,,Yes,8,1,-9,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,PLASTIC EQUIPMENT PRODUCTION,2520,80,ONE HUNDRED THIRTY FIVE MILLION,50,100,0,0,,,,,0,-7,0,100,Yes,-9,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,One,No,Yes,Yes,Yes,-9,No,No,No,No,No obstacle,90,48,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,15,60,25,40,30,30,75,5,0,20,0,Yes,0,10000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,Yes,Yes,No,No,No,-9,No,Other,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Don't know,,-9,,Yes,12,No,Yes,14,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,32,-9,-9,-9,-9,-9,,-9,-9,12,4,10,80,40,Yes,4,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,No obstacle,Electricity,C,18000000,100000000,1000000,,1000000,0,150000000,5000000,15000000,5000000,20000000,-7,-7,30,6,2011,11,15,Are estimates computed with some precision,Several visits,3,10,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505006,186,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Unemployed,,,Yes,Modified prod/idea dvlpd by other firms outside prev occup,1974,8,3,Yes,1974,Comply with the law,40,Yes,No,30,7,No,,,Yes,11,1,1,,Yes,-9,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,UNIFORMS,1810,100,EIGHTY MILLION,30,100,0,0,,,,,-7,0,50,50,Yes,-9,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,100,60,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,50,40,10,50,40,10,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,Don't know,Don't know,Tend to disagree,0,No,,,Yes,0,-9,,No,,,Yes,14,Don't know,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,60,55,40,20,15,25,,15,10,0,,-9,-9,-9,No,,,Don’t know,-9,No,,,,,,,,,Don’t know (spontaneous),Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,22000000,45000000,2000000,,2000000,6000000,70000000,35000000,15000000,70000000,35000000,-7,-7,18,5,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,,KINGSTON,Male,MANAGING DIRECTOR,8,1,5,25,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,20,Delegates decisions to other partners,15,5,Predominantly men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,33,In market or product development,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Significantly more problems,Significantly more problems,Slightly less problems,Moderate obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,25,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505007,190,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,12,10,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1978,30,5,Yes,1978,Comply with the law,15,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,90,No,,,Yes,Yes,Yes,No,No,Yes,No,,Major obstacle,No obstacle,CANDLES,3699,80,FORTY EIGHT MILLION,50,100,0,0,,,,,0,-7,50,50,No,,30,,Moderate obstacle,Moderate obstacle,No,,,No,,Yes,-9,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,No,,Yes,No,No,Don't know,Moderate obstacle,60,40,0,0,100,No,,,,, ,,,,,,Major obstacle,Yes,-9,,Yes,10,,Major obstacle,0,70,30,0,20,80,40,0,30,30,0,Yes,0,-9,20,30,0,50,0,20,0,Yes,No,No,,,,,,,,,,,No,Other,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to agree,-9,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,30,35,21,9,12,9,,2,6,8,2,8,15,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,B,12000000,25000000,1800000,,1200000,3000000,40000000,20000000,0,50000000,20000000,-7,-7,3,6,2011,13,49,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Lowest performant manufacturing,Yes,"ST ANDREW, KINGSTON",Male,OPERATION MANAGER,11,1,6,1,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Yes,-44,-44,To reduce pressure on cash flows,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Liability Insurance,-44,400000,75,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,-8,In physical assets,-44,Yes,No,Yes,No,No,Yes,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505008,194,Manufacturing,ENG,Region A,Region A,Capital city,Plastics & rubber,Plastics & rubber,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,29,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1971,-9,-9,Yes,1970,Don’t know,-7,Yes,No,31,12,No,,,Yes,12,2,-9,,No,,No,,,No,,,100,No,,,Yes,-7,Yes,Yes,No,No,No,,Minor obstacle,No obstacle,BAGS,2520,100,ONE HUNDRED FIFTY MILLION,70,100,0,0,,,,,-7,-7,100,0,,,-9,,Minor obstacle,Minor obstacle,No,,,No,,No,,Yes,No,National - main product sold mostly across the country,None,No,Don't know,Yes,No,,No,No,No,No,Does not apply,60,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,25,60,15,50,10,40,75,10,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to agree,1,No,,,No,,-8,,Don't know,,,Don't know,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,43,-9,-9,-9,-9,-9,,-9,-9,0,,-9,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Does not apply,Electricity,B,30000000,80000000,2000000,,2000000,0,125000000,10000000,10000000,10000000,15000000,-7,-7,29,6,2011,13,45,Are estimates computed with some precision,Several visits,3,10,5.990833282470703,2.275000095367432,5.535833358764648,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505009,199,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,10,42,Limited partnership, ,40,100,0,0,0,Yes,No,,,,,,1930,-7,-7,No,1940,Comply with the law,2,Yes,Yes,31,12,No,,,Yes,2,2,0,,Yes,5,No,,,No,,,0,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,PRINTING,2221,90,THREE HUNDRED AND TWO MILLION,40,95,5,0,,,,1930,0,0,40,60,No,,45,,No obstacle,No obstacle,No,,,Yes,No,No,,No,No,National - main product sold mostly across the country,-7,No,No,No,No,,No,Yes,No,No,Minor obstacle,70,60,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,1,,No,,,Major obstacle,5,15,80,10,5,85,50,20,0,30,0,Yes,0,6000000,0,80,0,20,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,16000000,Yes,Yes,Yes,No,No,No,40000000,Yes,,Yes,Minor obstacle,No,,No,-7,-7,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,0,No,,,Yes,10,5,,No,,,Yes,7,-7,Major obstacle,No obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,80,70,60,20,40,20,,50,10,0,,-7,50,5,-7,-7,-7,-7,-7,No,,,,,,,,,The benefits of training are smaller than the costs,-7,-7,Minor obstacle,Major obstacle,Access to land,B,40000000,180000000,6000000,,480000,15000000,240000000,35000000,10000000,80000000,25000000,-7,-7,10,6,2011,12,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.990833282470703,2.275000095367432,5.535833358764648,2,Highest performant manufacturing,Yes,KINGSTON,Female,FINANCIAL MANAGER,2,1,6,4,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,160000,70,Equally men and women,No,Yes,50,Makes major strategic and financial decisions,20,0,Predominantly men,Female,Female,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,25,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Technological and Innovation Support,-44,6,4,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Jamaica,505010,217,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,16,0,Partnership, ,25,100,0,0,0,Yes,No,,,,,,1990,8,-9,Don't know,-9,Comply with the law,2,No,No,31,12,No,,,No,,,,,Yes,2,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,DAIRY PRODUCTS,1520,90,TEN MILLION,15,100,0,0,,,,,0,0,100,0,,,15,,Moderate obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,Yes,Yes,No,,No,Yes,No,No,Very severe obstacle,80,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,200000,Very severe obstacle,0,100,0,0,62,38,50,30,0,5,15,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,5000000,Yes,Yes,No,No,No,No,5000000,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,2,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,8,8,5,3,4,1,,0,3,0,,14,65,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Courts,B,2800000,4000000,300000,,120000,0,-7,1500000,3000000,3000000,3000000,-7,-7,17,6,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,DIRECTOR,12,1,5,23,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,The deductible is high,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly women,No,No,25,Makes decisions in consultation with other partners,15,5,All men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Slightly more problems,Significantly less problems,Significantly less problems,No difference,Significantly less problems,Slightly less problems,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505011,219,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,14,25,Limited partnership, ,60,100,,0,0,No,No,,,,,,2005,5,1,Yes,2005,Better access to financing,5,No,No,31,5,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,BREAD,1541,100,EIGHT MILLION,25,100,0,0,,,,,0,0,65,35,No,,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,75,40,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Very severe obstacle,0,100,0,15,85,0,75,20,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,17,15,13,4,6,7,,0,3,0,,14,65,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,7000000,8000000,0,,380000,0,,3200000,0,5000000,3000000,-7,-7,6,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,KINGSTON 5,Female,OWNER,2,1,5,21,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,Equally men and women,No,No,50,Makes decisions in consultation with other partners,21,0,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for family,-44,55,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly more problems,Slightly more problems,Significantly less problems,Significantly less problems,Significantly more problems,Slightly less problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,5,21,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505012,220,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,11,0,Partnership, ,70,-7,-7,-7,-7,Yes,Yes,Unemployed,,,Yes,Modified prod/idea dvlpd by other firms outside prev occup,1988,5,0,Yes,1988,Comply with the law,25,Yes,No,31,12,No,,,Yes,12,1,,18000,No,,No,,,Yes,0,,90,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,DONUTS,1541,100,FOURTEEN MILLION,45,100,0,0,,,,,0,0,0,-7,No,,-7,,Major obstacle,Minor obstacle,No,,,Yes,Yes,Yes,15000,No,No,Local - main product sold mostly in same municipality,2 to 5,Yes,No,Yes,No,,No,No,No,No,No obstacle,80,120,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,,89000,Yes,,432000,Major obstacle,0,100,0,0,100,0,88,0,0,12,0,Yes,-7,120000,-7,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,8,7,7,1,7,0,,0,1,4,4,1,80,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,15,100,No,,No,,Yes,4,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Political instability,C,2800000,7000000,140000,,128000,0,15000000,5000000,15000000,5000000,15000000,-7,-7,20,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,Yes,KINGSTON,Female,SENIOR MANAGER,10,1,5,14,Yes,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not enough information,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Commercial Banks,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,60,Makes decisions in consultation with other partners,13,5,Equally men and women,Male,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,No,Delegating manager,Significantly less problems,No difference,Slightly less problems,No difference,No difference,Significantly more problems,Significantly less problems,Very severe obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505013,222,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,10,10,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1980,-9,-9,Yes,1980,Other reasons not included above,4,Yes,No,30,3,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,"BURNS, CAKE, BREAD AND PUDDINGS",1541,80,ONE HUNDRED AND EIGHTY MILLION,85,100,0,0,,,,,-7,-7,100,0,,,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,No,No,No,No obstacle,100,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,3000000,No,,,No obstacle,20,50,30,5,80,15,50,20,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,Yes,No,No,Strongly disagree,-9,No,,,No,,-9,,No,,,Yes,5,No,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,74,-9,-7,-7,-7,-7,,-7,-7,0,,-7,-7,-7,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,-9,-9,No,,No,,Yes,92,,Don’t know,No,No obstacle,No obstacle,Tax rates,A,30000000,75000000,250000,,500000,1000000,175000000,5200000,750000,15000000,10000000,-7,-7,5,7,2011,11,30,Are estimates computed with some precision,Several visits,3,15,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505014,226,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,17,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,5,2,Yes,1998,Comply with the law,10,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,SPICES,1546,100,EIGHTEEN MILLION,20,60,0,40,5,0,0,2000,0,0,100,0,,,45,,Moderate obstacle,Major obstacle,No,,,No,,Yes,-9,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,Yes,80000,No,No,No,Don't know,Major obstacle,75,40,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,Major obstacle,0,100,0,0,90,10,65,35,0,0,0,Yes,-7,1000000,100,70,0,30,0,0,0,Yes,Yes,Yes,Private commercial banks,2006,8000000,Yes,Yes,Yes,No,No,No,15000000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,Partially financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,12,11,10,2,6,4,,5,1,2,1,12,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Access to finance,B,5000000,7800000,-7,,244000,300000,-7,500000,800000,2000000,2000000,-7,-7,20,6,2011,17,55,Are estimates computed with some precision,Several visits,3,0,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,OWNER,14,1,5,18,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application did not meet the creteria,-44,Yes,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,establishment was too young or too small,-44,No,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,15,In physical assets,-44,Yes,No,Yes,Yes,No,No,No,Yes,Consensual manager,Significantly less problems,Significantly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Significantly more problems,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505015,227,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,16,30,Limited partnership, ,36,100,0,0,0,Yes,No,,,,,,1982,6,6,Yes,1982,Comply with the law,14,Yes,Yes,31,12,No,,,Yes,12,1,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,"SPICES, SEASONINGS, AND HERBS",1549,100,TWO HUNDRED AND TEN MILLION,60,100,0,0,,,,,-7,-7,100,0,,,60,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,No,No,No,No obstacle,90,48,100,0,0,No,,,,, ,,,,,,Don't know,No,,,No,,,No obstacle,25,45,30,20,60,20,45,40,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,-9,,Don't know,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,60,60,48,12,30,18,,20,10,0,,10,100,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Technicians,No,Don't know,Don't know,Tax rates,B,40000000,120000000,400000,,600000,2000000,200000000,20000000,50000000,20000000,50000000,-7,-7,4,7,2011,18,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Highest performant manufacturing,Yes,KINGSTON 10,Male,GENERAL MANAGER,2,1,6,6,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,"Looking at it currently,",Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Credit Insurance for machinery and equipment,-44,400000,90,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,15,0,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,65,Other,all across the spectrum,Yes,No,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505016,230,Manufacturing,ENG,Region A,Region A,Capital city,Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),Yes,3,HQ with production and/or sales in this location,,,No,2,30,5,2011,9,30,"Privately held, limited liability company", ,70,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,3000,Yes,No,Modified product/idea encountered in previous occupations,1967,10,0,Yes,1967,Other reasons not included above,20,No,No,30,9,No,,,Yes,0,,,,Yes,1,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,TETLEY TEA,1549,100,FOUR HUNDRED MILLION,2,55,0,45,21,0,0,1993,0,0,25,75,Yes,4,30,,No obstacle,Minor obstacle,Yes,10,Yes,No,,Yes,5000000,No,No,National - main product sold mostly across the country,2 to 5,-7,No,Yes,No,,-7,Don't know,Don't know,Don't know,Does not apply,60,55,20,80,0,Yes,60,No,,, ,,,,,,Does not apply,Yes,2,,No,,,No obstacle,30,0,70,0,0,100,30,30,0,40,0,Yes,0,4000000,100,100,0,0,0,0,0,Yes,Yes,Yes,Other,2011,40000000,Yes,No,No,No,No,Yes,60000000,No,No need for a loan - establishment has sufficient capital,Yes,Does not apply,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,-7,-7,-7,-7,-7,-7,-7,Tend to agree,10,No,,,No,,-7,-7,No,,,No,,,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,35,25,28,7,5,23,,15,1,0,,13,30,7,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,100,100,No,,Yes,-7,-7,60,,Both categories require the same amount of training,No,Does not apply,Does not apply,Customs and trade regulations,C,40000000,200000000,180000,,3500000,106500000,-7,30000000,-9,60000000,20000000,-7,-7,30,5,2011,12,25,Are taken directly from establishment records,Several visits,4,0,8.858455657958984,3.8125,8.185661315917969,1,Highest performant manufacturing,Yes,KINGSTON,Male,CEO,3,1,5,18,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Not applicable,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,-44,-44,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,40,Delegates decisions to other partners,5,30,Predominantly men,Male,Male,Other,Level of export sales,Attaining a pre-established level of profit,-44,80,In physical assets,-44,Yes,No,No,Yes,No,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505017,237,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,5,2011,11,52,"Privately held, limited liability company", ,90,90,10,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1998,2,1,No,2000,Comply with the law,35,No,No,31,12,No,,,Yes,-9,2,2,,No,,No,,,Yes,-9,3,100,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Minor obstacle,Minor obstacle,CLOTHES,1810,100,NINE MILLION,0,100,0,0,,,,,0,0,0,100,No,,30,,Major obstacle,No obstacle,Yes,50,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,Yes,Don't know,Don't know,No obstacle,50,40,-7,-7,-7,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,0,100,50,0,50,0,0,25,75,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Don't know,5,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,11,13,9,2,9,0,,8,1,0,,6,9,0,Yes,2,Yes,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,C,2800000,4000000,0,,288000,360000,7500000,120000,0,300000,1000000,-7,-7,12,5,2011,13,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505018,239,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,6,2011,14,55,Partnership, ,78,100,0,0,0,Yes,No,,,,,,2003,5,1,Yes,2003,Better access to financing,15,Yes,No,31,12,No,,,Yes,-9,-9,-9,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,CLOTHES,1810,75,ELEVEN MILLION,30,90,7,3,1,0,0,2007,0,0,3,97,No,,7,,Moderate obstacle,Moderate obstacle,No,,,Yes,No,No,,Yes,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,No,,No,Yes,Don't know,Don't know,Minor obstacle,70,45,-7,-7,-7,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,Don't know,,,Minor obstacle,10,75,15,50,40,10,20,60,0,20,0,Yes,0,100000,100,70,0,0,0,30,0,Yes,Yes,Yes,Private commercial banks,2010,1500000,Yes,No,No,No,Yes,No,3500000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,-7,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Tend to agree,20,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,13,10,9,4,7,2,,6,3,3,5,11,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,Moderate obstacle,Minor obstacle,Access to finance,B,2380000,3000000,400000,,540000,-9,10000000,4000000,0,2500000,5000000,-7,-7,23,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,KINGSTON 4,Female,MANAGING DIRECTOR,3,1,5,28,Yes,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The deductible is high,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,Yes,Dammage Insurance,-44,50000,60,Predominantly women,Yes,Yes,45,Makes decisions in consultation with other partners,8,10,Predominantly women,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Slightly less problems,No difference,Significantly more problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,28,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Jamaica,505019,243,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,14,5,Sole proprietorship, ,,100,,0,0,Yes,No,,,,,,2003,6,1,Yes,2003,Customers or suppliers only deal with registered firms,8,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,CLOTHES,1810,75,NINE MILLION,45,100,0,0,,,,,0,0,50,50,No,,15,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,Moderate obstacle,60,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,0,100,0,0,60,40,75,0,0,0,25,Yes,0,200000,60,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,1000000,Yes,Yes,No,No,No,No,2000000,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,No,No,No,No,No,Tend to disagree,0,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,13,11,9,4,6,3,,1,3,0,,11,60,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Access to finance,B,3200000,3000000,0,,160000,0,,-9,-9,4000000,1000000,-7,-7,7,7,2011,15,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST ANDREW,Male,SALES MANAGER,9,1,5,14,Yes,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,9,0,All men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,10,In physical assets,-44,Yes,Yes,Yes,No,No,No,No,Yes,Decision maker manager,No difference,Slightly less problems,Slightly more problems,Significantly more problems,Slightly more problems,No difference,Slightly less problems,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505020,244,Manufacturing,ENG,Region A,Region A,Capital city,Garments,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,14,15,Limited partnership, ,40,100,0,0,0,Yes,No,,,,,,1995,17,1,Yes,1995,Better access to financing,15,No,No,31,10,No,,,Yes,1,1,0,,No,,No,,,No,,,100,Yes,7,No,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,SCHOOL UNIFORMS,1810,90,TWENTY FIVE MILLION,60,100,0,0,,,,,0,0,90,10,No,,-9,,Major obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,70,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Very severe obstacle,15,85,0,0,90,10,55,45,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,15,17,12,3,10,2,,8,1,0,,12,30,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,Minor obstacle,Moderate obstacle,Corruption,B,6000000,10000000,240000,,360000,0,-7,-9,-9,1000000,1000000,-7,-7,20,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,12,1,5,29,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,No,No,40,Makes decisions in consultation with other partners,10,2,All men,Male,Male,Expanding customer base,-44,Providing employment for family,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,Slightly more problems,Significantly more problems,Slightly more problems,Significantly less problems,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505021,248,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,12,0,Partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,-7,-7,-7,-7,1982,3,0,Yes,1982,Comply with the law,37,No,No,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,na,na,na,-7,-7,No obstacle,No obstacle,FRAMES,3699,-7,FOUR MILLION EIGHT HUNDRED THOUSAND,-7,100,0,0,,,,,-7,-7,10,90,No,,-7,,No obstacle,Moderate obstacle,Yes,-7,No,-7,-7,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,-7,-7,-7,-7,-7,-7,-7,-7,-7,Very severe obstacle,90,48,0,100,0,-7,-7,-7,,, ,,,,,,Very severe obstacle,No,,,No,,,Minor obstacle,0,100,0,50,50,0,51,34,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Don't know,No,,Don't know,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Strongly disagree,-7,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,4,5,0,5,0,,0,0,0,,11,60,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,40,-7,Both categories require the same amount of training,No,No obstacle,Major obstacle,Access to land,A,1500000,2000000,0,,188000,250000,4200000,-7,-7,-7,-7,-7,-7,14,6,2011,13,38,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,Yes,ST. ANDREW,Male,DIRECTOR,3,1,5,10,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,No,Not enough information,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,No,No,40,Makes decisions in consultation with other partners,20,5,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,0,-44,-44,No,No,No,No,No,No,No,No,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,10,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505022,249,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,11,25,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,8,-9,Yes,1995,Better access to financing,12,No,No,31,12,No,,,Yes,3,2,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,PLYWOOD,2029,30,SIXTEEN MILLION,20,100,0,0,,,,,0,0,100,0,,,45,,No obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,Don't know,Major obstacle,60,48,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Very severe obstacle,20,75,5,10,75,15,65,25,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,3,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,15,15,11,4,5,6,,0,3,0,,10,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Major obstacle,Tax rates,B,6500000,7000000,0,,200000,288000,-7,-9,-9,2000000,2000000,-7,-7,27,6,2011,12,25,Are estimates computed with some precision,Several visits,2,35,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,14,1,5,28,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,No difference,Slightly less problems,Significantly less problems,Slightly less problems,No difference,Significantly less problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,28,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505023,250,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1969,18,2,Don't know,-9,Comply with the law,12,No,No,30,6,No,,,Yes,3,3,-9,,Yes,3,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,FOOD CONTAINER,2102,80,FORTY MILLION,25,100,0,0,,,,,0,0,75,25,No,,40,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,Yes,Yes,Yes,Minor obstacle,85,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,90,10,10,80,10,60,25,0,10,5,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2005,-8,Yes,Yes,No,No,Yes,No,-7,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,6,Yes,1,Yes,No,,-9,,No,,,Yes,15,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,15,18,9,6,8,1,,0,2,0,,10,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,C,6500000,15000000,-7,,250000,0,-7,-9,-9,4000000,2000000,-7,-7,22,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505024,251,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,5,2011,9,10,"Privately held, limited liability company", ,40,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,10,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1989,4,2,Yes,1989,Better access to financing,50,No,No,31,12,No,,,Yes,20,2,10,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Very severe obstacle,Moderate obstacle,PRINTING,2221,50,FORTY MILLION,1,100,0,0,,,,,0,0,25,75,Yes,3,28,,No obstacle,No obstacle,Yes,10,Yes,Yes,No,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,90,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,1500000,No,,,Very severe obstacle,20,5,75,0,5,95,0,20,0,80,0,Yes,0,800000,0,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,1800000,Yes,No,No,No,Yes,No,360000,Yes,,Yes,Very severe obstacle,No,,No,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly disagree,5,No,,,Yes,0,0,,Yes,5,No,No,,,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,16,12,7,9,7,0,,2,5,1,3,-9,-9,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Electricity,A,5000000,20000000,300000,,1800000,1000000,30000000,5000000,3000000,10000000,6000000,-7,-7,10,5,2011,11,21,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505025,252,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,5,2011,10,20,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1994,4,1,Yes,1994,Comply with the law,26,No,No,30,6,No,,,Yes,1,24,1,,No,,No,,,No,,,-7,No,,,Yes,No,Yes,Yes,Yes,No,No,,Very severe obstacle,Major obstacle,PRESSURE SENSITIVE LABELS,2109,80,ONE HUNDRED AND THIRTEEN MILLION,5,52,40,8,7,0,0,2006,0,0,0,100,Yes,4,42,,Does not apply,Does not apply,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,58,54,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,1600000,No,,,Very severe obstacle,5,0,95,5,15,80,30,20,0,50,0,Yes,0,3100000,0,100,0,0,0,0,0,Yes,No,Yes,Non-bank financial institutions which include microfinance,2011,21000000,Yes,No,Yes,No,No,No,21000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,No,No,,No,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,5,No,,,No,,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,15,15,10,5,0,10,,1,3,1,6,9,50,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",A,16000000,58000000,800000,,2400000,0,104000000,10000000,1500000,25000000,5000000,-7,-7,8,5,2011,11,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Highest performant manufacturing,Yes,KINGSTON,Male,MANAGING DIRECTOR / CONSULTANT,11,1,5,31,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Other,1 Year loan to purchase machinery,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Building is leased,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Known for good service – competitive,Yes,Liability Insurance,-44,15000000,100,Predominantly men,No,Yes,25,Makes major strategic and financial decisions,2,4,Equally men and women,Female,Female,Other,Vision – planning/implementation,Other,Value of employees,65,In physical assets,-44,Yes,No,No,No,No,Yes,Yes,Yes,Decision maker manager,Slightly more problems,Significantly more problems,No difference,Significantly more problems,Significantly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505026,255,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,6,2011,10,15,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,2009,3,0,Yes,2009,Comply with the law,30,No,No,30,3,No,,,Yes,3,1,0,,Yes,1,No,,,No,,,0,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Major obstacle,PAPER PRODUCTION,2109,95,TWENTY-FIVE MILLION,40,100,0,0,,,,,0,0,15,85,Yes,5,90,,Very severe obstacle,Very severe obstacle,No,,,No,,Yes,-9,Yes,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,Yes,-9,No,Yes,Yes,No,Major obstacle,90,40,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-9,,No,,,No obstacle,100,0,0,5,25,70,90,0,0,10,0,Yes,0,700000,100,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Don't know,20,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Don't know,6,-7,4,2,4,0,,0,2,0,,14,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,No obstacle,Electricity,A,3000000,15000000,420000,,360000,600000,-7,1000000,-9,1500000,2000000,-7,-7,7,6,2011,11,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Highest performant manufacturing,Yes,KINGSTON 5,Female,OPERATIONS MANAGER,3,1,6,5,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,-9,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,No,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,5,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505027,258,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,10,30,Sole proprietorship, ,,100,,0,0,No,No,,,,,,2000,4,1,Yes,2000,Comply with the law,10,No,No,31,12,No,,,Yes,3,3,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,PRINTING,2221,80,TEN MILLION,25,100,0,0,,,,,0,0,75,25,No,,21,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,85,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,90,10,10,80,10,60,25,0,10,5,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,1,Yes,No,,-9,,No,,,Yes,15,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,5,5,4,1,4,0,,0,1,0,,12,66,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Access to finance,C,2000000,5000000,0,,250000,0,,-9,-9,3000000,2000000,-7,-7,8,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505028,259,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,7,2011,12,30,Limited partnership, ,50,100,,0,0,No,No,,,,,,2006,5,2,No,2006,Comply with the law,21,No,No,31,8,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,PRINTING,2221,85,EIGHT MILLION AND FIVE HUNDRED THOUSAND MILLION,30,100,0,0,,,,,0,0,60,40,No,,20,,Moderate obstacle,No obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,No,Minor obstacle,80,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,0,75,25,80,0,0,10,10,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Tend to agree,0,Yes,1,Yes,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,6,5,4,2,4,0,,1,1,0,,12,50,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,No obstacle,Tax rates,C,2600000,4000000,,,360000,0,,-9,-9,-9,-9,-7,-7,13,7,2011,13,45,Are estimates computed with some precision,Several visits,3,50,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,KINGSTON 5,Male,MANAGER,3,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,45,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Slightly more problems,Significantly more problems,Significantly more problems,No difference,Slightly more problems,Slightly more problems,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505029,260,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,4,1,Yes,2000,Comply with the law,8,No,No,31,12,No,,,Yes,2,1,1,,No,,No,,,No,,,100,Yes,7,No,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,PRINTING,2221,90,THIRTEEN MILLION,30,100,0,0,,,,,0,0,80,20,No,,15,,No obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Don't know,Moderate obstacle,60,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,5,90,5,5,75,20,75,20,0,5,0,Yes,-7,500000,100,80,0,20,0,0,0,Yes,No,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,10,10,8,2,3,5,,0,1,0,,12,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Electricity,A,4200000,5500000,0,,250000,0,-7,580000,800000,800000,2000000,-7,-7,12,7,2011,11,30,Are estimates computed with some precision,Several visits,3,5,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,SUPERVISOR,23,1,5,24,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,Yes,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not enough information,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,10,In market or product development,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Slightly more problems,Slightly less problems,Major obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505030,263,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,5,2011,9,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1978,60,5,Yes,1978,Comply with the law,20,No,No,30,4,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,na,Yes,na,No,,No obstacle,No obstacle,PAPER,2101,100,FORTY MILLION,35,100,0,0,,,,,0,0,80,20,Yes,14,20,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,No,No,Yes,300000,No,Yes,Yes,Yes,Moderate obstacle,100,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,360000,No,,,Major obstacle,100,0,0,0,0,100,100,0,0,0,0,Yes,-7,2000000,100,0,0,100,0,0,0,Yes,No,No,,,,,,,,,,,No,Other,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-7,Yes,Yes,Yes,Yes,-7,Tend to disagree,15,Yes,2,No,Yes,0,0,,No,,,Yes,30,No,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,20,20,7,13,-7,-7,,1,1,0,,5,20,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,Access to finance,A,7000000,20000000,0,,1500000,2000000,30000000,10000000,5000000,50000000,18000000,-7,-7,5,5,2011,10,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505031,266,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,7,2011,11,15,Sole proprietorship, ,,100,,0,0,No,No,,,,,,2000,6,3,Yes,2000,Customers or suppliers only deal with registered firms,5,No,No,31,12,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,PRINTING SERVICES,2222,60,SIXTEEN MILLION,30,100,0,0,,,,,0,0,85,15,No,,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,No,Minor obstacle,85,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,15,50,35,45,40,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,Yes,10,No,Very severe obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,15,13,12,3,6,6,,4,2,0,,12,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,C,5400000,6300000,,,600000,,,2500000,1000000,5000000,3000000,-7,-7,15,7,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505032,272,Manufacturing,ENG,Region A,Region A,Capital city,Plastics & rubber,Plastics & rubber,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,14,0,Partnership, ,66,100,0,0,0,No,No,,,,,,2000,8,3,Yes,2000,Comply with the law,15,No,No,30,6,No,,,Yes,2,2,0,,No,,No,,,No,,,100,Yes,5,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,PLASTIC BAGS,2520,60,Thirty two million,30,100,0,0,,,,,0,0,80,20,Yes,10,30,,Minor obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,350000,No,No,No,No,No obstacle,80,48,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,480000,No,,,Major obstacle,0,80,20,20,70,10,40,35,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,15,Yes,1,No,No,,-9,,No,,,No,,,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,14,10,10,4,5,5,,0,2,0,,13,50,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,25,25,No,,Yes,96,Yes,72,,Technicians,No,Moderate obstacle,Minor obstacle,Tax rates,A,9000000,9000000,0,,3600000,1500000,28000000,1000000,4000000,3000000,5000000,-7,-7,22,6,2011,16,10,Are estimates computed with some precision,Several visits,2,45,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505033,274,Manufacturing,ENG,Region A,Region A,Capital city,Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,8,45,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,5,1,Yes,2000,Customers or suppliers only deal with registered firms,8,No,No,31,12,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,Yes,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,No obstacle,CONCRETE,2695,40,TWENTY MILLION,20,100,0,0,,,,,0,0,70,30,No,,30,,No obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,Don't know,Moderate obstacle,50,40,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,5,,No,,,Moderate obstacle,25,65,10,30,60,10,60,15,0,25,0,Yes,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,3,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,13,13,10,3,4,6,,0,3,0,,12,80,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Major obstacle,Access to finance,B,5800000,8500000,350000,,360000,180000,-7,-9,-9,1000000,1000000,-7,-7,21,6,2011,10,20,Are estimates computed with some precision,Several visits,3,10,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,23,1,5,8,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,A new application will be filled,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,15,In physical assets,-44,No,No,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Moderate obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Technological and Innovation Support,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505034,275,Manufacturing,ENG,Region A,Region A,Capital city,Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,17,0,Sole proprietorship, ,,0,100,0,0,No,No,,,,,,1995,10,1,Yes,1995,Better access to financing,5,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Moderate obstacle,CONCRETE CASTING,2695,100,TWENTY EIGHT MILLION,35,100,0,0,,,,,0,0,70,30,No,,35,,Major obstacle,Minor obstacle,Yes,25,Yes,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,0,90,10,25,75,0,65,20,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,No,No,No,No,No,No,Tend to agree,12,Yes,1,No,Yes,0,10,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,12,10,10,2,5,5,,0,2,0,,12,40,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,4400000,11000000,0,,350000,0,-7,1800000,-9,6000000,1000000,-7,-7,21,6,2011,18,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505035,276,Manufacturing,ENG,Region A,Region A,Capital city,Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,12,15,Limited partnership, ,55,100,0,0,0,No,No,,,,,,2003,16,3,Yes,2003,Customers or suppliers only deal with registered firms,3,No,No,31,12,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,GRANITE COUNTER TOPS,2696,60,THIRTHY MILLION,30,90,0,10,5,0,0,2004,0,0,85,15,No,,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,No,Minor obstacle,85,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,15,50,35,45,40,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,1,No,,,No,,0,,No,,,Yes,10,No,Very severe obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,16,16,12,4,6,6,,0,2,0,,12,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,B,7000000,12000000,-7,,600000,-7,-7,3000000,1000000,5000000,3000000,-7,-7,15,6,2011,13,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505036,279,Manufacturing,ENG,Region A,Region A,Capital city,Fabricated metal products,Other Manufacturing,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,12,0,Sole proprietorship, ,,-7,-7,-7,-7,No,No,,,,,,1960,-9,-9,Yes,1960,Comply with the law,30,No,No,31,12,Don't know,,,Yes,-9,1,1,,Don't know,,Yes,-9,Don't know,No,,,100,Don't know,,,Yes,No,Yes,Yes,Don't know,Don't know,Yes,Don’t know,No obstacle,No obstacle,FRAMES,2011,100,Don't know,-9,100,0,0,,,,,-9,-9,100,0,,,45,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,No,,No,Yes,Yes,Yes,No obstacle,100,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,No obstacle,25,60,15,5,90,5,60,20,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Don't know,,No,Don't know,,Don't know,Don't know,,Don't know,Don't know,,Don't know,Don't know,,Don't know,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,Yes,5,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,11,11,10,1,10,0,,2,-7,0,,-9,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,No obstacle,Electricity,B,-7,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,-7,12,7,2011,13,40,Are estimates computed with some precision,Several visits,3,20,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505037,284,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,7,2011,13,5,Sole proprietorship, ,,100,,0,0,No,No,,,,,,2002,5,2,Yes,2002,Better access to financing,6,No,No,30,9,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,CUTLASSES,2893,55,FIFTEEN MILLION,20,100,0,0,,,,,0,0,75,25,No,,21,,Moderate obstacle,No obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,Yes,Yes,No,,No,Yes,Yes,Yes,Minor obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,3,,No,,,Major obstacle,0,90,10,5,80,15,88,0,0,12,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,0,Yes,1,No,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,12,12,10,2,5,5,,5,1,0,,12,70,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,B,5000000,7000000,0,,300000,0,,600000,1000000,2000000,2000000,-7,-7,19,7,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST ANDREW,Male,MANAGER,14,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,25,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Significantly less problems,Significantly more problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,28,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505038,288,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,12,25,Partnership, ,30,100,0,0,0,No,No,,,,,,2004,12,5,Yes,2004,Customers or suppliers only deal with registered firms,4,No,No,30,6,No,,,Yes,1,2,-9,,Yes,2,No,,,No,,,100,Yes,10,No,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,GLASSES,3320,100,FIFTEEN MILLION,50,100,0,0,,,,,-7,-7,50,50,No,,-9,,Major obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,No,Moderate obstacle,80,50,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Minor obstacle,5,70,25,15,70,15,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by public sector support resources,Yes,Yes,No,No,No,No,No,No,Strongly agree,4,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,10,12,7,3,6,1,,4,2,0,,13,80,8,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,Tax administration,C,4200000,6000000,-7,,144000,0,-7,900000,2000000,2000000,2000000,-7,-7,28,6,2011,13,45,Are estimates computed with some precision,Several visits,3,10,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,PRODUCTION MANAGER,8,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,A new application will be filled,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,30,In market or product development,-44,Yes,No,Yes,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,Slightly more problems,No difference,Slightly more problems,Slightly more problems,Slightly less problems,Minor obstacle,No,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Large impact,No,Negative impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Large impact,Yes,Large impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505039,292,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,14,0,Limited partnership, ,40,100,,0,0,Yes,No,,,,,,1998,10,1,Yes,1998,Better access to financing,15,No,No,30,6,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,DINNER SETS,3610,90,FIFTEEN MILLION,60,100,0,0,,,,,0,0,90,10,No,,30,,Major obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,Moderate obstacle,70,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,2,,Very severe obstacle,15,85,0,0,90,10,45,45,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,10,10,7,3,5,2,,0,2,0,,12,75,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,Minor obstacle,Moderate obstacle,Tax rates,C,4000000,6000000,240000,,360000,0,,-9,-9,1000000,2000000,-7,-7,8,7,2011,15,10,Are estimates computed with some precision,Several visits,3,10,8.858455657958984,3.8125,8.185661315917969,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505040,294,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,16,5,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2001,14,2,Yes,2001,Customers or suppliers only deal with registered firms,8,No,No,31,10,No,,,Yes,1,1,,70000,No,,No,,,No,,,100,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,FURNITURES,3610,75,TWENTY TWO MILLION,45,100,0,0,,,,,0,0,50,50,No,,-9,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,80,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,500000,No,,,Major obstacle,0,100,0,0,60,40,75,0,0,0,25,Yes,0,450000,60,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,1000000,Yes,Yes,No,No,No,No,3000000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,No,No,No,No,No,Tend to disagree,0,Yes,2,No,No,,-9,,No,,,No,,,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,14,14,10,4,6,4,,0,3,0,,12,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Major obstacle,Access to finance,B,5500000,9000000,0,,380000,0,-7,-9,-9,1000000,1000000,-7,-7,6,7,2011,17,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,SALES MANAGER,2,1,5,24,Yes,Totally dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not enough information,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,11,2,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,30,In market or product development,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,Significantly more problems,Slightly less problems,Slightly more problems,Slightly less problems,Slightly less problems,Major obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505041,300,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,7,2011,12,25,Sole proprietorship, ,,100,,0,0,No,No,,,,,,2004,3,5,Yes,2004,Customers or suppliers only deal with registered firms,4,No,No,30,6,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,No obstacle,JWELLERY,3691,100,EIGHT MILLION,50,100,0,0,,,,,0,0,70,30,No,,-9,,Major obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,No,Major obstacle,80,50,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Moderate obstacle,5,70,25,15,70,15,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by public sector support resources,Yes,Yes,No,No,No,No,No,No,Strongly agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,6,5,5,1,4,1,,0,0,0,,13,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,2500000,4000000,,,144000,0,,900000,2000000,2000000,2000000,-7,-7,20,7,2011,15,38,Are estimates computed with some precision,Several visits,3,10,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST ANDREW,Male,MANAGER,11,1,5,11,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To borrow up to 100% of the asset's value,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,No difference,Slightly less problems,Slightly more problems,Slightly more problems,Slightly less problems,Significantly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505042,303,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,9,45,Partnership, ,40,100,0,0,0,Yes,No,,,,,,2003,10,2,Yes,2003,Comply with the law,5,No,No,31,8,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,SIGNS,3699,55,FIFTEEN MILLION,15,100,0,0,,,,,0,0,100,0,,,30,,No obstacle,Very severe obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,Yes,Very severe obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,90,10,10,90,0,93,0,0,7,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,Yes,No,,No,No,,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,No,Yes,No,No,Tend to disagree,0,Yes,1,No,Yes,0,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,13,11,11,2,3,8,,0,2,0,,13,60,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,50,0,No,,No,,Yes,50,,Technicians,No,Moderate obstacle,No obstacle,Customs and trade regulations,B,5600000,6500000,-7,,188000,0,-7,1500000,2000000,3000000,3000000,-7,-7,24,6,2011,11,0,Are estimates computed with some precision,Several visits,3,20,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,2,1,5,4,Yes,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Government institution,-44,No,the establishment was too young,-44,No,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Yes,40,Makes major strategic and financial decisions,7,1,All men,Male,Male,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,66,In physical assets,-44,No,No,No,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Slightly less problems,Significantly more problems,Significantly less problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505043,304,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,10,40,"Privately held, limited liability company", ,40,100,0,0,0,No,No,,,,,,1985,5,-9,Yes,1985,Better access to financing,5,No,No,31,12,No,,,Yes,1,3,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,FRAMES,3699,60,TWELVE MILLION FIVE HUNDRED THOUSAND,15,95,0,5,-7,-7,-7,-7,0,0,100,0,,,50,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,One,No,No,No,Yes,75000,No,No,No,No,No obstacle,90,50,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,11,70,19,95,0,0,5,0,Yes,0,250000,0,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,Yes,No,No,No,-7,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Strongly disagree,5,No,,,Yes,0,-9,,No,,,Yes,7,No,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,10,10,8,2,4,4,,0,2,0,,14,50,12,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,4000000,5500000,150000,,196000,0,-7,-9,-9,-9,-9,-7,-7,24,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,8.858455657958984,3.8125,8.185661315917969,1,Lowest performant manufacturing,,ST. ANDREW,Male,MANAGER,12,1,5,14,Yes,Totally satisfied,Totally dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,The deductible is high,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,30,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,Slightly more problems,No difference,Slightly more problems,No difference,Slightly more problems,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505044,309,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,27,5,2011,7,30,"Privately held, limited liability company", ,46,100,0,0,0,No,No,,,,,,1999,-9,-9,Yes,1999,Other reasons not included above,15,No,No,31,12,No,,,Yes,11,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,Yes,No,No,No,No,,Moderate obstacle,No obstacle,MILK PRODUCTION,1520,100,FOUR BILLION FIVE HUNDRED MILLION,50,50,25,25,5,0,0,2000,0,0,100,0,,,15,,No obstacle,No obstacle,Yes,8,Yes,Yes,Yes,Yes,-9,Yes,Don't know,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,60,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,5000000,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,14,No,Yes,10,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,140,150,110,30,50,60,,20,30,17,6,-9,-9,-9,Yes,6,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,No obstacle,Tax rates,B,120000000,2600000000,280000000,,90000000,355000000,3900000000,960000000,390000000,2500000000,1000000000,-7,-7,27,5,2011,9,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,,SPANISH TOWN,Male,MANAGER,3,1,5,18,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Dammage Insurance,-44,175000,90,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Still in business in 10 years time,-44,Expanding customer base,-44,45,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,No difference,Slightly less problems,Slightly less problems,No difference,No difference,Significantly more problems,Very severe obstacle,Yes,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Large impact,No,Negative impact,No,No impact,Yes,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505045,310,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,6,2011,9,30,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1670,-9,-9,Yes,1670,Don’t know,40,No,No,31,12,No,,,Yes,11,1,-9,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,SUGAR,1542,100,TEN BILLION ONE HUNDRED AND SIXTY-FIVE MILLION SIX HUNDRED AND THIRTY-TWO THOUSAND,80,80,0,20,-9,0,0,-9,0,0,50,50,Yes,-9,60,,Minor obstacle,No obstacle,No,,,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,Yes,Yes,Yes,-9,Yes,Don't know,Don't know,Don't know,Don't know,72,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,100,0,0,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,No,,,No,,-8,,Yes,-9,Don't know,Yes,-9,Don't know,Major obstacle,Minor obstacle,Minor obstacle,Don't know,Don't know,Don't know,830,800,600,230,200,400,,150,150,100,1,10,50,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,100,100,No,,Yes,100,Yes,100,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Tax rates,A,1000000000,6000000000,800000000,,120000000,100000000,5000000000,1500000000,1000000000,1500000000,3000000000,-7,-7,20,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,,SPANISH TOWN,Male,MANAGER,23,1,4,26,Yes,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,80000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,15,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly less problems,Significantly more problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly less problems,Minor obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,4,26,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505046,311,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Garments,Other Manufacturing,"No, screener and sample frame do not match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,6,2011,11,58,"Privately held, limited liability company", ,50,0,100,0,0,Yes,No,,,,,,1992,250,1,Yes,1992,Comply with the law,20,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,0,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FURNITURE,3610,100,ONE HUNDRED SIXTY MILLION,0,0,0,100,1,0,0,1992,-7,-7,0,100,Yes,1,14,,Moderate obstacle,Moderate obstacle,-7,-7,-7,No,,Yes,-7,No,No,International - main product sold mostly to nations outside,,No,No,No,No,,No,No,No,No,No obstacle,75,40,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,0,100,0,0,100,50,0,0,50,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,20,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,50,50,39,11,39,0,,32,7,0,,11,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,100,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Tax rates,A,25000000,75000000,6000000,,2000000,12000000,125000000,-7,-7,-7,-7,-7,-7,22,6,2011,12,57,Are estimates computed with some precision,Several visits,3,30,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,Yes,MONTEGO BAY,Male,GENERAL MANAGER,2,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,100000,85,Equally men and women,Yes,Yes,50,Makes major strategic and financial decisions,20,15,Predominantly women,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,100,In market or product development,-44,Yes,No,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505047,312,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,11,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,20,6,2011,11,30,"Privately held, limited liability company", ,40,40,60,0,0,Yes,No,,,,,,1995,-9,-9,Yes,1995,Comply with the law,-9,No,Yes,31,3,No,,,Yes,1,1,-9,,Yes,5,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,PRINTED PRODUCTS,2221,100,SIX HUNDRED MILLION,5,0,1,99,-7,0,0,1995,-7,-7,0,100,-7,-7,45,,No obstacle,Minor obstacle,No,,,Yes,No,Yes,-9,No,No,International - main product sold mostly to nations outside,,Yes,Yes,Yes,Yes,-9,Yes,Don't know,Don't know,Don't know,No obstacle,75,96,0,100,0,Yes,30,No,,, ,,,,,,Minor obstacle,Yes,2,,Don't know,,,Minor obstacle,70,30,0,100,0,0,40,30,0,30,0,Yes,6000000,10000000,100,70,20,10,0,0,0,Yes,No,No,,,,,,,,,,,No,-7,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,300,250,70,230,70,0,,0,180,0,,11,100,40,Yes,-9,No,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,-7,20,No,,Yes,48,Yes,144,,Professional and managers,No,Minor obstacle,Moderate obstacle,Electricity,C,160000000,320000000,6000000,,3000000,15000000,500000000,85000000,25000000,150000000,50000000,-7,-7,20,6,2011,12,45,Are estimates computed with some precision,Several visits,3,0,1.714285731315613,1,1.714285731315613,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505048,313,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Chemicals,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,8,HQ without production and/or sales in this location,,,Does not apply,-7,7,6,2011,13,0,"Privately held, limited liability company", ,60,80,20,0,0,No,No,,,,,,1923,-9,-9,Don't know,-9,Don’t know,37,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,ACID,2411,30,ONE BILLION,40,60,40,0,,,,-9,0,0,40,60,Yes,7,60,,Minor obstacle,No obstacle,Yes,-9,Yes,Yes,Yes,Yes,-9,Yes,No,International - main product sold mostly to nations outside,,Yes,Yes,Yes,Yes,-9,Yes,No,No,No,No obstacle,90,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,10,60,30,20,70,10,50,20,0,30,0,Yes,0,3500000,80,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,80000000,Yes,Yes,Yes,Yes,No,No,150000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,-8,-8,,Yes,7,Refused,Yes,7,Refused,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,160,180,110,50,70,40,,20,35,0,,12,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,-9,-9,Yes,48,No,,Yes,48,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax rates,A,100000000,500000000,15000000,,6000000,35000000,950000000,290000000,30000000,650000000,100000000,-7,-7,7,6,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,,SPANISH TOWN,Male,MANAGER,3,1,4,24,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,100000,80,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly more problems,Significantly less problems,No difference,No difference,Significantly more problems,Slightly less problems,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,4,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505049,314,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Chemicals,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,15,7,2011,11,0,Partnership, ,50,100,,0,0,No,No,,,,,,1972,45,1,Yes,1972,Better access to financing,5,No,No,31,12,No,,,Yes,3,1,-9,,Yes,2,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,SOAP,2424,100, ,35,70,0,30,-9,0,0,-9,0,0,70,30,Yes,-9,-9,,Major obstacle,Minor obstacle,Yes,25,Yes,No,,Yes,-9,No,No,National - main product sold mostly across the country,More than 5,Yes,No,No,Yes,-9,No,Yes,Yes,Yes,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,Moderate obstacle,0,90,10,25,75,0,60,25,0,15,0,Yes,0,5000000,100,70,0,30,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,5000000,Yes,No,Yes,No,No,No,10000000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,No,No,No,No,No,No,Tend to agree,0,Yes,1,No,Yes,0,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,95,100,75,20,55,20,,15,10,0,,12,55,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,45,25,No,,No,,Yes,96,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,42000000,-9,-9,,-9,0,,1800000,-9,60000000,30000000,-7,-7,15,7,2011,12,20,Are estimates computed with some precision,Several visits,2,30,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,,SPANISH TOWN,Male,SENIOR ACCOUNTANT,2,1,5,17,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,No,Delegating manager,No difference,Slightly less problems,Significantly less problems,Significantly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Moderate obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505050,316,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Electronics (31 & 32),Electronics (31 & 32),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,3,6,2011,7,45,"Privately held, limited liability company", ,60,20,80,0,0,No,No,,,,,,1948,-9,-9,Yes,1948,Don’t know,30,No,No,31,12,No,,,Yes,0,,,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,No,No,,Moderate obstacle,No obstacle,CABLE,3130,40,THREE BILLION,40,100,0,0,,,,,0,0,0,100,Yes,3,30,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,No,Don't know,Don't know,Don't know,Don't know,100,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,4000000,Yes,-9,,Moderate obstacle,100,0,0,40,20,40,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,No,Yes,-7,Don't know,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,120,120,107,13,-9,-9,,0,13,0,,-9,60,6,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Political instability,C,200000000,1600000000,-9,,15000000,0,2500000000,720000000,140000000,2000000000,1000000000,-7,-7,3,6,2011,9,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.714285731315613,1,1.714285731315613,12,Highest performant manufacturing,,OLD HARBOUR,Male,OWNER,2,1,4,27,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,A new application will be filled,A new application will be filled,Request of an increase of the current limit,"No, I am not willing to share ownership",No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,60,Makes decisions in consultation with other partners,16,2,All women,Female,Female,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly less problems,Slightly less problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly less problems,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505051,317,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,9,15,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1986,8,3,Yes,1986,Comply with the law,20,Yes,No,31,8,No,,,Yes,7,6,20,,No,,No,,,No,,,65,No,,,No,No,No,,,,No,,Major obstacle,Moderate obstacle,BAKERY,1541,100,THIRTY-EIGHT MILLION,85,100,0,0,,,,,0,-7,70,30,No,,30,,Minor obstacle,Minor obstacle,Yes,-9,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Major obstacle,70,45,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Major obstacle,10,70,20,0,70,30,60,0,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,-7,Yes,No,No,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,15,13,9,6,6,3,,-7,6,0,,13,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax administration,B,7500000,20000000,480000,,360000,1000000,30000000,4800000,1000000,10000000,5000000,-7,-7,14,6,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1,1.600000023841858,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505052,318,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,15,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1945,30,-9,No,1982,Comply with the law,40,Yes,Yes,31,7,No,,,Yes,1,30,-9,,Yes,5,No,,,No,,,100,No,,,No,No,Yes,No,No,No,No,,Major obstacle,Minor obstacle,BAKED GOODS,1541,95,FORTY EIGHT MILLION TWO HUNDRED THOUSAND,40,100,0,0,,,,,1,8,97,3,No,,7,,Moderate obstacle,Major obstacle,Yes,10,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,70,40,100,0,0,No,,,,, ,,,,,,Does not apply,Yes,,1000000,No,,,Moderate obstacle,75,20,5,0,10,90,40,30,0,30,0,Yes,0,1500000,50,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,No,No,No,No,Yes,No,No,Yes,Tend to agree,25,Yes,10,No,No,,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,30,30,20,10,10,10,,3,6,0,,9,40,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Major obstacle,Tax rates,C,9000000,28000000,3250000,,1250000,3500000,38000000,20000000,-9,25000000,150000000,-7,-7,15,6,2011,13,45,Are taken directly from establishment records,Several visits,3,0,2,1,1.600000023841858,11,Lowest performant manufacturing,Yes,MONTEGO BAY,Female,DIRECTOR,23,1,5,22,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for family,-44,10,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,Significantly more problems,No difference,No difference,Significantly more problems,Slightly more problems,Moderate obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505053,320,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),Yes,10,Establishm. physically separated from HQ and oth. estab.,Does not apply,No,,10,5,7,2011,10,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1968,-9,-9,Yes,1968,Comply with the law,15,No,Yes,31,3,No,,,Yes,1,1,-9,,Yes,-9,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,PATTIES,1549,80,Don't know,70,80,5,15,3,-9,-9,-9,-7,-9,80,20,No,,30,,Moderate obstacle,Minor obstacle,Yes,10,No,No,,Yes,-9,No,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,Yes,No,,No,No,No,No,No obstacle,-9,104,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,Yes,-9,,Minor obstacle,5,80,15,0,95,5,75,10,0,15,0,Yes,0,-9,-9,95,0,5,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,190,-9,-9,-9,-9,-9,,-9,-9,-9,-7,11,80,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,5,10,No,,Yes,100,Yes,-7,,Professional and managers,No,Minor obstacle,Major obstacle,Electricity,C,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,-7,-7,5,7,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1,1.600000023841858,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505054,322,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Non metallic mineral products,"No, does not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,10,30,Partnership, ,60,100,0,0,0,No,No,,,,,,1980,10,4,Yes,1980,Comply with the law,30,No,No,31,12,No,,,Yes,7,4,10,,Yes,5,No,,,No,,,85,No,,,-7,No,No,,,,No,,Major obstacle,Moderate obstacle,BLOCKS,2695,100,SIXTY MILLION,80,100,0,0,,,,,10,5,100,0,,,30,,Moderate obstacle,Minor obstacle,No,,,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,-7,No,,No,Yes,Yes,Yes,Very severe obstacle,80,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Major obstacle,20,60,20,20,60,20,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,-7,Yes,No,No,Yes,No,No,No,Tend to agree,2,No,,,No,,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,22,15,15,7,10,5,,2,4,0,,15,90,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,No,,,,,,,,,Other,Don’t know,-7,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,C,7500000,25000000,1800000,,1800000,4000000,50000000,2800000,3000000,10000000,10000000,-7,-7,14,6,2011,11,40,Are estimates computed with some precision,Several visits,3,15,2,1,1.600000023841858,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505055,328,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Non metallic mineral products,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,6,2011,10,59,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1993,1,0,Yes,1993,Comply with the law,25,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,60,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,MAKING OF BLOCKS,2695,100,THIRTY-TWO MILLION,75,100,0,0,,,,,-9,0,80,20,No,,15,,No obstacle,No obstacle,No,,,Yes,Yes,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Very severe obstacle,75,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,Yes,,100000,Major obstacle,20,80,0,30,60,10,47,33,0,20,0,Yes,0,150000,0,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,30,30,22,8,15,7,,2,6,0,,12,75,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Minor obstacle,Tax rates,C,10000000,16000000,240000,,180000,1200000,25000000,2500000,1000000,5000000,5000000,-7,-7,8,6,2011,12,39,Are estimates computed with some precision,Several visits,3,10,2,1,1.600000023841858,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505056,329,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,14,15,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1990,-9,-9,Yes,1990,Comply with the law,45,No,No,31,12,Yes,-9,-7,No,,,,,No,,No,,,Yes,-9,6,-7,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,PRINTING,2221,100,FIFTY MILLION,50,100,0,0,,,,,-7,-7,-7,-7,-7,-7,10,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,-7,-7,No,Yes,Don't know,Yes,Major obstacle,75,45,-7,-7,-7,-7,-7,-7,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,10,60,30,20,80,0,50,10,0,40,0,Yes,0,5000000,100,100,0,0,0,0,0,Yes,No,Yes,Private commercial banks,2010,5000000,Yes,No,Yes,No,No,No,5000000,Yes,,No,Very severe obstacle,No,,Yes,No,,Don't know,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Tend to agree,0,No,,,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Does not apply,35,30,25,10,15,10,,10,10,0,,12,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Moderate obstacle,Tax rates,A,15000000,20000000,460000,,700000,500000,40000000,15000000,5000000,25000000,10000000,-7,-7,17,5,2011,15,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1,1.600000023841858,11,Lowest performant manufacturing,,MONTEGO BAY,Female,MANAGER,9,1,4,28,Yes,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,33,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,No,Delegating manager,Slightly less problems,Slightly less problems,Significantly less problems,Slightly less problems,No difference,Slightly more problems,Significantly more problems,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,28,Truthful,Somewhat truthful,Several interviews,Through Internet,-44, Jamaica,505057,330,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,7,2011,9,45,Partnership, ,40,100,,0,0,No,No,,,,,,1995,10,2,Yes,1995,Comply with the law,5,No,No,31,8,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,PRINTING SERVICES,2222,55,FOURTY MILLION,15,100,0,0,,,,,0,0,100,0,,,30,,No obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,Yes,Very severe obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,90,10,10,90,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,Yes,No,,No,No,,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,No,Yes,No,No,Tend to disagree,0,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,45,50,36,9,25,11,,0,4,0,,13,60,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,50,20,No,,No,,Yes,50,,Technicians,No,Moderate obstacle,No obstacle,Customs and trade regulations,C,15000000,15000000,,,388000,0,,10500000,2000000,30000000,13000000,-7,-7,21,7,2011,10,55,Are estimates computed with some precision,Several visits,3,20,2,1,1.600000023841858,11,Lowest performant manufacturing,,MONTEGO BAY,Male,MANAGER,10,1,5,8,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,No,No,No,Decision maker manager,No difference,Significantly less problems,Slightly less problems,No difference,No difference,Significantly less problems,No difference,Minor obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505058,331,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,13,0,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1999,15,0,Yes,1999,Comply with the law,25,No,No,31,1,No,,,Yes,2,1,-9,,No,,No,,,No,,,-7,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,PRINTED PRODUCTS,2221,90,EIGTHEEN MILLION,100,100,0,0,,,,,0,0,100,0,,,-9,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,-7,Local - main product sold mostly in same municipality,More than 5,Yes,No,No,No,,No,No,No,No,No obstacle,-9,48,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,-9,,Moderate obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Tend to disagree,2,Yes,1,-7,No,,0,,No,,,Yes,-7,-7,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,15,-9,13,2,13,0,,5,2,0,,11,90,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Tax rates,C,6000000,6000000,0,,1000000,-9,16500000,550000,1000000,3000000,2000000,-7,-7,8,7,2011,14,0,Are estimates computed with some precision,Several visits,3,0,2,1,1.600000023841858,11,Lowest performant manufacturing,Yes,MONTEGO BAY,Male,DIRECTOR,23,1,5,14,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Not enough information,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,66,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Significantly more problems,No difference,Slightly less problems,No difference,Slightly less problems,Slightly more problems,Moderate obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,14,Somewhat truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Jamaica,505059,333,Manufacturing,ENG,Region B,Region B,"Over 250,000 to 1million",Non metallic mineral products,Non metallic mineral products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2006,5,4,Yes,2006,Comply with the law,6,No,Yes,31,12,No,,,Yes,2,2,0,,Yes,1,No,,,No,,,-7,No,,,-7,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,MAKING AND SELLING OF BLOCKS,2695,100,FOURTEEN MILLION,33,100,0,0,,,,,0,2,60,40,No,,45,,Moderate obstacle,Minor obstacle,Yes,60,No,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,-7,-7,No,Yes,Yes,Yes,Major obstacle,75,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Moderate obstacle,0,70,30,20,60,20,60,0,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,8,10,5,3,4,1,,0,2,0,,10,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm does not have enough info. about training programs,Professional and managers,No,Moderate obstacle,Moderate obstacle,Tax rates,B,2600000,6000000,480000,,600000,1000000,12000000,2000000,1000000,5000000,5000000,-7,-7,1,6,2011,13,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1,1.600000023841858,11,Lowest performant manufacturing,,SPANISH TOWN,Male,SUPERVISOR,23,1,6,1,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,50,In market or product development,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,6,1,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505060,335,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,9,30,Limited partnership, ,25,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,1,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1978,-9,3,Yes,1978,Comply with the law,33,No,Yes,31,3,No,,,Yes,1,1,-9,,No,,No,,,No,,,100,Yes,-7,-7,No,No,No,,,,No,,Major obstacle,Minor obstacle,FURNITURE,3610,100,Don't know,80,100,0,0,,,,,0,0,100,0,,,-9,,Minor obstacle,No obstacle,Yes,15,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,-9,75,100,0,0,Yes,30,No,,, ,,,,,,Moderate obstacle,No,,,Yes,-9,,Major obstacle,0,30,70,50,50,0,50,10,0,15,25,Yes,-9,-9,-7,30,0,70,0,0,0,Yes,No,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,6,-9,3,3,3,0,,0,1,0,,9,-7,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,-7,-7,No,,No,,Yes,20,,Technicians,No,Minor obstacle,Moderate obstacle,Electricity,B,-9,-9,-9,,230000,-9,-9,-9,-9,-9,-9,-7,-7,28,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1,1.600000023841858,11,Lowest performant manufacturing,,MONTEGO BAY,Male,MANAGER,8,1,6,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,10,Makes major strategic and financial decisions,22,5,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,70,In physical assets,-44,Yes,No,No,No,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,6,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505061,339,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1982,-9,0,Yes,1982,Comply with the law,30,No,Yes,31,1,No,,,Yes,1,2,-9,,Yes,2,No,,,No,,,100,No,,,No,No,No,,,,No,,Very severe obstacle,Moderate obstacle,BAKED GOODS,1541,100,NINE MILLION FOUR HUNDRED THOUSAND,90,100,0,0,,,,,-9,10,50,50,No,,8,,Very severe obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,-9,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,5,,Moderate obstacle,0,70,30,0,100,0,80,0,0,20,0,Yes,0,48000,-9,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,Yes,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,5,4,4,1,4,0,,0,1,0,,9,-9,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Electricity,C,2000000,3200000,960000,,456000,0,1500000,1000000,300000,2500000,1000000,-7,-7,30,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,Lowest performant manufacturing,Yes,MONTEGO BAY,Male,OWNER,2,1,5,21,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,30,Delegates decisions to other partners,5,8,Equally men and women,Female,Male,Expanding range of services/products provided,-44,Expanding customer base,-44,30,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General Management, Business Development & Strategies Suppor",-44,5,21,Not truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505062,340,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,6,2011,9,0,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1966,12,2,No,1974,Comply with the law,40,No,Yes,31,12,No,,,Yes,1,1,15,,Yes,1,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,BAKED GOODS,1541,100,ONE HUNDRED SEVENTY-TWO MILLION,75,100,0,0,,,,,10,12,50,50,No,,2,,Moderate obstacle,Minor obstacle,Yes,15,No,No,,Yes,100000,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,-9,48,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,,2000000,No,,,Major obstacle,15,10,75,0,80,20,30,50,0,20,0,Yes,0,3000000,90,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,10000000,Yes,Yes,No,No,No,No,40000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Tend to agree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Does not apply,25,-9,15,10,8,7,,6,5,2,2,8,5,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,Yes,Minor obstacle,Major obstacle,Electricity,C,13400000,139000000,3000000,,2000000,-9,-9,11000000,40000000,25000000,50000000,-7,-7,20,6,2011,10,50,Are taken directly from establishment records,Several visits,3,20,1.836805582046509,.9583333134651184,1.756944417953491,10,Highest performant manufacturing,,MONTEGO BAY,Male,MANAGER,23,1,5,11,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,No change,No change,No change,Request of an increase of the current limit,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,No,-9,Makes major strategic and financial decisions,20,-9,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Expanding range of services/products provided,-44,75,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,"General Management, Business Development & Strategies Suppor",-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505063,342,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,16,5,Limited partnership, ,66,0,100,0,0,Yes,No,,,,,,1987,5,3,Yes,1987,Better access to financing,6,No,No,30,11,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,RUM CAKE,1541,55,TWENTY MILLION,20,100,0,0,,,,,0,0,100,0,,,50,,Moderate obstacle,No obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,Yes,Yes,No,,No,Yes,Yes,Yes,Minor obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,3,,No,,,Major obstacle,0,90,10,5,80,15,88,0,0,12,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,-8,Yes,Yes,No,No,Yes,No,-7,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,15,Yes,1,No,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,13,12,10,3,5,5,,0,3,0,,12,70,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,5600000,8500000,0,,250000,0,-7,780000,1000000,2000000,2000000,-7,-7,22,6,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,Lowest performant manufacturing,,MONTEGO BAY,Male,MANAGER,5,1,5,17,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,66,Makes decisions in consultation with other partners,21,5,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,100,In market or product development,-44,No,Yes,Yes,No,Yes,No,No,No,Decision maker manager,Slightly less problems,Slightly more problems,No difference,Slightly more problems,Significantly less problems,Significantly more problems,No difference,Moderate obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505064,343,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,6,2011,14,30,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1984,13,2,Yes,1984,Comply with the law,21,No,No,31,8,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,PASTRIES,1541,85,THIRTHY MILLION,30,100,0,0,,,,,0,0,60,40,No,,20,,Moderate obstacle,No obstacle,Yes,20,Yes,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,No,No obstacle,90,84,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,0,95,5,80,0,0,10,10,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Tend to agree,0,Yes,1,Yes,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,13,13,7,6,7,0,,0,4,0,,14,50,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,No obstacle,Tax rates,C,5500000,12000000,-7,,360000,0,-7,-7,-7,-9,-9,-7,-7,23,6,2011,15,30,Are estimates computed with some precision,Several visits,2,50,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505065,345,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Food,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,11,40,"Privately held, limited liability company", ,55,10,90,0,0,Yes,No,,,,,,1947,18,0,No,1948,Comply with the law,10,Yes,No,31,12,No,,,Yes,3,3,-9,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,ICE,1549,80,FIFTY MILLION,100,100,0,0,,,,,0,0,100,0,,,1,,Major obstacle,Minor obstacle,No,,,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,No,No,No,No obstacle,-9,87,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,1200000,Yes,,100000,Minor obstacle,5,95,0,5,80,15,60,0,0,40,0,Yes,0,60000,0,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2001,10000000,Yes,Yes,No,No,No,No,12000000,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,No,No,No,No,Yes,No,No,Yes,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,11,32,9,2,1,8,,0,2,2,3,11,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Transport,B,6000000,17000000,600000,,2800000,23000000,-9,4000000,24000000,8000000,48000000,-7,-7,14,6,2011,13,45,Are taken directly from establishment records,Several visits,3,10,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505066,349,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,9,40,"Privately held, limited liability company", ,60,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1977,6,0,Yes,1977,Comply with the law,40,No,No,31,4,No,,,Yes,12,1,-9,,No,,No,,,No,,,100,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Minor obstacle,WINDOWS DOORS,2022,75,FOURTEEN MILLION,85,100,0,0,,,,,0,10,0,100,No,,7,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Major obstacle,55,48,100,0,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,100,0,0,50,50,0,78,0,0,22,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,20,19,12,8,12,0,,2,5,0,,-9,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Practices of competitors in the informal sector,A,6000000,8000000,1000000,,900000,250000,15000000,1200000,59000000,3000000,1000000,-7,-7,14,6,2011,10,55,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505067,350,Manufacturing,ENG,Region B,Region B,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,14,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1985,12,-7,Yes,1985,Comply with the law,26,No,Yes,31,6,No,,,Yes,4,1,0,,No,,No,,,No,,,0,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,GLASSES AND FRAMES,3610,100,THIRTY FIVE MILLION,60,100,0,0,,,,,0,0,90,10,No,,30,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,-7,2 to 5,No,No,Yes,No,,No,Yes,Yes,Yes,Major obstacle,80,40,0,100,0,No,,,,, ,,,,,,Major obstacle,No,,,Yes,2,,Major obstacle,20,60,20,20,60,20,50,20,0,30,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,2000000,Yes,No,Yes,No,Yes,No,5000000,Yes,,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,-7,No,,Don't know,Yes,No,Yes,No,No,No,No,-7,-7,Yes,2,No,No,,-7,-7,No,,,No,,,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,12,10,8,4,4,4,,1,0,0,,12,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Minor obstacle,Tax rates,A,5600000,15000000,1200000,,960000,3000000,30000000,7000000,2000000,15000000,5000000,-7,-7,1,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505068,351,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,15,25,Limited partnership, ,60,100,0,0,0,No,No,,,,,,2003,12,1,Yes,2003,Better access to financing,5,No,No,31,5,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,FURNITURES,3610,100,TWENTY MILLION,25,100,0,0,,,,,0,0,65,35,No,,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,75,40,0,100,0,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Very severe obstacle,0,100,0,15,85,0,75,20,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,15,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,12,12,8,4,4,4,,0,3,0,,14,65,15,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Moderate obstacle,Access to land,C,5000000,8000000,0,,280000,0,-7,3200000,1200000,5000000,3000000,-7,-7,20,6,2011,16,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505069,352,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,9,30,Limited partnership, ,55,100,0,0,0,Yes,No,,,,,,1990,10,-9,Don't know,-9,Better access to financing,4,No,No,31,1,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,PRINTING,2221,90,TEN MILLION,60,100,0,0,,,,,0,0,50,50,No,,30,,No obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,One,No,No,No,No,,No,Yes,No,No,Major obstacle,70,45,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,14,40,46,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,No,Minor obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,No,Yes,No,No,No,Tend to agree,15,Yes,1,No,No,,0,,No,,,Yes,7,No,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,10,10,8,2,5,3,,0,1,0,,16,65,15,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,25,50,No,,No,,Yes,70,,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,A,4500000,4500000,-7,,360000,-7,-7,1500000,450000,2000000,1000000,-7,-7,15,6,2011,10,50,Are estimates computed with some precision,Several visits,3,15,1.836805582046509,.9583333134651184,1.756944417953491,10,Lowest performant manufacturing,,MONTEGO BAY,Male,SALES MANAGER,11,1,5,17,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,55,Makes decisions in consultation with other partners,21,4,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,66,In physical assets,-44,No,No,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,Slightly more problems,Significantly less problems,Significantly less problems,Slightly more problems,Slightly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505070,353,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,16,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1989,5,1,Yes,1989,Comply with the law,20,No,No,31,5,No,,,Yes,2,1,0,,No,,No,,,No,,,100,Yes,14,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,PRINTING,2221,66,NINE MILLION,25,100,0,0,,,,,0,0,100,0,,,-9,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Very severe obstacle,70,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,1,,Very severe obstacle,5,95,0,10,90,0,85,10,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,5,5,5,0,2,3,,0,0,0,,14,50,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,A,2000000,3500000,0,,244000,0,-7,750000,300000,1000000,1000000,-7,-7,14,6,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.836805582046509,.9583333134651184,1.756944417953491,10,Lowest performant manufacturing,,MONTEGO BAY,Male,MANAGER,8,1,5,4,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Other,hard to get,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,80,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing & Operations Support,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505071,358,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Fabricated metal products,Fabricated metal products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,16,6,2011,16,10,"Privately held, limited liability company", ,20,100,0,0,0,No,No,,,,,,1992,6,2,Yes,1992,Comply with the law,6,No,No,30,8,No,,,Yes,2,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,Yes,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,CANVAS,2811,100,THIRTEEN MILLION,10,90,0,10,8,0,0,-9,0,0,60,40,Yes,5,-9,,Moderate obstacle,No obstacle,Yes,15,No,No,,Yes,-9,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,150000,No,Yes,Yes,Yes,Major obstacle,70,80,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,700000,No,,,Major obstacle,10,90,0,10,66,24,65,25,0,10,0,Yes,0,500000,100,45,0,55,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,1500000,Yes,Yes,No,No,No,No,2000000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,Yes,1,No,Yes,0,5,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,6,6,5,1,5,0,,0,0,0,,12,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,2780000,5000000,120000,,360000,0,-7,2500000,2500000,3000000,3000000,-7,-7,16,6,2011,17,30,Are estimates computed with some precision,Several visits,2,55,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505072,359,Manufacturing,ENG,Region B,Region B,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,15,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1990,6,0,Yes,1990,Comply with the law,20,Yes,No,31,12,No,,,Yes,1,2,0,,Yes,1,No,,,Yes,2,2,0,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,FURNITURE MANUFACTURING,3610,100,THIRTY MILLION,60,100,0,0,,,,,0,0,100,0,,,2,,Minor obstacle,No obstacle,Yes,-9,Yes,Yes,Yes,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,Yes,Yes,Yes,Yes,Very severe obstacle,70,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,0,80,20,30,50,20,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-7,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Don't know,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,-7,-7,0,,No,,,No,,,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,12,11,8,4,7,1,,0,3,0,,-7,65,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Moderate obstacle,Minor obstacle,Tax rates,A,4200000,15000000,1000000,,1200000,3000000,24000000,6000000,2000000,15000000,5000000,-7,-7,19,5,2011,12,45,Are estimates computed with some precision,Several visits,3,45,1.836805582046509,.9583333134651184,1.756944417953491,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505073,361,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,7,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,28,5,2011,9,30,"Privately held, limited liability company", ,60,100,0,0,0,No,Don't know,,,,,,1954,-9,-9,Yes,1954,Comply with the law,38,No,No,31,12,Yes,7,No,Yes,10,1,0,,Yes,-9,Yes,7,No,,,,,Yes,7,No,Yes,Yes,Yes,Yes,Yes,Yes,No,,Very severe obstacle,No obstacle,GROCERY & NONE GROCERY ITEMS,5220,100,FIFTY SEVEN BILLION FOUR HUNDRED MILLION,45,100,0,0,,,,,,,,,,,,-9,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,Yes,-9,No,10000,Square Feet, ,100,0,0,Yes,Yes,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,0,90,10,50,20,0,30,0,Yes,2000000000,-7,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,Yes,Yes,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,-9,Yes,Yes,-9,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,600,580,,,,,400,,,200,1,,40,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,60,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Electricity,C,2905508000,,,28572246000,650000000,,50000000000,,,,,-7,-7,28,5,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,,KINGSTON 5,Male,CHAIRMAN,23,1,5,2,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Venture capital firms,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,15,In physical assets,-44,No,Yes,No,No,No,No,No,Yes,Delegating manager,Slightly less problems,No difference,No difference,Slightly less problems,Slightly more problems,Slightly more problems,Significantly more problems,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505074,362,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ with production and/or sales in this location,,,Yes,-7,17,5,2011,11,0,"Privately held, limited liability company", ,20,20,80,0,0,Yes,No,,,,,,1969,-9,3,Yes,1969,Comply with the law,46,No,Yes,31,7,No,,,Yes,0,,,,Yes,4,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,FOOD ITEMS,5211,100,TWO BILLION SIXTY FOUR MILLION,35,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,10000000,No,,,No obstacle,100,0,0,100,0,0,80,0,0,20,0,Yes,0,15000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,Don't know,Yes,-9,Don't know,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,170,150,,,,,-9,,,-9,-9,,-9,-9,Yes,-9,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,100000000,,,1800000000,30000000,,-9,,,,,-7,-7,17,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505075,363,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,8,6,2011,10,0,"Privately held, limited liability company", ,-9,0,100,0,0,Don't know,No,,,,,,1980,-9,-9,Yes,1980,Don’t know,5,No,No,31,12,No,,,Yes,11,1,0,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,No,,Moderate obstacle,No obstacle,FURNITURE AND HOUSEHOLD ITEMS,5233,100,ONE BILLION FIVE HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,60,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,10000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,4,,No,,,Moderate obstacle,100,0,0,10,90,0,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Don't know,,-7,Moderate obstacle,No,,Yes,Don't know,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,116,134,,,,,-9,,,4,6,,95,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Don't know,,,,,,,,,,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Tax rates,A,100000000,,,800000000,4000000,,2000000000,,,,,-7,-7,8,6,2011,11,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,Yes,KINGSTON 8,Male,MANAGER,2,1,5,7,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,95,In physical assets,-44,No,No,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505076,364,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,28,5,2011,13,0,"Privately held, limited liability company", ,40,0,100,0,0,No,No,,,,,,1996,2,2,Yes,1996,Don’t know,8,No,Yes,31,8,No,,,Yes,12,1,0,,Yes,4,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,GROCERY & NONE GROCERY ITEMS,5220,100,ONE BILLION TWO HUNDRED TWENTY FOUR THOUSAND,60,100,0,0,,,,,,,,,,,,-9,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,75000,Square Feet, ,100,0,0,No,,No obstacle,Yes,4,,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Don't know,-9,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,10,No,Yes,10,No,Moderate obstacle,No obstacle,No obstacle,Don't know,Don't know,No obstacle,140,130,,,,,80,,,30,2,,100,-9,Yes,8,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,96,,Professional and managers,Don't know,No obstacle,Minor obstacle,Tax rates,A,145000000,,,1048039000,5000000,,738279000,,,,,-7,-7,28,5,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505077,365,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,31,5,2011,10,15,"Privately held, limited liability company", ,-7,20,80,0,0,Yes,No,,,,,,1983,-9,-9,Yes,1983,Customers or suppliers only deal with registered firms,30,No,Yes,31,12,No,,,Yes,8,2,0,,Yes,4,No,,,,,,,No,,,Yes,Yes,Yes,na,na,na,No,,Moderate obstacle,No obstacle,MEATS & VEGETABLES,5220,100,-3,-9,100,0,0,,,,,,,,,,,,-7,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Minor obstacle,Yes,-9,,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,Yes,0,0,,Yes,7,No,Yes,-9,No,Moderate obstacle,Moderate obstacle,No obstacle,Don't know,Don't know,No obstacle,120,120,,,,,70,,,15,2,,60,-9,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax rates,A,-9,,,-9,-9,,-9,,,,,-7,-7,31,5,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,Yes,KINGSTON 11,Male,MANAGER,2,1,5,1,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,5000000,-3,Predominantly men,Yes,Yes,35,Makes decisions in consultation with other partners,25,0,Predominantly men,Male,Female,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,70,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,1,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505078,367,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,3,6,2011,15,0,"Privately held, limited liability company", ,67,92,8,0,0,Yes,No,,,,,,1927,-9,2,Yes,1927,Don’t know,20,No,Don't know,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,LUMBER,5234,30,FIVE BILLION SEVEN HUNDRED TWENTY EIGHT MILLION NINE HUNDRED EIGHTY SEVEN THOUSAND,30,100,0,0,,,,,,,,,,,,60,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,28000000,No,,,No obstacle,30,20,50,30,20,50,30,30,0,40,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,Don't know,,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,0,No,,,Yes,-8,0,,Yes,-9,Don't know,Yes,-9,Don't know,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,530,520,,,,,300,,,90,1,,60,5,No,,,Don’t know,0,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Tax rates,C,385000000,,,4000000000,35000000,,6648066000,,,,,-7,-7,3,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,,KINGSTON 11,Male,SALES MANAGER,23,1,6,6,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Building is leased,,No,Not needed,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,longstanding relationship,Yes,Dammage Insurance,-44,1000000,100,Equally men and women,No,Yes,30,Makes major strategic and financial decisions,36,0,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,70,Other,product inventory,Yes,No,No,No,Yes,Yes,No,Yes,Decision maker manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505079,369,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,5,2011,10,45,"Privately held, limited liability company", ,50,100,0,0,0,Yes,No,,,,,,1939,-7,2,Yes,1939,Comply with the law,10,No,No,31,12,No,,,Yes,2,2,4,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,BOOKS,5239,70,"NINE HUNDRED & THIRTY TREE MILLION, TWO HUNDRED & SEVENTY ONE THOUSAND SIX HUNDRED AND SEVENTY TWO$",60,98,0,2,21,0,0,1993,,,,,,,,120,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,15,80,5,No,,,25000,-7,-3,20,75,5,Yes,Yes,No obstacle,Yes,2,,Yes,2,,Very severe obstacle,5,15,80,5,10,85,15,0,0,85,0,Yes,-7,5000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,10,No,,,Yes,0,0,,Don't know,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,70,75,,,,,50,,,15,6,,95,8,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,Yes,36,Yes,96,,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,"Crime, theft and disorder",B,87542504,,,666590692,14595565,,-9,,,,,-7,-7,11,5,2011,12,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,Yes,KINGSTON,Male,GENERAL MANAGER,19,1,5,2,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,offered in the first place but turned down by owners,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Liability Insurance,-44,32000,50,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,2,0,Predominantly women,Male,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,Yes,No,No,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,and a fair amount of Marketing,5,2,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505080,370,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,1,6,2011,9,0,"Privately held, limited liability company", ,50,70,30,0,0,No,No,,,,,,1968,-9,-9,Yes,1968,Customers or suppliers only deal with registered firms,28,No,Yes,31,12,No,,,Yes,0,,,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,COMMERCIAL EQUIPMENTS,5239,20,-3,-9,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,100,0,0,Yes,-9,No,-9,, ,50,50,0,Yes,Yes,No obstacle,Yes,-9,,No,,,No obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,Don't know,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,No,Yes,-9,No,Moderate obstacle,Minor obstacle,Minor obstacle,Don't know,Don't know,Don't know,300,300,,,,,180,,,-9,-9,,90,2,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,80,Yes,60,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax rates,A,-9,,,-9,-9,,-9,,,,,-7,-7,1,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,,KINGSTON 10,Male,MANAGER,23,1,5,21,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Not provided,-3,-44,Not provided,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Government institution,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Family members and/or friends,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,Yes,Insurance for vehicles (fleets and trucks),-44,140000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,50,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly more problems,Significantly more problems,Significantly more problems,Slightly more problems,Slightly less problems,Slightly less problems,Minor obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,21,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Jamaica,505081,371,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,28,5,2011,8,0,Limited partnership, ,40,30,70,0,0,Yes,No,,,,,,1860,-9,4,Yes,1860,Other reasons not included above,30,No,Yes,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,-7,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,SEWING MACHINES,5239,100,-3,80,-9,-9,-9,-9,-9,-9,-9,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,-9,,Don't know,,,No obstacle,40,20,40,40,40,20,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,0,,Yes,14,Yes,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,220,220,,,,,140,,,-9,-9,,-9,-9,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Tax rates,B,-9,,,-9,-9,,-9,,,,,-7,-7,28,5,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,30,1.222222208976746,1.111111164093018,1.111111164093018,6,Highest performant service,,KINGSTON 5,Female,MARKETING MANAGER,5,1,5,19,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,40,Makes decisions in consultation with other partners,25,4,Predominantly women,Female,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Moderate obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,19,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505082,372,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,-7,-7,Employed in establishment owned outside fam:nonmanagerial po,50,Yes,Yes,Modified prod/idea dvlpd by other firms outside prev occup,1996,5,0,Yes,1996,More access to government programs or services,3,-7,No,-7,-7,Yes,14,No,Yes,-9,1,-9,,Yes,2,Yes,-9,Don't know,,,,,Yes,28,No,Yes,No,Yes,Yes,Yes,Yes,No,,Moderate obstacle,Major obstacle,SHOES,5232,65,FORTY FIVE MILLION,80,100,0,0,,,,,,,,,,,,160,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,34,66,0,Yes,670,Yes,-9,, ,34,66,0,Yes,Yes,No obstacle,Yes,-9,,No,,,Minor obstacle,100,0,0,15,85,0,65,0,0,35,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Don't know,Don't know,,No,No,,-7,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,-7,Yes,-9,No,No,,-7,-7,No,,,No,,,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,45,40,,,,,26,,,0,,,90,30,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,100,,Both categories require the same amount of training,No,No obstacle,No obstacle,Customs and trade regulations,A,13000000,,,15000000,1000000,,35000000,,,,,-7,-7,13,6,2011,12,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Lowest performant service,,KINGSTON 10,Male,MANAGER,13,1,4,29,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,10,0,Predominantly women,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,30,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,Significantly less problems,No difference,Significantly less problems,Significantly less problems,No difference,Major obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505083,380,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,14,0,Limited partnership, ,60,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Modified product/idea encountered in previous occupations,2000,60,4,Yes,2000,Comply with the law,20,No,No,31,12,No,,,Yes,11,1,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,HOUSEHOLD ITEMS AND APPLIANCES,5234,100,NINE HUNDRED MILLION,95,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,500000,No,,,No obstacle,10,60,30,5,80,15,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,130,105,,,,,-9,,,-9,-9,,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,48,,Both categories require the same amount of training,No,Don't know,Don't know,Practices of competitors in the informal sector,A,55000000,,,500000000,4000000,,850000000,,,,,-7,-7,5,7,2011,15,20,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505084,381,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,11,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1990,7,0,Yes,1990,Comply with the law,17,No,-7,31,12,No,,,No,,,,,Yes,2,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,FOOD ITEMS,5220,30,THIRTY FIVE MILLION,80,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,200,Square Meters, ,100,0,0,No,,No obstacle,No,,,No,,,Minor obstacle,20,60,20,0,80,20,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,Don't know,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,No obstacle,12,16,,,,,6,,,0,,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,A,4500000,,,20000000,800000,,40000000,,,,,-7,-7,17,6,2011,12,48,Are estimates computed with some precision,Several visits,3,0,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505085,387,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,1,6,2011,15,50,Partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,10,Yes,No,Don’t know,1995,12,0,Yes,1995,Comply with the law,30,Yes,Yes,31,12,No,,,Yes,1,2,,100000,Yes,15,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Moderate obstacle,Moderate obstacle,MEAT,5220,50,ONE HUNDERD EIGHTY MILLION,80,100,0,0,,,,,,,,,,,,90,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,300,Square Feet, ,100,0,0,Yes,Yes,Major obstacle,Yes,5,,Yes,15,,Major obstacle,15,15,70,5,80,15,50,0,0,50,0,Yes,100000000,10000000,,80,0,0,0,20,0,Yes,Yes,Yes,Private commercial banks,2010,40000000,Yes,Yes,No,No,Yes,-7,80000000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,15,Yes,3,No,No,,0,,Yes,3,No,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,37,30,,,,,6,,,3,2,,50,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,-7,Technicians,Yes,Moderate obstacle,Major obstacle,"Crime, theft and disorder",A,15000000,,,100000000,4000000,,250000000,,,,,-7,-7,1,6,2011,18,0,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,0,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505086,397,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,6,2011,13,30,Limited partnership, ,35,100,0,0,0,Yes,No,,,,,,1996,6,-9,Yes,1996,Comply with the law,15,Yes,No,31,12,No,,,Yes,3,1,10,,Don't know,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,STOPLE FOODS,5220,50,TWO HUNDRED FIFTY MILLION,80,100,0,0,,,,,,,,,,,,14,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,3000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,2,,No,,,Major obstacle,20,60,20,0,60,40,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Minor obstacle,No,,Yes,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Don't know,Yes,No,No,No,Tend to agree,-9,No,,,Yes,1,2,,Yes,1,No,Yes,1,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,50,50,,,,,30,,,0,,,95,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,-9,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Customs and trade regulations,A,22000000,,,160000000,-7,,200000000,,,,,-7,-7,1,6,2011,15,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505087,398,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,6,2011,16,45,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1998,3,0,Yes,1998,Comply with the law,5,No,No,31,12,No,,,Yes,9,1,-9,,Yes,-9,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,MEAT,5220,50,FIFTY MILLION,100,100,0,0,,,,,,,,,,,,90,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,Moderate obstacle,No,,,No,,,Major obstacle,90,0,10,90,0,10,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Don't know,No,,-7,-7,-7,-7,Don't know,,Don't know,,,,,,,,Tend to agree,-9,No,,,No,,0,,No,,,Yes,1,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,10,-9,,,,,7,,,0,,,-9,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Corruption,B,6000000,,,25000000,2000000,,45000000,,,,,-7,-7,18,6,2011,18,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505088,400,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,10,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,4,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,Very severe obstacle,Minor obstacle,FOOD STUFFS,5220,100,SIXTY MILLION,100,100,0,0,,,,,,,,,,,,10,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,0,0,100,No,,,-9,, ,0,0,100,No,,No obstacle,Yes,2,,No,,,No obstacle,100,0,0,100,0,0,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,-9,,No,,,Yes,-9,Don't know,Very severe obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,21,20,,,,,12,,,0,,,100,-9,No,,,Don’t know,-9,Don't know,,,,,,,,,,Don’t know,No,No obstacle,No obstacle,Electricity,C,7000000,,,35000000,400000,,50000000,,,,,-7,-7,24,6,2011,11,45,Are estimates computed with some precision,Several visits,3,5,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505089,401,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,31,5,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1965,37,1,Yes,1965,Don’t know,46,No,No,31,12,No,,,Yes,0,,,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,LIQUOR,5220,70,THREE HUNDRED FIFTY MILLION,50,100,0,0,,,,,,,,,,,,-9,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,1500,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,3000000,No,,,Minor obstacle,100,0,0,100,0,0,75,0,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Don't know,,Don't know,No,No,Yes,No,No,No,No,Tend to agree,-9,No,,,No,,0,,No,,,Yes,15,No,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,42,42,,,,,16,,,0,,,70,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,96,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,20000000,,,260000000,8000000,,300000000,,,,,-7,-7,31,5,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505090,403,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,12,0,Limited partnership, ,60,100,0,0,0,Yes,No,,,,,,1994,-9,-9,Yes,1994,Comply with the law,7,Yes,No,31,12,Don't know,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Don't know,Don't know,No,,Major obstacle,Major obstacle,PHARMACEUTICALS,5231,95,EIGHTY FOUR MILLION,100,100,0,0,,,,,,,,,,,,-7,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,No,Don't know,,,-7,-7,-7,No,,,-7,-7,-3,-7,-7,-7,-7,-7,Moderate obstacle,Yes,-7,-7,-7,-7,-7,Major obstacle,-9,-9,-9,0,100,0,-9,-9,-9,-9,-9,No,,,,,,,,,,Don't know,Don't know,Don't know,,,,,,,,,,,Don't know,,No,Moderate obstacle,No,,Don't know,Don't know,,Don't know,No,,Don't know,No,,Don't know,Don't know,,Don't know,,,,,,,,Tend to agree,-9,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,42,42,,,,,35,,,2,4,,100,70,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Don’t know,Don't know,Moderate obstacle,Minor obstacle,Customs and trade regulations,C,24000000,,,52000000,800000,,70000000,,,,,-7,-7,28,6,2011,13,20,Are estimates computed with some precision,Several visits,3,5,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505091,404,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,5,2011,7,57,Limited partnership, ,51,100,0,0,0,Yes,No,,,,,,1967,-9,2,Yes,1967,Comply with the law,32,No,Don't know,30,6,No,,,Yes,-9,-9,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,No obstacle,Very severe obstacle,SALES OF PRESCRIPTION DRUGS AND PRODUCTS,5231,65,"ONE HUNDRED AND TWENTY THREE MILLION, THIRTY ONE THOUSAND NINE HUNDRED AND SIXTY TWO DOLLARS",66,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,-7,-7,No,,,-9,, ,-7,-7,-7,No,,Don't know,Yes,,537359,Yes,0,,Minor obstacle,0,5,95,0,75,25,15,0,0,85,0,Yes,-7,76073,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,Yes,-7,-7,-7,No,,No,,,,,,,,Tend to agree,0,No,,,Yes,0,,0,No,,,Yes,30,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,22,18,,,,,15,,,0,,,100,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Inadequately educated workforce,B,16076424,,,92542801,-7,,90950062,,,,,-7,-7,11,5,2011,9,30,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,30,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505092,405,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,6,2011,12,1,Sole proprietorship, ,,-7,-7,-7,-7,Yes,No,,,,,,-9,12,6,Yes,-9,Comply with the law,25,Yes,No,-7,-7,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,Yes,No,,,,No,,Minor obstacle,Minor obstacle,PHARMACEUTICALS,5231,100,FORTY FIVE MILLION,-7,100,0,0,,,,,,,,,,,,7,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,180,Square Meters, ,100,0,0,Don't know,,Minor obstacle,No,,,No,,,Major obstacle,30,50,20,10,70,20,50,25,0,25,0,Yes,0,1000000,,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,1200000,Yes,No,Yes,Yes,No,No,2500000,No,Interest rates are not favorable,No,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,-7,Yes,-7,-7,-7,-7,-7,-7,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,20,18,,,,,12,,,4,1,,100,5,No,,,Don’t know,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,6000000,,,24000000,2400000,,45000000,,,,,-7,-7,16,6,2011,13,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505093,408,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,12,0,Limited partnership, ,60,100,0,0,0,Yes,No,,,,,,1991,19,4,Yes,1991,Comply with the law,20,Yes,No,31,12,No,,,Yes,2,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,No,,,,No,,No obstacle,No obstacle,PHARMACEUTICALS,5231,100,THIRTY FIVE MILLION,80,100,0,0,,,,,,,,,,,,15,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Major obstacle,,,100,0,0,No,,,2000,Square Feet, ,100,0,0,No,,Moderate obstacle,No,,,No,,,Moderate obstacle,10,80,10,10,80,10,50,20,0,30,0,Yes,0,400000,,60,0,40,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,No,Yes,No,No,Yes,2500000,No,Interest rates are not favorable,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,-7,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,20,17,,,,,16,,,0,,,100,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,-7,Minor obstacle,Minor obstacle,Tax rates,A,8000000,,,20000000,1200000,,30000000,,,,,-7,-7,30,6,2011,13,10,Are estimates computed with some precision,Several visits,2,45,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505094,409,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,,,Does not apply,-7,17,5,2011,9,15,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1991,10,4,Yes,1991,Comply with the law,30,No,No,31,8,No,,,No,,,,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,DRUGS,5231,70,SEVENTY MILLION,60,100,0,0,,,,,,,,,,,,-7,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,100,0,0,No,,,-7,-7,-3,-7,-7,-7,-7,-7,No obstacle,Yes,1,,No,,,No obstacle,10,70,20,10,60,30,45,25,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Don't know,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,-7,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,No,No,No,No,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,40,35,,,,,16,,,2,3,,80,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,150,No,,,Technicians,No,No obstacle,No obstacle,Tax rates,A,15000000,,,40000000,-7,,60000000,,,,,-7,-7,17,5,2011,10,45,Are estimates computed with some precision,Several visits,2,30,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505095,410,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,11,0,Limited partnership, ,54,100,0,0,0,Yes,No,,,,,,-9,-9,-9,Don't know,-9,Comply with the law,-7,Yes,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,Moderate obstacle,No obstacle,PHARMACEUTICALS,5231,100,FIVE HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,60,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,-9,, ,0,100,0,No,,Moderate obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,10,Don't know,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,32,-9,,,,,28,,,0,,,100,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Electricity,B,40000000,,,60000000,1000000,,-9,,,,,-7,-7,24,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505096,412,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,6,2011,9,25,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,-9,4,1,No,-9,Comply with the law,35,Yes,No,31,8,No,,,Yes,4,1,1,,No,,No,,,,,,,No,,,No,No,No,,,,No,,No obstacle,Minor obstacle,MEDICINES,5231,100,-3,100,100,0,0,,,,,,,,,,,,48,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,-7,-7,-7,Does not apply,,,0,100,0,No,,,-7,-7,-3,0,100,0,No,,No obstacle,No,,,No,,,No obstacle,0,5,95,0,100,0,95,0,0,5,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,12,8,,,,,7,,,0,,,70,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Business licensing and permits,A,-7,,,-7,-7,,-7,,,,,-7,-7,30,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505097,413,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,6,2011,18,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,1998,15,0,Yes,1998,Comply with the law,5,No,No,31,12,No,,,Yes,10,3,-9,,Yes,20,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,DRUGS,5231,80,200000000,50,100,0,0,,,,,,,,,,,,-9,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,Major obstacle,Yes,-9,,No,,,Moderate obstacle,10,60,30,0,80,20,60,20,0,20,0,Yes,-7,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Does not apply,No,,No,No,,No,No,,No,No,,No,No,,Don't know,,,,,,,,Don't know,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,20,20,,,,,15,,,20,-9,,100,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Don’t know (spontaneous),Don’t know,No,Moderate obstacle,Moderate obstacle,Electricity,B,8000000,,,-9,6000000,,150000000,,,,,-7,-7,1,6,2011,21,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505098,415,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,9,6,2011,9,20,Limited partnership, ,40,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-7,Yes,No,Replicated product/idea encountered in previous occupations,1986,5,0,Yes,1986,Comply with the law,25,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,No,,Minor obstacle,Major obstacle,PHARMACEUTICALS,5231,90,FORTY MILLION,90,100,0,0,,,,,,,,,,,,7,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Don't know,,,0,100,0,No,,,1500,Square Feet, ,0,100,0,No,,No obstacle,Yes,2,,No,,,Major obstacle,0,0,100,0,80,20,40,30,0,30,0,Yes,0,1000000,,80,0,20,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Tend to disagree,-7,Yes,-7,-7,No,,-7,-7,-7,-7,-7,-7,-7,-7,Major obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,14,18,,,,,9,,,0,,,75,7,No,,,-7,-7,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",C,6800000,,,23000000,860000,,33000000,,,,,-7,-7,9,6,2011,10,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505099,417,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,5,2011,13,30,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2001,15,2,Yes,2001,Customers or suppliers only deal with registered firms,10,Yes,No,31,3,No,,,Yes,11,1,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,PHONE CORDS & CELL PHONES,5239,100,THIRTY MILLION,45,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,200,Square Feet, ,0,100,0,No,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,100,0,0,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,14,No,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,15,15,,,,,11,,,0,,,100,60,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,60,Yes,60,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,C,8000000,,,18000000,1000000,,-9,,,,,-7,-7,18,5,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505100,418,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,6,2011,15,30,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1978,-9,-9,Yes,1978,Better access to skilled workers,4,No,No,31,12,No,,,Yes,-9,-9,-9,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Don't know,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,CLOTHES,5232,100,Don't know,-9,100,0,0,,,,,,,,,,,,60,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,No,,,-7,-7,-3,-7,-7,-7,No,,Moderate obstacle,Yes,-7,-7,Don't know,,,Major obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Don't know,Don't know,Major obstacle,No,,Don't know,No,,Yes,No,,Don't know,No,,Yes,No,,Don't know,,,,,,,,Tend to agree,-9,Don't know,,,Don't know,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,50,-7,,,,,-7,,,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,,,-7,-7,-7,-7,-7,-7,-7,Both categories require the same amount of training,Don't know,Major obstacle,Minor obstacle,Tax rates,C,-9,,,-9,-9,,-9,,,,,-7,-7,27,6,2011,16,45,Are estimates computed with some precision,Several visits,3,10,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505101,419,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Less gifts or informal payments to officials,-7,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,TRADING,5232,100,THREE HUNDRED FIFTY MILLION,-9,100,0,0,,,,,,,,,,,,60,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,-7,-7,-3,100,0,0,No,,Moderate obstacle,Yes,,4000000,No,,,Moderate obstacle,60,0,40,50,20,30,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Other,-9,-8,No,,,,,,,No,Don't know,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,55,47,,,,,-9,,,0,,,-7,10,Don't know,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,Yes,10,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Tax rates,C,30000000,,,225000000,1500000,,-9,,,,,-7,-7,20,6,2011,12,15,Are estimates computed with some precision,Several visits,3,15,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505102,421,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,14,50,Partnership, ,50,100,0,0,0,No,No,,,,,,1969,8,2,No,1979,Customers or suppliers only deal with registered firms,30,No,No,31,12,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,,,,,-7,-7,-7,-7,-7,-7,na,na,na,-7,-7,Moderate obstacle,No obstacle,VARIETY GOODS,5239,40,ONE HUNDRED EIGHTY MILLION,30,100,0,0,,,,,,,,,,,,180,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,-7,-7,-7,Minor obstacle,,,100,0,0,No,,,2500,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,300000,No,,,Minor obstacle,25,25,50,0,30,70,15,25,0,60,0,-7,-7,-7,,-7,-7,-7,-7,-7,-7,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Tend to agree,-9,No,,,No,,-7,-7,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,35,35,,,,,8,,,4,3,,-7,-7,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Moderate obstacle,Access to finance,A,25000000,,,180000000,1300000,,180000000,,,,,-7,-7,28,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505103,422,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,6,2011,9,30,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1980,-9,3,Yes,1980,Comply with the law,30,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Major obstacle,Moderate obstacle,CLOTHES,5232,100,FOUR HUNDRED MILLION,100,100,0,0,,,,,,,,,,,,-7,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,-9,-9,-9,No,,,-7,-7,-3,-7,-7,-7,-7,-7,Moderate obstacle,Yes,,3000000,Don't know,,,Moderate obstacle,80,0,20,10,75,15,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Don't know,,-7,Major obstacle,No,,Don't know,No,,Don't know,Don't know,,Don't know,Don't know,,Don't know,No,,Don't know,,,,,,,,Strongly agree,-9,Don't know,,,No,,0,,Don't know,,,No,,,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,40,-9,,,,,28,,,0,,,100,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,Major obstacle,Major obstacle,Tax rates,B,50000000,,,250000000,1000000,,-9,,,,,-7,-7,20,6,2011,10,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,KINGSTON,Male,MANAGER,23,1,6,5,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Brokerage,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,30,In physical assets,-44,No,No,Yes,Yes,Yes,Yes,No,No,Decision maker manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,6,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505104,424,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,14,0,Limited partnership, ,80,20,80,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Don't know,Don't know,Don't know,No,,Moderate obstacle,No obstacle,COMPUTER SUPPLY & PORTS,5239,100,FIFTY MILLION,80,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,Minor obstacle,No,,,No,,,No obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,No,,No,No,,Don't know,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,22,20,,,,,12,,,4,1,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,Minor obstacle,Minor obstacle,Access to finance,A,9000000,,,30000000,1000000,,45000000,,,,,-7,-7,27,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505105,428,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,15,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1938,-9,-9,Yes,1938,Comply with the law,4,No,No,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,CLOTHES,5232,100,EIGHTY TWO MILLION,80,100,0,0,,,,,,,,,,,,45,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,8000,Square Feet, ,20,80,0,No,,No obstacle,Yes,,4000000,No,,,No obstacle,20,70,10,30,60,10,55,0,0,45,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Don't know,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,7,No,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,40,-9,,,,,32,,,15,4,,100,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,48,,Professional and managers,No,No obstacle,No obstacle,Tax rates,A,25000000,,,45000000,1800000,,76000000,,,,,-7,-7,5,7,2011,16,34,Are estimates computed with some precision,Several visits,3,5,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505106,429,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,26,5,2011,13,10,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2000,4,1,Yes,2000,Comply with the law,4,Yes,Yes,31,12,No,,,Yes,3,3,0,,Yes,10,No,,,,,,,No,,,-7,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,CLOTHES,5232,100,TWENTY EIGHT MILLION,90,100,0,0,,,,,,,,,,,,45,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,Don't know,,,-9,, ,0,100,0,No,,Moderate obstacle,Yes,1,,Yes,-7,-7,Very severe obstacle,20,70,10,10,80,10,60,0,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Don't know,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,-7,No,,,No,,-7,-7,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,20,15,,,,,12,,,0,,,70,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,"Crime, theft and disorder",B,4800000,,,13000000,600000,,25000000,,,,,-7,-7,26,5,2011,15,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Lowest performant service,,KINGSTON,Female,ASSISTANT MANAGER,2,1,6,1,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,the risk is small,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,No,No,-9,Delegates decisions to other partners,12,10,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,100,In market or product development,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505107,430,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,15,0,"Privately held, limited liability company", ,-9,0,100,0,0,Yes,No,,,,,,1995,-9,-9,Yes,1995,Other reasons not included above,-7,Yes,No,31,12,No,,,No,,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,SHOES,5232,100,Don't know,100,100,0,0,,,,,,,,,,,,40,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,No,Don't know,No,Don't know,,,0,100,0,No,,,-9,, ,0,100,0,No,,Does not apply,Yes,,2000000,No,,,No obstacle,100,0,0,10,90,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Don't know,No,No,Yes,No,No,No,No,Tend to agree,1,No,,,No,,-9,,Yes,-9,No,Yes,7,No,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Does not apply,Does not apply,22,-9,,,,,20,,,4,6,,90,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,No obstacle,Tax rates,B,-9,,,-9,-9,,-9,,,,,-7,-7,28,6,2011,16,30,Are estimates computed with some precision,Several visits,3,0,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505108,431,Core,ENG,Region A,Region A,Capital city,Retail,Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,10,0,Partnership, ,54,100,0,0,0,Yes,No,,,,,,1992,12,2,Yes,1992,Comply with the law,10,Yes,No,31,12,No,,,Yes,8,1,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,ELECTRICAL HOUSEHOLD AND INDUSTRIAL FANS,5159,60,THREE HUNDRED AND TEN MILLION,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,3000000,No,,,Minor obstacle,10,60,30,20,60,20,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,14,Yes,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,30,25,,,,,-9,,,4,6,,100,24,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Don't know,Don't know,Tax rates,A,26000000,,,15000000,180000,,360000000,,,,,-7,-7,10,6,2011,11,48,Are estimates computed with some precision,Several visits,3,30,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505109,432,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,-9,-9,Don't know,-9,Better access to financing,-9,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,CELL PHONE AND IT SOLUTION,5239,100,FOUR HUNDRED MILLION,65,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,No obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Minor obstacle,Yes,,1400000,No,,,No obstacle,25,50,25,25,55,20,75,10,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,3,No,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,24,22,,,,,18,,,2,4,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,48,,Both categories require the same amount of training,No,No obstacle,Don't know,Tax administration,C,18000000,,,11000000,120000,,380000000,,,,,-7,-7,7,7,2011,16,30,Are estimates computed with some precision,Several visits,3,10,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505110,433,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,5,2011,10,15,Limited partnership, ,35,5,95,0,0,Yes,No,,,,,,1955,50,-9,Yes,1955,Comply with the law,15,No,Don't know,31,12,No,,,Yes,1,1,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,ELECTRICAL & HARDWARE,5234,100,ONE HUNDRED EIGHTY FOUR MILLION,80,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,4000000,No,,,No obstacle,100,0,0,100,0,0,55,30,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,48,No,,,No,,0,,Yes,14,No,Yes,14,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,86,-9,,,,,63,,,0,,,100,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,C,50000000,,,96000000,1000000,,-9,,,,,-7,-7,18,5,2011,12,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505111,434,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,15,40,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1980,4,0,Yes,1980,Comply with the law,25,Yes,Yes,23,12,No,,,Yes,-9,-9,-9,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,No,,Minor obstacle,Minor obstacle,BEDROOM SET,5233,40,THIRTY FIVE MILLION,10,100,0,0,,,,,,,,,,,,-9,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,Yes,30,No,-7,-7,-3,-7,-7,-7,Yes,Yes,No obstacle,No,,,No,,,Minor obstacle,0,95,5,0,95,5,75,0,20,5,0,No,,,,,,,,,,No,No,Yes,Private commercial banks,-9,-7,Yes,No,Yes,No,No,No,-7,-7,-7,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,No,,No,-7,-7,-7,-7,-7,-7,-7,Don't know,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,10,15,,,,,9,,,-9,-9,,90,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,-7,16,No,,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax administration,A,5000000,,,20000000,600000,,30000000,,,,,-7,-7,17,6,2011,16,46,Are estimates computed with some precision,Several visits,3,5,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505112,438,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1921,-9,-9,Yes,1921,Comply with the law,-7,No,No,31,12,No,,,Yes,11,1,-9,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,MOVIES,5239,100,Don't know,100,100,0,0,,,,,,,,,,,,-9,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,17000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,4000000,No,,,No obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Don't know,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,14,No,Minor obstacle,Minor obstacle,No obstacle,Does not apply,Does not apply,Does not apply,60,-9,,,,,52,,,4,4,,90,6,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,A,-9,,,-9,-9,,-9,,,,,-7,-7,27,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505113,439,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,8,0,Limited partnership, ,40,100,0,0,0,Yes,No,,,,,,1984,15,4,Yes,1984,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,No,No,,Moderate obstacle,No obstacle,HIGH QUALITY FLOORING,5234,100,SEVENTY EIGHT MILLION,80,50,0,50,-9,0,0,1988,,,,,,,,14,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,Yes,5,,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to agree,0,No,,,Yes,0,0,,No,,,Yes,30,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,42,39,,,,,20,,,4,-9,,90,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Tax rates,B,12000000,,,50000000,1000000,,75000000,,,,,-7,-7,17,5,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505114,440,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,13,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1995,11,2,Yes,1995,Comply with the law,20,Yes,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,No,,Very severe obstacle,No obstacle,DISTRIBUTING ELECTRICAL PRODUCTS,5239,100,NINE HUNDRED TEN MILLION,48,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,-9,, ,100,0,0,Yes,Yes,No obstacle,Yes,-9,,No,,,Minor obstacle,100,0,0,100,0,0,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,0,No,,,No,,0,,Yes,-9,Refused,Yes,20,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,31,28,,,,,13,,,8,6,,85,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Electricity,C,35000000,,,540000000,1500000,,600000000,,,,,-7,-7,27,5,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,KINGSTON 10,Male,MANAGER,2,1,4,27,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,16,3,Predominantly women,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,40,In physical assets,-44,No,Yes,No,No,Yes,No,Yes,Yes,Delegating manager,No difference,Slightly less problems,Slightly less problems,Slightly less problems,No difference,Slightly more problems,Significantly more problems,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,Moderate impact,Yes,No impact,Yes,No impact,Yes,Moderate impact,No,No impact,No,No impact,Yes,Negative impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505115,442,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,9,0,"Privately held, limited liability company", ,-9,60,40,0,-9,Yes,No,,,,,,2005,-9,-9,Yes,2005,Customers or suppliers only deal with registered firms,40,No,Don't know,31,10,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,No,,Minor obstacle,No obstacle,"LUMBER, POINT, HARDWARE, ELECTRICAL",5234,60,ONE HUNDRED FIFTY MILLION,50,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,6000,Square Feet, ,100,0,0,No,,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,100,0,0,85,0,0,15,0,Yes,0,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,No,,0,,Yes,-9,No,Yes,-9,No,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,32,30,,,,,15,,,10,1,,50,3,No,,,Don’t know,-9,Yes,,,No,,No,,Yes,-9,,Both categories require the same amount of training,Don't know,No obstacle,No obstacle,Tax rates,A,9000000,,,80000000,1900000,,120000000,,,,,-7,-7,27,5,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,30,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505116,443,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,13,30,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,1982,6,-9,Yes,1982,Customers or suppliers only deal with registered firms,20,No,No,21,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Major obstacle,HARDWARE,5234,100,EIGHT HUNDRED MILLION,20,100,0,0,,,,,,,,,,,,-9,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Don't know,,,-7,-7,-7,No,,,-9,, ,0,100,0,No,,Major obstacle,Yes,-7,-7,-7,-7,-7,Very severe obstacle,-9,-9,-9,0,100,0,-9,-9,-9,-9,-9,Yes,0,-9,,100,0,0,0,0,0,Yes,Don't know,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,No,Don't know,,Don't know,-7,-7,-7,Yes,-7,-7,-7,Don't know,-9,Don't know,,,Don't know,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,33,33,,,,,-9,,,2,6,,100,70,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Don’t know,Don't know,Moderate obstacle,No obstacle,Electricity,C,30000000,,,500000000,800000,,-9,,,,,-7,-7,28,6,2011,15,2,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,ST. ANDREW,Male,MANAGER,10,1,5,11,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,A new application will be filled,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",No,The deductible is high,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,35,Makes decisions in consultation with other partners,16,5,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Expanding range of services/products provided,-44,45,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Significantly less problems,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Moderate obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505117,444,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,8,0,Limited partnership, ,60,100,0,0,0,Yes,No,,,,,,2000,10,2,Yes,2000,Comply with the law,6,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,No obstacle,No obstacle,DRY GOODS,5211,100,SIXTY FIVE MILLION,35,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,72,Square Meters, ,0,100,0,No,,No obstacle,No,,,-7,0,,No obstacle,100,0,0,100,0,0,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Strongly disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,25,22,,,,,14,,,0,,,-9,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,No obstacle,Tax rates,B,15000000,,,60000000,1000000,,55000000,,,,,-7,-7,19,5,2011,10,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505118,445,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,6,2011,15,0,Limited partnership, ,-7,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,400,Yes,Yes,Don’t know,1978,3,0,Yes,1978,Better access to financing,33,No,-7,30,9,No,,,Don't know,,,,,-7,-7,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,HARDWARE AND BUILDING PRODUCT,5234,100,SIXTY EIGHT MILLION,50,100,0,0,,,,,,,,,,,,90,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,1800,Square Feet, ,100,0,0,No,,No obstacle,No,,,No,,,No obstacle,0,0,100,0,0,100,50,30,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,8500000,Yes,Yes,No,No,No,No,20000000,-7,-7,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,25,20,,,,,8,,,0,,,-9,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,-7,-7,No obstacle,No obstacle,Courts,B,12000000,,,35000000,1800000,,55000000,,,,,-7,-7,17,6,2011,16,40,Are estimates computed with some precision,Several visits,3,0,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505119,446,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,5,2011,10,0,Limited partnership, ,90,10,90,0,0,Yes,No,,,,,,1992,8,3,Yes,1992,Comply with the law,18,No,No,31,12,No,,,Yes,0,,,,Yes,-7,No,,,,,,,No,,,Yes,No,No,,,,No,,Very severe obstacle,No obstacle,HOME APPLIANCES,5233,100,EIGHT HUNDRED MILLION,45,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,Minor obstacle,Yes,,6000000,No,,,Minor obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,No,No,No,Strongly disagree,0,No,,,No,,0,,Yes,-9,Don't know,Yes,-9,Refused,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,75,67,,,,,-9,,,15,6,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,48,,Professional and managers,No,Minor obstacle,Very severe obstacle,Electricity,C,100000000,,,500000000,6000000,,700000000,,,,,-7,-7,24,5,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505120,449,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,5,2011,15,0,Limited partnership, ,55,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Modified prod/idea dvlpd by other firms outside prev occup,1985,6,0,Yes,1985,Other reasons not included above,36,No,No,31,12,No,,,Yes,0,,,,Yes,-7,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,ININTERRUPTABLE POWER SUPPLY,5239,35,SIX HUNDRED THIRTY MILLION,40,100,0,0,,,,,,,,,,,,14,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,370,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,3000000,No,,,Minor obstacle,100,0,0,100,0,0,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,Yes,0,-8,,Yes,-9,Refused,Yes,-9,Yes,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,22,20,,,,,9,,,4,6,,100,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,36,,Technicians,No,No obstacle,No obstacle,Tax rates,A,35000000,,,48000000,1000000,,550000000,,,,,-7,-7,20,5,2011,18,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,KINGSTON 10,Male,SALES MANAGER,12,1,5,15,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Financial institution,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,20,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Significantly less problems,Slightly more problems,No difference,Very severe obstacle,No,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Large impact,No,Moderate impact,No,Moderate impact,Yes,No impact,No,Moderate impact,Yes,Large impact,No,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Large impact,No,No impact,No,No impact,No,Moderate impact,No,Negative impact,Yes,Large impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505121,450,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,13,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1992,-9,-9,No,1997,Comply with the law,-9,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,No obstacle,No obstacle,COMPUTER HARDWARE AND SERVICE,5239,80,SIXTY MILLION,-9,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,3000,Square Feet, ,0,100,0,No,,No obstacle,Yes,,1200000,No,,,No obstacle,70,0,30,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,-7,No,,,,,,,,,,,Don't know,,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Don't know,No,,Don't know,No,No,Yes,No,No,No,No,Tend to disagree,-7,No,,,No,,-9,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,24,24,,,,,-9,,,0,,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Don't know,Don't know,Tax rates,C,15000000,,,9000000,184000,,80000000,,,,,-7,-7,5,7,2011,14,38,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505122,451,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,5,2011,12,19,Limited partnership, ,55,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,1999,6,0,Yes,1999,Comply with the law,25,No,No,31,7,No,,,Yes,3,1,2,,No,,No,,,,,,,No,,,No,No,Yes,Yes,Yes,Yes,Yes,-7,Very severe obstacle,Very severe obstacle,OFFICE EQUIPMENTS AND SUPPLIES,5239,90,ONE HUNDRED FORTY ONE MILLION,10,100,0,0,,,,,,,,,,,,45,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,1200,Square Feet, ,0,100,0,No,,Major obstacle,Yes,10,,No,,,Moderate obstacle,30,5,65,1,25,74,50,10,0,40,0,Yes,0,10000000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,Yes,,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Tend to disagree,10,No,,,Yes,0,0,,No,,,No,,,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,28,28,,,,,14,,,0,,,100,6,Yes,3,Yes,-7,2,Yes,,,No,,Yes,16,Yes,200,,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,B,22000000,,,98000000,3000000,,116000000,,,,,-7,-7,30,5,2011,14,40,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505123,452,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,9,45,"Privately held, limited liability company", ,25,0,100,0,0,No,No,,,,,,1950,-9,-9,Yes,1950,Don’t know,38,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,na,na,na,No,,Moderate obstacle,No obstacle,COMPUTERS INFORMATION TECHNOLOGY & SERVICE,5239,100,ONE BILLION SEVEN HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,60,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,4000000,No,,,No obstacle,100,0,0,100,0,0,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Don't know,-9,-9,Don't know,,,,,,,No,Don't know,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,Yes,0,0,,Yes,-9,No,Yes,-9,No,Moderate obstacle,Minor obstacle,No obstacle,Don't know,Don't know,No obstacle,29,27,,,,,10,,,4,6,,100,40,Yes,2,Yes,Don’t know,0,Yes,,,No,,Yes,96,Yes,96,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax rates,C,45000000,,,1000000000,2000000,,1500000000,,,,,-7,-7,3,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505124,453,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,Establishm. physically separated from HQ but with oth. estab,Yes,Yes,,,17,6,2011,15,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1980,4,0,Yes,1980,Comply with the law,10,No,No,31,8,No,,,No,,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,-7,-7,Minor obstacle,No obstacle,ELECTRONICS,5239,70,THIRTY FIVE THOUSAND,60,100,0,0,,,,,,,,,,,,45,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,100,Square Meters, ,0,100,0,No,,No obstacle,No,,,No,,,No obstacle,30,50,20,20,70,10,50,10,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,22,17,,,,,15,,,-7,-7,,100,0,No,,,-7,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,7600000,,,18500000,1480000,,30000000,,,,,-7,-7,17,6,2011,16,55,Are estimates computed with some precision,Several visits,3,25,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505125,455,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,11,59,Partnership, ,-7,100,0,0,0,No,No,,,,,,1981,25,0,Yes,1981,Comply with the law,30,Yes,No,30,4,No,,,Yes,-9,6,2,,No,,No,,,,,,,Yes,10,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,"BANKING EQUIPMENT, DOCUMENT MANAGEMENT",5239,70,-3,0,100,0,0,,,,,,,,,,,,-7,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Moderate obstacle,,,0,100,0,No,,,-7,-7,-3,-7,-7,-7,-7,-7,No obstacle,No,,,No,,,No obstacle,60,0,40,50,0,50,-7,-7,-7,-7,-7,-7,-7,-7,,40,0,20,10,20,10,Yes,No,Yes,Private commercial banks,2011,-7,Yes,No,No,No,Yes,No,17000000,-7,-7,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,Entirely financed by this establishment's internal resources,-7,Yes,No,Yes,Yes,Don't know,No,Yes,Tend to disagree,-7,No,,,Yes,-7,-7,-7,No,,,No,,,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,16,-7,,,,,8,,,13,5,,100,25,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,36,Yes,20,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Electricity,B,9950000,,,48000000,852000,,-7,,,,,-7,-7,20,6,2011,14,5,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505126,456,Core,ENG,Region A,Region A,Capital city,Retail,it,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1978,-9,0,Yes,1978,Customers or suppliers only deal with registered firms,30,No,No,30,11,No,,,Yes,0,,,,Yes,-7,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,IT SOFTWARE AND CONSULTING,7229,100,EIGHT HUNDRED MILLION,45,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,0,100,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,No obstacle,100,0,0,10,90,0,90,0,0,10,0,Yes,0,5000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,-7,No,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,58,55,,,,,24,,,6,6,,100,80,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,48,Yes,96,,Both categories require the same amount of training,No,No obstacle,Does not apply,Tax rates,A,50000000,,,,,,750000000,,,,,-7,-7,14,6,2011,11,0,Are estimates computed with some precision,Several visits,3,30,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,Yes,KINGSTON,Male,FINANCIAL CONTROLLER,12,1,5,4,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,66,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Slightly more problems,Significantly more problems,Slightly more problems,Significantly less problems,Significantly more problems,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,4,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Jamaica,505127,458,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,16,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1980,-9,-9,Yes,1980,Comply with the law,18,Yes,Yes,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,No,No,,Minor obstacle,Minor obstacle,DISTRIBUTION DOCUMENTS AND IT PRODUCTS,5239,90,ONE HUNDRED FIFTY MILLION,85,50,0,50,-9,0,0,-9,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,0,100,No,,,15000,Square Feet, ,0,0,100,No,,No obstacle,Yes,,2000000,No,,,Minor obstacle,60,40,0,15,75,10,50,35,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to disagree,0,No,,,No,,-8,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,36,30,,,,,20,,,0,,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Tax rates,B,25000000,,,67000000,800000,,120000000,,,,,-7,-7,6,7,2011,17,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505128,459,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,HQ with production and/or sales in this location,,,Does not apply,-7,16,6,2011,13,58,Partnership, ,60,40,60,0,0,No,No,,,,,,1935,6,2,Yes,1935,Comply with the law,25,No,Yes,31,12,No,,,Yes,4,1,0,,Yes,10,No,,,,,,,No,,,Yes,-7,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,WATCHES,5239,35,FOUR HUNDRED FIFTY MILLION,55,90,0,10,-9,0,0,1950,,,,,,,,90,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,1800,Square Feet, ,100,0,0,No,,No obstacle,No,,,No,,,Very severe obstacle,30,60,10,0,80,20,50,30,0,20,0,Yes,0,6000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,-7,Moderate obstacle,No,,Yes,No,,Yes,No,,Don't know,No,,Yes,No,,Don't know,,,,,,,,Tend to agree,-7,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,60,55,,,,,35,,,0,,,100,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Don’t know,No,No obstacle,No obstacle,"Crime, theft and disorder",C,45000000,,,275000000,4800000,,380000000,,,,,-7,-7,16,6,2011,14,45,Are estimates computed with some precision,Several visits,3,30,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505129,462,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,6,2011,16,0,Limited partnership, ,45,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,22,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1980,16,6,Yes,1980,Better access to financing,31,No,No,31,12,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,na,na,na,No,,Moderate obstacle,No obstacle,HOUSEHOLD GOODS,5233,100,SIX HUNDRED EIGHTY MILLION,60,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,No,Moderate obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,40000000,No,,,No obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,-9,Refused,Yes,-9,Refused,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,48,45,,,,,28,,,0,,,85,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Moderate obstacle,Corruption,A,50000000,,,400000000,3000000,,550000000,,,,,-7,-7,7,6,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,KINGSTON 10,Female,MANAGER,8,1,5,17,Yes,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,Yes,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Venture capital firms,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,40,Makes decisions in consultation with other partners,20,4,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,66,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,No,Decision maker manager,Slightly less problems,Significantly more problems,Significantly more problems,Significantly less problems,No difference,Slightly less problems,Significantly less problems,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505130,468,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,7,30,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1965,-9,-9,Yes,1965,Don’t know,15,No,No,31,12,No,,,Don't know,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,OFFICE SUPLY & FURNITURES,5239,100,ONE HUNDRED EIGHTY MILLION,45,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,Yes,0,0,,Yes,14,No,Yes,14,No,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,35,30,,,,,20,,,5,2,,90,-9,Don't know,,,Don’t know,-9,No,,,,,,,,,Other,Don’t know,No,No obstacle,Very severe obstacle,Tax rates,C,18000000,,,125000000,3000000,,150000000,,,,,-7,-7,27,5,2011,9,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505131,470,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,5,2011,9,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2001,18,3,Yes,2001,Comply with the law,18,Yes,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,SPORTS WEAR,5232,100,FIFTY FIVE MILLIONS,65,100,0,0,,,,,,,,,,,,28,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,84,Square Meters, ,0,100,0,No,,No obstacle,Yes,,4000000,No,,,Moderate obstacle,100,0,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,No,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,,-7,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,2,No,,,No,,0,,No,,,Yes,7,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,45,31,,,,,18,,,0,,,80,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,-7,,,-7,-7,-7,-7,-7,-7,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax administration,C,10000000,,,30000000,600000,,42000000,,,,,-7,-7,20,5,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Lowest performant service,,KINGSTON,Male,MD,10,1,4,30,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the establishment could not provide enough guarantees,-44,No,A new application will be filled,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,11,5,Predominantly women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for family,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,No difference,No difference,Significantly less problems,Slightly more problems,Significantly less problems,Significantly more problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505132,473,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,15,30,Limited partnership, ,-7,100,0,0,0,Yes,No,,,,,,1980,-9,-9,Yes,1980,Comply with the law,20,Yes,No,31,8,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,na,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,HARDWARE,5234,100,Don't know,-9,100,0,0,,,,,,,,,,,,50,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,Moderate obstacle,Yes,-7,-7,Don't know,,,Moderate obstacle,100,0,0,0,100,0,100,0,0,0,0,Yes,-7,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,No,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly agree,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,22,-9,,,,,-9,,,0,,,-9,-9,No,,,Don’t know,-9,Yes,,,No,,Yes,90,Yes,48,,Both categories require the same amount of training,No,Moderate obstacle,No obstacle,Tax rates,C,-9,,,-9,-9,,-9,,,,,-7,-7,24,6,2011,16,50,Are estimates computed with some precision,Several visits,3,10,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505133,474,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,6,2011,10,0,Limited partnership, ,80,100,0,0,0,No,No,,,,,,1990,-9,5,Yes,1990,Other reasons not included above,10,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,FOOD,5220,80,ONE HUNDRED MILLION,95,100,0,0,,,,,,,,,,,,60,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,6000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,4500000,No,,,Minor obstacle,100,0,0,5,95,0,98,0,0,2,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,6000000,No,,,,,,,Yes,,Don't know,Moderate obstacle,No,,No,Don't know,,Yes,Don't know,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,25,25,,,,,14,,,3,6,,90,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Don’t know,No,Moderate obstacle,Moderate obstacle,Tax rates,A,10000000,,,60000000,3000000,,80000000,,,,,-7,-7,9,6,2011,11,18,Are estimates computed with some precision,Several visits,3,15,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505134,476,Core,ENG,Region A,Region A,Capital city,Retail,it,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,6,2011,13,0,Partnership, ,35,100,0,0,0,No,No,,,,,,1988,12,0,Yes,1988,Comply with the law,20,No,-7,31,8,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Major obstacle,No obstacle,SOFTWARE DEVELOPMENT,7240,100,THIRTY-THREE MILLION,40,50,0,50,-7,0,0,1988,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,20,80,10,80,10,40,20,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Very severe obstacle,No,,No,No,,No,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,No,No,,Don't know,Yes,Yes,No,No,No,No,No,Strongly agree,-7,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Very severe obstacle,Moderate obstacle,Does not apply,Major obstacle,No obstacle,22,20,,,,,6,,,0,,,100,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,No obstacle,Tax administration,C,9000000,,,16000000,288000,,25000000,,,,,-7,-7,17,6,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505135,479,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,29,6,2011,8,15,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,1959,-9,-9,Yes,1959,Comply with the law,20,No,No,31,12,No,,,Yes,4,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,BEARINGS,5239,-9,NINETY-EIGHT MILLION,-9,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,-9,,No,,,Minor obstacle,-9,-9,-9,-9,-9,-9,100,0,0,0,0,Yes,0,-9,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,2000000,Yes,Yes,No,No,No,No,-7,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,Don't know,No,,No,No,,Yes,,,,,,,,Tend to disagree,0,No,,,Yes,0,0,,Yes,7,No,No,,,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,25,20,,,,,6,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,12,No,,,Technicians,No,Minor obstacle,Major obstacle,Political instability,B,20000000,,,54500000,1200000,,-9,,,,,-7,-7,29,6,2011,9,32,Are estimates computed with some precision,Several visits,3,10,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505136,480,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,2,HQ with production and/or sales in this location,,,Yes,-7,17,6,2011,15,2,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1986,3,0,Yes,1986,Comply with the law,25,No,Yes,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,na,No,,Minor obstacle,Minor obstacle,BUYING AND SELLING OF ARTS PORTRAITS ETC,5239,100,EIGHT MILLION,70,100,0,0,,,,,,,,,,,,45,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Major obstacle,,,100,0,0,No,,,30,Square Meters, ,100,0,0,No,,Moderate obstacle,No,,,No,,,Moderate obstacle,0,25,75,0,80,20,50,20,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,-7,Yes,2,No,Don't know,,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,5,8,,,,,1,,,0,,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax administration,A,1300000,,,3500000,360000,,10000000,,,,,-7,-7,17,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505137,481,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,11,30,Sole proprietorship, ,,100,0,0,0,-7,-7,-7,-7,-7,-7,-7,1972,3,1,Yes,1972,Comply with the law,30,No,Yes,30,4,No,,,Yes,1,1,5,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,DISTRIBUTE AND SUPPLY EQUIPMENT,5239,50,TWO HUNDRED SIXTY MILLION,50,98,2,0,,,,1990,,,,,,,,45,No obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,Yes,90,No,2000,Square Feet, ,100,0,0,Yes,Yes,No obstacle,Yes,-9,,Yes,-9,,Moderate obstacle,0,0,100,0,0,100,50,20,0,30,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,Yes,Entirely financed by this establishment's internal resources,-7,Yes,No,Yes,No,Yes,Don't know,Don't know,Tend to agree,-9,Don't know,,,Yes,-9,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,45,45,,,,,-9,,,10,-7,,90,90,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,Yes,10,Yes,15,Yes,16,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Customs and trade regulations,B,18000000,,,150000000,6000000,,250000000,,,,,-7,-7,10,6,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505138,482,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,5,2011,11,30,Limited partnership, ,30,40,60,0,0,Yes,No,,,,,,1946,-9,3,Yes,1946,Don’t know,31,No,No,30,11,No,,,Yes,0,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,SAFETY EQUIPMENTS,5239,100,SEVEN HUNDRED FIFTY MILLION,60,100,0,0,,,,,,,,,,,,45,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-9,, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,100,0,0,100,0,0,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,Don't know,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,0,No,,,No,,0,,Yes,20,Yes,Yes,15,Yes,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,36,36,,,,,10,,,5,-9,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,A,44000000,,,470000000,2000000,,-9,,,,,-7,-7,28,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,30,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,,KINGSTON 10,Male,MANAGER,23,1,5,16,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,20,4,Predominantly men,Male,Female,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,66,In human capital,-44,Yes,Yes,No,No,Yes,No,No,No,Decision maker manager,Significantly less problems,No difference,Significantly less problems,Significantly less problems,Significantly less problems,Significantly more problems,Slightly less problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505139,486,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,16,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Unemployed,,,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1996,2,2,Yes,1996,-7,7,Yes,No,30,3,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,No obstacle,No obstacle,LIGHTING,5239,100,ONE HUNDRED TWENTY MILLION,40,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,Yes,,500000,No,,,No obstacle,10,80,10,20,80,0,50,15,0,35,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,-9,No,,,No,,-9,,No,,,Yes,7,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,14,15,,,,,9,,,0,,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Access to land,B,8000000,,,25000000,400000,,98000000,,,,,-7,-7,4,7,2011,17,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505140,488,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,12,0,Limited partnership, ,57,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Don't know,No,Modified product/idea encountered in previous occupations,1983,7,2,No,1991,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,AUTOMATIC GATE OPENERS & GARAGE DOORS,5239,70,SEVENTY TWO MILLION,30,100,0,0,,,,,,,,,,,,14,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Don't know,Yes,,3000000,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,Yes,-9,No,Yes,-9,Refused,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,38,38,,,,,11,,,0,,,80,15,Yes,4,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,18000000,,,26000000,2000000,,-9,,,,,-7,-7,17,5,2011,14,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505141,490,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,5,2011,14,0,Limited partnership, ,45,100,0,0,0,No,No,,,,,,1981,6,0,Yes,1981,Don’t know,32,No,No,31,12,No,,,Yes,0,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,AIR CONDITION & REFRIGERATION,5233,100,NINE HUNDRED MILLION,50,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,3000000,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,Yes,0,0,,Yes,-9,Yes,Don't know,,,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,27,27,,,,,10,,,6,6,,100,10,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Tax rates,A,40000000,,,600000000,1500000,,950000000,,,,,-7,-7,25,5,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,Yes,KINGSTON 5,Male,MANAGER,19,1,5,15,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Directors have another type of insurance,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,it was the best deal available,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,90,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know its adva,-44,-44,-44,-44,-44,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505142,495,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,5,2011,10,0,Limited partnership, ,35,100,0,0,0,Don't know,No,,,,,,2000,-9,-9,Yes,2000,Comply with the law,27,No,Yes,31,8,No,,,Yes,12,2,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,INDUSTRIAL EQUIPMENT,5239,100,SEVEN HUNDRED MILLION,30,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,,6000000,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-9,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,30,24,,,,,8,,,2,6,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,96,Yes,48,,Technicians,No,No obstacle,No obstacle,Tax rates,C,45000000,,,470000000,2000000,,590000000,,,,,-7,-7,27,5,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,Highest performant service,Yes,KINGSTON 11,Male,CEO,2,1,5,2,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,They don't have a mortage,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Personal and collective accident Insurance,-44,5000,90,Predominantly men,Yes,Yes,30,Makes major strategic and financial decisions,10,15,Predominantly women,Female,Female,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,100,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505143,496,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,6,2011,13,0,Limited partnership, ,65,100,0,0,0,No,No,,,,,,1970,10,0,Yes,1970,Comply with the law,5,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,AIR GAS,5239,100,TWO HUNDRED FIFTY MILLION,100,100,0,0,,,,,,,,,,,,30,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,No,,,-7,-7,-3,-7,-7,-7,Don't know,,Moderate obstacle,Yes,-7,-7,Don't know,,,Very severe obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,,-7,-7,-7,-7,-7,-7,Yes,Yes,No,,,,,,,,,,,Don't know,,Don't know,Major obstacle,No,,Yes,No,,Yes,No,,Yes,Don't know,,Yes,No,,Yes,,,,,,,,Tend to agree,-9,Don't know,,,No,,-9,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,27,27,,,,,8,,,0,,,60,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,Don't know,Major obstacle,Moderate obstacle,Courts,A,18000000,,,140000000,1200000,,200000000,,,,,-7,-7,27,6,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.968000054359436,1.008000016212463,1.840000033378601,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505144,499,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,5,2011,17,0,Partnership, ,35,100,0,0,0,No,No,,,,,,2000,4,0,Yes,2000,Comply with the law,8,No,No,15,4,No,,,Yes,1,3,0,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,Minor obstacle,CD AND DVD SALES,5239,50,ELEVEN MILLION,80,100,0,0,,,,,,,,,,,,12,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,-9,-9,-9,No,,,-9,, ,0,100,0,No,,Major obstacle,No,,,No,,,Moderate obstacle,30,50,20,40,50,10,65,0,0,15,20,Yes,0,65000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,Yes,,No,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Yes,Don't know,,Don't know,No,,Yes,No,No,Yes,No,Yes,No,No,Tend to disagree,0,Don't know,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,6,4,,,,,3,,,0,,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Don't know,,,,,,,,,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Tax rates,C,4000000,,,4000000,500000,,8000000,,,,,-7,-7,14,5,2011,18,30,Are estimates computed with some precision,Several visits,3,5,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505145,502,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,7,2011,16,0,"Privately held, limited liability company", ,-9,40,60,0,0,No,No,,,,,,1958,-9,-9,Yes,1958,Comply with the law,30,No,Yes,31,12,Don't know,,,Don't know,,,,,Yes,10,No,,,,,,,Don't know,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,HEALTH PRODUCTS,5231,100,ONE HUNDRED MILLION,80,100,0,0,,,,,,,,,,,,-7,Moderate obstacle,Don't know,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,No,,,-7,-7,-3,-7,-7,-7,-7,-7,Moderate obstacle,Yes,-7,-7,Don't know,,,Moderate obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Major obstacle,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Don't know,,Don't know,Don't know,,Don't know,-7,-7,Yes,-7,-7,-7,-7,Tend to agree,0,Don't know,,,Don't know,,-9,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,12,12,,,,,12,,,0,,,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Don’t know,Don't know,Major obstacle,Minor obstacle,Tax rates,B,14000000,,,40000000,70000,,120000000,,,,,-7,-7,2,7,2011,17,30,Are estimates computed with some precision,Several visits,2,50,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505146,505,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,6,2011,10,0,Limited partnership, ,60,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,15,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1994,3,0,Yes,1994,Comply with the law,16,No,Still In Process,31,12,Yes,30,No,Yes,5,1,0,,Yes,0,No,,,,,,,Yes,2,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,GROCERY,5220,100,FIFTY FIVE MILLIONS,50,100,0,0,,,,,,,,,,,,-9,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,0,100,0,No,,,12000,Square Feet, ,0,100,0,Yes,Yes,Major obstacle,Yes,1,,No,,,Major obstacle,0,20,80,30,70,0,20,20,0,60,0,Yes,0,30000,,100,0,0,0,0,0,Yes,Don't know,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Strongly disagree,30,Don't know,,,No,,0,,Don't know,,,No,,,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,17,17,,,,,2,,,0,,,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,5,No,,,,,,,,,Other,Professional and managers,No,Major obstacle,Very severe obstacle,Practices of competitors in the informal sector,C,6000000,,,32000000,1200000,,48000000,,,,,-7,-7,2,6,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505147,511,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1976,0,0,Yes,1976,Less gifts or informal payments to officials,-7,Yes,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,WINES AND SPIRITS,5220,100,TWO HUNDRED MILLION,70,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,-9,, ,100,0,0,Yes,No,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,25,75,0,85,0,0,15,0,Yes,0,4000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,-8,,Don't know,,,Don't know,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,17,17,,,,,11,,,0,,,100,-9,No,,,Don’t know,0,No,,,,,,,,,Other,Don’t know,No,Minor obstacle,Does not apply,Tax rates,C,21000000,,,100000000,800000,,-9,,,,,-7,-7,30,6,2011,15,25,Are estimates computed with some precision,Several visits,3,20,54.66964340209961,11.2142858505249,52.56696319580078,4,Highest performant service,,ST. ANDREW,Male,SALES MANAGER,5,1,5,3,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Still in business in 10 years time,-44,Providing employment for family,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,No difference,Significantly less problems,No difference,Significantly less problems,Significantly less problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505148,512,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,14,15,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1996,2,0,Yes,1996,Comply with the law,25,Yes,No,31,12,No,,,Yes,3,2,0,,Yes,3,No,,,,,,,No,,,Yes,Yes,No,,,,No,,Minor obstacle,No obstacle,PHARMACEUTICALS,5231,100,TWENTY TWO MILLION,90,100,0,0,,,,,,,,,,,,21,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,120,Square Meters, ,0,100,0,No,,Major obstacle,No,,,No,,,Major obstacle,0,75,25,20,70,10,30,10,0,30,30,No,,,,,,,,,,Yes,No,Yes,Non-bank financial institutions which include microfinance,2010,500000,Yes,No,No,Yes,No,Yes,1000000,No,-7,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,1,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,12,11,,,,,7,,,-7,-7,,100,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,Yes,40,-7,-7,-7,-7,,Technicians,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,C,5400000,,,11000000,600000,,-7,,,,,-7,-7,17,6,2011,15,45,Are estimates computed with some precision,Several visits,3,10,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505149,513,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,9,15,Limited partnership, ,60,100,0,0,0,Yes,No,,,,,,1991,5,2,Yes,1991,Comply with the law,10,Yes,Yes,31,5,No,,,Yes,0,,,,Yes,5,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,No,,Moderate obstacle,No obstacle,PHARMACEUTICALS,5231,90,THIRTY MILLION,95,100,0,0,,,,,,,,,,,,-7,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,-7,-7,-3,-7,-7,-7,-7,-7,Moderate obstacle,Yes,-9,,No,,,Very severe obstacle,0,5,95,0,5,95,80,0,0,20,0,Yes,0,1500000,,100,0,0,0,0,0,Yes,No,Don't know,,,,,,,,,,,-7,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Don't know,0,No,,,Yes,0,0,,No,,,Yes,21,No,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,13,10,,,,,11,,,1,-9,,100,23,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,320,,Technicians,No,No obstacle,No obstacle,Tax rates,A,6000000,,,15000000,360000,,30000000,,,,,-7,-7,8,6,2011,10,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505150,528,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1999,5,0,Yes,1999,Comply with the law,10,Yes,No,30,4,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,CLOTHES,5232,90,Don't know,100,100,0,0,,,,,,,,,,,,60,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,-7,-7,-7,Does not apply,,,0,0,100,No,,,-9,, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Major obstacle,70,0,30,0,100,0,75,0,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Don't know,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Tend to agree,-9,No,,,No,,0,,No,,,Yes,1,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,50,42,,,,,45,,,0,,,95,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Corruption,C,-9,,,-9,-9,,-9,,,,,-7,-7,28,6,2011,10,0,Are estimates computed with some precision,Several visits,3,2,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505151,540,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,23,6,2011,10,32,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,-7,-7,No,Don’t know,1986,5,0,Yes,1986,Comply with the law,-7,Yes,No,-7,-7,No,,,Yes,10,2,-9,,Yes,-9,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,HOUSEHOLD GOODS,5233,60,Don't know,100,100,0,0,,,,,,,,,,,,60,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,Moderate obstacle,No,,,No,,,Major obstacle,70,0,30,0,100,0,65,0,0,35,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Tend to agree,-9,No,,,No,,0,,No,,,Yes,1,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,28,-9,,,,,19,,,0,,,95,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,B,-9,,,-9,-9,,-9,,,,,-7,-7,23,6,2011,11,54,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505152,554,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,14,30,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1992,-9,2,Yes,1991,Less gifts or informal payments to officials,-7,No,No,31,12,No,,,Yes,8,1,-9,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,No,,Minor obstacle,No obstacle,TILES AND FURNITURE,5234,100,THREE HUNDRED MILLION,50,100,0,0,,,,,,,,,,,,60,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,5,95,0,66,15,0,19,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,18,18,,,,,12,,,6,3,,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Don't know,Don't know,Tax rates,B,20000000,,,180000000,1000000,,350000000,,,,,-7,-7,29,6,2011,15,55,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,Highest performant service,Yes,ST. ANDREW,Female,MANAGER,23,1,5,4,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,Request of an increase of the current limit,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, I am willing to share more than 50%",No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,66,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Slightly less problems,Significantly less problems,No difference,Moderate obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,4,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505153,559,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,11,0,"Privately held, limited liability company", ,-9,100,0,0,0,-7,No,,,,,,1987,10,-9,Yes,1987,Comply with the law,26,No,No,31,12,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,No,No,No,No,,Moderate obstacle,No obstacle,ADVANCED INTEGRATED TECHNOLOGY,5239,100,FIVE HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,Yes,,2000000,No,,,Minor obstacle,0,100,0,15,70,15,55,0,0,45,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Don't know,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Don't know,,Don't know,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,-9,,Don't know,,,Don't know,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,16,-9,,,,,2,,,1,6,,78,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,48,Yes,-9,,Don’t know,No,No obstacle,No obstacle,Electricity,C,20000000,,,300000000,500000,,-9,,,,,-7,-7,27,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,Highest performant service,Yes,ST. ANDREW,Female,FINANCIAL MANAGER,3,1,5,8,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,20,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,Slightly more problems,No difference,No difference,Significantly less problems,Significantly less problems,Moderate obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Technological and Innovation Support,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505154,561,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,15,5,2011,15,0,Limited partnership, ,45,100,0,0,0,Yes,No,,,,,,2005,4,-9,Yes,2005,Comply with the law,6,No,Yes,31,5,No,,,No,,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,No obstacle,No obstacle,COMPUTER SUPPLIES,5239,36,FOURTEEN MILLION,60,100,0,0,,,,,,,,,,,,15,Minor obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,-7,-7,-7,No,,,500,Square Feet, ,0,100,0,Yes,Yes,Major obstacle,Yes,2,,No,,,No obstacle,10,70,20,0,70,30,60,20,0,20,0,Yes,0,700000,,60,0,0,0,0,40,Yes,No,No,,,,,,,,,,,No,Size of loan or maturity are insufficient,No,Minor obstacle,Yes,Partially financed by public sector support resources,No,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,No,Yes,Yes,No,No,No,Strongly agree,3,Yes,2,Yes,No,,-8,,No,,,-7,-7,Refused,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,10,9,,,,,6,,,0,,,100,10,Don't know,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Don't know,,,,,,,,,,Both categories require the same amount of training,Yes,No obstacle,Very severe obstacle,Customs and trade regulations,A,6000000,,,8000000,1000000,,10000000,,,,,-7,-7,15,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505155,576,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,5,2011,13,30,"Privately held, limited liability company", ,35,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1972,10,4,Yes,1972,Comply with the law,10,No,No,30,4,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,na,na,na,No,,No obstacle,No obstacle,JEWELERY,5239,60,FORTY MILLION,30,10,60,30,2,0,0,2007,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,100,Square Feet, ,100,0,0,Yes,No,Minor obstacle,Yes,-7,-7,No,,,Very severe obstacle,70,20,10,0,100,0,60,0,0,40,0,Yes,-7,3000000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,No,No,No,Tend to disagree,0,Yes,1,No,No,,-7,-7,Yes,1,No,Yes,1,No,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,50,50,,,,,30,,,5,1,,100,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",A,12000000,,,20000000,1800000,,30000000,,,,,-7,-7,14,5,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,Lowest performant service,,KINGSTON,Male,MANAGER,12,1,5,17,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Financing conditions were attractive,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,Predominantly men,Yes,Yes,40,Makes major strategic and financial decisions,18,2,All men,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly less problems,No difference,No difference,Slightly more problems,Slightly less problems,No difference,Moderate obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505156,583,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,9,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1989,2,2,Yes,1989,Comply with the law,20,Yes,No,31,12,No,,,Yes,3,1,0,,No,,No,,,,,,,No,,,Yes,Yes,No,,,,No,,Minor obstacle,No obstacle,GIFT ITEMS,5239,70,FOURTEEN MILLION,90,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Minor obstacle,10,70,20,0,90,10,75,0,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,1,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,13,13,,,,,8,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,A,8500000,,,7000000,360000,,12000000,,,,,-7,-7,17,6,2011,10,0,Are estimates computed with some precision,Several visits,2,30,54.66964340209961,11.2142858505249,52.56696319580078,4,Lowest performant service,Yes,KINGSTON 10,Female,FINANCIAL OFFICER,2,1,5,2,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Commercial Banks,-44,More than 3 years,Other,Best Offer,Yes,Insurance for vehicles (fleets and trucks),-44,200000,-9,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,20,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Decision maker manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505157,587,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,10,30,Limited partnership, ,30,20,80,0,0,No,No,,,,,,1986,-9,1,No,1987,Other reasons not included above,10,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,ELECTRICAL SERVICE,5239,100,THREE HUNDRED MILLION,40,100,0,0,,,,,,,,,,,,60,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,-7,-7,-7,-7,-7,-3,-7,-7,-7,-7,-7,Major obstacle,Yes,-9,,Don't know,,,Very severe obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Don't know,,,,,,,,,,Yes,Don't know,Don't know,,,,,,,,,,,Don't know,,No,Major obstacle,No,,Don't know,No,,Don't know,No,,Don't know,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,-7,-7,-7,Yes,-7,-7,-7,Don't know,-9,Don't know,,,No,,0,,Don't know,,,No,,,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,17,27,,,,,4,,,5,4,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Very severe obstacle,Minor obstacle,Tax rates,B,19000000,,,70000000,200000,,360000000,,,,,-7,-7,28,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,54.66964340209961,11.2142858505249,52.56696319580078,4,Highest performant service,Yes,KINGSTON 8,Male,GENERAL MANAGER,2,1,5,29,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,A new application will be filled,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,"Worked through a broker, that chooses the best offers and kn",Yes,Insurance for vehicles (fleets and trucks),-44,100000,80,All women,Yes,Yes,50,Makes major strategic and financial decisions,5,15,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,100,In human capital,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,-44,No,NGO,-44,Human Ressources Support,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505158,600,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,11,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1990,15,4,Yes,1990,-7,20,-7,No,31,12,No,,,Yes,2,1,-9,,Yes,2,No,,,,,,,No,,,No,No,No,,,,No,,Minor obstacle,No obstacle,FOOD ITEMS,5220,80,21 MILLION,40,100,0,0,,,,,,,,,,,,-9,Very severe obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,-9,, ,100,0,0,No,,No obstacle,No,,,No,,,Major obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Strongly disagree,0,No,,,No,,-8,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,26,22,,,,,10,,,-7,-7,,100,0,No,,,Don’t know,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Don’t know,No,No obstacle,Minor obstacle,Corruption,A,7000000,,,10000000,800000,,16000000,,,,,-7,-7,3,6,2011,14,35,Are estimates computed with some precision,Several visits,4,0,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505159,601,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2000,8,0,Yes,2000,Comply with the law,18,Yes,No,31,12,No,,,Yes,5,1,2,,Yes,65,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,FOOD STUFFS,5220,20,ONE HUNDRED MILLION,65,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,120,Square Meters, ,0,100,0,No,,No obstacle,No,,,No,,,Very severe obstacle,20,60,20,10,80,10,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,55,50,,,,,28,,,10,2,,100,6,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",B,17500000,,,65000000,2000000,,85000000,,,,,-7,-7,1,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,30,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505160,604,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,11,0,"Privately held, limited liability company", ,25,100,0,0,0,Yes,No,,,,,,1961,4,3,No,1970,Comply with the law,30,No,Yes,31,12,No,,,Yes,2,30,10,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by the establishment but air time paid by staff,Major obstacle,Moderate obstacle,CLOTHING,5232,70,SEVENTY FIVE MILLION,90,100,0,0,,,,,,,,,,,,60,Very severe obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,8000,Square Feet, ,100,0,0,Don't know,,Major obstacle,Yes,5,,Yes,5,,Very severe obstacle,5,10,85,0,100,0,60,20,0,20,0,Yes,0,1000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,No,,Yes,No,No,Yes,Yes,No,No,Yes,Tend to agree,5,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,28,28,,,,,24,,,3,2,,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,,,Yes,-7,Yes,20,Yes,20,,Technicians,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",C,15000000,,,45000000,4000000,,-9,,,,,-7,-7,14,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505161,605,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,8,15,Limited partnership, ,60,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,8,Yes,No,Modified product/idea encountered in previous occupations,1994,2,0,No,1997,Comply with the law,18,No,No,31,4,No,,,Yes,2,1,0,,Yes,5,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Very severe obstacle,PHARMACEUTICAL SALES,5231,80,THREE HUNDRED MILLION,70,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,1300,-7,-3,0,100,0,Yes,Yes,Minor obstacle,Yes,5,,No,,,Major obstacle,0,10,90,0,10,90,10,0,0,90,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,10000000,Yes,Yes,No,No,No,No,25000000,No,Interest rates are not favorable,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,22,22,,,,,17,,,2,4,,100,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,No,,,Both categories require the same amount of training,Yes,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,18000000,,,160000000,12600000,,250000000,,,,,-7,-7,19,5,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.86956524848938,1.17391300201416,2.47826075553894,14,Highest performant service,Yes,MONTEGO BAY,Male,MANAGER/OWNER,10,1,4,27,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The deductible is high,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,40,Makes major strategic and financial decisions,18,5,All men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,50,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Significantly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Slightly less problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505162,607,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,3,Establishm. physically separated from HQ but with oth. estab,Yes,Yes,,,1,6,2011,10,30,Partnership, ,60,100,0,0,0,No,No,,,,,,2004,3,0,Yes,2004,Better access to financing,10,No,No,31,12,No,,,No,,,,,Yes,5,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,DRUGS,5231,60,FORTY EIGHT THOUSAND,70,100,0,0,,,,,,,,,,,,21,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Very severe obstacle,,,0,100,0,No,,,600,Square Feet, ,0,100,0,No,,Major obstacle,No,,,No,,,Very severe obstacle,0,70,30,10,80,10,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,Don't know,Don't know,,Don't know,No,,Don't know,No,,Yes,No,,Don't know,,,,,,,,Strongly disagree,-9,No,,,No,,-8,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,30,27,,,,,18,,,0,,,100,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,-7,No obstacle,No obstacle,Corruption,C,16000000,,,22000000,380000,,40000000,,,,,-7,-7,1,6,2011,12,10,Are estimates computed with some precision,Several visits,3,5,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505163,610,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,6,2011,14,0,Limited partnership, ,30,100,0,0,0,No,No,,,,,,1995,20,-9,Yes,-7,Comply with the law,20,No,Don't know,31,12,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,CLOTHES,5232,100,TWO HUNDRED MILLION,60,50,50,0,,,,-9,,,,,,,,30,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,1500,Square Feet, ,100,0,0,No,,Moderate obstacle,No,,,No,,,Moderate obstacle,100,0,0,10,55,35,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,60,60,,,,,0,,,7,4,,100,-9,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Tax administration,C,25000000,,,100000000,1800000,,180000000,,,,,-7,-7,20,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505164,612,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,5,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,12,2,Yes,1998,Other reasons not included above,20,No,No,30,4,No,,,Yes,1,1,0,,Yes,2,No,,,,,,,No,,,No,No,No,,,,No,,No obstacle,No obstacle,GROCERY,5220,30,TWENTY FIVE MILLIONS,75,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,100,0,0,Yes,45,No,800,Square Feet, ,100,0,0,Yes,Yes,Moderate obstacle,Yes,1,,No,,,Major obstacle,0,70,30,0,70,30,60,10,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,22,20,,,,,12,,,0,,,60,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",A,6000000,,,15000000,1000000,,20000000,,,,,-7,-7,12,5,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.86956524848938,1.17391300201416,2.47826075553894,14,Lowest performant service,,GUYS HILLS,Male,MANAGER,23,1,5,18,Yes,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,Not provided,-3,-44,Not provided,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,10,In physical assets,-44,No,Yes,No,No,No,No,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,Slightly less problems,No difference,Significantly less problems,Significantly more problems,Slightly less problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,5,18,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505165,614,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,11,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2001,15,0,Yes,2001,Comply with the law,8,No,No,31,8,No,,,No,,,,,Yes,5,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,HARDWARE,5234,50,THIRTY MILLION,70,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,1200,Square Feet, ,0,100,0,No,,Major obstacle,No,,,Yes,-9,,Major obstacle,20,60,20,10,80,10,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Don't know,No,,No,No,,No,No,,No,-7,-7,No,,,,,,,,Strongly disagree,-7,No,,,No,,-7,-7,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,17,20,,,,,-7,,,0,,,95,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,8600000,,,18000000,1000000,,26000000,,,,,-7,-7,8,6,2011,13,0,Are estimates computed with some precision,Several visits,2,35,2.86956524848938,1.17391300201416,2.47826075553894,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505166,622,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,16,HQ without production and/or sales in this location,,,Yes,16,18,5,2011,9,40,"Privately held, limited liability company", ,99,100,0,0,0,No,No,,,,,,1985,-7,-7,Yes,1985,Other reasons not included above,20,No,No,30,9,No,,,Yes,2,3,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,No,No,No,No,,Major obstacle,No obstacle,SUPERMARKET - RETAIL,5220,100,ONE HUNDRED AND FIFTY MILLION,2,100,0,0,,,,,,,,,,,,45,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,No,,,No,,,No obstacle,0,1,99,0,1,99,60,0,0,30,10,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,14,14,,,,,13,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-7,No,,,,,,,,,-7,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,B,11000000,,,90000000,4500000,,115000000,,,,,-7,-7,18,5,2011,12,35,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505167,623,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,12,45,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1978,5,0,No,1998,Comply with the law,3,No,No,31,5,No,,,Yes,1,1,0,,Yes,4,No,,,,,,,No,,,No,No,Yes,No,Yes,No,No,,Minor obstacle,Very severe obstacle,SALE OF PHARMACEUTICAL DRUGS,5231,60,FIFTY THREE MILLION,55,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,No,Major obstacle,,,100,0,0,No,,,6800,Square Feet, ,100,0,0,No,,Very severe obstacle,Yes,,48000,No,,,Very severe obstacle,1,6,93,1,6,93,0,50,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,1,Yes,No,No,No,No,Yes,-7,Yes,,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to disagree,1,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,15,18,,,,,11,,,0,,,33,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,48,,Technicians,No,Minor obstacle,Moderate obstacle,Access to land,A,6100000,,,33000000,140000,,53000000,,,,,-7,-7,17,5,2011,14,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505168,624,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,14,53,Limited partnership, ,50,100,0,0,0,Yes,Yes,Self-employed,,,No,Replicated product/idea encountered in previous occupations,2006,7,1,Yes,2006,Better access to financing,9,No,No,31,12,No,,,Yes,4,1,5,,Yes,4,No,,,,,,,No,,,Yes,No,No,,,,No,,Major obstacle,No obstacle,GROCERY,5220,45,TWENTY EIGHT MILLION,65,100,0,0,,,,,,,,,,,,71,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,Yes,,1600000,Yes,,850000,Major obstacle,10,20,70,4,90,6,60,30,0,10,0,Yes,0,2500000,,100,-9,-9,-9,-9,-9,Yes,Yes,Yes,Private commercial banks,2009,3000000,Yes,Yes,No,No,No,No,8,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,-9,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,8,8,,,,,5,,,5,2,,50,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,1,,Technicians,No,No obstacle,Moderate obstacle,Electricity,B,4000000,,,15000000,4000000,,24000000,,,,,-7,-7,20,5,2011,16,40,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,47,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505169,630,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,6,2011,12,35,Sole proprietorship, ,,-7,-7,-7,-7,Yes,No,,,,,,-9,6,1,Yes,1996,Comply with the law,10,Yes,No,31,8,No,,,Yes,2,3,10,,Yes,5,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,Moderate obstacle,ITEMS GOODS,5239,100,SIXTEEN MILLION,90,100,0,0,,,,,,,,,,,,30,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Moderate obstacle,Yes,,500000,No,,,Major obstacle,10,60,30,0,80,20,60,10,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,8,7,,,,,5,,,0,,,95,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,B,4800000,,,9000000,120000,,15000000,,,,,-7,-7,6,6,2011,13,45,Are estimates computed with some precision,Several visits,2,40,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505170,632,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,14,4,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,-9,0,Yes,1998,Comply with the law,22,No,No,30,9,No,,,Yes,3,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,No,,No obstacle,No obstacle,HARDWARE,5234,100,-3,100,100,0,0,,,,,,,,,,,,6,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,No,,,No,,,Minor obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Don't know,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,1,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,13,8,,,,,10,,,0,,,55,-7,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,A,-7,,,-7,-7,,-7,,,,,-7,-7,29,6,2011,15,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505171,636,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,11,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2003,2,2,Yes,2003,Comply with the law,10,No,Yes,30,6,No,,,Yes,1,2,,200000,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Very severe obstacle,Minor obstacle,GROCERIES,5220,100,ONE HUNDRED NINETY-EIGHT MILLION,90,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,223,Square Meters, ,0,100,0,Yes,No,Major obstacle,Yes,,1600000,Yes,,100000,Very severe obstacle,0,60,40,0,98,2,50,10,0,40,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,3000000,Yes,No,No,No,No,Yes,3000000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,-7,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Strongly disagree,10,Yes,5,No,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,30,24,,,,,21,,,2,2,,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,4,Yes,,,No,,No,,Yes,400,,Professional and managers,No,Moderate obstacle,Major obstacle,Electricity,C,16000000,,,100000000,2000000,,150000000,,,,,-7,-7,28,6,2011,12,30,Are taken directly from establishment records,One visit in face-to-face interview with different managers,3,20,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505172,639,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,14,0,Limited partnership, ,70,100,0,0,0,Yes,No,,,,,,1975,-9,3,Yes,1975,Comply with the law,20,Yes,Yes,31,1,No,,,Yes,2,1,-9,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Very severe obstacle,Minor obstacle,DUTY FREE ITEMS,5239,70,ONE HUNDRED NINETY MILLION,30,1,99,0,,,,-7,,,,,,,,-7,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Minor obstacle,,,0,100,0,No,,,800,Square Feet, ,0,100,0,No,,Moderate obstacle,Yes,2,,Yes,-9,,Minor obstacle,0,90,10,0,95,5,70,10,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,-7,-7,-7,Does not apply,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,15,12,,,,,-7,,,-7,-7,,-7,-7,-7,-7,-7,-7,-7,-7,,,-7,-7,-7,-7,-7,-7,-7,-7,No,Minor obstacle,Major obstacle,Electricity,C,3800000,,,125000000,1000000,,180000000,,,,,-7,-7,5,7,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,Highest performant service,Yes,"ST. JAMES, JAMAICA,",Female,MANAGER/CO-OWNER,2,1,4,20,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,They own everything,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,Theft/Robery,50000,90,Equally men and women,Yes,Yes,40,Makes major strategic and financial decisions,37,0,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,30,In physical assets,-44,No,No,No,Yes,No,No,No,No,Consensual manager,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,No,Government-based organization,-44,Human Ressources Support,-44,4,20,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505173,640,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,10,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2000,2,0,Yes,2000,Customers or suppliers only deal with registered firms,-7,Yes,No,31,12,No,,,Yes,3,2,0,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,BUYING AND SELLING OF GOODS,5220,100,SIXTEEN MILLION,50,100,0,0,,,,,,,,,,,,-7,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,Don't know,,,-9,, ,0,100,0,No,,Moderate obstacle,No,,,Yes,2,,Major obstacle,0,100,0,0,100,0,70,30,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,500000,Yes,No,No,No,Yes,No,1800000,Yes,,Yes,Moderate obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,No,No,No,Yes,No,No,No,No,Tend to agree,0,Yes,2,No,No,,-9,,No,,,Don't know,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,17,12,,,,,6,,,-7,-7,,95,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Don’t know (spontaneous),-7,No,Moderate obstacle,Minor obstacle,Tax rates,C,4000000,,,10000000,480000,,15000000,,,,,-7,-7,26,5,2011,11,50,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,20,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,LINSTEAD,Female,FOUNDER,8,1,5,15,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,No,No,The deductible is high,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,15,3,Predominantly women,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,80,In physical assets,-44,Yes,Yes,Yes,No,No,Yes,No,Yes,Delegating manager,No difference,No difference,Slightly more problems,No difference,No difference,Slightly more problems,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505174,641,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,5,2011,13,20,Sole proprietorship, ,,-7,-7,-7,-7,Yes,Yes,-7,14,Yes,No,Modified product/idea encountered in previous occupations,-7,-7,-7,Yes,1936,Comply with the law,45,Yes,No,-7,-7,No,,,Yes,-9,1,0,,Yes,10,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,SELLING AND BUYING OF GOODS,5220,100,NINE MILLION SIX HUNDRED THOUSAND SIX HUNDRED,40,-7,-7,-7,-7,-7,-7,-7,,,,,,,,-7,Moderate obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,-7,-7,-7,-7,-7,-7,-7,-7,-3,-7,-7,-7,-7,-7,Moderate obstacle,No,,,No,,,Moderate obstacle,0,100,0,0,100,0,70,20,0,0,10,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,-7,Moderate obstacle,Yes,-7,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Don't know,Don't know,No,,No,No,,No,No,No,No,Yes,No,No,No,Tend to agree,0,Yes,2,No,No,,0,,-7,-7,-7,-7,-7,-7,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,12,-7,,,,,6,,,0,,,-7,-7,-7,-7,-7,-7,-7,-7,,,-7,-7,No,,Don't know,,,Technicians,No,Minor obstacle,Minor obstacle,Does not apply, ,3000000,,,6000000,360850,,8200000,,,,,-7,-7,24,5,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,LINSTEAD,Female,OWNER,23,1,5,5,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Government institution,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,10,5,Predominantly women,Male,Female,Expanding customer base,-44,Providing employment for others outside the family,-44,80,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly more problems,Slightly less problems,Significantly less problems,Significantly less problems,Slightly more problems,Significantly less problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,5,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505175,642,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,3,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2009,6,2,Yes,2009,Comply with the law,12,Yes,No,31,12,Yes,-9,No,No,,,,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FOOD STUFFS,5220,100,TWO HUNDRED SIXTY MILLION,45,100,0,0,,,,,,,,,,,,7,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,-7,-7,-7,-9,, ,0,100,0,No,,No obstacle,No,,,No,,,Very severe obstacle,20,60,20,0,90,10,50,20,0,30,0,Yes,0,500000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,-7,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,8,-7,,,,,4,,,0,,,100,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,No obstacle,Corruption,A,4000000,,,18000000,960000,,-7,,,,,-7,-7,3,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505176,644,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,12,0,Limited partnership, ,70,-7,-7,-7,-7,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1972,-7,-9,Yes,1972,Comply with the law,30,No,Yes,31,1,No,,,Yes,2,1,-9,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,CLOTHING,5232,80,EIGHTY TWO MILLION,90,100,0,0,,,,,,,,,,,,90,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,1200,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,5,,Yes,-9,,Moderate obstacle,0,90,10,0,100,0,60,30,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,-7,-7,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,5,Yes,1,-7,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,30,-9,,,,,20,,,1,-7,,80,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,-7,Yes,,,No,,No,,Yes,80,,Professional and managers,No,Moderate obstacle,Moderate obstacle,Electricity,C,7500000,,,60000000,380000,,75000000,,,,,-7,-7,5,7,2011,12,56,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505177,645,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,3,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2001,8,0,Yes,2001,Better access to financing,-7,-7,-7,31,12,No,,,Yes,4,1,-9,,Yes,2,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FOOD,5220,70,THIRTY FIVE MILLION,90,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,No,,,No,,,Major obstacle,0,70,30,0,80,20,75,0,0,25,0,Yes,0,1000000,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,1000000,Yes,No,Yes,No,No,No,1000000,Yes,,No,Minor obstacle,No,,No,No,,No,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Tend to agree,-7,No,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,13,12,,,,,8,,,0,,,100,0,No,,,Don’t know,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Don’t know,No,No obstacle,No obstacle,Tax rates,A,7600000,,,20000000,288000,,10000000,,,,,-7,-7,3,6,2011,16,30,Are estimates computed with some precision,Several visits,4,0,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505178,651,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Modified prod/idea dvlpd by other firms outside prev occup,1998,6,1,Yes,1998,Better access to financing,12,No,No,31,12,No,,,Yes,3,1,0,,Yes,2,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,Minor obstacle,No obstacle,PHARMACEUTICAL PRODUCTS,5231,25,EIGHTEEN MILLION,35,100,0,0,,,,,,,,,,,,30,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,100,Square Feet, ,0,100,0,No,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,100,0,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,-9,No,,,No,,0,,No,,,Yes,-7,-7,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,7,7,,,,,5,,,0,,,100,70,No,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,4500000,,,10000000,1000000,,14000000,,,,,-7,-7,20,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505179,654,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,5,2011,9,0,Limited partnership, ,75,100,0,0,0,Yes,No,,,,,,1985,4,0,Yes,1983,Comply with the law,19,Yes,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,DRUGS,5231,80,FIFTEEN MILLIONS,50,100,0,0,,,,,,,,,,,,15,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,100,0,0,No,,,48,Square Meters, ,100,0,0,No,,No obstacle,No,,,No,,,Very severe obstacle,20,60,20,10,80,10,60,0,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,6,6,,,,,4,,,0,,,100,0,No,,,Don’t know,0,Yes,,,No,,No,,No,,,Professional and managers,No,Moderate obstacle,No obstacle,Tax rates,C,2400000,,,8000000,480000,,15000000,,,,,-7,-7,27,5,2011,10,40,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505180,656,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,27,5,2011,15,0,Sole proprietorship, ,,-7,-7,-7,-7,Yes,No,,,,,,1994,5,2,Yes,1994,Comply with the law,20,Yes,No,31,12,No,,,Yes,7,1,0,,Yes,1,No,,,,,,,No,,,No,No,No,,,,No,,Minor obstacle,No obstacle,DRUGS,5231,90,SIXTEEN MILLIONS,50,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,48,Square Meters, ,0,100,0,No,,Minor obstacle,No,,,No,,,Very severe obstacle,10,70,20,10,90,0,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Strongly agree,1,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,8,11,,,,,5,,,0,,,60,10,No,,,Don’t know,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Minor obstacle,Tax administration,A,2400000,,,10000000,600000,,18000000,,,,,-7,-7,27,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505181,657,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,9,18,Sole proprietorship, ,,-9,-9,-9,-9,Don't know,No,,,,,,2000,3,0,Yes,2000,Comply with the law,3,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,DRUGS,5231,20,TWENTY TWO MILLION,32,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,100,0,0,No,,,90,Square Meters, ,100,0,0,No,,Minor obstacle,No,,,No,,,No obstacle,0,100,0,20,60,20,80,0,0,20,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,-7,No,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,Yes,5,No,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,16,15,,,,,8,,,0,,,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,-7,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax administration,B,4800000,,,15000000,600000,,18000000,,,,,-7,-7,17,5,2011,11,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,SPANISH TOWN,Male,ASSISTANT MANAGER,2,1,5,30,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,150000,70,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,80,In market or product development,-44,Yes,Yes,Yes,Yes,No,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505182,661,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Wholesale,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,3,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1986,12,1,Yes,1986,Comply with the law,23,Yes,Yes,31,12,No,,,Yes,3,1,-9,,Yes,100,No,,,,,,,No,,,No,Yes,No,,,,No,,No obstacle,No obstacle,DRUGS,5139,80,EIGHT MILLION,80,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Don't know,No,,No,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Tend to disagree,0,No,,,No,,-8,,No,,,No,,,Very severe obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,5,5,,,,,2,,,0,,,100,30,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,1800000,,,,,,6000000,,,,,-7,-7,3,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505183,678,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,24,5,2011,11,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1995,4,2,Yes,1995,Better access to skilled workers,20,Yes,No,31,12,No,,,Yes,6,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,No obstacle,FOOD STUFF,5220,15,SEVEN MILLION FIVE HUNDRED THOUSAND,45,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,48,Square Meters, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,0,100,0,70,30,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,8,6,,,,,3,,,0,,,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,A,2400000,,,4000000,288000,,6000000,,,,,-7,-7,24,5,2011,12,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,SPANISH TOWN,Female,MANAGER,10,1,5,16,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,17,0,Predominantly women,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,60,In physical assets,-44,Yes,No,Yes,Yes,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,Slightly more problems,No difference,Significantly less problems,No difference,No difference,Minor obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505184,679,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,5,2011,11,5,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Replicated product/idea encountered in previous occupations,1995,2,0,Yes,1993,Comply with the law,17,No,No,31,12,No,,,Yes,2,1,0,,Yes,1,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,Moderate obstacle,DINING SETS,5239,40,TWENTY TWO MILLION,70,100,0,0,,,,,,,,,,,,45,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Very severe obstacle,,,100,0,0,No,,,120,Square Meters, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Very severe obstacle,0,80,20,10,90,0,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Very severe obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly agree,1,Yes,2,No,0,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,20,18,,,,,8,,,-7,-7,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Corruption,B,5200000,,,14000000,360000,,18000000,,,,,-7,-7,24,5,2011,12,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505185,681,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,13,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1990,17,0,Yes,1990,Comply with the law,20,No,No,31,8,No,,,Yes,6,1,15,,Yes,10,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,HOME APPLIANCES,5233,25,TWENTY SIX MILLION,50,100,0,0,,,,,,,,,,,,-7,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,1800,Square Feet, ,100,0,0,No,,No obstacle,No,,,No,,,Major obstacle,10,80,10,0,90,10,60,10,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Don't know,No,,Yes,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Strongly agree,0,No,,,No,,-7,-7,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,15,15,,,,,7,,,0,,,90,0,No,,,Don’t know,-9,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Tax rates,A,9000000,,,17500000,300000,,22000000,,,,,-7,-7,14,6,2011,14,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505186,682,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,6,2011,12,0,Partnership, ,80,100,0,0,0,Yes,No,,,,,,1997,2,0,Yes,1997,Comply with the law,15,Yes,No,31,12,No,,,Yes,4,3,0,,Yes,10,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,Moderate obstacle,TILES,5234,100,TWENTY FIVE MILLION,90,100,0,0,,,,,,,,,,,,45,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,500,Square Feet, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Major obstacle,0,80,20,0,80,20,80,0,0,20,0,Yes,0,400000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,No,Yes,Yes,No,No,3000000,No,Size of loan or maturity are insufficient,Yes,Moderate obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Don't know,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-7,-7,Don't know,,,Don't know,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,8,9,,,,,3,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,No,,,,,,,,,Other,Don’t know,No,Moderate obstacle,Minor obstacle,Practices of competitors in the informal sector,C,5000000,,,15000000,500000,,25000000,,,,,-7,-7,6,6,2011,13,0,Are estimates computed with some precision,Several visits,3,30,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505187,688,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,11,2,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-7,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1999,3,1,No,2000,Comply with the law,10,No,No,31,12,No,,,Yes,2,3,1,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,PLUMBING MATERIALS,5234,70,FIFTEEN MILLION,90,100,0,0,,,,,,,,,,,,30,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,Major obstacle,No,,,Yes,2,,Major obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Don't know,Yes,Private commercial banks,2009,600000,Yes,No,No,No,Yes,No,1000000,Yes,,Yes,Very severe obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,No,,Don't know,No,No,Yes,Yes,No,No,No,Tend to disagree,-7,No,,,No,,-7,-7,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,10,8,,,,,4,,,0,,,70,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,5600000,,,7000000,144000,,10000000,,,,,-7,-7,1,6,2011,12,51,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,MONTEGO BAY,Male,MANAGER,23,1,5,30,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Building is not owned,No,No,Not enough information,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,85,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,"General Management, Business Development & Strategies Suppor",-44,5,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505188,690,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,16,6,2011,13,25,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1975,-7,-9,No,1976,Comply with the law,10,No,No,31,8,No,,,Yes,2,3,0,,Yes,1,No,,,,,,,No,,,No,No,No,,,,No,,Moderate obstacle,Minor obstacle,HARDWARE AND PAINTS,5234,100,TWENTY MILLION,90,100,0,0,,,,,,,,,,,,45,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,-9,, ,0,100,0,No,,Minor obstacle,No,,,Yes,3,,Major obstacle,10,90,0,0,100,0,100,0,0,0,0,Yes,0,500000,,100,0,0,0,0,0,Yes,-7,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,-7,Yes,No,No,Yes,No,No,No,Tend to agree,-7,Yes,1,No,No,,0,,No,,,Don't know,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,15,15,,,,,8,,,-7,-7,,100,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,Yes,-7,Yes,40,,Don’t know,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,B,7500000,,,11000000,240000,,16000000,,,,,-7,-7,16,6,2011,14,55,Are estimates computed with some precision,Several visits,2,50,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,Yes,MONTEGO BAY,Female,ASSISTANT MANAGER,5,1,4,25,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,15,In physical assets,-44,No,Yes,No,No,No,No,No,Yes,Consensual manager,No difference,Significantly less problems,No difference,Slightly more problems,Slightly more problems,No difference,Slightly more problems,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505189,692,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,4,0,No,2004,Don’t know,5,No,Don't know,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,No,No,Don't know,,,,Yes,Don’t know,Major obstacle,No obstacle,TUBES,5234,10,FIFTEEN MILLION,45,100,0,0,,,,,,,,,,,,30,Very severe obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Very severe obstacle,,,100,0,0,No,,,120,Square Meters, ,100,0,0,Yes,No,Very severe obstacle,Yes,1,,No,,,Major obstacle,0,100,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,9,7,,,,,3,,,0,,,60,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Professional and managers,No,No obstacle,Minor obstacle,Access to finance,C,2800000,,,7600000,360000,,12000000,,,,,-7,-7,17,5,2011,13,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505190,695,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,5,2011,8,45,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2002,5,1,Yes,2002,Comply with the law,2,No,No,31,12,No,,,Yes,2,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,No,,,,No,,Major obstacle,No obstacle,ELECTRONICS,5239,60,TWENTY MILLION,70,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,60,Square Meters, ,100,0,0,No,,Minor obstacle,Yes,,360000,No,,,Major obstacle,20,80,0,10,80,10,60,20,0,20,0,Don't know,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,7,No,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,13,12,,,,,3,,,0,,,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",B,3600000,,,14000000,600000,,16000000,,,,,-7,-7,24,5,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505191,699,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,5,2011,11,30,Limited partnership, ,50,50,50,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,50,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1994,7,1,No,-9,Don’t know,17,No,No,31,3,No,,,Yes,0,,,,Yes,5,No,,,,,,,No,,,Yes,No,No,,,,No,,Moderate obstacle,Does not apply,JEWELLERY,5239,50,FIFTY ONE MILLION TWO HUNDRED SEVENTY NINE THOUSAND FOUR HUNDRED SIXTY FIVE,80,100,0,0,,,,,,,,,,,,-9,No obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,1000,Square Feet, ,0,100,0,Yes,Yes,No obstacle,Yes,10,,No,,,Major obstacle,0,0,100,0,30,70,0,0,0,100,0,Yes,-9,-9,,40,0,60,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,No,Yes,No,No,No,1000000,No,Interest rates are not favorable,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,Yes,7,No,No,,,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,20,15,,,,,15,,,3,1,,20,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",C,14645000,,,27602858,1253455,,48808912,,,,,-7,-7,13,5,2011,13,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505192,702,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),Yes,3,HQ without production and/or sales in this location,,,Yes,3,24,6,2011,15,0,Limited partnership, ,67,100,0,0,0,No,No,,,,,,2000,21,1,Yes,2000,Comply with the law,32,No,Yes,31,3,No,,,Yes,1,2,,500000,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,JEWELRY,5239,70,ONE HUNDRED AND FORTY-EIGHT MILLION FIVE HUNDRED THOUSAND,15,0,100,0,,,,2000,,,,,,,,-9,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,1500,Square Feet, ,0,100,0,No,,No obstacle,Yes,,500000,Yes,1,,Major obstacle,25,15,60,95,5,0,60,25,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,43000000,Yes,Yes,No,No,No,No,108000000,-7,-7,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,25,Yes,2,No,No,,0,,Yes,1,No,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,21,21,,,,,16,,,0,,,95,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,20,,Professional and managers,No,Moderate obstacle,Moderate obstacle,Customs and trade regulations,B,12400000,,,70000000,500000,,-9,,,,,-7,-7,24,6,2011,16,0,Are taken directly from establishment records,Several visits,3,10,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505193,703,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,No,,,2,30,6,2011,13,15,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1989,-9,-9,Yes,1989,Comply with the law,1,Yes,Yes,31,3,No,,,Yes,1,1,-9,,No,,No,,,,,,,No,,,No,No,Yes,Yes,Yes,Yes,No,,Very severe obstacle,Minor obstacle,JEWELRY,5239,80,THIRTY-FIVE MILLION,-9,2,98,0,,,,1989,,,,,,,,-9,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,-9,, ,0,100,0,No,,No obstacle,Yes,,250000,No,,,Moderate obstacle,0,100,0,0,100,0,50,50,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,13,13,,,,,9,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Technicians,No,Minor obstacle,No obstacle,Electricity,A,9000000,,,15000000,230000,,30000000,,,,,-7,-7,30,6,2011,14,40,Are estimates computed with some precision,Several visits,3,20,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505194,705,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,16,20,Limited partnership, ,35,100,0,0,0,Yes,No,,,,,,1998,-9,3,Yes,1998,Comply with the law,22,No,Yes,31,1,No,,,Yes,2,1,-9,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Major obstacle,No obstacle,JEWELRY,5239,70,FIFTY MILLION,5,0,100,0,,,,1998,,,,,,,,15,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,1150,Square Feet, ,0,100,0,No,,No obstacle,Yes,,240000,Yes,3,,Major obstacle,30,20,50,0,100,0,45,25,0,30,0,Yes,0,500000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,-9,Yes,1,-7,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,13,12,,,,,8,,,1,2,,100,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Moderate obstacle,Major obstacle,Customs and trade regulations,A,7800000,,,18000000,360000,,35000000,,,,,-7,-7,27,6,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505195,706,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,27,6,2011,11,0,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1955,-9,-9,No,1960,Comply with the law,32,No,Yes,31,3,No,,,Yes,1,2,,200000,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,No obstacle,"JEWELRY, WATCHES",5239,50,ONE HUNDRED MILLION,10,0,100,0,,,,1955,,,,,,,,-9,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,1200,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,2,,Yes,-9,,Major obstacle,10,20,70,10,90,0,70,20,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,Yes,No,,Don't know,,,,,,,,Tend to disagree,25,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,15,15,,,,,10,,,0,,,90,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,10,,Professional and managers,No,Moderate obstacle,Minor obstacle,Electricity,B,10000000,,,60000000,200000,,85000000,,,,,-7,-7,27,6,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505196,707,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,5,2011,12,0,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,2,Yes,No,You developed a new product or idea,2006,6,0,Yes,2006,Customers or suppliers only deal with registered firms,17,Yes,No,31,3,No,,,Yes,3,2,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,na,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,CLOTHING & GARMENT,5232,40,FIFTEEN MILLIONS,20,100,0,0,,,,,,,,,,,,90,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Yes,No,Minor obstacle,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,No obstacle,No,,,No,,,Major obstacle,0,0,100,0,0,100,50,0,0,50,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,1,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,,,,,4,,,0,,,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",C,2240000,,,7000000,600000,,10000000,,,,,-7,-7,19,5,2011,13,30,Are estimates computed with some precision,Several visits,4,0,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505197,711,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,HQ without production and/or sales in this location,,,No,2,13,6,2011,11,30,"Privately held, limited liability company", ,65,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,No,Modified product/idea encountered in previous occupations,2003,-9,0,Yes,2003,Comply with the law,20,No,Yes,31,1,No,,,Yes,1,2,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,CLEANING SUPPLIES,5239,100,TWENTY SEVEN MILLION TWO HUNDRED THOUSAND,1,100,0,0,,,,,,,,,,,,15,Very severe obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,0,100,0,No,,,400,Square Feet, ,0,100,0,No,,Does not apply,No,,,No,,,Minor obstacle,0,1,99,0,1,99,20,0,0,80,0,Yes,0,87000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,Yes,No,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,9,6,,,,,5,,,0,,,100,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,-7,Professional and managers,No,No obstacle,Minor obstacle,Transport,B,4800000,,,17800000,200000,,19700000,,,,,-7,-7,13,6,2011,12,30,Are taken directly from establishment records,Several visits,3,25,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505198,712,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,24,5,2011,10,45,Partnership, ,-7,-9,-9,-7,-9,Yes,No,,,,,,1998,-9,-9,Yes,1998,Comply with the law,1,Yes,Don't know,-7,-7,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"PHONE REPAIRS, SELLING OF PHONES AND OTHER ITEMS",5260,100,EIGHT MILLION,45,100,0,0,,,,,,,,,,,,45,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,-7,Major obstacle,,,0,100,0,No,,,36,Square Meters, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Minor obstacle,0,100,0,0,100,0,70,30,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Yes,Don't know,,Don't know,No,,No,No,No,No,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,14,No,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,11,9,,,,,6,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Tax rates,C,2400000,,,4000000,360000,,6000000,,,,,-7,-7,24,5,2011,12,45,Are estimates computed with some precision,Several visits,3,30,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,LINSTEAD,Male,MANAGER,2,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,Yes,No,45,Makes major strategic and financial decisions,17,0,Predominantly men,Male,Female,Still in business in 10 years time,-44,Expanding customer base,-44,33,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly more problems,No difference,Slightly less problems,Slightly more problems,Significantly less problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505199,716,Retail,ENG,Region B,Region B,"Over 250,000 to 1million",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,HQ with production and/or sales in this location,,,Yes,-7,27,5,2011,12,0,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1976,17,1,Yes,1976,Comply with the law,37,No,Yes,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,-7,Purchased and air time paid by the staff,Moderate obstacle,No obstacle,FERTILIZERS,5239,30,TWENTY EIGHT MILLION TWO HUNDRED THOUSAND,55,100,0,0,,,,,,,,,,,,30,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,0,100,0,No,,,100,Square Meters, ,0,100,0,Yes,Yes,No obstacle,No,,,No,,,Minor obstacle,10,80,10,0,80,20,80,10,0,10,0,Yes,-7,1000000,,60,20,0,0,20,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,Don't know,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,18,18,,,,,3,,,0,,,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,5500000,,,13800000,360000,,18000000,,,,,-7,-7,27,5,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.752500057220459,1.710000038146973,3.372499942779541,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505200,720,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,Don’t know,1991,-7,0,Yes,1991,Better access to financing,20,No,No,31,8,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,HOUSEHOLD GOODS,5233,80,THIRTEEN MILLION,80,100,0,0,,,,,,,,,,,,21,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,60,Square Meters, ,100,0,0,No,,Minor obstacle,No,,,No,,,Major obstacle,10,70,20,0,80,20,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,10,10,,,,,5,,,0,,,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",A,6200000,,,7000000,600000,,12000000,,,,,-7,-7,8,6,2011,13,45,Are estimates computed with some precision,Several visits,2,50,3.752500057220459,1.710000038146973,3.372499942779541,13,Lowest performant service,,SPANISH TOWN,Male,MANAGER,5,1,4,27,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,40,In human capital,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Delegating manager,Slightly less problems,Slightly more problems,Slightly more problems,No difference,Significantly more problems,Significantly less problems,Slightly more problems,Very severe obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505201,722,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,29,6,2011,16,30,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1971,8,8,Yes,1971,Customers or suppliers only deal with registered firms,15,No,Yes,31,12,No,,,Yes,-9,-9,-9,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,na,na,na,Yes,Purchased and air use paid by the establishment,Major obstacle,Very severe obstacle,CONSTRUCTION,4520,100,TWO BILLION,-7,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Don't know,,,-7,-7,-7,Yes,-9,No,,, ,,,,,,Major obstacle,Yes,-7,-7,Don't know,,,Moderate obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Very severe obstacle,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,No,,Don't know,-7,-7,-7,Yes,-7,-7,-7,Don't know,0,No,,,Yes,0,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Don't know,158,-9,,,,,-9,,,0,,,100,-9,Yes,1,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,No obstacle,Access to finance,B,200000000,,,,,,2800000000,,,,,-7,-7,29,6,2011,18,0,Are estimates computed with some precision,Several visits,3,10,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,ST ANDREW,Male,MANAGING DIRECTOR,2,1,5,3,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,A new application will be filled,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,55,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,Slightly more problems,Significantly more problems,Significantly less problems,No difference,Significantly more problems,Very severe obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505202,724,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,15,0,Limited partnership, ,45,100,0,0,0,Yes,No,,,,,,1951,6,6,Yes,1951,Comply with the law,49,No,Yes,31,12,No,,,Yes,7,-7,-7,-7,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,na,na,na,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,AIR CONDITION AND REFRIGERATOR,4530,100,SIX BILLION,80,97,0,3,4,0,-7,-9,,,,,,,,,Very severe obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,4,,Very severe obstacle,70,5,25,60,10,30,50,20,0,30,0,Yes,6000000,7000000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,No,No,-9,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,180,130,,,,,40,,,3,3,,100,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,No obstacle,Tax rates,A,80000000,,,,,,5000000000,,,,,-7,-7,2,6,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON 11,Male,SALES MANAGER,3,1,5,30,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,-44,-44,-44,No,-44,-44,-44,Yes,-44,-44,-44,No,Other,Not tax deductible,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reputation,Yes,Insurance for vehicles (fleets and trucks),-44,120000,90,Equally men and women,No,Yes,15,Makes decisions in consultation with other partners,20,3,Equally men and women,Female,Male,Expanding customer base,-44,Still in business in 10 years time,-44,70,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Decision maker manager,Slightly more problems,Slightly less problems,Slightly more problems,Slightly more problems,Significantly more problems,No difference,No difference,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,"General Management, Business Development & Strategies Suppor",-44,5,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505203,725,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,1,7,2011,16,0,Limited partnership, ,-9,100,0,0,0,Don't know,No,,,,,,2003,-9,-9,No,2004,Comply with the law,25,No,No,31,12,No,,,Yes,1,-9,-9,,Yes,-7,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,na,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,MOTOR VEHICLE,5010,100,-3,-7,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-7,-7,No,,,Moderate obstacle,100,0,0,0,100,0,-9,-9,-9,-9,-9,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Don't know,,Don't know,No,,Don't know,-7,-7,Yes,-7,-7,-7,-7,Tend to agree,-9,No,,,Don't know,,0,,Yes,-9,No,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,105,-9,,,,,-9,,,-9,-9,,-9,-9,Don't know,,,Don’t know,10,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax administration,C,-9,,,,,,-9,,,,,-7,-7,1,7,2011,16,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,Yes,KINGSTON 10,Male,DIRECTOR,2,1,6,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not enough information,-44,Yes,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,-9,Makes decisions in consultation with other partners,8,5,Equally men and women,Female,Female,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,-9,In physical assets,-44,Yes,No,No,Yes,No,Yes,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,7,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505204,726,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,16,6,2011,11,0,"Privately held, limited liability company", ,-9,0,100,0,0,Don't know,No,,,,,,1938,-9,6,Yes,1938,Don’t know,20,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,MITSUBISHI VEHICLES,5010,90,TWO BILLION,60,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,100,0,0,0,100,0,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,Yes,-7,-7,-7,-7,Tend to agree,-9,No,,,Yes,0,0,,Yes,-9,No,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,220,220,,,,,-9,,,0,,,98,60,No,,,Don’t know,-9,Yes,,,No,,No,,No,,,Technicians,No,Major obstacle,Major obstacle,Tax rates,C,400000000,,,,,,2000000000,,,,,-7,-7,16,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505205,727,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,5,2011,11,30,"Privately held, limited liability company", ,80,80,20,0,0,No,No,,,,,,1935,50,5,Yes,1935,Comply with the law,8,No,No,31,12,No,,,Yes,7,1,0,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,VEHICLE SALES,5010,100,EIGHT HUNDRED SIXTY MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,5000000,No,,,No obstacle,100,0,0,100,0,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,No,No,No,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,107,161,,,,,23,,,0,,,85,65,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Tax rates,B,125000000,,,,,,1200000000,,,,,-7,-7,13,5,2011,13,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505206,728,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,17,5,2011,15,0,Limited partnership, ,35,65,35,0,0,Yes,No,,,,,,1950,-9,-9,Don't know,-9,Comply with the law,46,No,No,30,9,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,BATTERY,5030,100,SIX HUNDRED MILLION,70,80,20,0,,,,2004,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,4000000,No,,,No obstacle,100,0,0,70,10,20,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,No,,,Yes,0,0,,Yes,14,No,Yes,14,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,120,105,,,,,40,,,6,6,,70,12,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,120,Yes,200,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,59500000,,,,,,500000000,,,,,-7,-7,17,5,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505207,731,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,9,0,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1922,10,2,Yes,1922,Comply with the law,40,No,Don't know,31,12,No,,,Yes,12,1,0,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,"WINES, MEAT AND PERISHABLE ITEMS",5122,65,EIGHT HUNDRED FIFTY MILLION,60,70,20,10,17,0,0,-9,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,60,35,5,60,35,5,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Don't know,,0,,Yes,14,Don't know,Yes,14,Don't know,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Don't know,Don't know,130,120,,,,,80,,,25,3,,60,-9,Don't know,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,60,Yes,60,,Technicians,No,No obstacle,Major obstacle,Electricity,A,70000000,,,,,,800000000,,,,,-7,-7,2,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505208,732,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,5,2011,15,30,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1930,-9,-9,Yes,1930,Comply with the law,-7,No,Yes,31,12,No,,,No,,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Minor obstacle,Minor obstacle,CONSUMER GOODS,5139,60,SIX BILLION,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Don't know,,,Moderate obstacle,90,0,10,0,60,40,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,Yes,-7,-7,Don't know,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,200,-9,,,,,-9,,,20,6,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,Yes,40,,-7,No,Moderate obstacle,Minor obstacle,Tax rates,A,400000000,,,,,,8000000000,,,,,-7,-7,6,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505209,733,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,40,HQ with production and/or sales in this location,,,Yes,40,13,5,2011,12,15,Partnership, ,27,91,0,0,9,Yes,No,,,,,,1922,-9,-7,Yes,1922,Comply with the law,40,No,Yes,31,12,No,,,Yes,1,1,0,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Minor obstacle,ASSORTED GOODS,5122,60,FIFTY SEVEN BILLION,-9,60,10,30,5,0,0,1930,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,-9,1,-9,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,900000,Major obstacle,5,5,90,0,10,90,20,60,0,20,0,Yes,150000000,250000000,,40,30,20,0,10,0,Yes,Yes,Yes,Private commercial banks,-7,-7,No,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,10,Yes,-9,No,Yes,0,0,,Yes,-9,No,No,,,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,1800,1500,,,,,-7,,,-7,-7,,-7,-7,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,-9,Yes,-7,Yes,-7,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Corruption,A,1500000000,,,,,,50000000000,,,,,-7,-7,13,5,2011,14,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON,Male,FINANCIAL OFFICER,23,1,5,23,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Yes,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Building is a Lease Agreement,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,850000,85,Predominantly men,No,No,-8,Delegates decisions to other partners,15,25,Predominantly men,Female,Female,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,80,Other,Bottom Line Costs,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Other,Customer Service Training,5,23,Truthful,Truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505210,737,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,3,6,2011,11,0,Limited partnership, ,40,100,0,0,0,No,No,,,,,,1901,-9,-9,Don't know,-9,Don’t know,22,-7,Yes,31,12,No,,,Yes,0,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,"COSMETICS, PHARMACEUTICALS, HOUSEHOLD ITEMS",5139,100,-3,40,48,52,0,,,,-7,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Don't know,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,50,10,40,50,10,40,40,30,0,30,0,Yes,0,6000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,0,,Yes,14,No,Yes,14,No,Moderate obstacle,Minor obstacle,No obstacle,Don't know,Don't know,Don't know,220,200,,,,,110,,,20,3,,-9,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,48,Yes,48,,Professional and managers,No,No obstacle,Very severe obstacle,Does not apply,A,-9,,,,,,-9,,,,,-7,-7,3,6,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON 11,Male,GENERAL MANAGER,2,1,6,5,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Insurance for vehicles (fleets and trucks),-44,160000,80,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,40,In human capital,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,6,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505211,738,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,16,6,2011,14,0,Limited partnership, ,45,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,31,12,Don't know,,,Don't know,,,,,Don't know,,Don't know,,,,,,,Don't know,,,Don't know,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,FIRE ALARM AND SECURITY SERVICES,5190,100,Don't know,-9,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,Does not apply,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,15000000,Yes,No,Yes,Yes,No,No,50000000,Yes,,Yes,Moderate obstacle,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Strongly disagree,0,Yes,-9,Refused,No,,-8,,Don't know,,,Don't know,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,150,160,,,,,90,,,0,,,-9,-9,Don't know,,,Don’t know,-9,Don't know,,,,,,,,,,Don’t know,No,No obstacle,No obstacle,Access to finance,A,-9,,,,,,-9,,,,,-7,-7,16,6,2011,15,45,Are estimates computed with some precision,Several visits,2,30,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON 11,Male,OPERATIONS MANAGER,23,1,5,29,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,300000,90,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,-9,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Delegating manager,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505212,739,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,1,7,2011,12,0,Limited partnership, ,45,25,75,0,0,Yes,No,,,,,,2002,-9,-9,Yes,2002,Customers or suppliers only deal with registered firms,11,No,Yes,31,12,Yes,-9,No,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Major obstacle,ROOM AND BOARD SERVICES,5510,100,TWO BILLION,100,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Don't know,,,-7,-7,-7,No,,,,, ,,,,,,Major obstacle,Yes,-7,-7,Don't know,,,Major obstacle,60,30,10,40,40,20,65,0,0,15,20,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,No,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Don't know,No,,Yes,-7,-7,-7,Yes,-7,-7,-7,Tend to agree,0,Don't know,,,Don't know,,0,,No,,,No,,,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,300,300,,,,,-9,,,15,1,,10,-9,Yes,-9,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,Major obstacle,Major obstacle,Tax administration,A,250000000,,,,,,2500000000,,,,,-7,-7,1,7,2011,13,30,Are estimates computed with some precision,Several visits,3,25,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505213,741,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,9,0,Publicly listed company, ,60,40,60,0,0,No,No,,,,,,1970,-9,-9,Yes,1970,Comply with the law,30,-7,-7,31,12,No,,,Yes,0,,,,Yes,10,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Major obstacle,Major obstacle,ROOM SALES,5510,90,ONE BILLION SEVEN HUNDRED FORTY THREE MILLION,30,60,15,25,-7,0,-7,1970,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,,3000000,Don't know,,,Moderate obstacle,60,20,20,0,100,0,40,35,0,25,0,Yes,0,20000000,,70,0,30,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,-7,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,No,No,Yes,Strongly agree,-9,No,,,Yes,0,0,,No,,,Don't know,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,140,140,,,,,80,,,14,6,,98,40,Don't know,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Tax administration,A,190000000,,,,,,1500000000,,,,,-7,-7,13,6,2011,11,0,Are estimates computed with some precision,Several visits,3,10,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON 5,Male,MANAGING DIRECTOR,12,1,5,11,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,No,No,33,Makes decisions in consultation with other partners,24,4,Predominantly men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly less problems,Slightly more problems,Slightly less problems,Significantly more problems,Significantly more problems,No difference,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505214,742,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,6,2011,14,0,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,1981,-9,0,Yes,1981,Don’t know,29,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Major obstacle,Moderate obstacle,PATTIES,5520,80,Don't know,95,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-9,,No,,,Major obstacle,20,50,30,0,95,5,60,35,0,5,0,Yes,0,-9,,50,30,20,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,Yes,No,No,No,-9,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,-9,No,,,No,,0,,Don't know,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,600,570,,,,,300,,,-9,-9,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,20,,Technicians,No,Moderate obstacle,Minor obstacle,Tax administration,A,-9,,,,,,-9,,,,,-7,-7,9,6,2011,15,45,Are estimates computed with some precision,Several visits,2,55,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,Yes,KINGSTON 5,Male,FINANCIAL MANAGER,2,1,6,1,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,are not ready to enter the junior stock exchange,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Other,insures here don't provide it,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,through a broker,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505215,744,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,7,HQ with production and/or sales in this location,,,No,7,15,6,2011,13,0,Partnership, ,-9,0,100,0,0,No,No,,,,,,1984,-9,-9,Yes,1983,Other reasons not included above,30,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,na,No,No,,Moderate obstacle,Moderate obstacle,BURGER MEALS,5520,70,FIVE BILLION SEVEN HUNDRED MILLION,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,Don't know,,,Major obstacle,20,60,20,0,100,0,50,30,0,20,0,Yes,-9,-9,,-9,-9,-9,-9,-9,-9,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Don't know,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to agree,-9,No,,,No,,0,,Don't know,,,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,900,900,,,,,600,,,120,6,,100,30,No,,,Don’t know,-9,Yes,,,No,,No,,Yes,25,,Technicians,No,Moderate obstacle,Moderate obstacle,Tax rates,C,800000000,,,,,,5000000000,,,,,-7,-7,15,6,2011,14,30,Are estimates computed with some precision,Several visits,3,30,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505216,745,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,30,HQ with production and/or sales in this location,,,Yes,30,15,6,2011,11,30,Limited partnership, ,-9,0,100,0,0,No,No,,,,,,1975,-9,-9,Yes,1975,Don’t know,-9,No,Yes,31,12,Yes,-9,No,Yes,0,,,,Yes,-9,Yes,-9,No,,,,,Yes,10,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,FRIED CHICKEN,5520,70,FIVE BILLION,60,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Yes,Yes,Moderate obstacle,,,100,0,0,Yes,60,No,,, ,,,,,,Moderate obstacle,Yes,-9,,No,,,Minor obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,125000000,0,,-9,-9,-9,-9,-9,-9,Yes,Yes,No,,,,,,,,,,,Don't know,,-7,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,Don't know,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,Yes,-7,-7,-7,-7,Tend to agree,0,No,,,No,,0,,No,,,Don't know,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,1500,-9,,,,,-9,,,-9,-9,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,Yes,20,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax administration,A,1400000000,,,,,,-9,,,,,-7,-7,15,6,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505217,747,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,5,2011,13,0,"Privately held, limited liability company", ,80,80,0,20,0,Yes,No,,,,,,1985,10,0,Yes,1985,Comply with the law,40,No,No,31,12,No,,,Yes,3,1,2,,Yes,2,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,No obstacle,COOKED MEALS,5520,100,TWENTY FIVE MILLION,0,100,0,0,,,,,,,,,,,,,No obstacle,Does not apply,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Minor obstacle,,,-7,-7,-7,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,0,100,0,10,90,75,0,0,25,0,Yes,0,50000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,2,No,No,,0,,No,,,No,,,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,25,10,,,,,17,,,0,,,100,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,Yes,Moderate obstacle,Minor obstacle,Electricity,A,7500000,,,,,,25000000,,,,,-7,-7,30,5,2011,14,15,Are estimates computed with some precision,Several visits,3,30,1.480000019073486,1.080000042915344,1.440000057220459,9,Lowest performant service,Yes,KINGSTON,Male,GENERAL MANAGER,19,1,5,3,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,30,Makes major strategic and financial decisions,2,20,Predominantly women,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,100,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Organization that offers the b,Human Ressources Support,-44,5,3,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505218,748,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,1,7,2011,9,0,Limited partnership, ,-9,100,0,0,0,-7,-7,-7,-7,-7,-7,-7,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,30,5,No,,,No,,,,,No,,Don't know,,,,,,,Yes,-9,No,Yes,Yes,Yes,Yes,Don't know,Don't know,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,FOOD PRODUCTS,5520,100,Don't know,-9,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,-7,-7,-7,No,,,,, ,,,,,,Major obstacle,Yes,-7,-7,No,,,Moderate obstacle,80,10,10,90,10,0,-9,-9,-9,-9,-9,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,No,Major obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Don't know,No,,Yes,No,,Yes,-7,-7,-7,-7,Yes,-7,-7,Don't know,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,900,-9,,,,,-9,,,0,,,-9,-9,No,,,Don’t know,-9,No,,,,,,,,,Don’t know (spontaneous),Professional and managers,No,Moderate obstacle,Minor obstacle,Tax rates,B,-9,,,,,,-9,,,,,-7,-7,1,7,2011,10,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,ST. ANDREW,Male,MANAGER,23,1,5,25,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,20,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Significantly less problems,Slightly less problems,No difference,Slightly more problems,Minor obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,25,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Jamaica,505219,749,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,30,6,2011,10,50,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1948,30,0,Yes,1948,Comply with the law,17,No,Yes,31,12,No,,,Yes,2,1,0,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,MAINTENANCE AND CARGO HANDLING,6309,40,SEVEN HUNDRED FIFTY MILLION,20,97,0,3,-7,0,0,-9,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,Don't know,Yes,8,,Yes,2,,Very severe obstacle,40,20,40,70,10,20,50,20,0,30,0,Yes,-7,-7,,30,0,70,0,0,0,Yes,No,Yes,Private commercial banks,-9,-8,Yes,No,Yes,No,No,No,-9,No,Interest rates are not favorable,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Yes,Tend to disagree,10,Yes,1,No,Yes,0,0,,Yes,-9,No,No,,,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,180,180,,,,,40,,,3,3,,100,30,Yes,-9,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,18,Yes,22,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Corruption,A,150000000,,,,,,630000000,,,,,-7,-7,30,6,2011,11,45,Are estimates computed with some precision,Several visits,3,35,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505220,750,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,1,6,2011,10,0,Publicly listed company, ,57,100,0,0,0,No,No,,,,,,1945,-9,-9,Yes,1945,Comply with the law,40,No,Yes,31,12,No,,,Yes,12,1,0,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,MULTIPURPOSE TERMINAL OPERATORS,6303,100,TEN BILLION,65,100,0,0,,,,,,,,,,,,,No obstacle,Does not apply,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,No obstacle,Yes,,16000000,No,,,No obstacle,100,0,0,100,0,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,No,No,Yes,No,Don't know,0,No,,,No,,0,,Yes,-9,No,Yes,-7,No,Moderate obstacle,Minor obstacle,Minor obstacle,Don't know,Don't know,No obstacle,200,200,,,,,-9,,,500,2,,-9,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,C,400000000,,,,,,-9,,,,,-7,-7,1,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,,KINGSTON 13,Female,FINANCIAL OFFICER,23,1,5,29,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Attaining a pre-established level of profit,-44,Expanding range of services/products provided,-44,70,In market or product development,-44,Yes,No,Yes,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,Significantly more problems,No difference,Slightly more problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,"General Management, Business Development & Strategies Suppor",-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505221,754,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,10,30,Limited partnership, ,57,43,57,0,0,No,No,,,,,,1947,-9,-9,Yes,1947,Other reasons not included above,-9,No,Still In Process,31,12,No,,,Yes,1,1,-7,-7,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,FLEET MANAGEMENT,6303,100,EIGHT HUNDRED EIGHTY MILLION,80,-9,-9,-9,-9,0,0,-9,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,-9,-9,-9,-9,-9,-9,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,No,,,No,,0,,Yes,-6,No,Yes,14,No,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,150,140,,,,,60,,,30,2,,50,-9,No,,,Don’t know,0,Yes,,,No,,Yes,60,Yes,60,,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,C,100000000,,,,,,8000000000,,,,,-7,-7,2,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505222,755,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,8,0,Limited partnership, ,40,90,10,0,0,No,No,,,,,,1930,-9,-9,Don't know,-9,Don’t know,40,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,No obstacle,REGULATE THE DAILY SUPPLY AND MANAGEMENT OF LABOUR,6309,100,-3,-9,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-9,Don't know,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,100,0,0,100,0,0,95,0,0,5,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,No,,,,,,,No,Other,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,7,No,Yes,7,No,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Don't know,Don't know,700,630,,,,,-9,,,-9,-9,,-9,-9,No,,,Don’t know,0,Yes,,,No,,Yes,70,Yes,70,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Electricity,B,-9,,,,,,-9,,,,,-7,-7,2,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,Highest performant service,Yes,KINGSTON 13,Male,DIRECTOR,2,1,5,2,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Other,Profits are important,Still in business in 10 years time,-44,65,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Developpment Bank Jamaica,Marketing & Operations Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505223,756,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,16,6,2011,10,0,"Privately held, limited liability company", ,30,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,1930,Don’t know,-9,No,No,31,12,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,-7,Yes,No,Yes,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,TRANSHIPMENT,6301,100,NINE HUNDRED MILLION,15,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,100,0,0,0,100,0,100,0,0,0,0,Yes,0,50000000,,60,0,40,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Minor obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,No,Yes,No,Yes,Yes,No,No,No,Tend to disagree,-9,No,,,Don't know,,-9,,Don't know,,,Don't know,,,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,190,250,,,,,65,,,0,,,90,20,No,,,Don’t know,-9,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Don't know,Political instability,A,100000000,,,,,,750000000,,,,,-7,-7,16,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505224,757,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,19,5,2011,10,50,Limited partnership, ,70,100,0,0,0,No,No,,,,,,1981,10,1,Yes,1981,Comply with the law,30,No,Yes,31,12,No,,,Yes,1,1,1,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,COURIER,6412,100,THREE HUNDRED MILLION,20,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,Yes,100,No,,, ,,,,,,Minor obstacle,Yes,5,,Yes,10,,Major obstacle,50,50,0,0,50,50,50,25,0,25,0,Yes,-7,5000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Strongly disagree,25,Yes,1,No,Yes,0,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,150,130,,,,,70,,,30,6,,100,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,10,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,"Crime, theft and disorder",A,55000000,,,,,,250000000,,,,,-7,-7,19,5,2011,12,40,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,50,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505225,758,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,15,40,Limited partnership, ,-9,0,100,0,0,No,No,,,,,,2001,-9,0,Yes,2000,Comply with the law,-9,No,Don't know,31,3,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,PHONE CARDS,6412,80,Don't know,100,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Don't know,Minor obstacle,,,100,0,0,Yes,60,No,,, ,,,,,,Moderate obstacle,Yes,-7,-7,Don't know,,,Moderate obstacle,50,0,50,0,100,0,30,50,0,20,0,Yes,-9,-9,,30,0,60,0,10,0,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,Don't know,,Yes,Yes,-7,Yes,Yes,-7,-7,-7,Tend to agree,-9,No,,,Don't know,,0,,Don't know,,,Don't know,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,1200,-9,,,,,-9,,,-9,-9,,100,80,-7,-7,-7,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,Don't know,,Yes,-9,Yes,-9,,Don’t know,No,Moderate obstacle,Minor obstacle,Tax rates,B,-9,,,,,,-9,,,,,-7,-7,13,6,2011,17,0,Are estimates computed with some precision,Several visits,3,5,1.480000019073486,1.080000042915344,1.440000057220459,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505226,768,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,16,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,-9,-9,-9,-7,1990,Comply with the law,-9,Don't know,No,31,12,Don't know,,,Don't know,,,,,No,,Don't know,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Don't know,,Don't know,Don't know,BUILDING CONSTRUCTION,4520,90,TWO HUNDRED AND FIFTY MILLION,-9,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,No obstacle,100,0,0,100,0,0,80,0,0,20,0,Don't know,,,,,,,,,,Yes,Don't know,Don't know,,,,,,,,,,,Don't know,,Don't know,Very severe obstacle,Don't know,,Don't know,Don't know,,Don't know,Don't know,,No,No,,Don't know,Don't know,,Don't know,,,,,,,,Strongly disagree,-9,Don't know,,,No,,-8,,No,,,No,,,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,50,48,,,,,-9,,,-9,-9,,100,-9,No,,,Don’t know,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Don’t know,No,Don't know,Don't know,Access to finance,B,35000000,,,,,,225000000,,,,,-7,-7,7,7,2011,17,30,Are estimates computed with some precision,Several visits,2,45,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505227,769,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,6,2011,10,0,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,1958,-9,4,Yes,1958,Comply with the law,-7,Don't know,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Don't know,Don't know,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,HOUSE CONSTRUCTION,4520,90,NINETY MILLION,-9,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,Yes,30,No,,, ,,,,,,Moderate obstacle,No,,,Don't know,,,Major obstacle,60,10,30,50,0,50,50,0,0,50,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,No,No,No,Yes,Yes,No,No,Tend to agree,-9,No,,,Yes,-8,0,,No,,,Don't know,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,85,90,,,,,35,,,25,-7,,90,80,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Don't know,,,,,,,,,,Both categories require the same amount of training,Yes,Major obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,35000000,,,,,,-9,,,,,-7,-7,16,6,2011,11,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,KINGSTON,Male,CEO,5,1,5,17,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,No,No,55,Makes decisions in consultation with other partners,23,5,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,20,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly less problems,Significantly more problems,Slightly more problems,Slightly less problems,No difference,Significantly less problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505228,770,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,11,30,Limited partnership, ,40,100,0,0,0,No,No,,,,,,2006,25,2,Yes,2006,Comply with the law,4,No,No,31,12,No,,,Yes,5,1,1,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,CONSTRUCTION,4520,75,ONE HUNDRED MILLION AND TWENTY THOUSAND,20,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,0,100,0,Yes,30,No,,, ,,,,,,No obstacle,Yes,2,,No,,,Major obstacle,20,80,0,30,70,0,40,35,0,25,0,Yes,0,1500000,,35,0,25,0,40,0,Yes,Yes,Yes,Private commercial banks,2007,-9,Yes,No,Yes,Yes,No,No,-9,Yes,,Yes,Major obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,10,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,50,50,,,,,7,,,10,3,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,C,18000000,,,,,,100000000,,,,,-7,-7,28,6,2011,12,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505229,772,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,11,0,"Privately held, limited liability company", ,-9,60,0,0,40,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,-9,Don't know,Don't know,31,12,No,,,Yes,-9,2,-9,,Yes,5,Yes,7,No,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,CONSTRUCTION SERVICES,4520,100,Don't know,-9,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Moderate obstacle,,,-7,-7,-7,Yes,30,Don't know,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Yes,0,5000000,,-9,-9,-9,-9,-9,-9,Yes,Don't know,Don't know,,,,,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,Yes,Yes,-7,-7,Strongly agree,0,No,,,No,,-9,,No,,,No,,,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Major obstacle,45,40,,,,,-9,,,-9,-9,,-9,-9,Don't know,,,Don’t know,-9,No,,,,,,,,,Don’t know (spontaneous),Both categories require the same amount of training,Don't know,Major obstacle,Major obstacle,Tax administration,A,-9,,,,,,-9,,,,,-7,-7,12,7,2011,12,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505230,773,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,6,2011,11,39,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1996,10,0,Yes,1996,Comply with the law,22,No,No,31,12,No,,,Yes,2,2,1,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,No,,Minor obstacle,No obstacle,BUILDING,4520,100,ONE HUNDRED FIFTY MILLION,2,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,Moderate obstacle,15,0,85,0,0,100,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to disagree,10,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,25,25,,,,,8,,,0,,,92,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,A,15000000,,,,,,130000000,,,,,-7,-7,9,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505231,778,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,6,7,2011,11,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,-7,-7,-7,-7,-7,Comply with the law,50,No,Don't know,-7,-7,No,,,Yes,2,1,0,,Yes,15,No,,,,,,,No,,,No,No,No,,,,No,,Moderate obstacle,Moderate obstacle,VEHICLE SALES,5010,90,THREE HUNDRED MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,Don't know,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,10,60,30,15,70,15,40,40,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,20000000,Yes,No,No,Yes,No,No,50000000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,Don't know,No,,Don't know,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,0,Yes,1,No,No,,0,,No,,,Yes,3,No,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,49,50,,,,,24,,,0,,,90,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Don’t know (spontaneous),Technicians,No,Moderate obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,33000000,,,,,,312000000,,,,,-7,-7,6,7,2011,12,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505232,779,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,9,0,Limited partnership, ,80,100,0,0,0,Yes,No,,,,,,1986,4,4,Yes,1986,Comply with the law,25,No,Yes,30,11,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,MOTOR VEHICLES AND SERVICES,5030,100,THREE HUNDRED MILLION,80,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,No obstacle,15,60,25,100,0,0,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,Don't know,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,Yes,6,No,Yes,6,No,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,30,25,,,,,10,,,0,,,100,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,A,24000000,,,,,,350000000,,,,,-7,-7,7,7,2011,10,50,Are estimates computed with some precision,Several visits,2,20,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,Yes,KINGSTON 10,Male,GENERAL MANAGER,2,1,5,28,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,200000,90,Equally men and women,Yes,Yes,5,Makes decisions in consultation with other partners,17,0,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,60,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505233,782,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,16,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1990,8,0,Yes,1990,Comply with the law,22,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,REPAIR AND SERVICES,5020,100,Don't know,-9,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,500000,No,,,Minor obstacle,30,50,20,100,0,0,55,30,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,Don't know,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,4,No,,,No,,-9,,No,,,Yes,20,No,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,28,28,,,,,5,,,0,,,60,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Tax rates,A,-9,,,,,,-9,,,,,-7,-7,12,7,2011,17,20,Are estimates computed with some precision,Several visits,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505234,785,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,HQ with production and/or sales in this location,,,Does not apply,-7,28,6,2011,13,0,Limited partnership, ,40,100,0,0,0,No,No,,,,,,1992,6,6,Yes,1992,Comply with the law,-7,No,Yes,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,REPAIR,5020,90,FORTY-FIVE MILLION,100,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,Don't know,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,5000000,Don't know,,,Moderate obstacle,80,10,10,0,100,0,70,20,0,10,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,-9,No,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,25,25,,,,,10,,,0,,,70,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,No obstacle,Tax administration,A,10000000,,,,,,40000000,,,,,-7,-7,28,6,2011,14,30,Are estimates computed with some precision,Several visits,3,5,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505235,787,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,9,30,Partnership, ,50,70,30,0,0,No,No,,,,,,1998,28,-9,No,1999,Comply with the law,9,No,No,31,12,No,,,Yes,0,,,,Yes,2,No,,,,,,,Yes,7,No,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,VEHICLES PARTS,5030,80,FIFTY EIGHT MILLION,30,80,20,0,,,,2002,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,10,80,10,0,85,15,65,30,0,5,0,Yes,0,350000,,70,0,30,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,600000,Yes,Yes,Yes,No,No,No,1500000,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,5,,No,,,No,,,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,60,55,,,,,5,,,0,,,65,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Tax rates,A,22000000,,,,,,50000000,,,,,-7,-7,5,7,2011,11,30,Are estimates computed with some precision,Several visits,3,15,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,KINGSTON 5,Male,FINANCIAL OFFICER,19,1,5,2,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,500000,95,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,60,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Which ever generates the best,Technological and Innovation Support,and Marketing support,5,2,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505236,789,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,9,10,Partnership, ,55,100,0,0,0,No,No,,,,,,2007,8,2,Yes,2007,Better access to financing,2,No,No,30,9,No,,,Yes,2,2,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,SALE OF PARTS,5030,80,TWENTY SIX MILLION,95,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,20,20,,,,,0,,,0,,,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Tax rates,A,6500000,,,,,,30000000,,,,,-7,-7,4,7,2011,10,45,Are estimates computed with some precision,Several visits,3,10,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,,KINGSTON 5,Male,MANAGER,2,1,5,16,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,no exit opportunity existed,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Providing employment for family,-44,Providing employment for others outside the family,-44,80,In physical assets,-44,Yes,No,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Slightly less problems,No difference,No difference,Significantly more problems,No difference,Major obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Jamaica,505237,791,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,9,30,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,5,Yes,No,Modified product/idea encountered in previous occupations,1996,15,0,Yes,1996,Comply with the law,16,No,No,31,12,No,,,Yes,6,2,0,,No,,Yes,-9,Yes,,,,,Yes,-9,Don't know,No,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CAR SALES,5010,95,FOUR HUNDRED FIFTY MILLION,10,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,1,,Yes,,500000,Moderate obstacle,10,70,20,5,70,25,40,45,0,15,0,Yes,0,15000000,,10,0,90,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,56,50,,,,,23,,,0,,,-9,100,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,-7,-7,Moderate obstacle,Moderate obstacle,Tax rates,C,30000000,,,,,,400000000,,,,,-7,-7,6,7,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505238,794,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,6,2011,13,0,Limited partnership, ,65,100,0,0,0,No,No,,,,,,2000,25,2,Yes,2000,Better access to financing,10,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,VEHICLES PARTS,5030,70,SIXTY MILLION,80,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,Yes,2,,Very severe obstacle,10,90,0,0,95,5,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,45,45,,,,,0,,,0,,,90,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,C,15000000,,,,,,50000000,,,,,-7,-7,14,6,2011,14,22,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505239,797,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,12,0,Sole proprietorship, ,,100,0,0,0,-7,No,,,,,,1970,2,2,Yes,1970,Comply with the law,30,Yes,Yes,31,12,No,,,Yes,12,30,0,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,VEHICLE PARTS AND ACCESSORIES,5030,80,ONE HUNDRED TWENTY MILLION,65,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,Yes,15,No,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,30,55,15,100,0,0,35,40,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,Yes,10,No,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,50,50,,,,,18,,,2,6,,90,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,96,Yes,96,,Professional and managers,No,No obstacle,No obstacle,Tax rates,C,27000000,,,,,,140000000,,,,,-7,-7,6,7,2011,13,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505240,798,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,15,5,2011,13,0,"Privately held, limited liability company", ,70,80,20,0,0,No,No,,,,,,-9,-9,-9,Yes,-9,Other reasons not included above,14,No,Yes,30,4,No,,,Yes,2,1,0,,Yes,20,No,,,,,,,No,,,No,No,No,,,,No,,Minor obstacle,No obstacle,SERVICING BIKES,5040,60,THIRTY MILLION,90,100,0,0,,,,,,,,,,,,,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,-9,-7,-7,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,30,70,0,0,100,0,60,40,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,1000000,Yes,No,Yes,No,Yes,No,5000000,Yes,,No,Moderate obstacle,No,,Yes,Don't know,,Yes,Don't know,,Don't know,No,,Don't know,Yes,Don't know,-7,-7,-7,-7,-7,-7,-7,-7,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Does not apply,Minor obstacle,Minor obstacle,No obstacle,24,22,,,,,8,,,0,,,100,20,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Don't know,,,,,,,,,,Technicians,Don't know,Moderate obstacle,Major obstacle,Tax rates,A,8000000,,,,,,25000000,,,,,-7,-7,15,5,2011,14,40,Are estimates computed with some precision,Several visits,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,KINGSTON,Male,ACCOUNTANT,3,1,4,27,Yes,Satisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Totally satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,75000,60,All men,-44,-44,-44,-44,-44,-44,All men,Female,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,33,In market or product development,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,No difference,Significantly more problems,Significantly less problems,No difference,Significantly more problems,Significantly less problems,No difference,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505241,799,Manufacturing,ENG,Region A,Region A,Capital city,Services of motor vehicules,Garments,"No, screener and sample frame do not match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,13,6,2011,15,0,Limited partnership, ,60,100,0,0,0,No,No,,,,,,1958,-9,-9,Yes,1958,Don’t know,8,Yes,Yes,31,12,No,,,Yes,7,1,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,APPAREL,1810,100,FIVE HUNDRED MILLION,30,100,0,0,,,,,-7,-7,100,0,,,21,,No obstacle,No obstacle,Yes,-9,Don't know,Don't know,,Don't know,,Don't know,Don't know,Don't know,,Don't know,Yes,Yes,No,,No,No,No,No,No obstacle,75,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,16,84,0,85,0,0,15,0,Yes,-9,-9,100,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Don't know,,,,,,,Don't know,,Don't know,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,-9,Refused,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,160,160,120,40,80,40,,50,20,0,,12,65,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Don’t know,No,No obstacle,No obstacle,Tax rates,C,65000000,180000000,5000000,,3600000,15000000,440000000,55000000,10000000,120000000,35000000,-7,-7,13,6,2011,17,5,Are estimates computed with some precision,Several visits,2,25,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505242,800,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,7,2011,13,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1938,7,7,Yes,1937,Comply with the law,20,Yes,No,31,12,No,,,Yes,-9,1,0,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,na,na,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,AUTO PARTS,5030,100,Don't know,-9,100,0,0,,,,,,,,,,,,,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,20,50,30,100,0,0,25,25,0,50,0,Yes,0,3000000,,100,0,0,0,0,0,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,Don't know,,Don't know,No,No,Yes,No,No,No,No,Strongly agree,-9,Don't know,,,No,,0,,Yes,13,No,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,40,-9,,,,,18,,,5,3,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Minor obstacle,Tax administration,C,24000000,,,,,,100000000,,,,,-7,-7,8,7,2011,14,35,Are estimates computed with some precision,Several visits,3,10,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505243,802,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,6,2011,17,0,Limited partnership, ,40,100,0,0,0,No,No,,,,,,1978,-9,-9,Yes,1978,Customers or suppliers only deal with registered firms,10,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,Minor obstacle,No obstacle,TRUCK PARTS AND ACCESSORIES,5030,100,FOUR HUNDRED EIGHTY MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,25,75,0,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,-9,No,,,No,,0,,Yes,-9,No,Yes,-7,No,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,35,40,,,,,12,,,0,,,75,-9,No,,,Don’t know,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Tax rates,C,18000000,,,,,,450000000,,,,,-7,-7,9,6,2011,18,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,,KINGSTON 10,Male,GENERAL MANAGER,19,1,5,21,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,No difference,Slightly more problems,Slightly more problems,Slightly less problems,Slightly less problems,Significantly more problems,Minor obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,21,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505244,805,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,5,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,-9,-9,0,Yes,1976,More access to government programs or services,38,No,No,28,2,No,,,Yes,-9,-9,0,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,No obstacle,No obstacle,GAS,5050,50,ONE HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,Very severe obstacle,0,0,100,0,0,100,40,20,0,40,0,Yes,-7,5000000,,70,0,20,0,10,0,Yes,Yes,No,,,,,,,,,,,No,Don't know,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-7,Yes,Yes,Yes,Yes,-7,Strongly agree,-7,No,,,No,,0,,No,,,Yes,7,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,18,18,,,,,14,,,0,,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,-9,Yes,6,,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",B,6000000,,,,,,80000000,,,,,-7,-7,18,5,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505245,811,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,14,45,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,15,3,Yes,1998,Comply with the law,12,No,No,31,8,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,FROZEN FOODS,5122,100,TWENTY FIVE MILLION,30,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,No obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,2,,Yes,3,,Major obstacle,15,70,15,0,100,0,55,40,0,5,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,5,No,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,30,30,,,,,14,,,0,,,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Tax administration,B,10000000,,,,,,28000000,,,,,-7,-7,6,7,2011,15,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,KINGSTON 6,Female,GENERAL MANAGER,2,1,5,31,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,"Through a broker, that presents them the various options cos",Yes,Insurance for vehicles (fleets and trucks),-44,800000,80,Equally men and women,Yes,Yes,50,Delegates decisions to other partners,2,5,Predominantly men,Female,Female,Still in business in 10 years time,-44,Expanding customer base,-44,100,In market or product development,-44,Yes,No,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,Yes,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,31,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505246,812,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,15,5,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1991,15,3,Yes,1991,Better access to financing,15,No,No,30,4,Yes,1,No,Yes,2,2,-9,,No,,Yes,7,-7,,,,,-7,-7,-7,Yes,No,No,,,,No,,Don't know,Does not apply,FOODS,5122,25,NINETY MILLION,65,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,2,,No,,,Moderate obstacle,20,60,20,5,90,5,50,30,0,20,0,Yes,0,3000000,,60,0,40,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,2,Yes,3,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,38,38,,,,,24,,,0,,,90,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Moderate obstacle,Major obstacle,Tax rates,A,14000000,,,,,,75000000,,,,,-7,-7,15,5,2011,16,35,Are estimates computed with some precision,Several visits,3,5,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505247,815,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,13,0,Limited partnership, ,75,100,0,0,0,Yes,No,,,,,,1986,-9,0,Yes,1986,Comply with the law,22,Yes,Still In Process,31,12,No,,,Yes,2,3,3,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,No,No,,Major obstacle,Does not apply,FOOD ITEMS,5122,100,FORTY THREE MILLION FOUR HUNDRED THOUSAND,78,100,0,0,,,,,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,-7,-7,-7,Does not apply,,,-7,-7,-7,No,,,,, ,,,,,,Does not apply,Yes,1,,No,,,Does not apply,-7,-7,-7,0,55,45,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Does not apply,No,,No,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,2,Yes,1,-7,-7,-7,-7,-7,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,22,20,,,,,10,,,0,,,98,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,No,,,,,,,,,Other,Both categories require the same amount of training,No,Does not apply,Does not apply,Electricity,A,10000000,,,,,,-7,,,,,-7,-7,30,6,2011,13,58,Are estimates computed with some precision,Several visits,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505248,826,Retail,ENG,Region A,Region A,Capital city,Wholesale,Retail,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,14,0,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1953,5,5,Yes,1953,Comply with the law,45,No,No,30,9,No,,,Yes,-9,2,0,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,HEALTH AND BEAUTY ITEMS,5231,100,TWO HUNDRED AND EIGHTY MILLION,80,100,0,0,,,,,,,,,,,,60,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,100,0,0,No,,,10000,Square Feet, ,100,0,0,No,,Moderate obstacle,Yes,1,,No,,,Major obstacle,30,20,50,20,50,30,40,35,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,Yes,-7,Yes,-7,-7,Tend to agree,-9,No,,,No,,0,,Yes,15,Don't know,No,,,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,44,40,,,,,32,,,0,,,100,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,B,29000000,,,156000000,400000,,300000000,,,,,-7,-7,12,7,2011,15,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505249,827,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,13,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,15,No,No,31,12,No,,,Yes,3,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,WHOLESALE OF HOUSEHOLD ITEMS,5139,50,FIFTY MILLION,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,0,100,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,Yes,3,No,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,40,45,,,,,15,,,0,,,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,C,12500000,,,,,,-9,,,,,-7,-7,6,7,2011,14,50,Are estimates computed with some precision,Several visits,3,10,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,KINGSTON 6,Female,FINANCIAL OFFICER,19,1,5,10,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Commercial Banks,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Personal and collective accident Insurance,-44,250000,70,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Expanding range of services/products provided,-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Local business association,-44,Marketing & Operations Support,-44,5,10,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505250,828,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,12,0,Sole proprietorship, ,,-7,-7,-7,-7,No,Yes,Self-employed,,,No,Modified prod/idea dvlpd by other firms outside prev occup,-7,-7,-7,-7,-7,Comply with the law,24,No,No,-7,-7,No,,,Yes,6,1,0,,Yes,0,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,Moderate obstacle,HOUSEHOLD GOODS,5139,100,FIFTY MILLION,82,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,Yes,10,,Yes,15,,Very severe obstacle,10,80,10,10,80,10,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,21,18,,,,,12,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-7,No,,,,,,,,,Other,Don’t know,No,Moderate obstacle,No obstacle,"Crime, theft and disorder",B,7500000,,,,,,45000000,,,,,-7,-7,3,6,2011,13,15,Are estimates computed with some precision,Several visits,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505251,830,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,14,50,Partnership, ,51,100,0,0,0,No,No,,,,,,1997,22,0,Yes,1997,Comply with the law,9,No,No,31,8,No,,,Yes,2,1,0,,Yes,2,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,No obstacle,CONSTRUCTION MATERIAL,5143,80,SIXTY EIGHT MILLION,30,80,20,0,,,,2000,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,1,,No,,,Moderate obstacle,10,80,10,0,85,15,65,30,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,100000,Yes,Yes,Yes,No,No,No,300000,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,5,,No,,,No,,,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,38,35,,,,,15,,,0,,,65,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Tax rates,A,15800000,,,,,,60000000,,,,,-7,-7,5,7,2011,16,10,Are estimates computed with some precision,Several visits,3,15,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505252,831,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,14,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1935,-9,-9,No,1961,Don’t know,40,No,No,31,12,No,,,Yes,-9,1,2,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,WHOLESALE OF AGRICULTURAL INPUTS,5121,100,ONE HUNDRED AND NINETY TWO MILLION,90,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,-7,-7,-7,Don't know,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,Major obstacle,40,30,30,100,0,0,70,20,0,10,0,Yes,-9,-9,,-9,-9,-9,-9,-9,-9,Yes,Yes,Yes,Don't know,-9,-8,Yes,Yes,No,No,No,No,-9,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,-9,No,,,Yes,-9,0,,No,,,No,,,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,62,62,,,,,50,,,2,5,,90,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Tax administration,C,40000000,,,,,,200000000,,,,,-7,-7,4,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505253,832,Core,ENG,Region A,Region A,Capital city,Wholesale,it,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,9,0,Sole proprietorship, ,,0,100,0,0,No,No,,,,,,2001,-9,0,Yes,2001,Customers or suppliers only deal with registered firms,20,No,Yes,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,INFORMATION AND COMMUNICATION SOLUTIONS,7290,100,FOUR HUNDRED AND FIFTY FIVE MILLION,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,4000000,No,,,No obstacle,50,25,25,100,0,0,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,Yes,0,0,,No,,,Yes,10,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,44,44,,,,,6,,,0,,,100,90,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,90,,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,31000000,,,,,,150000000,,,,,-7,-7,4,7,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505254,834,Core,ENG,Region A,Region A,Capital city,Wholesale,Services of motor vehicules,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,13,0,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,-9,-9,-9,Don't know,-9,Don’t know,20,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,No,No,,Major obstacle,No obstacle,VEHICLE PARTS AND SERVICES,5030,100,TWO HUNDRED MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,20,50,30,100,0,0,30,30,0,40,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,No,No,-7,Don't know,,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Don't know,Yes,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,-8,,No,,,Yes,10,Refused,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,28,28,,,,,6,,,0,,,100,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Electricity,C,20000000,,,,,,215000000,,,,,-7,-7,12,7,2011,14,45,Are estimates computed with some precision,Several visits,2,34,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505255,843,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,14,0,Limited partnership, ,40,50,50,0,0,Yes,No,,,,,,-9,-7,4,Yes,-7,Comply with the law,12,Yes,No,31,12,No,,,Yes,12,1,0,,Yes,3,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Major obstacle,Moderate obstacle,ACCOMODATION,5510,95,FOUR HUNDRED MILLION,30,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,,700000,No,,,Major obstacle,-9,-9,-9,0,100,0,-9,-9,-9,-9,-9,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,Yes,-7,Yes,-7,-7,-7,Tend to agree,-9,Don't know,,,Don't know,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,38,30,,,,,30,,,0,,,100,70,Don't know,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Tax rates,A,18000000,,,,,,375000000,,,,,-7,-7,6,7,2011,15,46,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,Yes,ST ANDREW,Male,OPERATIONS MANAGER,11,1,6,5,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,25,Makes decisions in consultation with other partners,6,0,All men,Male,Male,Still in business in 10 years time,-44,Still in business in 10 years time,-44,25,In physical assets,-44,Yes,No,No,Yes,Yes,Yes,No,Yes,Delegating manager,No difference,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,"General Management, Business Development & Strategies Suppor",-44,6,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505256,845,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,12,5,2011,12,15,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1950,4,4,No,-9,Better access to financing,22,No,Yes,31,1,No,,,Yes,2,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,ACCOMODATION ROOMS,5510,65,THREE HUNDRED EIGHTY MILLION,30,65,0,35,-7,0,-7,1950,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,Very severe obstacle,Yes,2,,No,,,Major obstacle,10,30,60,20,50,30,70,0,0,30,0,Yes,-9,-9,,80,0,0,0,20,0,Yes,Yes,Yes,Private commercial banks,2011,200000000,Yes,Yes,Yes,No,Yes,No,200000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Strongly disagree,10,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,100,95,,,,,60,,,0,,,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,5,Yes,,,No,,No,,Yes,20,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Access to land,A,60000000,,,,,,260000000,,,,,-7,-7,12,5,2011,15,0,Are taken directly from establishment records,Several visits,4,15,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505257,846,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,10,30,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1968,-9,-9,Yes,1968,Comply with the law,15,Yes,No,31,12,No,,,Yes,121,1,0,,Yes,-9,Don't know,,,,,,,Don't know,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Major obstacle,Minor obstacle,ACCOMODATION,5510,100,THREE HUNDRED AND FORTY MILLION,40,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,-7,-7,-7,Don't know,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,30,50,20,0,100,0,75,0,0,25,0,Yes,0,180000,,-7,-7,-7,-7,-7,-7,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,-7,Major obstacle,No,,Don't know,No,,Yes,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Tend to agree,-9,No,,,Don't know,,0,,No,,,No,,,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,36,-9,,,,,28,,,10,6,,100,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Minor obstacle,Tax administration,B,20000000,,,,,,370000000,,,,,-7,-7,11,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505258,847,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,2,7,2011,11,0,Limited partnership, ,51,10,90,0,0,Yes,No,,,,,,2007,15,0,Yes,2007,Comply with the law,15,No,No,30,9,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,ACCOMMODATION,5510,100,SEVEN HUNDRED AND TWENTY MILLION,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,-8,Yes,No,No,No,Yes,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,Yes,14,Don't know,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,56,56,,,,,49,,,0,,,100,60,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,48,Yes,48,,Professional and managers,No,No obstacle,No obstacle,Electricity,C,60000000,,,,,,-9,,,,,-7,-7,2,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,,KINGSTON 5,Female,MANAGER,12,1,5,21,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not enough information,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,Equally men and women,No,Yes,49,Makes major strategic and financial decisions,4,1,Predominantly women,Male,Male,Expanding customer base,-44,Providing employment for family,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly more problems,Slightly more problems,Significantly less problems,Significantly more problems,Significantly less problems,Slightly more problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,21,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505259,849,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,7,2011,10,30,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,1959,-7,-7,Yes,1959,Comply with the law,-7,-7,-7,31,12,No,,,Yes,6,1,1,,Yes,4,Yes,7,Don't know,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,ROOM ACCOMODATION,5510,100,TWO HUNDRED AND TWENTY MILLION,60,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Don't know,,,,, ,,,,,,Major obstacle,Yes,2,,No,,,Major obstacle,15,30,55,0,100,0,-9,-9,-9,-9,-9,Don't know,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,Yes,Yes,Yes,-7,-7,Tend to agree,0,Don't know,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,30,26,,,,,-9,,,15,6,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Very severe obstacle,Moderate obstacle,Tax administration,B,-9,,,,,,195000000,,,,,-7,-7,8,7,2011,11,30,Are estimates computed with some precision,Several visits,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505260,853,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,7,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1984,-9,-9,Yes,1984,Comply with the law,10,No,No,31,12,No,,,Yes,-9,-9,1,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,na,Don't know,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Moderate obstacle,JAMAICAN DISHES,5520,100,SEVENTY MILLION,30,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,-9,-9,-9,No,,,,, ,,,,,,Major obstacle,Yes,-7,-7,No,,,Major obstacle,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,-7,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,Yes,Yes,-7,-7,-7,Tend to agree,-9,Don't know,,,No,,0,,No,,,No,,,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,45,40,,,,,-9,,,0,,,100,-9,No,,,Don’t know,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,Moderate obstacle,Minor obstacle,Tax administration,C,-9,,,,,,60000000,,,,,-7,-7,8,7,2011,13,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505261,858,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,6,2011,14,0,Partnership, ,55,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,2002,10,0,Yes,2002,Customers or suppliers only deal with registered firms,10,Yes,No,31,5,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CATERING,5520,60,THIRTY MILLION,100,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,0,90,10,0,80,20,50,20,0,30,0,No,,,,,,,,,,Yes,Don't know,No,,,,,,,,,,,No,Other,Don't know,Moderate obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Yes,No,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,10,10,,,,,5,,,0,,,100,90,No,,,Don’t know,-9,Yes,,,No,,No,,Yes,10,,Professional and managers,No,Minor obstacle,Minor obstacle,Access to land,B,12000000,,,,,,25000000,,,,,-7,-7,6,6,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505262,860,Core,ENG,Region A,Region A,"50,000 to 250,000",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,5,2011,15,0,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,-9,73,-9,Yes,-9,Customers or suppliers only deal with registered firms,6,No,No,31,12,No,,,Yes,12,2,,500000,Yes,20,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,SERVICE,5520,100,EIGHTY MILLION,40,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,,2000000,No,,,Minor obstacle,30,10,60,10,80,10,45,30,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2005,50000000,Yes,Yes,No,No,Yes,No,80000000,No,Other,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,-7,Tend to agree,10,Yes,1,No,No,,0,,No,,,Yes,30,No,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,60,60,,,,,45,,,0,,,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,-7,Yes,10,,Technicians,Yes,Moderate obstacle,Major obstacle,Electricity,A,28000000,,,,,,95000000,,,,,-7,-7,13,5,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505263,861,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,10,38,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,1934,-9,0,No,1983,Comply with the law,25,No,No,30,9,No,,,Yes,2,-9,0,,Yes,3,No,,,,,,,No,,,No,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,BEER,5520,48,THIRTY MILLION,90,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,65,35,0,No,,,,, ,,,,,,No obstacle,Yes,4,,No,,,Moderate obstacle,0,0,100,40,60,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,-7,-7,-7,-7,Tend to disagree,2,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,25,50,,,,,15,,,5,6,,95,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,80,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,"Crime, theft and disorder",A,8500000,,,,,,28000000,,,,,-7,-7,30,6,2011,11,45,Are estimates computed with some precision,Several visits,3,26,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,Yes,ST. ANDREW,Male,GENERAL MANAGER,2,1,4,19,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,Yes,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Yes,-44,-44,Financing conditions were attractive,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,-44,-44,Yes,-44,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,No change,No change,Request of an increase of the current limit,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,70,Other,more property,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,Yes,Yes,Large impact,Yes,Moderate impact,Yes,Large impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,Moderate impact,No,Negative impact,No,Negative impact,Yes,Large impact,Yes,Yes,Large impact,Yes,Moderate impact,Yes,Large impact,Yes,Large impact,Yes,Moderate impact,Yes,Large impact,Yes,Large impact,Yes,Large impact,Yes,-44,-44,-44,-44,-44,-44,-44,4,19,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505264,862,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,2,0,Yes,1995,-7,25,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,No,No,No,No,,Minor obstacle,No obstacle,GRILL AND LIQUOR,5520,100,TWO HUNDRED MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,No obstacle,Yes,,1000000,No,,,Minor obstacle,100,0,0,100,0,0,85,0,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Yes,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,4,No,,,No,,0,,No,,,Yes,10,No,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,24,24,,,,,17,,,1,3,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Don’t know,No,Minor obstacle,No obstacle,Electricity,C,13000000,,,,,,230000000,,,,,-7,-7,5,7,2011,10,48,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505265,863,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,10,2,Yes,1998,Comply with the law,11,Yes,No,31,8,No,,,Yes,4,1,2,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,Minor obstacle,FOOD,5520,100,FIFTEEN MILLION,90,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,20,70,10,0,100,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,16,15,,,,,9,,,0,,,55,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Electricity,C,4500000,,,,,,14000000,,,,,-7,-7,21,6,2011,16,35,Are estimates computed with some precision,Several visits,3,10,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,,KINGSTON 5,Female,MANAGER,23,1,5,15,Yes,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,40,In physical assets,-44,No,Yes,No,No,Yes,Yes,No,No,Delegating manager,Slightly less problems,Slightly less problems,No difference,Slightly less problems,Slightly more problems,No difference,No difference,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,15,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Jamaica,505266,866,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,10,0,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,1990,-9,0,Yes,1990,Comply with the law,20,No,No,31,12,No,,,Yes,12,1,1,,Yes,3,-7,-7,-7,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Very severe obstacle,Moderate obstacle,JERK CHICKEN,5520,70,SIX HUNDRED AND FIFTY MILLION,100,100,0,0,,,,,,,,,,,,,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,-7,-7,-7,No,,,,, ,,,,,,Major obstacle,Yes,,2000000,No,,,Major obstacle,10,60,30,0,100,0,50,30,0,20,0,Don't know,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-7,Yes,-7,Yes,Yes,-7,Tend to agree,-9,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,80,-9,,,,,-9,,,10,4,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax administration,A,50000000,,,,,,585000000,,,,,-7,-7,6,7,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505267,869,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,13,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1977,-9,-9,Yes,1977,Comply with the law,17,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,JERK MEALS,5520,95,-3,-9,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Don't know,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,Major obstacle,0,90,10,0,100,0,35,25,0,40,0,No,,,,,,,,,,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,-7,Moderate obstacle,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,No,,Don't know,-7,-7,Yes,-7,Yes,-7,-7,Tend to agree,-9,No,,,No,,0,,No,,,No,,,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,25,23,,,,,10,,,0,,,70,-9,No,,,Don’t know,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Minor obstacle,Tax administration,B,-9,,,,,,-9,,,,,-7,-7,11,7,2011,14,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505268,880,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,6,2011,11,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1985,10,4,Yes,1985,Comply with the law,20,No,Yes,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,TRANSPORT OF GOODS,6023,75,THIRTY MILLION,60,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,5,,Very severe obstacle,0,80,20,0,80,20,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Minor obstacle,No,,Don't know,No,,Don't know,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Strongly disagree,-7,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,20,20,,,,,3,,,1,-7,,80,5,No,,,-7,-7,No,,,,,,,,,The benefits of training are smaller than the costs,Don’t know,No,No obstacle,No obstacle,Corruption,C,5000000,,,,,,25000000,,,,,-7,-7,16,6,2011,12,40,Are estimates computed with some precision,Several visits,2,25,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505269,893,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,16,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1965,10,-9,Yes,1965,Other reasons not included above,25,No,No,31,12,No,,,Yes,12,1,0,,Yes,4,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Don't know,No,,Major obstacle,Major obstacle,AIR BUS,6303,100,SIX HUNDRED AND FORTY MILLION,45,100,0,0,,,,,,,,,,,,,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,-7,-7,-7,Don't know,,,,, ,,,,,,Major obstacle,Yes,-7,-7,No,,,Major obstacle,20,40,40,100,0,0,55,30,0,15,0,Yes,-7,-7,,-7,-7,-7,-7,-7,-7,Yes,Yes,Don't know,,,,,,,,,,,Don't know,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,Don't know,No,Yes,Yes,Yes,-7,-7,-7,Tend to agree,-9,Don't know,,,Don't know,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,45,52,,,,,-9,,,5,6,,100,60,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,16,,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Tax administration,A,25000000,,,,,,700000000,,,,,-7,-7,11,7,2011,17,15,Are estimates computed with some precision,Several visits,2,15,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,,KINGSTON 5,Male,ASSISTANT MANAGER,23,1,5,12,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Expanding customer base,-44,70,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Significantly more problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly less problems,Moderate obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,12,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505270,895,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,28,5,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1995,4,0,No,1996,Comply with the law,12,No,No,31,12,No,,,Yes,2,2,0,,No,,No,,,,,,,No,,,No,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,TRANSPORT,6021,100,THREE HUNDRED TWENTY FIVE MILLION,50,100,0,0,,,,,,,,,,,,,Very severe obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,2,,Yes,2,,Moderate obstacle,0,100,0,0,0,100,100,0,0,0,0,Yes,-7,2500000,,90,0,10,0,0,0,Yes,Yes,Yes,State-owned banks or government agency,2008,1500000,Yes,Yes,Yes,No,No,No,2000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to disagree,3,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,120,35,,,,,2,,,4,3,,60,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Does not apply,Does not apply,Practices of competitors in the informal sector,A,50000000,,,,,,250000000,,,,,-7,-7,28,5,2011,16,50,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,30,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505271,896,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,29,6,2011,10,0,"Privately held, limited liability company", ,-9,0,100,0,0,Yes,No,,,,,,-9,-9,-9,Don't know,1977,Comply with the law,16,No,Yes,31,12,Yes,7,Don't know,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,COURIER SERVICE,6412,100,TWO HUNDRED AND EIGHTY MILLION,100,10,90,0,,,,-9,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-7,-7,-7,-7,-7,Moderate obstacle,-7,-7,-7,0,100,0,-7,-7,-7,-7,-7,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,-7,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-7,Yes,-7,-7,Yes,-7,Yes,Tend to agree,0,No,,,Yes,-8,0,,Yes,-9,Refused,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,82,44,,,,,-9,,,0,,,100,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Tax rates,C,60000000,,,,,,-9,,,,,-7,-7,29,6,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505272,905,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,10,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2007,30,0,Yes,2007,Better access to financing,3,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Very severe obstacle,Moderate obstacle,FREIGHT FORWARDING,6309,100,SEVENTY MILLION,25,100,0,0,,,,,,,,,,,,,Very severe obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,3,,No,,,Very severe obstacle,0,100,0,30,50,20,45,30,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,50,45,,,,,20,,,5,1,,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,No obstacle,Electricity,B,20000000,,,,,,35000000,,,,,-7,-7,6,7,2011,12,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,,PORT BUSTAMANTE,Female,CEO'S ASSISTANT,2,1,5,22,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,In the process of filing an application with the bank,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,best price for value,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,100,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505273,908,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,5,2,Yes,1992,Comply with the law,8,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,Yes,No,,,,No,,No obstacle,No obstacle,FREIGHT FORWARDING,6309,50,THIRTY-FIVE MILLION,20,95,5,0,,,,2000,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Moderate obstacle,10,70,20,15,75,10,50,25,0,25,0,Yes,0,600000,,50,0,50,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,Don't know,No,,Yes,No,,Yes,No,,No,No,,-7,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,25,22,,,,,14,,,0,,,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,A,8400000,,,,,,28000000,,,,,-7,-7,24,6,2011,16,28,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505274,913,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,10,30,Partnership, ,51,65,35,0,0,No,No,,,,,,1995,20,-9,Yes,1995,Better access to financing,12,No,No,31,12,No,,,Yes,6,1,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,CABLO DISTRIBUTIOM,6420,100,THIRTY FIVE MILLION,25,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,Yes,2,,No,,,Moderate obstacle,0,100,0,10,80,10,50,35,0,15,0,Yes,0,1000000,,35,0,65,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,No,Yes,Yes,No,No,-9,No,Interest rates are not favorable,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,3,No,,,No,,0,,No,,,Yes,7,No,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,25,25,,,,,7,,,0,,,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Major obstacle,Tax rates,B,11000000,,,,,,30000000,,,,,-7,-7,6,7,2011,11,30,Are estimates computed with some precision,Several visits,3,10,4.807692527770996,2.448361873626709,4.318019866943359,8,Lowest performant service,,KINGSTON 8,Male,MANAGER,23,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,350000,80,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,75,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,Yes,No,No,-44,Yes,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,23,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505275,914,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),it,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Modified product/idea encountered in previous occupations,1991,7,0,Yes,1991,Customers or suppliers only deal with registered firms,20,No,Yes,91,8,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,IT SOLUTIONS AND SERVICES,7290,85,THREE HUNDRED AND TEN MILLION,50,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,0,100,No,,,,, ,,,,,,Minor obstacle,Yes,,1500000,No,,,Minor obstacle,25,50,25,100,0,0,45,25,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,Yes,0,0,,No,,,Yes,7,Refused,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,60,55,,,,,-9,,,-9,-7,,-7,100,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Tax rates,A,41000000,,,,,,285000000,,,,,-7,-7,5,7,2011,11,33,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505276,915,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,9,0,Limited partnership, ,-9,100,0,0,0,-7,-7,-7,-7,-7,-7,-7,2000,-9,3,Yes,2000,Comply with the law,12,No,No,31,7,No,,,No,,,,,Yes,-9,Don't know,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Don't know,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,ELECTRICAL SUPPLIERS,5139,100,NINE HUNDRED AND EIGHTY MILLION,70,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,5000000,Don't know,,,Major obstacle,60,20,20,80,10,10,-9,-9,-9,-9,-9,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,Yes,Major obstacle,No,,Don't know,No,,Yes,No,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Don't know,-7,-7,Yes,-7,-7,-7,-7,Don't know,-9,Don't know,,,Don't know,,-9,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,40,40,,,,,-9,,,3,4,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,30000000,,,,,,800000000,,,,,-7,-7,28,6,2011,10,40,Are estimates computed with some precision,Several visits,3,0,4.807692527770996,2.448361873626709,4.318019866943359,8,Highest performant service,Yes,KINGSTON 5,Male,MANAGER,2,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,20,Delegates decisions to other partners,6,0,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,25,In market or product development,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505277,917,Core,ENG,Region A,Region A,Capital city,it,it,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,12,0,Limited partnership, ,40,100,0,0,0,No,No,,,,,,1996,-9,-9,Yes,1996,Customers or suppliers only deal with registered firms,11,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,No,No,No,No,,Minor obstacle,No obstacle,DATA COLLECTION,7290,100,FOUR HUNDRED MILLION,-9,100,0,0,,,,,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,No,No,No,Does not apply,,,0,0,100,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,100,0,0,20,80,0,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Does not apply,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,No,,No,No,No,No,Yes,No,No,No,Tend to agree,0,No,,,Yes,-9,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,45,-9,,,,,-9,,,0,,,100,95,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,48,Yes,48,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,B,50000000,,,,,,-9,,,,,-7,-7,21,6,2011,13,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.807692527770996,2.448361873626709,4.318019866943359,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505278,925,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,5,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1975,1,1,Yes,1975,Customers or suppliers only deal with registered firms,36,No,No,31,12,No,,,Yes,3,1,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,ELECTRONIC SYSTEMS,4530,100,SEVENTEEN MILLION FIVE HUNDRED THOUSAND,80,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,0,100,0,Yes,120,No,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,90,10,0,0,0,100,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,Yes,No,No,Strongly agree,0,Yes,2,No,Yes,0,0,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,6,6,,,,,2,,,10,1,,100,50,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,C,4000000,,,,,,25000000,,,,,-7,-7,15,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505279,926,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,13,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,10,Yes,No,Modified product/idea encountered in previous occupations,2005,5,1,Yes,2005,Other reasons not included above,5,No,No,31,12,No,,,Yes,1,3,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,Major obstacle,CONSTRUCTION SERVICES,4530,70,SEVEN MILLION AND FIVE HUNDRED THOUSAND,55,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Very severe obstacle,0,95,5,15,85,0,85,0,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,8,8,,,,,0,,,0,,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,B,2800000,,,,,,5000000,,,,,-7,-7,12,7,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,KINGSTON 10,Male,CEO,3,1,5,2,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,To reduce pressure on cash flows,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,50,In market or product development,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly more problems,Slightly more problems,No difference,Significantly more problems,Significantly less problems,Slightly less problems,Very severe obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,2,Truthful,Somewhat truthful,Several interviews,Through Internet,-44, Jamaica,505280,927,Core,ENG,Region A,Region A,Capital city,Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,9,6,2011,15,0,Limited partnership, ,60,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,8,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1970,11,4,Yes,1970,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,Yes,15,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,No,,Minor obstacle,No obstacle,FENCING,4540,100,FOUR HUNDRED MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,No obstacle,100,0,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,Yes,-8,-8,,Yes,14,Refused,Yes,7,Refused,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,18,18,,,,,6,,,0,,,70,6,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,No obstacle,Political instability,A,27000000,,,,,,-9,,,,,-7,-7,9,6,2011,16,0,Are estimates computed with some precision,Several visits,3,0,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505281,934,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,4,1,Yes,2000,Comply with the law,10,No,No,31,12,No,,,Yes,1,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,VEHICLE REPAIR,5020,90,SEVEN MILLION AND FIVE HUNDRED THOUSAND,60,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,5,No,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,6,6,,,,,0,,,0,,,55,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Tax rates,B,2000000,,,,,,6000000,,,,,-7,-7,15,6,2011,13,28,Are estimates computed with some precision,Several visits,2,30,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,ST. ANDREW,Male,DIRECTOR,14,1,4,26,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,20,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Slightly more problems,No difference,Moderate obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,26,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505282,936,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,6,2011,14,35,"Privately held, limited liability company", ,60,100,0,0,0,Yes,No,,,,,,1962,-9,0,No,1995,Comply with the law,35,No,No,30,9,No,,,Yes,2,3,1,,Yes,2,No,,,,,,,No,,,No,No,Yes,Yes,No,No,No,,Moderate obstacle,No obstacle,GLASS,5030,85,ONE HUNDRED AND EIGHT MILLION,5,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,Moderate obstacle,10,0,90,0,100,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,25,22,,,,,5,,,1,6,,80,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",C,15000000,,,,,,137000000,,,,,-7,-7,8,6,2011,15,30,Are estimates computed with some precision,Several visits,2,45,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505283,939,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,5,2011,16,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-7,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1995,13,2,Yes,1995,Comply with the law,15,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,VEHICLE SALE,5010,100,ONE HUNDRED AND TWENTY MILLION,80,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,Minor obstacle,20,80,0,100,0,0,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,13,13,,,,,6,,,0,,,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Tax rates,C,10000000,,,,,,105000000,,,,,-7,-7,2,5,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,25,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505284,940,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,11,5,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,-7,2001,9,0,No,2003,Comply with the law,10,No,No,-7,-7,No,,,Yes,5,1,-9,,Yes,2,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,SPARE PARTS,5030,60,TWENTY-FIVE MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,10,,Major obstacle,10,80,10,20,70,10,75,0,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,-7,No,No obstacle,No,,Don't know,No,,Yes,No,,Don't know,No,,No,No,,Don't know,,,,,,,,Tend to agree,0,No,,,No,,-7,-7,No,,,No,,,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Very severe obstacle,No obstacle,17,17,,,,,4,,,0,,,80,0,No,,,-7,-7,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Don’t know,No,No obstacle,No obstacle,Tax rates,B,6800000,,,,,,20000000,,,,,-7,-7,14,6,2011,12,15,Are estimates computed with some precision,Several visits,3,0,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505285,944,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,12,30,Other,-3,-9,100,0,0,0,No,No,,,,,,1995,-9,-9,Yes,1994,Other reasons not included above,-9,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,No,,Moderate obstacle,No obstacle,MOTOR VEHICLE,5030,100,Don't know,-9,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,10,60,30,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-9,No,Other,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,15,-9,,,,,15,,,-9,-9,,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,-9,,,,,,-9,,,,,-7,-7,6,7,2011,13,45,Are taken directly from establishment records,Several visits,2,48,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505286,946,Core,ENG,Region A,Region A,Capital city,Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,9,45,Partnership, ,45,100,0,0,0,No,No,,,,,,-9,-9,0,Don't know,-9,Don’t know,8,No,No,31,12,No,,,Yes,2,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,FUEL SALE,5050,90,THIRTY EIGHT MILLION,85,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,10,90,0,0,100,0,60,40,0,0,0,Yes,0,500000,,40,0,60,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,No,Yes,No,No,No,3000000,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,10,12,,,,,5,,,0,,,50,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Tax rates,B,3800000,,,,,,-9,,,,,-7,-7,24,6,2011,10,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505287,952,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,14,0,Limited partnership, ,35,100,0,0,0,No,No,,,,,,2001,6,2,No,2002,Comply with the law,8,No,No,30,9,No,,,Yes,1,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,FOOD ITEMS,5122,35,ELEVEN MILLION AND TWO HUNDRED THOUSAND,45,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Moderate obstacle,5,90,5,0,100,0,65,25,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,2,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,7,5,,,,,3,,,0,,,100,35,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Tax rates,B,2750000,,,,,,9000000,,,,,-7,-7,7,7,2011,15,0,Are estimates computed with some precision,Several visits,2,25,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505288,955,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,8,2,Yes,1998,Comply with the law,10,No,No,30,9,No,,,Yes,6,1,1,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,WHOSALE OF DRUGS,5139,65,EIGHTEEN MILLION,30,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,2,,Very severe obstacle,0,90,10,0,95,5,95,0,0,5,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,15,13,,,,,5,,,0,,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Electricity,B,5400000,,,,,,15000000,,,,,-7,-7,21,6,2011,11,10,Are estimates computed with some precision,Several visits,2,35,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,ST. ANDREW,Female,MANAGER,12,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the application did not meet the creteria,-44,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,66,In human capital,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,No difference,Slightly more problems,No difference,Significantly less problems,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505289,959,Core,ENG,Region A,Region A,Capital city,Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,7,1,Yes,1998,Better access to financing,10,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,Yes,5,No,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,WHOLESALE OF GOODS,5190,45,FIFTEEN MILLION,25,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Very severe obstacle,0,100,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,10,10,,,,,5,,,0,,,90,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Moderate obstacle,Access to finance,B,4200000,,,,,,10000000,,,,,-7,-7,12,7,2011,11,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505290,960,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,6,2011,10,0,Limited partnership, ,55,100,0,0,0,Yes,No,,,,,,1990,14,2,Yes,1990,Don’t know,18,Yes,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,No,No,No,No,,Moderate obstacle,No obstacle,ROOM BOARDING,5510,100,TWENTY MILLION,90,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,No obstacle,60,30,10,100,0,0,50,15,0,35,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,Yes,No,-9,No,Did not think it would be approved,Yes,Moderate obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,No,No,No,No,Tend to disagree,0,Yes,3,No,No,,0,,No,,,Yes,14,No,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,18,18,,,,,15,,,0,,,100,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Tax rates,A,7000000,,,,,,22000000,,,,,-7,-7,6,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,ST. ANDREW,Female,MANAGER,14,1,4,30,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,55,Makes decisions in consultation with other partners,22,1,Predominantly women,Female,Female,Still in business in 10 years time,-44,Expanding customer base,-44,45,In physical assets,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Consensual manager,No difference,Significantly less problems,Slightly more problems,No difference,No difference,Slightly less problems,Significantly more problems,Very severe obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505291,961,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,5,HQ without production and/or sales in this location,,,Yes,5,13,5,2011,10,30,Limited partnership, ,-9,100,0,0,0,Yes,No,,,,,,1995,-9,2,Yes,1995,Better access to skilled workers,18,Yes,Yes,31,12,No,,,Yes,-7,-9,-9,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Does not apply,Does not apply,COFFEE,5520,90,TEN MILLION,45,80,0,20,48,0,0,1995,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,0,,Minor obstacle,0,30,70,40,60,0,60,20,0,20,0,Yes,7500000,-7,,20,20,60,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,7500000,Yes,Yes,No,No,No,No,5000000,Yes,,Yes,Moderate obstacle,No,,No,Yes,-7,-7,Yes,-7,Yes,Yes,Don't know,Yes,Yes,Don't know,Yes,Yes,Yes,-7,-7,Yes,-7,-7,Strongly agree,40,Yes,3,No,No,,0,,No,,,No,,,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,Does not apply,8,8,,,,,-9,,,-9,3,,100,10,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,Yes,No obstacle,No obstacle,Customs and trade regulations,A,1800000,,,,,,8600000,,,,,-7,-7,13,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,Lowest performant service,Yes,KINGSTON 6,Female,MANAGER,19,1,5,14,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,-9,-9,Predominantly men,Yes,Yes,50,Makes decisions in consultation with other partners,10,5,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,90,In market or product development,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Other,The one that offers the best d,Other,Agricultural support,5,14,Not truthful,Not truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505292,963,Core,ENG,Region A,Region A,Capital city,Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,10,30,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1992,14,2,Yes,1992,Comply with the law,15,No,No,31,12,No,,,Yes,3,2,0,,Yes,2,No,,,,,,,No,,,No,No,No,,,,No,,Major obstacle,Minor obstacle,CATERING,5520,100,THIRTY MILLION,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Moderate obstacle,30,50,20,40,50,10,50,10,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Don't know,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,-7,No,,,No,,-7,-7,No,,,Don't know,,,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,12,11,,,,,7,,,0,,,100,5,No,,,-7,-7,-7,,,-7,-7,-7,-7,-7,-7,-7,-7,-7,Does not apply,Does not apply,Tax administration,B,6000000,,,,,,28000000,,,,,-7,-7,17,6,2011,11,55,Are estimates computed with some precision,Several visits,3,10,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505293,967,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2003,5,1,Yes,2003,Comply with the law,7,No,No,31,7,No,,,Yes,3,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,HAULAGE,6023,100,TWENTY FIVE MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,0,100,0,25,75,0,80,0,0,20,0,Yes,0,1000000,,25,0,30,0,45,0,Yes,Yes,Yes,Private commercial banks,2009,2000000,Yes,No,Yes,Yes,No,No,4000000,Yes,,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,5,No,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,10,10,,,,,0,,,0,,,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Access to finance,A,4500000,,,,,,20000000,,,,,-7,-7,12,7,2011,15,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505294,968,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,10,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2001,5,0,Yes,2001,Comply with the law,9,No,No,31,12,No,,,Yes,5,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,HAULAGE,6023,100,SEVENTEEN MILLION AND FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,Very severe obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Major obstacle,0,100,0,20,75,5,60,25,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,9,7,,,,,1,,,0,,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,No obstacle,Practices of competitors in the informal sector,A,4000000,,,,,,13000000,,,,,-7,-7,15,6,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505295,969,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,15,Yes,Yes,Modified product/idea encountered in previous occupations,1999,10,0,Yes,1999,Better access to financing,11,No,No,31,12,No,,,Yes,3,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,HAULAGE,6023,100,TWENTY FIVE MILLION,30,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,5,95,0,0,100,0,90,10,0,0,0,Yes,0,2000000,,35,0,65,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,-9,Yes,No,Yes,No,No,No,-9,No,Other,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,12,10,,,,,0,,,0,,,55,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,5000000,,,,,,20000000,,,,,-7,-7,8,7,2011,15,10,Are estimates computed with some precision,Several visits,2,30,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505296,971,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,5,2011,10,0,Partnership, ,50,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Don't know,No,Replicated product/idea encountered in previous occupations,2006,2,0,Yes,2006,Don’t know,10,No,Yes,30,4,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,BROKERAGE SERVICES,6309,100,FIFTEEN MILLION,100,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,Yes,1,,Yes,2,,Major obstacle,5,95,0,15,80,5,55,30,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,10,10,,,,,4,,,0,,,100,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,A,5000000,,,,,,12000000,,,,,-7,-7,12,5,2011,12,0,Are estimates computed with some precision,Several visits,2,30,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505297,972,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2003,5,1,Yes,2003,Comply with the law,7,No,No,31,12,No,,,Yes,5,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,STORAGE,6302,100,SIXTEEN MILLION,65,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,0,100,0,0,100,0,85,15,0,0,0,Yes,0,600000,,50,0,50,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,15,15,,,,,3,,,0,,,80,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,2,,-7,-7,No,,Yes,96,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Access to finance,A,6000000,,,,,,15000000,,,,,-7,-7,4,7,2011,15,30,Are estimates computed with some precision,Several visits,3,0,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,ST. ANDREW,Male,MANAGER,2,1,5,28,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,No,No,No institution would ensure the company,-44,Yes,No,Not enough information,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,33,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Significantly more problems,Slightly less problems,Significantly more problems,No difference,Significantly less problems,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505298,976,Core,ENG,Region A,Region A,Capital city,Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,16,6,2011,15,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2003,3,1,Yes,2003,Comply with the law,7,No,No,31,8,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,No,Yes,Purchased and air time paid by the staff,Very severe obstacle,Moderate obstacle,CUSTOM BROKERAGE,6309,100,SEVEN MILLION AND FIVE HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,-7,-7,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,25,65,10,60,20,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,Yes,3,No,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,5,5,,,,,1,,,0,,,100,40,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Tax rates,B,2600000,,,,,,5000000,,,,,-7,-7,16,6,2011,16,30,Are estimates computed with some precision,Several visits,3,10,34,14.16666698455811,29.46666717529297,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505299,978,Core,ENG,Region A,Region A,Capital city,it,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,10,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2005,5,0,Yes,2005,Better access to financing,5,No,No,30,6,No,,,Yes,4,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,HARDWARE CONSULTANCY,7210,70,EIGHT MILLION,30,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,0,100,0,10,90,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,9,9,,,,,4,,,0,,,100,45,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,2,,-7,-7,No,,Yes,72,,Technicians,No,Minor obstacle,Moderate obstacle,Tax rates,C,3600000,,,,,,7000000,,,,,-7,-7,24,6,2011,11,30,Are estimates computed with some precision,Several visits,3,15,34,14.16666698455811,29.46666717529297,7,Lowest performant service,Yes,KINGSTON 5,Male,FINANCIAL MANAGER,19,1,5,11,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,Request of an increase of the current limit,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Do not know,Do not know,-44,Do not know,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Company's first clients,Yes,Dammage Insurance,-44,5000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for family,-44,80,Other,combination of all,No,No,No,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of assistance and don't know its adva,-44,-44,-44,-44,-44,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505300,979,Core,ENG,Region A,Region A,Capital city,it,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,14,0,Limited partnership, ,35,100,0,0,0,No,No,,,,,,2002,6,2,Yes,2002,Comply with the law,8,No,No,30,6,No,,,Yes,1,2,0,,No,,No,,,,,,,Yes,5,No,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,COMPUTER ACTIVITIES,7290,100,NINE MILLION FIVE HUNDRED THOUSAND,55,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,-7,-7,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,5,95,0,0,100,0,75,25,0,0,0,Yes,0,500000,,40,0,60,0,0,0,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,2,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,10,12,,,,,8,,,0,,,100,35,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,2,,-7,-7,No,,Yes,100,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Tax rates,A,3600000,,,,,,9000000,,,,,-7,-7,5,7,2011,15,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,Lowest performant service,,ST. ANDREW,Male,MANAGER,23,1,5,28,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,application did not meet the requirements,-44,No,Request of an increase of the current limit,A new application will be filled,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for family,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Consensual manager,Significantly less problems,Significantly more problems,Slightly less problems,Slightly less problems,No difference,Slightly less problems,Slightly more problems,Very severe obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505301,980,Core,ENG,Region A,Region A,Capital city,it,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,7,1,Yes,2000,Comply with the law,10,No,No,31,7,No,,,Yes,2,2,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,EDITING OF DOCUMENTS,7290,80,TWELVE MILLION,80,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,-7,-7,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,0,250000,,75,0,25,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,12,12,,,,,7,,,0,,,100,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Access to finance,B,3800000,,,,,,13000000,,,,,-7,-7,22,6,2011,10,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,34,14.16666698455811,29.46666717529297,7,Lowest performant service,Yes,ST. ANDREW,Male,MANAGER,14,1,5,22,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,A new application will be filled,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,33,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,No difference,Significantly more problems,Slightly more problems,Significantly more problems,No difference,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505302,982,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Wholesale,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,17,5,2011,9,20,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1998,250,0,Yes,1998,More access to government programs or services,17,No,Yes,31,5,Yes,14,No,Yes,1,1,0,,Yes,5,No,,,,,,,Yes,5,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FISH,5122,70,TWO BILLION NINE HUNDRED AND SEVENTY FIVE MILLIONS,25,94,6,0,,,,2008,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,100,0,0,Yes,30,No,,, ,,,,,,No obstacle,Yes,,6300000,Yes,,1300000,Minor obstacle,10,10,80,7,8,85,50,30,0,20,0,Yes,85000000,35000000,,40,0,60,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,340000000,Yes,Yes,No,No,No,No,212000000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,15,Yes,2,No,No,,0,,Yes,7,No,Yes,14,No,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,260,215,,,,,180,,,0,,,85,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,30,Yes,,,No,,Yes,10000,Yes,2500,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax administration,B,182000000,,,,,,1800000000,,,,,-7,-7,17,5,2011,11,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,4,1,4,17,Highest performant service,Yes,KINGSTON 10,Male,FINANCIAL CONTROLLER,2,1,6,7,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,Yes,Dammage Insurance,-44,100000,100,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,100,In physical assets,-44,Yes,No,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,No,No,Yes,Yes,No,No,JAM PRO,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,6,7,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505303,987,Core,ENG,Region B,Region B,"50,000 to 250,000",Wholesale,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,10,0,Limited partnership, ,51,49,51,0,0,No,No,,,,,,1972,-9,-9,Yes,1972,Don’t know,20,No,Yes,31,12,No,,,Yes,5,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,Moderate obstacle,Minor obstacle,CIGARS,5122,90,THREE HUNDRED AND SEVENTY-THREE MILLION THREE HUNDRED AND FORTY TWO THOUSAND,100,60,0,40,-9,0,0,-9,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,100,0,0,50,25,25,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,70,70,,,,,20,,,10,4,,100,90,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,Yes,20,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Tax rates,C,62953000,,,,,,261525700,,,,,-7,-7,10,6,2011,12,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.599999904632568,1,2.599999904632568,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505304,989,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1979,10,2,No,1982,Comply with the law,50,No,No,30,12,No,,,Yes,1,2,3,,No,,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,No,,Very severe obstacle,Moderate obstacle,HOTEL - RESTAURANT,5510,75,FIFTY MILLIONS,50,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,750000,No,,,No obstacle,0,100,0,15,60,25,60,20,0,20,0,No,,,,,,,,,,No,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Yes,No,,Don't know,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Partially financed by public sector support resources,No,No,Yes,Yes,Yes,No,No,No,Strongly disagree,0,Yes,1,No,No,,0,,No,,,Yes,30,No,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,10,10,,,,,6,,,0,,,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,A,7000000,,,,,,40000000,,,,,-7,-7,17,5,2011,16,0,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,0,2.599999904632568,1,2.599999904632568,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505305,992,Core,ENG,Region B,Region B,"50,000 to 250,000",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,5,2011,13,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1986,3,1,Yes,1986,Comply with the law,15,No,No,-7,-7,No,,,Yes,-9,-9,-9,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,DINING EXPERIENCE,5520,100,SEVENTY MILLION,35,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Does not apply,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,100,0,0,100,0,0,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,No,,,No,,0,,No,,,Yes,14,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,24,21,,,,,14,,,0,,,100,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,No obstacle,Electricity,B,4000000,,,,,,71000000,,,,,-7,-7,13,5,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,-7,2.599999904632568,1,2.599999904632568,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505306,994,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,5,2011,14,15,Limited partnership, ,35,80,20,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,100,Yes,No,Replicated product/idea encountered in previous occupations,1988,4,0,Yes,1988,Comply with the law,20,Yes,Yes,30,9,Yes,3,No,Yes,2,8,1,,No,,Yes,7,No,,,,,Yes,21,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,SAILING TOURS FOR TOURISM INDUSTRY,6304,100,THIRTY EIGHT MILLIONS,0,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Major obstacle,Yes,,3000000,Yes,1,,Major obstacle,5,25,70,5,30,65,60,10,0,30,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,17000000,Yes,No,Yes,No,Yes,No,30000000,No,Application procedures for loans or lines of cr. are complex,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,No,No,No,Tend to disagree,25,Yes,3,No,No,,0,,No,,,Yes,45,No,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,No obstacle,20,15,,,,,7,,,0,,,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,80,Yes,40,,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,A,7500000,,,,,,30000000,,,,,-7,-7,12,5,2011,16,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.599999904632568,1,2.599999904632568,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505307,996,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,11,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,18,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1998,12,0,No,1999,More access to government programs or services,12,No,No,20,9,No,,,Yes,14,5,3,,Yes,4,No,,,,,,,Yes,7,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,CABLE EQUIPMENT MATERIAL,6420,90,FIVE MILLIONS,50,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Moderate obstacle,70,15,15,85,0,15,50,0,0,50,0,Yes,6000000,7000000,,50,0,0,0,50,0,Yes,No,Yes,Private commercial banks,2011,50000000,Yes,Yes,No,No,No,No,200000000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Strongly disagree,20,Yes,1,No,No,,0,,No,,,Yes,90,No,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,33,12,,,,,4,,,2,5,,95,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,15000000,,,,,,50000000,,,,,-7,-7,17,5,2011,13,18,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.599999904632568,1,2.599999904632568,16,Lowest performant service,,MONTEGO BAY,Male,MANAGER,4,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,application did not meet the requirements,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Expanding range of services/products provided,-44,Providing employment for family,-44,30,In human capital,-44,Yes,No,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,Slightly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Slightly more problems,Very severe obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,16,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Jamaica,505308,998,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,5,2011,12,30,Limited partnership, ,60,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,20,Yes,Yes,Modified product/idea encountered in previous occupations,1993,5,3,Yes,1993,More access to government programs or services,25,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,No,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,AGGREGATES - SELLING OF MARL / STONE & SAND,4510,70,TWENY MILLION,5,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,50,50,0,Yes,30,No,,, ,,,,,,No obstacle,Yes,,200000,Yes,,1000000,Major obstacle,60,0,40,20,0,80,40,0,0,30,30,Yes,-7,5000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Tend to disagree,20,Yes,3,No,Yes,0,0,,No,,,Yes,30,No,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,15,12,,,,,2,,,20,2,,5,3,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,No obstacle,Moderate obstacle,Political instability,B,4000000,,,,,,18000000,,,,,-7,-7,21,5,2011,14,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505309,1001,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Construction: section F,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,5,2011,12,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,2,0,Yes,2000,Comply with the law,5,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,INSTALLATION OF AIR CONDITION,4530,80,TEN MILLION,45,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,20,80,0,30,70,0,80,0,0,20,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,300000,Yes,No,Yes,No,Yes,No,700000,No,Interest rates are not favorable,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,Yes,5,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,12,10,,,,,0,,,0,,,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,3400000,,,,,,8000000,,,,,-7,-7,21,5,2011,13,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505310,1007,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Replicated prod/idea dvlpd by other firms outside prev occup,2005,5,1,Yes,2004,Better access to financing,5,No,No,31,12,No,,,Yes,5,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,No obstacle,AUTO REPAIR,5020,100,TEN MILLION,66,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,1,,Very severe obstacle,0,100,0,0,85,15,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,10,12,,,,,0,,,0,,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Major obstacle,Access to finance,C,3600000,,,,,,5000000,,,,,-7,-7,12,7,2011,16,0,Are estimates computed with some precision,Several visits,3,0,4.098124980926514,1.089375019073486,3.631249904632568,15,Lowest performant service,,MONTEGO BAY,Male,MANAGER,23,1,5,7,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the establishment could not provide enough guarantees,-44,No,A new application will be filled,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,70,In physical assets,-44,Yes,No,No,No,No,Yes,No,Yes,Consensual manager,Significantly less problems,No difference,No difference,Slightly more problems,Slightly more problems,Slightly less problems,No difference,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Human Ressources Support,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505311,1009,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,6,2011,10,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1992,4,0,Yes,1992,Comply with the law,13,No,No,31,12,No,,,Yes,2,2,2,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,AUTOMOBILE REPAIR AND SALE OF PARTS,5020,100,SIXTEEN MILLION,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Don't know,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,No,Yes,No,No,No,Tend to disagree,-7,No,,,No,,-7,-7,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,7,5,,,,,1,,,0,,,80,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Don’t know (spontaneous),Technicians,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,5000000,,,,,,15000000,,,,,-7,-7,6,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505312,1010,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2007,5,0,Yes,2007,Comply with the law,3,No,No,31,12,No,,,Yes,4,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,AUTO REPAIR,5020,100,TEN MILLION,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,Yes,1,,Minor obstacle,0,100,0,0,100,0,50,50,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,500000,Yes,Yes,Yes,No,No,No,2000000,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,Yes,3,No,Very severe obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,8,8,,,,,0,,,0,,,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Tax rates,A,2840000,,,,,,11000000,,,,,-7,-7,23,6,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,Lowest performant service,Yes,MONTEGO BAY,Female,MANAGER,14,1,4,27,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Venture capital firms,-44,No,no exit opportunity existed,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,A new application will be filled,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,The deductible is high,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,30,In human capital,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Slightly less problems,Slightly more problems,Slightly more problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505313,1011,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,11,30,Partnership, ,50,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Don't know,No,Replicated product/idea encountered in previous occupations,-9,7,2,Don't know,-9,Don’t know,-9,No,No,31,12,No,,,Yes,0,,,,Yes,-9,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,TOYOTA PARTS,5030,40,SIXTEEN MILLION,65,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Don't know,,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Don't know,Don't know,Don't know,,,,,,,,,,,Don't know,,No,Moderate obstacle,No,,Don't know,Don't know,,Yes,No,,Don't know,No,,Don't know,No,,Don't know,,,,,,,,Don't know,0,Don't know,,,No,,0,,Don't know,,,No,,,Major obstacle,Major obstacle,Very severe obstacle,Don't know,Don't know,Don't know,7,-9,,,,,1,,,0,,,-9,0,No,,,Don’t know,-9,No,,,,,,,,,Other,Don’t know,No,Don't know,Moderate obstacle,"Crime, theft and disorder",C,4200000,,,,,,13000000,,,,,-7,-7,20,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505314,1013,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,HQ with production and/or sales in this location,,,Yes,-7,27,5,2011,13,15,Partnership, ,50,100,0,0,0,Yes,No,,,,,,2003,3,0,Yes,2003,Comply with the law,8,Yes,No,31,12,No,,,Yes,6,4,0,,Yes,20,No,,,,,,,No,,,No,No,No,,,,No,,Very severe obstacle,Moderate obstacle,RENT AND SELL TYRES AND OTHER AUTO ITEMS,5030,100,FIFTEEN MILLION,45,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,Yes,5,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,0,500000,,70,0,0,0,30,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to agree,0,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,5,5,,,,,1,,,0,,,95,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Moderate obstacle,Minor obstacle,Electricity,B,2880000,,,,,,12000000,,,,,-7,-7,27,5,2011,14,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505315,1015,Core,ENG,Region B,Region A,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,9,45,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,2006,2,0,Yes,2006,Comply with the law,20,No,No,31,12,No,,,Yes,0,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,No obstacle,AUTO PARTS,5030,100,SIXTY MILLION,80,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,5000000,Yes,,4000000,Minor obstacle,10,65,25,100,0,0,40,40,0,20,0,Yes,0,20000000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,0,No,,,No,,,0,No,,,Yes,14,No,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Very severe obstacle,15,15,,,,,5,,,0,,,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,A,5760000,,,,,,50000000,,,,,-7,-7,17,5,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505316,1016,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,HQ with production and/or sales in this location,,,Yes,-7,27,5,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2005,3,0,Yes,2005,Comply with the law,5,Yes,No,31,12,No,,,Yes,2,1,10,,Yes,10,No,,,,,,,No,,,No,No,No,,,,No,,Minor obstacle,Moderate obstacle,HYDRAULIC HOSES,5030,100,NINE MILLION,80,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,50,50,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Don't know,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,7,5,,,,,3,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Practices of competitors in the informal sector,C,2000000,,,,,,9000000,,,,,-7,-7,27,5,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,Lowest performant service,Yes,TWICKENHAM PARK,Male,MANAGER,2,1,4,24,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,30,Makes major strategic and financial decisions,8,27,Equally men and women,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,70,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Human Ressources Support,-44,4,24,Somewhat truthful,Not truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505317,1024,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,5,2011,10,0,Limited partnership, ,50,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated product/idea encountered in previous occupations,1998,16,0,Yes,1998,Comply with the law,10,No,No,31,3,No,,,Yes,0,,,,Yes,10,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased and air use paid by the establishment,Very severe obstacle,No obstacle,GAS SALES,5050,80,THREE HUNDRED MILLION,1,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,2000000,No,,,Moderate obstacle,0,10,90,0,10,90,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,Yes,20,No,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,15,15,,,,,9,,,0,,,100,0,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,200,,Both categories require the same amount of training,No,Major obstacle,No obstacle,Electricity,A,5000000,,,,,,260000000,,,,,-7,-7,13,5,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,Highest performant service,Yes,PORTMORE,Male,CEO,2,1,4,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not enough information,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,55,In physical assets,-44,Yes,Yes,Yes,No,Yes,Yes,No,No,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Most cost effective,Technological and Innovation Support,-44,4,24,Somewhat truthful,Not truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505318,1025,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,13,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,8,3,Yes,2000,Comply with the law,-7,No,Yes,31,12,No,,,Yes,2,1,0,,Yes,2,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,No,,Minor obstacle,Minor obstacle,BUYING AND SELLING GAS FOR AUTOMOBILES,5050,100,SIXTY MILLIONS,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Major obstacle,20,60,20,0,100,0,50,25,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,No,Yes,No,No,No,Tend to disagree,-7,No,,,No,,-7,-7,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,11,10,,,,,7,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,4000000,,,,,,50000000,,,,,-7,-7,1,6,2011,15,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505319,1028,Core,ENG,Region B,Region B,"50,000 to 250,000",Services of motor vehicules,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2009,8,0,Yes,2009,Comply with the law,12,No,No,-7,-7,No,,,Yes,4,1,-9,,Yes,-9,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,GAS,5050,80,FOURTEEN MILLION,90,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Very severe obstacle,5,70,25,0,80,20,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Size of loan or maturity are insufficient,No,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,8,-7,,,,,6,,,0,,,100,0,No,,,Don’t know,-9,Yes,,,No,,Yes,-7,Yes,28,,Don’t know,-7,No obstacle,No obstacle,"Crime, theft and disorder",A,3500000,,,,,,-7,,,,,-7,-7,8,6,2011,11,15,Are estimates computed with some precision,Several visits,2,30,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505320,1033,Core,ENG,Region B,Region B,"50,000 to 250,000",Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,13,15,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,Replicated product/idea encountered in previous occupations,2003,6,6,Yes,2003,Comply with the law,6,No,No,-7,-7,No,,,Yes,2,1,2,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,BUY AND SELL LIQUOR,5122,100,NINE MILLINO,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,20,60,20,0,90,10,70,10,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,Yes,-7,Yes,No,,Don't know,No,,Don't know,No,No,Yes,No,No,No,No,Tend to agree,0,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,10,7,,,,,4,,,0,,,83,0,No,,,-7,-9,-7,,,No,,No,,No,,,Don’t know,-7,Does not apply,Does not apply,"Crime, theft and disorder",C,2500000,,,,,,7000000,,,,,-7,-7,26,5,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,Lowest performant service,Yes,LINSTEAD,Male,OWNER,2,1,5,4,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,100,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human Ressources Support,-44,5,4,Not truthful,Not truthful,One visit in face-to-face interview with one person,By Phone,-44, Jamaica,505321,1034,Core,ENG,Region B,Region B,"50,000 to 250,000",Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,3,6,2011,13,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1996,10,2,Yes,1996,Comply with the law,17,No,No,31,12,No,,,Yes,3,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,No,,Moderate obstacle,Minor obstacle,SELLING OF MEALS AND JUICES,5122,100,TWENTY FIVE MILLIONS,45,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Very severe obstacle,No,,,Yes,20,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,-7,800000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,Yes,No,No,No,Tend to agree,-7,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,10,8,,,,,4,,,0,,,95,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Access to land,C,5800000,,,,,,25000000,,,,,-7,-7,3,6,2011,15,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505322,1043,Core,ENG,Region B,Region B,"50,000 to 250,000",Wholesale,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,7,2011,11,0,Limited partnership, ,40,100,0,0,0,No,No,,,,,,1972,-9,-9,No,1973,Comply with the law,20,No,No,-7,-7,No,,,Yes,3,1,-9,,Yes,3,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,GROCERY ITEMS,5122,100,Don't know,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,1000000,Yes,-9,,Moderate obstacle,0,80,20,0,90,10,80,10,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,10,Yes,1,-7,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,20,-9,,,,,13,,,1,2,,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,60,,Professional and managers,No,Minor obstacle,Moderate obstacle,Electricity,C,-9,,,,,,-9,,,,,-7,-7,8,7,2011,12,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505323,1047,Core,ENG,Region B,Region B,"50,000 to 250,000",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,11,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2006,7,1,Yes,2006,Comply with the law,4,Yes,No,31,8,No,,,Yes,1,2,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Very severe obstacle,No obstacle,ROOMS,5510,70,SIXTEEN MILLION,65,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,2,No,No,,0,,No,,,No,,,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,10,10,,,,,6,,,0,,,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,2,,-7,-7,No,,Yes,180,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,3360000,,,,,,20000000,,,,,-7,-7,7,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505324,1049,Core,ENG,Region B,Region B,"50,000 to 250,000",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,5,2011,8,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2005,16,2,Yes,2005,Comply with the law,16,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,ROOMS AND GUEST SERVICES,5510,100,SEVENTEEN MILLION,35,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Does not apply,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,700000,No,,,Minor obstacle,100,0,0,100,0,0,95,0,0,5,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,2,No,,,No,,0,,No,,,Yes,20,No,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,19,16,,,,,12,,,0,,,100,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,B,6000000,,,,,,14000000,,,,,-7,-7,13,5,2011,10,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,Lowest performant service,,PORTMORE,Male,MANAGER,12,1,5,12,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,40,In physical assets,-44,No,Yes,No,Yes,Yes,No,Yes,Yes,Delegating manager,No difference,Slightly more problems,Slightly more problems,No difference,Slightly more problems,Slightly less problems,Significantly less problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,12,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Jamaica,505325,1056,Core,ENG,Region B,Region B,"Over 250,000 to 1million",Hotel & restaurants: section H,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,5,2011,10,30,"Privately held, limited liability company", ,50,100,0,0,0,Yes,No,,,,,,1964,15,0,Yes,1964,Comply with the law,46,No,No,31,8,No,,,Yes,2,2,0,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,RESTAURANT AND CATERING SERVICE,5520,97,NINETY MILLION,50,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,3500000,No,,,Major obstacle,15,35,50,15,0,85,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Other,2005,6000000,Yes,-7,-7,-7,-7,-7,7000000,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by public sector support resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,-7,-7,-7,No,,No,No,No,No,No,No,No,No,Tend to agree,20,Yes,1,No,No,,0,,Yes,21,No,Yes,42,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,55,65,,,,,28,,,3,4,,40,3,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,16,,Technicians,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",A,16000000,,,,,,75000000,,,,,-7,-7,18,5,2011,12,20,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505326,1065,Core,ENG,Region B,Region B,"50,000 to 250,000",Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,15,5,Limited partnership, ,70,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1978,-7,0,Yes,1978,Comply with the law,30,No,Don't know,31,12,No,,,Yes,2,1,-9,,Yes,2,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,TRANSPORT OF OIL,6023,100,Don't know,-7,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,,400000,Yes,-9,,Moderate obstacle,-7,-7,-7,50,50,0,70,0,0,20,10,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,-7,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,No,Tend to disagree,5,Yes,2,-7,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,15,13,,,,,7,,,-7,-7,,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Electricity,B,-9,,,,,,-9,,,,,-7,-7,6,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Jamaica,505327,1078,Core,ENG,Region B,Region B,"50,000 to 250,000",Transport: Section I (60-64),Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,9,0,Partnership, ,40,100,0,0,0,No,No,,,,,,2005,11,0,Yes,2005,Comply with the law,20,No,No,31,8,No,,,Yes,80,1,-9,,Yes,20,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,TELECOMMUNICATION SERVICES,6420,50,FIFTEEN MILLION,60,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-7,-7,No,,,Major obstacle,0,100,0,0,100,0,70,30,0,0,0,No,,,,,,,,,,Yes,No,Don't know,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Don't know,Minor obstacle,Yes,Entirely financed by public sector support resources,Yes,No,,No,No,,Don't know,No,,No,No,,Don't know,-7,-7,-7,-7,-7,-7,-7,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,8,8,,,,,2,,,0,,,100,0,No,,,Don’t know,-9,Yes,,,Yes,-9,-7,-7,-7,-9,,-7,Yes,No obstacle,No obstacle,Corruption,B,3600000,,,,,,12000000,,,,,-7,-7,14,6,2011,10,55,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,40,4.098124980926514,1.089375019073486,3.631249904632568,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506310,1,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,-9,-9,-9,-9,-9,-9,4,7,2011,14,30,Partnership, ,15,20,80,0,0,No,No,,,,,,1995,75,1,Yes,1995,Comply with the law,15,No,Yes,31,10,No,,,No,,,,,Yes,-9,No,,,,,,,Yes,30,No,Yes,Yes,,,,,Yes,,Very severe obstacle,Very severe obstacle,ACCOMODATION,5510,80,TWELVE MILLION SIX HUNDRD THOUSAND,33,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,Minor obstacle,,,0,,,0,85,15,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,180000,Yes,Yes,No,No,No,No,300000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,No,Yes,No,No,Yes,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Don't know,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Don't know,140,120,,,,,100,,,10,1,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,125,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Electricity,B,4200000,,,-7,300000,,10000000,,,,,,,4,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,,CHRISTCHURCH,Female,MARKETING DIRECTOR,8,1,6,7,Yes,Satisfied,Totally satisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,application did not meet the requirements,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,10,3,All men,Male,Male,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,25,In market or product development,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Slightly less problems,Significantly less problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly less problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,6,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506311,3,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,14,20,Limited partnership, ,75,6,76,0,18,Yes,Yes,Employed in establishment owned by family: managerial pos.,28,Yes,No,Replicated product/idea encountered in previous occupations,1993,75,2,No,1994,Comply with the law,25,No,Yes,30,9,No,,,Yes,-9,2,0,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,ACCOMODATION,5510,60,SEVEN MILLION SIX HUNDRED SEVENTY FIVE THOUSAND AND NINE HUNDRED TWENTY FIVE,25,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,,158000,No,,,Moderate obstacle,,,95,,,70,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2011,500000,Yes,Yes,No,No,No,No,6000000,Yes,,-8,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Strongly disagree,50,No,,,No,,0,,No,,,Yes,60,No,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,130,125,,,,,104,,,0,,,,0,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,A,2700000,,,1700000,505000,,6799625,,,,,,,5,7,2011,15,36,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,Yes,CHRISTCHURCH,Male,OWNER,23,1,5,30,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,Yes,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,800000,100,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Other,Managing Existing Funds,Attaining a pre-established level of profit,-44,-8,Other,Dependof needs of business,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,Yes,No,No,IDB-Enterprise Growth fund,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506312,7,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,10,8,2011,10,30,Partnership, ,66,66,34,0,0,No,No,,,,,,-9,-9,-9,Yes,-9,Comply with the law,10,No,No,30,6,No,,,Yes,1,1,0,,Yes,35,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,No obstacle,ACCOMODATION,5510,60,FIFTEEN MILLION,35,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,20000,No,,,No obstacle,,,25,,,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Very severe obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,0,Yes,1,Refused,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,150,115,,,,,95,,,10,1,,,-9,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,150,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,A,5000000,,,-7,-9,,12000000,,,,,,,10,8,2011,11,55,Are estimates computed with some precision,Several visits,2,50,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506313,8,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,14,20,Partnership, ,25,50,50,0,0,Yes,No,,,,,,2000,40,4,Yes,2000,Comply with the law,10,No,No,30,9,No,,,Yes,0,,,,Yes,75,No,,,,,,,Yes,70,No,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,ACCOMODATION,5510,85,-3,15,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,50000,No,,,No obstacle,,,0,,,0,60,40,0,0,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,100000,Yes,Yes,Yes,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,No,No,No,No,No,No,Tend to disagree,10,Yes,2,No,Yes,2,0,,No,,,No,,,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,135,140,,,,,100,,,10,4,,,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,14,Yes,,,No,,No,,Yes,130,,Professional and managers,Yes,Minor obstacle,Minor obstacle,Electricity,C,4500000,,,-7,-9,,-9,,,,,,,6,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506314,10,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,7,2011,14,0,Partnership, ,70,70,30,0,0,No,No,,,,,,1990,65,0,Yes,1990,Other reasons not included above,20,No,Yes,31,3,No,,,Yes,0,,,,Yes,40,No,,,,,,,No,,,Yes,No,,,,,Yes,,No obstacle,Moderate obstacle,CONTRACT & CONSTRUCT SERVICES,4520,90,THIRTEEN MILLION,50,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,15000,No,,,No obstacle,,,5,,,30,70,30,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,320000,Yes,No,Yes,Yes,No,Yes,300000,No,Other,Yes,Very severe obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,Yes,Yes,No,No,No,Tend to agree,10,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,120,108,,,,,15,,,35,1,,,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,,,No,,No,,Yes,25,,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,4000000,,,1200000,75000,,14500000,,,,,,,25,7,2011,15,23,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506315,15,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,8,2011,11,0,Partnership, ,15,100,0,0,0,No,No,,,,,,1970,-9,-9,Yes,1970,Better access to financing,25,No,Yes,31,10,Yes,15,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,Accomodation - Resort,5510,80,-3,30,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,60000,No,,,Minor obstacle,,,25,,,0,73,20,0,7,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,160000,Yes,Yes,No,No,No,No,250000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,Yes,Tend to agree,5,Yes,1,Don't know,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,105,100,,,,,65,,,20,4,,,12,Yes,5,No,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,130,,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to finance,A,3500000,,,-7,275000,,-9,,,,,,,2,8,2011,12,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506316,16,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,8,2011,9,30,Partnership, ,25,30,70,0,0,No,No,,,,,,1887,45,0,Yes,1887,Don’t know,20,No,Yes,31,12,No,,,Yes,1,1,0,,Yes,45,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,ACCOMODATION,5510,70,TEN MILLION FIVE HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,-9,No,,,No obstacle,,,15,,,0,98,0,0,2,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,190000,Yes,Yes,Yes,No,No,No,350000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly agree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,110,110,,,,,70,,,3,5,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,20,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Courts,A,3500000,,,-7,260000,,10000000,,,,,,,11,8,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,Yes,ST. PHILLIP,Male,MANAGING DIRECTOR,16,1,5,22,Yes,Dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,100,In physical assets,-44,No,No,Yes,No,No,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506317,17,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,2,HQ with production and/or sales in this location,,,Yes,1,26,7,2011,13,41,Limited partnership, ,80,80,0,20,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,120,Yes,No,Modified product/idea encountered in previous occupations,1999,110,0,Yes,1999,Comply with the law,22,Yes,No,31,12,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,No,,,Yes,Yes,,,,,No,,Very severe obstacle,Very severe obstacle,INFORMATION SERVICES (DATA PROCESSING),7230,80,FIVE MILLION,0,0,0,100,-7,-7,-7,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,25000,No,,,Very severe obstacle,,,100,,,0,100,0,0,0,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,No,Yes,No,No,No,Tend to agree,10,Yes,1,No,No,,0,,No,,,Yes,180,No,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,160,140,,,,,95,,,0,,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,170,,Technicians,No,No obstacle,Very severe obstacle,"Crime, theft and disorder",C,4900000,,,-7,115000,,6000000,,,,,,,26,7,2011,15,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,Yes,CHRIST CHURCH,Male,MANAGING DIRECTOR,9,1,5,27,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Government institution,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,66,In human capital,-44,No,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly more problems,Significantly more problems,Significantly less problems,Slightly less problems,No difference,Significantly less problems,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Government-based organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506318,19,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,9,0,Limited partnership, ,35,100,0,0,0,Yes,No,,,,,,-9,-9,2,Yes,-9,Comply with the law,12,No,No,31,12,No,,,No,,,,,Yes,40,No,,,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,No obstacle,ACCOMODATION,5510,80,THIRTEEN MILLION FIVE HUNDRED THOUSAND,15,100,0,0,,,,,,,,,,,,,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,-9,No,,,Minor obstacle,,,5,,,5,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,No obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,No,No,Yes,No,No,No,Strongly agree,0,Yes,3,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,140,135,,,,,-9,,,14,2,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,10,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,B,4500000,,,-7,330000,,10500000,,,,,,,12,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,,ST.MICHAEL,Male,MANAGER,3,1,5,10,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,establishment was too young or too small,-44,No,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,80,Makes major strategic and financial decisions,4,1,Predominantly women,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,50,In market or product development,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Slightly more problems,No difference,Slightly less problems,Significantly less problems,Slightly less problems,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,10,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Barbados,506319,24,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,-9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,25,7,2011,9,45,Don’t know, ,25,40,60,0,0,No,No,,,,,,-9,-9,-9,Yes,-9,Comply with the law,9,No,Yes,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,Yes,60,No,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,ACCOMODATION,5510,80,-3,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,-9,No,,,No obstacle,,,0,,,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,No,,No,No,No,No,Yes,No,No,Yes,Tend to disagree,1,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,160,140,,,,,-9,,,5,1,,,15,Yes,7,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,5050000,,,-7,400000,,-9,,,,,,,25,7,2011,11,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506320,29,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,21,7,2011,13,30,Partnership, ,12,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,17,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,2004,50,1,Yes,2004,Comply with the law,12,No,Yes,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,INFORMATION SERVICES,7230,75,TWELVE MILLION,10,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,No obstacle,,,0,,,10,50,50,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,70000,Yes,Yes,Yes,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,No,No,No,No,No,No,Tend to disagree,10,Yes,2,No,No,,-8,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,100,90,,,,,50,,,10,2,,,50,Yes,11,No,Social skills such as comm. skills/customer handling/teamwrk,1,Don't know,,,,,,,,,,Technicians,No,No obstacle,Moderate obstacle,Electricity,B,3200000,,,-7,140000,,9600000,,,,,,,21,7,2011,14,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Highest performant service,,ST.MICHAEL,Female,OWNER,2,1,4,20,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,12,Makes decisions in consultation with other partners,18,3,All men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,30,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Significantly less problems,Significantly more problems,No difference,Very severe obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,20,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506321,30,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,14,15,Partnership, ,30,100,0,0,0,Yes,No,,,,,,1995,60,6,Yes,1995,Better access to financing,15,No,No,31,3,No,,,No,,,,,Yes,20,No,,,,,,,Yes,-9,Refused,Yes,Yes,,,,,Yes,,Minor obstacle,Moderate obstacle,ACCOMODATION,5510,85,ELEVEN MILLION,40,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,50000,No,,,Minor obstacle,,,20,,,10,92,0,0,3,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Strongly agree,2,Yes,2,Refused,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,110,110,,,,,60,,,20,3,,,12,No,,,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,,,No,,No,,Yes,100,,Both categories require the same amount of training,No,No obstacle,No obstacle,Transport,C,3500000,,,-7,275000,,10800000,,,,,,,5,7,2011,15,45,Are estimates computed with some precision,Several visits,3,10,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506322,31,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,-9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,11,8,2011,13,30,Limited partnership, ,30,100,0,0,0,No,No,,,,,,1922,-9,-9,No,-9,Comply with the law,15,No,Yes,30,9,No,,,Yes,0,,,,Yes,40,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,Used Car Dealers,5010,90,SEVENTEEN MILLION,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,5000,Yes,,20000,No obstacle,,,0,,,0,75,25,0,0,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,No,No,Yes,Yes,Yes,Tend to agree,7,No,,,No,,-9,,Yes,60,No,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,150,135,,,,,-9,,,-9,-9,,,10,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Tax administration,A,5000000,,,6800000,-9,,13600000,,,,,,,11,8,2011,15,0,Are estimates computed with some precision,Several visits,2,45,3.358333333333333,2.325,3.358333333333333,6,Highest performant service,,ST.MICHAEL,Male,SERVICE EXECUTIVE,4,1,5,24,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,2000,75,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,100,In market or product development,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,Slightly more problems,No difference,Slightly less problems,No difference,Slightly more problems,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing & Operations Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506323,33,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,7,2011,9,30,Limited partnership, ,15,20,80,0,0,No,No,,,,,,-9,-9,0,Yes,-9,Other reasons not included above,20,No,Yes,31,12,No,,,No,,,,,Yes,25,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,ACCOMODATION,5510,75,-3,0,50,0,50,1,0,0,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,No obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,115,100,,,,,70,,,25,2,,,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,9,Yes,,,No,,No,,Yes,100,,Technicians,No,Minor obstacle,Minor obstacle,Electricity,B,3700000,,,-7,250000,,8800000,,,,,,,20,7,2011,10,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506324,34,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,6,2011,9,40,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1989,-9,1,Yes,1989,Comply with the law,30,No,No,31,12,Yes,28,No,Yes,0,,,,Yes,1,Yes,-9,No,,,,,Yes,14,No,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,CONSTRUCTION OF COMMERCIAL AND LUXURY PROPERTIES,4520,40,SIXTY-EIGHT MILLION,0,100,0,0,,,,,,,,,,,,,Very severe obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Very severe obstacle,,,,,,Yes,180,No,,, ,,,,,,No obstacle,Yes,,150000,Yes,,50000,Moderate obstacle,,,95,,,100,0,60,0,25,15,Yes,,,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,7500000,Yes,Yes,Yes,No,No,Yes,10000000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,No,No,No,Tend to agree,1,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,425,450,,,,,35,,,25,6,,,1,Yes,25,No,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Practices of competitors in the informal sector,A,13000000,,,68000000,300000,,105000000,,,,,,,6,6,2011,12,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Highest performant service,Yes,ST. MICHAEL,Male,"VICE PRESIDENT, FINANCE AND ADMINISTRATION",3,1,4,27,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,A new application will be filled,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Liability Insurance,-44,70000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,50,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Technological and Innovation Support,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506325,35,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,7,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,2009,1,0,Yes,2009,Customers or suppliers only deal with registered firms,34,No,Still In Process,31,8,Yes,-6,No,Yes,0,,,,Yes,0,No,,,,,,,Yes,31,No,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,PHOTO VOLTAIC,5239,100,-3,0,100,0,0,,,,,,,,,,,,,Very severe obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Very severe obstacle,,,0,,,0,100,0,0,0,0,Yes,,,,0,100,0,0,0,0,Yes,No,No,,,,,,,,,,,Yes,,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,Yes,0,0,,Yes,2,No,No,,,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,8,-7,,,,,3,,,0,,,,12,Yes,4,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,200,No,,,Both categories require the same amount of training,No,No obstacle,Major obstacle,"Crime, theft and disorder",C,-9,,,-9,-9,,-7,,,,,2,Male,7,7,2011,15,30,Are estimates computed with some precision,Several visits,2,50,3.358333333333333,2.325,3.358333333333333,6,Highest performant service,,CHRIST CHURCH,Male,MANAGING DIRECTOR,3,1,5,8,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,No change,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,22,3,Predominantly women,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Significantly more problems,Slightly more problems,Significantly less problems,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506326,36,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,15,30,Partnership, ,70,100,0,0,0,No,No,,,,,,1970,-9,-9,Yes,1970,Comply with the law,30,No,Yes,31,12,No,,,No,,,,,Yes,60,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,SEA TRANSPORT,6110,85,-3,10,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,No obstacle,,,20,,,10,55,25,0,20,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2011,500000,Yes,No,Yes,No,Yes,No,-9,Yes,,Yes,Major obstacle,No,,Yes,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,Yes,30,No,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,170,150,,,,,15,,,0,,,,-9,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,100,,Both categories require the same amount of training,Don't know,No obstacle,No obstacle,Access to finance,C,5500000,,,-7,70000,,-9,,,,,,,12,7,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506327,44,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,-9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,12,7,2011,9,36,Partnership, ,25,100,0,0,0,No,No,,,,,,1999,70,0,Yes,1999,Better access to skilled workers,30,No,Yes,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,BUILDING CONSTRUCTION,4520,70,TWELVE MILLION FIVE HUNDRED THOUSAND,60,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,35000,No,,,No obstacle,,,45,,,10,55,40,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,Yes,No,No,Yes,No,No,No,Yes,Tend to agree,5,No,,,Yes,1,0,,No,,,No,,,No obstacle,No obstacle,Don't know,No obstacle,No obstacle,No obstacle,120,99,,,,,10,,,20,2,,,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,18,Yes,,,No,,Yes,70,Yes,60,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,C,3800000,,,2000000,60000,,10000000,,,,,,,12,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506328,50,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,21,7,2011,8,45,Partnership, ,70,100,0,0,0,No,No,,,,,,1988,50,5,Yes,1988,Comply with the law,31,No,No,31,12,No,,,Yes,3,1,1,,Yes,-9,No,,,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Major obstacle,FOOD WHOLESALE,5122,90,TEN MILLION EIGHT HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,30000,No,,,Minor obstacle,,,40,,,20,43,40,0,10,7,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,220000,Yes,Don't know,No,No,No,Yes,-9,No,Collateral requirements are too high,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,110,100,,,,,20,,,10,3,,,3,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Electricity,C,3600000,,,4320000,220000,,9000000,,,,,,,21,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,,CHRIST CHURCH,Female,PRODUCTION MANAGER,2,1,4,20,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,15,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Slightly more problems,No difference,Significantly less problems,Slightly more problems,Slightly more problems,No difference,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,20,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506329,67,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,8,2011,11,25,Partnership, ,60,100,0,0,0,No,No,,,,,,1993,-9,0,Yes,1993,Comply with the law,18,No,Yes,30,9,No,,,Yes,7,1,0,,Yes,30,No,,,,,,,Yes,40,No,Yes,Yes,,,,,Yes,,Minor obstacle,Major obstacle,ACCOMODATION,5510,80,TWELVE MILLION,20,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,Yes,90,No,,, ,,,,,,Moderate obstacle,Yes,,20000,No,,,No obstacle,,,5,,,0,70,30,0,0,0,Yes,,,,95,0,5,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,160000,Yes,Yes,Yes,No,No,Yes,200000,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,No,,No,Yes,No,No,Yes,No,No,Yes,Tend to agree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,125,120,,,,,70,,,25,2,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,13,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Tax administration,A,4000000,,,-7,100000,,10000000,,,,,,,12,8,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,,ST. JAMES,Male,MANAGER,4,1,6,6,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Providing employment for family,-44,Providing employment for others outside the family,-44,33,In human capital,-44,Yes,Yes,No,Yes,No,Yes,No,Yes,Consensual manager,No difference,Significantly less problems,Slightly more problems,No difference,Slightly less problems,Significantly more problems,No difference,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506330,69,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,8,45,Partnership, ,25,50,50,0,0,No,No,,,,,,1990,70,4,Yes,1990,Don’t know,21,No,No,31,10,No,,,No,,,,,Yes,55,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,ACCOMODATION,5510,80,THIRTEEN MILLION FIVE HUNDRED THOUSAND,8,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,0,,No,,,No obstacle,,,15,,,10,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,Yes,No,Tend to disagree,5,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,130,120,,,,,-9,,,10,2,,,7,No,,,Social skills such as comm. skills/customer handling/teamwrk,12,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Transport,C,4500000,,,-7,337500,,-9,,,,,,,12,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506331,74,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,8,2011,8,45,Partnership, ,35,100,0,0,0,No,No,,,,,,2002,-9,-9,Yes,2002,Comply with the law,15,No,No,30,4,No,,,No,,,,,Yes,50,No,,,,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Very severe obstacle,Guides,6304,50,TEN MILLION,58,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,-8,-8,No,,,Minor obstacle,,,30,,,0,70,25,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,50000,No,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,No,Yes,No,No,No,Tend to disagree,15,Yes,1,Don't know,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,106,110,,,,,20,,,5,2,,,7,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,No,,Yes,55,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,A,3400000,,,-7,100000,,9000000,,,,,,,5,8,2011,10,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506332,77,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,10,0,Partnership, ,51,100,0,0,0,No,No,,,,,,2004,50,0,Yes,2004,Don’t know,20,No,Yes,30,4,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,ACCOMODATION,5510,80,THIRTEEN MILLION,35,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,10000,No,,,Moderate obstacle,,,7,,,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,No,No,No,No,No,No,No,No,Tend to agree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,130,115,,,,,80,,,-9,3,,,5,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,Don't know,,,,,,,,,,Technicians,No,Moderate obstacle,Moderate obstacle,Electricity,C,4000000,,,-7,-9,,10000000,,,,,,,5,7,2011,11,26,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,3.358333333333333,2.325,3.358333333333333,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506333,82,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,26,7,2011,16,0,Partnership, ,30,100,0,0,0,No,Yes,Self-employed,,,Yes,Modified prod/idea dvlpd by other firms outside prev occup,1972,-9,-9,Yes,1972,Comply with the law,13,No,No,31,12,No,,,Don't know,,,,,Yes,70,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Very severe obstacle,RESTAURANT SERVICES,5520,100,NINE MILLION SIX HUNDRED THOUSAND,85,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,No obstacle,,,0,,,0,90,10,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,100000,Yes,Yes,No,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Strongly agree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Don't know,100,90,,,,,60,,,15,5,,,3,No,,,Social skills such as comm. skills/customer handling/teamwrk,20,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Minor obstacle,Electricity,A,3200000,,,200000,200000,,8000000,,,,,,,26,7,2011,17,30,Are estimates computed with some precision,Several visits,2,15,3.358333333333333,2.325,3.358333333333333,6,Lowest performant service,,CHRISTCHURCH,Male,MANAGER,3,1,6,7,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,66,In physical assets,-44,Yes,Yes,No,No,No,Yes,No,Yes,Consensual manager,Slightly less problems,Significantly more problems,Slightly less problems,Significantly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Minor obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506334,90,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,7,2011,15,30,Limited partnership, ,51,100,0,0,0,No,No,,,,,,1970,16,4,No,-9,Other reasons not included above,22,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,"Destination Management Services, Tours Operators,",6304,90,FIVE MILLION TWO HUNDRED THOUSAND,20,90,0,10,1,0,0,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Very severe obstacle,,,,,,Yes,90,No,,, ,,,,,,Moderate obstacle,Yes,,15000,No,,,No obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,90000,Yes,Yes,No,No,No,No,150000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,No,Yes,No,No,No,Tend to disagree,1,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,50,50,,,,,25,,,2,3,,,-9,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,6,Yes,,,No,,No,,Yes,45,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,1600000,,,-7,-9,,4200000,,,,,,,21,7,2011,17,0,Are estimates computed with some precision,Several visits,2,45,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506335,94,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,2,8,2011,10,0,Limited partnership, ,15,100,0,0,0,No,No,,,,,,1984,4,2,Yes,1984,Better access to skilled workers,15,No,No,31,12,No,,,Yes,1,2,0,,Yes,-9,Yes,20,No,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,CAR RENTALS,6303,99,THREE MILLION,30,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,-9,,No,,,No obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,No,Yes,No,No,No,Strongly agree,0,No,,,No,,0,,Yes,60,No,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,30,25,,,,,15,,,3,4,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,A,1000000,,,-7,7500,,2400000,,,,,,,2,8,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,,ST.MICHAEL,Male,OWNER,7,1,4,24,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,55,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Significantly more problems,Significantly more problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506336,97,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,7,2011,14,20,Limited partnership, ,25,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,70,Yes,Yes,Replicated product/idea encountered in previous occupations,1990,5,3,Yes,1990,Other reasons not included above,20,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,RETAIL OF MUSIC INSTRUMENTS,5239,100,TWO MILLION FOUR HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,,,,Yes,-9,Don't know,,, ,,,,,,Very severe obstacle,Yes,-8,-8,No,,,Moderate obstacle,,,15,,,10,5,90,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,90000,Yes,Yes,No,No,Yes,No,100000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Tend to disagree,15,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,25,20,,,,,10,,,0,,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,4,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,C,810000,,,972000,-9,,2100000,,,,,,,18,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,,ST. THOMAS,Male,MANAGER,5,1,4,25,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,55,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Significantly less problems,No difference,Slightly less problems,Slightly more problems,Significantly less problems,Slightly more problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506337,102,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,7,2011,9,30,Limited partnership, ,10,100,0,0,0,Yes,No,,,,,,1988,-9,-9,Yes,1988,Comply with the law,20,No,Yes,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,Vacation Apartments,5510,80,-3,0,50,0,50,1,0,0,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,18000,No,,,No obstacle,,,36,,,20,43,40,0,17,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2009,100000,Yes,Yes,No,No,Yes,No,150000,Yes,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,3,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,50,50,,,,,32,,,-9,-9,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,10,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,No obstacle,Moderate obstacle,Business licensing and permits,A,1500000,,,-7,125000,,-9,,,,,,,28,7,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506338,119,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,8,2011,14,50,Partnership, ,70,100,0,0,0,No,No,,,,,,1993,5,1,Yes,1993,Comply with the law,20,No,Yes,31,3,No,,,Yes,4,1,,10000,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,POST TRANSPORT OF GOODS,6412,95,TWO MILLION,80,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Moderate obstacle,,,50,,,50,85,0,0,15,0,Yes,,,,60,10,25,0,5,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,3,No,,,No,,0,,No,,,No,,,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,20,15,,,,,12,,,3,1,,,-9,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Tax administration,A,640000,,,200000,50000,,2000000,,,,,,,10,8,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506339,125,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,7,2011,9,15,Limited partnership, ,33,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,25,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,-9,-9,-9,Yes,-9,Better access to financing,-9,No,No,31,10,No,,,Yes,3,1,,7000,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,No obstacle,RETAIL FOOD,5211,75,-3,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,12000,No,,,No obstacle,,,0,,,20,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,No obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,4,Yes,3,No,No,,0,,Yes,21,Don't know,No,,,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,36,30,,,,,23,,,0,,,,0,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Courts,C,1200000,,,1600000,-9,,-9,,,,,,,20,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506340,128,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1989,5,2,Yes,1989,Better access to financing,45,No,No,31,12,No,,,Yes,8,4,0,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Minor obstacle,hand tissue distribution,5190,20,FIVE HUNDRED THOUSAND,15,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,,,2,,,90,100,0,0,0,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,90000,Yes,Yes,No,No,Yes,No,-9,Yes,,Yes,Very severe obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,Yes,0,0,,Yes,21,No,No,,,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,20,20,,,,,9,,,2,5,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,7,Don't know,,,,,,,,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,B,500000,,,330000,22000,,233000,,,,,,,7,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,Yes,CHRIST CHURCH,Female,ASSISTANT DIRECTOR,21,1,5,22,Yes,Dissatisfied,Totally satisfied,Totally dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,10,0,Predominantly women,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,10,In physical assets,-44,Yes,No,Yes,No,No,No,No,No,Decision maker manager,Significantly less problems,Significantly more problems,Slightly less problems,No difference,Slightly more problems,Significantly more problems,Significantly less problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506341,136,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,7,2011,8,30,Limited partnership, ,33,50,50,0,0,No,No,,,,,,2005,6,2,Yes,2005,Better access to financing,7,No,No,30,6,No,,,No,,,,,Yes,45,No,,,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Very severe obstacle,"FOOD, BEVERAGES & TOBACCO",5122,100,-3,55,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,-9,No,,,Minor obstacle,,,25,,,10,90,0,0,10,0,Yes,,,,36,2,55,0,7,0,Yes,Yes,Yes,Private commercial banks,2008,100000,Yes,Yes,No,No,Yes,No,100000,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to agree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,22,20,,,,,10,,,6,3,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,C,710000,,,800000,50000,,-9,,,,,,,21,7,2011,10,12,Are estimates computed with some precision,Several visits,2,30,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506342,137,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,9,15,Partnership, ,50,100,0,0,0,No,No,,,,,,1966,2,0,Yes,1966,Comply with the law,15,No,Yes,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,Yes,60,Don't know,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,Paint and Wallpaper Stores,5143,75,-3,55,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,No,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,40,,,10,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,140000,Yes,Yes,Yes,No,No,No,100000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,Partially financed by public sector support resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,No,Yes,Yes,Tend to disagree,2,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,32,28,,,,,12,,,0,,,,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,4,Yes,,,No,,No,,Yes,55,,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,1000000,,,1200000,75000,,-9,,,,,,,6,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506343,173,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,7,2011,15,45,Limited partnership, ,50,100,0,0,0,Yes,Yes,-8,-8,-8,-8,-8,1990,1,1,Yes,1990,Comply with the law,20,Yes,No,31,7,No,,,Yes,-9,1,0,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Moderate obstacle,Major obstacle,POOL MAINTENANCE AND REPAIR,4530,60,TWO MILLION FOUR HUNDRD EIGHTY ONE THOUSAND AND FIVE HUNDRED THIRTY FIVE,30,100,0,0,,,,,,,,,,,,,Very severe obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,1533,No,,,Moderate obstacle,,,95,,,70,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2003,500000,Yes,Yes,No,No,No,No,1000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Tend to disagree,30,No,,,No,,0,,No,,,No,,,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,22,22,,,,,5,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,No,,,Technicians,No,Minor obstacle,Moderate obstacle,Transport,B,760600,,,1616085,19698,,2704909,,,,,,,25,7,2011,16,50,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,,ST. JAMES,Female,MANAGING DIRECTOR,13,1,5,3,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Equally men and women,No,No,50,Delegates decisions to other partners,11,0,Predominantly women,Female,Female,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Significantly more problems,Slightly more problems,No difference,Significantly less problems,Slightly more problems,Significantly more problems,Very severe obstacle,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Large impact,No,Negative impact,Yes,Moderate impact,Yes,Large impact,No,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,No,Moderate impact,Yes,Moderate impact,No,No impact,No,No impact,Yes,No impact,Yes,Large impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506344,199,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,7,2011,13,45,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1985,11,3,Yes,1985,Comply with the law,26,No,No,30,9,No,,,Don't know,,,,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Minor obstacle,Accomodation - Hotel,5510,80,-3,20,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,,,,Yes,130,No,,, ,,,,,,Minor obstacle,No,,,No,,,Minor obstacle,,,21,,,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,9,Yes,-9,Don't know,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,49,50,,,,,30,,,-9,-9,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Major obstacle,Transport,C,1700000,,,-7,100000,,-9,,,,,,,28,7,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506345,202,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,15,0,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1989,14,3,Yes,1989,-8,22,Yes,Yes,-8,-8,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Minor obstacle,Accomodation - Hotel & Resort,5510,90,FOUR MILLION FIVE HUNDRED THOUSAND,1,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,56000,Yes,,10000,Moderate obstacle,,,20,,,10,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Tend to agree,15,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,54,50,,,,,40,,,10,1,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,B,1550000,,,-7,112500,,4500000,,,,,,,12,7,2011,16,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,Yes,ST. PHILIP,Female,MARKETING DIRECTOR,2,1,4,23,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Equally men and women,No,No,50,Delegates decisions to other partners,4,5,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,33,In human capital,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,No difference,No difference,Significantly more problems,Slightly less problems,Slightly less problems,Very severe obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506346,220,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,10,15,"Privately held, limited liability company", ,80,100,0,0,0,Yes,No,,,,,,1988,6,2,No,1994,Comply with the law,40,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,SHIPPING SERVICES,6110,80,TWO MILLION SEVEN HUNDRED THOUSAND,30,1,0,99,15,0,0,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,,30000,No,,,Moderate obstacle,,,98,,,99,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,No,No,,No,No,Yes,No,No,No,No,No,Strongly agree,15,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,20,16,,,,,12,,,0,,,,12,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,Yes,80,No,,,Technicians,No,Minor obstacle,Major obstacle,Access to finance,C,650000,,,-7,70000,,2160000,,,,,,,6,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,BRIDGETOWN,Male,CFO,3,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Relationship marketing,Yes,Insurance for vehicles (fleets and trucks),-44,5000,95,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,3,12,All men,Male,Female,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,75,In human capital,-44,No,Yes,No,No,Yes,No,No,No,Decision maker manager,No difference,No difference,No difference,No difference,No difference,Slightly less problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506347,248,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,27,7,2011,9,30,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1975,-9,0,No,1982,More access to government programs or services,20,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,CAR RENTALS,6303,100,FOUR MILLION SEVEN HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,-9,No,,,No obstacle,,,25,,,0,25,70,0,5,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2007,120000,Yes,No,No,No,No,Yes,160000,No,Other,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,Yes,No,No,Tend to agree,0,Yes,3,No,Yes,0,0,,No,,,No,,,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,40,40,,,,,12,,,0,,,,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,4,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Transport,C,1300000,,,-7,5000,,4000000,,,,,,,27,7,2011,10,40,Are estimates computed with some precision,Several visits,2,30,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,ST.MICHAEL,Male,OWNER,16,1,5,7,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly more problems,Significantly less problems,No difference,Slightly less problems,Significantly more problems,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,7,Somewhat truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Barbados,506348,251,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,-9,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,11,7,2011,8,30,Limited partnership, ,51,0,100,0,0,No,No,,,,,,2005,-9,5,Yes,2005,Better access to skilled workers,5,No,Yes,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,Accomodation - Hotel & Resort,5510,80,SEVEN MILLION TWO HUNDRED THOUSAND,40,50,0,50,1,0,0,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,0,,,20,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,Yes,No,No,No,No,Yes,Tend to agree,5,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,70,70,,,,,50,,,-9,-9,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,No,,No,,Yes,80,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Transport,C,2300000,,,-7,180000,,6000000,,,,,,,11,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506349,255,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,18,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,27,7,2011,14,0,Partnership, ,60,100,0,0,0,No,No,,,,,,1986,4,2,Yes,1986,Better access to financing,20,No,Yes,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,SHIPPING SERVICES,6110,100,SIX MILLION,20,70,0,30,10,0,0,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,-9,No,,,No obstacle,,,25,,,25,63,30,0,7,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,120000,Yes,Yes,No,No,Yes,No,-9,Yes,,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,Yes,No,No,No,No,Yes,Tend to agree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,46,45,,,,,-9,,,0,,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,75,,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,1500000,,,-7,80000,,-9,,,,,,,27,7,2011,15,22,Are estimates computed with some precision,Several visits,3,0,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,,ST. THOMAS,Male,CEO,10,1,4,26,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Expanding range of services/products provided,-44,10,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,Significantly less problems,Slightly more problems,Significantly more problems,Significantly less problems,Significantly more problems,Minor obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,4,26,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506350,290,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,7,2011,9,0,Limited partnership, ,33,100,0,0,0,No,No,,,,,,1987,-9,2,No,1992,Better access to financing,24,No,No,31,3,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Minor obstacle,BAR AND RESTAURANT,5520,100,THREE MILLION FIVE HUNDRED THOUSAND,80,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Moderate obstacle,,,,,,Yes,-9,Don't know,,, ,,,,,,Moderate obstacle,Yes,,40000,No,,,Minor obstacle,,,15,,,0,25,50,0,10,15,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Don't know,0,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,29,30,,,,,8,,,6,1,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,C,980000,,,50000,87500,,3000000,,,,,,,22,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,ST. PHILIP,Female,MANAGER,7,1,4,20,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Venture capital firms,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,40,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Significantly less problems,Significantly more problems,Slightly more problems,Slightly less problems,Significantly more problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,20,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506351,297,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,7,2011,10,15,Limited partnership, ,75,100,0,0,0,No,No,,,,,,1991,8,2,Yes,1991,Comply with the law,21,No,No,31,12,No,,,No,,,,,Yes,95,No,,,,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Moderate obstacle,Wholesale of goods,5139,100,THREE MILLION,50,100,0,0,,,,,,,,,,,,,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,0,,,10,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,No,Yes,No,No,No,Tend to agree,-9,Yes,1,No,Yes,0,0,,Yes,5,No,No,,,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,30,25,,,,,12,,,-9,2,,,5,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Courts,C,1000000,,,1200000,75000,,2500000,,,,,,,18,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,,BRIDGETOWN,Male,ACCOUNTANT,3,1,6,8,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Totally satisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,A new application will be filled,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,No,Decision maker manager,No difference,Significantly more problems,No difference,Slightly less problems,Slightly more problems,No difference,No difference,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,6,8,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Barbados,506352,318,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,8,30,Limited partnership, ,30,100,0,0,0,No,No,,,,,,1991,-9,-9,Yes,1991,Comply with the law,20,No,Yes,30,6,No,,,Yes,0,,,,Yes,50,No,,,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Very severe obstacle,Wholesale of goods,5139,100,THREE MILLION,60,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,20000,No,,,No obstacle,,,20,,,15,89,0,0,11,0,Yes,,,,99,0,0,0,1,0,Yes,Yes,Yes,Private commercial banks,2008,120000,Yes,Yes,No,No,No,No,200000,No,Collateral requirements are too high,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,No,No,Yes,Yes,Strongly agree,5,No,,,Yes,0,-8,,Yes,4,No,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,36,33,,,,,13,,,-9,-9,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,6,Don't know,,,,,,,,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,B,1000000,,,1200000,75000,,-9,,,,,,,7,7,2011,9,45,Are estimates computed with some precision,Several visits,2,40,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,,CHRIST CHURCH,Male,MANAGER,3,1,4,23,Yes,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly more problems,No difference,No difference,Slightly more problems,No difference,Significantly more problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,23,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506353,322,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,7,2011,8,45,Limited partnership, ,70,100,0,0,0,No,No,,,,,,1998,7,4,Yes,1998,More access to government programs or services,10,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,RESTAURANT SERVICES,5520,100,TWO MILLION TWO HUNDRED FIFTY THOUSAND,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,Moderate obstacle,,,0,,,0,100,0,0,0,0,Yes,,,,90,0,0,0,10,0,Yes,Yes,Yes,Private commercial banks,2007,70000,Yes,Yes,No,No,No,No,150000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,3,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,24,20,,,,,15,,,5,3,,,5,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,3,Don't know,,,,,,,,,,Both categories require the same amount of training,Don't know,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,A,750000,,,170000,55000,,2000000,,,,,,,22,7,2011,9,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,Yes,ST. JAMES,Female,MANAGER,16,1,5,9,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,Yes,Insurance for vehicles (fleets and trucks),-44,18000,80,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,45,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly more problems,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,9,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Barbados,506354,328,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,5,2011,18,15,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,100,Yes,No,Modified product/idea encountered in previous occupations,1995,17,1,Yes,1995,Comply with the law,15,No,No,31,10,No,,,Yes,1,1,,5000,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,RESTAURANT,5520,100,TWO MILLION,8,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,No,No obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,No,,,Yes,,1000,Moderate obstacle,,,95,,,-8,70,0,0,25,5,Yes,,,,0,0,0,0,0,100,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,No,No,No,No,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,120,No,No,,,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,17,20,,,,,8,,,3,4,,,0,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Access to finance,A,350000,,,-9,35000,,1700000,,,,,,,30,5,2011,19,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,"SPEIGHTSTOWN, ST. PE",Male,OWNER,3,1,4,27,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,100,In physical assets,-44,Yes,Yes,Yes,No,Yes,Yes,No,No,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Moderate obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Local business association,-44,Financial Management and Tax & Customs Administration Suppor,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506355,345,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,7,2011,9,0,Partnership, ,25,100,0,0,0,No,No,,,,,,2001,25,2,Yes,2001,Better access to financing,10,No,Yes,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,Accomodation -,5510,50,SEVEN MILLION,20,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,-9,No,,,Minor obstacle,,,0,,,0,75,25,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,62000,No,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by public sector support resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,No,No,Yes,Yes,Tend to agree,15,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,69,50,,,,,40,,,10,5,,,15,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,2,Don't know,,,,,,,,,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,2200000,,,-7,-9,,7200000,,,,,,,13,7,2011,10,30,Are estimates computed with some precision,Several visits,2,15,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,Yes,CHRIST CHURCH,Male,GENERAL MANAGER,4,1,4,24,Yes,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,A new application will be filled,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,15,In market or product development,-44,No,Yes,Yes,No,No,No,No,Yes,Decision maker manager,Significantly less problems,Slightly more problems,No difference,Significantly less problems,No difference,Slightly less problems,No difference,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Human Ressources Support,-44,4,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506356,350,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,7,2011,14,0,Partnership, ,40,100,0,0,0,No,No,,,,,,1998,5,2,Yes,1998,Comply with the law,10,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,Yes,30,No,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,Accomodation - Hotel & Resort,5510,80,THREE MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,Yes,,,,58,0,40,0,2,0,Yes,Yes,Yes,Private commercial banks,2010,90000,Yes,Yes,No,No,Yes,No,-9,No,Other,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,Yes,No,No,No,No,No,No,No,Tend to disagree,1,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,21,20,,,,,15,,,5,1,,,10,Don't know,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,700000,,,-7,87500,,3200000,,,,,,,27,7,2011,15,11,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,,CHRIST CHURCH,Male,MANAGER,2,1,5,2,Yes,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,A new application will be filled,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,80,In physical assets,-44,Yes,Yes,No,Yes,No,No,No,Yes,Delegating manager,Slightly less problems,Significantly less problems,Significantly more problems,Significantly more problems,Slightly more problems,No difference,Significantly more problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506357,369,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,9,45,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,80,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2001,4,0,Yes,2001,Customers or suppliers only deal with registered firms,38,No,No,30,6,No,,,Yes,-9,-9,-9,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,SELLING ISLAND TOURS,6304,80,THREE MILLION,65,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,,,60,,,50,100,0,0,0,0,Yes,,,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,20,12,,,,,15,,,0,,,,0,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,No,,No,,,Technicians,No,Moderate obstacle,No obstacle,Transport,A,336500,,,-7,24000,,3500000,,,,,,,6,7,2011,10,40,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,ST. GEORGE,Male,CFO,3,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Satisfied,Totally dissatisfied,Dissatisfied,Satisfied,Not applicable,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,30000,70,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,40,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,Slightly more problems,No difference,No difference,No difference,No difference,Very severe obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506358,377,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,8,2011,10,21,Partnership, ,25,100,0,0,0,No,No,,,,,,2004,11,2,Yes,2004,Better access to financing,7,No,No,31,12,Yes,14,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,CAR RENTALS,6303,90,THREE MILLION,35,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,30000,Moderate obstacle,,,60,,,0,67,30,0,3,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,95000,Yes,Yes,No,No,Yes,No,120000,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,5,Yes,2,No,Yes,0,-9,,Yes,80,No,No,,,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,22,20,,,,,10,,,2,1,,,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Access to finance,A,695000,,,-7,-9,,2400000,,,,,,,3,8,2011,11,37,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Highest performant service,Yes,CHRIST CHURCH,Male,CEO,21,1,5,21,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,Request of an increase of the current limit,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,10000,-9,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,15,In market or product development,-44,Yes,No,No,Yes,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506359,385,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,8,2011,14,0,Partnership, ,10,40,60,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,7,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2007,15,2,Yes,2007,-8,10,Yes,No,30,4,No,,,No,,,,,No,,No,,,,,,,Yes,21,No,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,RESTAURANT SERVICES,5520,100,-3,95,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,20000,No,,,No obstacle,,,20,,,0,96,0,0,4,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,Yes,2,No,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,26,25,,,,,16,,,4,4,,,10,Yes,-9,Don't know,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,No obstacle,Access to finance,A,845000,,,200000,70000,,-9,,,,,,,9,8,2011,15,30,Are estimates computed with some precision,Several visits,2,0,15.33333333333333,8.586666666666668,15.33333333333333,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506360,386,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,7,2011,10,15,Limited partnership, ,20,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,Yes,You developed a new product or idea,1993,6,2,Yes,1993,Comply with the law,15,Yes,No,31,10,No,,,No,,,,,No,,No,,,,,,,Yes,15,Refused,Yes,Yes,,,,,Yes,,Minor obstacle,Moderate obstacle,"RETAIL OF Clothing, Productions, Swimming, Surfing",5232,90,TWO MILLION ONE HUNDRED THOUSAND,90,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,-8,-8,No,,,Moderate obstacle,,,10,,,10,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,20,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,22,20,,,,,19,,,0,,,,0,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,2,Don't know,,,,,,,,,,Professional and managers,No,No obstacle,Major obstacle,Access to finance,A,700000,,,840000,50000,,2250000,,,,,,,19,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,15.33333333333333,8.586666666666668,15.33333333333333,5,Lowest performant service,Yes,CHRIST CHURCH,Female,OWNER,21,1,5,21,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Employees tend to be short-term,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Referral,No,-44,-44,-44,-44,All women,Yes,Yes,100,Makes major strategic and financial decisions,12,4,All women,Female,Female,Expanding range of services/products provided,-44,Expanding customer base,-44,30,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Delegating manager,No difference,Slightly more problems,Slightly more problems,No difference,Slightly less problems,Slightly more problems,No difference,Very severe obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506361,393,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,14,20,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,2007,21,1,Yes,2007,Comply with the law,14,Yes,Yes,30,6,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,camping and adventures activities,5510,80,-3,95,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,,,90,,,10,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2007,45000,Yes,No,No,Yes,Yes,No,50000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,No,No,Yes,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,18,21,,,,,3,,,1,1,,,9,Yes,4,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,Yes,400,Yes,40,,Technicians,No,No obstacle,Moderate obstacle,Access to finance,C,520000,,,-7,47500,,-9,,,,,,,12,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,ST. JAMES,Female,ATTRACTIONS MANAGER,21,1,4,30,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Government institution,-44,No,the investor does not invest in this sector,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Providing employment for family,-44,Still in business in 10 years time,-44,10,In physical assets,-44,Yes,No,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,Slightly less problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly more problems,Slightly less problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506362,397,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,-8,-8,-8,-8,27,5,2011,19,37,Publicly listed company, ,-9,0,100,0,0,No,No,,,,,,2008,200,0,Yes,2008,Don’t know,20,No,Yes,30,9,No,,,Don't know,,,,,Yes,-9,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,ROOMS,5510,90,-3,21,2,-8,98,-7,-7,-7,,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,-9,,Yes,-9,,No obstacle,,,0,,,0,70,30,0,0,0,Don't know,,,,,,,,,,Yes,Don't know,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,Don't know,,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Don't know,Yes,Yes,No,Yes,Tend to agree,5,Yes,-9,No,No,,0,,Don't know,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,235,-7,,,,,160,,,10,1,,,-9,Yes,-8,No,Social skills such as comm. skills/customer handling/teamwrk,30,Yes,,,Yes,-9,Yes,-9,Yes,-9,,Professional and managers,Yes,Moderate obstacle,Major obstacle,Inadequately educated workforce,B,-9,,,-9,-9,,-7,,,,,,,27,5,2011,21,49,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506363,409,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,15,30,"Privately held, limited liability company", ,70,100,0,0,0,Yes,No,,,,,,2005,3,1,No,2006,Comply with the law,7,Yes,No,31,12,No,,,Yes,5,1,0,,No,,No,,,,,,,Yes,21,No,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,Accomodation-baby equipment,5510,80,ONE MILLION THREE HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,No obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Don't know,No obstacle,10,9,,,,,5,,,0,,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,15,,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Electricity,B,450000,,,390000,32500,,1000000,,,,,,,11,7,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,ST.MICHAEL,Female,OWNER,9,1,4,25,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The deductible is high,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly men,No,No,35,Makes decisions in consultation with other partners,20,0,All men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Delegating manager,No difference,Slightly less problems,Significantly more problems,Slightly less problems,No difference,Significantly less problems,Significantly more problems,Very severe obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506364,414,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,8,2011,14,30,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,2001,2,1,Yes,2001,Don’t know,8,No,No,31,8,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Very severe obstacle,CATERING SERVICES,5520,50,SEVEN HUNDRED FIFTY THOUSAND,15,100,0,0,,,,,,,,,,,,,Minor obstacle,Does not apply,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,33,,,0,56,22,0,22,0,Yes,,,,95,0,0,0,5,0,Yes,Yes,Yes,Private commercial banks,2010,20000,No,,,,,,,No,Other,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,5,5,,,,,3,,,2,3,,,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,No obstacle,Electricity,A,220000,,,-9,20000,,600000,,,,,,,2,8,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,ST. MICHAEL,Female,FINANCE MANAGER,16,1,5,18,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,30000,100,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Expanding customer base,-44,Still in business in 10 years time,-44,100,In market or product development,-44,Yes,Yes,No,Yes,Yes,No,Yes,No,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Government-based organization,-44,Technological and Innovation Support,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506365,456,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,8,2011,14,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1988,2,0,Yes,1988,Comply with the law,15,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,RESTAURANT SERVICES,5520,100,ONE MILLION ONE HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,-8,-8,No,,,No obstacle,,,0,,,0,65,25,0,0,10,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,30000,Yes,Yes,No,No,Yes,No,40000,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,No,No,No,No,Tend to disagree,10,Yes,2,No,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,11,10,,,,,7,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Corruption,A,356000,,,120000,-9,,900000,,,,,,,2,8,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506366,537,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,14,0,Partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,60,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2001,1,1,Yes,2001,Comply with the law,10,Yes,No,30,6,No,,,Yes,5,2,0,,No,,No,,,,,,,No,,,Yes,-8,,,,,Yes,,Very severe obstacle,Very severe obstacle,SALE OF FINE ARTS,5239,100,ONE MILLION,100,40,0,60,3,0,0,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Does not apply,Yes,,25673,No,,,Minor obstacle,,,100,,,100,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,Yes,-8,No,No,,Yes,Yes,-8,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,4,,,,,5,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Electricity,B,72000,,,-7,20400,,500000,,,,,,,7,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,SPEIGHTSTOWN,Female,CO-OWNER,3,1,5,21,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,20000,80,All women,Yes,Yes,55,Makes major strategic and financial decisions,7,3,All women,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,10,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,No,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing & Operations Support,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506367,578,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,9,15,Sole proprietorship, ,,0,100,0,0,No,No,,,,,,1992,2,1,Yes,1992,Other reasons not included above,14,No,No,31,10,Yes,40,No,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,Accomodation - Vacation Apartment,5510,80,ONE MILLION ONE HUNDRED AND FIFTY,30,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,1,,No,,,Minor obstacle,,,0,,,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to agree,8,No,,,No,,0,,No,,,No,,,Don't know,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,,,,,3,,,0,,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Major obstacle,Transport,A,250000,,,-7,28750,,-9,,,,,,,4,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,,ST.MICHAEL,Male,OWNER,21,1,5,3,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,application did not meet the requirements,-44,No,No change,A new application will be filled,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,The premium is expensive,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,25,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Significantly less problems,Slightly less problems,Slightly more problems,Slightly less problems,No difference,Minor obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,3,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506368,643,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2000,2,0,Yes,2000,Comply with the law,8,No,No,28,2,No,,,Yes,8,3,1,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,No obstacle,DATA PROCESSING,7230,25,FIVE HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,,No obstacle,Does not apply,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,,,42,,,80,75,25,0,0,0,Yes,,,,75,0,15,0,10,0,Yes,Yes,Yes,Private commercial banks,2007,17000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,6,5,,,,,3,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Don't know,,,,,,,,,,Professional and managers,No,Very severe obstacle,Very severe obstacle,Labor regulations,C,200000,,,-7,12500,,550000,,,,,,,19,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,,ST.MICHAEL,Male,OWNER,21,1,5,3,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,No institution would ensure the company,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,20,In market or product development,-44,No,Yes,Yes,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Slightly more problems,No difference,No difference,No difference,Significantly more problems,Significantly more problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,3,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Barbados,506369,645,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,8,2011,10,40,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1992,2,1,Yes,1992,Comply with the law,15,No,No,31,8,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Very severe obstacle,FLOWER,5239,90,FOUR HUNDRED FIFTY THOUSAND,80,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,,,,Yes,90,No,,, ,,,,,,Very severe obstacle,No,,,No,,,Moderate obstacle,,,0,,,60,100,0,0,0,0,Yes,,,,95,0,0,0,5,0,Yes,No,Yes,Private commercial banks,2008,30000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to disagree,3,Yes,1,No,Yes,0,2,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,6,5,,,,,4,,,0,,,,0,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Electricity,A,200000,,,180000,-9,,400000,,,,,,,10,8,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,Yes,CHRISTCHURH,Female,OWNER,23,1,5,24,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Not provided,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All women,Yes,No,100,Makes major strategic and financial decisions,9,22,All women,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,70,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,"General Management, Business Development & Strategies Suppor",-44,5,24,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506370,668,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,10,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2001,3,1,Yes,2001,Comply with the law,6,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Moderate obstacle,Moderate obstacle,Office Supplies and Stationery Stores,5239,100,ONE MILLION FOUR HUNDRED THOUSAND,95,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,No,Yes,Yes,No,Yes,No,Tend to agree,1,No,,,Yes,0,1,,No,,,No,,,No obstacle,No obstacle,Don't know,No obstacle,Don't know,Don't know,15,12,,,,,5,,,0,,,,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,B,460000,,,560000,-9,,1100000,,,,,,,7,7,2011,11,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,Yes,BRIDGETOWN,Male,MANAGING DIRECTOR,3,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,100,In market or product development,-44,Yes,No,No,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,No difference,Slightly less problems,Slightly less problems,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506371,685,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,31,5,2011,15,0,Partnership, ,30,100,0,0,0,Yes,No,,,,,,2009,4,4,Yes,2009,Don’t know,2,Yes,No,30,4,No,,,No,,,,,No,,No,,,,,,,Yes,-6,No,Yes,No,,,,,Yes,,Minor obstacle,No obstacle,HOLIDAY RENTALS,5510,100,ONE HUNDRED THOUSAND,75,0,0,100,-7,-7,-7,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Moderate obstacle,,,10,,,10,75,0,0,5,20,Yes,,,,75,0,0,0,0,25,No,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Yes,Yes,Yes,No,No,No,Strongly disagree,0,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,-7,,,,,1,,,0,,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Access to finance,C,90000,,,-7,4500,,-7,,,,,,,31,5,2011,16,47,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,,CHRISTCHURCH,Male,ACCOUNATNT,21,1,4,30,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the establishment could not provide enough guarantees,-44,No,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,60,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Significantly more problems,Significantly more problems,Slightly more problems,No difference,Slightly less problems,Slightly less problems,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506372,696,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,5,2011,13,15,Limited partnership, ,33,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,8,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1978,2,2,Yes,1978,Comply with the law,49,Yes,No,31,12,Yes,10,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,,,,,No,,Major obstacle,No obstacle,SECRETARIAL SERVICES,7230,80,-3,15,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,100,,,80,40,25,0,35,0,Yes,,,,100,0,0,0,0,0,Yes,No,Yes,Private commercial banks,2010,12000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,5,2,,,,,2,,,15,1,,,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Major obstacle,Electricity,C,-8,,,-8,-9,,-9,,,,,,,10,5,2011,15,15,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,-8,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,,ST. MICHAEL,Female,MANAGER,3,1,4,30,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Dammage Insurance,-44,15000,80,Predominantly men,No,No,15,Makes decisions in consultation with other partners,19,0,Predominantly men,Female,Female,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly more problems,Slightly less problems,No difference,Significantly more problems,No difference,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Barbados,506373,700,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,14,25,"Privately held, limited liability company", ,33,100,0,0,0,No,No,,,,,,1982,1,0,No,1995,Better access to financing,25,No,No,31,12,No,,,No,,,,,Yes,65,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,SALES OF CLEANING PRODUCTS,5231,10,ONE MILLION FIVE HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,-9,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,3,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,15,10,,,,,7,,,-9,5,,,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,Don't know,Minor obstacle,Minor obstacle,Access to finance,A,500000,,,-9,37500,,1300000,,,,,,,6,7,2011,16,10,Are estimates computed with some precision,Several visits,2,20,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506374,702,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,8,2011,11,15,Partnership, ,70,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,Yes,Replicated product/idea encountered in previous occupations,2000,5,2,No,2002,Other reasons not included above,5,No,No,31,5,No,,,Yes,0,,,,No,,Yes,60,No,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Major obstacle,CAR RENTALS,6303,80,ONE MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,,,50,,,25,95,0,0,5,0,Yes,,,,52,0,40,0,8,0,Yes,No,Yes,Private commercial banks,2009,30000,No,,,,,,,Yes,,No,Very severe obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,5,Yes,-9,Don't know,No,,1,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,9,10,,,,,-9,,,-9,-9,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,A,300000,,,-7,8000,,1200000,,,,,,,15,8,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,CHRIST CHURCH,Male,OWNER,3,1,5,14,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,No,70,Makes major strategic and financial decisions,10,3,All men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,20,In market or product development,-44,No,No,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly more problems,Significantly less problems,Slightly more problems,Slightly less problems,Significantly more problems,Significantly less problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506375,733,IS Non-Manufacturing,ENG,Region A,Region A,-8,Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,300,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1998,1,0,Yes,1998,Comply with the law,25,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Very severe obstacle,COMPUTER SERVICES,7290,80,ONE HUNDRED AND TWENTY THOUSAND,50,100,0,0,,,,,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,No,,,No,,,No obstacle,,,0,,,50,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,Yes,Don't know,,-8,No,,Yes,No,,Yes,,,,,,,,Tend to agree,0,No,,,Yes,0,0,,No,,,No,,,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,,,,,0,,,0,,,,100,No,,,Don’t know,0,No,,,,,,,,,Other,Don’t know,No,No obstacle,No obstacle,Does not apply,C,100000,,,-8,-8,,100000,,,,,,,26,5,2011,11,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,Yes,ST. MICHAEL,Male,PRINCIPAL CONSULTANT,16,1,5,4,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,A new application will be filled,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,No,Not needed,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Insurance for vehicles (fleets and trucks),-44,3000,100,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Other,Level of return business,Expanding customer base,-44,60,In human capital,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506376,776,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,7,2011,13,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2006,-9,0,Yes,2006,Comply with the law,7,No,No,31,12,No,,,Yes,1,3,0,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,Hotel & Resort,5510,80,EIGHT HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,Very severe obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,-8,-8,No,,,Moderate obstacle,,,45,,,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Don't know,No obstacle,8,10,,,,,6,,,0,,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Don't know,,,,,,,,,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Transport,C,260000,,,-7,-9,,750000,,,,,,,28,7,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506377,802,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,6,2011,11,30,"Privately held, limited liability company", ,65,35,0,0,65,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,800,Yes,No,You developed a new product or idea,2008,2,0,Yes,2007,Comply with the law,10,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Moderate obstacle,CRICKET GAME CLOTHES,5232,100,ONE HUNDRED THOUSAND,10,50,0,50,3,1,0,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,,,100,,,100,0,0,50,50,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2008,100000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,No,Yes,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,5,-8,,,,,0,,,30,1,,,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,80,Yes,80,,Don’t know,No,No obstacle,Moderate obstacle,Access to finance,A,60000,,,30000,5000,,-7,,,,,,,2,6,2011,14,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,Yes,ST. MICHAEL,Male,CEO,16,1,5,3,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,,,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,No,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,No,No,70,Makes major strategic and financial decisions,3,6,Predominantly men,Female,Female,Expanding customer base,-44,Attaining a pre-established level of profit,-44,25,In physical assets,-44,Yes,No,Yes,Yes,Yes,No,No,Yes,Consensual manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506378,826,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,15,45,Partnership, ,50,100,0,0,0,Yes,No,,,,,,2000,20,2,Yes,2000,Comply with the law,20,No,Yes,30,4,No,,,Yes,1,1,,4000,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Minor obstacle,RETAURANT,5520,55,-3,85,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,-8,-8,No,,,No obstacle,,,75,,,15,20,0,0,75,5,Yes,,,,0,0,0,0,100,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Don't know,Minor obstacle,Minor obstacle,Minor obstacle,50,44,,,,,30,,,3,4,,,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,360,,Technicians,No,No obstacle,No obstacle,Tax administration,B,-9,,,-9,-9,,-9,,,,,,,11,7,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506379,841,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,5,7,2011,14,20,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1995,1,1,Yes,1995,Other reasons not included above,20,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,Vacation Apartments,5510,100,ONE MILLION EIGHT HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,-8,-8,No,,,Minor obstacle,,,0,,,0,90,0,0,0,10,Yes,,,,82,0,15,0,3,0,Yes,Yes,Yes,Private commercial banks,2009,60000,Yes,No,No,No,Yes,No,80000,No,Other,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly agree,12,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Don't know,Minor obstacle,No obstacle,17,15,,,,,10,,,2,3,,,20,Don't know,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Major obstacle,Moderate obstacle,Labor regulations,B,550000,,,-7,45000,,1480000,,,,,,,5,7,2011,15,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506380,864,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,8,2011,14,15,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,25,Yes,Yes,Replicated product/idea encountered in previous occupations,2004,3,1,Yes,2004,Comply with the law,10,Yes,No,31,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,Vacation Apartments,5510,90,ONE MILLION TWO HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,,,,Yes,120,No,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,,,40,,,0,30,30,0,20,20,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,65000,Yes,Yes,Yes,No,Yes,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,0,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,9,10,,,,,4,,,1,2,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Major obstacle,Very severe obstacle,Inadequately educated workforce,A,340000,,,-7,30000,,960000,,,,,,,10,8,2011,15,36,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,Yes,CHRIST CHURCH,Female,ACCOUNTANT,11,1,4,23,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,3,5,All women,Female,Female,Expanding customer base,-44,Providing employment for family,-44,40,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly more problems,Slightly more problems,Significantly less problems,Significantly more problems,Slightly more problems,No difference,Minor obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506381,865,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,7,2011,10,22,"Privately held, limited liability company", ,100,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,57,Yes,No,Modified product/idea encountered in previous occupations,1980,4,4,No,1987,Better access to financing,40,No,No,30,6,No,,,Yes,1,1,20,,No,,No,,,,,,,No,,,Yes,No,,,,,No,,Minor obstacle,Minor obstacle,Accomodation - Vacation Apartment,5510,60,ONE HUNDRED SIXTY THREE THOUSAND AND TWE HUNDRED AND SEVENTY,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,No,,,No,,,No obstacle,,,100,,,100,0,80,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,35000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to agree,7,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,,,,,3,,,0,,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,B,141357,,,-7,22810,,185000,,,,,,,28,7,2011,11,50,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Lowest performant service,,CHRIST CHURCH,Male,MANAGING DIRECTOR,21,1,5,10,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,The deductible is high,-44,Yes,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,30,1,Predominantly women,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Significantly less problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,10,Somewhat truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Barbados,506382,867,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,7,2011,15,25,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1999,2,1,No,2002,Comply with the law,10,No,No,31,8,No,,,Yes,4,2,0,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Major obstacle,Vacation Apartments,5510,70,ONE MILLION,40,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,,,0,,,0,40,60,0,0,0,Yes,,,,73,0,20,0,7,0,Yes,No,Yes,Private commercial banks,2008,25000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,Yes,No,Strongly agree,3,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,8,10,,,,,5,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Electricity,A,260000,,,-7,25000,,800000,,,,,,,29,7,2011,16,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,Highest performant service,,CHRIST CHURCH,Male,OWNER,8,1,4,25,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not enough information,-44,Yes,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Attaining a pre-established level of profit,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Slightly less problems,No difference,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506383,887,IS Non-Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Services,Services,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,8,2011,14,0,"Privately held, limited liability company", ,33,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,20,Yes,Yes,Modified product/idea encountered in previous occupations,2007,3,1,Yes,2007,Customers or suppliers only deal with registered firms,6,Yes,No,31,8,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Very severe obstacle,sanitary ware,5139,95,ONE MILLION FIFTY THOUSAND,90,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,No obstacle,,,40,,,15,96,0,0,4,0,Yes,,,,85,0,15,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,No,Yes,No,No,No,Tend to disagree,3,No,,,No,,-8,,No,,,No,,,Minor obstacle,Moderate obstacle,Don't know,No obstacle,Minor obstacle,Minor obstacle,10,10,,,,,2,,,0,,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,200,,Technicians,No,No obstacle,No obstacle,Electricity,A,350000,,,420000,25000,,600000,,,,,,,4,8,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,48.90434782608696,28.41739130434783,48.90434782608696,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506384,894,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,4,HQ with production and/or sales in this location,,,Yes,-7,6,7,2011,14,0,Don’t know, ,51,100,0,0,0,Yes,No,,,,,,1966,-9,-9,Yes,1966,Comply with the law,39,No,Yes,31,8,No,,,Yes,2,3,0,,No,,No,,,No,,,,Yes,-9,Don't know,Yes,Yes,,,,,Yes,,Very severe obstacle,Moderate obstacle,MANUFACTURING OF JUICES,1554,20,-3,-9,70,0,30,-9,0,0,,,,5,95,Yes,5,,,No obstacle,Moderate obstacle,Yes,2,Yes,Yes,Yes,Yes,-9,No,Yes,,,No,,,Yes,-9,Yes,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,No obstacle,,,95,,,100,50,10,0,40,0,Yes,,,50,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,-9,Don't know,,,,,,,Don't know,,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to disagree,1,No,,,No,,0,,Yes,7,No,Yes,-6,No,Major obstacle,Don't know,Moderate obstacle,No obstacle,No obstacle,No obstacle,110,100,,,,,-9,,,-9,-9,,,-9,Yes,7,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,-9,No,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,B,-9,-9,-9,,-9,-9,-9,,,-9,-9,,,6,7,2011,15,15,Are estimates computed with some precision,Several visits,2,40,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506385,895,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,14,0,Partnership, ,15,50,50,-8,-8,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,19,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1996,35,5,Yes,1996,Better access to skilled workers,14,Yes,Yes,31,12,No,,,Yes,1,2,0,,Yes,40,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Major obstacle,CHICKEN,1511,100,ELEVEN MILLION,10,80,0,20,3,0,0,,,,70,30,Yes,11,,,Moderate obstacle,Minor obstacle,Yes,5,Yes,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,0,,Yes,1,,Moderate obstacle,,,0,,,25,65,25,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-9,Yes,Yes,Yes,Yes,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,Yes,No,Tend to agree,15,Yes,2,No,Yes,-9,-9,,Yes,2,No,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,130,150,,,,,60,,,30,3,,,10,Yes,20,No,Social skills such as comm. skills/customer handling/teamwrk,40,Yes,,,No,,Yes,120,Yes,230,,Both categories require the same amount of training,Yes,Minor obstacle,Very severe obstacle,Inadequately educated workforce,A,2500000,4000000,-9,,-9,-9,10250000,,,3000000,-9,,,22,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506386,896,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,60,Establishm. physically separated from HQ but with oth. estab,Yes,Yes,,,5,7,2011,14,30,Limited partnership, ,78,100,0,0,0,Don't know,No,,,,,,1979,2,-9,Yes,1979,Comply with the law,15,Yes,Yes,30,9,No,,,Yes,4,3,0,,Yes,25,No,,,Yes,3,3,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Minor obstacle,MANUFACTURE OF HAMS,1511,20,FORTY FIVE MILLION,-9,94,0,6,12,0,0,,,,40,60,Yes,5,,,Minor obstacle,Major obstacle,Yes,2,Yes,Yes,Yes,Yes,-9,No,Yes,,,No,,,Yes,-9,Yes,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,0,,Yes,,-9,Moderate obstacle,,,95,,,100,50,10,0,40,0,Yes,,,40,80,0,20,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,-9,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to agree,15,No,,,No,,0,,Yes,7,No,Yes,7,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,190,210,,,,,133,,,-9,-9,,,1,Yes,10,No,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,Yes,80,Yes,-9,Yes,48,,Technicians,Yes,Minor obstacle,Moderate obstacle,Access to finance,C,8000000,8000000,-9,,-9,500000,45000000,,,-9,-9,,,5,7,2011,16,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Highest performant manufacturing,Yes,ST MICHAEL,Male,FINANCIAL CONTROLLER,21,1,5,18,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,No,-9,Delegates decisions to other partners,-9,-9,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,-8,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506387,897,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,22,5,2011,9,0,"Privately held, limited liability company", ,100,0,100,0,0,Yes,No,,,,,,1996,5,0,Yes,1996,Better access to skilled workers,20,No,Yes,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,No,,Very severe obstacle,Very severe obstacle,OPTICAL GLASSES,3320,80,TWENTY MILLION,10,2,0,98,3,0,3,,,,30,70,Yes,7,,,Moderate obstacle,Major obstacle,Yes,75,Yes,Yes,Yes,Yes,4000000,No,No,,,Don't know,,,No,,Yes,Don't know,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,20000,No,,,No obstacle,,,80,,,90,70,0,0,30,0,Yes,,,-8,80,0,0,0,20,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to disagree,20,No,,,Yes,0,0,,Yes,-9,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,115,109,,,,,90,,,0,,,,15,Yes,7,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,120,Yes,210,,Technicians,No,Moderate obstacle,Moderate obstacle,Does not apply,C,3200000,5600000,-8,,540000,290000,16000000,,,10000000,2000000,,,22,5,2011,11,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Highest performant manufacturing,Yes,CHRIST CHURCH,Male,VICE PRESIDENT ADMINISTRATION,8,1,5,25,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,80,In market or product development,-44,Yes,No,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506388,899,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,50,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,18,5,2011,21,0,"Privately held, limited liability company", ,95,5,95,0,0,Yes,No,,,,,,1900,-9,-9,No,1942,Better access to financing,3,No,Yes,31,3,No,,,Yes,1,1,0,,No,,No,,,Yes,1,8,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,No obstacle,RUM,1551,60,FIVE MILLION SIX HUNDRED THOUSAND,15,24,0,76,7,0,0,,,,59,41,Yes,5,,,No obstacle,Minor obstacle,Yes,11,Yes,No,,Yes,133000,No,Yes,,,No,,,No,,No,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,No obstacle,,,95,,,85,70,0,0,30,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2011,4000000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Tend to agree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,102,102,,,,,48,,,15,6,,,15,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,No,,,Technicians,No,No obstacle,No obstacle,Electricity,B,6711000,30269000,20000,,306000,2891000,67939000,,,24569000,22907000,,,18,5,2011,22,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Highest performant manufacturing,Yes,ST MICHAEL,Male,FINANCIAL DIRECTOR,8,1,6,1,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,50,In physical assets,-44,Yes,No,No,No,No,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506389,901,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Services,"No, screener and sample frame do not match",Large (greather than 100),Large (greather than 100),Yes,6,HQ with production and/or sales in this location,,,Yes,-8,20,4,2011,19,0,"Privately held, limited liability company", ,33,100,0,0,0,No,No,,,,,,1991,15,1,Yes,1991,Comply with the law,22,No,Yes,30,6,No,,,No,,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Very severe obstacle,CONCRETE BLOCKS,4530,95,TWENTY NINE MILLIONONE HUNDRED TWENTY FIVE THOUSAND,0,96,0,4,-8,-8,-8,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Yes,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,5000,No,,,No obstacle,,,100,,,100,50,0,0,50,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,21500000,Yes,Yes,Yes,No,No,No,30000000,No,Other,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,10,Yes,1,No,Yes,2,-8,-8,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,140,140,,,,,8,,,-8,-8,,,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,No,,,,,,,,,Other,Both categories require the same amount of training,Yes,Moderate obstacle,Minor obstacle,Access to finance,B,11380000,,,17230000,240000,,43980000,,,,,,,20,4,2011,21,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Highest performant service,Yes,ST. MICHAEL,Male,FINANCIAL CONTROLLER,3,1,4,27,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,A new application will be filled,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Personal and collective accident Insurance,-44,1000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,80,In physical assets,-44,No,Yes,No,Yes,Yes,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,Slightly more problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,No preference,Marketing & Operations Support,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506390,902,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,7,2011,14,17,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1973,12,2,No,1980,Comply with the law,28,No,Yes,31,12,No,,,No,,,,,Yes,95,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,BAJAN BREAD,1541,10,FIFTEEN MILLION,20,90,0,10,5,0,0,,,,30,70,Yes,2,,,No obstacle,No obstacle,Yes,2,No,Yes,Yes,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,0,,No,,,No obstacle,,,20,,,20,84,10,0,6,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to agree,3,Yes,1,No,Yes,0,0,,Yes,2,No,No,,,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,200,200,,,,,66,,,30,3,,,11,Yes,25,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,30,Yes,,,No,,Yes,48,Yes,120,,Technicians,No,Minor obstacle,No obstacle,Practices of competitors in the informal sector,C,4000000,6000000,-9,,-9,-9,15000000,,,-9,6000000,,,20,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506391,903,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Services,"No, screener and sample frame do not match",Large (greather than 100),Large (greather than 100),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,No,,2,20,4,2011,21,0,Sole proprietorship, ,,100,0,0,0,Don't know,No,,,,,,1956,8,-8,Yes,1956,Don’t know,18,No,Still In Process,31,12,No,,,Yes,1,-9,0,,Yes,10,Yes,7,No,,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Major obstacle,METALLIC GATES,4530,60,THIRTY SIX MILLION,5,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,1,,Minor obstacle,,,100,,,75,25,25,0,50,0,Yes,,,,100,0,0,0,0,0,Yes,No,Yes,Private commercial banks,2007,-9,Yes,No,No,No,No,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,Yes,No,Tend to agree,15,Yes,1,No,Yes,-8,-8,-8,Yes,2,No,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,350,430,,,,,30,,,-8,-8,,,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,Yes,120,Yes,120,Yes,30,,Both categories require the same amount of training,Yes,Moderate obstacle,Moderate obstacle,Access to finance,A,13200000,,,15000000,600000,,50000000,,,,,,,20,4,2011,23,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506392,905,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,7,2011,9,15,"Privately held, limited liability company", ,51,0,100,0,0,Yes,No,,,,,,1944,2,1,Yes,1944,Comply with the law,19,No,Yes,30,9,No,,,Yes,1,1,,1000000,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Very severe obstacle,MARGARINE,1549,15,EIGHTY NINE MILLION FIVE HUNDRED THOUSAND,5,33,0,67,5,0,1,,,,10,90,Yes,10,,,Major obstacle,No obstacle,Yes,3,No,No,,Yes,60000,No,No,,,No,,,Yes,60000,Yes,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,150000,No,,,Minor obstacle,,,99,,,100,100,0,0,0,0,Yes,,,1,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,No,No,Yes,Yes,Yes,Yes,Tend to agree,20,No,,,No,,0,,Yes,7,No,No,,,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,160,160,,,,,30,,,10,1,,,10,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,Yes,Minor obstacle,Moderate obstacle,Electricity,C,7600000,92500000,1220000,,2380000,19280000,92800000,,,5370000,16860000,,,7,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Highest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,8,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,No,No,70,Makes major strategic and financial decisions,25,6,Predominantly men,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,20,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506393,906,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,14,HQ with production and/or sales in this location,,,Yes,-8,13,4,2011,19,0,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1975,12,-9,Yes,1975,Comply with the law,9,No,No,31,12,No,,,No,,,,,Yes,95,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Minor obstacle,FENCES,2811,80,SIXTEEN MILLION THREE HUNDRED THOUSAND,10,83,0,17,14,-8,-8,,,,36,64,Yes,14,,,Minor obstacle,Moderate obstacle,Yes,2,Yes,Yes,Yes,Yes,9970000,No,Yes,,,Yes,,,No,,No,Yes,Don't know,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,0,,-8,-8,-8,No obstacle,,,95,,,90,60,0,0,40,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Strongly agree,-8,No,,,Yes,2,-8,-8,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,160,190,,,,,12,,,6,6,,,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,Yes,,,Yes,40,Yes,40,Yes,500,,Both categories require the same amount of training,Yes,Minor obstacle,Minor obstacle,Customs and trade regulations,A,6800000,8700000,80000,,82371,1436000,26800000,,,13200000,19800000,,,13,4,2011,21,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506394,907,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,14,4,2011,19,30,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,-9,-9,-9,Don't know,1986,More access to government programs or services,20,No,Yes,31,12,No,,,Yes,0,,,,No,,No,,,No,,,,Yes,90,No,Yes,No,,,,,Yes,,Minor obstacle,No obstacle,ELECTRONICS EQUIPMENTS,3230,100,SEVEN MILLION FOUR HUNDRED EIGHTY FIVE THOUSAND,0,0,0,100,6,0,0,,,,2,98,Yes,6,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,No,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,2,,No,,,No obstacle,,,98,,,100,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,No,No,No,No,Yes,No,No,Yes,Strongly agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,174,179,,,,,140,,,0,,,,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,-9,Yes,40,,Technicians,No,No obstacle,No obstacle,Electricity,C,1400000,304000,-8,,375000,176000,9300000,,,507000,200000,,,14,4,2011,21,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Lowest performant manufacturing,Yes,CHRIST CHURCH,Male,FINANCE DIRECTOR,8,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Personal and collective accident Insurance,-44,-9,-9,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,75,In physical assets,-44,Yes,Yes,No,Yes,No,No,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,Slightly more problems,Slightly more problems,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506395,908,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,10,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,19,5,2011,9,0,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1973,10,0,Yes,1973,Other reasons not included above,17,Yes,Yes,31,12,No,,,Yes,4,1,1,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,PRINTING NEWSPAPER,2212,65,FOUR MILLION EIGHT HUNDRED EIGHTY EIGHT THOUSAND,20,90,0,10,3,0,5,,,,50,50,Yes,7,,,Minor obstacle,Moderate obstacle,Yes,1,No,Yes,Yes,Yes,600000,No,No,,,Yes,,,No,,No,No,No,No,No obstacle,,,,,,Yes,-6,Don't know,,, ,,,,,,Major obstacle,Yes,,60000,Yes,,100000,Minor obstacle,,,80,,,80,75,0,0,25,0,Yes,,,-8,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,Yes,Yes,Tend to agree,20,No,,,No,,0,,No,,,Yes,1,No,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,195,190,,,,,102,,,10,8,,,28,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,40,Yes,6300,Yes,40,,Both categories require the same amount of training,Yes,Minor obstacle,Minor obstacle,Political instability,B,14000000,5750000,279546,,712000,863791,47265000,,,-9,14750000,,,19,5,2011,10,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506396,910,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,4,2011,11,44,"Privately held, limited liability company", ,60,100,0,0,0,Yes,No,,,,,,1923,8,2,No,1954,Better access to financing,38,No,No,31,12,No,,,Yes,-8,-8,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,BREAD,1541,85,SIX MILLION ONE HUNDRED SIXTY FOUR TOUSAND,20,100,0,0,,,,,,,80,20,Yes,2,,,No obstacle,No obstacle,Yes,2,Yes,Yes,No,Yes,-9,No,No,,,Yes,,,No,,Yes,Yes,Yes,Yes,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,No obstacle,,,60,,,80,65,10,0,25,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2003,1800000,Yes,Yes,Yes,No,No,No,3600000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Tend to agree,1,No,,,Yes,-8,-8,-8,Yes,1,No,Yes,21,No,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,108,102,,,,,65,,,-8,-8,,,-8,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,Yes,,,No,,Yes,48,Yes,120,,Technicians,No,Minor obstacle,No obstacle,Tax rates,C,694473,2756147,145777,,138888,105257,5506409,,,3000000,5500000,,,12,4,2011,14,41,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.461538461538461,1.461538461538461,1.461538461538461,3,Lowest performant manufacturing,Yes,ST MICHAEL,Male,FINANCIAL DIRECTOR,8,1,5,8,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,30,Makes major strategic and financial decisions,20,4,Predominantly women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,90,In physical assets,-44,Yes,Yes,No,No,No,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506397,912,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,6,7,2011,14,0,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1967,3,2,Yes,1967,Comply with the law,23,No,No,31,3,No,,,Yes,1,2,0,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Major obstacle,WOODEN FURNITURE,3610,90,FIVE MILLION FIVE HUNDRED THOUSAND,50,65,0,35,7,0,0,,,,20,80,Yes,5,,,Moderate obstacle,Moderate obstacle,Yes,5,No,No,,Yes,20000,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,45000,No,,,Minor obstacle,,,40,,,20,55,25,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,5,No,,,No,,0,,Yes,2,No,Yes,-6,Refused,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,70,60,,,,,25,,,12,2,,,10,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,10,Yes,,,Yes,50,Yes,80,Yes,150,,Technicians,Yes,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,B,1500000,2200000,-9,,-9,500000,5000000,,,-9,-9,,,6,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506398,913,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,5,HQ with production and/or sales in this location,,,Yes,-8,11,5,2011,18,30,Limited partnership, ,30,100,0,0,0,No,No,,,,,,1995,25,0,Yes,1995,Comply with the law,10,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,PLYWOODS,2010,70,TWO MILLION,-9,100,0,0,,,,,,,5,95,Yes,7,,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,,,No,,,No,,Yes,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,Moderate obstacle,,,60,,,100,90,0,0,10,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,-8,-8,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,40,40,,,,,4,,,0,,,,1,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Major obstacle,Moderate obstacle,Labor regulations,C,750000,500000,-9,,100000,300000,2500000,,,1000000,4000000,,,11,5,2011,21,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,8,1,5,2,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Best price/quality ratio,Yes,Dammage Insurance,-44,15000,80,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Other,Not require any funds from parent company,Attaining a pre-established level of profit,-44,0,-44,-44,No,No,No,Yes,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506399,914,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,10,0,"Privately held, limited liability company", ,60,40,60,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,17,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1995,2,0,Yes,1995,Comply with the law,11,No,No,31,12,No,,,No,,,,,No,,No,,,Yes,2,3,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,FLOUR MILL,1531,30,FOUR MILLION TWO HUNDRED THOUSAND,20,50,20,30,8,0,0,,,,40,60,Yes,2,,,Minor obstacle,Major obstacle,No,,,No,,Yes,100000,No,No,,,No,,,No,,No,No,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,1,,Yes,,50000,Minor obstacle,,,10,,,20,40,50,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,No,Yes,No,No,No,No,Tend to agree,25,No,,,No,,-8,,Yes,1,No,No,,,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,40,40,,,,,15,,,7,5,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1200000,1800000,45000,,-9,-9,3900000,,,1000000,1000000,,,5,7,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506400,915,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,5,2011,9,0,"Privately held, limited liability company", ,75,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated product/idea encountered in previous occupations,1999,24,0,Yes,1999,More access to government programs or services,28,No,No,31,12,No,,,Don't know,,,,,No,,No,,,-8,-8,-8,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,ELECTRONICS EQUIPMENTS,3230,96,EIGHT HUNDRED NINETY NINE THOUSAND EIGHT HUNDRED AND SIX,0,0,0,100,1,0,0,,,,0,100,No,,,,Very severe obstacle,Major obstacle,No,,,Yes,No,No,,No,No,,,No,,,No,,No,No,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,1800,No,,,No obstacle,,,0,,,100,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,-8,2010,40000,Yes,No,No,No,Yes,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Yes,No,Yes,Don't know,Don't know,Yes,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,20,23,,,,,19,,,0,,,,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,No,,Yes,195,,Professional and managers,No,Minor obstacle,Moderate obstacle,Transport,B,294291,350000,50000,,18000,23249,552452,,,10480,-9,,,13,5,2011,11,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,CHRISTCHURCH,Male,PRESIDENT & CEO,8,1,5,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Group life Insurance,-44,-44,-44,Predominantly men,No,Yes,25,Delegates decisions to other partners,12,14,Predominantly women,Female,Female,Still in business in 10 years time,-44,Expanding customer base,-44,95,In market or product development,-44,Yes,No,Yes,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,No,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506401,916,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,10,0,Partnership, ,30,100,0,0,0,No,No,,,,,,1989,2,0,Yes,1989,Comply with the law,21,No,No,31,3,No,,,Yes,1,1,,20000,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,CONCRETE,2695,50,SIX MILLION THREE HUNDRED THOUSAND,25,100,0,0,,,,,,,40,60,Yes,5,,,No obstacle,Moderate obstacle,Yes,11,No,No,,No,,No,No,,,No,,,No,,No,No,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,0,,No,,,No obstacle,,,95,,,35,70,20,0,10,0,Yes,,,4,35,0,45,0,20,0,Yes,Yes,Yes,Private commercial banks,2009,-9,Don't know,,,,,,,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,No,Yes,No,No,Tend to agree,5,No,,,No,,0,,Yes,2,No,No,,,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,60,50,,,,,15,,,15,2,,,10,Yes,10,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,20,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,A,1800000,2200000,-9,,-9,-9,-9,,,-9,-9,,,6,7,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506402,917,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,9,0,"Privately held, limited liability company", ,35,65,35,0,0,Yes,No,,,,,,1996,4,1,Yes,1996,Comply with the law,36,No,Still In Process,31,10,No,,,Yes,1,2,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Major obstacle,RUM CAKES,1541,50,TWO MILLION SIX HUNDRED THOUSAND,3,85,0,15,7,0,0,,,,15,85,Yes,10,,,Very severe obstacle,Very severe obstacle,Yes,3,No,Yes,No,Yes,20000,Yes,No,,,No,,,No,,No,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,Moderate obstacle,,,100,,,97,100,0,0,0,0,Yes,,,0,100,0,0,0,0,0,Yes,Yes,Yes,State-owned banks or government agency,2003,650000,Yes,Yes,Yes,No,No,No,1000000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by public sector support resources,Yes,No,,Yes,No,,No,No,,Yes,No,,Yes,No,No,No,No,No,No,No,Tend to agree,5,No,,,Yes,0,0,,Yes,180,No,No,,,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,32,40,,,,,25,,,0,,,,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,6,Yes,,,No,,No,,No,,,Professional and managers,Yes,No obstacle,Major obstacle,Electricity,A,704500,1170000,18000,,144000,300000,3800000,,,1500000,2300000,,,5,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506403,918,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,14,4,2011,9,0,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,2006,12,0,Yes,2006,Other reasons not included above,50,No,No,31,10,Yes,60,No,No,,,,,No,,No,,,No,,,,Yes,-6,No,Yes,No,,,,,Yes,,No obstacle,No obstacle,BAKED PRODUCTS,1541,50,FIVE MILLION,80,100,0,0,,,,,,,100,0,,,,,No obstacle,No obstacle,Yes,1,Yes,Yes,Yes,No,,No,No,,,No,,,No,,No,Don't know,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,60000,No,,,Minor obstacle,,,50,,,20,0,40,0,30,30,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,52,40,,,,,42,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,-8,,Technicians,No,No obstacle,No obstacle,Access to finance,A,900000,2000000,0,,120000,1000000,3000000,,,2500000,100000,3,Female,14,4,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506404,921,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,12,30,"Privately held, limited liability company", ,70,100,0,0,0,No,No,,,,,,1975,1,-8,No,1985,Better access to financing,19,No,No,31,12,No,,,No,,,,,Yes,0,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,GARMENTS,1810,100,SEVEN MILLION,10,100,0,0,,,,,,,30,70,No,,,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,No,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,,,0,,,50,95,0,0,5,0,Yes,,,0,20,20,50,0,10,0,Yes,Yes,Yes,Private commercial banks,2009,-9,Don't know,,,,,,,Yes,,Yes,Moderate obstacle,No,,No,No,,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,65,60,,,,,25,,,6,3,,,10,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,4,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,C,2000000,2800000,100000,,200000,700000,6500000,,,2000000,4500000,,,4,7,2011,13,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506405,923,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,25,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,15,4,2011,12,45,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,-9,1953,-9,Don't know,1953,Don’t know,20,No,Yes,31,3,No,,,Yes,8,4,0,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,PAINTS,2422,100,FIFTEEN MILLION,20,70,0,30,10,0,0,,,,10,90,Yes,7,,,No obstacle,No obstacle,Yes,10,Yes,Yes,Yes,No,,No,No,,,No,,,No,,No,No,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,20000,Yes,3,,Moderate obstacle,,,100,,,80,45,15,0,40,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Strongly agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,52,52,,,,,20,,,20,4,,,-9,Yes,1,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,16,Yes,40,Yes,50,,Technicians,No,Major obstacle,Moderate obstacle,Labor regulations,B,3200000,6000000,-8,,120000,1000000,15000000,,,10000000,-8,,,15,4,2011,15,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,ST MICHAEL,Male,GENERAL MANGER,16,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,10000,100,Equally men and women,No,No,30,Makes major strategic and financial decisions,20,2,Predominantly men,Female,Female,Expanding customer base,-44,Attaining a pre-established level of profit,-44,40,In market or product development,-44,Yes,Yes,No,Yes,No,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506406,926,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,12,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,20,7,2011,8,30,Partnership, ,25,100,0,0,0,No,No,,,,,,2006,2,0,Yes,2006,Other reasons not included above,8,No,No,31,10,Yes,60,No,No,,,,,No,,No,,,No,,,,Yes,45,No,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,ASPHALT,2695,50,THREE MILLION FIVE HNDRED THOUSAND,20,80,0,20,26,0,0,,,,50,50,Yes,10,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,No,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,150000,No,,,No obstacle,,,15,,,80,39,50,0,11,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Strongly agree,1,No,,,Yes,0,0,,Yes,1,No,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,25,12,,,,,2,,,-9,-9,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,No,,,Technicians,Yes,Minor obstacle,Minor obstacle,Access to finance,C,1000000,1000000,55000,,100000,200000,3000000,,,1000000,2500000,,,20,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,ST MICHAEL,Male,FINANCIAL CONTROLLER,16,1,5,21,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,300000,90,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,50,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506407,931,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,5,2011,20,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1954,8,-9,Yes,1954,Comply with the law,31,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Major obstacle,MEDICAL GAS,2411,30,SIX MILLION,40,98,0,2,7,0,0,,,,20,80,Yes,8,,,Major obstacle,Major obstacle,Yes,12,Yes,Yes,No,No,,No,No,,,No,,,No,,No,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,2,,No,,,Minor obstacle,,,50,,,60,70,0,0,30,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,300000,Yes,Yes,No,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,Yes,-8,-8,-8,-8,Tend to agree,10,No,,,Yes,0,0,,Yes,1,No,No,,,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,32,32,,,,,4,,,0,,,,0,Yes,-8,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,Yes,400,Yes,-8,Yes,180,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Electricity,A,1500000,750000,-9,,300000,200000,6260000,,,2600000,2900000,,,16,5,2011,22,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,16,1,5,9,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,50,Makes decisions in consultation with other partners,5,25,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Decision maker manager,Slightly less problems,No difference,Slightly more problems,No difference,Slightly more problems,No difference,No difference,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,9,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506408,934,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,8,2011,16,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,3,1,No,2001,Don’t know,12,No,Yes,31,3,No,,,Yes,8,3,0,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,PRINTING,2221,90,THREE MILLION FIVE HNDRED THOUSAND,15,100,0,0,,,,,,,75,25,No,,,,No obstacle,Moderate obstacle,Yes,5,No,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,120000,No,,,Moderate obstacle,,,0,,,20,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,200000,Yes,Yes,Yes,No,No,No,400000,No,Other,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,20,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,33,30,,,,,10,,,0,,,,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Major obstacle,Practices of competitors in the informal sector,A,1000000,1200000,-9,,-9,200000,-9,,,500000,2500000,,,12,8,2011,17,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506409,936,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,4,2011,8,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2008,24,0,Yes,-9,Comply with the law,42,No,No,28,2,No,,,Yes,8,3,1,,Yes,75,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,No obstacle,PLASTICS BUCKETS,2520,95,FIVE MILLION,1,95,0,5,5,0,0,,,,30,70,Yes,5,,,No obstacle,Minor obstacle,Yes,30,Yes,No,,Yes,10000,No,No,,,No,,,No,,No,No,No,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,60000,Yes,1,,Minor obstacle,,,80,,,90,50,25,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,-8,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,No,Tend to agree,-9,Yes,-9,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,25,-7,,,,,8,,,0,,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,2,Yes,3,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Electricity,C,270000,1000000,14000,,750000,300000,-7,,,680000,-8,,,12,4,2011,10,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,CHRIST CHURCH,Female,ASSISTANT CONTROLLER,21,1,5,16,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Significantly more problems,Slightly more problems,Significantly less problems,No difference,Slightly more problems,Significantly less problems,Moderate obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506410,938,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,200,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,18,4,2011,16,15,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,1990,-9,-9,Yes,-9,Comply with the law,29,No,No,31,12,No,,,Yes,1,1,1,,No,,No,,,No,,,,Yes,30,No,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,METALLIC CANS,2899,15,ONE MILLION FIVE HUNDRED THOUSAND,0,20,0,80,10,0,0,,,,0,100,Yes,5,,,No obstacle,Major obstacle,Yes,15,Yes,Yes,Yes,No,,No,Yes,,,No,,,No,,No,No,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,6000,Yes,,10000,Moderate obstacle,,,100,,,100,30,0,0,70,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,-8,No,,-8,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Strongly agree,5,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,44,46,,,,,10,,,3,3,,,4,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,Yes,-8,Yes,-8,Yes,-8,,Both categories require the same amount of training,Yes,Minor obstacle,Major obstacle,Inadequately educated workforce,B,250000,959700,15000,,32100,164800,1589400,,,9000000,850000,,,18,4,2011,18,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,ST PHILIP,Male,GENERAL MANAGER,16,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Dammage Insurance,-44,60000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,15,In physical assets,-44,Yes,Yes,No,Yes,No,No,No,No,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,No,Yes,Barbados Vocational Board,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506411,939,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,4,2011,21,0,"Privately held, limited liability company", ,100,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,Yes,Replicated product/idea encountered in previous occupations,1997,8,2,Yes,1997,Comply with the law,30,No,No,30,9,No,,,Yes,3,1,1,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Minor obstacle,Minor obstacle,MANUFACTURING DRAPERY,1729,60,ONE MILLION,55,100,0,0,,,,,,,10,90,Yes,7,,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,No,No,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,10000,Yes,1,,Moderate obstacle,,,10,,,10,90,0,0,10,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,200000,Yes,No,No,Yes,No,No,250000,-8,Collateral requirements are too high,Yes,Major obstacle,No,,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,10,Yes,2,No,No,,-8,-8,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,26,26,,,,,16,,,2,3,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Access to finance,C,210000,600000,-8,,15000,0,950000,,,20000,-8,,,12,4,2011,22,30,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,30,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,8,1,5,10,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,No potential investor,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Other,No potential investor,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,15,10,Predominantly women,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,100,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,No,Yes,"FINPYME (University of West indies, Korea fund)",No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,No impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,10,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506412,940,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,4,2011,12,0,"Privately held, limited liability company", ,10,75,25,0,0,No,No,,,,,,1988,7,0,Yes,1987,Comply with the law,-9,No,No,31,12,No,,,Yes,8,1,0,,Yes,0,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,SAILS,1721,100,THREE MILLION SEVEN HUNDRED THOUSAND,25,0,0,100,1,0,0,,,,0,100,Yes,4,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,No,No,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Does not apply,No,,,No,,,No obstacle,,,90,,,75,30,0,0,70,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Does not apply,No,,No,No,,Yes,Yes,-8,-8,No,,Yes,No,,No,-8,-8,-8,-8,-8,-8,-8,Tend to agree,0,Yes,-8,Refused,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,52,58,,,,,40,,,4,6,,,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Does not apply,A,746150,1178000,22000,,128183,64000,3550000,,,77000,150000,,,12,4,2011,14,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506413,942,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,20,30,"Privately held, limited liability company", ,50,100,0,0,0,Yes,No,,,,,,1975,1,1,No,1983,Better access to financing,25,No,Yes,31,12,No,,,No,,,,,Yes,0,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,MANUFACTURING FUNCTIONAL POTTERY,2695,100,ONE MILLION EIGHT HUNDRED THOUSAND,-9,2,93,5,28,0,1,,,,0,100,Yes,7,,,Minor obstacle,No obstacle,Yes,20,Yes,No,,Yes,-9,No,No,,,No,,,No,,No,Yes,Yes,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,,,0,,,20,100,0,0,0,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Don't know,No,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,-8,-8,-8,Yes,-8,-8,-8,Tend to disagree,5,No,,,-8,-8,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,25,25,,,,,15,,,0,,,,8,Yes,1,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Minor obstacle,Transport,A,1080000,180000,70000,,24000,44600,1900000,,,750000,1000000,,,17,5,2011,23,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506414,945,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,14,30,Limited partnership, ,67,100,0,0,0,Yes,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,1999,7,0,Yes,1999,Comply with the law,28,No,No,31,3,No,,,Yes,0,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Moderate obstacle,WINDOWS AND DOORS,3699,60,ONE MILLION SIX HUNDRED THOUSAND,10,80,0,20,7,0,0,,,,0,100,No,,,,Major obstacle,No obstacle,Yes,80,Yes,Yes,No,Yes,10000,Yes,No,,,No,,,No,,Yes,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,Yes,,65000,Minor obstacle,,,20,,,20,100,0,0,0,0,Yes,,,40,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Yes,No,,Yes,No,No,No,Yes,No,No,No,Strongly disagree,5,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,35,52,,,,,20,,,0,,,,2,Yes,12,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Electricity,A,700000,500000,-9,,15000,-9,2500000,,,-9,-9,,,4,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,ST.MICHAEL,Male,MANAGING DIRECTOR,21,1,5,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,A new application will be filled,No change,No change,No change,No change,A new application will be filled,A new application will be filled,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,25,Makes decisions in consultation with other partners,8,4,All men,Male,Male,Providing employment for family,-44,Still in business in 10 years time,-44,80,In market or product development,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Slightly more problems,No difference,No difference,Significantly less problems,Slightly less problems,No difference,Minor obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506415,946,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,4,2011,8,4,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1982,-9,4,Don't know,-8,Comply with the law,20,Yes,Don't know,30,6,No,,,Yes,-9,-8,0,,Yes,50,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,No obstacle,PEAN VB,1549,30,FOUR MILLION,40,75,0,25,2,0,0,,,,10,90,Yes,2,,,Minor obstacle,Moderate obstacle,Don't know,,,Don't know,,No,,Yes,No,,,No,,,No,,No,Yes,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,4,,Minor obstacle,,,90,,,60,25,50,0,25,0,Yes,,,-8,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,120000,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Don't know,,Don't know,-8,-8,Don't know,Don't know,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,-8,-8,-8,-8,-8,-8,-8,Tend to agree,25,No,,,No,,-9,,Yes,-9,Don't know,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,60,60,,,,,30,,,-9,-8,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Moderate obstacle,Customs and trade regulations,C,1265000,2331080,31000,,49206,144234,4078994,,,-9,-9,,,11,4,2011,10,5,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506416,947,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Services,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,18,4,2011,8,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,46,Yes,Yes,Modified product/idea encountered in previous occupations,1989,3,0,Yes,1989,Comply with the law,40,No,No,31,3,No,,,Yes,1,1,,20000,No,,No,,,,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Minor obstacle,STATIONERY,5190,30,THREE MILLION,2,95,0,5,4,0,0,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,Don't know,Major obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,No obstacle,,,15,,,100,0,90,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,1200000,Yes,No,Yes,No,Yes,No,2000000,No,Interest rates are not favorable,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,1,No,,,Yes,0,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,35,45,,,,,16,,,10,3,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,No,,,Technicians,Yes,Minor obstacle,Minor obstacle,Access to finance,C,1300000,,,1500000,92000,,2700000,,,,,,,18,4,2011,9,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant service,Yes,ST MICHAEL,Male,OWNER,3,1,5,1,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,Yes,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,No,No,Not enough information,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,reputation,Yes,Dammage Insurance,-44,400000,50,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Male,Still in business in 10 years time,-44,Expanding customer base,-44,80,In physical assets,-44,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,All,"General Management, Business Development & Strategies Suppor",-44,5,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506417,949,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,4,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1975,15,-8,Yes,1975,Better access to financing,50,No,No,30,9,No,,,Yes,-8,3,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,RICE PRODUCTION,1531,30,TWELVE MILLION,10,80,0,20,10,-8,-8,,,,25,75,Yes,5,,,No obstacle,Moderate obstacle,Yes,2,No,No,,Yes,125000,No,No,,,No,,,No,,No,Yes,No,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,0,,,100,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,150000,No,,,,,,,No,Other,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,Yes,Yes,No,No,No,Tend to agree,20,No,,,No,,0,,No,,,No,,,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,56,50,,,,,28,,,-8,-8,,,4,No,,,Social skills such as comm. skills/customer handling/teamwrk,6,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Major obstacle,Practices of competitors in the informal sector,C,1200000,11200000,-8,,364000,0,12752000,,,3000000,4000000,,,12,4,2011,13,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,ST MICHAEL,Male,CHIEF EXECUTIVE OFFICER,8,1,5,16,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,5000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,80,In market or product development,-44,Yes,Yes,Yes,Yes,No,No,No,Yes,Decision maker manager,Slightly more problems,Slightly more problems,No difference,No difference,No difference,No difference,Slightly more problems,Minor obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506418,951,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),Yes,2,HQ with production and/or sales in this location,,,-8,-8,21,7,2011,14,0,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,1976,-9,2,Yes,1976,Comply with the law,30,No,No,31,12,No,,,Yes,5,1,0,,No,,No,,,Yes,2,3,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,No obstacle,MANUFACTURING OF ANALOG METERS,3312,25,FOUR MILLION,-9,0,0,100,4,0,0,,,,0,100,Yes,1,,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,,,Yes,,,Yes,-8,Don't know,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,Does not apply,No,,,No,,,Minor obstacle,,,100,,,-9,-9,-9,-9,-9,-9,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,1,No,,,No,,0,,No,,,Yes,90,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,100,125,,,,,81,,,-9,-9,,,2,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,Yes,-9,Yes,-9,Yes,105,,Technicians,No,No obstacle,No obstacle,Courts,C,1700000,-9,-9,,144000,242400,-9,,,-9,-9,,,21,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Lowest performant manufacturing,,CHRIST CHURCH,Male,HR MANAGER,8,1,5,21,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,5000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,66,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,No difference,No difference,Slightly less problems,Slightly less problems,Slightly less problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506419,952,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,28,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,9,8,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1990,3,1,Yes,1990,Comply with the law,18,No,No,31,12,No,,,Yes,1,1,1,,No,,No,,,No,,,,Yes,30,No,Yes,Yes,,,,,Yes,,Moderate obstacle,No obstacle,FACIAL TISSUE,2109,20,TWO MILLION FIVE HUNDRED THOUSAND,2,60,0,40,15,0,0,,,,30,70,Yes,7,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,50000,Yes,1,,No obstacle,,,10,,,10,85,10,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,No,No,,Yes,Yes,Entirely financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Tend to disagree,10,Yes,2,No,No,,-9,,Yes,3,No,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,55,50,,,,,-9,,,5,2,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Access to finance,A,700000,1000000,50000,,75000,250000,2450000,,,350000,1500000,,,9,8,2011,10,30,Are estimates computed with some precision,Several visits,2,20,2,1.771428571428571,2,2,Lowest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,16,1,5,24,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Not applicable,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,marine insurance,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Other,marine insurance,130000,100,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Other,relationship with suppliers,Other,relationship with clients,20,In physical assets,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506420,953,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,7,2011,14,0,"Privately held, limited liability company", ,99,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,Yes,Replicated product/idea encountered in previous occupations,2002,11,3,No,2003,Comply with the law,30,No,No,31,1,No,,,Yes,1,4,-9,,Yes,-9,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Major obstacle,TRUCK BODIES,2812,65,TWO MILLION FIVE THOUSAND AND ONE HUNDRD FORTY FOUR,90,99,1,0,,,,,,,95,5,Yes,2,,,No obstacle,No obstacle,Yes,10,No,Yes,Yes,Yes,50000,No,No,,,No,,,No,,No,Yes,Don't know,No,Very severe obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Minor obstacle,,,50,,,90,85,0,0,10,5,Yes,,,30,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,153000,Yes,No,No,Yes,No,No,168000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,30,20,,,,,3,,,2,2,,,0,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,Yes,84,Yes,-9,No,,,Technicians,Yes,Minor obstacle,Minor obstacle,Access to finance,C,1102233,607062,-9,,-9,170075,2391917,,,195000,500000,,,25,7,2011,15,30,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,0,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506421,954,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,55,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,29,7,2011,13,50,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,2007,4,2,Yes,2007,Better access to financing,12,No,No,31,12,No,,,Yes,6,3,1,,Yes,75,No,,,No,,,,Yes,25,No,Yes,Yes,,,,,Yes,,Minor obstacle,No obstacle,AEROSOL PRODUCTS,2429,15,TWO MILLION ONE HUNDRED THOUSAND,2,80,0,20,14,0,0,,,,-9,-9,Yes,7,,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,No obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,,,0,,,10,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,0,No,,,No,,-9,,Yes,2,No,No,,,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,22,20,,,,,10,,,4,4,,,5,Yes,1,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Major obstacle,Moderate obstacle,Labor regulations,C,600000,850000,-9,,63000,-9,2100000,,,600000,1000000,,,29,7,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506422,958,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,7,2011,9,20,Partnership, ,30,50,50,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,14,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1999,3,2,Yes,1999,Comply with the law,12,Yes,No,31,12,No,,,Yes,1,1,0,,Yes,50,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Major obstacle,AUTOMOTIVE PAINTS,2422,50,FIVE MILLION,25,85,0,15,12,0,0,,,,30,70,Yes,7,,,Major obstacle,Major obstacle,Yes,25,Yes,Yes,Yes,No,,No,No,,,Yes,,,Yes,30000,Yes,No,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,30000,No,,,Minor obstacle,,,10,,,50,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,No,No,No,Yes,Tend to disagree,20,No,,,No,,0,,Yes,2,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,45,40,,,,,9,,,5,6,,,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,120,Yes,200,,Technicians,No,Minor obstacle,No obstacle,Access to finance,C,1350000,2000000,250000,,150000,500000,4500000,,,-9,3300000,,,20,7,2011,10,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506423,959,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,4,2011,9,0,"Privately held, limited liability company", ,25,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,75,Yes,No,Replicated product/idea encountered in previous occupations,1999,15,0,Yes,1999,Customers or suppliers only deal with registered firms,30,No,Yes,31,8,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,PRINTING,2221,95,THREE MILLION,8,25,-9,75,7,0,0,,,,0,100,No,,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Don't know,Yes,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,6,,,90,80,0,0,20,0,Yes,,,-8,-8,-8,-8,-8,-8,-8,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to agree,0,Yes,3,No,Yes,-9,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,22,25,,,,,11,,,1,2,,,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,-8,Technicians,No,No obstacle,No obstacle,Access to finance,B,700000,750000,25000,,16000,800000,2500000,,,700000,100000,,,20,4,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506424,963,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,8,2011,14,20,Sole proprietorship, ,,100,0,-8,-8,No,No,,,,,,1988,2,0,Yes,1988,Comply with the law,16,No,No,31,12,No,,,Yes,7,1,0,,Yes,0,No,,,Yes,1,2,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Moderate obstacle,PLASTIC PRODUCTS,2520,100,SEVEN MILLION,10,100,0,0,,,,,,,70,30,No,,,,Minor obstacle,Major obstacle,Yes,20,Yes,No,,Yes,75000,No,No,,,No,,,No,,No,No,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,0,,No,,,Minor obstacle,,,10,,,20,74,20,0,6,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,-9,No,,,Yes,2,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,60,45,,,,,20,,,5,3,,,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,40,Yes,300,,Technicians,Yes,Moderate obstacle,Moderate obstacle,Access to finance,A,1900000,2800000,250000,,200000,500000,5000000,,,-9,5000000,,,5,8,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506425,970,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,10,15,"Privately held, limited liability company", ,51,100,0,0,0,No,No,,,,,,1999,4,2,Yes,1999,Other reasons not included above,11,No,No,31,12,Yes,30,No,No,,,,,No,,No,,,Yes,2,3,,No,,,Yes,No,,,,,Yes,,No obstacle,Moderate obstacle,MEAT,1511,100,TWO MILLION ONE HUNDRED THOUSAND,5,90,0,10,20,0,0,,,,25,75,Yes,5,,,No obstacle,No obstacle,Yes,15,No,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,50000,Yes,,10000,No obstacle,,,0,,,10,88,0,0,12,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,No,No,No,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,25,20,,,,,5,,,5,2,,,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,No,,Yes,80,,Technicians,Yes,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,B,600000,850000,73000,,63000,200000,-9,,,750000,1500000,,,5,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506426,971,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,7,2011,9,0,"Privately held, limited liability company", ,66,100,0,0,0,No,No,,,,,,1997,2,0,Yes,1997,Comply with the law,13,No,No,30,9,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Moderate obstacle,Minor obstacle,VENETIAN AND VERTICAL BLINDS,3610,50,THREE MILLION,20,90,0,10,14,0,0,,,,50,50,Yes,6,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,2,,No,,,No obstacle,,,15,,,20,85,10,0,5,0,Yes,,,0,40,5,45,0,10,0,Yes,Yes,Yes,Private commercial banks,2010,170000,Yes,Yes,Yes,Yes,No,No,150000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,No,No,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,1,No,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,29,30,,,,,-9,,,2,2,,,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,No,,Yes,100,Yes,50,,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,A,950000,1200000,-9,,-9,-9,3000000,,,1000000,500000,,,25,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506427,972,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,7,2011,14,0,Partnership, ,35,100,0,0,0,No,No,,,,,,1982,1,1,No,1989,Comply with the law,18,No,Yes,30,6,No,,,No,,,,,Yes,50,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Moderate obstacle,No obstacle,BUILDING BLOCKS,2696,50,EIGHT MILLION,5,100,0,0,,,,,,,-9,-9,Yes,7,,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,Yes,-9,No,No,Yes,Don't know,Moderate obstacle,,,,,,Yes,60,No,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Moderate obstacle,,,10,,,90,53,30,0,10,7,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,No,Yes,Yes,No,No,No,Strongly disagree,10,Yes,2,Don't know,Yes,-9,-8,,Yes,2,No,Yes,10,Don't know,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,75,50,,,,,10,,,10,3,,,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,20,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,Very severe obstacle,Very severe obstacle,Labor regulations,C,2250000,3000000,-9,,140000,500000,-9,,,2000000,-9,,,20,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506428,975,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,8,55,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1966,2,0,Yes,1966,Don’t know,14,No,No,30,9,No,,,Yes,2,2,0,,No,,No,,,Yes,1,4,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,RUM,1551,100,TWELVE MILLION TWO HUNDRED FIFTY THOUSAND,5,70,0,30,15,0,0,,,,95,5,Yes,8,,,Moderate obstacle,Moderate obstacle,Yes,10,Yes,Yes,Yes,Yes,100000,Yes,Yes,,,Yes,,,Yes,50000,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,60000,Minor obstacle,,,50,,,5,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,130000,Yes,Yes,No,Yes,Yes,No,200000,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Strongly agree,0,No,,,Yes,1,3,,Yes,1,Don't know,Yes,15,No,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,90,110,,,,,20,,,20,4,,,10,Yes,5,Yes,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,,,Yes,200,Yes,120,Yes,150,,Both categories require the same amount of training,Yes,No obstacle,Moderate obstacle,Access to finance,B,3500000,3700000,-9,,400000,-9,11500000,,,2000000,-9,,,11,7,2011,9,40,Are estimates computed with some precision,Several visits,2,30,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506429,977,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,5,2011,22,0,"Privately held, limited liability company", ,93,93,6,0,1,Yes,No,,,,,,1966,8,-9,Yes,1966,Other reasons not included above,13,No,Yes,31,12,No,,,Yes,-9,1,0,,No,,No,,,Yes,1,4,,No,,,Yes,Yes,,,,,Yes,,Major obstacle,Moderate obstacle,MANUFACTURING OF TEXTURE FINISHES (TROWEL PLASTIC),2520,98,SEVEN MILLION THREE HUNDRED THOUSAND,50,91,0,9,15,0,0,,,,8,92,Yes,5,,,Minor obstacle,Minor obstacle,Yes,5,No,Yes,No,Yes,20000,No,No,,,No,,,No,,No,No,No,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,6000,Don't know,,,Minor obstacle,,,99,,,10,48,27,0,25,0,Yes,,,-8,46,0,0,54,0,0,Yes,Yes,Yes,Private commercial banks,2010,300000,Yes,No,No,No,No,Yes,300000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Strongly agree,5,No,,,-8,-8,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,41,38,,,,,11,,,2,2,,,9,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,Yes,80,Yes,80,Yes,-9,,Technicians,Yes,No obstacle,Minor obstacle,Does not apply,C,1900000,3400000,-9,,56000,11000,6085000,,,959000,1500000,,,25,5,2011,23,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,Highest performant manufacturing,Yes,ST JAMES,Male,CHIEF ACCOUNTANT,8,1,5,4,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,A new application will be filled,No change,A new application will be filled,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,5,Delegates decisions to other partners,23,8,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,40,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Delegating manager,No difference,No difference,No difference,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Minor obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506430,978,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,7,2011,15,0,"Privately held, limited liability company", ,33,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,No,You developed a new product or idea,1944,5,1,Yes,1944,Comply with the law,16,Yes,No,30,9,No,,,No,,,,,No,,No,,,Yes,1,24,,No,,,Yes,No,,,,,Yes,,Major obstacle,Major obstacle,UNIFORMS,1810,90,ONE MILLION FIVE HUNDRED THOUSAND,5,80,5,15,15,0,0,,,,50,50,No,,,,Minor obstacle,No obstacle,Yes,10,No,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,,,0,,,10,90,0,0,10,0,Yes,,,0,50,0,40,0,10,0,Yes,Yes,Yes,Private commercial banks,2010,100000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to disagree,7,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,30,32,,,,,25,,,4,1,,,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Minor obstacle,Courts,B,420000,600000,19500,,45000,150000,1200000,,,825000.0000000001,1000000,,,13,7,2011,16,30,Are estimates computed with some precision,Several visits,2,10,2,1.771428571428571,2,2,Lowest performant manufacturing,,CHRIST CHURCH,Female,OWNER,16,1,5,14,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,33,Makes decisions in consultation with other partners,23,5,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly more problems,No difference,No difference,Significantly more problems,Significantly less problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,14,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506431,979,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,7,2011,11,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,29,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1999,5,2,Yes,1999,Comply with the law,11,Yes,No,30,6,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,GARMENTS,1810,100,TWO MILLION EIGHT HUNDRED THOUSAND,10,100,0,0,,,,,,,70,30,Yes,12,,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,30000,No,,,Moderate obstacle,,,10,,,20,43,40,0,7,10,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,150000,Yes,Yes,Yes,No,No,No,300000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Tend to agree,15,Yes,3,Don't know,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,30,45,,,,,20,,,5,5,,,8,No,,,Social skills such as comm. skills/customer handling/teamwrk,5,Yes,,,No,,No,,Yes,-9,,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,B,800000,1000000,34000,,84000,300000,2500000,,,550000,2000000,,,27,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2,1.771428571428571,2,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506432,985,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,4,2011,9,0,Partnership, ,33,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,Yes,You developed a new product or idea,-8,6,0,Yes,1991,Comply with the law,40,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,No,,No obstacle,No obstacle,TOILETRIES,2424,40,ONE MILLION,15,70,0,30,30,0,0,,,,1,99,Yes,15,,,No obstacle,No obstacle,Yes,25,No,No,,No,,No,No,,,No,,,No,,No,Don't know,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,100,,,80,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,-8,No,,,Yes,0,0,,Yes,2,No,No,,,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,,,,,2,,,25,1,,,40,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,No obstacle,Access to finance,B,100000,480000,10000,,15000,25000,-8,,,-8,-8,,,11,4,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,Yes,CHRISTCHURCH,Male,OWNER,8,1,5,4,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Other,prefer leasing,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Dammage Insurance,-44,190000,100,Equally men and women,No,Yes,50,Makes major strategic and financial decisions,22,20,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,35,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,Slightly more problems,No obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506433,995,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,6,2011,14,20,"Privately held, limited liability company", ,70,70,0,30,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,60,Yes,No,Replicated product/idea encountered in previous occupations,2001,11,0,Yes,1998,Other reasons not included above,25,No,No,31,5,No,,,Yes,0,,,,Yes,40,Yes,1825,No,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Major obstacle,BITUMEN ASPHALT 60/70,2699,50,TWENTY ONE MILLION,5,85,0,15,-9,0,0,,,,90,10,Yes,7,,,Major obstacle,Minor obstacle,No,,,Yes,Yes,Yes,30000,Yes,Yes,,,No,,,No,,Yes,No,No,No,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,Yes,,61000,No,,,Minor obstacle,,,70,,,80,60,0,0,40,0,Yes,,,-8,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,11,11,,,,,2,,,0,,,,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,Yes,32,Yes,36,,Technicians,Yes,No obstacle,Moderate obstacle,Transport,A,1065000,16870000,322000,,136000,0,15000000,,,10000000,2000000,,,7,6,2011,15,35,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,Yes,CHRIST CHURCH,Male,MANAGING DIRECTOR,8,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,80,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,Yes,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506434,1006,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,4,2011,9,15,"Privately held, limited liability company", ,60,100,0,0,0,Yes,No,,,,,,1966,11,1,Yes,1966,Comply with the law,23,No,No,30,11,No,,,No,,,,,Yes,98,No,,,Yes,0,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,CONCRETE BLOCKS,2695,90,-3,60,100,0,0,,,,,,,95,5,Yes,2,,,No obstacle,Moderate obstacle,Yes,10,No,Yes,Don't know,Yes,3000,No,No,,,No,,,No,,No,Don't know,Don't know,Don't know,No obstacle,,,,,,Yes,130,No,,, ,,,,,,Major obstacle,Yes,,-9,No,,,Minor obstacle,,,0,,,40,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,80000,Yes,Yes,No,No,No,No,170000,Yes,,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,No,No,No,No,No,No,Tend to agree,15,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,13,22,,,,,2,,,0,,,,0,No,,,Don’t know,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,Corruption,A,-8,-8,-8,,-8,-8,-8,,,-8,-8,,,8,4,2011,11,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506435,1011,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,10,0,"Privately held, limited liability company", ,51,100,0,0,0,No,No,,,,,,1989,4,1,Yes,1989,Comply with the law,15,No,No,30,4,No,,,No,,,,,No,,No,,,No,,,,Yes,30,No,Yes,No,,,,,Yes,,Moderate obstacle,Moderate obstacle,METAL RECYCLING,3710,100,NINE HUNDRED THOUSAND,55,100,0,0,,,,,,,30,70,Yes,7,,,Moderate obstacle,Moderate obstacle,Yes,10,Yes,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,,,10,,,50,95,0,0,5,0,Yes,,,10,40,0,40,0,20,0,Yes,Yes,Yes,Private commercial banks,2010,-9,No,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,7,No,,,No,,0,,Yes,2,No,No,,,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,8,10,,,,,2,,,0,,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Moderate obstacle,Practices of competitors in the informal sector,B,250000,300000,30000,,27000,100000,1000000,,,300000,600000,,,4,7,2011,11,32,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506436,1016,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,5,2011,14,1,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,300,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1988,2,0,Yes,1988,Comply with the law,22,No,No,31,12,No,,,Yes,1,3,-9,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,DRAPERY MANUFACTURING,1729,60,Don't know,65,95,0,5,1,0,0,,,,25,75,Yes,1,,,No obstacle,No obstacle,Yes,-9,No,No,,No,,No,No,,,No,,,No,,No,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,95,,,10,0,20,0,80,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Partially financed by public sector support resources,No,Yes,Partially financed by public sector support resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly agree,3,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,Does not apply,Does not apply,21,22,,,,,18,,,0,,,,0,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,24,Yes,-9,No,,,Professional and managers,Yes,Minor obstacle,Does not apply,Practices of competitors in the informal sector,B,-8,-8,-8,,-8,-8,-9,,,-8,-8,,,24,5,2011,15,22,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,20,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506437,1022,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,8,2011,15,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1999,2,1,Yes,1999,Comply with the law,8,No,No,31,8,No,,,Yes,5,3,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Major obstacle,DRUG,2423,100,FIVE MILLION,10,60,10,30,7,0,0,,,,20,80,Yes,14,,,Moderate obstacle,Major obstacle,Yes,15,Yes,No,,Yes,6000,Yes,Yes,,,No,,,Yes,20000,Yes,No,Yes,No,Minor obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,,10000,Yes,,20000,Moderate obstacle,,,20,,,0,35,50,0,15,0,Yes,,,5,50,0,40,0,10,0,Yes,Yes,Yes,Private commercial banks,2011,30000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,No,Yes,Entirely financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,Yes,2,No,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,15,10,,,,,5,,,4,3,,,70,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,Yes,,,No,,Yes,150,Yes,200,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Electricity,A,1000000,2000000,0,,100000,500000,4000000,,,2000000,3000000,,,8,8,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,,ST.MICHAEL,Female,MARKETING DIRECTOR,16,1,5,16,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,5000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,40,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,No difference,Significantly less problems,Significantly less problems,Major obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,16,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506438,1041,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,4,2011,12,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated product/idea encountered in previous occupations,1990,5,1,Yes,1990,Comply with the law,23,No,No,31,8,No,,,Yes,0,,,,No,,No,,,Yes,0,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Very severe obstacle,MANUFACTURING OF SIGNS,3150,100,NINE HUNDRED EIGHTY THOUSAND,55,98,2,0,,,,,,,50,50,-8,-8,,,Moderate obstacle,Minor obstacle,No,,,Yes,No,No,,No,No,,,Yes,,,No,,No,Yes,Don't know,Don't know,Moderate obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,,,95,,,95,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2010,80000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Don't know,-8,No,,,No,,-8,-8,No,,,No,,,Very severe obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,,,,,3,,,1,6,,,-8,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Moderate obstacle,Tax rates,B,83000,500000,17600,,17000,42000,819000,,,208000,850000,,,15,4,2011,14,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,Yes,ST MICHAEL,Male,OWNER,8,1,5,4,Yes,Totally dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,12,0,Equally men and women,Female,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,50,In physical assets,-44,Yes,No,No,Yes,No,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,Slightly less problems,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506439,1054,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,7,2011,9,0,"Privately held, limited liability company", ,67,29,4,67,0,No,No,,,,,,2004,4,0,Yes,2004,More access to government programs or services,5,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,SALE OF LINT,1711,90,SEVENTY FIVE THOUSAND,2,10,0,90,2,0,0,,,,50,50,Yes,7,,,Very severe obstacle,Minor obstacle,Yes,10,No,No,,Yes,19000,Yes,No,,,No,,,Yes,1500,No,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,1200,No,,,No obstacle,,,100,,,0,15,0,0,5,80,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Did not think it would be approved,Yes,Major obstacle,No,,No,Yes,Entirely financed by public sector support resources,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,Yes,No,Yes,Don't know,No,No,No,Tend to agree,3,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,5,5,,,,,1,,,7,4,,,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Transport,C,96000,21000,-9,,12000,-9,1000000,,,300000,500000,,,26,7,2011,10,10,Are taken directly from establishment records,Several visits,2,25,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST GEORGE,Male,CHIEF EXECUTIVE OFFICER,8,1,5,17,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,100,In market or product development,-44,Yes,Yes,Yes,No,No,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506440,1057,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,7,2011,9,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1991,5,2,Yes,1991,More access to government programs or services,15,No,No,31,8,No,,,No,,,,,No,,No,,,Yes,0,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Moderate obstacle,GARMENTS,1810,100,THREE HUNDRED FIFTY THOUSAND,25,100,0,0,,,,,,,5,95,No,,,,Moderate obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,95,,,95,94,0,0,6,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,5,,,,,2,,,0,,,,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,C,100000,140000,-9,,10500,20000,300000,,,200000,250000,,,19,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506441,1066,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,7,2011,11,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2002,4,2,Yes,2002,Customers or suppliers only deal with registered firms,18,No,No,31,10,No,,,Yes,4,1,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Minor obstacle,FURNITURE,3610,90,ONE MILLION,20,70,0,30,25,0,0,,,,50,50,Yes,7,,,No obstacle,Very severe obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,,,5,,,20,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,-9,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to disagree,0,Yes,3,No,Yes,0,0,,Yes,2,No,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,10,10,,,,,1,,,3,3,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Minor obstacle,Electricity,B,250000,400000,30000,,30000,100000,1000000,,,350000,600000,,,29,7,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506442,1068,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,4,2011,21,0,Partnership, ,34,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,2002,5,0,Yes,1999,Comply with the law,13,No,No,31,12,No,,,Yes,5,1,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,MANUFACTURE GLASS AWARDS,3699,90,TWO HUNDRED FIFTY THOUSAND,20,100,0,0,,,,,,,20,80,Yes,1,,,No obstacle,Minor obstacle,Yes,1,Yes,Yes,Yes,Yes,2000,No,No,,,No,,,No,,No,No,No,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,Major obstacle,No,,,No,,,Minor obstacle,,,5,,,50,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2007,75000,No,,,,,,,No,-8,No,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,10,Yes,2,No,No,,-8,-8,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,5,8,,,,,2,,,0,,,,-8,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,10,,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,C,100000,100000,-8,,20000,30000,260000,,,75000,600000,,,19,4,2011,23,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR,8,1,5,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, I am willing to share more than 50%",No,Other,Not enough cash flow,Yes,No,Other,Not enough cash flow,Yes,No,Other,Not enough cash flow,No,No,Other,Not enough cash flow,Yes,Yes,-44,-44,-44,No,Other,Not enough cash flow,No,No,Other,Not enough cash flow,No,No,Other,Not enough cash flow,No,No,Other,Not enough cash flow,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,10,In physical assets,-44,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Marketing & Operations Support,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506443,1069,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,11,0,"Privately held, limited liability company", ,80,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,No,Modified product/idea encountered in previous occupations,2001,2,1,Yes,2001,Comply with the law,10,Yes,No,31,8,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Moderate obstacle,Moderate obstacle,MOULDS,2899,45,TWO MILLION TWO HUNDRED THOUSAND,40,90,0,10,14,0,0,,,,30,70,Yes,7,,,Minor obstacle,No obstacle,No,,,No,,Yes,10000,No,No,,,No,,,No,,No,No,Yes,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,Yes,,11800,Minor obstacle,,,15,,,10,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,No,No,Yes,No,No,No,No,Tend to agree,10,No,,,No,,0,,Yes,2,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,18,15,,,,,5,,,5,2,,,10,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,5,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,650000,900000,40000,,60000,200000,-9,,,-9,1500000,,,11,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506444,1091,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2007,5,0,Yes,2007,Comply with the law,6,No,No,30,9,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Moderate obstacle,Moderate obstacle,FURNITURE,3610,90,TWO MILLION FIVE HUNDRED THOUSAND,60,100,0,0,,,,,,,80,20,No,,,,Major obstacle,Minor obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,Yes,90,No,,, ,,,,,,Major obstacle,Yes,,13000,No,,,Minor obstacle,,,70,,,80,85,0,0,15,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,No,Yes,No,No,Yes,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,15,15,,,,,1,,,5,1,,,0,Yes,3,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,Yes,40,No,,,Technicians,Yes,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,500000,1000000,-9,,75000,200000,2300000,,,1000000,2000000,,,21,7,2011,15,30,Are estimates computed with some precision,Several visits,2,10,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,Yes,CHRIST CHURCH,Male,MANAGING DIRECTOR,21,1,5,17,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,80,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,No preference,Technological and Innovation Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506445,1096,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,11,0,Limited partnership, ,60,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1967,3,1,Yes,1967,Comply with the law,43,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,Minor obstacle,MARKING DEVICES,3699,52,FOUR HUNDRED THOUSAND,50,95,5,0,,,,,,,0,100,-8,-8,,,Minor obstacle,Minor obstacle,Yes,15,No,Yes,No,Yes,-9,No,No,,,No,,,No,,No,Yes,Don't know,Don't know,Major obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,,,50,,,50,5,25,0,50,20,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,25000,No,,,,,,,No,-8,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Don't know,Don't know,No,Don't know,0,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,8,8,,,,,4,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,Yes,540,Yes,-8,Yes,-8,,Technicians,No,Minor obstacle,No obstacle,Practices of competitors in the informal sector,C,200000,60000,-9,,9600,70000,475000,,,70000,500000,,,20,5,2011,13,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST MICHAEL,Male,OWNER,8,1,5,18,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,under consideration,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Other,Not available in the area,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,25,7,Equally men and women,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,30,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,Slightly more problems,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506446,1097,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,8,2011,9,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1983,1,0,Yes,1983,Comply with the law,13,No,No,31,12,No,,,No,,,,,Yes,55,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,No obstacle,DECORATION PRODUCTS,2520,100,ONE MILLION,50,100,0,0,,,,,,,-9,-9,No,,,,Minor obstacle,Minor obstacle,Yes,15,Yes,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Minor obstacle,,,50,,,15,65,25,0,5,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,7,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,10,10,,,,,6,,,5,2,,,20,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,Yes,-9,Yes,120,,Technicians,No,Minor obstacle,No obstacle,Access to finance,A,300000,400000,130000,,30000,100000,1000000,,,-9,500000,,,4,8,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506447,1100,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,7,2011,12,30,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,7,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1998,1,1,Yes,1998,Comply with the law,10,Yes,No,31,12,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Moderate obstacle,BREAD AND CAKE,1541,80,SEVEN HUNDRED THOUSAND,55,100,0,0,,,,,,,50,50,No,,,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,,,100,,,20,55,30,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,5,No,,,Yes,0,0,,No,,,No,,,Major obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,12,10,,,,,8,,,2,2,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,B,200000,300000,0,,31000,50000,600000,,,300000,500000,,,22,7,2011,13,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,CHRIST CHURCH,Male,OWNER & GENERAL MANAGER,8,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Dammage Insurance,-44,-9,100,All women,No,Not applicable,100,Makes decisions in consultation with other partners,14,5,Equally men and women,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,90,In physical assets,-44,No,Yes,No,No,No,No,Yes,No,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506448,1102,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,3,8,2011,14,20,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,19,Yes,No,Modified product/idea encountered in previous occupations,1978,2,1,Yes,1978,Comply with the law,14,Yes,Yes,31,12,No,,,Yes,0,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,No obstacle,No obstacle,JEWELLERY,3691,100,TWO MILLION SEVEN HUNDRED THOUSAND,50,95,5,0,,,,,,,30,70,No,,,,Very severe obstacle,Moderate obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,Yes,,18000,No,,,No obstacle,,,20,,,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,50000,No,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,,Yes,Yes,No,No,Yes,No,No,Yes,Tend to agree,0,No,,,No,,0,,No,,,No,,,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,5,4,,,,,2,,,1,1,,,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,180,,Technicians,No,No obstacle,Moderate obstacle,Transport,A,200000,1000000,351000,,50000,250000,2500000,,,350000,600000,,,3,8,2011,15,50,Are estimates computed with some precision,Several visits,3,0,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,Yes,ST MICHAEL,Male,MANAGER AND OWNER,8,1,5,21,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Dammage Insurance,-44,15000,100,All women,No,Not applicable,100,Makes decisions in consultation with other partners,32,6,Equally men and women,Female,Female,Providing employment for family,-44,Attaining a pre-established level of profit,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community-based organization,-44,Human Ressources Support,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506449,1109,IS Non-Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Services,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,5,2011,11,0,"Privately held, limited liability company", ,100,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,20,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1983,1,1,Yes,1983,Comply with the law,28,Yes,No,31,10,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,PUBLISHING OF VISITORS' GUIDE,7240,90,TWO MILLION EIGHT HUNDRED AND THIRTY-EIGHT THOUSAND,35,85,5,10,3,0,0,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,100,,,100,45,0,0,55,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,No,No,No,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,12,11,,,,,9,,,2,2,,,17,No,,,Don’t know,-8,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,-8,A,977000,,,1330000,19000,,3230564,,,,,,,23,5,2011,13,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant service,Yes,ST. THOMAS,Female,CO-OWNER,3,1,4,25,Yes,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Medical Insurance,-44,-8,90,Equally men and women,No,Yes,50,Makes major strategic and financial decisions,30,4,Equally men and women,Female,Female,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,0,-44,-44,No,No,No,No,No,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506450,1110,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,7,2011,16,0,"Privately held, limited liability company", ,70,100,0,0,0,Yes,No,,,,,,2001,3,0,Yes,2001,Comply with the law,12,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,Moderate obstacle,DONUTS,1541,50,FOUR HUNDRED TWENTY THOUSAND,45,100,0,0,,,,,,,50,50,No,,,,Very severe obstacle,Major obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,10000,No,,,Moderate obstacle,,,10,,,75,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,6,6,,,,,5,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,20,No,,,Technicians,No,Very severe obstacle,Very severe obstacle,Labor regulations,C,120000,170000,0,,15000,40000,400000,,,200000,300000,,,22,7,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506451,1115,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,7,2011,15,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2002,3,1,Yes,2002,Comply with the law,10,No,No,30,11,No,,,No,,,,,Yes,70,No,,,Yes,0,,,No,,,Yes,No,,,,,Yes,,Minor obstacle,No obstacle,CHOWMEIN,1544,60,ONE MILLION,35,100,0,0,,,,,,,20,80,Yes,21,,,Major obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,0,,,0,38,50,0,12,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,No,,No,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,Yes,2,No,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,10,12,,,,,8,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Access to finance,A,300000,400000,20000,,30000,100000,1000000,,,500000,700000,,,22,7,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506452,1120,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,5,2011,9,15,"Privately held, limited liability company", ,26,100,0,0,0,Yes,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,1997,2,0,Yes,1997,Comply with the law,20,No,No,31,8,No,,,Yes,8,6,0,,Yes,0,No,,,No,,,,No,,,Yes,Yes,,,,,Yes,,Very severe obstacle,Major obstacle,LARGE FORMAT PRINTING,2221,60,TWO MILLION AND FOUR HUNDRED THOUSAND,25,98,0,2,4,0,0,,,,20,80,Yes,4,,,Very severe obstacle,Very severe obstacle,Yes,-9,Yes,No,,Yes,6000,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,Yes,,10000,No,,,Moderate obstacle,,,10,,,75,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,No,Yes,No,No,Tend to disagree,0,No,,,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,10,10,,,,,4,,,4,4,,,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,16,No,,,Technicians,No,Major obstacle,Very severe obstacle,Access to finance,B,360000,1000000,-9,,60000,250000,2500000,,,400000,1700000,,,12,5,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant manufacturing,,CHRIST CHURCH,Male,CLIENT SERVICE RESPONSIBLE,21,1,4,28,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,application did not meet the requirements,-44,No,A new application will be filled,No change,No change,A new application will be filled,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,15,Delegates decisions to other partners,15,20,All men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,55,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly more problems,Significantly less problems,No difference,Significantly more problems,Slightly less problems,Minor obstacle,Yes,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Negative impact,Yes,Large impact,No,Negative impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,4,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Barbados,506453,1128,IS Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,15,45,"Privately held, limited liability company", ,70,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,No,Replicated product/idea encountered in previous occupations,2000,2,1,Yes,2000,Comply with the law,11,Yes,No,31,10,No,,,Yes,0,,,,No,,No,,,Yes,0,,,No,,,Yes,No,,,,,Yes,,Very severe obstacle,Minor obstacle,PRINTING,2221,70,ONE MILLION SEVEN HUNDRED FIFTY THOUSAND,20,100,0,0,,,,,,,-9,-9,No,,,,Moderate obstacle,Minor obstacle,Yes,10,Yes,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Minor obstacle,,,10,,,10,90,0,0,10,0,Yes,,,5,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,-9,Don't know,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,10,Yes,2,No,No,,-8,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,15,11,,,,,4,,,2,5,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,4,Yes,,,No,,No,,Yes,100,,Technicians,No,Minor obstacle,Minor obstacle,Electricity,C,500000,700000,227500,,150000,-9,1500000,,,750000,1000000,,,4,7,2011,16,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506454,1129,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,4,2011,11,30,"Privately held, limited liability company", ,100,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,Don't know,Replicated prod/idea dvlpd by other firms outside prev occup,1988,2,0,Yes,1988,Comply with the law,22,No,No,31,9,No,,,No,,,,,No,,No,,,No,,,,No,,,Yes,No,,,,,No,,Very severe obstacle,Moderate obstacle,SALE TEE SHIRTS,1810,80,THREE HUNDRED FIFTY THOUSAND,25,100,0,0,,,,,,,98,2,Yes,7,,,No obstacle,No obstacle,Yes,5,No,No,,No,,No,No,,,No,,,No,,No,No,No,Yes,No obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,95,,,95,50,0,0,50,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,1,No,,,-8,-8,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,,,,,3,,,0,,,,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Electricity,C,85000,190000,15000,,16000,30000,280000,,,20000,-9,,,14,4,2011,13,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST MICHAEL,Male,OWNER,8,1,5,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,50,Delegates decisions to other partners,22,0,All men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,50,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506455,1134,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,8,2011,8,45,"Privately held, limited liability company", ,50,44,56,0,0,No,No,,,,,,1988,2,0,Yes,1988,Comply with the law,15,No,No,31,12,No,,,Yes,1,3,0,,No,,No,,,No,,,,Yes,21,Don't know,Yes,No,,,,,Yes,,Moderate obstacle,Moderate obstacle,PRINTING,2221,75,TWO MILLION ONE HUNDRED THOUSAND,10,100,0,0,,,,,,,30,70,No,,,,No obstacle,Minor obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Major obstacle,,,,,,No,,,,, ,,,,,,Minor obstacle,Yes,,25000,Yes,,7500,No obstacle,,,50,,,15,62,25,0,13,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,Yes,No,No,Tend to disagree,1,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,16,15,,,,,6,,,2,2,,,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,30,Yes,30,,Professional and managers,No,Major obstacle,Very severe obstacle,Inadequately educated workforce,A,600000,900000,70000,,63000,-9,2000000,,,600000,1500000,,,8,8,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506456,1145,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,7,2011,14,0,"Privately held, limited liability company", ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,26,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,2007,2,1,Yes,2007,Comply with the law,12,Yes,No,31,12,No,,,No,,,,,Yes,45,No,,,No,,,,No,,,Yes,No,,,,,Yes,,Major obstacle,Moderate obstacle,FOOD,1549,100,ONE MILLION TWO HUNDRED THOUSAND,40,100,0,0,,,,,,,-9,-9,Yes,9,,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Yes,Yes,Moderate obstacle,,,,,,Yes,80,No,,, ,,,,,,Minor obstacle,Yes,,30000,No,,,Moderate obstacle,,,10,,,0,60,20,0,15,5,Yes,,,0,45,0,40,0,15,0,Yes,Yes,Yes,Private commercial banks,2008,80000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,Yes,Strongly disagree,15,Yes,1,No,No,,-9,,Yes,2,Don't know,Yes,15,No,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,11,10,,,,,4,,,0,,,,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,60,Yes,90,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Courts,C,350000,500000,-9,,-9,120000,1200000,,,-9,1000000,,,22,7,2011,15,30,Are estimates computed with some precision,Several visits,1,55,6.884408602150538,3.858294930875576,6.884408602150538,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Barbados,506457,1146,IS Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,5,2011,20,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,Yes,You developed a new product or idea,2009,1,1,Yes,2006,More access to government programs or services,5,Yes,No,31,12,No,,,Yes,5,2,0,,No,,No,,,No,,,,Yes,21,No,Yes,No,,,,,Yes,,Very severe obstacle,Very severe obstacle,MAKING OF CAKES,1541,70,TWO HUNDRED TWENTY THOUSAND,35,100,0,0,,,,,,,20,80,Yes,21,,,Major obstacle,No obstacle,Yes,80,Yes,Yes,No,No,,No,Yes,,,No,,,No,,No,No,Don't know,No,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,,,0,,,0,0,100,0,0,0,Yes,,,-8,0,0,100,0,0,0,Yes,No,Yes,Private commercial banks,2009,70000,Yes,Yes,No,No,No,No,55000,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,Yes,Yes,Don't know,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,No,No,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,5,-7,,,,,3,,,0,,,,-8,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Technicians,No,No obstacle,Major obstacle,Access to finance,A,75000,84000,12000,,16000,0,-7,,,70000,-9,,,19,5,2011,22,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST MICHAEL,Female,OWNER,8,1,5,14,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All women,Yes,No,100,Makes major strategic and financial decisions,3,10,All women,Female,Female,Providing employment for family,-44,Expanding customer base,-44,100,Other,working capital,Yes,Yes,Yes,No,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,Slightly more problems,No difference,No difference,Moderate obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506458,1162,IS Non-Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Services,"No, screener and sample frame do not match",Small (between 5 and 19),Large (greather than 100),"No, a firm on its own",,,,,,,2,6,2011,13,10,"Privately held, limited liability company", ,43,15,85,0,0,Yes,No,,,,,,1958,-9,2,Yes,1958,Comply with the law,20,No,No,30,9,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,No obstacle,AIR CONDITIONING SALES AND SERVICE,5233,65,TWENTY-THREE MILLION FIVE HUNDRED THOUSAND,10,95,0,5,-9,0,0,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,,,,No,,,,, ,,,,,,Very severe obstacle,Yes,,30000,Yes,,20000,Moderate obstacle,,,80,,,90,21,57,0,22,0,Yes,,,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,3500000,Yes,No,Yes,Yes,No,Yes,7300000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,Don't know,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Tend to agree,0,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,135,120,,,,,18,,,0,,,,5,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,Yes,100,Yes,300,Yes,100,,Technicians,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,A,6930000,,,15133000,150000,,23485000,,,,,,,2,6,2011,15,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Highest performant service,Yes,ST. MICHAEL,Male,FINANCE MANAGER,3,1,5,2,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,,,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,,,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,Request of an increase of the current limit,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,15000,90,Predominantly men,No,Yes,25,Delegates decisions to other partners,15,20,Predominantly men,Male,Male,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,Yes,Yes,Yes,Yes,No,Yes,Yes,No,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Any,Human Ressources Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Barbados,506459,1166,IS Manufacturing,ENG,Region A,Region A,"Over 250,000 to 1million",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,4,2011,10,20,"Privately held, limited liability company", ,100,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,350,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,2000,5,1,Yes,2000,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,No,,No,,,Yes,0,,,No,,,Yes,Yes,,,,,Yes,,No obstacle,Minor obstacle,"FLAGS, BANNERS, BIGGEST FLAGS",2221,70,THREE HUNDRED FIFTY THOUSAND,40,90,0,10,7,0,0,,,,5,95,Yes,7,,,No obstacle,No obstacle,No,,,No,,No,,No,No,,,No,,,No,,No,Yes,Don't know,Don't know,Minor obstacle,,,,,,No,,,,, ,,,,,,No obstacle,No,,,Yes,,1800,Minor obstacle,,,15,,,60,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,No,No,Yes,No,No,No,No,Don't know,10,No,,,No,,0,,Don't know,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,7,5,,,,,4,,,0,,,,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,A,60000,120000,0,,18000,65000,300000,,,-8,-8,,,7,4,2011,13,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,6.884408602150538,3.858294930875576,6.884408602150538,1,Lowest performant manufacturing,Yes,ST MICHAEL,Male,MANAGING DIRECTOR & OWNER,8,1,5,10,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding range of services/products provided,-44,Expanding customer base,-44,100,Other,working capital,Yes,No,No,No,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,No preference,Marketing & Operations Support,-44,5,10,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505791,2,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Machinery and equipment,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,7,2011,11,0,Partnership, ,20,100,0,0,0,Yes,No,,,,,,1994,50,7,Yes,1994,Customers or suppliers only deal with registered firms,16,No,No,30,6,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,air conditioning,3190,60,FORTY FIVE MILLION,15,85,0,15,10,0,0,2000,0,0,80,20,Yes,11,50,,No obstacle,No obstacle,Yes,7,No,Yes,No,Yes,50000,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,Yes,No,Don't know,Minor obstacle,80,168,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,No,,,Minor obstacle,25,25,50,25,25,50,30,50,10,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,281,260,200,81,50,150,,25,50,30,4,10,55,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,14,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Corruption,B,15000000,18000000,2250000,,1350000,1500000,40000000,0,-9,9000000,-9,-8,-8,11,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,Lowest performant manufacturing,,COCORITE,Male,CFO,10,1,5,11,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,20,Makes decisions in consultation with other partners,16,4,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,30,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,No difference,Slightly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Slightly less problems,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,11,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505792,4,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,30,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,6,5,2011,14,17,Publicly listed company, ,70,90,10,0,0,Yes,No,,,,,,1953,50,-9,Yes,1953,Comply with the law,31,No,Yes,31,3,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,PROTECTIVE COATINGS (PAINTS),2424,97,"SIXTY-TWO MILLION SEVEN HUNDRED AND TEN THOUSAND, THREE HUNDRED AND FORTY",55,100,0,0,,,,,-7,-7,-9,-9,Yes,7,120,,Minor obstacle,Moderate obstacle,Yes,20,Yes,Yes,Yes,Yes,255384,Yes,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,Yes,Yes,50000,No,No,Don't know,Don't know,No obstacle,95,140,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,1000000,No,,,Moderate obstacle,20,20,60,10,80,10,40,50,0,10,0,Yes,-8,-8,-8,-8,-8,-8,-8,-8,-8,Yes,Yes,Yes,Private commercial banks,2011,30000,Yes,No,No,No,No,Yes,30000,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Don't know,Tend to disagree,20,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,225,200,150,75,120,30,,75,30,15,6,7,90,10,Yes,-9,No,Technical skills such as forgn lang/prblm solving/admin/oper,8,Yes,100,100,Yes,240,No,,Yes,360,,Technicians,Yes,No obstacle,No obstacle,Customs and trade regulations,C,15315884,42151292,875842,,702103,0,57928451,5214591,3054127,7000000,4000000,-8,-8,6,5,2011,16,25,Are taken directly from establishment records,Several visits,5,0,1.5,1,1.5,3,Highest performant manufacturing,,SEA LOTS,Male,DIRECTOR,5,1,5,24,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Government institution,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,A new application will be filled,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,12,2,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,30,In human capital,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,No difference,No difference,Slightly less problems,Significantly more problems,Major obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,24,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505793,6,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1993,45,1,No,1995,Comply with the law,11,No,No,30,9,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,flour,1541,55,TWENTY THREE MILLION AND SIX HUNDRED EIGHTY THOUSAND,90,100,0,0,,,,,0,0,90,10,Yes,9,45,,Major obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,50,70,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,No obstacle,50,0,50,50,0,50,25,25,25,25,0,Yes,0,100000,100,20,0,65,0,10,5,Yes,Yes,Yes,Private commercial banks,2008,750000,Yes,Yes,Yes,No,No,No,1200000,No,Collateral requirements are too high,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,Yes,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,150,140,132,18,97,35,,15,2,1,5,13,65,8,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,7200000,12000000,750000,,675000,750000,32500000,2250000,0,30000000,8750000,-8,-8,6,7,2011,15,30,Are estimates computed with some precision,Several visits,2,45,1.5,1,1.5,3,Lowest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,3,1,5,16,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,66,In physical assets,-44,Yes,Yes,Yes,Yes,No,Yes,No,Yes,Consensual manager,Slightly less problems,Significantly more problems,Slightly less problems,No difference,No difference,Significantly less problems,Significantly more problems,Very severe obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505794,9,Manufacturing,ENG,Region A,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,26,5,2011,14,5,Limited partnership, ,95,100,0,0,0,Yes,No,,,,,,1989,15,3,Yes,1989,Comply with the law,50,No,No,31,7,No,,,Yes,0,,,,Yes,1,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,PRINTING,2221,55,-3,4,60,5,35,2,0,-9,1992,0,0,30,70,Yes,7,60,,Major obstacle,No obstacle,Yes,4,No,Yes,No,No,,Yes,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,Don't know,Yes,Minor obstacle,75,40,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Major obstacle,5,5,90,5,10,85,90,5,0,5,0,Yes,-9,-9,100,80,5,15,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,-9,Yes,Yes,No,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,No,No,No,Strongly disagree,5,Yes,1,No,Yes,0,0,,Yes,1,No,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,39,40,30,9,25,5,,7,2,4,3,10,50,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",C,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,-8,-8,26,5,2011,15,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505795,10,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,7,2011,10,10,"Privately held, limited liability company", ,51,100,0,0,0,Yes,No,,,,,,1990,60,5,Yes,1990,Better access to financing,18,Yes,No,30,6,No,,,No,,,,,No,,No,,,Yes,2,2,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,newspaper,2212,100,FORTY MILLION TWO HUNDRED THOUSAND,55,90,0,10,7,0,5,2001,0,0,50,50,Yes,7,15,,No obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,One,No,No,No,No,,No,No,No,Yes,Moderate obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,5,65,30,15,70,15,20,60,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2006,-9,Yes,Yes,No,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,2,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,248,240,200,48,60,140,,50,19,20,1,11,65,10,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,19,Yes,30,10,No,,Yes,80,No,,,Technicians,No,Minor obstacle,Very severe obstacle,Access to finance,B,14000000,16000000,1500000,,1200000,1500000,35000000,0,-9,3500000,-9,-8,-8,7,7,2011,11,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,Lowest performant manufacturing,,PORT OF SPAIN,Female,MANAGER,8,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,33,Delegates decisions to other partners,13,4,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,40,In physical assets,-44,No,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,Slightly more problems,Significantly more problems,No difference,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505796,11,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,14,30,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,1995,1,1,Yes,1995,Customers or suppliers only deal with registered firms,6,No,No,31,10,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,metal doors,2811,80,ONE MILLION FOUR HUNDRED THOUSAND,75,100,0,0,,,,,0,0,20,80,Yes,12,30,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,85,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,5,,No,,,No obstacle,80,0,20,50,50,0,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,9,7,7,2,2,5,,1,0,0,,12,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,No obstacle,Customs and trade regulations,C,500000,-9,70000,,40000,40000,-9,0,0,650000,2000000,-8,-8,5,7,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,Lowest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,8,1,5,30,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Providing employment for others outside the family,-44,80,In physical assets,-44,Yes,Yes,No,No,No,Yes,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,Significantly less problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly less problems,Very severe obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505797,12,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,7,2011,8,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1997,60,2,Yes,1997,Better access to financing,14,No,No,31,7,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,printing,2221,97,THIRTY EIGHT MILLION,55,100,0,0,,,,,0,0,30,70,Yes,14,20,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,75,40,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Major obstacle,5,5,90,5,10,85,90,5,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,160,150,138,22,98,40,,20,15,0,,10,80,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,B,10000000,20000000,1400000,,800000,0,35000000,-8,0,12500000,20000000,-8,-8,7,7,2011,9,45,Are estimates computed with some precision,Several visits,2,30,1.5,1,1.5,3,Highest performant manufacturing,,PORT OF SPAIN,Male,GENERAL MANAGER,3,1,4,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,45,In market or product development,-44,Yes,Yes,Yes,No,No,No,Yes,No,Consensual manager,Significantly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Significantly less problems,Slightly more problems,Slightly more problems,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,4,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505798,13,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,7,2011,9,0,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1999,80,2,Yes,1999,Customers or suppliers only deal with registered firms,15,Yes,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,oil,2411,55,SIXTY FIVE MILLION FIVE HUNDRED THOUSAND,4,40,0,60,4,0,0,1999,0,0,90,10,Yes,13,60,,Major obstacle,Moderate obstacle,Yes,10,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,75,80,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Minor obstacle,0,25,75,25,75,0,60,0,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,No,No,Yes,No,No,No,Tend to disagree,6,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,206,205,172,34,107,65,,35,4,0,,12,50,14,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Customs and trade regulations,B,17000000,31000000,2600000,,1545000,1545000,-9,0,13000000,-9,40000000,-8,-8,20,7,2011,10,30,Are estimates computed with some precision,Several visits,3,10,1.5,1,1.5,3,Highest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,12,1,5,7,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Always innovating (in products/services and/or in processes),-44,Providing employment for family,-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Slightly less problems,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,7,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505799,14,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,7,2011,9,30,Partnership, ,35,100,0,0,0,Yes,No,,,,,,1997,55,2,No,2000,Customers or suppliers only deal with registered firms,13,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,Gas,2411,75,THIRTY ONE MILLION FIVE HUNDRED THOUSAND,15,30,0,70,7,0,0,2000,0,0,0,100,Yes,14,60,,Moderate obstacle,Moderate obstacle,Yes,10,No,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,No,Major obstacle,70,40,100,0,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Minor obstacle,30,0,70,0,50,50,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,50,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,180,185,154,26,104,50,,25,3,0,,12,35,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Major obstacle,Major obstacle,Access to finance,B,11250000,23500000,1575000,,945000,900000,46775000,0,0,25000000,16000000,-8,-8,20,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,Highest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,2,1,5,9,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,35,Makes decisions in consultation with other partners,8,1,All men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,Significantly more problems,Slightly less problems,No difference,Slightly less problems,No difference,Very severe obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,9,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505800,15,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Machinery and equipment,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,10,5,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,You developed a new product or idea,1970,2,1,No,1972,Customers or suppliers only deal with registered firms,31,No,Yes,31,12,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,TERMINAL EQUIPMENT,2915,100,TEN MILLION,0,100,0,0,,,,,-7,-7,100,0,,,180,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Don't know,Don't know,Don't know,Don't know,75,120,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Minor obstacle,0,25,75,25,75,0,60,0,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,10,10,7,3,5,2,,0,1,200,1,7,50,0,No,,,Don’t know,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Tax administration,B,1000000,4000000,150000,,250000,0,8000000,-9,-9,-9,-9,-8,-8,28,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.5,1,1.5,3,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505801,18,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,29,7,2011,15,25,"Privately held, limited liability company", ,55,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1994,58,4,No,2002,Comply with the law,10,No,No,31,7,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,drugs,5231,100,SIXTY MILLION,10,100,0,0,,,,,,,,,,,,90,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,30000,Square Feet, ,100,0,0,Yes,No,Minor obstacle,Yes,,40000,Yes,,250000,Moderate obstacle,20,0,80,10,20,70,10,70,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,300000,Yes,No,No,Yes,Yes,Yes,5000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Strongly disagree,30,No,,,Yes,0,0,,Yes,7,No,No,,,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,280,270,,,,,100,,,25,3,,100,10,Yes,25,No,Social skills such as comm. skills/customer handling/teamwrk,30,Yes,,,No,,No,,No,,,Technicians,No,Very severe obstacle,Very severe obstacle,Inadequately educated workforce,C,17000000,,,30000000,260000,,50000000,,,,,-8,-8,29,7,2011,16,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.5,1,1.5,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505802,21,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1993,1,1,No,1995,Comply with the law,11,No,No,30,9,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,foods items,5211,55,THIRTY MILLION TWO HUNDRED AND FORTY THOUSAND,90,100,0,0,,,,,,,,,,,,21,Major obstacle,Minor obstacle,No,,,No,,No,0,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,50,70,0,100,0,No,,,1500,-8,-3,-8,-8,-8,-8,-8,Minor obstacle,Yes,1,,No,,,No obstacle,50,0,50,50,0,50,25,25,25,25,0,Yes,0,100000,100,20,0,65,0,10,5,Yes,Yes,Yes,Private commercial banks,2008,750000,Yes,No,Yes,No,Yes,No,1200000,No,Collateral requirements are too high,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,Yes,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,120,114,,,,,45,,,1,5,13,35,8,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,8000000,,,14000000,190000,,30000000,,,,,-8,-8,7,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.5,1,1.5,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505803,22,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ without production and/or sales in this location,,,Yes,-8,30,5,2011,10,36,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1965,-9,2,Yes,1965,Comply with the law,23,No,No,28,2,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,"REBAR (STEEL), LUMBER, PLY WOOD",5234,80,FOUR HUNDRED AND SIXTY MILLION,5,95,0,5,1,0,0,2009,,,,,,,,270,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,0,100,0,Yes,365,No,25000,Square Feet, ,100,0,0,Yes,Yes,Moderate obstacle,Yes,1,,Yes,1,,Minor obstacle,20,20,60,50,40,10,40,20,0,40,0,Yes,-9,-9,,40,0,20,0,40,0,Yes,Yes,Yes,Private commercial banks,2011,-9,No,,,,,,,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Strongly agree,2,Yes,1,No,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,306,-9,,,,,92,,,31,3,,40,5,Yes,-9,No,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,,,No,,Yes,80,Yes,160,,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,B,-9,,,-9,-9,,-9,,,,,-8,-8,30,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.5,1,1.5,6,Highest performant service,Yes,SEA LOTS,Male,GROUP MARKETING MANAGER,5,1,4,28,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,66,In human capital,-44,Yes,Yes,No,No,Yes,No,No,No,Decision maker manager,Significantly less problems,Significantly more problems,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,28,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505804,26,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,29,7,2011,13,50,"Privately held, limited liability company", ,55,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,2002,15,3,Yes,2002,Better access to financing,9,No,No,30,6,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,textile,5232,50,TWENTY FIVE MILLION,5,100,0,0,,,,,,,,,,,,60,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,Major obstacle,,,100,0,0,No,,,20000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,75000,No,,,Moderate obstacle,0,80,20,0,80,20,50,0,10,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,No,,,No,,0,,Yes,21,No,No,,,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,126,123,,,,,80,,,1,3,,40,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,7500000,,,12500000,250000,,24500000,,,,,-8,-8,29,7,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.5,1,1.5,6,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505805,34,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,21,7,2011,8,30,"Privately held, limited liability company", ,60,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,10,Yes,No,Modified product/idea encountered in previous occupations,1995,4,1,No,1996,Comply with the law,6,No,No,31,12,Yes,21,No,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,whole sales of foods items,5139,85,Don't know,40,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,75000,No,,,Moderate obstacle,0,100,0,0,100,0,70,20,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,,Yes,No,No,No,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,108,105,,,,,45,,,1,1,,43,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,8500000,,,,,,55000000,,,,,-8,-8,21,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505806,35,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,10,8,2011,10,40,"Privately held, limited liability company", ,51,70,30,0,0,No,No,,,,,,1962,40,4,Yes,1962,Other reasons not included above,18,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,accomodation,5510,90,ONE HUNDRED FIFTY MILLION,10,40,0,60,-7,-7,-7,-7,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,0,,No,,,Very severe obstacle,50,20,30,10,60,30,40,15,0,40,5,Yes,800000,1500000,,40,0,15,0,40,5,Yes,Yes,Yes,Private commercial banks,2010,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,Yes,,No,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,10,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,950,930,,,,,500,,,100,4,,70,15,Yes,30,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,20,Yes,,,No,,Yes,120,Yes,200,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,38000000,,,,,,150000000,,,,,-8,-8,10,8,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505807,36,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,7,HQ with production and/or sales in this location,,,No,7,1,6,2011,10,45,"Privately held, limited liability company", ,13,100,0,0,0,No,No,,,,,,2003,110,2,Yes,2003,Comply with the law,34,No,Yes,31,12,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,WHOLESALE OF COMMERCIAL AC UNITS,5159,28,NINETY MILLION,5,98,0,2,14,0,0,2003,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,,100000,Yes,,100000,Moderate obstacle,20,20,60,20,20,60,80,0,0,20,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2003,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,10,Yes,1,No,Yes,0,0,,No,,,No,,,Major obstacle,Major obstacle,Does not apply,Very severe obstacle,Minor obstacle,Major obstacle,165,160,,,,,20,,,0,,,100,5,Yes,7,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,12,Yes,,,No,,Yes,-9,Yes,-9,,Technicians,No,No obstacle,Very severe obstacle,Practices of competitors in the informal sector,A,15000000,,,,,,13500000,,,,,-8,-8,1,6,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,Highest performant service,Yes,PORT OF SPAIN,Male,GENERAL MANAGER,3,1,5,9,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,Yes,Insurance for vehicles (fleets and trucks),-44,23000,60,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Expanding customer base,-44,Providing employment for others outside the family,-44,100,In human capital,-44,Yes,Yes,No,No,Yes,No,No,No,Delegating manager,No difference,Significantly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Significantly more problems,Slightly less problems,Minor obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,9,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505808,37,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,8,45,"Privately held, limited liability company", ,80,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,20,Yes,Yes,Replicated product/idea encountered in previous occupations,2000,5,1,Yes,2000,Comply with the law,7,No,No,31,12,Yes,15,No,Yes,1,1,0,,No,,No,,,,,,,Yes,25,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,foods,5520,80,TWENTY ONE MILLION FIVE HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,Yes,60,No,,, ,,,,,,Moderate obstacle,Yes,,15000,Yes,,25000,Major obstacle,0,50,50,0,100,0,60,10,0,30,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,1000000,Yes,Yes,Yes,No,No,No,5000000,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to agree,1,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,102,89,,,,,60,,,1,3,,100,50,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,C,9000000,,,,,,18500000,,,,,-8,-8,22,7,2011,9,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505809,38,Core,ENG,Region A,Region A,"Less than 50,000 population",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,23,5,2011,16,30,Partnership, ,51,49,51,0,0,Yes,No,,,,,,2005,20,3,Yes,2005,Comply with the law,15,No,No,28,2,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,RESTAURANT,5520,100,FIFTEEN MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Moderate obstacle,0,70,30,0,100,0,70,25,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,No,No,Yes,No,-9,No,Other,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to agree,1,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,45,39,,,,,25,,,30,2,,25,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,15,Yes,,,No,,No,,No,,,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,Inadequately educated workforce,B,4500000,,,,,,9000000,,,,,-8,-8,23,5,2011,17,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505810,39,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,7,2011,14,0,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,2005,5,2,Yes,2005,Comply with the law,4,No,No,30,4,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,lodging,5510,100,TWENTY TWO MILLION FIVE HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,No obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,100,0,0,0,100,0,50,30,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,2000000,Yes,No,Yes,Yes,No,No,5000000,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,Don't know,Don't know,Don't know,Tend to agree,5,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Don't know,72,80,,,,,40,,,0,,,60,40,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Technicians,No,No obstacle,Moderate obstacle,Inadequately educated workforce,C,6500000,,,,,,20000000,,,,,-8,-8,21,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505811,40,Manufacturing,ENG,Region A,Region A,Capital city,Services,Food,"No, screener and sample frame do not match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,9,35,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,100,Yes,No,Replicated product/idea encountered in previous occupations,1990,2,1,No,1992,Comply with the law,30,No,Yes,31,12,No,,,Yes,0,,,,No,,No,,,No,,,90,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"BREAD, CAKES AND PASTRIES",1541,100,FIVE HUNDRED THOUSAND,75,100,0,0,,,,,-8,-8,90,10,No,,30,,Minor obstacle,Minor obstacle,Yes,25,No,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,50,70,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,Minor obstacle,50,0,50,0,100,0,50,40,0,10,0,Yes,0,60000,100,50,0,50,0,0,0,Yes,No,Yes,Private commercial banks,2005,15000,Yes,No,No,No,No,Yes,15000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,Yes,-8,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,8,5,5,3,5,0,,4,1,2,1,7,50,13,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,A,100000,150000,10000,,10000,-8,400000,150000,750000,200000,700000,-8,-8,8,6,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,Lowest performant manufacturing,,ST. JAMES,Male,MANAGING DIRECTOR,23,1,5,23,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Venture capital firms,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,100,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly less problems,No difference,Slightly less problems,Slightly more problems,Slightly more problems,No difference,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505812,41,Core,ENG,Region A,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,2,HQ without production and/or sales in this location,Yes,Yes,,,8,8,2011,8,45,Limited partnership, ,55,100,0,0,0,No,No,,,,,,2002,120,0,Yes,2002,More access to government programs or services,25,No,No,31,3,Yes,25,No,No,,,,,Yes,50,Yes,30,No,,,,,Yes,14,No,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,buildings construction,4520,90,FIFTY MILLION,100,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,Yes,50,No,,, ,,,,,,Major obstacle,Yes,,1000000,Yes,,500000,Major obstacle,50,0,50,90,0,10,25,0,0,75,0,Yes,1500000,1000000,,50,0,0,40,10,0,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,20,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,100,150,,,,,6,,,25,6,,75,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Access to finance,A,8500000,,,,,,75000000,,,,,-8,-8,8,8,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,Highest performant service,,TACARIGUA,Male,SENIOR PROJECT MANAGER,9,1,4,23,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the establishment was too young,-44,No,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,40,In human capital,-44,Yes,No,No,No,Yes,No,Yes,Yes,Delegating manager,No difference,Significantly less problems,Slightly less problems,Slightly more problems,No difference,Slightly more problems,Significantly more problems,Very severe obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,23,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505813,42,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,26,7,2011,16,0,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1995,11,3,Yes,1995,Comply with the law,10,Yes,No,31,12,Yes,14,No,Yes,0,,,,Yes,0,No,,,,,,,Yes,13,Don't know,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,shipping,6303,82,THIRTY THREE MILLION TWO HUNDRED FIFTY THOUSAND,0,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,Does not apply,,,0,100,0,Yes,-8,Refused,,, ,,,,,,Minor obstacle,Yes,5,,Yes,5,,Major obstacle,0,100,0,20,75,5,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,No,Private commercial banks,2010,3000000,No,,,,,,,No,Collateral requirements are too high,Yes,No obstacle,No,,No,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,1,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,116,112,,,,,48,,,2,6,,100,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,5,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,Inadequately educated workforce,B,9600000,,,,,,30000000,,,,,-8,-8,26,7,2011,17,30,Are estimates computed with some precision,Several visits,2,30,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505814,44,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,14,0,"Privately held, limited liability company", ,65,100,0,0,0,Yes,No,,,,,,2000,5,1,Yes,2000,Customers or suppliers only deal with registered firms,9,Yes,No,30,9,Yes,28,Don't know,Yes,0,,,,No,,No,,,,,,,Yes,12,No,Yes,No,Yes,No,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Moderate obstacle,construction,4520,80,FORTY TWO MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,80,20,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,50,0,50,0,95,5,50,25,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,15,No,,,No,,1,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,160,150,,,,,80,,,0,,,80,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Inadequately educated workforce,C,13000000,,,,,,40000000,,,,,-8,-8,22,7,2011,15,30,Are estimates computed with some precision,Several visits,2,45,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505815,45,Core,ENG,Region A,Region A,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,5,2011,16,15,Limited partnership, ,34,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1985,18,0,No,1986,Comply with the law,34,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,NEW LIFTS,4530,60,FOURTEEN MILLION,0,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Minor obstacle,,,0,100,0,Yes,-5,No,,, ,,,,,,Minor obstacle,Yes,1,,Yes,,300000,Moderate obstacle,50,0,50,75,0,25,0,0,0,100,0,Yes,-8,-8,,0,0,75,0,25,0,Yes,No,Yes,Private commercial banks,2010,3600000,Yes,Yes,No,No,No,No,3600000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,No,No,No,Tend to disagree,10,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,100,75,,,,,12,,,20,4,,80,10,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,80,Yes,100,,Technicians,Yes,Moderate obstacle,Moderate obstacle,Political instability,A,7000000,,,,,,12000000,,,,,-8,-8,9,5,2011,17,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,Lowest performant service,Yes,PORT OF SPAIN,Female,ACCOUNTANT,8,1,5,31,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Liability Insurance,-44,200000,50,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,100,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,Slightly more problems,No difference,Slightly more problems,No difference,Slightly more problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Technological and Innovation Support,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505816,49,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,8,2011,16,10,"Privately held, limited liability company", ,51,100,0,0,0,Yes,No,,,,,,2000,76,1,Yes,2000,Other reasons not included above,10,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,14,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,wholesale of pharmaceuticals products,5139,90,THIRTY THREE MILLION,20,80,20,0,,,,-8,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Minor obstacle,0,100,0,20,60,20,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,1000000,Yes,No,No,Yes,No,No,1500000,Yes,,Yes,Major obstacle,No,,Yes,No,,No,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,Don't know,Don't know,Tend to disagree,12,No,,,No,,-9,,Yes,21,No,Yes,30,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,175,160,,,,,100,,,1,6,,50,50,Yes,10,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,Yes,100,Yes,200,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Access to finance,C,14700000,,,,,,29000000,,,,,-8,-8,12,8,2011,17,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505817,50,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,5,2011,17,10,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1998,41,41,Yes,1998,Comply with the law,20,Yes,No,31,12,No,,,Yes,0,,,,Yes,100,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Major obstacle,RESTAURANT,5520,65,EIGHTEEN MILLION,30,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,10,,No,,,No obstacle,0,0,100,0,0,100,55,0,0,45,0,Yes,243000,-8,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,-8,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-8,-8,-8,-8,-8,-8,Tend to disagree,40,Yes,1,No,Yes,-8,0,,No,,,Yes,3,No,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,60,60,,,,,40,,,29,7,,100,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,3,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Inadequately educated workforce,C,600000,,,,,,3200000,,,,,-8,-8,25,5,2011,18,54,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505818,51,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,8,2011,14,0,"Privately held, limited liability company", ,66,100,0,0,0,No,No,,,,,,1999,100,3,Yes,1999,Don’t know,7,No,No,31,1,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,food,5520,100,THIRTY SEVEN MILLION FIVE HUNDRED THOUSAND,-9,100,0,0,,,,,,,,,,,,,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,150000,No,,,Moderate obstacle,0,50,50,20,50,30,60,20,0,20,0,Yes,0,250000,,80,0,0,0,20,0,Yes,Yes,Yes,Private commercial banks,2008,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,15,No,,,No,,0,,No,,,Yes,12,No,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,215,210,,,,,45,,,9,3,,-9,-9,Yes,10,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,10,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",C,13760000,,,,,,30000000,,,,,-8,-8,9,8,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505819,53,Core,ENG,Region A,Region B,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,8,2011,13,30,Publicly listed company, ,51,100,0,0,0,Yes,No,,,,,,1976,-9,-9,Yes,1976,Comply with the law,-9,No,No,30,11,Yes,20,No,No,,,,,No,,No,,,,,,,Yes,30,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,FAST FOOD,5520,80,Don't know,85,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,20,70,10,No,,,,, ,,,,,,Moderate obstacle,Yes,5,,Yes,-9,,Moderate obstacle,20,20,60,0,100,0,45,45,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,-9,Don't know,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,10,Yes,2,No,No,,0,,No,,,Yes,30,No,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Don't know,No obstacle,500,-9,,,,,-9,,,400,5,,90,-9,Yes,-9,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,100,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,31000000,,,,,,-9,,,,,-8,-8,11,8,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505820,54,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,15,30,"Privately held, limited liability company", ,65,100,0,0,0,No,No,,,,,,1997,3,1,No,2000,Comply with the law,15,No,No,31,12,Yes,7,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,lodging,5510,90,EIGHTY TWO MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,80,20,0,Yes,30,No,,, ,,,,,,Minor obstacle,Yes,3,,No,,,Moderate obstacle,50,25,25,20,60,20,60,25,0,15,0,Yes,0,-9,,80,0,10,0,10,0,Yes,No,Yes,Private commercial banks,2005,-9,No,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Don't know,Don't know,Don't know,Tend to disagree,6,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,203,200,,,,,115,,,0,,,100,50,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Moderate obstacle,Inadequately educated workforce,A,18000000,,,,,,78200000,,,,,-8,-8,22,7,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505821,55,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,8,2011,9,0,"Privately held, limited liability company", ,51,80,20,0,0,No,No,,,,,,1979,90,0,Yes,1979,Comply with the law,14,No,No,31,3,No,,,No,,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,accomodation,5510,95,FIFTY SIX MILLION TWO FIFTY THOUSAND,10,50,0,50,-7,-7,-7,-7,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,310000,No,,,Moderate obstacle,50,0,50,5,15,80,60,20,0,20,0,Yes,0,1400000,,50,0,40,0,10,0,Yes,Yes,Yes,Private commercial banks,2010,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,20,Yes,1,No,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,275,255,,,,,150,,,25,3,,66,14,Yes,25,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,20,Yes,,,No,,Yes,50,Yes,50,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,22700000,,,,,,60000000,,,,,-8,-8,9,8,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505822,56,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,20,7,2011,9,15,"Privately held, limited liability company", ,51,48,52,0,0,No,No,,,,,,1957,1,1,No,1975,Comply with the law,12,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Minor obstacle,Moderate obstacle,lodging,5510,80,SIXTY ONE MILLION FIVE HUNDRED THOUSAND,75,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,Yes,1,,Moderate obstacle,30,50,20,20,75,5,20,40,30,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,180,160,,,,,98,,,0,,,50,80,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,B,13500000,,,,,,60000000,,,,,-8,-8,20,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505823,58,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),Yes,2,-8,-8,-8,-8,-8,28,6,2011,15,30,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1905,3,-9,Yes,1905,Comply with the law,28,No,Yes,31,12,No,,,Yes,0,,,,No,,Yes,14,No,,,,,Yes,21,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,"ALL SHIPPING NEEDS, CONTAINERS, FREIGHTS, BUNKERIN",6301,100,SIX MILLION,1,50,25,25,-9,0,1,1905,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,75,25,0,Yes,30,No,,, ,,,,,,Minor obstacle,Yes,,25000,No,,,Minor obstacle,30,20,50,30,20,50,20,50,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,1500000,Yes,Yes,Yes,Yes,No,Yes,1200000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,10,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,30,25,,,,,15,,,20,6,,90,16,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,100,,Professional and managers,No,Moderate obstacle,Minor obstacle,Customs and trade regulations,C,2000000,,,,,,4000000,,,,,-8,-8,28,6,2011,17,0,Are estimates computed with some precision,Several visits,3,10,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505824,61,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,7,2011,14,0,"Privately held, limited liability company", ,55,100,0,0,0,No,No,,,,,,2004,5,3,Yes,2004,Comply with the law,6,No,No,30,12,Yes,7,Don't know,No,,,,,No,,Yes,7,Don't know,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,wholesale of goods,5139,90,THIRTY TWO MILLION FIVE HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,No,,,Moderate obstacle,0,100,0,25,30,45,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Don't know,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,111,110,,,,,44,,,3,6,,80,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,9250000,,,,,,30000000,,,,,-8,-8,25,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.380952380952381,1.047619047619047,1.333333333333333,9,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505825,62,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),Yes,2,-8,-8,-8,-8,-8,27,6,2011,16,1,"Privately held, limited liability company", ,60,60,40,0,0,Don't know,No,,,,,,2005,15,0,Yes,2005,Comply with the law,17,No,No,30,6,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,SHIPPING CONTAINERS,6301,100,THIRTY MILLION,0,25,25,50,-9,0,0,2005,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Moderate obstacle,100,0,0,10,90,0,25,70,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,2000000,Yes,No,No,No,No,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,No,No,No,No,Tend to agree,1,No,,,Yes,-9,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,21,19,,,,,15,,,4,3,,100,33,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Customs and trade regulations,A,3000000,,,,,,8000000,,,,,-8,-8,27,6,2011,17,10,Are estimates computed with some precision,Several visits,2,30,1.380952380952381,1.047619047619047,1.333333333333333,9,Highest performant service,Yes,PORT-OF-SPAIN,Female,FINANCIAL MANAGER,4,1,6,5,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Personal and collective accident Insurance,-44,10000,75,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Expanding customer base,-44,Expanding range of services/products provided,-44,50,In physical assets,-44,Yes,No,No,Yes,Yes,Yes,No,No,Consensual manager,No difference,No difference,No difference,No difference,Slightly more problems,No difference,No difference,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,5,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505826,66,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,HQ without production and/or sales in this location,,,Yes,-8,26,5,2011,10,5,Limited partnership, ,80,100,0,0,0,Yes,No,,,,,,1987,15,3,Yes,1987,Comply with the law,30,Yes,Yes,31,10,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,TSHIRT PRINTING AND EMBROIDERY,1810,90,SEVEN MILLION,10,86,0,14,2,0,0,1990,0,0,20,80,Yes,7,60,,No obstacle,Moderate obstacle,Yes,15,Yes,Yes,No,No,,No,No,National - main product sold mostly across the country,2 to 5,Yes,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,85,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,5,,No,,,No obstacle,80,0,20,50,50,0,50,30,0,20,0,Yes,0,500000,75,25,0,75,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,2000000,Yes,Yes,No,No,No,No,10000000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Strongly disagree,20,Yes,2,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,25,22,17,8,6,11,,7,8,4,6,10,90,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,10,20,No,,Yes,-9,Yes,40,,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,2500000,1250000,70000,,20000,20000,4000000,0,-9,2800000,10000000,-8,-8,26,5,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,Highest performant manufacturing,Yes,BELMONT,Male,MARKETING MANAGER,9,1,5,24,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Medical Insurance,-44,-9,50,All women,Yes,No,80,Makes major strategic and financial decisions,25,10,Equally men and women,Female,Female,Expanding customer base,-44,Still in business in 10 years time,-44,75,Other,combination of all,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Decision maker manager,Slightly more problems,Significantly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Slightly less problems,No difference,Major obstacle,Yes,No,No,Yes,Yes,Yes,-44,-44,Yes,No,Large impact,No,Large impact,Yes,No impact,Yes,Moderate impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,-44,-44,-44,-44,-44,-44,-44,-44,5,24,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505827,69,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,HQ with production and/or sales in this location,,,Does not apply,-7,11,7,2011,8,0,Limited partnership, ,40,60,40,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1967,3,1,Yes,1967,Comply with the law,44,No,Yes,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,MANUFACTURE OF HOSIERY,,65,EIGHT MILLION FIVE HUNDRED THOUSAND,10,50,20,30,-9,0,1,1967,1,1,80,20,Yes,5,90,,Minor obstacle,Moderate obstacle,Yes,5,No,Yes,No,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Don't know,No,Yes,No obstacle,70,84,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Moderate obstacle,0,25,75,10,60,30,10,40,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,300000,Yes,Yes,Yes,Yes,Yes,Yes,200000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to agree,1,Yes,1,No,No,,-9,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,55,50,35,20,25,10,,16,12,20,3,7,50,15,Yes,3,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,100,10,No,,Yes,150,Yes,150,,Technicians,Yes,Moderate obstacle,Moderate obstacle,Access to finance,C,3000000,3000000,50000,,10000,-8,7000000,-9,-9,-8,-9,-8,-8,11,7,2011,9,15,Are arbitrary and unreliable numbers,Several visits,3,10,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505828,70,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,8,0,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1961,2,2,Yes,1961,Customers or suppliers only deal with registered firms,15,No,Yes,31,12,No,,,No,,,,,Yes,0,Yes,-6,No,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"CLEANING PRODUCTS, DISINFECTANTS, CHEMICALS",2424,30,Don't know,0,60,30,10,-9,0,1,1980,1,0,75,25,No,,90,,Minor obstacle,Major obstacle,Yes,10,No,Yes,Yes,No,,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,60,168,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Moderate obstacle,40,30,30,30,30,40,30,40,0,30,0,No,,,,,,,,,,Yes,Don't know,Don't know,,,,,,,,,,,Don't know,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to agree,0,No,,,No,,-8,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,20,20,18,2,18,0,,1,0,3,1,12,75,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Customs and trade regulations,B,-8,-8,-8,,-8,-8,-8,-8,-8,-8,-8,-8,-8,30,6,2011,9,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505829,71,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Machinery and equipment,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,13,6,2011,14,10,Limited partnership, ,60,100,0,0,0,No,Yes,Self-employed,,,No,Replicated product/idea encountered in previous occupations,1943,2,2,Yes,1943,Customers or suppliers only deal with registered firms,31,No,Yes,31,5,No,,,Yes,0,,,,No,,No,,,No,,,100,Yes,30,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,ENGINEERING CONTRACTING,2925,75,THREE MILLION,60,100,0,0,,,,,-8,-8,40,60,Yes,21,60,,Minor obstacle,Very severe obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Don't know,Don't know,Don't know,No obstacle,75,120,80,10,10,No,,,,, ,,,,,,Moderate obstacle,Yes,-9,,No,,,Moderate obstacle,40,0,60,40,40,20,20,40,20,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,70000,Yes,No,No,Yes,Yes,Yes,65000,Yes,,Yes,Major obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,0,Yes,2,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,20,17,15,5,13,2,,4,2,3,6,7,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,20,100,No,,No,,Yes,100,,Technicians,No,Minor obstacle,Major obstacle,Customs and trade regulations,B,500000,1000000,50000,,20000,30000,2000000,2000000,2000000,2500000,3000000,-8,-8,13,6,2011,15,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505830,73,Core,ENG,Region A,Region A,Capital city,Other Manufacturing,Services of motor vehicules,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,11,15,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1984,1,1,Yes,1984,Comply with the law,27,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,CUSTOM VANISHING-YACHT REPAIRS,,40,TWO MILLION,5,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,No obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,0,100,0,0,100,0,50,25,25,0,0,Yes,-8,80000,,0,10,0,90,0,0,Yes,No,Yes,Non-bank financial institutions which include microfinance,2009,80000,Yes,No,Yes,No,No,No,80000,Yes,,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,10,10,,,,,0,,,0,,,20,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,B,1000000,,,,,,2000000,,,,,-8,-8,11,7,2011,12,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505831,76,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,11,HQ with production and/or sales in this location,,,Yes,11,2,6,2011,9,35,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,2001,10,3,Yes,2001,Don’t know,40,No,Yes,30,9,No,,,Yes,0,,,,No,,No,,,No,,,90,Yes,14,No,No,Yes,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,"BREAD, CAKES, PASTRIES",1541,100,ONE MILLION FIVE HUNDRED THOUSAND,50,100,0,0,,,,,-8,-8,75,25,No,,30,,Minor obstacle,Minor obstacle,Yes,10,No,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Don't know,Moderate obstacle,60,70,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,25000,No,,,Minor obstacle,25,0,75,0,100,0,25,65,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2006,-8,Yes,Yes,Yes,No,Yes,No,-9,No,Don't know,Yes,Minor obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,10,7,7,3,7,0,,4,2,5,3,7,50,14,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,B,200000,300000,30000,,20000,40000,800000,500000,2000000,1000000,2500000,-8,-8,2,6,2011,10,53,Are estimates computed with some precision,Several visits,2,20,2.375,1.625,2.125,2,Lowest performant manufacturing,Yes,ST. JAMES,Male,OWNER & GENERAL MANAGER,9,1,5,21,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Providing employment for family,-44,Providing employment for others outside the family,-44,100,In human capital,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,Slightly less problems,Slightly less problems,Significantly more problems,Slightly more problems,No difference,Slightly more problems,Slightly more problems,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Marketing & Operations Support,-44,5,21,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505832,82,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,15,0,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,1001,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1979,3,2,No,1985,Comply with the law,26,No,No,31,6,No,,,Yes,0,,,,No,,Yes,30,No,No,,,75,Yes,14,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,SIGNAGE OF ALL KINDS,2899,100,ONE MILLION TWO HUNDRED THOUSAND,15,100,0,0,,,,,-8,-8,60,40,No,,150,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Don't know,Don't know,Don't know,Moderate obstacle,80,60,75,25,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,20,40,40,40,40,20,50,20,0,20,10,Yes,-9,-9,-9,30,0,20,0,10,40,Yes,Yes,Yes,Private commercial banks,2010,20000,Yes,No,Yes,Yes,Yes,Yes,15000,No,Other,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,1,Yes,3,No,Yes,-8,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,10,8,6,4,6,-8,,1,2,2,3,7,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Access to finance,B,300000,300000,-8,,10000,20000,750000,500000,1500000,35000,2000000,-8,-8,17,6,2011,16,29,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505833,86,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,5,2011,9,15,Limited partnership, ,70,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,30,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1980,3,0,Yes,1980,Comply with the law,31,No,No,31,12,Yes,7,No,Yes,0,,,,No,,Yes,21,No,No,,,0,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,PRINTING,2221,100,TWO MILLION,20,100,0,0,,,,,0,0,0,100,Yes,5,21,,Moderate obstacle,Minor obstacle,Yes,40,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,No,Major obstacle,70,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,30,0,70,0,50,50,80,0,0,20,0,Yes,0,200000,40,0,100,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,10,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,11,13,11,0,11,0,,5,0,0,,14,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,100,0,No,,No,,No,,,Professional and managers,No,No obstacle,Major obstacle,Practices of competitors in the informal sector,B,750000,200000,50000,,50000,50000,2000000,100000,-9,1000000,12000000,-8,-8,24,5,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505834,87,Core,ENG,Region A,Region A,Capital city,Other Manufacturing,Transport: Section I (60-64),"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,You developed a new product or idea,1989,1,1,Yes,1989,Comply with the law,25,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,14,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,TRANSPORT CONTRACTORS FOR THE ENERGY CHAMBER,6023,100,TWENTY MILLION,0,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,0,0,100,0,0,100,50,30,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2011,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,No,Yes,No,Yes,No,Tend to disagree,1,No,,,No,,0,,Yes,3,No,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,16,16,,,,,5,,,5,1,,75,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,50,Yes,50,,Both categories require the same amount of training,Yes,Minor obstacle,Major obstacle,Inadequately educated workforce,B,5000000,,,,120000,,9000000,,,,,-8,-8,5,7,2011,16,12,Are estimates computed with some precision,Several visits,3,5,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505835,90,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,10,HQ with production and/or sales in this location,,,No,10,27,6,2011,14,35,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1981,3,-9,Yes,1981,Don’t know,30,No,Yes,31,7,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,No,,,,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,"BREAD, PASTRIES, CAKES",1541,100,"NINE HUNDRED AND FIFTY-FIVE THOUSAND, TWO HUNDRED AND SEVENTY-THREE",10,100,0,0,,,,,-7,-7,60,40,No,,30,,Moderate obstacle,Minor obstacle,Yes,15,Yes,Yes,No,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,75,84,80,20,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,10,70,20,0,80,20,10,70,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2008,45000,Yes,No,No,No,No,Yes,20000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,15,12,10,5,10,0,,7,2,2,6,7,75,6,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,410695,327801,24993,,10506,0,800000,1500000,2000000,2000000,2500000,-8,-8,27,6,2011,15,40,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505836,94,Manufacturing,ENG,Region A,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,9,30,Partnership, ,40,100,0,0,0,Yes,No,,,,,,2003,10,2,Yes,2003,Comply with the law,5,No,No,31,1,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,PRINTED DOCUMENTS,2211,55,FIVE MILLION,15,100,0,0,,,,,-8,-8,100,0,,,30,,No obstacle,Very severe obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,Yes,Very severe obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,90,10,10,90,0,93,0,0,7,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,No,,No,No,,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,No,Yes,No,No,Tend to disagree,15,Yes,1,No,Yes,0,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,33,25,28,5,14,14,,5,1,5,1,13,60,10,Yes,5,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,50,0,No,,No,,Yes,50,,Technicians,No,Moderate obstacle,No obstacle,Customs and trade regulations,B,1500000,1500000,50000,,16000,50000,-9,0,700000,-9,2200000,-8,-8,24,6,2011,10,50,Are estimates computed with some precision,Several visits,3,10,2.375,1.625,2.125,2,Lowest performant manufacturing,,ST. JUAN,Male,MANAGER,2,1,5,24,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All women,Yes,Yes,40,Makes major strategic and financial decisions,8,0,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,45,In market or product development,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Consensual manager,No difference,Significantly less problems,Slightly less problems,No difference,Slightly more problems,Significantly more problems,Significantly less problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505837,95,Core,ENG,Region A,Region A,Capital city,Other Manufacturing,Services of motor vehicules,"No, does not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,11,5,"Privately held, limited liability company", ,51,49,51,0,0,Yes,No,,,,,,2009,6,0,Yes,2009,Comply with the law,10,Yes,No,31,12,Yes,7,No,Yes,0,,,,No,,Yes,7,No,,,,,Yes,14,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,ALL ASPECTS OF THE PETROLEUM INDUSTRY - TRADING,5050,65,TWO MILLION,0,80,20,0,,,,2009,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,No obstacle,100,0,0,100,0,0,30,60,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,-8,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,Yes,No,Tend to disagree,1,No,,,No,,0,,Yes,21,No,Yes,30,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,6,-7,,,,,3,,,1,6,,100,50,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,Yes,120,Yes,200,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Customs and trade regulations,C,500000,,,,,,-7,,,,,-8,-8,27,6,2011,12,15,Are estimates computed with some precision,Several visits,2,30,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505838,97,Core,ENG,Region A,Region A,Capital city,Other Manufacturing,Services of motor vehicules,"No, does not match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,8,HQ with production and/or sales in this location,,,Does not apply,-8,27,6,2011,13,35,"Privately held, limited liability company", ,51,100,0,0,0,No,No,,,,,,1989,2,2,Yes,1989,Don’t know,22,No,Yes,30,9,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,CARS,5010,100,SIX HUNDRED MILLION,1,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,60,40,0,No,,,,, ,,,,,,Minor obstacle,Yes,,50000,No,,,Moderate obstacle,80,20,0,0,20,80,20,40,0,40,0,Yes,-9,-9,,20,0,40,0,40,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,Yes,Yes,Yes,No,No,-9,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to agree,1,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,20,19,,,,,9,,,3,3,,100,37,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,No,,Yes,300,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,B,1500000,,,,,,450000000,,,,,-8,-8,27,6,2011,14,34,Are estimates computed with some precision,Several visits,2,25,2.375,1.625,2.125,2,Highest performant service,Yes,PORT OF SPAIN,Male,SENIOR SALES EXECUTIVE,8,1,6,1,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,No,Yes,35,Makes decisions in consultation with other partners,20,8,Predominantly men,Female,Female,Expanding range of services/products provided,-44,Providing employment for family,-44,20,In physical assets,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Consensual manager,Slightly less problems,No difference,Slightly more problems,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Technological and Innovation Support,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505839,99,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,15,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1983,5,1,Yes,1983,Better access to financing,5,No,No,31,12,No,,,No,,,,,Yes,2,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Moderate obstacle,SIGNS,2899,100,FOUR MILLION TWO HUNDRED THOUSAND,15,100,0,0,,,,,-8,-8,50,50,No,,35,,Major obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Moderate obstacle,0,90,10,20,80,0,93,0,0,7,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to agree,12,Yes,1,No,Yes,0,10,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,25,23,20,5,10,10,,4,1,5,2,12,40,10,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,1100000,1100000,40000,,140000,150000,3500000,0,-9,700000,-9,-8,-8,21,6,2011,16,25,Are estimates computed with some precision,Several visits,2,40,2.375,1.625,2.125,2,Lowest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,3,1,5,19,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,25,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,No difference,No difference,Slightly less problems,Significantly more problems,No difference,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,19,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505840,100,Manufacturing,ENG,Region A,Region B,"50,000 to 250,000",Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,8,5,Limited partnership, ,60,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,2000,2,1,Yes,2000,Comply with the law,12,Yes,Yes,30,9,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,SHIPYARDS,2731,100,"ONE MILLION FIVE HUNDRED AND TWENTY-FOUR THOUSAND, THREE HUNDRED AND SIXTY-EIGHT",10,100,0,0,,,,,-7,-7,90,10,No,,180,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,50,70,0,0,100,No,,,,, ,,,,,,Minor obstacle,Yes,,126000,No,,,No obstacle,50,0,50,50,0,50,25,25,25,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,50000,Yes,No,No,No,No,Yes,50000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,6,6,3,3,3,-8,,0,2,4,6,7,60,16,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,B,300000,225000,5000,,8000,0,1200000,750000,700000,1000000,1000000,-8,-8,28,6,2011,9,20,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505841,102,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,8,6,2011,11,0,Partnership, ,51,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,41,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1993,7,0,Yes,1993,Comply with the law,17,No,No,31,12,No,,,Yes,9,4,0,,No,,No,,,Yes,1,3,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,STEEL PANS,2731,60,SIX MILLION,5,40,0,60,1,0,0,1993,0,0,70,30,Yes,7,60,,No obstacle,No obstacle,Yes,80,Yes,Yes,Yes,No,,No,No,International - main product sold mostly to nations outside,,No,No,Yes,No,,No,No,No,No,No obstacle,70,60,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,,60000,No,,,No obstacle,60,20,20,60,20,20,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-9,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Moderate obstacle,No,,No,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly agree,0,Yes,2,No,Yes,0,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,40,50,25,15,20,5,,15,10,0,,14,100,6,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,No obstacle,Access to finance,C,2500000,1000000,40000,,170000,100000,430000,120000,0,150000,3000000,-8,-8,8,6,2011,11,59,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.375,1.625,2.125,2,Lowest performant manufacturing,Yes,PORT OF SPAIN,Male,GENERAL MANAGER,2,1,4,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Other,sell existing equipment and lease new one that is smaller,No,other specify,no reason given yet.,No,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,"Trust, offered lowest rates",No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,100,In human capital,-44,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Consensual manager,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,Any one,Technological and Innovation Support,-44,4,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505842,107,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,7,2011,10,30,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1983,9,3,No,1991,Comply with the law,17,No,No,30,9,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,No,No,,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,food and beverages,5220,80,SEVEN MILLION,80,100,0,0,,,,,,,,,,,,7,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,100,0,0,No,,,15000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,25,75,0,100,0,25,65,0,5,5,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Don't know,Don't know,Don't know,Don't know,Yes,-8,No,Don't know,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,23,20,,,,,10,,,1,1,,50,12,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,1500000,,,3000000,66000,,6000000,,,,,-8,-8,28,7,2011,11,50,Are estimates computed with some precision,Several visits,2,20,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505843,108,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,10,35,Sole proprietorship, ,,100,0,0,0,Yes,Yes,-8,-8,-8,-8,-8,2000,5,2,Yes,2000,Comply with the law,11,Yes,No,30,11,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,PERFUMES,5231,40,ONE MILLION FIVE HUNDRED THOUSAND,70,50,50,0,,,,2000,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Minor obstacle,,,0,100,0,No,,,50,Square Meters, ,0,100,0,No,,No obstacle,No,,,No,,,Minor obstacle,0,90,10,0,100,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,2,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,7,5,,,,,7,,,0,,,33,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,Yes,Minor obstacle,Major obstacle,Inadequately educated workforce,A,400000,,,500000,10000,,1700000,,,,,-8,-8,27,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505844,111,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,13,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,12,5,2011,15,1,"Privately held, limited liability company", ,60,40,60,0,0,Don't know,No,,,,,,2001,10,0,Yes,2001,Don’t know,10,Yes,No,30,6,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"SHOES OF ALL KINDS, MEN, WOMEN, SPORTS",5232,100,ONE MILLION,10,100,0,0,,,,,,,,,,,,150,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,2500,Square Feet, ,0,100,0,Yes,Yes,Moderate obstacle,Yes,1,,Yes,,10000,Moderate obstacle,100,0,0,0,100,0,15,85,0,0,0,Yes,0,100000,,15,0,85,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,Yes,Yes,Yes,-9,Don't know,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,No,Yes,No,Don't know,Don't know,No,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,13,13,,,,,9,,,2,2,,75,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,70,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Customs and trade regulations,A,450000,,,250000,10000,,900000,,,,,-8,-8,12,5,2011,15,58,Are estimates computed with some precision,Several visits,2,30,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,,ST. JAMES,Male,SALES MANAGER,13,1,5,16,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,Not provided,-3,-44,Not provided,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,poor credit history of the establishment,-44,No,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,10,In physical assets,-44,Yes,No,Yes,No,No,Yes,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,Significantly more problems,No difference,Significantly more problems,Slightly less problems,Slightly less problems,Very severe obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,16,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505845,114,Retail,ENG,Region A,Region A,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,10,5,"Privately held, limited liability company", ,34,100,0,0,0,No,Yes,Unemployed,,,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1978,2,2,Yes,1978,Comply with the law,33,No,No,30,6,Yes,7,No,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,INTERIOR DINISHES CARPET BLINDS,5239,60,FIFTY MILLION,10,100,0,0,,,,,,,,,,,,90,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,20,80,0,No,,,-8,-8,-3,20,80,0,No,,Minor obstacle,Yes,2,,Yes,0,,Major obstacle,10,20,70,10,20,70,20,70,0,10,0,Yes,0,500000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,5000000,Yes,Yes,Yes,No,Yes,No,5000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Tend to disagree,1,No,,,Yes,-8,0,,Yes,30,No,No,,,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,60,50,,,,,26,,,5,3,,70,14,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,No,,Yes,600,,Technicians,No,Minor obstacle,Major obstacle,Corruption,B,5000000,,,30000000,120000,,40000000,,,,,-8,-8,19,5,2011,12,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,,WOODBROOK,Male,MANAGER,4,1,5,16,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly less problems,Slightly more problems,No difference,Slightly less problems,No difference,No difference,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505846,117,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,16,5,2011,12,15,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1945,3,3,No,1970,Comply with the law,15,Yes,Yes,30,12,Yes,-9,No,Yes,2,3,0,,No,,Yes,-9,No,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,FRAGRANCES,5231,35,EIGHT MILLION,80,90,10,0,,,,-9,,,,,,,,60,No obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,No,,No obstacle,Yes,0,,Yes,1,,Moderate obstacle,50,50,0,50,50,0,50,0,0,50,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to agree,5,Yes,1,No,No,,0,,Yes,60,No,Yes,21,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,65,65,,,,,49,,,0,,,75,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,9,Yes,30,,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,B,3500000,,,1500000,10000,,-9,,,,,-8,-8,16,5,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505847,118,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,9,45,Limited partnership, ,51,100,0,0,0,No,No,,,,,,1983,12,12,Yes,1983,Comply with the law,10,No,No,30,4,No,,,Yes,1,6,0,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Major obstacle,AIR CONDITIONING EQUIPMENT RESIDENTIAL AND COMM,5233,65,SEVENTEEN MILLION,25,100,0,0,,,,,,,,,,,,150,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,1000,Square Meters, ,0,100,0,No,,Major obstacle,Yes,1,,Yes,0,,Minor obstacle,10,90,0,10,90,0,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-8,Yes,No,No,No,Yes,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to disagree,20,No,,,Yes,-8,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,38,38,,,,,18,,,0,,,95,39,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Customs and trade regulations,C,2000000,,,10000000,-9,,-9,,,,,-8,-8,17,5,2011,12,24,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505848,119,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,3,HQ with production and/or sales in this location,,,Does not apply,-7,5,7,2011,13,5,Limited partnership, ,50,75,25,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified product/idea encountered in previous occupations,1997,10,1,Yes,1997,Customers or suppliers only deal with registered firms,14,No,No,30,6,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CELLULAR PHONES,5239,100,THIRTY MILLION,1,100,0,0,,,,,,,,,,,,-8,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,-8,-8,-3,-8,-8,-8,-8,-8,Minor obstacle,Yes,,15000,No,,,Minor obstacle,0,25,75,0,100,0,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2009,75000,Yes,No,No,No,No,Yes,65000,Yes,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,18,15,,,,,10,,,2,2,,100,22,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax rates,B,1250000,,,20000000,100000,,25000000,,,,,-8,-8,5,7,2011,14,3,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505849,125,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,31,5,2011,13,8,"Privately held, limited liability company", ,60,60,40,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1959,3,2,Yes,1959,Comply with the law,50,No,Yes,31,1,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,GENERAL HARDWARE ITEMS,5234,100,EIGHT MILLION,25,100,0,0,,,,,,,,,,,,120,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,Yes,Yes,Minor obstacle,Yes,,80000,No,,,Minor obstacle,10,30,60,60,30,10,20,20,20,20,20,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,100000,Yes,Yes,Yes,Yes,Yes,No,70000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,60,60,,,,,20,,,10,3,,15,15,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Corruption,B,1000000,,,5000000,150000,,5000000,,,,,-8,-8,31,5,2011,14,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,Yes,PORT OF SPAIN,Male,CHIEF ACCOUNTANT,8,1,6,8,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Attaining a pre-established level of profit,-44,100,In market or product development,-44,Yes,No,No,Yes,No,No,Yes,Yes,Decision maker manager,No difference,Slightly more problems,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,6,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505850,127,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,15,32,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1985,25,3,No,1986,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,APPLIANCES (DOMESTIC) AND SERVICE,5233,70,EIGHT MILLION,30,100,0,0,,,,,,,,,,,,60,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,3500,Square Feet, ,100,0,0,Yes,Yes,Major obstacle,Yes,1,,No,,,Moderate obstacle,20,10,70,70,10,20,70,20,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-8,Yes,Yes,-8,Yes,No,Tend to disagree,5,Yes,1,No,Yes,0,0,,Yes,43,Don't know,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,30,22,,,,,8,,,4,3,,100,2,Yes,5,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,70,Yes,70,Yes,40,,-8,-8,-8,-8,Customs and trade regulations,A,1400000,,,4300000,150000,,7000000,,,,,-8,-8,10,6,2011,16,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505851,128,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,31,5,2011,9,9,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,300,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1986,2,1,Yes,1986,Comply with the law,40,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,GENERAL APPLIANCES,5233,80,TWO MILLION,50,100,0,0,,,,,,,,,,,,120,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Minor obstacle,10,0,90,60,30,10,25,25,25,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,-8,Yes,Yes,No,Yes,Yes,No,-9,Yes,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,-9,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,15,10,,,,,7,,,0,,,100,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Customs and trade regulations,B,500000,,,1000000,150000,,1000000,,,,,-8,-8,31,5,2011,10,15,Are estimates computed with some precision,Several visits,3,20,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,Yes,PORT OF SPAIN,Male,GENERAL MANAGER,3,1,6,6,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Not applicable,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Insurance for vehicles (fleets and trucks),-44,300000,30,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,15,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,Slightly more problems,Slightly less problems,Slightly less problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505852,129,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,9,30,"Privately held, limited liability company", ,22,100,0,0,0,Yes,No,,,,,,1900,-9,-9,No,-9,Comply with the law,24,Yes,No,31,8,No,,,Yes,-9,3,0,,No,,No,,,,,,,No,,,Yes,No,No,,,,No,,No obstacle,No obstacle,JEWELLERY,5239,100,TWO MILLION EIGHT HUNDRED SISTY THREE THOUSANDS SEVEN HUNDRED EIGHTY SEVEN,-9,78,22,0,,,,-9,,,,,,,,180,No obstacle,Don't know,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,No obstacle,Yes,0,,No,,,Moderate obstacle,0,50,50,0,50,50,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2005,-8,Yes,No,No,No,Yes,No,-9,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,No,No,No,No,No,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,96,96,,,,,-9,,,4,1,,98,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,A,2543335,,,-9,71981,,6104868,,,,,-8,-8,19,5,2011,12,15,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,45,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,,PORT OF SPAIN,Male,MANAGING DIRECTOR,3,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,Request of an increase of the current limit,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,No,No,5,Delegates decisions to other partners,13,20,Equally men and women,Male,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,30,In market or product development,-44,No,No,Yes,No,Yes,No,No,Yes,Decision maker manager,No difference,Slightly less problems,Slightly less problems,Significantly more problems,No difference,Slightly more problems,Significantly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505853,130,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,Yes,Yes,,,29,7,2011,11,15,"Privately held, limited liability company", ,75,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1984,5,1,No,1995,Comply with the law,20,No,No,31,12,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,clothes,5232,85,FOUR MILLION,5,100,0,0,,,,,,,,,,,,10,Major obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Don't know,Yes,Don't know,Minor obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,No,,Moderate obstacle,Yes,,10000,No,,,Very severe obstacle,0,50,50,0,50,50,70,10,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-8,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,5,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,25,22,,,,,10,,,0,,,90,22,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,50,,Professional and managers,No,Minor obstacle,Moderate obstacle,Access to finance,A,1150000,,,1600000,40000,,4000000,,,,,-8,-8,29,7,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505854,132,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,6,2011,10,4,"Privately held, limited liability company", ,70,100,0,0,0,No,No,,,,,,1952,10,3,Yes,1952,Customers or suppliers only deal with registered firms,20,No,Yes,3,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,CASUAL WEAR,5232,100,TWO MILLION FIVE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,120,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,20,80,0,No,,,7500,Square Feet, ,20,80,0,No,,Moderate obstacle,Yes,,25000,No,,,Moderate obstacle,20,0,80,20,80,0,20,65,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,No,Yes,Yes,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Strongly disagree,5,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,52,40,,,,,20,,,0,,,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Major obstacle,Moderate obstacle,Labor regulations,C,1200000,,,750000,25000,,2000000,,,,,-8,-8,9,6,2011,10,59,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,,PORT OF SPAIN,Male,MANAGING DIRECTOR,4,1,5,24,Yes,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,Not enough information,-44,Yes,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,70,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,No difference,Slightly less problems,Significantly less problems,No difference,Significantly less problems,Slightly more problems,Minor obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505855,133,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,2,HQ without production and/or sales in this location,,,-8,-8,14,6,2011,11,12,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,Yes,Replicated product/idea encountered in previous occupations,1995,2,2,Yes,1995,Comply with the law,16,Yes,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,CLOTHES,5232,100,TWO MILLION,80,100,0,0,,,,,,,,,,,,15,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,25000,No,,,Moderate obstacle,0,80,20,0,80,20,50,0,10,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,No,,,No,,0,,Yes,21,No,No,,,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,11,9,,,,,7,,,2,3,,40,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,A,360000,,,1000000,20000,,1700000,,,,,-8,-8,14,6,2011,12,20,Are estimates computed with some precision,Several visits,3,25,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505856,134,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,,,Does not apply,-8,25,5,2011,10,45,Limited partnership, ,98,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified product/idea encountered in previous occupations,1997,45,0,Yes,1997,Comply with the law,18,No,Yes,31,12,Yes,30,No,Yes,0,,,,No,,No,,,,,,,Yes,15,No,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,HOME FURNISHES,5233,60,FORTY MILLION,30,100,0,0,,,,,,,,,,,,90,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,75,25,0,Yes,-9,No,9000,Square Feet, ,75,25,0,Yes,Yes,Moderate obstacle,Yes,8,,Yes,8,,Very severe obstacle,100,0,0,85,0,15,34,40,0,26,0,Yes,10000000,400000,,25,0,75,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,8000000,Yes,Yes,No,Yes,Yes,No,7000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,15,Yes,3,No,Yes,-8,-8,-8,Don't know,,,-8,-8,Refused,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,42,60,,,,,36,,,6,2,,80,10,Yes,6,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,No,,Yes,130,,Professional and managers,No,Moderate obstacle,Moderate obstacle,Customs and trade regulations,B,1800000,,,7000000,180000,,34000000,,,,,-8,-8,25,5,2011,13,28,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,,PORT OF SPAIN,Female,DIRECTOR,17,1,5,17,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,12,1,Equally men and women,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,50,In market or product development,-44,Yes,No,Yes,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Significantly less problems,Significantly less problems,No difference,No difference,Significantly more problems,Slightly less problems,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,17,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505857,137,Core,ENG,Region A,Region A,Capital city,Retail,Services of motor vehicules,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),Yes,3,HQ with production and/or sales in this location,,,Yes,3,28,6,2011,10,35,Limited partnership, ,30,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1999,2,1,Yes,1999,Comply with the law,27,No,No,31,1,No,,,Yes,0,,,,-8,-8,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"AUTO REPAIRS, ALIGNMENT, BALANCING",5030,80,Don't know,75,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,21000,No,,,Moderate obstacle,0,50,50,0,100,0,60,0,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,6,6,,,,,0,,,0,,,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,-9,,,,,,500000,,,,,-8,-8,28,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505858,138,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,31,5,2011,11,5,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1954,1,1,Yes,1954,Comply with the law,25,No,No,30,6,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Major obstacle,SMALL APPLIANCES,5233,100,FIVE MILLION,30,100,0,0,,,,,,,,,,,,30,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,50,50,0,No,,,2500,Square Feet, ,50,50,0,No,,Moderate obstacle,Yes,1,,No,,,Moderate obstacle,25,25,50,0,100,0,25,25,0,50,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,15,15,,,,,10,,,0,,,80,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Access to finance,C,400000,,,3000000,50000,,2000000,,,,,-8,-8,31,5,2011,11,58,Are estimates computed with some precision,Several visits,3,10,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505859,139,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,14,0,"Privately held, limited liability company", ,50,50,50,0,0,Yes,No,,,,,,1974,2,1,Yes,1974,Comply with the law,37,Yes,No,8,2,No,,,Yes,1,1,-9,,No,,No,,,,,,,Yes,14,No,No,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,LADIES UNDERWEAR,5232,50,FORTY SEVEN MILLION,30,100,0,0,,,,,,,,,,,,90,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,10,0,90,Yes,-6,No,11000,Square Feet, ,10,90,0,No,,Minor obstacle,Yes,1,,Yes,3,,Very severe obstacle,95,0,5,0,100,0,85,10,0,5,0,Yes,-8,280000,,25,0,0,75,0,0,Yes,Yes,Yes,Private commercial banks,2007,1200000,Yes,Yes,No,Yes,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Strongly disagree,0,No,,,No,,1,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,95,80,,,,,90,,,5,2,,-9,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,50,No,,,Professional and managers,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",A,3300000,,,28000000,102000,,-9,,,,,-8,-8,19,5,2011,15,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,Yes,PORT OF SPAIN,Male,FINANCIAL MANAGER,10,1,5,8,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The establishment did not meet the acceptance criteria,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,application did not meet the requirements,-44,No,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,30,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Slightly less problems,Significantly more problems,No difference,Slightly less problems,Significantly more problems,Slightly less problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,8,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505860,141,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,7,2011,8,30,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1976,1,1,No,1989,Comply with the law,24,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,equipments,5239,70,SEVEN MILLION,5,100,0,0,,,,,,,,,,,,10,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,5500,Square Feet, ,100,0,0,No,,No obstacle,No,,,Yes,,5000,Moderate obstacle,50,0,50,15,5,80,75,5,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,22,20,,,,,10,,,0,,,10,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Major obstacle,"Crime, theft and disorder",B,2000000,,,3000000,70000,,6600000,,,,,-8,-8,20,7,2011,10,0,Are estimates computed with some precision,Several visits,2,12,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505861,142,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,10,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1987,6,2,Yes,1987,Comply with the law,45,No,No,28,2,No,,,Yes,1,6,-9,,No,,No,,,,,,,Yes,30,No,Yes,No,Yes,-8,-8,-8,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,OFFICE FURNITURE,5239,40,FIFTEEN MILLION,10,100,0,0,,,,,,,,,,,,-8,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,25,75,0,Yes,730,No,-8,-8,-3,-8,-8,-8,-8,-8,Major obstacle,Yes,1,,Yes,,75000,Major obstacle,50,0,50,15,5,80,75,5,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,Don't know,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,0,No,,,Yes,0,0,,Yes,4,No,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Don't know,Don't know,Moderate obstacle,25,23,,,,,10,,,0,,,75,2,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,6,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Moderate obstacle,Access to land,A,1700000,,,9400000,48000,,14000000,,,,,-8,-8,7,7,2011,11,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,Yes,PORT-OF-SPAIN,Male,OWNER,4,1,4,25,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Dammage Insurance,-44,50000,95,Predominantly women,No,Yes,20,Makes decisions in consultation with other partners,24,7,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,90,In market or product development,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,Delegating manager,No difference,Slightly less problems,No difference,No difference,No difference,Slightly more problems,Slightly more problems,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,25,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505862,143,Retail,ENG,Region A,Region B,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,Yes,Yes,,,28,7,2011,13,45,"Privately held, limited liability company", ,75,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1983,5,2,No,1990,Better access to financing,9,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Major obstacle,machinery equipment,5239,80,FIVE MILLION,30,100,0,0,,,,,,,,,,,,-9,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,No obstacle,,,0,100,0,No,,,7500,Square Feet, ,0,100,0,No,,Moderate obstacle,No,,,No,,,Moderate obstacle,20,0,80,20,80,0,20,65,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,No,No,Yes,Yes,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Strongly disagree,5,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,25,22,,,,,9,,,2,2,,80,60,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm does not have enough info. about training programs,Professional and managers,No,Major obstacle,Moderate obstacle,Access to finance,C,1500000,,,2000000,50000,,4000000,,,,,-8,-8,28,7,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505863,145,Core,ENG,Region A,Region A,Capital city,Retail,Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,7,2011,13,5,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1971,4,0,Yes,1971,Other reasons not included above,50,No,No,31,3,No,,,No,,,,,-8,-8,-8,-8,Refused,,,,,-8,-8,Refused,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,MARINE EQUIPMENT,5139,100,-3,-9,75,25,0,,,,1971,,,,,,,,,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Don't know,No,Don't know,Don't know,,,50,50,0,No,,,,, ,,,,,,Very severe obstacle,Yes,2,,No,,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,-8,-8,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,No,Yes,-8,-8,Don't know,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,Tend to disagree,0,No,,,No,,-8,-8,-8,-8,Refused,-8,-8,Refused,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,40,40,,,,,0,,,0,,,-8,-8,-8,-8,-8,-8,-8,-8,,,-8,-8,-8,-8,-8,-8,-8,-8,-8,No obstacle,No obstacle,Tax rates,A,-9,,,,,,-9,,,,,-8,-8,7,7,2011,13,37,Are estimates computed with some precision,Several visits,2,35,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,Yes,PORT OF SPAIN,Male,MANAGER,4,1,5,16,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,hasn't been offered and try to manage their exposure,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Expanding range of services/products provided,-44,Expanding customer base,-44,80,In human capital,-44,Yes,Yes,No,Yes,No,Yes,Yes,No,Delegating manager,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Slightly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505864,146,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,40,HQ without production and/or sales in this location,Yes,Yes,,,11,7,2011,8,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1997,2,2,Yes,1997,Better access to financing,14,No,No,31,7,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,ice,1549,97,TOW MILLION EIGHT THOUSAND,55,100,0,0,,,,,,,,,,,,15,Minor obstacle,Moderate obstacle,No,,,No,,No,0,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,75,40,90,10,0,No,,,-8,-8,-3,-8,-8,-8,-8,-8,Minor obstacle,Yes,1,,No,,,Major obstacle,5,5,90,5,10,85,90,5,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,16,15,,,,,-8,,,0,,10,20,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,B,1000000,,,-9,80000,,2500000,,,,,-8,-8,11,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505865,148,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,6,2011,9,19,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,200,Yes,No,Modified product/idea encountered in previous occupations,1955,2,2,Yes,1955,Comply with the law,50,No,Yes,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,SPARE PARTS FOR VEHICLES,5239,100,TEN MILLION,5,100,0,0,,,,,,,,,,,,120,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,3000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,10000,No,,,Moderate obstacle,25,25,50,0,75,25,25,25,25,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,50000,Yes,No,No,Yes,No,Yes,40000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,5,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,23,20,,,,,13,,,6,6,,90,22,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,60,,Professional and managers,No,Minor obstacle,Moderate obstacle,Access to finance,A,3000000,,,4000000,20000,,7000000,,,,,-8,-8,27,6,2011,10,1,Are estimates computed with some precision,Several visits,2,20,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505866,157,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,3,HQ with production and/or sales in this location,Yes,Yes,,,11,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2002,2,1,Yes,2002,Better access to financing,10,No,No,30,6,No,,,No,,,,,No,,No,,,Yes,2,3,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,furniture,3610,90,ONE MILLION FOUR HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,15,Moderate obstacle,Moderate obstacle,Yes,10,No,Yes,No,No,0,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Major obstacle,75,60,100,0,0,No,,,-8,-8,-3,-8,-8,-8,-8,-8,No obstacle,No,,,No,,,No obstacle,0,50,50,0,50,50,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,3,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,6,6,,,,,-8,,,0,,9,20,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,500000,,,-9,40000,,1200000,,,,,-8,-8,11,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505867,161,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,13,58,"Privately held, limited liability company", ,75,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,50,Yes,No,Modified product/idea encountered in previous occupations,1977,4,2,Yes,1977,Comply with the law,50,No,No,3,3,No,,,Yes,1,1,0,,No,,No,,,,,,,Yes,5,No,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,FIRE PROTECTION IN CONSTRUCTION,5239,40,FORTY FIVE MILLION,1,100,0,0,,,,,,,,,,,,90,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,Yes,-6,No,15000,Square Feet, ,100,0,0,Yes,Yes,No obstacle,Yes,0,,Yes,,500000,Major obstacle,5,5,90,5,5,90,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Tend to disagree,30,No,,,Yes,0,0,,Yes,7,No,No,,,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,50,50,,,,,12,,,15,-9,,100,10,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,No,,,Technicians,No,Very severe obstacle,Very severe obstacle,Political instability,A,3000000,,,30000000,-9,,-9,,,,,-8,-8,17,5,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,Yes,PORT-OF-SPAIN,Male,GENERAL MANAGER,4,1,5,3,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,Request of an increase of the current limit,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,200000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,90,In human capital,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,Slightly more problems,No difference,Slightly more problems,No difference,Significantly more problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,3,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505868,163,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,6,2011,12,15,Limited partnership, ,35,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,30,Yes,Yes,Replicated product/idea encountered in previous occupations,1995,12,3,Yes,1995,Better access to financing,9,No,No,31,12,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,HOUSEHOLD APPLIANCES,5233,50,FOUR MILLION FOUR HUNDRED THOUSAND,12,100,0,0,,,,,,,,,,,,35,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,100,0,0,No,,,10000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,90,10,0,90,10,66,20,0,14,0,Yes,0,500000,,55,0,45,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,2000000,Yes,No,No,No,Yes,No,2000000,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,Yes,No,No,Tend to disagree,5,No,,,No,,-8,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,24,22,,,,,4,,,3,5,,35,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",C,1100000,,,700000,44000,,4000000,,,,,-8,-8,22,6,2011,13,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505869,166,Retail,ENG,Region A,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,8,30,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,100,Yes,No,Modified product/idea encountered in previous occupations,1998,3,1,Yes,1998,Comply with the law,25,No,No,31,7,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CELLULAR PHONES,5239,100,TEN MILLION,1,100,0,0,,,,,,,,,,,,180,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,50,50,0,No,,,2000,Square Feet, ,75,25,0,Yes,Yes,Minor obstacle,Yes,,50000,No,,,Moderate obstacle,0,0,100,0,100,0,25,40,0,35,0,Yes,1000000,-8,,25,25,25,25,0,0,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2010,100000,Yes,No,No,No,Yes,Yes,75000,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,18,18,,,,,8,,,0,,,100,0,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,Other,Professional and managers,Yes,Minor obstacle,Major obstacle,Inadequately educated workforce,C,4000000,,,4000000,200000,,9000000,,,,,-8,-8,5,7,2011,9,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Highest performant service,,CHASE VILLAGE,Male,MARKETING MANAGER,3,1,5,25,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Equally men and women,No,No,50,Makes decisions in consultation with other partners,13,0,Predominantly men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Consensual manager,Significantly less problems,Slightly less problems,Significantly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Significantly less problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,25,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505870,167,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,20,7,2011,14,0,"Privately held, limited liability company", ,66,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1984,12,3,No,1990,Better access to financing,11,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,computer accessories,5239,80,SIXTEEN MILLION,1,100,0,0,,,,,,,,,,,,25,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,No obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,15,,No,,,Moderate obstacle,25,25,50,0,75,25,25,25,25,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,50000,Yes,No,No,Yes,No,Yes,100000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,65,60,,,,,25,,,2,3,,90,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,25,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",A,4500000,,,7000000,120000,,15000000,,,,,-8,-8,20,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505871,168,Core,ENG,Region A,Region A,Capital city,Retail,it,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,4,HQ with production and/or sales in this location,,,Does not apply,-7,6,7,2011,9,10,Limited partnership, ,50,75,25,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,1984,2,1,Yes,1984,Comply with the law,33,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,ELECTRONIC CONTENT MANAGEMENT,7290,75,SEVEN MILLION,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,25,75,25,0,75,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,3000000,Yes,Yes,Yes,Yes,Yes,Yes,2500000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,Yes,1,No,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,28,25,,,,,16,,,101,3,,36,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Access to finance,A,5000000,,,,,,6000000,,,,,-8,-8,6,7,2011,10,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.158888888888889,1.34,2.121666666666667,5,Lowest performant service,,PORT OF SPAIN,Male,OWNER,4,1,5,18,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Has one for all its companies,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reliable/reputable firm,Yes,Dammage Insurance,-44,60000,75,Predominantly men,No,Yes,40,Makes decisions in consultation with other partners,8,15,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,10,In human capital,-44,Yes,No,No,Yes,No,Yes,Yes,Yes,Consensual manager,No difference,No difference,Slightly more problems,No difference,No difference,No difference,Significantly more problems,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Community-based organization,-44,Technological and Innovation Support,-44,5,18,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505872,186,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,3,Establishm. physically separated from HQ but with oth. estab,No,,,3,17,5,2011,11,0,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1947,-9,-9,Yes,1947,Comply with the law,25,No,No,31,12,No,,,No,,,,,Yes,7,No,,,,,,,No,,,No,No,No,,,,No,,Moderate obstacle,No obstacle,METAL SCRAP,5149,70,SIX MILLION,65,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,100,0,0,100,0,90,10,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,25,5,,,,,1,,,0,,,70,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,No obstacle,Does not apply,A,1800000,,,,,,4500000,,,,,-8,-8,17,5,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505873,194,Core,ENG,Region A,Region B,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,5,2011,10,15,Limited partnership, ,55,100,0,0,0,No,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,2007,701,0,Yes,2006,Other reasons not included above,40,No,Yes,31,12,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Major obstacle,RESTAURANT AND BEVERAGE,5520,90,-3,5,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,-7,-7,-7,No,,,,, ,,,,,,No obstacle,Yes,3,,Yes,2,,Major obstacle,0,50,50,20,50,30,80,0,0,20,0,Yes,0,250000,,80,0,0,0,20,0,Yes,No,Yes,Private commercial banks,2008,-8,Yes,Yes,-8,-8,-8,-8,-9,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,25,No,,,Yes,0,-8,-8,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,30,70,,,,,18,,,0,,,100,28,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,200,Yes,500,,Both categories require the same amount of training,No,Very severe obstacle,Very severe obstacle,Labor regulations,A,-9,,,,,,-9,,,,,-8,-8,24,5,2011,13,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Highest performant service,,ST. CLAIR,Male,MANAGER,3,1,4,29,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Insurance for vehicles (fleets and trucks),-44,25000,60,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Slightly less problems,Slightly less problems,Significantly more problems,No difference,Slightly more problems,Significantly less problems,Minor obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505874,199,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,70,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1996,3,0,No,1997,Comply with the law,15,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Very severe obstacle,PLUMBING CONSTRUCTION,4530,75,NINE MILLION,5,100,0,0,,,,,,,,,,,,,Very severe obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,5000,No,,,Major obstacle,50,0,50,20,0,80,60,20,0,20,0,Yes,-9,400000,,-9,-9,-9,-9,-9,-9,Yes,Yes,Yes,Private commercial banks,2010,300000,No,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Strongly disagree,5,No,,,No,,0,,Yes,10,No,No,,,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,50,30,,,,,10,,,5,6,,-9,0,Yes,-8,-8,Technical skills such as forgn lang/prblm solving/admin/oper,10,No,,,,,,,,,Other,Technicians,No,Major obstacle,Very severe obstacle,Practices of competitors in the informal sector,C,-9,,,,,,6000000,,,,,-8,-8,10,5,2011,12,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505875,202,Core,ENG,Region A,Region A,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,5,2011,11,4,Partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,2000,Yes,No,Replicated product/idea encountered in previous occupations,2007,20,2,Yes,2007,Customers or suppliers only deal with registered firms,20,No,No,31,1,No,,,Yes,0,,,,No,,No,,,,,,,Yes,30,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,FIREPROOFING,4530,100,TEN MILLION,0,90,10,0,,,,2008,,,,,,,,,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,18000,Yes,,100000,Major obstacle,50,20,30,50,20,30,40,15,0,40,5,Yes,300000,100000,,40,0,15,0,40,5,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,Yes,No,No,No,Yes,1000000,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,Yes,Don't know,,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,5,Yes,1,No,No,,1,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,6,6,,,,,4,,,20,6,,100,17,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,Yes,Moderate obstacle,Moderate obstacle,Transport,C,1300000,,,,,,3000000,,,,,-8,-8,12,5,2011,13,58,Are taken directly from establishment records,One visit in face-to-face interview with different managers,3,0,7.729166666666666,3.5,7,8,Highest performant service,Yes,ST JAMES,Male,OWNER,4,1,4,25,Yes,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reputable and reliable,Yes,Insurance for vehicles (fleets and trucks),-44,100000,75,Equally men and women,No,No,49,Makes decisions in consultation with other partners,5,5,Equally men and women,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,75,Other,inventory,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,Slightly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Significantly less problems,Slightly more problems,Major obstacle,Yes,Yes,No,No,Yes,No,No,Overseas - USA,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Large impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,Large impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,Yes,No impact,Yes,No impact,Yes,-44,-44,-44,-44,-44,-44,-44,4,25,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505876,203,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,6,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2006,1,1,Yes,2006,Customers or suppliers only deal with registered firms,10,No,Yes,30,9,No,,,Yes,2,1,-9,,Yes,5,No,,,,,,,Yes,5,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,CIVIL AND STRUCTURAL ENGINEERING,4520,80,SIX HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,Yes,7,Yes,,, ,,,,,,Major obstacle,No,,,Yes,12,,Very severe obstacle,60,20,20,20,20,60,40,40,0,20,0,Yes,-9,-9,,0,20,60,0,20,0,Yes,Yes,Yes,Private commercial banks,2009,-8,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Strongly disagree,15,No,,,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,Major obstacle,Very severe obstacle,No obstacle,7,1,,,,,1,,,3,2,,-9,1,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,Yes,100,Yes,40,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Access to finance,C,250000,,,,,,480000,,,,,-8,-8,6,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Lowest performant service,Yes,ST. JAMES,Male,OWNER,2,1,4,26,Yes,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,Yes,Insurance for vehicles (fleets and trucks),-44,20000,80,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,5,4,Predominantly women,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,30,In physical assets,-44,No,Yes,Yes,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Significantly more problems,Slightly less problems,Significantly more problems,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,4,26,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505877,204,Core,ENG,Region A,Region A,Capital city,Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,15,10,"Privately held, limited liability company", ,51,100,0,0,0,Don't know,No,,,,,,1920,-9,-9,Yes,1920,Comply with the law,20,No,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,"SERVICING OF VEHICLES, TRANSPORT & REGISTRATION",5030,50,1 MILLION,1,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Minor obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,-9,-8,Don't know,,,,,,,Don't know,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,20,17,,,,,4,,,0,,,50,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Corruption,B,300000,,,,,,800000,,,,,-8,-8,28,6,2011,16,30,Are estimates computed with some precision,Several visits,3,15,7.729166666666666,3.5,7,8,Lowest performant service,,ST. JAMES,Male,MANAGER,2,1,5,30,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,100,In market or product development,-44,Yes,Yes,Yes,No,No,Yes,No,Yes,Delegating manager,No difference,Significantly more problems,Slightly more problems,No difference,Significantly more problems,Significantly more problems,Slightly less problems,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,30,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505878,205,Core,ENG,Region A,Region A,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,5,2011,9,25,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2001,2,2,Yes,2001,Comply with the law,15,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,AUTO REPAIR,5020,75,ONE MILLION ONE HUNDRED AND FIFTY THOUSAND,70,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,60000,No,,,Major obstacle,30,50,20,0,70,30,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Did not think it would be approved,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,2,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,10,9,,,,,3,,,2,3,,40,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,A,700000,,,,,,1000000,,,,,-8,-8,6,5,2011,13,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Lowest performant service,,ST. JAMES,Male,MANAGER,4,1,6,7,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Providing employment for family,-44,Expanding customer base,-44,75,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,Slightly more problems,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,7,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505879,207,Core,ENG,Region A,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,2,HQ without production and/or sales in this location,,,Yes,2,2,5,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1973,10,1,Yes,1973,Comply with the law,40,No,No,31,10,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,ALUMINIUM INSTALLATION,4530,80,"NINE HUNDRED AND EIGHTY EIGHT THOUSAND, SEVEN HUNDRED AND SEVENTY SIX",10,100,0,0,,,,,,,,,,,,,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,239000,No,,,Minor obstacle,100,0,0,100,0,0,70,25,0,5,0,Yes,0,70000,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,1999,75000,Yes,No,Yes,No,No,No,200000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,25,No,,,No,,0,,Yes,365,No,No,,,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,14,25,,,,,6,,,0,,,100,0,Yes,5,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,10,Yes,,,No,,Yes,300,No,,,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,B,519000,,,,,,1255922,,,,,-8,-8,2,5,2011,16,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Lowest performant service,Yes,ST JAMES,Male,COMPANY DIRECTOR,8,1,5,28,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Not applicable,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Not applicable,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,No,Commercial Banks,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Delegating manager,No difference,No difference,Slightly more problems,Slightly less problems,No difference,Slightly less problems,No difference,No obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Technological and Innovation Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505880,228,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,19,5,2011,16,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2005,25,0,Yes,2005,Better access to financing,17,Yes,No,31,8,No,,,Yes,2,5,,120000,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,FOOD SALES,5520,75,SEVEN MILLION FIVE HUNDRED THOUSAND,45,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,150000,Moderate obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,-8,200000,,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,2100000,Yes,No,No,No,Yes,No,2100000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,45,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,65,65,,,,,45,,,0,,,50,1,Yes,10,No,Social skills such as comm. skills/customer handling/teamwrk,10,Yes,,,No,,No,,Yes,160,,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,2000000,,,,,,6000000,,,,,-8,-8,19,5,2011,17,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Lowest performant service,,WOODBROOK,Male,GENERAL MANAGER,4,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,"Reliable, financially secure",No,-44,-44,-44,-44,Equally men and women,No,Not applicable,100,Makes decisions in consultation with other partners,6,12,Predominantly men,Female,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,80,In human capital,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Decision maker manager,No difference,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Slightly less problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505881,237,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,7,2011,8,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,100,Yes,No,You developed a new product or idea,2000,5,1,Yes,2000,Comply with the law,30,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,Major obstacle,TAXI SERVICES,,100,"THREE MILLION EIGHT HUNDRED AND SEVENTY-THREE THOUSAND, FOUR HUNDRED AND EIGHTY-FIVE",90,100,0,0,,,,,,,,,,,,,Minor obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,0,100,0,80,20,0,0,0,No,,,,,,,,,,Yes,No,Yes,Non-bank financial institutions which include microfinance,2007,800000,Yes,Yes,Yes,Yes,Yes,Yes,800000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly disagree,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,17,14,,,,,3,,,2,1,,-9,-9,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Don’t know,No,Moderate obstacle,Minor obstacle,Practices of competitors in the informal sector,B,2500000,,,,,,3000000,,,,,-8,-8,15,7,2011,9,55,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505882,241,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,-8,-8,-8,-8,-8,21,6,2011,16,4,"Privately held, limited liability company", ,65,65,35,0,0,No,No,,,,,,2005,12,-9,Yes,2005,Don’t know,30,No,No,31,12,Yes,21,No,Yes,0,,,,No,,Yes,21,No,,,,,Yes,14,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,FREIGHT FORWARDING - IMPORT & EXPORT SHIPPING,6301,100,FOUR MILLION,0,60,0,40,-9,0,0,2005,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,50,50,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,80,0,20,80,0,20,30,20,30,20,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,-9,-8,Yes,Yes,No,Yes,Yes,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to agree,0,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,25,23,,,,,5,,,2,3,,100,13,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Customs and trade regulations,B,1020000,,,,,,2000000,,,,,-8,-8,21,6,2011,16,56,Are estimates computed with some precision,Several visits,3,20,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505883,251,Core,ENG,Region A,Region A,Capital city,Services,Retail,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,14,30,"Privately held, limited liability company", ,80,80,20,0,0,-8,Yes,Self-employed,,,No,You developed a new product or idea,1996,1,1,Yes,1996,Comply with the law,15,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,COURIER SERVICES,,100,TWO MILLION ONE HUNDRED THOUSAND,2,80,20,0,,,,1996,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,0,0,100,0,0,100,10,40,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,50000,Yes,Yes,Yes,Yes,Yes,Yes,30000,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,No,No,No,Tend to agree,1,No,,,-8,-8,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,20,20,,,,,8,,,2,1,,100,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Corruption,B,1000000,,,,,,1000000,,,,,-8,-8,12,7,2011,16,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Lowest performant service,,WOODBROOK,Male,OWNER,10,1,5,22,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,45,In physical assets,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Decision maker manager,Significantly less problems,Significantly less problems,No difference,No difference,Slightly more problems,Significantly more problems,Slightly less problems,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505884,257,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,7,6,2011,10,3,Limited partnership, ,50,100,0,0,0,Yes,Yes,Self-employed,,,No,Replicated product/idea encountered in previous occupations,1975,5,2,Yes,1975,Customers or suppliers only deal with registered firms,36,No,Yes,31,5,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,ROAD BUILDING AND PAVING SERVICES,4520,80,FOUR MILLION,5,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,No obstacle,,,75,25,0,Yes,-6,No,,, ,,,,,,Moderate obstacle,Yes,,75000,No,,,Minor obstacle,0,100,0,75,0,25,25,60,0,15,0,Yes,0,500000,,25,0,75,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,200000,Yes,Yes,Yes,No,Yes,Yes,175000,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,Yes,No,Tend to disagree,5,No,,,Yes,5,1,,No,,,No,,,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,30,30,,,,,14,,,5,3,,60,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Major obstacle,Access to finance,C,1500000,,,,,,2500000,,,,,-8,-8,7,6,2011,11,12,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505885,260,Core,ENG,Region A,Region A,Capital city,Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,5,2011,10,50,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,Modified product/idea encountered in previous occupations,2002,8,1,Yes,2002,Comply with the law,9,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,Yes,1,No,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,BUS MOTORS,5030,80,TWENTY-TWO MILLION FIVE HUNDRED THOUSAND,45,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,100000,No,,,No obstacle,20,80,0,20,80,0,10,80,0,10,0,Yes,0,600000,,0,0,90,0,10,0,Yes,Yes,Yes,Private commercial banks,2007,-8,Yes,No,No,No,Yes,No,-9,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,No,Yes,No,No,No,Tend to disagree,10,Yes,1,No,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Very severe obstacle,10,8,,,,,2,,,0,,,100,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,No obstacle,Corruption,C,800000,,,,,,19000000,,,,,-8,-8,18,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,Highest performant service,Yes,PORT OF SPAIN,Male,OWNER,8,1,6,1,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,80,In physical assets,-44,Yes,No,No,Yes,Yes,Yes,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,6,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505886,277,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,30,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1994,10,0,Yes,1994,Don’t know,7,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,SHIPPING,6304,100,FIVE MILLION,0,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,Minor obstacle,0,50,50,0,50,50,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,26,24,,,,,0,,,0,,,100,16,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Customs and trade regulations,B,1500000,,,,,,1500000,,,,,-8,-8,30,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505887,281,Core,ENG,Region A,Region A,Capital city,Services,Electronics (31 & 32),"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,10,0,Limited partnership, ,-9,100,0,0,0,No,No,,,,,,1956,-9,3,Yes,1956,Comply with the law,25,No,No,31,5,Yes,14,No,Yes,-9,2,0,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,No,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,CUISINRT - SMALL APPLIANCES,,25,TWENTY MILLION,-9,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,Yes,42,No,,, ,,,,,,No obstacle,Yes,1,,Yes,-9,,Minor obstacle,100,0,0,10,90,0,30,30,30,0,10,Yes,-9,-9,,30,30,30,0,0,10,Yes,Yes,Yes,Private commercial banks,2011,-9,Yes,Yes,-8,-8,-8,-8,-9,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,No,No,Yes,No,No,No,No,-8,0,No,,,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,Does not apply,Major obstacle,Moderate obstacle,No obstacle,38,30,,,,,27,,,2,1,,75,2,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,-8,-8,Yes,20,,-8,-8,No obstacle,No obstacle,Political instability,C,3200000,,,,,,-9,,,,,-8,-8,11,7,2011,11,30,Are taken directly from establishment records,Several visits,2,55,7.729166666666666,3.5,7,8,Highest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,8,1,5,10,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for family,-44,66,In physical assets,-44,Yes,No,No,No,Yes,No,Yes,Yes,Delegating manager,Significantly less problems,Significantly more problems,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,10,Truthful,Somewhat truthful,Several interviews,Through Internet,-44, Trinidad and Tobago,505888,294,Retail,ENG,Region A,Region A,"Less than 50,000 population",Services,Retail,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,5,2011,10,7,Limited partnership, ,98,100,0,0,0,No,No,,,,,,1900,1,1,Yes,1900,Better access to financing,42,No,No,31,12,No,,,Yes,1,1,-9,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Moderate obstacle,PHARMACEUTICALS,5231,50,SEVENTEEN MILLION,-9,100,0,0,,,,,,,,,,,,90,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,90,10,0,No,,,-9,-8,-3,100,0,0,Yes,No,Moderate obstacle,Yes,,60000,Yes,-9,,Very severe obstacle,0,40,60,0,20,80,15,60,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,180000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Don't know,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,0,Yes,2,No,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,70,76,,,,,35,,,0,,,40,1,Yes,4,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,-9,,Professional and managers,No,Moderate obstacle,Major obstacle,Access to finance,A,6000000,,,8000000,193000,,20000000,,,,,-8,-8,10,5,2011,11,33,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505889,328,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,14,0,Sole proprietorship, ,,0,100,0,0,No,No,,,,,,1993,10,0,Yes,1993,Comply with the law,7,No,No,31,1,Yes,30,No,Yes,1,24,-9,,Yes,20,No,,,,,,,Yes,45,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,SHIPPING,6309,95,FOUR MILLION,30,100,0,0,,,,,,,,,,,,,Very severe obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Very severe obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,100,0,0,50,0,50,80,0,0,20,0,Yes,0,120000,,80,0,0,0,20,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Tend to agree,5,Yes,2,No,Yes,0,0,,Yes,7,No,No,,,Very severe obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,55,50,,,,,35,,,0,,,100,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,No,,No,,Yes,36,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Customs and trade regulations,A,2000000,,,,,,3500000,,,,,-8,-8,3,6,2011,14,55,Are estimates computed with some precision,Several visits,3,10,7.729166666666666,3.5,7,8,Lowest performant service,Yes,DOCK ROAD,Male,SENIOR VP,8,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly more problems,Significantly less problems,Significantly more problems,No difference,Slightly less problems,Significantly less problems,Minor obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505890,337,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,6,2011,10,3,"Privately held, limited liability company", ,50,50,50,0,0,Yes,Yes,Self-employed,,,No,Modified prod/idea dvlpd by other firms outside prev occup,2004,10,2,Yes,2004,Customers or suppliers only deal with registered firms,20,No,Yes,31,7,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CONSTRUCTION PROJECTS,4520,100,FIFTEEN MILLION,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,0,100,20,0,80,10,80,0,10,0,Yes,1000000,1000000,,20,80,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,500000,Yes,Yes,Yes,Yes,Yes,Yes,300000,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,1,No,,,Yes,-9,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,35,29,,,,,17,,,15,1,,75,25,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Moderate obstacle,Access to finance,B,3000000,,,,,,10000000,,,,,-8,-8,3,6,2011,11,9,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505891,338,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,5,2011,10,24,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,5,Yes,No,You developed a new product or idea,2004,7,0,Yes,2004,More access to government programs or services,24,No,Yes,30,4,No,,,No,,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,CIVIL WORKS,4520,50,-3,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,15,,Very severe obstacle,75,25,0,75,25,0,75,0,0,25,0,Yes,-8,80000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,Don't know,,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,25,Yes,1,Refused,No,,-8,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,5,11,,,,,0,,,18,3,,10,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,Yes,100,Yes,100,,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",A,-9,,,,,,-9,,,,,-8,-8,13,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,7.729166666666666,3.5,7,8,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505892,350,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,23,Yes,Yes,You developed a new product or idea,1998,5,2,Yes,1998,Comply with the law,12,No,No,30,6,No,,,Yes,1,3,-9,,Yes,3,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,PRINTED CARDS,2221,80,THREE MILLION FIVE HUNDRED THOUSAND,25,100,0,0,,,,,-8,-8,90,10,No,,40,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,85,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,80,20,10,80,10,85,0,0,10,5,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2005,-8,Yes,Yes,No,No,Yes,No,-8,No,No need for a loan - establishment has sufficient capital,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,6,Yes,1,Yes,No,,-9,,No,,,Yes,30,No,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,15,17,10,5,5,5,,2,2,0,,10,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,C,810000,1200000,35000,,140000,300000,3000000,0,1000000,1000000,3000000,-8,-8,22,6,2011,11,58,Are estimates computed with some precision,Several visits,3,5,4.005,1.78,3.7825,1,Highest performant manufacturing,,BELMONT,Male,DIRECTOR,3,1,5,26,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly less problems,Slightly more problems,No difference,Significantly more problems,No difference,Slightly more problems,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,26,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505893,352,Core,ENG,Region A,Region A,Capital city,Other Manufacturing,Wholesale,"No, does not match",Small (between 5 and 19),Large (greather than 100),Yes,6,HQ with production and/or sales in this location,,,Yes,6,24,6,2011,10,30,Partnership, ,45,100,0,0,0,No,No,,,,,,1970,11,5,Yes,1970,Other reasons not included above,25,No,No,31,12,No,,,Yes,1,3,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Very severe obstacle,Major obstacle,HOUSEHOLD ITEMS,5139,50,TEN MILLION,5,80,1,19,2,0,0,1979,,,,,,,,,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,100000,Yes,1,,Very severe obstacle,3,3,94,1,10,89,50,0,0,50,0,Yes,0,300000,,60,0,40,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,1000000,Yes,No,No,No,No,Yes,1000000,Yes,,No,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Strongly disagree,5,Yes,3,No,No,,0,,Yes,2,No,Yes,5,No,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,102,100,,,,,35,,,0,,,40,7,Yes,5,No,Technical skills such as forgn lang/prblm solving/admin/oper,3,Yes,,,No,,Yes,-9,Yes,50,,Professional and managers,No,Major obstacle,Minor obstacle,Customs and trade regulations,B,3000000,,,,,,8000000,,,,,-8,-8,24,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant service,,BELMONT,Male,MANAGING DIRECTOR,3,1,5,27,Yes,Totally dissatisfied,Totally dissatisfied,Totally satisfied,Totally dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,No institution would ensure the company,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Significantly less problems,Minor obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505894,353,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,10,5,Limited partnership, ,33,100,0,0,0,Yes,No,,,,,,1995,3,1,Yes,1995,Better access to financing,15,No,No,31,10,No,,,Yes,1,1,0,,No,,No,,,No,,,100,Yes,7,No,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FLAVOURING CONCENTRATES,1554,90,TWO MILLION FOUR HUNDRED THOUSAND,20,100,0,0,,,,,-8,-8,90,10,No,,-9,,Major obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,70,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Very severe obstacle,0,100,0,0,100,0,55,45,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,12,10,10,2,5,5,,2,1,0,,12,30,25,Yes,1,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Minor obstacle,Corruption,B,750000,1200000,25000,,100000,100000,2500000,0,1500000,500000,3000000,-8,-8,20,6,2011,11,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505895,358,Manufacturing,ENG,Region A,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,5,Yes,Yes,You developed a new product or idea,2001,2,2,Yes,2001,Comply with the law,11,No,No,30,6,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,WOODEN TABLES,3610,40,ONE MILLION FIVE HUNDRED THOUSAND,80,100,0,0,,,,,0,0,80,20,No,,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Major obstacle,75,60,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,50,50,0,50,50,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Did not think it would be approved,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,1,Yes,2,Yes,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,6,4,5,1,1,4,,0,0,1,2,10,10,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,300000,500000,15000,,30000,200000,1000000,0,300000,300000,1000000,-8,-8,5,6,2011,12,5,Are estimates computed with some precision,Several visits,2,25,4.005,1.78,3.7825,1,Highest performant manufacturing,,SEA LOTS,Male,MANAGING DIRECTOR,3,1,6,4,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Not provided,Not provided,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,,,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Not applicable,Not applicable,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,Request of an increase of the current limit,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Other,Employees individually insured,,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,100,In physical assets,-44,Yes,No,No,No,Yes,Yes,Yes,No,Decision maker manager,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505896,361,Manufacturing,ENG,Region A,Region B,"Less than 50,000 population",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1981,3,3,No,1987,Comply with the law,25,No,No,30,6,No,,,Yes,1,2,0,,No,,No,,,No,,,100,Yes,5,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,METAL BARS,2811,55,TWO MILLION FIVE HUNDRED THOUSAND,30,100,0,0,,,,,-8,-8,80,20,No,,60,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,80,60,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,40000,No,,,Moderate obstacle,0,80,20,20,70,10,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,15,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,15,15,12,3,6,6,,4,2,0,,13,50,40,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,1000000,750000,25000,,30000,120000,2000000,0,1000000,500000,3500000,-8,-8,21,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,,SEA LOTS,Male,MANAGER,9,1,5,23,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,25,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,Significantly less problems,Slightly more problems,No difference,No difference,Significantly more problems,Minor obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505897,363,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1999,2,1,No,2004,Better access to financing,20,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,No,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,general mechanical tools,2892,70,ONE MILLION FIVE HUNDRED FORTY THOUSAND,0,100,0,0,,,,,0,0,-9,-9,Yes,7,120,,Minor obstacle,Moderate obstacle,Yes,20,No,Yes,No,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,50,70,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,Moderate obstacle,50,0,50,0,100,0,50,40,0,10,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2007,-9,Yes,Yes,No,No,No,No,-9,No,Did not think it would be approved,No,Major obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,5,Yes,4,No,No,,-9,,No,,,No,,,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,8,7,6,2,2,4,,1,0,0,,8,75,10,Yes,2,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Customs and trade regulations,B,550000,2700000,70000,,46000,0,1500000,0,-9,750000,-9,-8,-8,21,7,2011,15,30,Are estimates computed with some precision,Several visits,2,55,4.005,1.78,3.7825,1,Highest performant manufacturing,,SEA LOTS,Male,OWNER-MANAGER,17,1,5,28,Yes,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,No,No,No institution would ensure the company,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,33,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,No,Delegating manager,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Significantly less problems,Significantly more problems,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,28,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505898,365,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,9,30,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Unemployed,,,Yes,You developed a new product or idea,1979,6,2,No,-7,Other reasons not included above,32,No,No,31,12,No,,,Yes,-9,2,0,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,UNFORMS FOR OFFICE,,100,ONE HUNDRED ANDSIXTY THOUSAND,-9,100,0,0,,,,,0,0,10,90,No,,-9,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,-9,40,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,,30000,Very severe obstacle,50,50,0,50,50,0,100,0,0,0,0,No,,,,,,,,,,No,No,No,,,,,,,,,,,No,Other,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,5,1,-9,-9,,5,-8,0,,-9,-9,0,No,,,Don’t know,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",B,-8,-8,-8,,7200,-8,81200,-8,-8,-8,-8,-8,-8,8,7,2011,10,57,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505899,366,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,7,2011,13,30,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1999,6,2,Yes,1999,Comply with the law,23,No,No,31,1,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,printing,2221,80,ONE MILLION SIX HUNDRED EIGHTY THOUSAND,10,100,0,0,,,,,0,0,-9,-9,Yes,12,50,,Moderate obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,Yes,Very severe obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,3,,No,,,Minor obstacle,0,90,10,10,90,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Size of loan or maturity are insufficient,No,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,12,Yes,3,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,10,10,8,2,3,5,,2,1,2,3,12,60,20,Yes,3,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,B,600000,672000,84000,,50400,50000,1500000,0,0,900000,1500000,-8,-8,21,7,2011,14,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,,ST. CLAIR,Female,OWNER,3,1,5,23,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,11,10,Predominantly men,Male,Male,Providing employment for family,-44,Providing employment for others outside the family,-44,40,In human capital,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Slightly more problems,Significantly more problems,No difference,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505900,367,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1926,-9,-9,Don't know,-9,Comply with the law,20,No,No,31,12,No,,,Yes,1,2,,10000,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,SCRAP OPTIMIZATION,3710,50,TWO MILLION TWO HUNDRED THOUSAND,15,80,0,20,4,0,0,2000,0,0,60,40,No,,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,85,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Major obstacle,0,100,0,10,80,10,55,30,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,17,10,14,3,7,7,,5,2,3,3,14,70,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,C,1000000,800000,35000,,42000,100000,1800000,0,1200000,-9,3000000,-8,-8,21,6,2011,10,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,17,1,5,9,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Government institution,-44,No,the management team lacked experience,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,50,In human capital,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Consensual manager,No difference,Slightly less problems,Significantly less problems,No difference,No difference,Slightly more problems,No difference,Very severe obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,9,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Trinidad and Tobago,505901,371,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,7,2011,9,50,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1997,5,1,Yes,1997,Comply with the law,21,No,No,31,1,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Major obstacle,ice,1549,100,Don't know,-9,67,0,33,-8,0,0,1997,-8,-8,50,50,-8,-8,90,,Minor obstacle,Major obstacle,Yes,10,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,-8,-8,-8,Don't know,Don't know,Yes,Major obstacle,100,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,0,0,100,0,0,100,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,16,15,12,4,8,4,,2,2,3,3,-9,33,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,No,,,,,,,,,Don’t know (spontaneous),Both categories require the same amount of training,-8,Major obstacle,Major obstacle,Inadequately educated workforce,C,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,-8,-8,1,7,2011,11,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Highest performant manufacturing,,ST. JAMES,Male,MANAGER,2,1,5,21,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,No,No,Not enough information,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,15,4,Equally men and women,Male,Male,Providing employment for family,-44,Attaining a pre-established level of profit,-44,60,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,No difference,Significantly less problems,No difference,Slightly less problems,Significantly less problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,21,Truthful,Somewhat truthful,Several interviews,Through Internet,-44, Trinidad and Tobago,505902,373,Manufacturing,ENG,Region A,Region A,"Less than 50,000 population",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,5,2011,14,10,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified product/idea encountered in previous occupations,1970,1,1,Yes,1970,Comply with the law,41,Yes,No,31,12,Yes,60,No,Yes,0,,,,No,,Yes,15,No,No,,,100,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,UNIFORMS,1810,100,TWO MILLION,5,100,0,0,,,,,-7,-7,75,25,No,,90,,Moderate obstacle,Moderate obstacle,No,,,Yes,Yes,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,60,70,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,5,0,95,0,0,100,10,20,20,20,30,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,60000,Yes,No,No,Yes,Yes,Yes,60000,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,No,Yes,Yes,No,No,Tend to disagree,1,No,,,No,,1,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,7,5,5,2,5,0,,5,2,3,3,10,100,17,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,-8,Minor obstacle,Moderate obstacle,Corruption,C,852000,700000,0,,100000,50000,3000000,500000,1000000,600000,1300000,-8,-8,15,5,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Highest performant manufacturing,,ST. JAMES,Male,OWNER,4,1,5,24,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Credit Insurance for machinery and equipment,-44,-9,-9,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,16,5,Predominantly women,Female,Female,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,60,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,No difference,Significantly more problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505903,378,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,9,5,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,500,Yes,No,Replicated product/idea encountered in previous occupations,1964,2,2,Yes,1964,Customers or suppliers only deal with registered firms,50,No,Yes,31,1,Yes,14,Yes,Yes,0,,,,Yes,0,Yes,30,Yes,No,,,100,Yes,14,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Major obstacle,"ALL KINDS OF STEEL & METAL CASINGS, CAGES, ETC",2710,100,SIX HUNDRED THOUSAND,5,100,0,0,,,,,-8,-8,50,50,Yes,-9,60,,Major obstacle,Very severe obstacle,No,,,Yes,No,No,,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,50,60,60,40,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,10000,No,,,Moderate obstacle,20,20,60,30,40,30,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2005,800000,Yes,Yes,Yes,Yes,Yes,Yes,800000,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,10,No,,,Yes,10,1,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,11,10,7,-8,5,2,,3,3,2,3,7,75,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,-8,Moderate obstacle,Moderate obstacle,Corruption,C,150000,250000,5000,,23000,-8,450000,150000,1000000,250000,1300000,-8,-8,17,6,2011,10,14,Are estimates computed with some precision,Several visits,2,15,4.005,1.78,3.7825,1,Lowest performant manufacturing,,ST JAMES,Male,MANAGER,2,1,5,18,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Dammage Insurance,-44,20000,75,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,25,0,Predominantly men,Female,Male,Expanding customer base,-44,Providing employment for family,-44,60,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,Significantly less problems,Slightly less problems,Slightly more problems,Slightly less problems,Significantly less problems,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505904,382,Retail,ENG,Region A,Region A,Capital city,Other Manufacturing,Retail,"No, screener and sample frame do not match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,6,2011,9,15,Limited partnership, ,80,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,30,Yes,No,Modified product/idea encountered in previous occupations,1996,10,2,Yes,1996,Comply with the law,36,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,CUSTOM PICTURE FRAMES,5239,60,SEVEN MILLION SEVEN HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,90,No obstacle,-8,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,Yes,Yes,Moderate obstacle,Yes,,10000,No,,,No obstacle,20,0,80,0,80,20,70,20,0,10,0,Yes,-9,30000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,4500000,Yes,Yes,No,Yes,No,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,-8,No,,Yes,-8,-8,No,Yes,No,Yes,Yes,No,No,No,Strongly disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,38,38,,,,,-8,,,0,,,100,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,2170000,,,2400000,45000,,7700000,,,,,-8,-8,10,6,2011,10,20,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,5,4.005,1.78,3.7825,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505905,383,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,You developed a new product or idea,1990,2,2,Yes,1990,Comply with the law,34,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,JEWELLERS,2720,100,THREE MILLION TWO HUNDRED FIFTY THOUSAND,25,90,10,0,,,,-9,-7,-7,70,30,No,,15,,No obstacle,Minor obstacle,Yes,10,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,Yes,Minor obstacle,85,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,25000,No,,,Very severe obstacle,0,100,0,5,60,35,90,0,0,10,0,Yes,0,125000,50,20,0,80,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,500000,Yes,No,No,No,Yes,No,1000000,Yes,,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,10,No,,,No,,5,,No,,,No,,,No obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,11,10,7,4,4,3,,3,2,0,,14,40,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Business licensing and permits,B,700000,1300000,35000,,40000,80000,2500000,250000,0,500000,2500000,-8,-8,23,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Highest performant manufacturing,,PORT OF SPAIN,Male,OWNER,17,1,5,11,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,No institution would ensure the company,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,50,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,No difference,No difference,Significantly less problems,Significantly less problems,Slightly more problems,Significantly less problems,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505906,395,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,7,2011,11,0,Limited partnership, ,90,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1987,2,0,No,1988,Comply with the law,35,No,No,30,9,No,,,Don't know,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,STEEL PANS,,90,FIVE HUNDRED THOUSAND,20,90,0,10,-9,0,0,1989,0,0,100,0,,,-9,,No obstacle,Does not apply,Yes,0,Yes,No,,Yes,2,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,100,8,0,100,0,Yes,-5,No,,, ,,,,,,Very severe obstacle,No,,,No,,,No obstacle,10,90,0,100,0,0,0,100,0,0,0,Yes,-8,250000,0,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,100000,Yes,-8,-8,-8,Yes,-8,90000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,0,Yes,1,No,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,11,6,10,1,10,0,,0,0,2,6,-9,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Access to finance,C,100000,150000,-9,,8400,100000,200000,300000,0,400000,-8,-8,-8,19,7,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505907,396,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Electronics (31 & 32),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,6,2011,14,0,Limited partnership, ,50,100,0,0,0,No,No,,,,,,2004,4,0,Yes,2004,Comply with the law,7,No,No,30,9,No,,,No,,,,,Yes,5,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Very severe obstacle,Moderate obstacle,BANNER MATERIAL,3190,90,TWO MILLION,50,100,0,0,,,,,0,0,50,50,No,,45,,No obstacle,No obstacle,Yes,15,Yes,Yes,No,Yes,-8,No,No,Local - main product sold mostly in same municipality,More than 5,Yes,No,No,No,,Yes,Yes,Yes,Yes,Very severe obstacle,80,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,50,0,50,50,0,50,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-8,Yes,No,No,No,Yes,No,-9,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,No,No,Yes,No,No,No,No,Tend to disagree,0,No,,,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,14,14,8,6,8,0,,0,3,0,,14,100,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,B,890000,300000,20000,,180000,100000,1500000,1890000,500000,400000,1500000,-8,-8,8,6,2011,15,3,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,Yes,"PORT OF SPAIN, WOODB",Male,GENERAL MANAGER,3,1,4,17,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,1 & 7,Yes,Insurance for vehicles (fleets and trucks),-44,10000,100,Equally men and women,No,Yes,35,Makes major strategic and financial decisions,8,8,All men,Female,Female,Attaining a pre-established level of profit,-44,Expanding customer base,-44,85,Other,inventory,Yes,No,No,Yes,Yes,Yes,No,Yes,Decision maker manager,Significantly less problems,Significantly less problems,Significantly less problems,Significantly less problems,Significantly less problems,Significantly less problems,Significantly less problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,17,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505908,402,Manufacturing,ENG,Region A,Region A,Capital city,Other Manufacturing,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,12,1,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1950,-9,-9,No,-9,Comply with the law,50,Yes,No,31,12,No,,,Yes,5,-8,0,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,"FLOUR, SHORTENING AND SUGAR",1541,100,ONE MILLION,100,100,0,0,,,,,0,0,0,100,No,,10,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Don't know,Yes,Don't know,No obstacle,75,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,7200,Yes,10,,Major obstacle,0,100,0,0,100,0,100,0,0,0,0,Yes,0,50000,0,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,15,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,9,7,7,2,7,0,,4,1,0,,16,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,"Crime, theft and disorder",A,100000,500000,100000,,200000,50000,1000000,-9,-9,-9,-9,-8,-8,28,6,2011,12,59,Are taken directly from establishment records,Several visits,3,10,4.005,1.78,3.7825,1,Lowest performant manufacturing,,PORT OF SPAIN,Female,MANAGING DIRECTOR,8,1,5,17,Yes,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Not provided,-3,-44,Not provided,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Still in business in 10 years time,-44,Expanding customer base,-44,30,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Significantly more problems,Significantly more problems,No difference,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,17,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505909,403,Retail,ENG,Region A,Region A,Capital city,Other Manufacturing,Retail,"No, does not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,8,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1992,2,2,No,1999,Comply with the law,11,Yes,No,30,11,No,,,Yes,2,5,5,,Yes,10,No,,,,,,,No,,,No,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Moderate obstacle,COFFEE,5220,60,THREE MILLION,90,100,0,0,,,,,,,,,,,,60,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,No obstacle,,,100,0,0,No,,,2000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,5000,Yes,,10000,Major obstacle,10,90,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,10,17,,,,,4,,,15,4,,100,2,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",C,1000000,,,1000000,100000,,4000000,,,,,-8,-8,14,6,2011,9,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505910,426,Manufacturing,ENG,Region A,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Large (greather than 100),Yes,80,Establishm. physically separated from HQ and oth. estab.,No,,,2,17,5,2011,9,0,"Privately held, limited liability company", ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,20,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1990,8,4,Yes,1990,Customers or suppliers only deal with registered firms,31,No,Yes,30,9,No,,,Yes,3,1,10,,Yes,5,No,,,Yes,2,24,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,MUFFLER PARTS AND REPAIRS,3430,65,THIRTY MILLION,25,80,0,20,5,2,0,2003,0,0,20,80,Yes,1,60,,Moderate obstacle,Moderate obstacle,No,,,Yes,No,No,,Yes,No,National - main product sold mostly across the country,2 to 5,Yes,Yes,No,No,,Yes,Yes,Yes,Yes,Minor obstacle,60,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,200000,Yes,,500000,Major obstacle,20,25,55,20,60,20,10,20,0,20,50,Yes,500000,0,,6,0,70,0,20,4,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,No,No,Tend to disagree,10,Yes,2,Yes,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,190,340,165,25,150,15,,40,15,10,4,12,70,3,Yes,3,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,6,Yes,40,60,No,,Yes,100,Yes,200,,Technicians,No,Minor obstacle,Minor obstacle,Business licensing and permits,B,15000000,6000000,500000,,1000000,1000000,40000000,-9,0,-9,-9,-8,-8,17,5,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,4,1,5,16,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for family,-44,66,In human capital,-44,No,No,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Significantly less problems,Significantly more problems,Slightly less problems,No difference,Slightly less problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505911,429,Manufacturing,ENG,Region A,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,29,6,2011,12,0,"Privately held, limited liability company", ,90,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,1000,Yes,No,You developed a new product or idea,2003,13,1,Yes,2003,Comply with the law,20,No,Yes,31,5,Yes,-6,Yes,No,,,,,Yes,100,No,,,Yes,-9,-9,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,FRESH PRODUCE AND FISH,1512,75,SIX MILLION,100,95,0,5,1,0,0,2007,0,0,100,0,,,5,,Minor obstacle,Very severe obstacle,Yes,1,Yes,Yes,Yes,No,,Yes,Yes,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,Yes,No,Yes,Don't know,Minor obstacle,50,40,100,0,0,Yes,-6,Yes,,, ,,,,,,No obstacle,Yes,,165000,Yes,5,,Very severe obstacle,0,60,40,0,100,0,70,0,0,30,0,Yes,45000,0,,100,0,0,0,0,0,Yes,No,Yes,State-owned banks or government agency,2010,385000,Yes,Yes,No,No,No,No,680000,No,Other,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,Yes,No,Yes,Tend to disagree,30,Yes,1,Yes,No,,0,,Yes,30,No,Yes,30,Yes,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,35,25,30,5,23,7,,15,5,10,6,15,75,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,50,100,No,,Yes,-9,Yes,-9,,Technicians,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,1500000,200000,75000,,50000,100000,5000000,-9,1000000,2000000,5000000,-8,-8,29,6,2011,13,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,4.005,1.78,3.7825,1,Lowest performant manufacturing,Yes,PORT OF SPAIN,Male,MANAGING DIRECTOR & OWNER,3,1,4,18,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,other specify,Legal framework too poor to require the debt (they can loose,No,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,22,Delegates decisions to other partners,5,20,Predominantly women,Male,Female,Always innovating (in products/services and/or in processes),-44,Other,to be the best in my field in 10 years time,70,In physical assets,-44,No,Yes,No,No,Yes,No,Yes,No,Decision maker manager,Significantly less problems,Significantly more problems,Significantly less problems,Significantly more problems,Significantly more problems,Significantly less problems,Significantly more problems,Very severe obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,18,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505912,435,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,No,,,2,18,5,2011,11,40,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,3,Yes,No,Modified product/idea encountered in previous occupations,1989,8,3,Yes,1989,Comply with the law,15,No,No,31,12,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,FLOUR SUGAR RICE BREAD,5220,50,TWELVE MILLION,5,100,0,0,,,,,,,,,,,,14,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,0,100,0,Yes,-9,No,3200,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,Yes,,20000,Major obstacle,0,25,75,0,90,10,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,35,Yes,1,No,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,5,5,,,,,2,,,8,6,,100,0,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1000000,,,5000000,320000,,9000000,,,,,-8,-8,18,5,2011,13,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Highest performant service,,BELMONT,Male,MANAGER,4,1,5,19,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,establishment was too young or too small,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,23,0,Predominantly women,Female,Female,Expanding customer base,-44,Still in business in 10 years time,-44,100,In market or product development,-44,Yes,Yes,No,No,No,No,Yes,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Significantly more problems,Slightly less problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,19,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505913,439,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,HQ with production and/or sales in this location,,,Yes,-8,28,6,2011,14,0,Limited partnership, ,30,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1984,1,1,Yes,1984,Comply with the law,27,No,No,31,1,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"GENERAL HARDWARE ITEMS, SPECIALIZED IN ELECTRICAL",5239,60,Don't know,25,100,0,0,,,,,,,,,,,,150,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,2000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,-9,,No,,,Moderate obstacle,0,50,50,0,50,50,65,25,0,10,0,No,,,,,,,,,,Yes,No,Yes,Non-bank financial institutions which include microfinance,-9,-8,Yes,No,Yes,No,No,No,-9,No,Other,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,7,7,,,,,0,,,0,,,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Corruption,B,-9,,,-9,-8,,-8,,,,,-8,-8,28,6,2011,15,35,Are estimates computed with some precision,Several visits,2,30,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505914,441,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,13,Yes,Yes,You developed a new product or idea,1996,7,1,No,2000,Comply with the law,13,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,DRUGS,5231,100,ONE MILLION FOUR HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,15,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,2,,Yes,,15000,Major obstacle,0,80,20,0,100,0,69,25,0,5,1,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,5,Yes,2,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,5,3,,,,,2,,,0,,,90,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,C,350000,,,350000,14000,,1200000,,,,,-8,-8,22,6,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505915,456,Retail,ENG,Region A,Region A,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,16,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,14,Yes,Yes,Replicated product/idea encountered in previous occupations,2006,2,1,Yes,2006,Comply with the law,20,No,No,31,12,No,,,Yes,1,2,1,,No,,No,,,,,,,No,,,No,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,FLOWER,5239,95,SEVEN HUNDRED TWENTY THOUSAND,80,100,0,0,,,,,,,,,,,,15,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,Minor obstacle,No,,,No,,,Moderate obstacle,0,90,10,0,90,10,70,20,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,5,4,,,,,3,,,1,1,,100,0,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Inadequately educated workforce,A,180000,,,1500000,7200,,600000,,,,,-8,-8,17,6,2011,17,0,Are estimates computed with some precision,Several visits,2,30,10.72150537634409,6.723655913978495,10.53978494623656,4,Lowest performant service,,NEWTOWN,Male,OWNER,4,1,5,28,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,,,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,80,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,Delegating manager,No difference,No difference,Slightly more problems,Slightly less problems,Slightly less problems,No difference,Slightly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Human Ressources Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505916,466,Retail,ENG,Region A,Region A,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,12,50,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,7,Yes,Yes,You developed a new product or idea,1997,7,1,Yes,1997,Better access to financing,8,No,No,31,8,No,,,No,,,,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,WALL FIXTURE LIGHTING,5239,35,TWO MILLION TWO HUNDERD THOUSAND,10,100,0,0,,,,,,,,,,,,40,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Very severe obstacle,,,0,100,0,No,,,13000,Square Feet, ,0,100,0,No,,No obstacle,Yes,2,,No,,,Very severe obstacle,0,72,28,0,75,25,60,20,0,20,0,Yes,0,100000,,50,0,50,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,No,No,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,13,9,,,,,4,,,0,,,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,"Crime, theft and disorder",A,468000,,,700000,50000,,2000000,,,,,-8,-8,15,6,2011,13,58,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505917,475,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,14,20,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,29,Yes,Yes,Modified product/idea encountered in previous occupations,2003,4,2,Yes,2003,Better access to financing,12,No,No,31,9,No,,,No,,,,,Yes,1,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,FOOD,5211,70,TWO MILLION EIGHT HUNDRED TOUSAND,70,100,0,0,,,,,,,,,,,,15,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Major obstacle,,,100,0,0,No,,,17000,Square Feet, ,100,0,0,Yes,Yes,Minor obstacle,Yes,,30000,No,,,Very severe obstacle,0,84,16,0,100,0,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,12,Yes,1,No,No,,-8,,No,,,Yes,21,No,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,7,5,,,,,4,,,2,3,,40,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,C,200000,,,360000,33000,,2500000,,,,,-8,-8,24,6,2011,15,30,Are estimates computed with some precision,Several visits,3,0,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505918,476,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1989,5,1,No,2003,Better access to financing,7,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,FOOD,5211,70,THREE MILLION,99,100,0,0,,,,,,,,,,,,7,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,100,0,0,No,,,13000,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Major obstacle,0,80,20,0,100,0,90,0,0,5,5,Yes,0,250000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,No,No,No,No,No,Tend to disagree,10,Yes,1,No,No,,0,,No,,,Yes,30,No,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,14,12,,,,,7,,,2,2,,40,10,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,C,500000,,,2000000,45000,,2700000,,,,,-8,-8,21,6,2011,10,45,Are estimates computed with some precision,Several visits,2,45,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505919,486,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,12,0,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,2006,5,1,Yes,2006,Better access to financing,11,No,No,30,4,No,,,Yes,1,3,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,HOME FURNISHING,5239,60,TWO MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,90,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Very severe obstacle,,,100,0,0,No,,,9000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,80,20,40,40,20,50,40,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-9,Yes,,No,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Strongly disagree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,9,9,,,,,3,,,2,2,,50,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,A,300000,,,500000,25000,,2300000,,,,,-8,-8,28,6,2011,13,25,Are estimates computed with some precision,Several visits,2,35,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505920,488,Manufacturing,ENG,Region A,Region A,Capital city,Retail,Chemicals,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,14,30,Limited partnership, ,75,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,You developed a new product or idea,1983,4,1,Yes,1983,Comply with the law,28,No,No,31,12,No,,,Yes,1,3,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Major obstacle,INDUSTRIAL CLEANING CHEMICALS,2424,18,FOUR MILLION,20,99,0,1,1,0,0,1999,0,0,10,90,Yes,4,40,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,10,2,88,0,70,30,90,0,0,10,0,Yes,0,404000,0,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,2,No,,,Yes,0,0,,No,,,No,,,Major obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,7,7,4,3,4,0,,0,1,0,,14,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,Tax rates,C,250000,1000000,12000,,18000,20000,4000000,1200000,600000,500000,2000000,-8,-8,21,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Highest performant manufacturing,Yes,ST. JAMES,Male,OWNER & GENERAL MANAGER,18,1,5,16,Yes,Totally dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,No,Other,never though of this one,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,brooker looked for the best option,Yes,Insurance for vehicles (fleets and trucks),-44,115570,100,Predominantly women,Yes,Yes,50,Delegates decisions to other partners,29,0,Equally men and women,Male,Male,Other,Build a capital base (business and personal life),Still in business in 10 years time,-44,12,Other,"liquid investment, new company",No,No,No,No,Yes,No,No,No,Delegating manager,Slightly less problems,No difference,Slightly less problems,No difference,Slightly less problems,No difference,Slightly more problems,Moderate obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505921,498,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,14,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,2,No,No,You developed a new product or idea,1998,2,1,Yes,1998,Customers or suppliers only deal with registered firms,16,No,No,31,12,No,,,Yes,1,3,1,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,ELECTRCAL PARTS,5239,65,ONE MILLION TWO HUNDRED THOUSAND,20,100,0,0,,,,,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Major obstacle,0,75,25,0,100,0,65,25,0,10,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2011,1200000,Yes,Yes,No,No,No,No,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Tend to disagree,5,Yes,1,No,No,,-8,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,7,8,,,,,1,,,0,,,65,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Major obstacle,"Crime, theft and disorder",A,300000,,,600000,12000,,-9,,,,,-8,-8,24,6,2011,15,52,Are estimates computed with some precision,Several visits,3,10,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505922,502,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,Yes,Replicated product/idea encountered in previous occupations,2002,6,1,Yes,2002,Comply with the law,14,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,ELECTRONIC MACHINES,5239,55,ONE MILLION EIGHT HUNDRED THOUSNAD,40,100,0,0,,,,,,,,,,,,30,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,100,0,0,No,,,7000,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Major obstacle,0,70,30,0,100,0,48,30,0,20,2,Yes,0,40000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Moderate obstacle,No,,No,No,,Yes,No,,No,No,,Yes,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,No,,,No obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,6,5,,,,,1,,,0,,,75,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Major obstacle,"Crime, theft and disorder",C,216000,,,360000,28000,,1500000,,,,,-8,-8,21,6,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505923,554,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1976,10,2,Yes,1976,Comply with the law,28,No,No,31,5,No,,,Yes,1,5,,11000,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,COMPRESSOR,5239,75,ELEVEN MILLION,25,75,0,25,14,2,3,1976,,,,,,,,30,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Major obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,No,,No obstacle,No,,,No,,,Minor obstacle,0,0,100,50,0,50,50,0,0,50,0,Yes,0,2500000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to disagree,0,No,,,No,,0,,Yes,-9,No,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Don't know,No obstacle,7,8,,,,,3,,,0,,,85,12,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,Yes,40,Yes,20,,Technicians,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,A,400000,,,7000000,84050,,7000000,,,,,-8,-8,27,6,2011,11,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Highest performant service,,WOODBROOK,Male,MANAGER,17,1,4,26,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Insurance for vehicles (fleets and trucks),-44,25000,70,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,35,0,Equally men and women,Male,Male,Attaining a pre-established level of profit,-44,Expanding customer base,-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Significantly less problems,Significantly less problems,Slightly more problems,Very severe obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,26,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Trinidad and Tobago,505924,558,Core,ENG,Region A,Region A,Capital city,Retail,Construction: section F,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,5,2011,9,0,Limited partnership, ,51,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,2105,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2005,2,1,Yes,2003,Comply with the law,5,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,240,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,GARDEN BUILDING AND MAINTENANCE,4520,60,ONE MILLION TWO HUNDRED THOUSAND,12,100,0,0,,,,,,,,,,,,,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,100,0,0,0,40,60,60,20,20,0,0,Yes,0,50000,,45,0,0,55,0,0,Yes,No,Yes,Non-bank financial institutions which include microfinance,2009,-8,Yes,No,Yes,No,No,No,-9,No,Don't know,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Don't know,No,No,Don't know,14,Yes,1,No,Yes,0,0,,Yes,14,No,No,,,Major obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Does not apply,11,6,,,,,4,,,0,,,36,5,Yes,10,No,Social skills such as comm. skills/customer handling/teamwrk,4,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,Tax rates,A,600000,,,,,,1000000,,,,,-8,-8,19,5,2011,10,48,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Lowest performant service,Yes,WOODBROOK,Female,OWNER,8,1,5,31,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Liability Insurance,-44,5000,100,Equally men and women,No,Yes,49,Delegates decisions to other partners,6,6,Predominantly women,Female,Female,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,100,In physical assets,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Technological and Innovation Support,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505925,590,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,16,5,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1990,7,2,Yes,1990,Comply with the law,13,No,No,30,9,No,,,Yes,1,4,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,Very severe obstacle,Very severe obstacle,HAIR ACCESSORIES,5239,35,TWO MILLION,-9,100,0,0,,,,,,,,,,,,45,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Minor obstacle,,,100,0,0,No,,,800,Square Feet, ,100,0,0,Yes,No,Moderate obstacle,Yes,,35000,Yes,10,,Very severe obstacle,5,25,70,-8,-8,-8,65,30,0,5,0,Yes,0,60000,,65,35,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,Yes,No,Yes,No,No,-9,Yes,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,20,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,7,7,,,,,4,,,-9,1,,100,0,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,-8,-8,-8,-8,-8,"Crime, theft and disorder",A,500000,,,500000,36000,,1800000,,,,,-8,-8,21,6,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505926,596,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,6,2011,13,0,Limited partnership, ,60,60,40,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,50,Yes,No,You developed a new product or idea,1995,2,1,Yes,1995,Comply with the law,16,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,7,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,SOUVENIRS AND CARIBEAN - TRINIDAD EMBLEMS,5239,100,EIGHT HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,-8,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,600,Square Feet, ,0,100,0,No,,Moderate obstacle,No,,,Yes,,20000,Moderate obstacle,25,0,75,0,100,0,25,45,0,30,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2006,-8,Yes,No,No,No,Yes,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,5,5,,,,,3,,,1,6,,100,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Labor regulations,A,200000,,,500000,12000,,700000,,,,,-8,-8,17,6,2011,14,10,Are estimates computed with some precision,Several visits,2,35,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505927,609,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,15,6,2011,9,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,34,Yes,No,You developed a new product or idea,2006,3,1,Yes,2006,Customers or suppliers only deal with registered firms,8,No,No,30,6,No,,,No,,,,,Yes,1,No,,,,,,,Yes,30,Refused,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,FOOD,5211,75,ONE MILLION SIX HUNDRED THOUSAND,90,100,0,0,,,,,,,,,,,,5,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,100,0,0,No,,,7000,Square Feet, ,100,0,0,No,,No obstacle,Yes,2,,Yes,,20000,Moderate obstacle,0,88,12,0,100,0,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,0,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,11,7,,,,,6,,,2,1,,45,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,A,400000,,,1350000,26000,,1600000,,,,,-8,-8,15,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505928,614,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,13,30,Limited partnership, ,51,100,0,0,0,No,No,,,,,,2001,4,0,Yes,2001,Customers or suppliers only deal with registered firms,10,No,No,31,7,No,,,No,,,,,No,,No,,,,,,,Yes,15,No,Yes,No,Yes,Yes,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,MEAT,5220,90,TWO MILLION,30,100,0,0,,,,,,,,,,,,5,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,100,0,0,No,,,11000,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,Yes,,40000,Major obstacle,0,70,30,0,60,40,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,16,Yes,1,No,No,,-9,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,11,10,,,,,0,,,3,2,,70,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,A,400000,,,1000000,50000,,2000000,,,,,-8,-8,22,6,2011,15,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505929,640,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,9,10,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,Yes,Replicated product/idea encountered in previous occupations,1997,3,1,Yes,1997,Customers or suppliers only deal with registered firms,15,No,No,30,6,No,,,Yes,1,2,1,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,CLOTHES,5232,90,ONE MILLION FOUR HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,45,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Major obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Major obstacle,0,82,18,0,50,50,75,0,0,25,0,Yes,0,50000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,No,No,Yes,No,No,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,10,9,,,,,7,,,0,,,70,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,A,360000,,,700000,14000,,1200000,,,,,-8,-8,14,6,2011,10,40,Are estimates computed with some precision,Several visits,2,45,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505930,643,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,15,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,16,Yes,Yes,Replicated product/idea encountered in previous occupations,1999,2,1,Yes,1999,Other reasons not included above,9,No,No,30,6,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,BEAUTY ACCESSORY,5239,95,SEVEN HUNDRED TWENTY THOUSAND,30,100,0,0,,,,,,,,,,,,16,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,No obstacle,Yes,,25000,No,,,Moderate obstacle,0,80,20,0,100,0,85,0,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,No,Yes,No,No,No,-9,Yes,,No,Moderate obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,5,3,,,,,5,,,0,,,90,0,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,180000,,,1000000,7200,,700000,,,,,-8,-8,21,6,2011,16,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505931,652,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1973,-9,2,Yes,1973,Comply with the law,22,No,No,31,12,Yes,-9,Refused,Yes,1,3,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by the establishment but air time paid by staff,Very severe obstacle,Very severe obstacle,HOUSEHOLD ITEMS,5233,66,THREE MILLION FIVE HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,3,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,No,,No obstacle,Yes,,100000,Yes,,50000,Very severe obstacle,90,0,10,0,100,0,90,0,0,10,0,Yes,100000,0,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,500000,Yes,Yes,No,No,No,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,20,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,12,10,,,,,9,,,3,2,,85,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Very severe obstacle,"Crime, theft and disorder",C,500000,,,1000000,50000,,2800000,,,,,-8,-8,24,6,2011,15,0,Are estimates computed with some precision,Several visits,3,10,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505932,653,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,9,45,Limited partnership, ,55,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,23,Yes,Yes,Replicated product/idea encountered in previous occupations,2005,3,1,Yes,2005,Customers or suppliers only deal with registered firms,7,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by the establishment but air time paid by staff,No obstacle,No obstacle,CLOTHES,5232,80,EIGHT HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,40,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,3,,No,,,Moderate obstacle,0,82,18,20,60,20,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Strongly disagree,5,Yes,1,Yes,No,,0,,No,,,Yes,14,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,6,6,,,,,5,,,1,1,,60,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,216000,,,500000,8000,,700000,,,,,-8,-8,24,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Lowest performant service,Yes,PORT OF SPAIN,Male,MANAGER,3,1,5,29,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Other,To purchase vehicle,No,other specify,No response as yet,-44,No,,,,,,,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Other,Vehicle lease,No,other specify,No response as yet,-44,Yes,Totally satisfied,,,,,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Other,High employee turnover,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reputation,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All women,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,75,In physical assets,-44,No,No,No,No,Yes,Yes,Yes,No,Consensual manager,No difference,No difference,Slightly less problems,No difference,Significantly more problems,Slightly more problems,Slightly more problems,No obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505933,665,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,4,No,No,Replicated product/idea encountered in previous occupations,1999,2,0,Yes,1999,Comply with the law,21,No,No,31,5,No,,,Yes,2,1,1,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,CLOTHES,5232,100,ONE MILLION,40,100,0,0,,,,,,,,,,,,24,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,0,100,0,No,,,1500,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,85,15,0,70,30,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,No,,,No,,-9,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,7,7,,,,,6,,,0,,,70,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,B,250000,,,1580000,10000,,900000,,,,,-8,-8,28,6,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505934,672,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1974,5,2,Yes,1974,Comply with the law,37,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,ELECTRONIC ITEMS AND HOUSEHOLD ITEMS,5233,100,-3,60,100,0,0,,,,,,,,,,,,45,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,50,50,0,No,,,1400,Square Feet, ,50,50,0,No,,No obstacle,Yes,3,,No,,,Minor obstacle,0,0,100,0,0,100,5,90,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,1974,100000,Yes,Yes,No,No,No,No,100000,Yes,,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,15,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,12,12,,,,,1,,,2,1,,1,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,C,-8,,,-8,50000,,-9,,,,,-8,-8,29,6,2011,12,0,Are estimates computed with some precision,Several visits,3,5,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505935,674,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,14,30,Limited partnership, ,66,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,7,No,Yes,Replicated product/idea encountered in previous occupations,2004,3,1,Yes,2004,Customers or suppliers only deal with registered firms,17,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,ELECTRONIC MACHINES,5239,50,ONE MILLION,20,100,0,0,,,,,,,,,,,,20,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,Yes,No,Major obstacle,Yes,1,,Yes,,35000,Very severe obstacle,0,76,24,0,70,30,80,0,0,20,0,Yes,0,35000,,70,0,30,0,0,0,Yes,No,Yes,Private commercial banks,2009,-8,Yes,Yes,Yes,No,Yes,No,-8,Yes,,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,Yes,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,6,6,,,,,1,,,1,2,,90,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Minor obstacle,"Crime, theft and disorder",A,250000,,,2000000,10000,,900000,,,,,-8,-8,24,6,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505936,685,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,23,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,Yes,Replicated product/idea encountered in previous occupations,2003,4,1,Yes,2003,Comply with the law,9,No,No,30,4,No,,,Yes,1,2,1,,No,,No,,,,,,,Yes,17,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,SAFETY EQUIPMENTS,5239,90,THREE MILLION,40,100,0,0,,,,,,,,,,,,20,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,100,0,0,No,,,11000,Square Feet, ,100,0,0,No,,No obstacle,Yes,2,,No,,,Moderate obstacle,0,70,30,0,60,40,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,Yes,No,1000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to agree,5,Yes,1,No,No,,0,,No,,,Yes,15,No,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,12,10,,,,,3,,,2,3,,100,33,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,450000,,,1500000,20000,,2500000,,,,,-8,-8,23,6,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505937,690,Core,ENG,Region A,Region A,"50,000 to 250,000",Retail,Services of motor vehicules,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,5,2011,10,25,Limited partnership, ,67,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,8,Yes,No,You developed a new product or idea,1979,-9,1,Yes,1979,Comply with the law,30,Yes,No,31,12,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,AUTO ACCESSORIES-AIR CONDITIONING,5030,90,-3,-9,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,No obstacle,60,0,40,0,90,10,80,10,0,10,0,Yes,0,400000,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,1979,-9,Yes,Yes,Yes,No,Yes,No,-9,Yes,,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,10,No,,,No,,0,,Yes,7,No,No,,,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Does not apply,12,-9,,,,,2,,,-9,3,,100,17,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,A,-9,,,,,,-9,,,,,-8,-8,10,5,2011,12,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505938,702,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,14,0,Limited partnership, ,33,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,4,Yes,Yes,Replicated product/idea encountered in previous occupations,1995,3,1,Yes,1995,Better access to financing,12,No,No,30,6,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,DRUGS,5231,80,TWO MILLION FIVE HUNDRED THOUSAND,90,100,0,0,,,,,,,,,,,,14,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,Very severe obstacle,,,0,100,0,No,,,6000,Square Feet, ,0,100,0,Yes,No,Moderate obstacle,No,,,No,,,Very severe obstacle,0,80,20,0,100,0,85,0,0,15,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2008,1000000,Yes,Yes,No,No,Yes,No,2000000,No,No need for a loan - establishment has sufficient capital,No,Moderate obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,7,7,,,,,2,,,0,,,100,33,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Very severe obstacle,Practices of competitors in the informal sector,A,450000,,,1250000,10000,,2200000,,,,,-8,-8,14,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505939,703,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Large (greather than 100),Yes,7,HQ with production and/or sales in this location,,,Yes,7,29,6,2011,9,45,"Privately held, limited liability company", ,25,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,-8,-8,No,You developed a new product or idea,1980,8,3,Yes,1980,Comply with the law,50,No,Yes,31,12,Yes,2,No,Yes,-9,1,-9,,No,,Yes,25,Yes,,,,,Yes,7,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,DRUGS,5231,70,ONE HUNDRED MILLION,100,80,0,20,14,3,1,1987,,,,,,,,-9,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Moderate obstacle,,,50,50,0,Yes,60,No,-9,-8,-3,0,100,0,No,,Moderate obstacle,Yes,2,,Yes,,500000,Moderate obstacle,100,0,0,5,95,0,10,85,0,5,0,Yes,600000,200000,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,30000000,Yes,Yes,No,No,No,No,30000000,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,Yes,Don't know,0,Yes,1,No,Yes,0,0,,Yes,7,No,No,,,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,200,200,,,,,150,,,100,1,,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,-8,-8,-8,-8,-8,Business licensing and permits,A,-9,,,-9,-9,,-9,,,,,-8,-8,29,6,2011,10,0,Are estimates computed with some precision,Several visits,3,0,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505940,713,Manufacturing,ENG,Region A,Region A,"50,000 to 250,000",Retail,Chemicals,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,10,5,Limited partnership, ,33,100,0,0,0,Yes,No,,,,,,1935,2,1,Yes,1935,Comply with the law,40,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,Minor obstacle,OVER-THE-COUNTER DRUGS,2423,80,THREE MILLION FOUR HUNDRED AND FIFTY THOUSAND,95,100,0,0,,,,,-7,-7,25,75,No,,14,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,Yes,No obstacle,80,50,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,75,25,0,75,25,90,0,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,Yes,5,No,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,7,7,5,2,5,0,,-8,2,0,,15,80,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Inadequately educated workforce,B,500000,1000000,0,,100000,50000,3000000,0,1000000,100000,3000000,-8,-8,24,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Highest performant manufacturing,,PORT OF SPAIN,Male,DIRECTOR,3,1,4,28,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,50,Delegates decisions to other partners,25,0,Equally men and women,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly more problems,Slightly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505941,732,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,10,3,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,50,Yes,No,You developed a new product or idea,1978,1,1,Yes,1978,Comply with the law,33,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,SHOES AND ACCESSORIES,5232,100,NINE HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,180,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,Minor obstacle,No,,,Yes,,15000,Minor obstacle,0,100,0,0,100,0,50,50,0,0,0,No,,,,,,,,,,Yes,No,Yes,Non-bank financial institutions which include microfinance,2010,15000,Yes,No,No,No,Yes,No,30000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,6,4,,,,,4,,,0,,,67,16,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Practices of competitors in the informal sector,A,288000,,,500000,3000,,600000,,,,,-8,-8,28,6,2011,11,10,Are taken directly from establishment records,Several visits,2,30,10.72150537634409,6.723655913978495,10.53978494623656,4,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505942,733,Retail,ENG,Region A,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,9,40,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,Yes,Replicated product/idea encountered in previous occupations,2002,4,2,Yes,2002,Better access to financing,12,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,Yes,14,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,RINGS,5239,45,FIVE MILLION FIVE HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,45,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,6500,Square Feet, ,0,100,0,No,,No obstacle,Yes,,30000,No,,,Major obstacle,0,80,20,0,80,20,45,30,0,25,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Tend to agree,0,Yes,1,Yes,No,,0,,No,,,No,,,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,6,7,,,,,2,,,0,,,55,30,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,Major obstacle,Inadequately educated workforce,A,500000,,,600000,35000,,5000000,,,,,-8,-8,21,6,2011,10,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.72150537634409,6.723655913978495,10.53978494623656,4,Highest performant service,,PORT OF SPAIN,Male,GENERAL MANAGER,2,1,5,12,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,application did not meet the requirements,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Less than one year,It is the only institution that agreed to sell insurance,-44,Yes,Insurance for vehicles (fleets and trucks),-44,12500,60,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,30,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,Slightly less problems,Slightly less problems,No difference,No difference,Significantly more problems,Very severe obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,12,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505943,810,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,14,58,Limited partnership, ,60,100,0,0,0,Yes,No,,,,,,2005,2,2,Yes,2005,Comply with the law,40,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,INSTALLATION AND SERVICING OF AC UNITS,4530,30,TWO MILLION NINE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,1,,No obstacle,0,100,0,0,50,50,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,25,No,,,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,13,6,,,,,3,,,1,-9,,100,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,Yes,48,No,,,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1500000,,,,,,1500000,,,,,-8,-8,20,5,2011,16,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505944,821,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,5,2011,8,45,Limited partnership, ,33,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,40,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1994,2,0,Yes,1994,Comply with the law,16,Yes,No,31,12,No,,,Yes,0,,,,Yes,5,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,No,,No obstacle,Moderate obstacle,ROOM RENTAL,5510,100,ONE MILLION SEVEN HUNDRED THOUSAND,5,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Minor obstacle,0,100,0,50,50,0,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-8,Yes,No,No,No,Yes,No,-9,No,Other,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,Yes,1,No,No,,-9,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,10,12,,,,,8,,,0,,,60,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,No,,Yes,30,,Technicians,No,No obstacle,No obstacle,Does not apply,B,850000,,,,,,1500000,,,,,-8,-8,27,5,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505945,841,Core,ENG,Region A,Region A,Capital city,Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1995,3,2,Yes,1995,Comply with the law,-9,No,No,30,4,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,ELECTRIC EQUIPMENT,5152,40,TWO MILLION FIVE HUNDRED THOUSAND,75,100,0,0,,,,,,,,,,,,,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,75000,No,,,Moderate obstacle,0,100,0,0,80,20,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,9,9,,,,,1,,,0,,,20,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,B,500000,,,,,,2000000,,,,,-8,-8,29,6,2011,15,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505946,913,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,12,52,Partnership, ,50,100,0,0,0,Yes,No,,,,,,1976,3,2,No,2001,Customers or suppliers only deal with registered firms,30,No,Yes,31,12,Yes,-6,No,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,No,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,CATERING FOR SCHOOLS,5520,100,NINE HUNDRED THOUSAND,0,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,100,0,0,40,60,100,0,0,0,0,Yes,0,100000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Don't know,14,14,,,,,7,,,0,,,100,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,"Crime, theft and disorder",C,500000,,,,,,700000,,,,,-8,-8,22,6,2011,13,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,Lowest performant service,,ST. JAMES,Male,MANAGER,4,1,5,31,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",No,Not needed,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Staff has its own,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All women,Yes,No,50,Makes decisions in consultation with other partners,20,8,Predominantly men,Male,Female,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,80,In physical assets,-44,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,No difference,Significantly more problems,Slightly more problems,Slightly more problems,Slightly more problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,"General Management, Business Development & Strategies Suppor",-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505947,931,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,9,15,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,20,Yes,No,Modified product/idea encountered in previous occupations,1985,2,2,No,1989,Comply with the law,26,Yes,Yes,30,9,Yes,28,Don't know,Yes,0,,,,No,,No,,,,,,,Yes,14,No,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Moderate obstacle,CONSTRUCTION,4520,80,ONE MILLION TWO HUNDRED THOUSAND,40,90,10,0,,,,1991,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,Moderate obstacle,Yes,,15000,Yes,,25000,Major obstacle,15,15,70,25,30,45,20,25,0,35,20,Yes,50000,70000,,20,0,60,0,0,20,Yes,No,Yes,Private commercial banks,2007,15000,Yes,Yes,No,No,No,Yes,15000,No,Collateral requirements are too high,Yes,Major obstacle,No,,Yes,No,,Yes,No,,No,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,0,No,,,Yes,10,1,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,7,7,,,,,4,,,10,1,,43,14,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",A,200000,,,,,,1000000,,,,,-8,-8,26,5,2011,10,58,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505948,1000,Core,ENG,Region A,Region A,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,5,2011,9,18,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1996,1,1,No,2004,Comply with the law,15,No,Still In Process,31,12,Yes,21,No,Yes,1,1,0,,No,,No,,,,,,,Yes,21,No,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,"PAINTING,REMODELLING,CONSTRUCTION,LANDSCAPING",4530,100,ONE MILLION TWO HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,80,20,0,Yes,30,No,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,30,50,20,20,75,5,20,40,30,10,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2008,10000,Yes,No,No,No,No,Yes,10000,No,Collateral requirements are too high,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,20,No,,,Yes,5,2,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,7,4,,,,,3,,,0,,,80,14,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,500000,,,,,,1000000,,,,,-8,-8,18,5,2011,11,58,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505949,1006,Core,ENG,Region A,Region A,Capital city,Services,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,8,1,"Privately held, limited liability company", ,50,50,50,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1993,10,0,Yes,1993,Other reasons not included above,30,No,No,31,12,Yes,7,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,IT CONSULTANCY,7290,100,THREE MILLION,1,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,100,0,0,0,100,0,50,50,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,15000,No,,,,,,,Yes,,Yes,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,No,Yes,Don't know,Don't know,Don't know,Tend to disagree,1,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,11,10,,,,,5,,,1,3,,100,100,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,No,,Yes,120,,-8,No,Minor obstacle,No obstacle,Tax rates,B,1500000,,,,,,3000000,,,,,-8,-8,6,7,2011,9,20,Are estimates computed with some precision,Several visits,3,0,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505950,1057,Retail,ENG,Region A,Region A,Capital city,Services,Retail,"No, screener and sample frame do not match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,8,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1953,6,2,No,1967,Comply with the law,47,No,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,POULTRY AND POULTRY SUPPLIES,5239,60,EIGHT MILLION,60,95,0,5,7,0,0,1988,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,No,Moderate obstacle,,,100,0,0,No,,,1500,Square Feet, ,100,0,0,Yes,No,Major obstacle,Yes,2,,Yes,5,,Moderate obstacle,15,10,75,15,10,75,20,60,0,20,0,Yes,-8,70000,,0,0,100,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,354000,Yes,No,Yes,No,No,No,354000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,-8,-8,Yes,Yes,Yes,-8,Tend to agree,10,Yes,1,No,No,,0,,Yes,5,No,Yes,30,No,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,16,16,,,,,10,,,4,1,,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,-8,-8,-8,-8,-8,Access to finance,C,1200000,,,5000000,55000,,7000000,,,,,-8,-8,8,7,2011,10,52,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,50,21.12166666666667,9.468333333333334,19.30083333333333,7,Highest performant service,Yes,PORT OF SPAIN,Male,OWNER,3,1,6,5,Yes,Totally dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Other,Increase capital to purchase moor goods,No,other specify,Still under consideration,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,40,Makes decisions in consultation with other partners,35,0,Predominantly women,Female,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,100,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,Slightly more problems,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,Yes,No,Yes,governmenttt.org,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,6,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505951,1096,Core,ENG,Region A,Region A,Capital city,Services,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,13,4,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,70,Yes,Yes,Replicated product/idea encountered in previous occupations,2006,4,2,Yes,2006,Comply with the law,1,No,No,30,12,No,,,No,,,,,No,,No,,,,,,,Yes,150,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Very severe obstacle,GRAPHIC DESIGN,7290,50,ONE MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,Yes,No,No,No,No,No,No,No,Tend to disagree,6,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,,,,,0,,,0,,,100,50,Yes,1,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Practices of competitors in the informal sector,C,600000,,,,,,1000000,,,,,-8,-8,17,5,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505952,1102,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,14,30,Partnership, ,50,100,0,0,0,Yes,Yes,Self-employed,,,Yes,Replicated product/idea encountered in previous occupations,1992,3,2,Yes,1992,Comply with the law,28,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,No,,Very severe obstacle,Moderate obstacle,FOOD,5520,100,ONE MILLION TWO HUNDRED THOUSAND,75,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,0,,Yes,,50000,Very severe obstacle,50,0,50,0,95,5,50,25,0,25,0,Yes,-9,-9,,50,0,25,0,25,0,Yes,No,Yes,Private commercial banks,2011,1400000,Yes,Yes,No,No,No,No,1050000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,Don't know,,,,,,,,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,12,12,,,,,6,,,2,10,,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,No obstacle,"Crime, theft and disorder",C,180000,,,,,,800000,,,,,-8,-8,28,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,Lowest performant service,Yes,PORT OF SPAIN,Male,OWNER,12,1,5,2,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Equally men and women,No,No,50,Makes decisions in consultation with other partners,20,2,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,80,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,No,Consensual manager,Significantly less problems,Slightly less problems,No difference,Slightly less problems,Slightly less problems,Slightly more problems,Slightly more problems,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,2,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505953,1109,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,13,0,Sole proprietorship, ,,0,100,0,0,No,No,,,,,,2009,3,1,Yes,2009,Comply with the law,9,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,Yes,15,No,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,RESTAURANT,5520,100,FOUR MILLION,50,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,0,,No,,,Moderate obstacle,0,50,50,0,100,0,70,0,0,30,0,Yes,0,120000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,5,No,,,No,,-9,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,7,-7,,,,,1,,,3,6,,70,10,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,Other,Professional and managers,No,Major obstacle,Moderate obstacle,Labor regulations,B,1500000,,,,,,-7,,,,,-8,-8,20,5,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with different managers,1,30,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505954,1120,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,16,26,Partnership, ,-9,100,0,0,0,Yes,No,,,,,,1999,7,2,Yes,1999,Comply with the law,30,Yes,No,31,12,Yes,4,Don't know,Don't know,,,,,No,,Yes,7,Don't know,,,,,Yes,7,Don't know,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,RESTAURANT,5520,60,-3,70,90,0,10,-7,-7,-7,-8,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,No,No,No,Does not apply,,,0,100,0,Yes,-9,Don't know,,, ,,,,,,-8,Yes,5,,Yes,5,,Major obstacle,50,25,25,20,60,20,85,0,0,15,0,Yes,-8,-9,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,Don't know,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Don't know,,Don't know,No,,Don't know,Yes,Yes,Yes,Yes,Don't know,Don't know,Don't know,Tend to disagree,20,-8,-8,Refused,Don't know,,0,,No,,,Yes,-9,No,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,7,-8,,,,,6,,,0,,,-9,0,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,Don’t know (spontaneous),-8,No,Minor obstacle,No obstacle,"Crime, theft and disorder",B,-9,,,,,,-9,,,,,-8,-8,26,5,2011,18,18,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505955,1128,Core,ENG,Region A,Region A,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,25,5,2011,14,10,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1994,5,1,Yes,1994,Comply with the law,20,Yes,No,31,12,Yes,14,Don't know,Yes,0,,,,Yes,0,No,,,,,,,Yes,14,Don't know,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,INDIAN/CHINESE CUISINE,5520,60,ONE MILLION FIVE HUNDRED THOUSAND,50,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,72000,No,,,Moderate obstacle,0,100,0,0,0,100,10,90,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,Don't know,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,15,12,,,,,8,,,3,6,,80,25,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,No,,No,,Yes,-9,,Don’t know,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,C,400000,,,,,,-8,,,,,-8,-8,25,5,2011,17,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,Lowest performant service,,PORT OF SPAIN,Male,MANAGER,2,1,5,24,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Equally men and women,Yes,No,50,Makes decisions in consultation with other partners,17,8,Predominantly women,Male,Male,Expanding range of services/products provided,-44,Expanding customer base,-44,30,In human capital,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Slightly more problems,Slightly more problems,No difference,No difference,Significantly more problems,No difference,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing & Operations Support,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505956,1153,Core,ENG,Region A,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,110,Yes,No,You developed a new product or idea,1989,1,1,Yes,1989,Better access to financing,30,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,AIR TRANSPORT,6210,100,-3,0,0,0,100,-7,-7,-7,1993,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,10,,Major obstacle,0,100,0,0,0,100,100,0,0,0,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,1,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,7,5,,,,,2,,,20,6,,100,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,20,No,,,,,,,,,Other,Technicians,No,No obstacle,Minor obstacle,Business licensing and permits,C,-9,,,,,,-9,,,,,-8,-8,20,5,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505957,1154,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),Yes,50,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,19,5,2011,9,15,"Privately held, limited liability company", ,100,100,0,0,0,Don't know,No,,,,,,1905,-9,-9,Yes,1905,Comply with the law,20,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FREIGHT FORWARDING,6309,50,-3,70,100,0,0,,,,,,,,,,,,,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,No,,,Moderate obstacle,30,0,70,70,0,30,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,-8,-8,-8,-8,-8,-8,-8,-8,-8,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,85,100,,,,,65,,,6,1,,95,15,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,Yes,80,-8,-8,,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,B,-8,,,,,,-8,,,,,-8,-8,19,5,2011,11,28,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,Highest performant service,Yes,PORT OF SPAIN,Male,GENERAL MANAGER,8,1,5,2,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,33,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Significantly more problems,Slightly more problems,Significantly less problems,Major obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505958,1157,Core,ENG,Region A,Region B,"Less than 50,000 population",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,7,7,2011,13,55,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,1998,12,0,No,2008,Comply with the law,40,No,No,30,3,No,,,Yes,1,1,10,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,No,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,TRAVEL TICKETS,6304,98,-3,-9,95,5,0,,,,2008,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,-9,-9,-9,-9,-9,-9,100,0,0,0,0,Yes,-8,30000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Other,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Don't know,Strongly disagree,30,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,12,-9,,,,,9,,,0,,,100,0,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,48,Yes,40,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Access to finance,B,-9,,,,,,-9,,,,,-8,-8,7,7,2011,14,44,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505959,1159,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,11,30,Limited partnership, ,80,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Replicated product/idea encountered in previous occupations,1999,2,0,Yes,-9,Comply with the law,15,Yes,No,31,12,No,,,Yes,3,5,5,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,AIR TRAVEL,6304,90,EIGHT MILLION,-9,100,0,0,,,,,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,0,60,40,0,100,0,70,0,0,30,0,No,,,,,,,,,,-8,Yes,No,,,,,,,,,,,Yes,,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,No,No,No,No,Tend to agree,20,Yes,1,No,No,,0,,No,,,Yes,-9,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,5,5,,,,,3,,,0,,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,Yes,20,Yes,40,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Does not apply,C,200000,,,,,,5000000,,,,,-8,-8,29,6,2011,13,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,Highest performant service,Yes,PORT OF SPAIN,Female,OWNER,12,1,5,11,Yes,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,application did not meet the requirements,-44,No,Yes,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Equally men and women,No,No,50,Makes decisions in consultation with other partners,12,2,All men,Female,Female,Providing employment for family,-44,Expanding range of services/products provided,-44,45,In market or product development,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,Consensual manager,Slightly less problems,No difference,Significantly more problems,Slightly more problems,Slightly less problems,Significantly less problems,Significantly more problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505960,1162,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,12,5,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,50,Yes,No,Modified product/idea encountered in previous occupations,1990,3,1,Yes,1990,Better access to skilled workers,40,Yes,Yes,30,6,No,,,Yes,-9,-9,-9,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,SERVICING,,100,THREE MILLION,5,50,50,0,,,,-9,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,45,45,10,0,60,40,30,30,0,40,0,Yes,-8,100000,,50,10,40,0,0,0,Yes,Yes,Yes,Private commercial banks,2001,800000,Yes,No,No,No,No,Yes,-8,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,Yes,-8,20,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,8,8,,,,,3,,,0,,,100,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Tax rates,A,-8,,,,,,-8,,,,,-8,-8,6,7,2011,13,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505961,1165,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,25,5,2011,14,3,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1990,15,-9,Yes,-9,Don’t know,30,No,Don't know,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,"CRUISES,TRAVEL AGENCY",6309,100,SEVEN HUNDRED AND FIFTY THOUSAND,25,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,24000,No,,,Minor obstacle,-9,-9,-9,0,100,0,10,90,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2005,10000,Yes,No,No,No,No,Yes,8000,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,8,8,,,,,4,,,0,,,50,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Access to finance,B,250000,,,,,,800000,,,,,-8,-8,25,5,2011,15,20,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,20,21.12166666666667,9.468333333333334,19.30083333333333,7,Lowest performant service,,PORT OF SPAIN,Male,MANAGER,23,1,5,24,Yes,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Attaining a pre-established level of profit,-44,33,In human capital,-44,Yes,Yes,Yes,Yes,Yes,No,No,No,Decision maker manager,No difference,Significantly less problems,Slightly more problems,No difference,Slightly more problems,Slightly less problems,Significantly less problems,Very severe obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505962,1171,Core,ENG,Region A,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,10,30,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1990,2,1,No,1999,Comply with the law,30,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FREIGHT FOWARDING,6304,100,TWO MILLION,10,50,20,30,-9,0,0,-9,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,10000,No,,,Moderate obstacle,0,100,0,10,50,40,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,60000,Yes,No,No,No,Yes,Yes,45000,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,Yes,Yes,Yes,No,No,No,Tend to disagree,0,No,,,No,,1,,No,,,No,,,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,7,7,,,,,2,,,0,,,100,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Don’t know,No,Minor obstacle,Minor obstacle,Customs and trade regulations,A,130000,,,,,,1000000,,,,,-8,-8,28,6,2011,11,45,Are estimates computed with some precision,Several visits,3,0,21.12166666666667,9.468333333333334,19.30083333333333,7,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505963,1209,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,27,7,2011,11,0,Sole proprietorship, ,,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1977,1,1,No,1987,Customers or suppliers only deal with registered firms,10,No,No,28,2,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,Electronics products,5239,99,THIRTY ONE MILLION AND FIVE HUNDRED THOUSAND,60,100,0,0,,,,,,,,,,,,45,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,10000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,Yes,,120000,Moderate obstacle,25,25,50,30,50,20,25,50,0,15,10,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,600000,Yes,No,No,No,No,Yes,1000000,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,107,105,,,,,62,,,0,,,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,5000000,,,16000000,150000,,30000000,,,,,-8,-8,27,7,2011,12,30,Are estimates computed with some precision,Several visits,3,0,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505964,1219,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,14,30,Sole proprietorship, ,,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1991,2,1,No,1999,Comply with the law,5,No,No,31,7,No,,,Yes,3,1,0,,No,,No,,,,,,,No,,,Yes,No,No,,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Moderate obstacle,cosmetics,5231,70,TWENTY TWO MILLION,80,100,0,0,,,,,,,,,,,,30,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,100,0,0,No,,,8000,Square Feet, ,100,0,0,Yes,Yes,No obstacle,Yes,1,,Yes,,55000,Moderate obstacle,0,80,20,0,100,0,50,35,0,15,0,Yes,0,150000,0,95,0,0,0,5,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,117,106,,,,,53,,,0,,,35,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,Major obstacle,"Crime, theft and disorder",A,6650000,,,11000000,200000,,18000000,,,,,-8,-8,5,7,2011,16,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505965,1221,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,8,2011,8,30,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,1984,7,2,Yes,1984,Comply with the law,11,No,No,31,12,Yes,21,No,Yes,0,,,,No,,No,,,,,,,Yes,10,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,catering,5520,80,TWENTY EIGHT MILLION SEVEN HUNDRED FIFTY THOUSAND,10,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Very severe obstacle,80,20,0,0,95,5,20,40,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Strongly disagree,20,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,105,100,,,,,40,,,0,,,80,25,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",A,8750000,,,,,,25000000,,,,,-8,-8,5,8,2011,10,20,Are estimates computed with some precision,Several visits,2,20,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505966,1225,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,8,2011,10,0,"Privately held, limited liability company", ,40,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,Yes,Modified product/idea encountered in previous occupations,2004,9,1,Yes,2004,Comply with the law,6,No,No,30,3,Yes,14,No,No,,,,,Yes,0,No,,,,,,,Yes,10,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,wholesale of goods,5139,90,THIRTY FIVE MILLION TWO HUNDRED FIFTY THOUSAND,30,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,0,,No,,,Moderate obstacle,0,100,0,30,10,60,30,30,0,40,0,Yes,0,1000000,,75,20,0,0,5,0,Yes,Yes,Yes,Private commercial banks,2010,3000000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,125,120,,,,,68,,,0,,,55,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,Yes,50,Yes,60,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",B,6500000,,,,,,35000000,,,,,-8,-8,2,8,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505967,1226,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ with production and/or sales in this location,,,Yes,-8,17,6,2011,16,0,Partnership, ,25,80,20,0,0,Yes,No,,,,,,1924,-9,-9,Don't know,-9,Comply with the law,2,No,No,31,12,No,,,No,,,,,Yes,2,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,CARBONATED BEVERAGES,1554,90,FIFTEEN MILLION,15,75,0,25,7,0,0,1999,0,0,55,45,No,,55,,Moderate obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,Yes,Yes,No,,No,Yes,No,No,Very severe obstacle,80,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,,200000,Very severe obstacle,0,100,0,7,55,38,50,30,0,5,15,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,1999,2000000,Yes,Yes,No,No,No,No,5000000,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,15,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,110,70,90,20,35,55,,25,5,20,4,14,43,14,Yes,25,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,15,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Courts,B,5000000,3500000,90000,,210000,100000,-9,0,2000000,-9,4500000,-8,-8,17,6,2011,17,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,SIPARIA,Female,ASSISTANT DIRECTOR,8,1,4,23,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,25,Makes decisions in consultation with other partners,20,5,Predominantly men,Male,Female,Still in business in 10 years time,-44,Expanding customer base,-44,50,In human capital,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Consensual manager,Significantly less problems,Significantly more problems,No difference,Slightly more problems,Significantly more problems,No difference,Slightly more problems,Minor obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505968,1227,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,10,0,Partnership, ,30,100,0,0,0,No,No,,,,,,1998,2,1,Yes,1998,Better access to financing,5,No,No,30,6,No,,,Yes,0,,,,Yes,3,No,,,Yes,1,24,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,juice,1554,40,TWO MILLION,80,100,0,0,,,,,0,0,80,20,Yes,18,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,No,Yes,No obstacle,80,60,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,Moderate obstacle,0,80,20,20,70,10,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Did not think it would be approved,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,15,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,10,8,9,1,6,3,,2,0,0,,9,90,30,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,Minor obstacle,Moderate obstacle,Customs and trade regulations,B,700000,800000,100000,,60000,60000,2000000,0,0,1000000,1000000,-8,-8,5,7,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505969,1232,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,10,20,"Privately held, limited liability company", ,60,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,10,No,Yes,Modified product/idea encountered in previous occupations,1980,25,3,Yes,1980,More access to government programs or services,26,No,No,30,9,Yes,-6,No,Yes,0,,,,Yes,1,Yes,30,No,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CONSTRUCTION OF FOUNDATIONS FOR INDUSTRIAL PLANTS,4510,60,Don't know,0,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Does not apply,Yes,-9,,Yes,-9,,Moderate obstacle,20,20,60,0,0,100,20,40,0,40,0,Yes,-9,-9,,50,0,50,0,0,0,Yes,Yes,Yes,State-owned banks or government agency,-9,-9,Yes,Yes,Yes,No,No,No,-9,Yes,,Yes,Major obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Don't know,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to agree,10,Yes,4,No,Yes,0,0,,Yes,30,No,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,30,20,,,,,10,,,220,2,,100,20,Yes,4,No,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,Yes,-9,Yes,-9,Yes,-9,,Both categories require the same amount of training,Yes,Moderate obstacle,Minor obstacle,Access to finance,C,-8,,,,,,-8,,,,,-8,-8,21,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,Yes,SIPARIA,Male,OWNER,4,1,5,31,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,"Combination of 1, 2 and 5",Yes,Dammage Insurance,-44,100000,75,Predominantly men,No,Yes,30,Makes decisions in consultation with other partners,20,6,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Providing employment for others outside the family,-44,60,In physical assets,-44,No,No,No,No,Yes,Yes,Yes,No,Delegating manager,No difference,Slightly less problems,Slightly more problems,No difference,No difference,No difference,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,Yes,No,Yes,Employees consultative association,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Large impact,Yes,Large impact,Yes,Moderate impact,-44,-44,-44,-44,-44,-44,-44,-44,5,31,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505970,1233,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,14,20,Partnership, ,20,100,0,0,0,No,No,,,,,,1992,2,2,No,1995,Comply with the law,13,No,No,31,10,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,bar code label,2219,80,TWO MILLION,25,90,0,10,7,0,0,1995,1,0,90,10,Yes,10,40,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,70,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Very severe obstacle,0,100,0,0,100,0,55,35,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,20,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,11,10,9,2,5,4,,1,1,2,1,10,85,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,700000,800000,100000,,60000,60000,1700000,0,500000,1000000,1000000,-8,-8,6,7,2011,15,50,Are estimates computed with some precision,Several visits,2,50,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505971,1234,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,24,6,2011,10,0,"Privately held, limited liability company", ,15,100,0,0,0,No,No,,,,,,1985,35,12,Yes,1985,Better access to financing,5,No,No,31,12,No,,,Yes,1,3,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,CAR PAINTS,2422,60,FOURTEEN MILLION TWO HUNDRED FIFTY THOUSAND,15,95,0,5,-8,-8,-8,-8,-8,-8,50,50,Yes,7,50,,Moderate obstacle,Minor obstacle,No,,,No,,Yes,200000,No,No,National - main product sold mostly across the country,One,No,No,No,Yes,75000,No,No,No,No,No obstacle,90,70,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,11,70,19,95,0,0,5,0,Yes,7500000,0,,25,0,75,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,Yes,No,No,No,-8,No,Collateral requirements are too high,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Strongly disagree,5,No,,,Yes,0,-9,,Yes,30,No,Yes,7,No,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,102,75,90,12,45,45,,34,6,15,5,14,25,12,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,10,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,4900000,6125000,75000,,190000,300000,12000000,0,1000000,4000000,2000000,-8,-8,24,6,2011,11,28,Are taken directly from establishment records,Several visits,3,0,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,SAN FERNANDO,Male,MANAGER,17,1,5,3,Yes,Satisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Commercial Banks,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,55,In human capital,-44,No,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Significantly less problems,Significantly less problems,No difference,Slightly less problems,No difference,Very severe obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,3,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505972,1236,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,4,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,13,7,2011,9,30,Limited partnership, ,20,80,20,0,0,Yes,No,,,,,,2004,33,5,Yes,2004,Customers or suppliers only deal with registered firms,21,No,Still In Process,31,12,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,Yes,7,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,FOOD AND BEVERAGES,5211,80,THIRTEEN MILLION,70,100,0,0,,,,,,,,,,,,5,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Major obstacle,,,100,0,0,No,,,35000,Square Feet, ,100,0,0,Yes,Yes,Minor obstacle,Yes,,100000,No,,,Major obstacle,0,90,10,0,100,0,25,55,0,20,0,Yes,1000000,1000000,,30,0,60,0,10,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,Yes,No,No,No,5000000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,7,Yes,1,No,No,,-9,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,102,85,,,,,40,,,25,4,,40,10,Yes,12,Yes,Social skills such as comm. skills/customer handling/teamwrk,20,Yes,,,No,,No,,Yes,-9,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,B,3200000,,,2750000,130000,,11000000,,,,,-8,-8,13,7,2011,11,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,Lowest performant service,,SAN FERNANDO,Male,MANAGER,10,1,5,18,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,20,Makes decisions in consultation with other partners,8,1,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,30,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,Slightly less problems,No difference,Significantly more problems,No difference,Slightly more problems,Significantly less problems,Significantly less problems,Moderate obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505973,1237,Retail,ENG,Region B,Region B,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,26,7,2011,13,30,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,2005,6,0,Yes,2005,Comply with the law,2,No,No,30,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,Canned food,5220,70,THIRTY MILLION,60,100,0,0,,,,,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,No,,No obstacle,Yes,-9,,No,,,Minor obstacle,80,20,0,0,40,60,20,80,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,No,No,Yes,Yes,No,-9,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,0,Yes,-9,No,No,,0,,Yes,14,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,116,110,,,,,60,,,2,3,,8,20,Yes,2,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,Yes,50,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Inadequately educated workforce,A,7850000,,,15200000,122000,,24400000,,,,,-8,-8,26,7,2011,15,15,Are estimates computed with some precision,Several visits,2,45,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505974,1238,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,9,0,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1997,20,2,No,2001,Better access to skilled workers,8,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,hardware,5234,60,THIRTY MILLION,-9,100,0,0,,,,,,,,,,,,21,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,14000,Square Feet, ,100,0,0,No,,No obstacle,Yes,-9,,No,,,Major obstacle,0,0,100,0,100,0,25,40,0,35,0,Yes,0,75000,100,25,0,50,20,5,0,Yes,Yes,Yes,Private commercial banks,2010,100000,Yes,No,No,No,Yes,Yes,3000000,Yes,,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,Yes,No,No,No,No,Tend to disagree,2,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,160,155,,,,,110,,,6,4,,75,15,No,,,Don’t know,10,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",B,9100000,,,15500000,100000,,26000000,,,,,-8,-8,22,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505975,1242,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,5,2011,10,31,"Privately held, limited liability company", ,100,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2002,4,3,Yes,2002,Comply with the law,9,Yes,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,No obstacle,No obstacle,GRASS CUTTING (MAINTENANCE),4530,90,ONE MILLION FIVE HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,-9,,Yes,,30000,Moderate obstacle,0,0,100,0,0,100,65,0,0,35,0,Yes,0,40000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2002,20000,Yes,No,No,No,No,Yes,30000,Yes,,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly agree,1,Yes,4,No,Yes,-8,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,5,4,,,,,3,,,70,1,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,-9,Yes,43,,Technicians,No,No obstacle,Major obstacle,Access to finance,A,550000,,,,,,-9,,,,,-8,-8,5,5,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505976,1244,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),Yes,10,HQ with production and/or sales in this location,,,Yes,-8,22,6,2011,9,20,"Privately held, limited liability company", ,15,100,0,0,0,Yes,No,,,,,,1888,-9,-9,Yes,1888,Comply with the law,4,No,No,28,2,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,TRANSPORT OF FUEL AND DISTRIBUTION OF LUBRICANTS,6023,65,SEVEN MILLION FOUR HUNDRED AND FIFTY THOUSAND,40,100,0,0,,,,,,,,,,,,,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,100000,Yes,0,,Moderate obstacle,0,5,95,0,0,100,80,0,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,20,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,80,70,,,,,40,,,25,2,,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,4,Yes,,,No,,Yes,-9,Yes,-9,,Technicians,No,No obstacle,Minor obstacle,Practices of competitors in the informal sector,A,3200000,,,,,,6800000,,,,,-8,-8,22,6,2011,10,25,Are estimates computed with some precision,Several visits,3,15,5.179166666666667,1.883333333333333,4.708333333333334,18,Lowest performant service,Yes,SAN FERNANDO,Male,GENERAL MANAGER,17,1,6,4,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,The broker,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,50,Delegates decisions to other partners,10,5,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Other,Keen and passionate involvement of the owners of the company,100,In physical assets,-44,Yes,No,No,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,Slightly more problems,No difference,Significantly more problems,No difference,Significantly more problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,6,4,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505977,1251,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,7,2011,9,0,Partnership, ,60,100,0,0,0,Yes,No,,,,,,1997,45,1,No,2000,Comply with the law,21,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,grains milling,1531,90,Don't know,60,100,0,0,,,,,0,0,55,45,Yes,19,90,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,No,,No,No,No,No,No obstacle,70,60,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,,20000,No,,,Major obstacle,60,20,20,60,10,30,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,1500000,Yes,Yes,Yes,No,No,No,3000000,No,No need for a loan - establishment has sufficient capital,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,207,200,172,35,110,62,,20,32,0,,13,65,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,"Crime, theft and disorder",C,11800000,15000000,1475000,,900000,890000,29500000,0,0,13000000,8000000,-8,-8,13,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505978,1254,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Electronics (31 & 32),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ with production and/or sales in this location,,,Yes,-8,9,5,2011,10,25,Limited partnership, ,99,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,150,Yes,No,You developed a new product or idea,1981,1,1,Yes,1981,Comply with the law,30,No,Yes,31,7,No,,,No,,,,,Yes,1,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Moderate obstacle,ELECTRICAL CABLES,3130,60,TWO HUNDRED AND SIXTY-FIVE MILLION,0,60,0,40,-9,1,0,1988,0,0,25,75,Yes,10,90,,Minor obstacle,Minor obstacle,Yes,15,Yes,Yes,No,Yes,3000000,Yes,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,50,120,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,500000,Moderate obstacle,0,30,70,10,0,90,30,55,0,15,0,Yes,10000000,2000000,1,30,0,50,20,0,0,Yes,Yes,Yes,Private commercial banks,2010,20000000,Yes,Yes,Yes,Yes,No,No,25000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Tend to disagree,10,Yes,5,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,300,200,230,70,150,80,,23,7,30,6,7,70,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,15,Yes,100,100,Yes,200,Yes,-8,Yes,200,,Both categories require the same amount of training,No,Major obstacle,-8,Corruption,B,50000000,100000000,3000000,,1000000,0,230000000,12000000,30000000,16200000,40500000,-8,-8,9,5,2011,11,38,Are taken directly from establishment records,One visit in face-to-face interview with different managers,1,15,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,ARIMA,Female,MANAGER,5,1,4,29,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Family members and/or friends,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,Equally men and women,No,No,66,Makes decisions in consultation with other partners,30,0,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Providing employment for family,-44,80,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Slightly more problems,Slightly more problems,Significantly less problems,Significantly more problems,No difference,Significantly less problems,Minor obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,4,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505979,1255,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,7,2011,12,1,"Privately held, limited liability company", ,50,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,100,Yes,No,Modified product/idea encountered in previous occupations,1948,2,1,Yes,1948,Comply with the law,53,No,Yes,31,12,No,,,Yes,0,,,,Yes,1,No,,,No,,,99,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,"PROCESSED CHICKEN FEED, DOG FOOD AND CHICKEN PARTS",1513,65,ONE HUNDRED AND SIXTY-FIVE MILLION,0,100,0,0,,,,,-7,-7,90,10,No,,30,,Moderate obstacle,Major obstacle,No,,,No,,Yes,25000,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,No,,No,No,Don't know,Don't know,No obstacle,50,140,75,25,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,30,30,40,30,30,40,30,40,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,-9,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,Don't know,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,Yes,Yes,Yes,Tend to disagree,0,Yes,2,No,No,,-8,,No,,,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,120,100,80,40,60,20,,15,15,25,3,7,75,17,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Major obstacle,Customs and trade regulations,C,25000000,50000000,1000000,,1000000,0,150000000,25000000,-8,30000000,-8,-8,-8,4,7,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,ARIMA,Male,MANAGER,17,1,5,11,Yes,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,45000,70,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,25,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Delegating manager,No difference,Slightly more problems,No difference,Slightly less problems,Slightly more problems,Significantly less problems,Significantly less problems,Very severe obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,11,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Trinidad and Tobago,505980,1259,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,15,0,Partnership, ,40,100,0,0,0,No,No,,,,,,1985,55,0,No,1990,Customers or suppliers only deal with registered firms,17,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,Yes,21,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Moderate obstacle,printing,2221,55,THIRTY THREE MILLION TWO HUNDRED AND SIXTY FOUR THOUSAND,15,100,0,0,,,,,0,0,50,50,Yes,7,30,,No obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,80,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Moderate obstacle,0,90,10,20,70,10,90,0,10,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2011,5000000,Yes,Yes,No,Yes,No,No,10000000,No,Collateral requirements are too high,No,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,5,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,220,208,182,38,127,55,,10,33,1,2,8,46,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,"Crime, theft and disorder",B,11880000,-9,1650000,,990000,1100000,-9,6600000,0,31000000,22000000,-8,-8,12,7,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,ARIMA,Male,MANAGER,17,1,5,2,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,application did not meet the requirements,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,33,In market or product development,-44,No,No,Yes,No,Yes,Yes,No,Yes,Delegating manager,No difference,Slightly more problems,Slightly less problems,Significantly more problems,Slightly more problems,No difference,Significantly more problems,Moderate obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505981,1261,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,27,7,2011,9,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,2005,70,1,Yes,1997,Customers or suppliers only deal with registered firms,8,No,No,31,6,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,paper products,2109,75,FORTY MILLION,50,100,0,0,,,,,0,0,60,40,Yes,14,30,,Minor obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Don't know,Moderate obstacle,80,60,75,25,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,20,40,40,40,40,20,50,20,0,20,10,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,2500000,Yes,Yes,No,No,No,No,4000000,No,Did not think it would be approved,No,Major obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,215,214,183,32,113,70,,25,30,1,5,11,45,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,C,14500000,16000000,2000000,,1200000,1150000,36000000,0,7000000,25000000,18000000,-8,-8,27,7,2011,10,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505982,1263,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,2,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,12,7,2011,16,0,Limited partnership, ,15,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,50,Yes,No,You developed a new product or idea,1985,10,3,Yes,1985,Customers or suppliers only deal with registered firms,14,No,Yes,30,11,No,,,Yes,2,1,0,,Yes,2,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,SUPERMARKET-FOOD AND BEVERAGES,5211,75,FOURTEEN MILLION,40,80,0,20,14,0,0,2000,,,,,,,,4,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,25000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,40000,No,,,Very severe obstacle,0,80,20,0,60,40,39,41,0,20,0,Yes,0,750000,,20,0,70,0,10,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,No,No,-8,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,Yes,No,Yes,No,Yes,No,No,Tend to agree,5,Yes,1,No,No,,-9,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,111,95,,,,,45,,,20,3,,45,10,Yes,20,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,25,Yes,,,No,,No,,Yes,-9,,Technicians,Don't know,Minor obstacle,Very severe obstacle,"Crime, theft and disorder",B,3500000,,,900000,140000,,-9,,,,,-8,-8,12,7,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,Lowest performant service,,ARIMA,Male,SENIOR SALES MANAGER,9,1,4,17,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Predominantly women,No,Yes,15,Makes decisions in consultation with other partners,22,2,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,40,In market or product development,-44,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Consensual manager,Significantly less problems,Significantly more problems,Significantly less problems,Slightly more problems,No difference,Significantly more problems,No difference,Very severe obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505983,1264,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,15,8,2011,15,25,"Privately held, limited liability company", ,56,100,0,0,0,No,No,,,,,,2004,10,4,Yes,2004,Comply with the law,6,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,wholesale of goods,5139,95,FORTY FIVE MILLION,15,80,10,10,14,0,0,2009,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,Yes,60,No,,, ,,,,,,Minor obstacle,Yes,0,,Yes,0,,Moderate obstacle,0,25,75,0,80,20,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,Yes,-8,-8,-8,-8,Tend to agree,10,No,,,Yes,0,0,,Yes,7,No,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,122,120,,,,,25,,,5,3,,60,25,Yes,5,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,"Crime, theft and disorder",A,11200000,,,,,,40000000,,,,,-8,-8,15,8,2011,16,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505984,1271,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Plastics & rubber,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,24,6,2011,14,15,"Privately held, limited liability company", ,45,100,0,0,0,Yes,No,,,,,,1996,-9,-9,Don't know,-9,Better access to financing,5,No,No,31,3,No,,,Yes,3,2,-9,,Yes,3,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,PLASTIC BAGS,2520,50,EIGHT MILLION EIGHT HUNDRED THOUSAND,20,95,0,5,5,0,0,-9,0,0,70,30,Yes,7,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,120000,No,Yes,No,No,Very severe obstacle,65,90,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,80000,No,,,Major obstacle,0,100,0,5,55,40,50,40,0,10,0,Yes,0,750000,70,20,0,80,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,3500000,Yes,Yes,No,No,No,No,3000000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,11,Yes,1,No,Yes,0,-9,,Yes,25,No,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,100,86,70,30,35,35,,31,13,24,2,13,60,20,Yes,13,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,15,Yes,20,0,No,,No,,Yes,-9,,Technicians,No,Moderate obstacle,Very severe obstacle,Access to finance,C,4400000,1000000,80000,,200000,400000,-9,500000,1500000,-9,3000000,-8,-8,24,6,2011,15,20,Are estimates computed with some precision,Several visits,2,50,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,CHAGUANAS,Male,MARKETING MANAGER,8,1,5,17,Yes,Totally satisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,45,Makes decisions in consultation with other partners,10,4,Predominantly men,Female,Male,Expanding range of services/products provided,-44,Still in business in 10 years time,-44,33,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly more problems,No difference,Slightly less problems,Significantly more problems,Slightly more problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,17,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505985,1273,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,7,2011,8,45,Partnership, ,33,100,0,0,0,No,No,,,,,,1962,36,2,Yes,1962,Better access to financing,30,No,No,30,6,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,concrete,2695,60,SIXTEEN MILLION,75,100,0,0,,,,,0,0,90,10,Yes,12,60,,Minor obstacle,No obstacle,Yes,5,No,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,85,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,80,20,10,80,10,85,0,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Did not think it would be approved,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,No,Tend to disagree,7,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,114,140,94,20,62,32,,20,15,0,,7,25,30,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Major obstacle,Moderate obstacle,Inadequately educated workforce,C,5700000,7500000,730000,,480000,488000,13000000,0,-9,28500000,-9,-8,-8,11,7,2011,9,40,Are estimates computed with some precision,Several visits,3,0,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,CHAGUANAS,Male,MANAGER,10,1,5,11,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Venture capital firms,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To borrow up to 100% of the asset's value,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Expanding customer base,-44,Providing employment for others outside the family,-44,20,In market or product development,-44,No,No,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly less problems,Significantly less problems,No difference,No difference,Significantly less problems,Significantly more problems,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,11,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505986,1275,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,2006,2,1,Yes,2006,Comply with the law,4,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,equipments,5234,90,FIFTY TWO MILLION,80,100,0,0,,,,,,,,,,,,30,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,5000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Minor obstacle,20,40,40,0,100,0,10,70,0,20,0,Yes,0,250000,80,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,3000000,Yes,No,No,Yes,Yes,Yes,5000000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,105,102,,,,,62,,,0,,,75,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,9640000,,,30000000,125000,,25000000,,,,,-8,-8,25,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505987,1279,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,28,6,2011,9,0,"Privately held, limited liability company", ,100,100,0,0,0,Don't know,Don't know,,,,,,1986,-9,-9,Yes,1986,Comply with the law,4,No,Yes,30,9,No,,,Yes,-9,-9,-9,,Yes,-9,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Very severe obstacle,CATERPILLAR EQUIPMENT,5030,65,FOUR HUNDRED MILLION,-9,98,0,2,-9,0,0,2003,,,,,,,,,Very severe obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Moderate obstacle,,,50,50,0,No,,,,, ,,,,,,Minor obstacle,Yes,,1000000,Yes,-9,,Moderate obstacle,10,10,80,0,100,0,10,30,30,30,0,Yes,-9,-9,,0,100,0,0,0,0,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2011,-9,Yes,Yes,No,No,No,No,-9,Yes,,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,Yes,2,Refused,Yes,-9,Refused,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,250,230,,,,,70,,,10,4,,60,10,Yes,10,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,Yes,25,Yes,40,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Transport,A,35300000,,,,,,425000000,,,,,-8,-8,28,6,2011,10,0,Are taken directly from establishment records,Several visits,-8,-8,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,Yes,CHAGUANAS,Male,GENERAL MANAGER,18,1,5,24,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Not applicable,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,800000,60,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Expanding customer base,-44,Attaining a pre-established level of profit,-44,-9,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Slightly more problems,Significantly less problems,Slightly less problems,Significantly more problems,Slightly more problems,Major obstacle,No,No,Yes,Yes,Yes,No,Yes,National energy skill center,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No impact,No,No impact,Yes,No impact,Yes,No impact,No,,Yes,No impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,24,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,505988,1282,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,14,30,"Privately held, limited liability company", ,60,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,20,Yes,No,Modified product/idea encountered in previous occupations,2004,13,1,Yes,2004,Comply with the law,7,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Very severe obstacle,Moderate obstacle,food,5520,90,FORTY FOUR MILLION,50,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,100,0,60,20,20,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,118,116,,,,,70,,,3,6,,70,10,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,Other,Professional and managers,No,Major obstacle,Moderate obstacle,Inadequately educated workforce,A,9600000,,,,,,39500000,,,,,-8,-8,6,7,2011,16,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505989,1284,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,5,HQ with production and/or sales in this location,,,-8,-8,6,5,2011,13,20,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1958,7,2,Yes,1958,Comply with the law,17,No,Yes,31,12,No,,,Yes,2,1,,2000000,Yes,1,Yes,-9,No,Yes,12,3,100,Yes,15,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,PASTA CONDIMENTS DOECHOW,1531,70,THREE HUNDRED MILLION,2,70,0,30,4,0,2,-9,1,1,35,65,Yes,7,21,,Moderate obstacle,Moderate obstacle,Yes,15,Yes,Yes,No,Yes,600000,No,No,National - main product sold mostly across the country,More than 5,No,No,Yes,Yes,-8,No,Don't know,Don't know,Don't know,Moderate obstacle,65,168,100,0,0,Yes,-9,No,,, ,,,,,,Minor obstacle,Yes,-9,,Yes,-9,,Major obstacle,10,15,75,0,20,80,0,50,30,20,0,Yes,0,-9,75,0,0,50,50,0,0,Yes,Yes,Yes,Private commercial banks,2010,8500000,No,,,,,,,Don't know,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Tend to disagree,5,Yes,1,No,No,,0,,Yes,-9,No,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,400,350,300,100,100,200,,-9,-9,30,-9,-8,90,5,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,7,10,No,,Yes,-9,Yes,-8,,Both categories require the same amount of training,No,Major obstacle,No obstacle,"Crime, theft and disorder",B,-8,-8,-8,,-8,-8,-8,-8,-8,-8,-8,-8,-8,6,5,2011,15,19,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,DIEGO MARTIN,Male,GENERAL MANAGER,4,1,4,30,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application was not correctly completed,-44,Yes,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,8,6,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,30,In market or product development,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,No difference,Significantly more problems,No difference,No difference,No difference,Slightly less problems,Slightly more problems,Minor obstacle,No,No,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,Yes,Moderate impact,No,No impact,No,Negative impact,Yes,No impact,Yes,Moderate impact,Yes,No impact,No,No impact,Yes,No,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,No,No impact,Yes,Moderate impact,Yes,Large impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505990,1285,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,7,2011,15,30,Partnership, ,50,100,0,0,0,No,No,,,,,,1947,2,2,No,1975,Comply with the law,20,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,office supplies,2109,50,SEVENTY THREE MILLION SEVEN HUNDRED EIGHTY THOUSAND,15,100,0,0,,,,,0,0,35,65,Yes,9,-9,,Minor obstacle,No obstacle,Yes,5,No,No,,No,,No,No,Local - main product sold mostly in same municipality,One,No,No,Yes,No,,No,Yes,No,Don't know,Moderate obstacle,65,100,80,20,0,Yes,-9,No,,, ,,,,,,Moderate obstacle,Yes,-9,,Yes,2,,Major obstacle,10,10,80,0,20,80,0,50,30,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,15,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,128,122,103,25,73,30,,23,12,2,3,9,75,17,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,4,Yes,10,0,No,,Yes,120,No,,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,C,10050000,41512000,1900000,,1134000,120000,33000000,5000000,2000000,30000000,10000000,-8,-8,11,7,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,DIEGO MARTIN,Male,MANAGER,13,1,5,21,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,Yes,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,Yes,Dammage Insurance,-44,10000,60,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,30,In market or product development,-44,Yes,Yes,No,No,No,No,Yes,Yes,Consensual manager,Slightly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Significantly less problems,Significantly less problems,Significantly more problems,Minor obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,21,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505991,1291,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,2,8,2011,14,30,"Privately held, limited liability company", ,65,100,0,0,0,No,No,,,,,,1989,11,3,No,2002,Don’t know,7,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,No,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,shipping,6110,75,ONE HUNDRED AND SIXTY FIVE MILLLION,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,20,80,0,0,70,30,60,30,0,10,0,Yes,0,1500000,,90,0,0,0,10,0,Yes,Yes,Yes,Private commercial banks,2010,2000000,No,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to disagree,5,Yes,2,No,Yes,0,1,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,300,280,,,,,85,,,4,2,,30,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",A,27000000,,,,,,-9,,,,,-8,-8,2,8,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,,CHAGUARAMAS,Male,SALES MANAGER,13,1,5,15,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,20,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Significantly less problems,No difference,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Significantly more problems,Minor obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505992,1297,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Large (greather than 100),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,7,2011,8,0,Limited partnership, ,65,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1990,3,1,Yes,1990,Comply with the law,21,Yes,No,30,9,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,CUSTOM MADE JEWELLERY,,100,FIVE MILLION,0,100,0,0,,,,,-7,-7,50,50,No,,-9,,Does not apply,Minor obstacle,Yes,10,Yes,Yes,Yes,No,,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,Don't know,Moderate obstacle,-9,80,100,0,0,No,,,,, ,,,,,,Does not apply,Yes,,30000,Yes,,10000,Major obstacle,0,100,0,0,100,0,25,75,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2009,50000,Yes,No,No,No,No,Yes,50000,Yes,,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,17,17,10,7,10,-8,,3,3,2,1,7,47,18,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Minor obstacle,Corruption,B,330000,200000,-9,,-9,-8,5000000,-9,-9,1000000,2000000,-8,-8,14,7,2011,9,35,Are estimates computed with some precision,Several visits,2,40,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505993,1300,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,10,15,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,1976,20,3,Yes,1976,Comply with the law,35,No,No,30,8,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,biscuits,1541,85,FIFTY FIVE MILLION,10,50,0,50,11,0,0,1987,0,0,60,40,Yes,15,90,,Moderate obstacle,Major obstacle,No,,,No,,Yes,25000,Yes,No,Local - main product sold mostly in same municipality,One,No,No,No,Yes,150000,No,Yes,Yes,Yes,Major obstacle,70,80,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Major obstacle,10,90,0,6,70,24,25,70,0,5,0,Yes,0,750000,100,15,0,70,0,15,0,Yes,Yes,Yes,Private commercial banks,2010,5000000,Yes,Yes,Yes,No,No,No,10000000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,No,No,No,No,No,Tend to disagree,1,Yes,2,No,Yes,0,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,220,208,176,44,70,106,,25,17,22,8,9,80,25,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,20,Yes,28,10,No,,Yes,65,No,,,Professional and managers,No,Moderate obstacle,Very severe obstacle,Customs and trade regulations,C,16000000,28000000,1750000,,1000000,1000000,46000000,15000000,5000000,25000000,13000000,-8,-8,6,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,SAN JUAN,Male,MANAGING DIRECTOR,8,1,5,28,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Slightly more problems,Significantly less problems,Slightly less problems,Significantly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505994,1301,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,6,2011,9,0,"Privately held, limited liability company", ,99,100,0,0,0,Yes,No,,,,,,1955,-9,2,No,1958,Comply with the law,45,No,No,31,12,Yes,10,No,Yes,1,2,0,,Yes,3,No,,,No,,,100,Yes,1,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,AERATED BEVERAGES,1554,100,NINETY-FIVE MILLION,45,70,10,20,5,0,0,1980,0,0,100,0,,,15,,No obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,Yes,Yes,No,,No,Yes,Yes,Don't know,No obstacle,80,90,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Minor obstacle,0,10,90,0,80,20,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,1500000,Yes,Yes,No,No,No,No,3000000,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,No,,No,No,,No,No,No,No,No,No,No,No,Tend to disagree,0,Yes,2,No,No,,0,,Yes,7,No,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,175,175,85,-8,-9,-9,,10,10,-9,2,12,70,0,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Inadequately educated workforce,C,7000000,20000000,1300000,,1500000,2000000,90000000,2500000,5000000,8000000,15000000,-8,-8,22,6,2011,9,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505995,1302,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,12,30,Partnership, ,25,100,0,0,0,No,No,,,,,,2004,15,5,Yes,2004,Customers or suppliers only deal with registered firms,4,No,No,30,6,No,,,Yes,1,2,-9,,Yes,2,No,,,No,,,100,Yes,21,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,SPORTS WEAR,1810,100,FOUR MILLION SEVEN HUNDRED FIFTY TWO THOUSAND,15,100,0,0,,,,,-8,-8,50,50,No,,-9,,Major obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,No,Moderate obstacle,80,50,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Minor obstacle,5,65,30,15,70,15,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by public sector support resources,Yes,Yes,No,No,No,No,No,No,Strongly agree,4,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,44,30,25,19,14,11,,15,9,11,4,13,50,8,Yes,7,No,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,Tax administration,C,2400000,1300000,40000,,150000,250000,4000000,0,2000000,1500000,4000000,-8,-8,28,6,2011,13,55,Are estimates computed with some precision,Several visits,3,15,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,SAN JUAN,Male,PRODUCTION MANAGER,13,1,5,4,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,30,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly less problems,Major obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,4,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,505996,1304,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,6,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1985,5,2,No,1989,Comply with the law,10,No,No,31,12,No,,,Yes,1,4,,100000,No,,No,,,Yes,12,2,100,No,,,Yes,Yes,Yes,No,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Major obstacle,LANHER CHEMICALS,2429,50,FORTY-SEVEN MILLION,30,80,0,20,10,0,2,1997,0,0,100,0,,,70,,No obstacle,Minor obstacle,Yes,40,Yes,Yes,Yes,No,,No,No,National - main product sold mostly across the country,2 to 5,Yes,No,Yes,No,,No,No,No,No,No obstacle,75,48,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,350000,Yes,,50000,Moderate obstacle,10,5,85,0,100,0,0,50,0,50,0,Yes,0,750000,0,70,0,30,0,0,0,Yes,Yes,Yes,Private commercial banks,2010,2000000,Yes,Yes,Yes,No,No,No,4000000,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,15,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,50,50,20,30,10,10,,3,5,125,10,14,90,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,No obstacle,No obstacle,"Crime, theft and disorder",B,8700000,29500000,0,,100000,500000,48100000,2000000,2000000,5000000,7000000,-8,-8,6,6,2011,15,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,SAN JUAN,Male,MANAGER,12,1,5,24,Yes,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,No,No,50,Makes decisions in consultation with other partners,2,5,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,55,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,No,Delegating manager,Slightly less problems,Significantly less problems,Significantly less problems,Slightly more problems,Significantly less problems,Slightly more problems,Significantly less problems,Major obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,24,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,505997,1305,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Plastics & rubber,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,10,15,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,1976,20,3,Yes,1976,Comply with the law,35,No,No,30,8,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,plastic chairs,2520,85,THIRTY FIVE MILLION,10,50,0,50,11,0,0,1987,0,0,60,40,Yes,15,90,,Moderate obstacle,Major obstacle,No,,,No,,Yes,25000,Yes,No,Local - main product sold mostly in same municipality,One,No,No,No,Yes,150000,No,Yes,Yes,Yes,Major obstacle,70,80,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Major obstacle,10,90,0,6,70,24,25,70,0,5,0,Yes,0,350000,100,15,0,70,0,15,0,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,No,Yes,Yes,No,No,3000000,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,No,No,No,No,No,Tend to disagree,1,Yes,2,No,Yes,0,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,220,208,176,44,70,106,,25,17,22,8,9,65,25,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,20,Yes,28,10,No,,Yes,65,No,,,Professional and managers,No,Moderate obstacle,Very severe obstacle,Customs and trade regulations,C,12000000,14000000,1750000,,1000000,1000000,30000000,-9,0,5000000,3000000,-8,-8,5,7,2011,11,45,Are estimates computed with some precision,Several visits,2,45,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,SAN JUAN,Male,MANAGING DIRECTOR,5,1,4,17,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Attaining a pre-established level of profit,-44,40,In market or product development,-44,Yes,Yes,No,No,Yes,No,Yes,Yes,Delegating manager,No difference,Significantly more problems,Slightly less problems,No difference,No difference,No difference,Slightly less problems,Moderate obstacle,No,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,505998,1306,Manufacturing,ENG,Region B,Region A,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,-8,-8,-8,-8,-8,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1932,-9,-9,Yes,1932,Other reasons not included above,-9,No,Don't know,30,6,No,,,Yes,1,2,,10000,No,,No,,,Yes,4,24,100,No,,,Yes,Yes,Yes,No,Yes,na,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,CANNED JUICES,1554,99,Don't know,-9,70,0,30,3,0,0,1932,0,1,95,5,Yes,1,90,,No obstacle,No obstacle,No,,,No,,Yes,-8,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,Don't know,Don't know,70,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,2,,Yes,,100000,Moderate obstacle,-9,-9,-9,0,20,80,0,75,0,25,0,No,,,,,,,,,,Don't know,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,Don't know,Don't know,Yes,Yes,Don't know,Don't know,Tend to agree,15,Yes,1,No,Don't know,,-9,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,37,70,30,7,20,10,,10,0,0,,12,-9,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,-8, ,-8,-8,-8,,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,505999,1308,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,11,0,Limited partnership, ,90,100,0,0,0,Yes,No,,,,,,1978,4,2,Yes,1978,Comply with the law,20,No,No,31,1,No,,,Yes,1,2,2,,No,,No,,,No,,,-8,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Moderate obstacle,OFFSET PRINTING,,70,THIRTY-FIVE MILLION,10,80,0,20,10,0,0,1994,-8,-8,0,100,Yes,-8,150,,Moderate obstacle,Moderate obstacle,Yes,15,Yes,Yes,Yes,-8,-8,-8,-8,Local - main product sold mostly in same municipality,More than 5,Yes,No,No,-8,-8,-8,No,No,No,No obstacle,-8,132,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,Yes,1,,Moderate obstacle,15,5,80,10,0,90,70,30,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,No,Yes,No,No,No,No,Tend to agree,0,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Does not apply,Moderate obstacle,Moderate obstacle,Major obstacle,100,95,65,35,-8,-8,,30,30,10,6,14,90,3,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,-8,-8,Yes,16,-8,-8,-8,-8,,Both categories require the same amount of training,-8,No obstacle,Major obstacle,Inadequately educated workforce,A,4000000,5000000,0,,800000,0,32000000,-8,-8,-8,-8,-8,-8,12,7,2011,12,50,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,LAVENTILLE,Male,DIRECTOR,10,1,4,28,Yes,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To borrow up to 100% of the asset's value,-44,No,the establishment could not provide enough guarantees,-44,No,Yes,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,40000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,50,In physical assets,-44,No,Yes,No,No,Yes,No,No,No,Delegating manager,No difference,Significantly less problems,Slightly more problems,Slightly more problems,No difference,Slightly less problems,Significantly less problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,28,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506000,1309,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,7,2011,15,45,"Privately held, limited liability company", ,60,100,0,0,0,No,No,,,,,,1983,11,4,Yes,1983,Comply with the law,23,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,dental products,3311,80,FIFTY SIX MILLION AND FIVE HUNDRED THOUSAND,60,60,0,40,5,0,0,1998,0,0,70,30,Yes,7,60,,Major obstacle,Very severe obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,No,Yes,Minor obstacle,85,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Very severe obstacle,0,100,0,5,60,35,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,Yes,No,No,Tend to agree,7,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,140,137,112,28,80,32,,12,13,4,11,14,65,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,29,0,No,,No,,No,,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Corruption,C,12200000,23600000,1300000,,800000,200000,36000000,6000000,2000000,12000000,4000000,-8,-8,25,7,2011,16,50,Are estimates computed with some precision,Several visits,2,50,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,LAVENTILLE,Male,DIRECTOR,18,1,5,24,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application did not meet the creteria,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,Yes,Dammage Insurance,-44,10000,100,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Providing employment for family,-44,40,In human capital,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Delegating manager,Slightly less problems,No difference,No difference,Slightly more problems,No difference,Slightly more problems,Significantly more problems,Moderate obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506001,1310,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,16,6,2011,8,30,"Privately held, limited liability company", ,20,100,0,0,0,No,No,,,,,,2005,45,2,Yes,2005,Comply with the law,6,No,No,30,8,No,,,Yes,2,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,BAKERY PRODUCTS,1541,100,THERTEEN MILLION NINE HUNDRED SIXTY THOUSAND,10,90,0,10,8,0,0,-9,0,0,60,40,Yes,5,-9,,Moderate obstacle,No obstacle,Yes,15,No,No,,Yes,-9,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,Yes,150000,No,Yes,Yes,Yes,Major obstacle,70,80,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,70000,No,,,Major obstacle,10,90,0,6,70,24,70,25,0,5,0,Yes,0,500000,100,45,0,55,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,1500000,Yes,Yes,No,No,No,No,2000000,No,Collateral requirements are too high,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,12,Yes,1,No,Yes,0,-9,,Yes,21,No,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,120,100,85,35,55,30,,42,10,27,2,12,36,0,Yes,12,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,Inadequately educated workforce,C,6480000,3480000,80000,,296000,-9,-9,750000,1500000,-9,4000000,-8,-8,16,6,2011,10,0,Are taken directly from establishment records,Several visits,2,35,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,MT. LAMBERT,Male,ACCOUNTANT,5,1,5,7,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Female,Providing employment for others outside the family,-44,Always innovating (in products/services and/or in processes),-44,33,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,Slightly more problems,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,7,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506002,1315,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,4,HQ with production and/or sales in this location,,,Yes,-8,15,6,2011,10,10,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1948,-9,-9,Don't know,-9,Better access to financing,4,No,No,31,1,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,GLASS BOTTLERS,2610,90,TWELVE MILLION FOUR HUNDRED THOUSAND,20,80,0,20,10,0,0,1989,0,0,50,50,No,,30,,No obstacle,Minor obstacle,Yes,10,No,No,,No,,No innovation activities,No,National - main product sold mostly across the country,One,No,No,No,No,,No,Yes,No,No,Major obstacle,70,120,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,55000,No,,,Moderate obstacle,0,100,0,14,40,46,95,0,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,No,No,,Yes,No,,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,No,Yes,No,No,No,Tend to agree,15,Yes,1,No,No,,0,,No,,,Yes,14,No,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,115,99,95,20,45,50,,27,6,30,2,13,65,15,Yes,10,No,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,20,10,No,,No,,Yes,40,,Technicians,No,No obstacle,Very severe obstacle,Inadequately educated workforce,A,6500000,3200000,100000,,320000,-9,12500000,0,1500000,25000000,2000000,-8,-8,15,6,2011,11,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,CHAMP FLEURS,Male,SALES MANAGER,4,1,5,22,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,50,Makes decisions in consultation with other partners,15,2,Predominantly men,Female,Female,Always innovating (in products/services and/or in processes),-44,Still in business in 10 years time,-44,55,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly less problems,Significantly more problems,Significantly more problems,Significantly less problems,Slightly more problems,No difference,Very severe obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506003,1321,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,8,45,Partnership, ,33,100,0,0,0,No,No,,,,,,1962,4,2,Yes,1962,Better access to financing,30,No,No,30,6,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,hardware,5234,60,Don't know,75,100,0,0,,,,,,,,,,,,45,Minor obstacle,No obstacle,Yes,5,No,No,,No,0,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,85,40,100,0,0,No,,,-9,-8,-3,-8,-8,-8,-8,-8,Minor obstacle,Yes,1,,No,,,Moderate obstacle,0,80,20,10,80,10,85,0,0,10,5,Yes,0,150000,75,60,0,35,0,5,0,Yes,Yes,No,,,,,,,,,,,No,Did not think it would be approved,No,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,No,Yes,Yes,No,No,No,Tend to disagree,7,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,114,110,,,,,-9,,,0,,7,25,30,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Major obstacle,Moderate obstacle,Inadequately educated workforce,C,7000000,,,-9,160000,,-9,,,,,-8,-8,12,7,2011,10,0,Are estimates computed with some precision,Several visits,3,10,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506004,1322,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,7,2011,9,30,Sole proprietorship, ,,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1979,1,1,No,1986,Comply with the law,11,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,hardware,5234,90,FORTY ONE MILLION,40,100,0,0,,,,,,,,,,,,45,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,0,100,0,No,,,4000,Square Feet, ,0,100,0,No,,Major obstacle,Yes,1,,No,,,Moderate obstacle,0,98,2,0,75,25,63,32,0,5,0,Yes,0,320000,50,30,0,30,0,40,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,No,No,No,No,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,106,105,,,,,52,,,0,,,40,10,Yes,1,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,No,,Yes,35,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,7320000,,,24000000,90000,,18000000,,,,,-8,-8,25,7,2011,11,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506005,1323,Retail,ENG,Region B,Region A,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,50,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,24,5,2011,9,40,Limited partnership, ,20,50,50,0,0,Yes,No,,,,,,1928,20,0,Yes,1928,Comply with the law,2,No,Yes,30,9,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,NEW VEHICLES SALES,5010,70,SEVEN HUNDRED FORTY MILLION,0,100,0,0,,,,,,,,,,,,45,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Major obstacle,,,95,5,0,No,,,-9,-8,-3,100,0,0,No,,No obstacle,Yes,0,,Yes,,100000,No obstacle,70,0,30,75,0,25,45,25,0,30,0,Yes,0,30000000,,45,25,0,0,30,0,Yes,Yes,Yes,Private commercial banks,2010,-8,No,,,,,,,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,Yes,Tend to agree,2,Yes,1,No,Yes,-8,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,452,472,,,,,200,,,12,3,,100,7,Yes,10,No,Social skills such as comm. skills/customer handling/teamwrk,10,Yes,,,No,,Yes,1000,Yes,1000,,Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,A,125000000,,,425000000,2000000,,70000000,,,,,-8,-8,24,5,2011,12,28,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,Highest performant service,,MORVANT,Male,MANAGER,4,1,6,8,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reliable/reputable firm,Yes,Insurance for vehicles (fleets and trucks),-44,90000,75,Equally men and women,No,No,15,Makes decisions in consultation with other partners,25,8,Equally men and women,Male,Male,Other,Customer satisfaction,Expanding customer base,-44,-9,In human capital,-44,Yes,No,Yes,Yes,Yes,No,No,Yes,Consensual manager,No difference,No difference,Significantly more problems,No difference,No difference,Slightly less problems,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506006,1325,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,5,7,2011,10,0,"Privately held, limited liability company", ,70,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1991,25,0,No,2000,Comply with the law,13,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,garments,5232,99,NINETEEN MILLION TWO HUNDRED THOUSAND,80,100,0,0,,,,,,,,,,,,21,Major obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,10000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Major obstacle,0,50,50,0,90,10,70,30,0,0,0,Yes,0,100000,100,40,0,35,0,25,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,25,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,138,130,,,,,65,,,5,3,,100,50,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,8,Yes,,,No,,No,,Yes,40,,Technicians,Yes,No obstacle,Minor obstacle,"Crime, theft and disorder",C,6000000,,,8680000,180000,,17000000,,,,,-8,-8,5,7,2011,11,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506007,1329,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,8,2011,9,15,"Privately held, limited liability company", ,55,100,0,0,0,No,No,,,,,,1979,3,1,No,1989,Comply with the law,14,No,No,31,1,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Minor obstacle,spare parts,5030,90,TWENTY FIVE MILLLION FIVE HUNDRED THOUSAND,80,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,0,100,50,10,40,50,30,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,450000,Yes,No,No,Yes,Yes,No,5000000,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,No,Yes,No,Yes,No,Tend to agree,12,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,101,92,,,,,20,,,5,1,,50,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,20,Yes,30,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",B,9500000,,,,,,-9,,,,,-8,-8,4,8,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506008,1337,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,3,8,2011,10,15,"Privately held, limited liability company", ,35,100,0,0,0,No,No,,,,,,1991,15,4,Yes,1991,Comply with the law,10,No,No,31,12,Yes,10,No,Yes,5,1,-9,,Yes,1,No,,,,,,,Yes,2,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,pizza,5520,80,TWENTY TWO MILLION FIVE HUNDRED THOUSAND,55,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Moderate obstacle,,,65,30,5,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,Moderate obstacle,0,100,0,25,30,45,70,10,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,No,Major obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Strongly disagree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,155,150,,,,,50,,,0,,,100,50,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",C,12350000,,,,,,21000000,,,,,-8,-8,3,8,2011,11,45,Are estimates computed with some precision,Several visits,2,30,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506009,1338,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,80,HQ with production and/or sales in this location,,,No,80,17,5,2011,11,0,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1993,10,3,Yes,1993,Better access to financing,25,No,Yes,30,9,No,,,Yes,2,2,10,,Yes,10,No,,,,,,,Yes,14,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,BUILDING PANEL,4530,60,FORTY-SEVEN MILLION,30,60,0,40,6,1,0,2005,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Minor obstacle,,,0,100,0,Yes,120,No,,, ,,,,,,Major obstacle,Yes,,270000,Yes,-8,-8,Very severe obstacle,25,25,50,10,50,40,5,20,0,15,60,Yes,2000000,0,,60,0,15,0,25,0,Yes,Yes,Yes,Private commercial banks,2010,15000000,Yes,No,Yes,Yes,Yes,No,15000000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Strongly agree,15,Yes,3,Yes,Yes,25,1,,Yes,21,No,No,,,Major obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,300,300,,,,,35,,,15,3,,75,5,Yes,4,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,100,Yes,208,,Professional and managers,No,Minor obstacle,Moderate obstacle,Business licensing and permits,B,12000000,,,,,,20000000,,,,,-8,-8,17,5,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506010,1340,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,10,0,"Privately held, limited liability company", ,55,100,0,0,0,No,No,,,,,,1973,2,2,No,1980,Other reasons not included above,13,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,wholesale of goods,5139,80,SIXTY FIVE MILLION,75,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Don't know,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,3,,No,,,Minor obstacle,0,100,0,20,20,60,10,90,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,2500000,No,,,,,,,Yes,,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,118,115,,,,,35,,,2,5,,50,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,10000000,,,,,,-9,,,,,-8,-8,6,7,2011,11,30,Are estimates computed with some precision,Several visits,2,10,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,,SAN JUAN,Male,MANAGER,8,1,5,7,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,establishment was too young or too small,-44,No,No change,No change,No change,No change,No change,A new application will be filled,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,Yes,Insurance for vehicles (fleets and trucks),-44,20000,70,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding customer base,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Slightly more problems,Slightly more problems,Moderate obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,7,Somewhat truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506011,1350,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,9,5,2011,12,3,Limited partnership, ,51,100,0,0,0,Yes,No,,,,,,1921,1,1,Yes,1921,Comply with the law,17,No,Yes,31,5,Yes,20,Don't know,Yes,0,,,,Yes,98,Yes,20,Don't know,No,,,100,Yes,30,Don't know,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,SOFT DRINKS AND BOTTLES,1554,100,TWO HUNDRED MILLION,10,80,20,0,,,,1940,1,5,80,20,Yes,15,90,,Major obstacle,Minor obstacle,Yes,5,Yes,Yes,Yes,Yes,300000,No,No,Local - main product sold mostly in same municipality,2 to 5,No,Yes,Yes,No,,No,No,No,No,No obstacle,60,168,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,35,0,65,40,30,30,10,40,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,100000,Yes,No,Yes,No,No,No,80000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to agree,2,Yes,1,No,Yes,0,0,,Yes,2,No,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,180,180,120,60,100,20,,35,40,25,3,7,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,100,100,Yes,100,Yes,120,Yes,200,,Technicians,Yes,Major obstacle,Moderate obstacle,Labor regulations,B,20000000,100000000,300000,,300000,0,170000000,10000000,5000000,13000000,7000000,-8,-8,9,5,2011,13,38,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506012,1351,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,12,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1965,8,3,Yes,1965,Comply with the law,5,No,No,31,12,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,furnitures,3610,80,FORTY TWO MILLION TWO HUNDRED FORTY THOUSAND,95,100,0,0,,,,,0,0,55,45,Yes,7,14,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,Yes,Yes,No,,No,Yes,No,No,Very severe obstacle,80,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Very severe obstacle,10,90,0,7,55,38,30,50,0,5,15,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Strongly disagree,10,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,125,115,100,25,75,25,,15,15,1,4,8,90,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,6,Yes,21,5,No,,No,,No,,,Professional and managers,No,Major obstacle,Moderate obstacle,Business licensing and permits,B,10000000,22000000,500000,,700000,700000,42000000,8000000,10000000,10000000,30000000,-8,-8,22,7,2011,13,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,MACOYA,Male,MANAGER,10,1,5,22,Yes,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,Yes,Insurance for vehicles (fleets and trucks),-44,30000,90,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,25,In human capital,-44,Yes,Yes,No,Yes,No,No,No,Yes,Decision maker manager,Significantly less problems,No difference,Significantly less problems,Significantly less problems,Significantly less problems,No difference,Slightly more problems,Very severe obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506013,1354,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,7,2011,15,45,"Privately held, limited liability company", ,80,100,0,0,0,Yes,No,,,,,,1999,12,3,Yes,1999,Customers or suppliers only deal with registered firms,4,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,beverages,1551,55,SIXTY FOUR MILLION,30,90,0,10,10,0,5,2002,0,0,60,40,Yes,7,60,,Minor obstacle,Moderate obstacle,Yes,20,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,85,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,10,80,10,55,30,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Major obstacle,No,,Yes,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,Yes,Yes,Yes,Yes,No,No,Strongly agree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,105,95,80,25,60,20,,10,12,5,4,8,100,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,20,0,No,,No,,No,,,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,A,9000000,34000000,1400000,,550000,250000,57000000,12000000,6000000,42000000,30000000,-8,-8,4,7,2011,16,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,PIARCO,Male,MANAGER,4,1,5,2,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,80,Makes decisions in consultation with other partners,9,3,All men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,70,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Slightly more problems,Slightly more problems,No difference,Significantly less problems,Significantly more problems,Slightly less problems,Moderate obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506014,1357,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,8,2011,10,15,"Privately held, limited liability company", ,-8,0,100,0,0,No,No,,,,,,2006,30,1,Yes,2006,Comply with the law,16,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,Yes,30,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,household papers,2109,100,ONE HUNDRED AND TWENTY MILLION,10,45,0,55,-9,0,0,2006,0,0,15,85,Yes,10,45,,Minor obstacle,Moderate obstacle,No,,,Yes,No,No,,No,No,International - main product sold mostly to nations outside,,Yes,No,No,Yes,1000000,No,No,No,No,No obstacle,60,48,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,No,,,Moderate obstacle,0,0,100,10,0,90,10,50,0,40,0,Yes,0,6000000,100,50,0,0,0,50,0,Yes,Yes,Yes,Private commercial banks,2009,-8,Yes,No,No,Yes,No,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,10,No,,,No,,0,,Yes,5,No,No,,,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,120,100,85,35,75,10,,5,22,20,6,10,100,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,100,100,No,,Yes,3000,Yes,2000,,Technicians,No,Moderate obstacle,Major obstacle,Inadequately educated workforce,A,14400000,75000000,-9,,8400000,14000000,100000000,230000000,40000000,300000000,100000000,-8,-8,4,8,2011,11,45,Are taken directly from establishment records,Several visits,3,20,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,TRINCITY,Male,FINANCIAL CONTROLLER,12,1,5,3,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,Yes,Dammage Insurance,-44,10000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Providing employment for others outside the family,-44,30,In physical assets,-44,Yes,Yes,No,Yes,No,No,No,Yes,Delegating manager,Significantly less problems,Slightly less problems,Significantly less problems,Slightly less problems,Slightly more problems,No difference,Slightly less problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,3,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506015,1366,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Electronics (31 & 32),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,2,HQ with production and/or sales in this location,,,Yes,-8,24,6,2011,15,0,"Privately held, limited liability company", ,33,60,40,0,0,Yes,No,,,,,,1984,25,2,Yes,1984,Comply with the law,9,No,Yes,31,1,No,,,Yes,1,1,0,,Yes,2,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,MACHINES FOR CONTROL AND MEASURE THE ELECTRICITY,3190,45,TWENTY SEVEN MILLION,20,90,0,10,15,0,0,2001,0,0,40,60,Yes,10,40,,No obstacle,Minor obstacle,Yes,5,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,75,100,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,,120000,No,,,Very severe obstacle,10,90,0,6,75,19,45,50,0,5,0,Yes,0,2000000,80,10,0,90,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,2000000,Yes,Yes,No,Yes,No,No,3000000,Yes,,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,5,Yes,1,No,Yes,0,0,,Yes,15,No,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,150,150,100,50,50,50,,35,19,25,2,12,35,30,Yes,24,Yes,Social skills such as comm. skills/customer handling/teamwrk,20,Yes,30,10,No,,No,,Yes,-9,,Technicians,No,Minor obstacle,Very severe obstacle,Access to finance,C,9000000,10000000,200000,,240000,500000,-9,1000000,1000000,-9,5000000,-8,-8,24,6,2011,16,33,Are estimates computed with some precision,Several visits,3,0,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506016,1368,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,5,2011,9,22,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,2004,-9,0,Yes,2004,Comply with the law,15,No,No,25,9,Yes,7,No,Yes,0,,,,Yes,-8,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,na,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,FOOD ITEMS (BASIC) TICE FLOUR MILK BREAD STAPLES,5220,55,SEVENTY MILLION,50,100,0,0,,,,,,,,,,,,18,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,-9,-8,-3,0,95,5,No,,No obstacle,Yes,1,,Yes,,100000,Major obstacle,0,0,100,0,99,1,0,0,0,100,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2004,2000000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,52,-9,,,,,22,,,30,6,,80,-8,Yes,16,No,Social skills such as comm. skills/customer handling/teamwrk,16,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",A,3000000,,,30000000,500000,,60000000,,,,,-8,-8,12,5,2011,12,10,Are taken directly from establishment records,One visit in face-to-face interview with different managers,2,50,1.722222222222222,1,1.111111111111111,15,Highest performant service,,TUNAPUNA,Female,FINANCIAL CONTROLLER,17,1,5,17,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,7,4,Predominantly women,Male,Female,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,45,In physical assets,-44,No,Yes,Yes,No,No,No,No,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Slightly less problems,Minor obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,Marketing & Operations Support,-44,5,17,Truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Trinidad and Tobago,506017,1371,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,21,7,2011,15,30,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1980,10,0,No,1990,Comply with the law,15,No,No,30,9,No,,,Yes,1,2,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,construction material,5234,95,THIRTY SIX MILLION,10,100,0,0,,,,,,,,,,,,90,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,8000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,150000,No,,,Moderate obstacle,0,90,10,0,90,10,66,20,0,14,0,Yes,0,250000,100,55,0,35,0,10,0,Yes,Yes,Yes,Private commercial banks,2008,1000000,Yes,No,No,No,Yes,No,1000000,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,1,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,130,122,,,,,55,,,0,,,25,50,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Major obstacle,"Crime, theft and disorder",B,7600000,,,12500000,60000,,35000000,,,,,-8,-8,21,7,2011,17,0,Are estimates computed with some precision,Several visits,2,30,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506018,1372,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,12,7,2011,15,30,Partnership, ,50,100,0,0,0,No,No,,,,,,1947,2,2,No,1975,Comply with the law,20,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,furniture,5239,50,TWENTY THREE MILLION SEVEN HUNDRED EIGHTY THOUSAND,15,100,0,0,,,,,,,,,,,,60,Minor obstacle,No obstacle,Yes,5,No,No,,No,0,No,No,Local - main product sold mostly in same municipality,One,No,No,Yes,No,,No,Yes,No,Don't know,Moderate obstacle,65,100,80,20,0,Yes,-9,No,-8,-8,-3,-8,-8,-8,-8,-8,Moderate obstacle,Yes,-9,,Yes,2,,Major obstacle,10,10,80,0,20,80,0,50,30,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,15,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,125,120,,,,,-9,,,2,3,9,35,17,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,4,Yes,10,0,No,,Yes,120,No,,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,C,5350000,,,-9,120000,,23000000,,,,,-8,-8,12,7,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506019,1376,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,8,8,2011,15,30,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,1987,20,0,Yes,1987,Comply with the law,13,No,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,construction,4520,100,TWENTY FIVE MILLION,75,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,100,0,0,100,0,75,20,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,No,,,,,,,,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,130,120,,,,,30,,,3,5,,-9,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,C,9200000,,,,,,20000000,,,,,-8,-8,8,8,2011,17,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506020,1391,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Food,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,6,2011,11,0,"Privately held, limited liability company", ,50,100,0,0,0,No,No,,,,,,1922,2,2,Yes,1922,Comply with the law,30,No,Yes,30,6,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,"CANDY, SWEETS AND GOODIES",1543,100,FIFTEEN MILLION,35,40,10,50,-9,0,1,1960,0,0,80,20,Yes,7,30,,Minor obstacle,Major obstacle,Yes,30,Yes,No,,Yes,-9,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,Yes,Yes,-9,No,Don't know,Don't know,Don't know,Minor obstacle,60,64,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,5,,No,,,Minor obstacle,25,25,50,25,25,50,50,30,10,10,0,Yes,-9,-9,50,50,0,40,10,0,0,Yes,Yes,Yes,Private commercial banks,2011,1000000,Yes,Yes,Yes,Yes,No,Yes,1000000,No,Collateral requirements are too high,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,1,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,120,98,60,60,50,10,,20,15,10,1,7,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,-8,Minor obstacle,Minor obstacle,Customs and trade regulations,A,5000000,8000000,200000,,200000,500000,13000000,5000000,10000000,3000000,12000000,-8,-8,6,6,2011,12,34,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506021,1393,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,7,2011,9,15,"Privately held, limited liability company", ,65,100,0,0,0,Yes,No,,,,,,2000,85,2,No,2001,Customers or suppliers only deal with registered firms,18,No,No,31,5,No,,,Yes,1,2,0,,No,,No,,,No,,,100,Yes,14,No,Yes,No,No,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Major obstacle,gas,2411,100,ONE HUNDRED AND THIRTY SEVEN MILLION,0,100,0,0,,,,,0,0,-9,-9,Yes,8,90,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,No obstacle,75,80,80,20,0,No,,,,, ,,,,,,Moderate obstacle,Yes,3,,No,,,Moderate obstacle,40,50,10,40,40,20,20,40,20,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Major obstacle,No,,Yes,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,208,200,150,58,100,50,,8,28,0,,9,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Access to finance,C,-9,-9,1800000,,600000,22000000,130000000,25000000,15000000,50000000,35000000,-8,-8,4,7,2011,10,45,Are estimates computed with some precision,Several visits,2,15,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,POINT LISAS,Male,MANAGING DIRECTOR,5,1,5,4,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,A new application will be filled,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,35000,100,Predominantly men,Yes,Yes,35,Makes decisions in consultation with other partners,5,1,All men,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,20,In human capital,-44,Yes,Yes,No,Yes,Yes,No,No,No,Delegating manager,Slightly less problems,Slightly more problems,Slightly more problems,Slightly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Minor obstacle,No,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,No impact,No,Moderate impact,No,No impact,No,Negative impact,Yes,Moderate impact,Yes,Large impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,Negative impact,No,No impact,No,Negative impact,No,Negative impact,Yes,Large impact,No,No impact,Yes,No impact,Yes,No impact,-44,-44,-44,-44,-44,-44,-44,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506022,1394,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,6,2011,14,0,"Privately held, limited liability company", ,30,0,100,0,0,No,No,,,,,,2002,120,-9,Yes,2000,Comply with the law,27,No,No,31,12,No,,,No,,,,,Yes,100,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Moderate obstacle,ANHYDROUS AMMONIA,2429,100,ONE HUNDRED MILLION,0,0,0,100,1,0,0,2002,0,0,75,25,No,,-9,,No obstacle,No obstacle,No,,,No,,No,,Yes,No,International - main product sold mostly to nations outside,,Yes,No,No,Don't know,,No,No,No,No,No obstacle,90,168,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,Yes,0,,No obstacle,0,0,100,0,100,0,0,0,0,100,0,Yes,-9,-9,-8,-8,-8,-8,-8,-8,-8,Yes,No,Yes,Other,2011,-9,Don't know,,,,,,,No,-8,Yes,No obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,Yes,No,No,No,No,No,Tend to agree,1,No,,,No,,0,,Yes,-9,No,No,,,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,100,100,75,25,-8,-8,,40,5,-9,1,14,100,20,Yes,7,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,-8,Yes,-8,-8,No,,Yes,160,Yes,200,,Both categories require the same amount of training,-8,No obstacle,No obstacle,Does not apply,C,5000000,30000000,15000000,,-9,30000000,230000000,20000000,10000000,30000000,15000000,-8,-8,22,6,2011,15,0,Are taken directly from establishment records,Several visits,3,20,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,POINT LISAS,Male,MANAGER,4,1,4,30,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,80,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Significantly less problems,Significantly less problems,Slightly less problems,No difference,Slightly more problems,Significantly less problems,Moderate obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,506023,1399,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,28,7,2011,13,30,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,1997,90,2,No,2000,Better access to financing,4,No,No,31,7,No,,,No,,,,,No,,No,,,Yes,1,5,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Minor obstacle,gas,2411,100,ONEHUNDRED AND TWENTY FIVE MILLION,20,100,0,0,,,,,0,0,60,40,Yes,17,21,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,75,84,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,10,70,20,0,80,20,10,70,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2006,10000000,Yes,Yes,Yes,No,No,No,20000000,No,Interest rates are not favorable,Yes,Minor obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,165,155,120,45,100,20,,15,25,1,7,7,50,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,13800000,48000000,1500000,,4500000,15000000,120000000,35000000,10000000,100000000,50000000,-8,-8,28,7,2011,14,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,POINT LISAS,Male,PRESIDENT,2,1,4,30,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Financial institution,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Providing employment for others outside the family,-44,80,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly less problems,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Moderate obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Technological and Innovation Support,-44,4,30,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506024,1401,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,6,7,2011,9,15,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1998,45,2,No,2002,Customers or suppliers only deal with registered firms,15,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,steels products,2811,70,FIFTY SIX MILLION FOUR HUNDRED THOUSAND,10,100,0,0,,,,,0,0,75,25,Yes,11,60,,No obstacle,Moderate obstacle,Yes,5,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,No,No obstacle,60,50,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,No,,,Moderate obstacle,40,30,30,30,30,40,30,40,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,450000,Yes,No,Yes,Yes,No,No,1000000,No,Collateral requirements are too high,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,108,103,80,28,80,0,,20,20,0,,12,70,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,26,0,No,,Yes,100,No,,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,11000000,25000000,800000,,500000,250000,42000000,20000000,5000000,45000000,45000000,-8,-8,6,7,2011,10,45,Are estimates computed with some precision,Several visits,2,30,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,POINT LISAS,Male,DIRECTOR,8,1,5,24,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the establishment was too young,-44,No,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,55,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Slightly more problems,Significantly less problems,No difference,No difference,Significantly more problems,Very severe obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506025,1402,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,7,2011,15,0,"Privately held, limited liability company", ,60,0,100,0,0,No,No,,,,,,2006,60,6,Yes,2006,Better access to financing,25,No,No,31,3,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,iron products,2811,100,FIFTEEN MILLION FOUR HUNDRED THOUSAND,10,100,0,0,,,,,0,0,40,60,Yes,9,90,,Major obstacle,Minor obstacle,Yes,2,No,No,,Yes,100000,No,No,Local - main product sold mostly in same municipality,One,No,No,No,No,,No,No,No,Yes,No obstacle,65,90,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Very severe obstacle,10,90,0,5,75,20,45,50,0,5,0,Yes,0,500000,100,5,0,85,0,10,0,Yes,Yes,Yes,Private commercial banks,2011,-9,Yes,No,Yes,No,No,No,-9,No,Collateral requirements are too high,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,10,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,102,100,90,12,30,60,,22,4,11,5,10,75,14,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,24,Yes,17,15,No,,No,,No,,,Professional and managers,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",C,5500000,6000000,770000,,461999.9999999999,400000,13000000,700000,0,1000000,5000000,-8,-8,13,7,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,POINT LISAS,Male,PRESIDENT,11,1,5,4,Yes,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Private investors,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,A financial institution had turned down a loan,-44,No,application did not meet the requirements,-44,No,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,15,In human capital,-44,No,No,No,Yes,Yes,No,No,Yes,Delegating manager,Slightly less problems,Significantly more problems,Slightly more problems,Significantly more problems,Significantly less problems,Significantly less problems,Slightly less problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506026,1403,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,4,7,2011,14,30,"Privately held, limited liability company", ,100,0,100,0,0,No,No,,,,,,1995,60,1,Yes,1995,Customers or suppliers only deal with registered firms,6,No,No,31,10,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,metal doors,2811,80,FORTY MILLION,75,100,0,0,,,,,0,0,20,80,Yes,12,30,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,85,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,5,,No,,,No obstacle,80,0,20,50,50,0,50,20,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,119,110,90,29,80,10,,12,18,0,,12,40,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,No obstacle,Customs and trade regulations,C,9000000,22000000,600000,,380000,350000,38000000,15000000,10000000,35000000,30000000,-8,-8,4,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Highest performant manufacturing,,POINT LISAS,Male,MANAGER,17,1,5,8,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Insurance for vehicles (fleets and trucks),-44,60000,90,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Expanding customer base,-44,10,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,Slightly more problems,No difference,Significantly more problems,Significantly less problems,Significantly more problems,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506027,1408,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,7,7,2011,14,0,"Privately held, limited liability company", ,30,80,20,0,0,No,No,,,,,,1954,4,2,No,1985,Better access to financing,23,No,Yes,31,5,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Major obstacle,cement,2694,100,SIXTY FIVE MILLION,20,90,5,5,14,0,0,-9,0,0,75,25,Yes,12,30,,No obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,Yes,Yes,No,,No,No,No,No,No obstacle,80,168,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,35,60,5,40,30,30,10,40,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,500000,Yes,Yes,Yes,No,No,No,500000,No,Did not think it would be approved,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,Yes,0,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,406,395,325,81,108,217,,10,32,25,11,11,43,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,8,Yes,13,20,No,,Yes,150,No,,,Technicians,No,Major obstacle,Major obstacle,Access to finance,C,22000000,26000000,3250000,,2000000,2000000,55000000,0,0,10000000,4000000,-8,-8,7,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,2.32,1.16,2.225945945945946,12,Lowest performant manufacturing,,CLAXTON BAY,Male,PRO,12,1,5,10,Yes,Dissatisfied,Totally dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,Family members and/or friends,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Expanding customer base,-44,Still in business in 10 years time,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,No difference,Slightly less problems,Slightly less problems,Slightly more problems,Significantly less problems,No difference,Major obstacle,No,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,10,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506028,1410,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,21,7,2011,8,45,"Privately held, limited liability company", ,72,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1999,16,4,Yes,1999,Better access to financing,9,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,foods items,5211,60,Don't know,85,100,0,0,,,,,,,,,,,,7,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Major obstacle,,,100,0,0,No,,,10000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,30000,No,,,Moderate obstacle,5,5,90,5,5,90,80,10,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,Yes,No,Yes,Yes,Yes,-8,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Strongly disagree,20,No,,,No,,-9,,No,,,No,,,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,135,130,,,,,80,,,0,,,90,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,No,,Yes,50,Yes,30,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",C,6890000,,,12500000,65000,,-9,,,,,-8,-8,21,7,2011,10,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506029,1411,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,24,6,2011,14,0,Limited partnership, ,25,50,50,0,0,Yes,No,,,,,,1976,5,0,No,-9,Better access to financing,12,No,Yes,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,AGRICULTURAL EQUIPMENT,5239,100,TWELVE MILLION,20,100,0,0,,,,,,,,,,,,13,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,Don't know,No obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,Minor obstacle,Yes,,55000,No,,,Major obstacle,0,80,20,0,50,50,35,50,0,15,0,Yes,2000000,450000,,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Yes,No,No,No,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,No,Yes,No,No,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,100,100,,,,,10,,,5,2,,55,15,Yes,15,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,10,Yes,,,No,,No,,Yes,65,,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,3000000,,,1400000,120000,,11000000,,,,,-8,-8,24,6,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,Lowest performant service,,CHASE VILLAGE,Male,SALES MANAGER,18,1,5,9,Yes,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Equally men and women,No,No,45,Makes decisions in consultation with other partners,19,3,Predominantly men,Female,Female,Expanding customer base,-44,Providing employment for family,-44,40,In human capital,-44,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,Decision maker manager,No difference,Significantly more problems,Significantly more problems,Slightly less problems,Slightly less problems,No difference,Significantly less problems,Moderate obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,9,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506030,1412,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,16,0,"Privately held, limited liability company", ,60,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1997,17,1,No,2003,Comply with the law,5,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,Electronics products,5239,80,FORTY FOUR MILLION FIVE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,30,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,Minor obstacle,Yes,1,,Yes,,50000,Moderate obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2010,5000,No,,,,,,,No,Collateral requirements are too high,Yes,Minor obstacle,No,,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Strongly disagree,2,No,,,No,,1,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,127,125,,,,,72,,,0,,,75,10,Yes,5,No,Technical skills such as forgn lang/prblm solving/admin/oper,4,Yes,,,No,,No,,Yes,55,,Technicians,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",A,7500000,,,18000000,45000,,39000000,,,,,-8,-8,22,7,2011,17,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506031,1413,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,22,7,2011,14,0,"Privately held, limited liability company", ,100,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,1992,6,3,No,2002,Comply with the law,5,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,food and beverages,5220,70,TWENTY FIVE MILLION,55,100,0,0,,,,,,,,,,,,30,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Yes,No,Minor obstacle,,,0,100,0,No,,,2000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Major obstacle,0,40,60,0,20,80,15,60,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,180000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,Yes,No,No,No,No,Tend to agree,1,No,,,Yes,5,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,144,122,,,,,85,,,0,,,70,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,4,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",B,7600000,,,12800000,140000,,20000000,,,,,-8,-8,22,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,1.722222222222222,1,1.111111111111111,15,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506032,1424,Core,ENG,Region B,Region B,Capital city,Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,25,5,2011,15,0,"Privately held, limited liability company", ,100,0,0,0,100,Yes,No,,,,,,2004,1,0,Yes,2004,Comply with the law,33,No,No,31,12,No,,,Yes,3,1,-8,-8,Yes,-8,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,BUILDING-CIVIL ENGINEERS,4530,62,EIGHTY-THREE MILLION EIGHT HUNDRED THOUSAND,0,99,0,1,-7,-8,-8,-8,,,,,,,,,-8,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,-8,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,1,,Minor obstacle,0,0,100,0,0,100,70,0,0,30,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,-8,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Don't know,50,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,No obstacle,162,118,,,,,51,,,0,,,99,38,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,Yes,-8,-8,-8,,Both categories require the same amount of training,No,No obstacle,Minor obstacle,Does not apply,C,42000000,,,,,,-9,,,,,-8,-8,25,5,2011,17,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,,BRECHIN CASTLE,Female,DIRECTOR,12,1,5,16,Yes,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,6,3,Predominantly women,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,60,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,No difference,Slightly more problems,Significantly more problems,No difference,Significantly more problems,Significantly less problems,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,16,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506033,1430,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,13,7,2011,10,30,"Privately held, limited liability company", ,80,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,-8,-8,-8,-8,1994,60,0,Yes,1994,-8,40,No,No,31,3,Yes,14,No,Yes,1,1,-8,-8,No,,Yes,14,No,,,,,Yes,14,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CONSTRUCTION,,100,ONE HUNDRED AND FORTY MILLION,0,70,0,30,-8,0,0,1994,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,Major obstacle,Yes,3,,Yes,2,,Major obstacle,2,0,98,0,0,100,80,20,0,0,0,Yes,-8,-8,,80,20,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,-8,-8,-8,-8,-8,Tend to agree,5,Yes,-9,No,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,140,180,,,,,35,,,0,,,100,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,60,Yes,20,Yes,-8,,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,A,12000000,,,,,,120000000,,,,,-8,-8,13,7,2011,12,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,Highest performant service,,POINT LISAS,Male,OPERATIONS MANAGER,12,1,5,15,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,A new application will be filled,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Still in business in 10 years time,-44,Expanding range of services/products provided,-44,15,In human capital,-44,No,Yes,No,No,No,No,No,Yes,Decision maker manager,Slightly less problems,Slightly more problems,Slightly more problems,No difference,Significantly more problems,Significantly more problems,Slightly less problems,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506034,1432,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Large (greather than 100),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,6,2011,10,55,Limited partnership, ,11,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,120,Yes,No,You developed a new product or idea,1996,7,0,Yes,1996,Customers or suppliers only deal with registered firms,40,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,WHOLESALE OF ROTATING EQUIPMENT,5159,100,FIVE MILLION,0,100,0,0,,,,,,,,,,,,5,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,No obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,10,0,90,0,0,100,20,20,0,20,40,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,Don't know,Don't know,Don't know,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,35,25,,,,,15,,,60,11,,100,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,3000,Yes,50,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,A,2000000,,,,,,4000000,,,,,-8,-8,17,6,2011,11,52,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,Lowest performant service,Yes,POINT LISAS,Male,COMPANY MANAGER,18,1,5,28,Yes,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,,Yes,-44,-44,-44,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,No,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,Yes,Personal and collective accident Insurance,-44,50000,100,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Always innovating (in products/services and/or in processes),-44,Providing employment for family,-44,90,In physical assets,-44,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,Yes,No,Yes,Yes,-44,Yes,Trinidad and Tobago Energy Chamber,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506035,1434,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),Yes,3,HQ without production and/or sales in this location,,,No,3,24,6,2011,14,45,"Privately held, limited liability company", ,60,100,0,0,0,Yes,No,,,,,,1991,80,-9,Yes,1991,Comply with the law,25,No,Yes,31,3,No,,,Yes,0,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CRANAGE-CRANE RENTAL,4540,80,ONE HUNDRED MILLION,0,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,-9,,Yes,,4000000,Moderate obstacle,0,10,90,0,10,90,60,0,0,40,0,Yes,2000000,2500000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-9,No,,,,,,,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,Yes,Yes,Yes,Yes,No,No,Tend to agree,0,Yes,1,No,Yes,0,0,,Yes,25,No,No,,,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,300,300,,,,,30,,,200,1,,20,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,15000000,,,,,,75000000,,,,,-8,-8,24,6,2011,15,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506036,1436,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,29,6,2011,9,0,Limited partnership, ,50,100,0,0,0,No,No,,,,,,1968,20,-9,Yes,1968,Comply with the law,6,Yes,No,30,4,Yes,14,Refused,Yes,2,3,-9,,No,,No,,,,,,,Yes,14,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Moderate obstacle,CHICKEN AND CHIPS,5520,100,Don't know,-9,100,0,0,,,,,,,,,,,,,Very severe obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,1,99,0,No,,,,, ,,,,,,Moderate obstacle,Yes,4,,Yes,-9,,Moderate obstacle,0,10,90,0,100,0,50,20,0,30,0,No,,,,,,,,,,-8,Yes,Yes,Private commercial banks,2011,-9,Yes,No,No,Yes,No,No,-9,Yes,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,Yes,Yes,No,No,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,250,225,,,,,190,,,-9,-9,,-9,-9,Yes,5,Yes,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,Yes,16,Yes,336,,Technicians,No,Moderate obstacle,Moderate obstacle,Practices of competitors in the informal sector,C,-9,,,,,,-9,,,,,-8,-8,29,6,2011,10,0,Are estimates computed with some precision,Several visits,3,10,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506037,1439,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Large (greather than 100),Large (greather than 100),"No, a firm on its own",,,,,,,11,8,2011,9,30,Limited partnership, ,33,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,10,Yes,Yes,Replicated product/idea encountered in previous occupations,2006,110,4,Yes,2006,Comply with the law,4,No,No,31,12,No,,,Yes,1,1,0,,Yes,1,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Major obstacle,forklift and storage,6303,75,FIFTY FIVE MILLION,15,100,0,0,,,,,,,,,,,,,Very severe obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,No obstacle,0,100,0,0,100,0,50,40,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,5,No,,,No,,0,,Yes,10,No,No,,,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,230,221,,,,,30,,,14,6,,-9,-9,Yes,15,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,10,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,C,21000000,,,,,,40000000,,,,,-8,-8,11,8,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,5.179166666666667,1.883333333333333,4.708333333333334,18,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506038,1485,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,-8,-8,-8,11,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,13,No,No,Modified product/idea encountered in previous occupations,2003,9,3,Yes,2003,Comply with the law,22,No,No,31,12,No,,,Yes,1,4,0,,Yes,-9,No,,,,,,,Yes,21,No,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,GENERAL CONTRACTING,4520,70,DON'T KNOW,5,100,0,0,,,,,,,,,,,,,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,No,Don't know,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,5,,No,,,No obstacle,0,0,100,30,0,70,50,20,0,30,0,Yes,-9,-9,,60,0,40,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,-8,Yes,No,No,No,No,Yes,-9,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Tend to agree,-9,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,8,8,,,,,2,,,25,4,,90,0,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,Yes,24,No,,No,,,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Corruption,A,-8,,,,,,-8,,,,,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,-8,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506039,1497,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,12,1,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1998,1,1,Yes,1998,Comply with the law,13,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,PUJA MATERIALS FOR TRADITIONAL HINDU CEREMONIES,5239,100,EIGHT HUNDRED AND FIFTY THOUSAND,10,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,No,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,No,Yes,State-owned banks or government agency,2010,5000,Yes,No,No,No,No,Yes,5000,No,Collateral requirements are too high,Yes,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,8,8,,,,,8,,,0,,,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Labor regulations,B,250000,,,200000,2000,,6900000,,,,,-8,-8,6,7,2011,13,4,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,Lowest performant service,,PRINCES TOWN,Male,MANAGER,3,1,5,24,Yes,Satisfied,Totally satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,establishment was too young or too small,-44,No,No change,No change,A new application will be filled,No change,No change,No change,A new application will be filled,"Yes, I am willing to share more than 50%",No,No institution would ensure the company,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,14,3,All women,Female,Female,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,33,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Significantly less problems,Slightly more problems,Slightly more problems,Slightly less problems,Slightly more problems,Significantly less problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,24,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506040,1501,Retail,ENG,Region B,Region B,Capital city,Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,5,2011,9,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned by family:nonmanagerial pos.,-9,Yes,Yes,Modified product/idea encountered in previous occupations,2008,10,4,No,2009,Comply with the law,15,Yes,No,30,12,No,,,Yes,3,2,-9,,No,,No,,,,,,,Yes,7,No,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,DRUGS,5231,20,-3,40,100,0,0,,,,,,,,,,,,10,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,No,,No obstacle,No,,,Yes,,5000,Major obstacle,0,0,100,0,0,100,70,0,0,30,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,10,-7,,,,,5,,,15,1,,10,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-8,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,B,-9,,,-9,-9,,-7,,,,,-8,-8,27,5,2011,11,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506041,1505,Core,ENG,Region B,Region B,"Less than 50,000 population",Retail,Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,13,9,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,100,Yes,No,Modified product/idea encountered in previous occupations,1987,4,2,Yes,1987,Customers or suppliers only deal with registered firms,24,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,"WHOLESALE & RETAIL OF SHOES, CLOTHES, ACCESSORIES",5139,100,FIVE MILLION,10,100,0,0,,,,,,,,,,,,,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,90,10,0,No,,,,, ,,,,,,Minor obstacle,Yes,,25000,No,,,Moderate obstacle,80,10,10,15,50,35,15,50,25,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,50000,Yes,No,No,Yes,Yes,Yes,40000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,No,Yes,Yes,No,No,No,Strongly disagree,10,Yes,2,No,No,,-9,,No,,,No,,,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,22,17,,,,,10,,,5,3,,80,18,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,No,,Yes,100,,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,Practices of competitors in the informal sector,B,1500000,,,,,,4500000,,,,,-8,-8,17,5,2011,13,57,Are estimates computed with some precision,Several visits,3,5,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506042,1522,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Services,Garments,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,19,5,2011,11,15,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,4,Yes,No,Replicated product/idea encountered in previous occupations,2006,10,0,Yes,2006,Customers or suppliers only deal with registered firms,20,Yes,No,30,9,No,,,No,,,,,No,,No,,,No,,,100,Yes,14,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,INDUSTRIAL APPAREL,1810,70,FIVE MILLION FIVE HUNDRED THOUSAND,25,80,15,5,3,0,0,2008,0,0,25,75,Yes,7,30,,No obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,Don't know,Moderate obstacle,65,40,0,0,100,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Major obstacle,45,20,35,0,0,100,30,60,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,400000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Don't know,5,Yes,1,No,Yes,0,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,15,17,10,5,10,0,,10,3,5,6,12,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Access to finance,A,466000,1200000,-9,,18000,-9,5200000,395000,-8,-9,-9,-8,-8,19,5,2011,13,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,Highest performant manufacturing,Yes,PRINCESS TOWN,Female,SOLE OWNER & MANAGING DIRECTOR,9,1,5,29,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Not applicable,Not applicable,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,in process in getting one,Yes,No,Not needed,-44,Yes,Yes,key man policies (if the sole owner dies),-44,-44,-44,Insurance company,-44,More than 3 years,Other,very reliable,No,-44,-44,-44,-44,All women,Yes,No,100,Makes major strategic and financial decisions,6,20,All women,Male,Male,Other,being very efficient & going forward in the 20 years,Other,Please the customers,100,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,All of the above,Technological and Innovation Support,-44,5,29,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44,very proud of being a woman (think than woman managers are much more efficient than male counterparts in any activities) Trinidad and Tobago,506043,1600,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,3,8,2011,14,20,"Privately held, limited liability company", ,40,100,0,0,0,Yes,No,,,,,,2004,12,1,Yes,2004,Comply with the law,8,No,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Moderate obstacle,building installation and maintenance,4530,100,TWENTY ONE MILLION,20,100,0,0,,,,,,,,,,,,,Major obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,240000,Yes,,400000,Major obstacle,0,50,50,20,75,5,50,25,0,25,0,Yes,0,200000,,85,0,0,0,15,0,Yes,Yes,Yes,Private commercial banks,2007,4000000,Yes,Yes,No,No,No,No,5000000,No,Other,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,13,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,25,20,,,,,7,,,4,2,,70,20,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",B,2000000,,,,,,19000000,,,,,-8,-8,3,8,2011,15,50,Are estimates computed with some precision,Several visits,2,45,33.63,15.96,29.64,17,Highest performant service,,PENAL,Male,DIRECTOR,5,1,5,15,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,Predominantly men,No,No,40,Makes decisions in consultation with other partners,8,7,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for family,-44,45,In market or product development,-44,No,No,Yes,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Slightly more problems,No difference,No difference,Significantly less problems,No difference,Moderate obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,15,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506044,1627,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,29,6,2011,14,3,Partnership, ,-8,100,0,0,0,No,No,,,,,,1988,12,1,Yes,1988,Comply with the law,20,Yes,No,28,2,No,,,Yes,-9,5,0,,Yes,100,No,,,,,,,No,,,Yes,Yes,Yes,-8,Yes,Yes,Yes,Purchased and air time paid by the staff,No obstacle,Minor obstacle,FLOUR,5220,80,-3,-9,100,0,0,,,,,,,,,,,,5,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,No obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,No obstacle,Yes,15,,No,,,Major obstacle,0,80,20,0,25,75,60,0,0,20,20,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,-8,No,,Yes,No,No,Yes,No,No,No,No,Tend to agree,5,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,30,28,,,,,15,,,0,,,90,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,Yes,,,No,,No,,Yes,15,,-8,-8,-8,-8,"Crime, theft and disorder",A,-8,,,-8,-8,,-8,,,,,-8,-8,29,6,2011,15,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506045,1677,Retail,ENG,Region B,Region B,Capital city,Other Manufacturing,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,9,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2004,4,2,Yes,2004,Better access to financing,7,No,Still In Process,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,PRINTING SUPPLIES,5239,60,"ONE MILLION, FIVE HUNDRED AND TWENTY THOUSAND",55,100,0,0,,,,,,,,,,,,120,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Yes,Major obstacle,,,60,20,20,No,,,-8,-8,-3,60,20,20,No,,Moderate obstacle,Yes,,3000,Yes,-8,-8,Moderate obstacle,0,25,75,10,40,50,0,30,20,50,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2009,75000,Yes,No,No,Yes,No,Yes,60000,Yes,,Yes,Very severe obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,20,No,,,Yes,-9,-9,,No,,,No,,,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,24,22,,,,,10,,,3,3,,90,14,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,Yes,100,Yes,42,Yes,-8,,-8,-8,Minor obstacle,Minor obstacle,Access to finance,C,1500000,,,2500000,-8,,4960000,,,,,-8,-8,28,6,2011,11,0,Are estimates computed with some precision,Several visits,3,0,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506046,1683,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,16,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,No,You developed a new product or idea,1977,1,1,Yes,1977,Comply with the law,35,No,Yes,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,GENERAL HARDWARE APPLIANCES AND LUMBER,5234,75,SIX MILLION,15,100,0,0,,,,,,,,,,,,90,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,8000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,,50000,No,,,Moderate obstacle,100,0,0,0,75,25,50,50,0,0,0,Yes,-8,2000000,,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,2000000,Yes,Yes,Yes,Yes,Yes,Yes,1800000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Strongly disagree,1,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,20,20,,,,,10,,,20,3,,25,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-8,No,,,,,,,,,Other,Technicians,No,Moderate obstacle,Major obstacle,Corruption,B,2500000,,,2000000,68000,,5000000,,,,,-8,-8,6,7,2011,17,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506047,1699,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,6,2011,9,45,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1947,4,1,No,1955,Comply with the law,35,No,No,31,12,No,,,Yes,6,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,AUTOMOTIVE SPARES,5239,75,Don't know,0,100,0,0,,,,,,,,,,,,-9,No obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,14000,Square Feet, ,100,0,0,No,,No obstacle,Yes,-9,,Yes,-9,,Moderate obstacle,10,30,60,0,50,50,50,20,0,30,0,Yes,0,-9,,0,0,0,0,100,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,-8,Yes,Yes,No,No,No,Don't know,0,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Don't know,Don't know,30,30,,,,,14,,,30,1,,-9,3,No,,,Don’t know,0,No,,,,,,,,,-8,-8,-8,-8,-8,"Crime, theft and disorder",A,-9,,,-9,-9,,-9,,,,,-8,-8,27,6,2011,10,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506048,1702,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,Yes,Yes,,,18,7,2011,10,15,"Privately held, limited liability company", ,60,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,2004,6,3,Yes,2004,Comply with the law,7,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,books,5239,60,FIVE MILLION ONE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,35,Moderate obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Minor obstacle,,,100,0,0,No,,,1000,Square Feet, ,100,0,0,No,,Major obstacle,Yes,1,,No,,,Very severe obstacle,0,98,2,0,75,25,63,32,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,5,No,,,No,,-8,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,26,21,,,,,10,,,2,2,,35,15,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",B,1500000,,,3000000,28000,,4000000,,,,,-8,-8,18,7,2011,11,45,Are estimates computed with some precision,Several visits,3,0,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506049,1708,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,6,7,2011,14,5,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,2004,5,1,Yes,2004,Customers or suppliers only deal with registered firms,10,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,CAMERA AND PHOTOGRAPHY EQUIPMENT,5239,100,ONE MILLION TWO HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,120,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Don't know,,,100,0,0,No,,,2000,Square Feet, ,75,25,0,No,,Minor obstacle,Yes,1,,No,,,Moderate obstacle,50,0,50,25,25,50,50,40,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,150000,Yes,Yes,Yes,Yes,Yes,Yes,80000,Yes,,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,Yes,Yes,No,No,No,No,Tend to disagree,1,No,,,Yes,10,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,12,10,,,,,5,,,0,,,50,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Business licensing and permits,B,300000,,,450000,8000,,1000000,,,,,-8,-8,6,7,2011,15,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,Lowest performant service,,SAN FERNANDO,Male,MANAGER,9,1,5,17,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,40,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,No,Yes,Yes,Decision maker manager,Slightly less problems,Significantly more problems,Slightly less problems,Significantly less problems,Slightly less problems,Slightly less problems,Significantly more problems,Very severe obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,17,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506050,1712,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,2,HQ with production and/or sales in this location,Yes,Yes,,,19,7,2011,14,0,"Privately held, limited liability company", ,80,100,0,0,0,-8,-8,-8,-8,-8,-8,-8,2005,35,3,Yes,2005,Comply with the law,5,No,No,28,2,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,computer accessories,5239,70,TEN MILLION,10,100,0,0,,,,,,,,,,,,30,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,0,100,0,No,,,4000,Square Feet, ,0,100,0,No,,Minor obstacle,No,,,No,,,Major obstacle,25,0,75,0,80,20,25,65,0,5,5,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Don't know,Don't know,Don't know,Don't know,Yes,-8,No,Don't know,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Tend to agree,0,No,,,No,,-9,,Yes,7,No,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,40,38,,,,,16,,,4,4,,75,100,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,7,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Minor obstacle,"Crime, theft and disorder",A,3000000,,,5000000,100000,,9000000,,,,,-8,-8,19,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506051,1721,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,5,2011,13,7,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1957,3,2,Yes,1957,Don’t know,44,No,Don't know,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,GENERAL APPLIANCES AND FURNITURE,5233,100,ONE HUNDRED AND THIRTEEN MILLION,10,100,0,0,,,,,,,,,,,,90,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Yes,Yes,Minor obstacle,,,90,5,5,No,,,-9,-8,-3,90,5,5,Yes,Yes,Minor obstacle,Yes,1,,Yes,,50000,Major obstacle,20,10,70,30,20,50,10,40,20,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,60000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,Don't know,No,Tend to agree,2,No,,,No,,1,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,80,80,,,,,35,,,20,5,,75,10,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,Yes,,,No,,No,,Yes,200,,Technicians,No,Moderate obstacle,Moderate obstacle,Corruption,A,800000,,,-9,-9,,150000000,,,,,-8,-8,17,5,2011,14,31,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,Highest performant service,Yes,MARABELLA,Male,DIRECTOR,13,1,5,21,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Government institution,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,50,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Significantly more problems,No difference,No difference,Significantly more problems,Significantly more problems,Very severe obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,21,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506052,1725,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,5,2011,10,7,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Unemployed,,,Don't know,You developed a new product or idea,1960,1,1,No,1974,Comply with the law,50,No,No,31,1,Yes,180,No,No,,,,,Yes,1,No,,,,,,,Yes,30,No,Yes,Yes,Yes,-8,-8,-8,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,GENERAL APPLIANCES AND GENERAL FURNITURE,5233,50,NINETY MILLION,40,100,0,0,,,,,,,,,,,,90,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,50,0,50,Yes,-6,No,150000,Square Feet, ,100,0,0,Yes,Yes,Minor obstacle,Yes,,876000,No,,,Major obstacle,20,20,60,90,0,10,0,50,0,50,0,Yes,15000000,1000000,,0,10,90,0,0,0,Yes,Yes,Yes,Private commercial banks,2011,4000000,Yes,Yes,Yes,Yes,Yes,No,3600000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,25,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,80,80,,,,,64,,,20,3,,100,3,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,3,Yes,,,Yes,260,No,,Yes,480,,Technicians,Yes,No obstacle,Minor obstacle,Customs and trade regulations,A,3500000,,,69200000,700000,,62700000,,,,,-8,-8,5,5,2011,11,23,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,Highest performant service,,MARABELLA,Male,MANAGER,10,1,5,21,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To reduce pressure on cash flows,-44,No,establishment was too young or too small,-44,No,A new application will be filled,No change,A new application will be filled,No change,A new application will be filled,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,12500,100,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,22,7,All men,Male,Female,Providing employment for family,-44,Providing employment for others outside the family,-44,80,In physical assets,-44,Yes,Yes,Yes,No,Yes,No,No,Yes,Delegating manager,No difference,Significantly more problems,Significantly more problems,No difference,No difference,Slightly less problems,Significantly less problems,Very severe obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Through Internet,-44, Trinidad and Tobago,506053,1812,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,9,45,"Privately held, limited liability company", ,58,100,0,0,0,No,No,,,,,,1966,5,0,No,1980,Comply with the law,15,No,No,31,5,No,,,No,,,,,No,,No,,,No,,,100,Yes,15,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Minor obstacle,welded wire mesh,2710,65,SEVEN MILLION TWO HUNDRED EIGHTY THOUSAND,25,100,0,0,,,,,0,0,80,20,Yes,7,60,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,Yes,No,Yes,Don't know,Minor obstacle,50,40,100,0,0,Yes,-9,No,,, ,,,,,,No obstacle,Yes,,15000,Yes,5,,Very severe obstacle,0,60,40,0,100,0,70,0,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Very severe obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,No,No,No,No,No,Tend to agree,5,Yes,2,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,48,45,38,10,12,26,,9,4,4,6,13,50,16,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,25,0,No,,Yes,55,No,,,Professional and managers,No,Major obstacle,Major obstacle,Access to finance,A,2600000,3000000,360000,,220000,220000,7000000,-9,0,2000000,2000000,-8,-8,6,7,2011,10,45,Are estimates computed with some precision,Several visits,2,0,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,O' MEARA,Male,MANAGER,3,1,5,28,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,A representative of the institution came to visit the compan,-44,Yes,Insurance for vehicles (fleets and trucks),-44,13000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for family,-44,Attaining a pre-established level of profit,-44,50,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Slightly more problems,Slightly more problems,Significantly more problems,Significantly more problems,Slightly less problems,Significantly less problems,Major obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Human Ressources Support,-44,5,28,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506054,1817,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1990,5,0,Yes,1990,Comply with the law,20,No,Yes,30,9,Yes,7,No,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,"HOME FURNISHINGS, DECORATION AND FURNITURE",3610,100,TEN MILLION,5,75,15,10,-9,0,0,1990,0,0,75,25,Yes,-9,60,,Moderate obstacle,Major obstacle,Yes,15,No,Yes,Yes,Yes,40000,Yes,No,International - main product sold mostly to nations outside,,No,No,No,No,,No,Don't know,Don't know,Don't know,Don't know,60,150,80,20,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,10,10,80,20,20,60,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,No,Other,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,17,15,12,5,10,2,,4,3,6,3,7,50,18,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Access to finance,A,3000000,3000000,50000,,20000,0,8000000,-9,-9,-9,-9,-8,-8,4,7,2011,11,20,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Highest performant manufacturing,,ARIMA,Male,FOUNDER,4,1,6,4,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Dammage Insurance,-44,30000,75,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,22,0,Predominantly women,Male,Male,Other,Dedication/passion/love for your business,Attaining a pre-established level of profit,-44,75,In physical assets,-44,No,No,No,Yes,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Other,"No preference, just one that h",Marketing & Operations Support,-44,6,4,Truthful,Truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506055,1819,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,10,5,Limited partnership, ,35,90,10,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,40,Yes,Yes,Replicated product/idea encountered in previous occupations,2005,14,3,Yes,2005,Customers or suppliers only deal with registered firms,7,No,No,30,11,No,,,Yes,3,2,0,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,FOOD AND BEVERAGES,5211,80,FIVE MILLION,50,100,0,0,,,,,,,,,,,,5,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Moderate obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,No obstacle,Yes,1,,Yes,,50000,Moderate obstacle,0,80,20,0,100,0,50,35,0,15,0,Yes,0,250000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,No,Yes,No,No,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,25,20,,,,,10,,,6,4,,35,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,Major obstacle,Inadequately educated workforce,C,1000000,,,600000,50000,,4500000,,,,,-8,-8,24,6,2011,11,25,Are estimates computed with some precision,Several visits,3,15,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506056,1823,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,8,30,"Privately held, limited liability company", ,75,75,25,0,0,No,No,,,,,,1980,10,0,Yes,1980,Don’t know,31,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,APPLE COMPUTERD,5239,100,THREE MILLION FIVE HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,180,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,5000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Minor obstacle,20,0,80,10,20,70,10,70,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,2000000,Yes,No,No,Yes,Yes,Yes,1500000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,24,20,,,,,10,,,3,6,,75,25,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Tax administration,B,1500000,,,1500000,1500,,3000000,,,,,-8,-8,4,7,2011,9,25,Are estimates computed with some precision,Several visits,3,10,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506057,1852,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,9,15,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1998,4,2,No,2002,Customers or suppliers only deal with registered firms,15,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,doors,2022,70,ONE MILLION FOUR HUNDRED THOUSAND,10,100,0,0,,,,,0,0,75,25,Yes,11,60,,No obstacle,Moderate obstacle,Yes,5,No,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,No,No,No obstacle,60,50,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,No,,,Moderate obstacle,40,30,30,30,30,40,30,40,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2009,45000,Yes,No,Yes,No,No,No,100000,No,Collateral requirements are too high,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,8,7,6,2,2,4,,1,0,0,,12,70,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,26,0,No,,Yes,100,No,,,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Inadequately educated workforce,B,500000,560000,70000,,40000,-9,1200000,200000,0,400000,550000,-8,-8,7,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506058,1853,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,9,0,"Privately held, limited liability company", ,60,100,0,0,0,No,No,,,,,,1982,15,5,Yes,1982,Better access to financing,7,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,metal building materials,2811,50,EIGHT MILLION,15,100,0,0,,,,,0,2,75,25,Yes,15,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,Don't know,Moderate obstacle,60,70,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,10,50,40,0,0,100,10,20,20,20,30,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,54,52,44,10,14,30,,11,4,5,2,11,50,13,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,10,0,No,,Yes,100,No,,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,2900000,3200000,400000,,240000,240000,6800000,0,-9,3000000,1000000,-8,-8,12,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,CHAGUANAS,Male,SALES MANAGER,8,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,100,In human capital,-44,Yes,No,Yes,No,No,No,No,Yes,Consensual manager,Significantly less problems,Slightly less problems,No difference,Slightly less problems,Significantly less problems,Slightly more problems,No difference,Major obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,24,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506059,1871,Core,ENG,Region B,Region B,"50,000 to 250,000",Retail,Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,11,5,"Privately held, limited liability company", ,20,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,10000,Don't know,No,Replicated prod/idea dvlpd by other firms outside prev occup,2006,4,0,Yes,2006,Comply with the law,26,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,Yes,-9,Don't know,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Major obstacle,SALE OF PRINTING MATERIALS - WHOLESALE,5152,75,-3,40,100,0,0,,,,,,,,,,,,,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Minor obstacle,,,0,0,100,No,,,,, ,,,,,,Moderate obstacle,No,,,No,,,Moderate obstacle,5,80,15,10,10,80,0,70,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2010,-8,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Tend to disagree,25,Yes,1,No,Yes,0,0,,Yes,-9,No,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,5,-9,,,,,0,,,4,6,,-9,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,A,-9,,,,,,-9,,,,,-8,-8,26,5,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506060,1876,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,12,30,Limited partnership, ,51,100,0,0,0,Yes,Yes,Self-employed,,,Yes,Replicated product/idea encountered in previous occupations,2002,2,0,Yes,2002,Customers or suppliers only deal with registered firms,14,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,AUTO PARTS,5239,100,FOUR MILLION EIGHT HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,10,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,Yes,No,Major obstacle,Yes,1,,No,,,Moderate obstacle,0,98,2,0,75,25,63,32,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,Yes,No,Yes,No,No,Tend to agree,5,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,24,24,,,,,2,,,4,5,,40,10,Yes,4,No,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,No,,Yes,40,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,A,1200000,,,1500000,48000,,4500000,,,,,-8,-8,28,6,2011,13,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506061,1895,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,it,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,5,2011,15,17,"Privately held, limited liability company", ,90,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,500,Yes,No,You developed a new product or idea,2002,1,1,Yes,2002,Comply with the law,25,Yes,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,No,Yes,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,IT AND OTHER SOLUTIONS TO FOSTER BETTER ECOSYSTEM,7290,100,"FIVE HUNDRED AND SIXTY TWO THOUSAND, TWO HUNDRED",20,75,25,0,,,,2004,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,15000,Yes,,2500,Moderate obstacle,60,0,40,10,90,0,75,0,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Don't know,No,Tend to agree,0,No,,,Yes,0,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,7,7,,,,,6,,,0,,,100,100,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-8,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,No obstacle,Access to finance,C,400000,,,,,,500000,,,,,-8,-8,5,5,2011,16,39,Are estimates computed with some precision,Several visits,3,30,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506062,1897,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,it,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),Yes,6,-8,Yes,-8,-8,-8,3,5,2011,10,55,"Privately held, limited liability company", ,50,100,0,0,0,Yes,No,,,,,,1995,6,1,Yes,1995,More access to government programs or services,35,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,PROJECT MANAGEMENT IT,7290,75,TWENTY-SIX MILLION TWO HUNDRED THOUSAND,1,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,90,10,0,No,,,,, ,,,,,,Moderate obstacle,Yes,10,,Yes,,200000,Moderate obstacle,30,30,40,5,5,90,10,20,20,50,0,Yes,4000000,4000000,,0,0,50,0,50,0,Yes,Yes,Yes,Private commercial banks,2009,5000000,Yes,Yes,No,No,No,No,5000000,Yes,,Yes,Moderate obstacle,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Strongly disagree,20,Yes,1,No,Yes,0,10,,Yes,5,No,No,,,No obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,100,150,,,,,55,,,50,-8,,95,20,Yes,10,Yes,Technical skills such as forgn lang/prblm solving/admin/oper,5,Yes,,,No,,Yes,24,Yes,12,,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Political instability,C,5000000,,,,,,13000000,,,,,-8,-8,3,5,2011,12,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506063,1956,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,12,30,"Privately held, limited liability company", ,60,100,0,0,0,No,No,,,,,,1980,3,1,Yes,1980,Customers or suppliers only deal with registered firms,21,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Major obstacle,uniforms,1810,75,ELEVEN MILLION TWO HUNDRED THOUSAND,100,100,0,0,,,,,0,0,10,90,Yes,10,5,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,80,40,50,50,0,No,,,,, ,,,,,,Moderate obstacle,Yes,2,,No,,,No obstacle,10,50,40,0,70,30,10,80,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,No obstacle,No,,Yes,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,70,62,56,14,18,38,,14,5,7,3,11,65,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,30,0,No,,No,,No,,,Technicians,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,4000000,5000000,560000,,330000,300000,10000000,0,2000000,2500000,4000000,-8,-8,4,7,2011,13,25,Are estimates computed with some precision,Several visits,2,10,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,DIEGO MARTIN,Male,MANAGING DIRECTOR,9,1,5,24,Yes,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,Between 1 and 2 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Expanding range of services/products provided,-44,30,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,Significantly less problems,No difference,Slightly less problems,No difference,No difference,Significantly less problems,Slightly more problems,Major obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,24,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506064,1958,Core,ENG,Region B,Region B,Capital city,Other Manufacturing,Wholesale,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,14,6,2011,14,49,Limited partnership, ,75,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,1980,1,1,Yes,1980,Customers or suppliers only deal with registered firms,37,No,No,30,8,No,,,Yes,0,,,,No,,No,,,,,,,Yes,21,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,"RETAIL & WHOLESALE OF PRINTERS, PRINTING SERVICES",5159,100,EIGHT HUNDRED & SEVENTY FIVE THOUSAND,5,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,80,0,20,Yes,-6,No,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,1,,Moderate obstacle,30,50,20,50,30,20,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,Yes,No,Yes,-9,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,15,10,,,,,7,,,2,6,,60,13,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Professional and managers,No,Very severe obstacle,Major obstacle,Labor regulations,A,370000,,,,,,700000,,,,,-8,-8,14,6,2011,16,0,Are estimates computed with some precision,Several visits,2,45,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant service,Yes,MARAVAL,Male,OWNER,8,1,6,6,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,Yes,Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reputation of insurer,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Attaining a pre-established level of profit,-44,Providing employment for family,-44,100,In physical assets,-44,Yes,Yes,No,Yes,Yes,No,No,No,Consensual manager,Slightly less problems,Slightly less problems,Slightly more problems,Slightly less problems,Slightly more problems,No difference,Slightly less problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Private independent fund,-44,Marketing & Operations Support,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506065,2035,Core,ENG,Region B,Region B,Capital city,Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,21,6,2011,17,15,Limited partnership, ,50,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,100,Yes,No,Modified product/idea encountered in previous occupations,2006,5,3,Yes,2006,Comply with the law,40,No,No,30,8,No,,,Yes,0,,,,No,,No,,,,,,,Yes,30,No,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"MECHANICAL, AUTO SERVICING OF ALL KIND, ENGINE REP",5030,100,ONE MILLION FIVE HUNDRED THOUSAND,25,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,0,100,0,0,100,0,0,90,10,0,0,Yes,0,70000,,0,0,90,10,0,0,Yes,Yes,Yes,Private commercial banks,2009,70000,Yes,No,Yes,No,No,Yes,70000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,0,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,21,17,,,,,2,,,1,1,,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Minor obstacle,Access to finance,A,590000,,,,,,850000,,,,,-8,-8,21,6,2011,18,3,Are estimates computed with some precision,Several visits,2,45,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506066,2048,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,26,7,2011,9,0,"Privately held, limited liability company", ,60,100,0,0,0,No,No,,,,,,1982,15,5,Yes,1982,Better access to financing,7,No,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Major obstacle,Moderate obstacle,metal building materials,2811,50,EIGHT MILLION,15,100,0,0,,,,,0,2,75,25,Yes,15,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,No,Don't know,Moderate obstacle,60,70,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,No,,,Major obstacle,10,50,40,0,0,100,10,20,20,20,30,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,54,52,44,10,14,30,,11,4,5,2,11,80,13,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,10,0,No,,Yes,100,No,,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,2900000,3200000,400000,,240000,240000,6800000,0,-9,3000000,1000000,-8,-8,26,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,EL SOCORRO,Male,SALES MANAGER,13,1,5,3,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Male,Female,Providing employment for family,-44,Still in business in 10 years time,-44,66,In human capital,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,No difference,Significantly more problems,No difference,No difference,No difference,Moderate obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,3,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506067,2053,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,11,7,2011,15,30,"Privately held, limited liability company", ,55,100,0,0,0,Yes,No,,,,,,1992,9,4,Yes,1992,Customers or suppliers only deal with registered firms,20,No,No,30,9,No,,,No,,,,,No,,No,,,No,,,100,Yes,14,No,Yes,No,No,,,,Yes,Purchased by the establishment but air time paid by staff,Very severe obstacle,Moderate obstacle,paper products,2109,100,EIGHT MILLION,45,90,0,10,12,0,0,2003,0,0,50,50,Yes,7,15,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,Yes,Yes,Yes,Yes,Very severe obstacle,80,40,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,50,0,50,50,0,50,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,2,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,50,48,35,15,10,25,,8,6,5,3,14,75,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,15,25,No,,Yes,110,No,,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Courts,B,2700000,3200000,400000,,240000,240000,6800000,-9,0,2000000,3000000,-8,-8,11,7,2011,16,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,SAN JUAN,Male,MANAGER,10,1,6,2,Yes,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,"Right investors can bring valuable skills, contracts and exp",-44,Financial institution,-44,No,the investor did not agree with the establishment business p,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Satisfied,Totally dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,60,In market or product development,-44,Yes,No,No,No,Yes,No,No,Yes,Decision maker manager,Slightly less problems,Significantly less problems,No difference,Slightly less problems,Slightly more problems,Significantly more problems,No difference,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506068,2054,Manufacturing,ENG,Region B,Region A,Capital city,Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,24,6,2011,15,0,Limited partnership, ,51,100,0,0,0,Yes,No,,,,,,2000,11,3,Yes,2000,Customers or suppliers only deal with registered firms,3,No,No,31,12,No,,,Yes,1,2,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,No,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,No obstacle,PRINTING DHL DATA FORM,2211,60,SIX MILLION FIVE HUNDRED THOUSAND,30,90,0,10,5,0,0,2004,-9,-9,85,15,No,,-9,,Minor obstacle,No obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,85,80,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,15,50,35,45,40,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,10,Yes,1,Yes,No,,0,,No,,,Yes,21,No,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,30,20,25,5,15,10,,5,2,4,1,15,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Business licensing and permits,B,1620000,1500000,65000,,170000,200000,-9,-9,-9,-9,-9,-8,-8,24,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Highest performant manufacturing,,PORT OF SPAIN,Male,MANAGER,10,1,5,26,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,51,Makes decisions in consultation with other partners,12,0,Predominantly men,Female,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for family,-44,15,In human capital,-44,No,Yes,No,No,No,No,No,Yes,Delegating manager,Slightly less problems,No difference,Slightly less problems,Significantly more problems,Slightly more problems,Slightly less problems,Significantly more problems,Major obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,26,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506069,2071,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Plastics & rubber,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,7,2011,14,0,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,1967,2,2,No,1988,Better access to financing,18,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,No obstacle,Minor obstacle,plastic cups,2520,18,FOUR MILLION,20,95,0,5,10,0,0,-9,0,0,25,75,Yes,7,40,,No obstacle,No obstacle,Yes,2,No,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,No,Yes,No obstacle,80,50,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,3,,No,,,Minor obstacle,0,75,25,0,75,25,10,80,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,350000,Yes,No,No,Yes,No,No,1000000,No,Did not think it would be approved,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,No,No,No,No,Tend to agree,10,Yes,1,Yes,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,25,24,20,5,6,14,,5,2,2,5,7,80,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,No obstacle,Access to finance,A,-9,-9,200000,,120000,120000,3400000,0,-9,1750000,1000000,-8,-8,6,7,2011,15,30,Are estimates computed with some precision,Several visits,2,30,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506070,2076,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,9,0,"Privately held, limited liability company", ,65,100,0,0,0,No,No,,,,,,1994,14,4,Yes,1994,Comply with the law,16,No,No,31,1,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Major obstacle,meat,1511,90,FIFTEEN MILLION AND FOUR UNDRED THOUSAND,60,100,0,0,,,,,0,0,50,50,Yes,15,60,,Moderate obstacle,Moderate obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,50,60,60,40,0,No,,,,, ,,,,,,Minor obstacle,Yes,,10000,No,,,Moderate obstacle,20,20,60,30,40,30,50,20,0,30,0,Yes,0,150000,50,10,0,80,0,10,0,Yes,Yes,Yes,Private commercial banks,2007,100000,Yes,Yes,No,Yes,No,No,300000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to agree,10,Yes,2,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,98,95,80,18,26,54,,20,7,9,3,14,60,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,26,0,No,,No,,No,,,Technicians,No,Minor obstacle,Moderate obstacle,Access to finance,B,5500000,6000000,770000,,460000,461999.9999999999,13000000,300000,0,450000,1000000,-8,-8,5,7,2011,10,30,Are estimates computed with some precision,Several visits,2,25,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,LAVENTILLE,Male,CFO,17,1,5,3,Yes,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,45,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Consensual manager,Significantly less problems,Significantly less problems,Slightly less problems,Significantly less problems,Slightly less problems,Slightly more problems,Slightly less problems,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506071,2081,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,11,30,Limited partnership, ,75,75,25,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,1965,1,1,Yes,1965,Comply with the law,46,No,Yes,31,12,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,SWIMWEAR,1810,100,TWO MILLION TWO HUNDRED AND SEVENTY-FIVE THOUSAND THREE HUNDRED AND SIXTY-EIGHT,1,100,0,0,,,,,-7,-7,100,0,,,180,,Minor obstacle,Minor obstacle,Yes,25,Yes,Yes,Yes,Yes,-9,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,Don't know,Don't know,Minor obstacle,75,70,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,-9,,No,,,Minor obstacle,0,100,0,0,100,0,25,60,15,0,0,No,,,,,,,,,,Yes,No,Yes,State-owned banks or government agency,-9,-8,Yes,Yes,No,Yes,No,Yes,-9,Yes,,Yes,Very severe obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,0,No,,,No,,1,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,23,20,15,8,9,6,,4,4,10,3,7,60,8,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,C,1000000,500000,15000,,10991,0,2000000,500000,1000000,1000000,2000000,-8,-8,5,7,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,Yes,LAVENTILLE,Female,GENERAL MANAGER,9,1,5,23,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not enough information,-44,No,No,Not needed,-44,No,No,Not enough information,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly men,No,No,25,Makes decisions in consultation with other partners,15,6,Predominantly men,Male,Male,Expanding customer base,-44,Always innovating (in products/services and/or in processes),-44,25,In physical assets,-44,No,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,Slightly less problems,No difference,Slightly less problems,Slightly more problems,Slightly more problems,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,23,Truthful,Somewhat truthful,One visit in face-to-face interview with different managers/,By Phone,-44, Trinidad and Tobago,506072,2085,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,27,7,2011,14,0,Limited partnership, ,51,49,51,0,0,No,No,,,,,,2004,6,2,Yes,2004,Better access to financing,23,No,No,31,7,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Moderate obstacle,steel products,2710,60,FOUR MILLION,15,100,0,0,,,,,0,0,25,75,Yes,9,50,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,50,120,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,200000,Moderate obstacle,0,70,30,10,0,90,30,55,0,15,0,Yes,0,250000,0,10,0,85,0,5,0,Yes,Yes,Yes,Private commercial banks,2005,400000,Yes,Yes,No,No,No,No,1000000,No,Did not think it would be approved,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,5,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,22,20,17,5,5,12,,4,2,2,3,13,72,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1200000,1600000,200000,,120000,120000,3400000,375000,0,650000,-9,-8,-8,27,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506073,2097,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Food,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),Yes,2,HQ with production and/or sales in this location,,,Yes,-8,9,5,2011,14,35,Limited partnership, ,60,60,40,0,0,Yes,No,,,,,,1924,2,1,Yes,1924,Comply with the law,50,Yes,Yes,31,12,No,,,Yes,0,,,,Yes,1,No,,,No,,,99,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,BISCUITS AND COOKIES,1541,85,TWO HUNDRED AND SIXTY FIVE MILLION,30,60,20,20,2,1,1,1970,0,5,40,60,Yes,1,60,,Moderate obstacle,Moderate obstacle,Yes,7,Yes,Yes,Yes,Yes,-9,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,Yes,No,,No,Yes,Yes,No,Moderate obstacle,60,144,80,20,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,Yes,1,,Major obstacle,20,50,30,10,60,30,10,80,0,10,0,Yes,0,250000,100,30,0,70,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,250000,Yes,No,Yes,No,No,Yes,250000,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,250,230,170,80,136,34,,60,40,40,6,7,70,6,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,100,100,No,,No,,Yes,160,,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,30000000,60000000,1000000,,-9,-8,184000000,25000000,25000000,58000000,-9,-8,-8,9,5,2011,16,1,Are estimates computed with some precision,Several visits,3,30,10.90606060606061,4.621212121212122,10.72121212121212,11,Highest performant manufacturing,,MT LAMBERT,Male,FO MANAGER,3,1,6,8,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Not provided,Not provided,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,50,Delegates decisions to other partners,15,10,Equally men and women,Female,Female,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,100,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,No,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,Yes,Yes,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,Private independent fund,-44,Marketing & Operations Support,-44,6,8,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506074,2099,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),Yes,2,HQ with production and/or sales in this location,,,Yes,-8,24,6,2011,8,0,"Privately held, limited liability company", ,51,51,0,0,49,Yes,No,,,,,,1972,10,3,No,1996,Comply with the law,15,No,Yes,31,12,No,,,No,,,,,Yes,1,No,,,No,,,80,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,MANUFACTURING OF MATCHES,3699,85,FIFTEEN MILLION ONE HUNDRED AND SIXTY-SEVEN THOUSAND EIGHT HUNDRED AND FORTY-TWO,1,60,20,20,-9,1,1,-9,2,1,100,0,,,60,,Moderate obstacle,Minor obstacle,Yes,20,Yes,Yes,No,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,Yes,No,,No,Yes,Don't know,Don't know,Moderate obstacle,80,84,75,25,0,No,,,,, ,,,,,,Minor obstacle,Yes,,91746,Yes,1,,Minor obstacle,0,10,90,0,40,60,0,0,50,40,10,Yes,0,94800,0,10,0,40,50,0,0,Yes,Yes,Yes,Private commercial banks,-9,500000,Yes,No,Yes,Yes,No,Yes,2000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,5,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,200,180,150,50,100,50,,27,18,30,6,10,60,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,Yes,10,20,No,,No,,Yes,-9,,Professional and managers,No,Moderate obstacle,Moderate obstacle,Inadequately educated workforce,A,8167842,4904872,200000,,300000,2463247,12737450,21858713,8958944,24000000,12000000,-8,-8,24,6,2011,9,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,Yes,MT. HOPE,Female,MARKETING MANAGER,9,1,5,22,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,No,Not enough information,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Female,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,-8,Refused to answer,-44,Yes,No,No,No,Yes,No,No,No,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Very severe obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,NGO,-44,Technological and Innovation Support,-44,5,22,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with different managers/,By Phone,-44, Trinidad and Tobago,506075,2100,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,5,2011,8,0,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1985,15,2,Yes,1985,Don’t know,30,No,No,31,12,Yes,14,No,Yes,1,4,0,,Yes,1,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,JRC PANELS AND GRANITE,2695,65,THIRTY-TWO MILLION,2,90,0,10,14,0,2,1995,0,2,95,5,Yes,7,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,90,54,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,210000,No,,,No obstacle,10,10,80,5,5,90,10,0,0,90,0,Yes,0,600000,80,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Yes,Yes,No,No,No,No,Strongly disagree,50,Yes,1,No,No,,5,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,15,10,10,5,8,2,,0,5,50,1,-8,100,13,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,-8,100,No,,No,,Yes,50,,Both categories require the same amount of training,No,Major obstacle,Minor obstacle,Labor regulations,B,800000,1280000,3200000,,6400000,0,25000000,4300000,17000000,5150000,22750000,-8,-8,11,5,2011,9,25,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506076,2115,Core,ENG,Region B,Region B,"Less than 50,000 population",Retail,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,28,6,2011,12,30,Limited partnership, ,50,100,0,0,0,Yes,Yes,Self-employed,,,No,You developed a new product or idea,1980,1,1,Yes,1980,Comply with the law,30,Yes,No,31,12,Yes,2,No,Yes,0,,,,No,,No,,,,,,,Yes,1,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,STATIONNERY,5190,100,FOUR MILLION,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,,200000,Very severe obstacle,0,25,75,25,35,40,60,0,0,40,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Other,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,0,Yes,1,No,No,,-9,,No,,,Yes,3,No,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,26,5,,,,,1,,,0,,,50,50,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Moderate obstacle,Minor obstacle,Access to finance,C,1200000,,,,,,-9,,,,,-8,-8,28,6,2011,13,20,Are estimates computed with some precision,Several visits,3,20,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506077,2141,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,8,2011,14,15,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,1991,39,5,Yes,1991,Comply with the law,13,Yes,No,31,12,No,,,Yes,3,5,5,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,wholesale of goods,5139,90,TWENTY-ONE MILLION,25,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,0,100,0,0,100,0,60,30,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,2,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,55,50,,,,,20,,,0,,,50,25,Yes,4,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,C,4500000,,,,,,17000000,,,,,-8,-8,10,8,2011,15,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506078,2158,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,2,6,2011,13,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1978,3,3,Yes,1978,Comply with the law,33,No,Yes,31,12,Yes,30,No,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,"ROTI, CURRY, EAST INDIAN DELICACIES",5520,100,THREE MILLION,50,100,0,0,,,,,,,,,,,,,Minor obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,0,0,100,0,100,0,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,10000,Yes,No,No,No,No,Yes,8000,No,Other,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Don't know,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,23,19,,,,,15,,,5,3,,60,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,50,,Technicians,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,B,1500000,,,,,,2000000,,,,,-8,-8,2,6,2011,13,57,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,Lowest performant service,,SAN JUAN,Male,DAY MANAGER,4,1,5,24,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Attaining a pre-established level of profit,-44,Other,Customer satisfaction,60,In human capital,-44,No,No,No,No,Yes,Yes,No,No,Consensual manager,No difference,No difference,Slightly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Slightly more problems,Very severe obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,24,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506079,2170,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,2,8,2011,14,30,"Privately held, limited liability company", ,65,100,0,0,0,No,No,,,,,,1997,25,4,Yes,1997,Comply with the law,8,No,No,31,12,No,,,Yes,0,,,,Yes,0,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Moderate obstacle,Moderate obstacle,building completion,4540,90,Don't know,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Major obstacle,80,20,0,20,60,20,20,60,0,20,0,Yes,0,500000,,50,0,25,0,25,0,Yes,No,Yes,Private commercial banks,2008,750000,Yes,No,Yes,No,No,No,1000000,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,1,No,,,No,,1,,No,,,No,,,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,70,65,,,,,5,,,0,,,30,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,"Crime, theft and disorder",A,-9,,,,,,-9,,,,,-8,-8,2,8,2011,16,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,Highest performant service,,BARATARIA,Male,MANAGING DIRECTOR,4,1,5,27,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,Request of an increase of the current limit,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Expanding customer base,-44,Still in business in 10 years time,-44,40,In market or product development,-44,Yes,No,No,No,Yes,No,Yes,No,Consensual manager,Slightly less problems,Significantly more problems,Significantly more problems,No difference,Significantly more problems,Slightly more problems,Slightly more problems,Major obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,5,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506080,2190,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,5,2011,13,30,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,Replicated prod/idea dvlpd by other firms outside prev occup,1999,4,0,Yes,1999,Comply with the law,12,Yes,No,31,12,No,,,Yes,1,3,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Minor obstacle,CLEANING AND MAINTENANCE,5040,100,-3,28,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,Yes,2,,Moderate obstacle,65,0,35,0,70,30,40,20,0,30,10,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,14,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,17,12,,,,,10,,,10,3,,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Moderate obstacle,Access to finance,A,-9,,,,,,-9,,,,,-8,-8,24,5,2011,16,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506081,2198,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,6,2011,11,15,Limited partnership, ,50,50,50,0,0,Yes,Yes,Employed in establishment owned outside fam: managerial pos.,135,Yes,Yes,Modified product/idea encountered in previous occupations,1996,8,1,Yes,1996,Customers or suppliers only deal with registered firms,25,No,No,30,6,No,,,Yes,1,3,0,,No,,Yes,14,No,,,,,No,,,Yes,Yes,Yes,Yes,-8,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,DUCALES CRACKERS,5122,12,EIGHTEEN MILLION TWO HUNDRED AND NINETY-FOUR THOUSAND,70,95,5,0,,,,1997,,,,,,,,,Moderate obstacle,Very severe obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,135000,Yes,,12000,Moderate obstacle,60,0,40,0,70,30,0,20,40,40,0,Yes,0,650000,,20,0,0,80,0,0,Yes,Yes,Yes,State-owned banks or government agency,2010,650000,No,,,,,,,Yes,,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,10,No,,,No,,0,,Yes,14,No,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,40,32,,,,,12,,,0,,,90,3,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,Yes,,,No,,Yes,96,Yes,480,,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,Customs and trade regulations,A,2671000,,,,,,14723500,,,,,-8,-8,22,6,2011,12,10,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,Highest performant service,Yes,SAN JUAN,Male,MANAGING DIRECTOR,17,1,6,4,Yes,Satisfied,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Not applicable,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,A new application will be filled,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,Fidelity insurance,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,Yes,Other,Fidelity insurance,30000,80,Predominantly men,No,Yes,25,Makes major strategic and financial decisions,17,15,Predominantly men,Female,Female,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,60,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,Slightly more problems,No difference,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,Yes,No,Yes,Brian Tracy: Sales Success Made Simple,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,Moderate impact,No,No impact,Yes,Moderate impact,No,No impact,No,No impact,Yes,Moderate impact,Yes,Moderate impact,Yes,Moderate impact,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,6,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44,Fidelity insurance is that which covers loss attributable to an employee Trinidad and Tobago,506082,2203,Retail,ENG,Region B,Region B,"50,000 to 250,000",Services,Retail,"No, screener and sample frame do not match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,9,5,2011,13,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1995,-9,3,Yes,1995,Comply with the law,15,Yes,No,31,12,No,,,Yes,4,1,2,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,No,,Minor obstacle,No obstacle,TOYS,5239,40,Don't know,30,100,0,0,,,,,,,,,,,,-9,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,Yes,Yes,No obstacle,Yes,-9,,Yes,-9,,Minor obstacle,80,20,0,0,40,60,20,80,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,Yes,No,Yes,Yes,No,-9,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,No,,Yes,Don't know,,-8,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,-8,No,No,Tend to agree,-9,Yes,-9,No,No,,0,,Yes,14,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,8,8,,,,,4,,,15,4,,8,1,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,Yes,-9,Yes,-9,,Both categories require the same amount of training,No,No obstacle,No obstacle,Customs and trade regulations,C,-8,,,-8,-8,,-8,,,,,-8,-8,9,5,2011,16,10,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506083,2272,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,16,5,Limited partnership, ,6,0,100,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Replicated product/idea encountered in previous occupations,1963,2,1,Yes,1963,Comply with the law,50,No,Yes,31,12,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,"BATA, TROJAN AND BUBBLEGUMMERS SHOES",1920,100,FIVE MILLION,25,80,20,0,,,,1985,0,0,100,0,,,120,,Minor obstacle,No obstacle,Yes,20,No,Yes,Yes,No,,Yes,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Don't know,Don't know,Don't know,Major obstacle,80,80,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,80,20,0,80,20,20,50,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,-9,-9,Yes,No,No,No,No,Yes,-9,Yes,,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to agree,1,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,22,20,17,5,15,2,,7,2,10,3,7,50,14,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,Minor obstacle,Moderate obstacle,Practices of competitors in the informal sector,B,1500000,2000000,50000,,20000,0,4000000,1500000,1000000,2000000,1500000,-8,-8,4,7,2011,17,23,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506084,2293,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,22,6,2011,12,0,Limited partnership, ,66,100,0,0,0,Yes,No,,,,,,1991,7,3,Yes,1991,Better access to financing,6,No,No,30,11,No,,,Yes,2,1,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,CONSTRUCTION PRODUCTS,2694,55,SEVEN MILLION,20,100,0,0,,,,,-8,-8,100,0,,,50,,Moderate obstacle,No obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,80,50,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Major obstacle,0,90,10,5,80,15,88,0,0,12,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,-8,Yes,Yes,No,No,Yes,No,-8,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,15,Yes,1,No,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,23,20,21,2,12,9,,4,0,9,4,12,75,15,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Major obstacle,Major obstacle,Inadequately educated workforce,B,1150000,2000000,70000,,80000,-9,6500000,0,2000000,-9,7000000,-8,-8,22,6,2011,13,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506085,2308,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,4,7,2011,14,30,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1987,6,3,Yes,1987,Better access to financing,13,No,No,30,9,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Major obstacle,Moderate obstacle,soap,2424,60,Don't know,100,100,0,0,,,,,0,2,20,80,Yes,9,10,,Minor obstacle,No obstacle,Yes,12,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,Yes,No,No,,Yes,Yes,Yes,Yes,Minor obstacle,60,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,100000,Major obstacle,20,25,55,20,60,20,10,20,0,20,50,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,Yes,Major obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,Yes,No,No,No,Strongly agree,1,Yes,1,No,Yes,0,0,,No,,,No,,,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,20,15,16,4,5,11,,4,1,2,6,11,85,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,Moderate obstacle,Access to finance,B,1000000,1200000,140000,,85000,0,3000000,-9,-9,600000,4000000,-8,-8,4,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506086,2312,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,5,2011,14,12,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1988,2,2,Yes,1988,Comply with the law,24,No,Yes,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,Yes,No,No,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,AUTOMOBILE PARTS AND SUPPLIES,5239,90,THREE MILLION,15,100,0,0,,,,,,,,,,,,90,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,15000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,Yes,,20000,Moderate obstacle,25,25,50,30,50,20,25,50,0,15,10,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,60000,Yes,No,No,No,No,Yes,55000,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,12,9,,,,,4,,,2,6,,80,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,C,250000,,,3000000,100000,,1500000,,,,,-8,-8,30,5,2011,15,54,Are estimates computed with some precision,Several visits,2,15,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506087,2334,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),Yes,15,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,30,5,2011,11,15,"Privately held, limited liability company", ,50,75,25,0,0,No,No,,,,,,-9,-9,0,Yes,-9,Don’t know,10,Yes,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,Minor obstacle,Moderate obstacle,SHOES,5232,100,TWO MILLION AND EIGHT HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,150,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Don't know,,,100,0,0,No,,,1500,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,1,,No,,,Minor obstacle,25,0,75,0,100,0,25,65,0,5,5,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,Don't know,Don't know,Don't know,Don't know,Yes,-9,No,Don't know,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,8,8,,,,,5,,,0,,,100,12,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Corruption,B,200000,,,2000000,-9,,2500000,,,,,-8,-8,30,5,2011,12,1,Are estimates computed with some precision,Several visits,2,25,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506088,2340,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,7,6,2011,12,45,"Privately held, limited liability company", ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,14,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2002,105,4,Yes,2002,Comply with the law,9,Yes,No,30,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased and air use paid by the establishment,Minor obstacle,Very severe obstacle,ENVIRONMENTAL CLEANING FOR BUILDING SITES,4510,75,TWO MILLION EIGHT HUNDRED AND NINETY THOUSAND,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,80,20,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,150000,Yes,,20000,Moderate obstacle,15,50,35,0,100,0,90,0,0,10,0,Yes,0,20000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,30,Yes,1,No,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,105,70,,,,,45,,,15,1,,15,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,No,,Yes,-9,,Technicians,No,Minor obstacle,Moderate obstacle,Political instability,C,2100000,,,,,,2500000,,,,,-8,-8,7,6,2011,13,5,Are taken directly from establishment records,Several visits,2,30,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506089,2384,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,10,15,"Privately held, limited liability company", ,66,100,0,0,0,Yes,No,,,,,,2001,7,0,Yes,2001,More access to government programs or services,7,No,No,31,3,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,No obstacle,No obstacle,ACCOMODATION FOR AIRLINE CLIENTELE,5510,60,THREE MILLION,2,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,100000,No,,,No obstacle,0,100,0,0,100,0,85,15,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2005,1000000,Yes,Yes,No,No,No,No,1000000,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,5,No,No,,0,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,17,12,,,,,10,,,0,,,95,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,Other,Technicians,No,No obstacle,No obstacle,Political instability,A,738000,,,,,,3200000,,,,,-8,-8,24,6,2011,10,45,Are taken directly from establishment records,Several visits,3,0,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506090,2394,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Medium (between 20 and 99),Large (greather than 100),"No, a firm on its own",,,,,,,17,5,2011,12,28,"Privately held, limited liability company", ,-9,100,0,0,0,Yes,No,,,,,,1987,25,5,Yes,1987,Comply with the law,50,No,No,30,9,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,TRANSPORTATION,6021,100,-3,0,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-9,No,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,0,0,100,0,0,100,70,5,0,25,0,Yes,-9,-9,,95,5,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2007,-9,Yes,Yes,Yes,No,No,No,-9,Yes,,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,Don't know,,,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,300,289,,,,,60,,,50,6,,100,5,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,20,Yes,,,No,,Yes,-9,Yes,-9,,Technicians,No,No obstacle,No obstacle,Don’t know,A,-9,,,,,,-9,,,,,-8,-8,17,5,2011,14,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506091,2410,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,6,2011,15,10,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,200,Yes,No,Replicated prod/idea dvlpd by other firms outside prev occup,1989,2,1,Yes,1989,Comply with the law,20,Yes,Yes,31,12,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Minor obstacle,MEAT PRODUCTS - EUROPEAN SAUSAGE,5122,100,THREE MILLION,25,100,0,0,,,,,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,75000,No,,,Minor obstacle,25,25,50,0,50,50,10,75,0,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,40000,Yes,No,No,No,No,Yes,30000,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-8,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,22,17,,,,,12,,,0,,,80,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Professional and managers,No,Minor obstacle,Minor obstacle,Electricity,B,1200000,,,,,,1500000,,,,,-8,-8,1,6,2011,16,25,Are estimates computed with some precision,Several visits,3,0,33.63,15.96,29.64,17,Lowest performant service,Yes,TRINCITY,Female,OWNER,17,1,6,1,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Not applicable,Not applicable,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,Request of an increase of the current limit,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,Not needed,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,All women,Yes,Yes,69,Makes major strategic and financial decisions,16,6,Predominantly women,Female,Female,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,40,In physical assets,-44,Yes,Yes,No,No,Yes,Yes,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,1,Somewhat truthful,Somewhat truthful,Several interviews,Face-to-face visit,-44, Trinidad and Tobago,506092,2413,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,1,6,2011,12,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,You developed a new product or idea,1982,5,3,Yes,1982,Comply with the law,30,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Minor obstacle,Moderate obstacle,ALL PURPOSE GARMENTS,5131,100,TWO MILLION,10,100,0,0,,,,,,,,,,,,,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Don't know,No obstacle,,,75,25,0,No,,,,, ,,,,,,Minor obstacle,Yes,,50000,No,,,Minor obstacle,25,0,75,75,0,25,15,60,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2006,300000,Yes,Yes,Yes,Yes,Yes,Yes,300000,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,25,13,,,,,12,,,3,2,,75,20,Yes,1,No,Don’t know,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Access to finance,C,750000,,,,,,1000000,,,,,-8,-8,1,6,2011,13,40,Are estimates computed with some precision,Several visits,3,15,33.63,15.96,29.64,17,Lowest performant service,,TRINCITY,Male,MANAGER,5,1,4,30,Yes,Totally dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Always innovating (in products/services and/or in processes),-44,55,In physical assets,-44,Yes,No,Yes,No,Yes,No,No,Yes,Delegating manager,Significantly less problems,Slightly more problems,No difference,Slightly less problems,Slightly more problems,No difference,Significantly more problems,Very severe obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,30,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506093,2466,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Basic metals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,7,2011,14,0,Limited partnership, ,51,49,51,0,0,No,No,,,,,,2004,6,2,Yes,2004,Better access to financing,23,No,No,31,7,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Moderate obstacle,steel products,2710,60,Don't know,15,100,0,0,,,,,0,0,25,75,Yes,9,50,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,No,Yes,No,Moderate obstacle,50,120,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,,200000,Moderate obstacle,0,70,30,10,0,90,30,55,0,15,0,Yes,0,250000,0,10,0,85,0,5,0,Yes,Yes,Yes,Private commercial banks,2005,400000,Yes,Yes,Yes,No,No,No,1000000,No,Did not think it would be approved,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,5,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,22,20,17,5,5,12,,4,2,2,3,13,90,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,5,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1200000,1600000,200000,,120000,120000,3400000,375000,0,650000,-9,-8,-8,12,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506094,2473,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,5,7,2011,14,20,"Privately held, limited liability company", ,52,100,0,0,0,No,No,,,,,,1996,7,5,Yes,1996,Customers or suppliers only deal with registered firms,24,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Moderate obstacle,paint,2422,90,TEN MILLION,50,100,0,0,,,,,0,0,0,100,Yes,13,45,,No obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,No obstacle,75,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,7200,Yes,5,,Very severe obstacle,0,100,0,0,100,0,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2004,225000,Yes,Yes,No,Yes,No,No,500000,No,Did not think it would be approved,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,No,No,,No,No,,No,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,11,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,65,56,52,13,17,35,,13,5,6,7,9,85,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm does not have enough info. about training programs,Professional and managers,No,Major obstacle,Minor obstacle,Access to finance,C,3510000,4000000,500000,,300000,300000,8500000,0,-9,2500000,-9,-8,-8,5,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,10.90606060606061,4.621212121212122,10.72121212121212,11,Lowest performant manufacturing,,POINT-A-PIERRE,Male,PROJECT COORDINATOR,4,1,4,18,Yes,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Female,Female,Providing employment for family,-44,Still in business in 10 years time,-44,100,In human capital,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,Significantly less problems,Significantly less problems,Significantly more problems,No difference,No difference,Significantly less problems,Significantly less problems,Moderate obstacle,Yes,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,-44,-44,-44,-44,-44,-44,4,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506095,2489,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,17,6,2011,15,19,"Privately held, limited liability company", ,30,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,20,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,1983,15,2,Yes,1976,Comply with the law,27,No,No,31,1,Yes,-6,No,Yes,1,4,,20000,Yes,1,Yes,-6,No,,,,,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,SALE OF GARDEN PLANTS,5239,50,TWELVE MILLION,70,100,0,0,,,,,,,,,,,,-8,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,No obstacle,,,100,0,0,Yes,-6,No,40000,Square Feet, ,100,0,0,No,,No obstacle,Yes,,50000,Yes,,-9,Moderate obstacle,50,20,30,0,80,20,0,60,0,20,20,Yes,0,900000,,0,60,0,0,0,40,Yes,Yes,Yes,State-owned banks or government agency,2009,2000000,Yes,Yes,No,No,No,No,3000000,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,15,Yes,1,No,Yes,0,0,,Yes,14,No,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,60,60,,,,,40,,,6,3,,15,2,Yes,10,No,Social skills such as comm. skills/customer handling/teamwrk,6,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,C,4000000,,,3000000,150000,,10000000,,,,,-8,-8,17,6,2011,16,25,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506096,2491,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),Yes,3,HQ with production and/or sales in this location,,,Does not apply,-7,5,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Unemployed,,,No,You developed a new product or idea,1970,1,1,Yes,1970,Customers or suppliers only deal with registered firms,41,No,Yes,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,ALL GENERAL HARDWARE ITEMS,5234,100,SEVEN MILLION,1,100,0,0,,,,,,,,,,,,150,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Minor obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,No,,Minor obstacle,No,,,No,,,Minor obstacle,0,40,60,0,80,20,40,30,15,15,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,150000,Yes,Yes,Yes,Yes,Yes,Yes,100000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,10,Yes,1,No,Yes,-9,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,30,20,,,,,15,,,10,1,,60,17,No,,,Don’t know,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,B,2000000,,,3000000,5000,,5000000,,,,,-8,-8,5,7,2011,10,58,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506097,2493,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,12,5,2011,9,30,Limited partnership, ,50,100,0,0,0,Yes,Yes,Unemployed,,,Yes,Don’t know,1982,5,2,No,1989,Comply with the law,31,No,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,CABLE ELECTRIC',5239,55,FIVE MILLION FIVE HUNDRED THOUSAND,30,90,10,0,,,,-9,,,,,,,,1,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,Yes,Yes,No obstacle,Yes,,90000,No,,,Minor obstacle,0,25,75,0,5,95,75,0,0,25,0,Yes,-9,-9,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,-8,-8,Yes,-8,-8,-8,-8,Tend to disagree,15,Yes,12,No,Yes,0,0,,Yes,3,No,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,25,25,,,,,2,,,100,2,,90,5,Yes,3,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,36,Yes,2080,,Technicians,No,Major obstacle,Minor obstacle,Does not apply,C,750000,,,2500000,20000,,4000000,,,,,-8,-8,12,5,2011,11,3,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,11.85714285714286,5.928571428571429,11.85714285714286,14,Lowest performant service,Yes,CHAGUANAS,Male,CO-OWNER,3,1,5,29,Yes,Dissatisfied,Totally satisfied,Totally dissatisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Totally satisfied,,,,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,A new application will be filled,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,49,Makes decisions in consultation with other partners,20,0,Equally men and women,Female,Female,Expanding customer base,-44,Attaining a pre-established level of profit,-44,80,In physical assets,-44,Yes,No,Yes,Yes,No,Yes,No,Yes,Decision maker manager,Significantly less problems,No difference,Significantly more problems,No difference,Significantly less problems,Slightly less problems,Slightly more problems,Major obstacle,Yes,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Human Ressources Support,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506098,2531,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,2,8,2011,11,0,"Privately held, limited liability company", ,55,100,0,0,0,No,No,,,,,,1979,14,2,Yes,1979,Don’t know,15,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,wholesale of goods,5139,70,NINE MILLION SIX HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,24000,No,,,Moderate obstacle,0,50,50,0,0,100,65,20,0,15,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,5,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,25,23,,,,,12,,,4,6,,40,20,Yes,4,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,Yes,,,No,,Yes,25,No,,,Technicians,No,Minor obstacle,No obstacle,"Crime, theft and disorder",C,1900000,,,,,,8600000,,,,,-8,-8,2,8,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506099,2607,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Medium (between 20 and 99),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,5,2011,10,32,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1990,4,0,Yes,1990,Other reasons not included above,27,No,Yes,31,12,Yes,-9,Don't know,Yes,0,,,,No,,No,,,,,,,Yes,7,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Very severe obstacle,Very severe obstacle,PETROLEUM PRODUCTS,5050,60,SIX MILLION,0,6,4,90,-9,-7,-7,-9,,,,,,,,,Does not apply,Does not apply,,,,,,,,,,,,,,,,,,Don't know,No,No,No obstacle,,,0,100,0,No,,,,, ,,,,,,Does not apply,Yes,1,,Don't know,,,Moderate obstacle,0,100,0,0,5,95,90,0,0,0,10,Yes,-8,100000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Don't know,20,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,19,12,,,,,2,,,6,3,,100,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,No,,No,,Yes,100,,Technicians,No,Minor obstacle,Minor obstacle,Electricity,B,1800000,,,,,,4000000,,,,,-8,-8,17,5,2011,13,21,Are estimates computed with some precision,One visit in face-to-face interview with different managers,3,0,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506100,2611,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Medium (between 20 and 99),Medium (between 20 and 99),"No, a firm on its own",,,,,,,15,8,2011,11,15,"Privately held, limited liability company", ,45,100,0,0,0,No,No,,,,,,2000,16,3,Yes,2000,Comply with the law,13,No,No,31,12,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,Yes,Yes,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Very severe obstacle,construction,4520,75,EIGHT MILLION TWO HUNDRED THOUSAND,75,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,30000,No,,,Moderate obstacle,0,100,0,0,0,100,70,20,0,10,0,Yes,0,600000,,50,0,30,0,20,0,Yes,Yes,Yes,Private commercial banks,2010,1000000,Yes,No,No,Yes,No,No,1000000,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Tend to disagree,5,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,23,20,,,,,15,,,1,7,,70,20,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",C,1800000,,,,,,-9,,,,,-8,-8,15,8,2011,12,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,33.63,15.96,29.64,17,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506101,2703,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,10,5,2011,10,45,"Privately held, limited liability company", ,48,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,210,Yes,No,Modified product/idea encountered in previous occupations,1982,2,1,No,1983,More access to government programs or services,30,No,No,31,8,Yes,90,No,Yes,0,,,,No,,No,,,Yes,2,24,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Moderate obstacle,CHEMICAL PRODUCTS,2411,28,EIGHT MILLION,8,67,1,32,1,0,0,1992,0,0,20,80,Yes,10,90,,Moderate obstacle,Minor obstacle,Yes,10,No,No,,Yes,100000,No,No,International - main product sold mostly to nations outside,,No,No,No,No,,Yes,Yes,No,No,No obstacle,78,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,40000,No,,,Moderate obstacle,5,2,93,1,5,94,85,0,0,15,0,Yes,0,400000,85,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to agree,10,Yes,1,No,No,,0,,No,,,No,,,No obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,26,22,6,20,4,2,,3,8,0,,12,50,2,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,0,100,Yes,80,Yes,80,Yes,120,,Both categories require the same amount of training,No,Minor obstacle,No obstacle,"Crime, theft and disorder",A,1486000,3332000,29000,,30000,235000,5400000,1302000,0,1605000,-9,-8,-8,10,5,2011,13,15,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,Highest performant manufacturing,Yes,SOUTH OROPUCHE,Male,MANAGER,2,1,5,1,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,not popular in trinidad,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Also the shareholders,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Brokers chose,Yes,Insurance for vehicles (fleets and trucks),-44,20000,80,Predominantly women,Yes,Yes,48,Makes decisions in consultation with other partners,15,0,Predominantly men,Male,Female,Expanding customer base,-44,Other,profitability,100,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Minor obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,and technical support,5,1,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506102,2839,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,28,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,19,7,2011,10,15,"Privately held, limited liability company", ,60,0,100,0,0,Yes,No,,,,,,2004,50,0,Yes,2004,Better access to financing,10,No,No,30,6,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,food,5520,90,THREE MILLION FIVE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,No obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,No obstacle,0,100,0,0,40,60,70,20,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,Interest rates are not favorable,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,5,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,19,16,,,,,5,,,1,3,,100,50,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,Inadequately educated workforce,C,1325000,,,,,,3000000,,,,,-8,-8,19,7,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506103,2865,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,2,5,2011,10,20,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified prod/idea dvlpd by other firms outside prev occup,2004,3,2,Yes,2004,Customers or suppliers only deal with registered firms,7,No,Still In Process,30,9,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,SAFETY APPAREL,1810,100,THREE MILLION,2,100,0,0,,,,,-7,-7,90,10,Yes,10,30,,Moderate obstacle,Major obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,70,100,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,2,,Yes,,10000,Major obstacle,5,5,90,10,50,40,10,20,10,50,10,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,25000,Yes,No,No,Yes,Yes,No,25000,No,Interest rates are not favorable,Yes,Major obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,10,Yes,2,Yes,Yes,5,1,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,6,4,2,4,1,1,,0,3,4,6,7,67,17,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Corruption,A,800000,1200000,15000,,20000,300000,2500000,100000,-9,300000,1000000,-8,-8,2,5,2011,14,5,Are estimates computed with some precision,Several visits,5,-8,22.9625,9.185,22.1275,10,Highest performant manufacturing,,PRINCES TOWN,Male,COMMUNICATION RESPONSIBLE,12,1,5,15,Yes,Satisfied,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,the application was not correctly completed,-44,Yes,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,No change,A new application will be filled,No change,Request of an increase of the current limit,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,The premium is expensive,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,8,2,Predominantly men,Female,Female,Always innovating (in products/services and/or in processes),-44,Expanding customer base,-44,66,In physical assets,-44,Yes,No,No,No,Yes,No,Yes,Yes,Delegating manager,Slightly less problems,Significantly more problems,Slightly less problems,Significantly more problems,Slightly less problems,Slightly more problems,Slightly less problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,15,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506104,2870,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Plastics & rubber,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,11,5,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,1996,12,4,No,1997,More access to government programs or services,20,No,No,31,3,No,,,Yes,5,-8,0,,No,,Yes,30,No,Yes,-8,-9,50,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,PLASTIC SANITARY WARE,2520,100,ONE MILLION,0,100,0,0,,,,,0,0,60,40,Yes,21,60,,No obstacle,No obstacle,Yes,10,Yes,Yes,Yes,Yes,100000,Yes,No,National - main product sold mostly across the country,None,No,No,No,No,,No,No,No,Don't know,Major obstacle,90,50,100,0,0,No,,,,, ,,,,,,Major obstacle,No,,,No,,,No obstacle,0,25,75,0,40,60,50,25,0,25,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,-8,-8,-8,Yes,-8,-8,-8,Tend to agree,0,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,12,8,8,4,-8,8,,6,1,3,3,12,25,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,25,0,No,,No,,Yes,24,,Both categories require the same amount of training,No,No obstacle,No obstacle,Access to land,A,300000,500000,60000,,60000,0,550000,1500000,2500000,3000000,4000000,-8,-8,27,6,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506105,2878,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2004,1,1,Yes,2004,Customers or suppliers only deal with registered firms,13,No,No,30,9,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,chairs,3610,75,ONE MILLION SIX HUNDRED EIGHTY THOUSAND,60,100,0,0,,,,,0,1,75,25,Yes,7,60,,Moderate obstacle,Very severe obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,60,70,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,Major obstacle,25,50,25,0,100,0,25,65,0,10,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,2008,40000,Yes,No,Yes,No,No,No,100000,No,Did not think it would be approved,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,Yes,,,,,,,,Strongly disagree,5,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,8,5,6,2,2,4,,1,0,0,,9,65,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,No obstacle,"Crime, theft and disorder",B,600000,670000,80000,,50000,-9,1500000,0,0,-9,2000000,-8,-8,12,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506106,2945,Core,ENG,Region B,Region A,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,11,15,"Privately held, limited liability company", ,100,100,0,0,0,No,No,,,,,,1948,1,0,No,1987,Comply with the law,10,No,No,30,4,No,,,Yes,2,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Very severe obstacle,PRIVATE TAXI SERVICE,6022,60,ONE MILLION THREE HUNDRED AND SEVENTY THOUSAND,30,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Moderate obstacle,,,0,100,0,Yes,600,No,,, ,,,,,,Minor obstacle,Yes,0,,Yes,0,,Moderate obstacle,0,100,0,75,25,0,90,0,0,10,0,Yes,0,15000000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to agree,5,Yes,1,No,Yes,0,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,10,8,,,,,3,,,4,6,,40,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,Yes,,,Yes,-9,No,,Don't know,,,Technicians,No,Minor obstacle,No obstacle,Business licensing and permits,A,850000,,,,,,1100000,,,,,-8,-8,20,5,2011,13,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,Lowest performant service,,STE MADELINE,Male,MANAGER,4,1,5,29,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,,,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Reputation,Yes,Insurance for vehicles (fleets and trucks),-44,140000,80,All men,-44,-44,-44,-44,-44,-44,Predominantly men,Male,Female,Always innovating (in products/services and/or in processes),-44,Attaining a pre-established level of profit,-44,10,In human capital,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Decision maker manager,No difference,No difference,Slightly more problems,Slightly more problems,Slightly more problems,No difference,Slightly more problems,Major obstacle,No,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,NGO,-44,Marketing & Operations Support,-44,5,29,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506107,3068,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,6,2011,14,15,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,Yes,You developed a new product or idea,1990,15,1,Yes,1990,Better access to financing,20,No,No,31,12,No,,,Yes,1,2,1,,No,,Yes,180,No,No,,,0,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,No obstacle,LUMBER,2010,100,ONE MILLION,10,100,0,0,,,,,0,0,100,0,,,2,,Minor obstacle,No obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,No,No obstacle,77,40,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,90,10,0,0,0,100,90,10,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,No,,No,No,,Don't know,No,,Don't know,No,,Yes,,,,,,,,Tend to agree,0,Yes,2,No,Yes,0,0,,No,,,Yes,30,No,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,10,10,8,2,4,4,,0,0,0,,5,0,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,-8,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,250000,250000,45000,,40000,0,900000,275000,150000,500000,300000,-8,-8,27,6,2011,15,10,Are estimates computed with some precision,Several visits,3,10,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506108,3105,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1998,6,1,Yes,1998,Comply with the law,25,No,No,1,7,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Don’t know,No obstacle,Very severe obstacle,CEMENT,5234,60,-3,50,100,0,0,,,,,,,,,,,,2,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,Does not apply,,,100,0,0,No,,,-8,-8,-3,0,0,100,No,,No obstacle,No,,,No,,,Minor obstacle,0,0,100,100,0,0,0,65,0,35,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,-8,No,,,,,,,Yes,,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Don't know,No,,Don't know,No,,No,No,,No,No,,No,-8,-8,-8,-8,-8,-8,-8,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,,,,,1,,,2,5,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Major obstacle,Tax rates,C,-8,,,-8,-8,,-8,,,,,-8,-8,18,5,2011,12,0,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506109,3209,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,9,45,"Privately held, limited liability company", ,33,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,10,Yes,Yes,Modified product/idea encountered in previous occupations,2005,3,1,Yes,2005,Comply with the law,15,No,No,30,6,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,ELECTRICAL SERVICES,4540,75,ONE MILLION FOUR HUNDRED AND FIFTY THOUSAND,75,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,No,,,No,,,Moderate obstacle,0,100,0,0,70,30,100,0,0,0,0,Yes,0,50000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Minor obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,No,,No,,,,,,,,Tend to disagree,3,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,10,7,,,,,2,,,1,7,,70,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Practices of competitors in the informal sector,B,850000,,,,,,1300000,,,,,-8,-8,21,6,2011,10,50,Are estimates computed with some precision,Several visits,3,5,95.75999999999999,35.91,87.20999999999999,16,Lowest performant service,Yes,SAN FERNANDO,Male,MANAGER,3,1,5,29,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No programs/services were available in the area of the estab,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not enough information,-44,No,No,Not enough information,-44,-44,Yes,-44,-44,-44,No,Other,Policy expired,Yes,Yes,-44,-44,-44,No,Other,Policy expired,Yes,No,Not needed,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the insurance with more coverage,-44,No,-44,-44,-44,-44,Equally men and women,No,Yes,45,Delegates decisions to other partners,25,5,Equally men and women,Male,Male,Expanding range of services/products provided,-44,Providing employment for others outside the family,-44,60,In market or product development,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,Slightly less problems,No difference,No difference,No difference,Moderate obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Local business association,-44,Financial Management and Tax & Customs Administration Suppor,-44,5,29,Truthful,Somewhat truthful,Several interviews,By Phone,-44, Trinidad and Tobago,506110,3228,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,20,7,2011,14,20,"Privately held, limited liability company", ,55,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,8,Yes,No,Replicated product/idea encountered in previous occupations,1973,3,1,No,2003,Comply with the law,8,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,wholesale of goods,5139,100,FOUR MILLION AND FIVE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,Does not apply,No obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Minor obstacle,15,15,70,25,30,45,20,25,0,35,20,Yes,0,70000,,20,0,55,0,5,20,Yes,No,Yes,Private commercial banks,2007,200000,No,,,,,,,No,Collateral requirements are too high,Yes,Major obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to disagree,10,Yes,1,No,No,,-9,,No,,,No,,,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,18,15,,,,,9,,,0,,,80,70,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Minor obstacle,Major obstacle,Inadequately educated workforce,B,1380000,,,,,,-9,,,,,-8,-8,20,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506111,3250,Core,ENG,Region B,Region A,Capital city,Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,6,6,2011,10,0,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,1900,1,1,No,-9,Don’t know,30,No,No,31,12,Yes,14,No,No,,,,,Yes,0,No,,,,,,,Yes,10,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Moderate obstacle,"CUSTOMS BROKERAGE, WAREHOUSING AND CARGO MGMT",6301,65,TEN MILLION,5,100,0,0,,,,,,,,,,,,,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,20,20,60,20,20,60,20,60,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,10,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,42,33,,,,,17,,,10,3,,60,24,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Customs and trade regulations,B,3500000,,,,,,10000000,,,,,-8,-8,6,6,2011,10,49,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506112,3258,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,8,2011,14,0,"Privately held, limited liability company", ,65,100,0,0,0,Yes,No,,,,,,2000,15,1,Yes,2000,Comply with the law,9,No,No,31,3,Yes,15,No,No,,,,,No,,Yes,30,No,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Major obstacle,wholesale of goods,5139,90,FIVE MILLION AND TWO HUNDRED THOUSAND,35,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Moderate obstacle,100,0,0,25,50,25,30,60,0,10,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,No,Yes,No,Tend to disagree,15,No,,,No,,-9,,No,,,No,,,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,10,8,,,,,4,,,0,,,80,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,"Crime, theft and disorder",B,750000,,,,,,5000000,,,,,-8,-8,4,8,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506113,3358,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,14,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2002,2,1,Yes,2002,Better access to financing,10,No,No,30,6,No,,,No,,,,,No,,No,,,Yes,2,3,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,furniture,3610,90,ONE MILLION FOUR HUNDRED THOUSAND,20,100,0,0,,,,,0,0,80,20,Yes,15,-9,,Moderate obstacle,Moderate obstacle,Yes,10,No,Yes,No,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Major obstacle,75,60,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,0,50,50,0,50,50,80,0,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,Yes,,No,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,No,Tend to disagree,3,No,,,No,,0,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,6,6,5,1,3,2,,0,0,0,,9,55,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,500000,600000,70000,,40000,40000,1200000,0,350000,500000,1000000,-8,-8,7,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,Highest performant manufacturing,,SIPARIA,Male,MANAGER,3,1,5,19,Yes,Satisfied,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,A new application will be filled,No change,No change,No change,No change,"Yes, I am willing to share more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,No institution would ensure the company,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,The deductible is low,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Male,Expanding customer base,-44,Still in business in 10 years time,-44,30,In market or product development,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,No difference,No difference,Slightly more problems,No difference,Slightly more problems,No difference,Slightly less problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,5,19,Somewhat truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506114,3363,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,12,5,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2005,4,1,Yes,2005,Better access to financing,15,No,No,31,5,No,,,Yes,1,1,0,,No,,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,CLOTHING,1810,100,TWO MILLION ONE HUNDRED THOUSAND,25,100,0,0,,,,,-8,-8,65,35,No,,50,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,75,40,0,100,0,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Very severe obstacle,0,100,0,15,85,0,75,20,0,5,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,No,No,No,No,Strongly disagree,15,Yes,1,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Major obstacle,9,11,7,2,4,3,,6,1,2,5,11,35,15,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Technicians,No,No obstacle,Major obstacle,Access to land,C,500000,1050000,20000,,125000,-9,1500000,0,0,570000,3000000,-8,-8,20,6,2011,13,50,Are estimates computed with some precision,Several visits,2,20,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506115,3395,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,6,2011,10,15,Partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,50,Yes,No,Replicated product/idea encountered in previous occupations,1994,3,1,No,2005,Other reasons not included above,31,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased and air use paid by the establishment,Major obstacle,No obstacle,PHARMACEUTICALS,5231,80,ONE MILLION FIVE HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,7,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,Don't know,No obstacle,,,100,0,0,No,,,1500,Square Feet, ,100,0,0,No,,No obstacle,Yes,,5000,Yes,1,,Major obstacle,0,90,10,0,90,10,90,0,0,10,0,Yes,0,100000,,0,0,0,0,0,100,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,7,5,,,,,6,,,0,,,90,10,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,Major obstacle,Major obstacle,Inadequately educated workforce,A,500000,,,700000,50000,,2000000,,,,,-8,-8,10,6,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506116,3515,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,5,7,2011,14,20,Partnership, ,20,100,0,0,0,No,No,,,,,,1992,2,2,No,1995,Comply with the law,13,No,No,31,10,No,,,Yes,0,,,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,bar code label,2219,80,TOW MILLION,25,90,0,10,7,0,0,1995,1,0,90,10,Yes,10,40,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,70,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,Yes,1,,Very severe obstacle,0,100,0,0,100,0,55,35,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,Yes,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,20,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,11,10,9,2,5,4,,1,1,2,1,10,75,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,1,No,,,,,,,,,The firm does not have enough info. about training programs,Technicians,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,A,700000,800000,100000,,60000,60000,1700000,0,500000,1000000,1000000,-8,-8,5,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506117,3590,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,12,Establishm. physically separated from HQ and oth. estab.,No,,,2,17,6,2011,12,55,"Privately held, limited liability company", ,10,100,0,0,0,Yes,No,,,,,,1950,-9,-9,Yes,1950,Comply with the law,39,Yes,No,31,6,No,,,Yes,1,1,0,,No,,No,,,,,,,No,,,No,Yes,No,,,,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,ELECTRICAL APPLIANCE SALES,5233,85,FIVE MILLION,50,100,0,0,,,,,,,,,,,,30,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,3000,Square Feet, ,100,0,0,No,,No obstacle,No,,,No,,,Moderate obstacle,0,60,40,0,100,0,60,0,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Other,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly agree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,9,9,,,,,6,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Inadequately educated workforce,B,750000,,,2000000,12000,,2500000,,,,,-8,-8,17,6,2011,13,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,Highest performant service,,SAN FERNANDO,Male,OWNER,8,1,5,14,Yes,Totally satisfied,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,poor credit history of the establishment,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,Yes,-44,-44,-44,No,The deductible is high,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly women,Yes,Yes,10,Makes decisions in consultation with other partners,25,0,All men,Male,Male,Providing employment for others outside the family,-44,Providing employment for family,-44,70,In physical assets,-44,Yes,No,No,Yes,No,No,No,Yes,Decision maker manager,Slightly less problems,Slightly less problems,Slightly more problems,Slightly less problems,Slightly more problems,Significantly less problems,Slightly more problems,Moderate obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,14,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506118,3625,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,11,5,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1994,2,0,Yes,1994,Comply with the law,17,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Minor obstacle,No obstacle,BICYCLES TREK,5239,40,-3,65,100,0,0,,,,,,,,,,,,180,Very severe obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,No obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,Yes,Yes,Major obstacle,Yes,-9,,No,,,Moderate obstacle,100,0,0,25,50,25,80,0,0,20,0,Yes,-9,-9,,25,0,0,0,0,75,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Don't know,30,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,6,8,,,,,2,,,3,6,,10,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,No,,Yes,40,,Professional and managers,No,No obstacle,No obstacle,Transport,A,-8,,,-8,-8,,-8,,,,,-8,-8,26,5,2011,12,35,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506119,3821,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Services of motor vehicules,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,9,50,"Privately held, limited liability company", ,75,100,0,0,0,Yes,No,,,,,,2005,1,0,Yes,2005,Comply with the law,11,Yes,Yes,1,9,No,,,Yes,1,1,0,,No,,No,,,,,,,Yes,7,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,spare parts,5030,100,TWENTY-NINE MILLION,10,97,3,0,,,,2005,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,Very severe obstacle,Yes,1,,Yes,0,,Very severe obstacle,0,20,80,0,38,62,45,0,0,55,0,Yes,0,80000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,2008,485000,Yes,-8,-8,-8,-8,Yes,350000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,No,Yes,Yes,No,Yes,Tend to agree,10,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,12,11,,,,,8,,,0,,,100,89,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,40,Yes,20,,Technicians,No,Minor obstacle,Very severe obstacle,Inadequately educated workforce,B,1300000,,,,,,32000000,,,,,-8,-8,11,7,2011,10,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506120,3945,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,25,7,2011,9,0,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,2000,6,2,Yes,2000,Comply with the law,10,No,No,31,12,No,,,Yes,1,1,0,,No,,No,,,,,,,Yes,12,No,Yes,No,Yes,No,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,brokerage,6309,99,TWO MILLION FIVE HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,Yes,Moderate obstacle,,,100,0,0,No,,,,, ,,,,,,Very severe obstacle,Yes,3,,Yes,,50000,Very severe obstacle,30,0,70,70,0,30,40,30,0,30,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,No obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,15,No,,,No,,0,,No,,,Yes,25,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,12,10,,,,,5,,,0,,,-9,-9,No,,,Social skills such as comm. skills/customer handling/teamwrk,3,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,C,-9,,,,,,2700000,,,,,-8,-8,25,7,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506121,4006,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,12,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,3,No,Yes,You developed a new product or idea,2002,2,0,Yes,2002,Comply with the law,21,No,No,31,5,No,,,No,,,,,Yes,1,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,FOOD,5211,80,ONE MILLION TWO HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,6,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,17000,Square Feet, ,0,100,0,Yes,No,Major obstacle,Yes,1,,No,,,Moderate obstacle,0,80,20,0,80,20,62,20,0,18,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,No,Minor obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,Yes,No,No,No,Yes,No,No,Tend to disagree,10,Yes,1,No,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,8,8,,,,,4,,,1,3,,80,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,A,300000,,,1200000,12000,,1000000,,,,,-8,-8,22,6,2011,13,0,Are estimates computed with some precision,Several visits,3,15,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506122,4142,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Plastics & rubber,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,9,6,2011,8,35,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,50,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2000,5,2,Yes,2000,Comply with the law,11,No,No,31,12,Yes,7,No,Yes,2,2,0,,No,,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Very severe obstacle,Moderate obstacle,PLASTIC DISPLAY SHELVING,2520,100,SIX MILLION FIVE HUNDRED THOUSAND,10,60,25,15,2,0,0,2004,0,0,50,50,Yes,7,70,,Major obstacle,Moderate obstacle,Yes,20,No,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,2,,No,,,No obstacle,20,20,60,0,70,30,40,40,0,20,0,Yes,0,200000,0,50,0,40,0,10,0,Yes,Yes,Yes,Private commercial banks,2010,-8,Yes,Yes,No,No,Yes,No,2000000,Yes,,Yes,Moderate obstacle,No,,No,No,,No,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,10,No,,,Yes,0,0,,No,,,No,,,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,21,20,18,3,12,6,,2,2,3,9,14,100,10,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,50,0,No,,Yes,40,Yes,60,,Technicians,No,No obstacle,No obstacle,Tax rates,B,1600000,1950000,50000,,350000,250000,6000000,1200000,1500000,1500000,5000000,-8,-8,9,6,2011,9,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,Highest performant manufacturing,Yes,CHAGUANAS,Male,OWNER,4,1,4,23,Yes,Totally satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,A new application will be filled,No change,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Other,Employees not interested,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,More reputable,Yes,Credit Insurance for machinery and equipment,-44,45000,70,Equally men and women,No,Yes,30,Makes decisions in consultation with other partners,12,15,Predominantly men,Female,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,30,In physical assets,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,Slightly more problems,No difference,No difference,Slightly more problems,Significantly more problems,Major obstacle,Yes,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Technological and Innovation Support,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506123,4148,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,6,2011,16,10,Limited partnership, ,50,100,0,0,0,Yes,No,,,,,,1991,2,2,Yes,1991,Customers or suppliers only deal with registered firms,25,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,No,,,100,Yes,21,No,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,"ALL SORTS OF PUBLICATIONS, NEWSPAPER, PHAMPLET,ETC",2221,100,ONE MILLION,10,100,0,0,,,,,-8,-8,80,20,No,,30,,Minor obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Don't know,Don't know,Don't know,Don't know,75,144,100,0,0,No,,,,, ,,,,,,Moderate obstacle,Yes,,20000,No,,,Moderate obstacle,10,10,80,10,80,10,10,80,0,10,0,Yes,0,65000,50,10,0,80,10,0,0,Yes,Yes,Yes,Private commercial banks,2010,60000,Yes,No,No,No,Yes,Yes,50000,No,Collateral requirements are too high,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,9,7,6,3,5,1,,3,1,3,3,7,50,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Very severe obstacle,Inadequately educated workforce,B,225000,275000,-8,,-8,100000,580000,300000,500000,350000,600000,-8,-8,13,6,2011,17,17,Are estimates computed with some precision,Several visits,2,35,22.9625,9.185,22.1275,10,Lowest performant manufacturing,,LANGE PARK,Female,MANAGER,3,1,4,27,Yes,Satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Procedure to obtain this type of financing was too complicat,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,No,Not enough information,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,Equally men and women,Yes,Yes,50,Makes decisions in consultation with other partners,25,0,Predominantly men,Male,Male,Expanding range of services/products provided,-44,Expanding customer base,-44,30,In physical assets,-44,No,Yes,No,Yes,Yes,No,No,Yes,Decision maker manager,No difference,Significantly more problems,Slightly more problems,Significantly less problems,Slightly less problems,Slightly less problems,Significantly less problems,Major obstacle,Yes,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administrative procedure is cumbersome,-44,-44,-44,-44,-44,-44,4,27,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506124,4155,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Garments,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,29,6,2011,10,45,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2007,10,2,No,2010,Comply with the law,15,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,Yes,21,No,No,No,No,,,,Yes,Purchased by the establishment but air time paid by staff,Moderate obstacle,No obstacle,WORK SUITS,1810,75,Don't know,-9,100,0,0,,,,,0,0,100,0,,,-9,,Moderate obstacle,No obstacle,No,,,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,Yes,-8,No,Yes,Yes,Yes,Moderate obstacle,60,48,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,-9,,No,,,No obstacle,10,80,10,30,60,10,60,10,0,30,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,No,No,No,Yes,No,-9,-8,-8,Don't know,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,No,,,No,,0,,No,,,No,,,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,7,4,6,1,4,2,,4,1,0,,11,50,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,-8,Professional and managers,-8,No obstacle,Major obstacle,Access to finance,A,-9,-9,-9,,-9,-9,-9,-9,-9,-9,-9,-8,-8,29,6,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,Highest performant manufacturing,,CHAGUANAS,Female,OWNER,17,1,5,5,Yes,Satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,The deductible is high,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,No institution would ensure the company,-44,Yes,No,Not enough information,-44,Yes,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Expanding customer base,-44,10,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Decision maker manager,No difference,Slightly less problems,Slightly more problems,Slightly less problems,Slightly less problems,Slightly more problems,Significantly more problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Technological and Innovation Support,-44,5,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506125,4283,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,24,6,2011,10,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,1,No,No,You developed a new product or idea,1995,2,1,Yes,1995,Better access to financing,10,No,No,30,6,No,,,Yes,1,1,-9,,No,,No,,,,,,,No,,,Yes,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,BOOKS,5239,30,ONE MILLION,35,100,0,0,,,,,,,,,,,,15,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,100,0,0,No,,,4500,Square Feet, ,100,0,0,No,,Minor obstacle,No,,,No,,,Major obstacle,0,84,16,0,100,0,68,25,0,7,0,Yes,0,20000,,50,0,50,0,0,0,Yes,No,Yes,Private commercial banks,2009,250000,Yes,No,No,No,Yes,No,4000000,Yes,,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,No,No,Yes,No,No,Tend to agree,5,Yes,2,No,No,,0,,No,,,No,,,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,6,5,,,,,2,,,1,4,,100,15,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,No obstacle,Moderate obstacle,Practices of competitors in the informal sector,B,250000,,,1000000,7000,,1000000,,,,,-8,-8,24,6,2011,11,45,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506126,4436,Core,ENG,Region B,Region B,Capital city,Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Medium (between 20 and 99),"No, a firm on its own",,,,,,,25,5,2011,12,45,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,Replicated prod/idea dvlpd by other firms outside prev occup,1992,1,1,No,-9,Comply with the law,20,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,No,Yes,Purchased and air time paid by the staff,Minor obstacle,Minor obstacle,FINE DINING AND CUISINE,5520,100,ONE MILLION FIVE HUNDRED THOUSAND,30,100,0,0,,,,,,,,,,,,,Minor obstacle,Does not apply,,,,,,,,,,,,,,,,,,Yes,Yes,Don't know,Minor obstacle,,,65,30,5,No,,,,, ,,,,,,Moderate obstacle,Yes,5,,No,,,Moderate obstacle,20,30,50,0,0,100,65,20,0,15,0,Yes,-9,-9,,80,0,20,0,0,0,Yes,Yes,Yes,Private commercial banks,2002,60000,No,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,Yes,Yes,No,No,No,Tend to agree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,20,14,,,,,15,,,0,,,100,15,Yes,2,No,Social skills such as comm. skills/customer handling/teamwrk,1,Yes,,,No,,No,,Yes,60,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Does not apply,C,1000000,,,,,,1000000,,,,,-8,-8,25,5,2011,14,38,Are estimates computed with some precision,One visit in face-to-face interview with different managers,2,0,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506127,4514,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,13,7,2011,8,5,"Privately held, limited liability company", ,65,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,-9,Yes,No,Modified product/idea encountered in previous occupations,2000,4,1,Yes,2000,Comply with the law,16,No,Yes,31,12,No,,,Yes,0,,,,Yes,1,No,,,No,,,99,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Minor obstacle,cupboard,3610,100,TWENTY MILLION,0,60,20,20,3,0,0,2000,0,0,50,50,Yes,7,30,,Minor obstacle,Major obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,Don't know,No,No,No,No,,No,No,No,No,No obstacle,75,84,50,50,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,50,50,0,50,50,20,30,30,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,-8,Yes,Yes,Yes,Yes,Yes,Yes,-9,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,Yes,Yes,Yes,Yes,Yes,No,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,9,7,8,1,4,4,,0,1,30,3,7,100,25,Yes,1,No,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,100,100,No,,No,,Yes,60,,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Customs and trade regulations,B,1200000,4000000,1000000,,0,0,9000000,10000000,3000000,11000000,4000000,-8,-8,13,7,2011,9,52,Are estimates computed with some precision,Several visits,2,40,22.9625,9.185,22.1275,10,Highest performant manufacturing,,CAP-DE-VILLE,Male,MANAGING DIRECTOR,13,1,5,2,Yes,Totally satisfied,Dissatisfied,Satisfied,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Providing employment for others outside the family,-44,Attaining a pre-established level of profit,-44,66,In physical assets,-44,Yes,No,No,No,Yes,No,Yes,Yes,Delegating manager,Slightly less problems,Significantly more problems,Slightly less problems,Significantly more problems,Slightly more problems,Slightly more problems,No difference,Moderate obstacle,No,Yes,Yes,Yes,Yes,Yes,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,No impact,No,No impact,No,Negative impact,Yes,No impact,No,Moderate impact,No,Negative impact,Yes,Moderate impact,Yes,Moderate impact,-44,-44,-44,-44,-44,-44,-44,-44,5,2,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506128,4542,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,8,58,"Privately held, limited liability company", ,60,100,0,0,0,No,Yes,Self-employed,,,No,You developed a new product or idea,2007,3,3,Yes,2007,Comply with the law,20,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,No,,No obstacle,No obstacle,whole sales of cosmetics,5139,100,Don't know,25,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,,15000,No,,,Major obstacle,0,100,0,0,100,0,25,75,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2010,20000,Yes,No,No,No,No,Yes,20000,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,Yes,No,,Yes,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,0,Yes,3,No,No,,0,,No,,,No,,,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,8,7,,,,,3,,,1,1,,-9,-9,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Access to finance,C,275000,,,,,,-9,,,,,-8,-8,12,7,2011,10,25,Are arbitrary and unreliable numbers,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506129,4607,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,14,30,Sole proprietorship, ,,100,0,0,0,Yes,No,,,,,,2001,5,2,Yes,2001,Customers or suppliers only deal with registered firms,12,No,No,31,10,No,,,Yes,1,1,,5000,No,,No,,,No,,,100,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,SIGNS,2899,45,THREE MILLION,15,100,0,0,,,,,-8,-8,50,50,No,,-9,,Minor obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,No,No,No,No obstacle,80,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,50000,No,,,Major obstacle,0,100,0,0,0,100,100,0,0,0,0,Yes,0,450000,60,50,0,50,0,0,0,Yes,Yes,Yes,Private commercial banks,2009,700000,Yes,Yes,No,No,No,No,1700000,Yes,,Yes,Very severe obstacle,No,,No,No,,No,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,Yes,No,No,No,No,No,No,Strongly disagree,7,Yes,2,No,No,,-9,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,16,16,11,5,6,5,,6,3,2,3,12,50,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,No obstacle,Access to finance,B,900000,1000000,30000,,130000,-9,2500000,300000,1000000,1500000,-9,-8,-8,22,6,2011,15,50,Are estimates computed with some precision,Several visits,3,15,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506130,4646,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1979,-9,1,Yes,1979,Comply with the law,25,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,Yes,3,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,hardware,5234,95,THIRTEEN MILLION,90,100,0,0,,,,,,,,,,,,90,Minor obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Moderate obstacle,,,0,100,0,No,,,-9,-8,-3,0,100,0,Yes,Yes,Don't know,Yes,,350000,Yes,,400000,Minor obstacle,10,0,90,95,0,5,0,0,50,50,0,Yes,0,240000,,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,Other,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Don't know,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,Yes,Tend to disagree,5,Yes,1,No,Yes,0,0,,Don't know,,,Don't know,,,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,6,5,,,,,2,,,-9,-9,,90,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,Yes,,,No,,Yes,16,Yes,40,,Technicians,No,Minor obstacle,Minor obstacle,Tax rates,A,425000,,,7000000,380000,,-8,,,,,-8,-8,12,7,2011,11,30,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506131,4670,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,14,20,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1945,2,2,No,-9,Don’t know,50,No,Don't know,31,1,Yes,-9,No,Yes,0,,,,Yes,5,No,,,,,,,Yes,21,No,No,No,No,,,,Yes,Purchased and air time paid by the staff,Minor obstacle,No obstacle,GROCERY ITEMS; RETAIL OF FOOD,5220,100,TWO MILLION,75,100,0,0,,,,,,,,,,,,30,Very severe obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Don't know,Major obstacle,,,100,0,0,No,,,3500,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,Yes,,6000,Major obstacle,0,40,60,0,100,0,15,25,0,30,30,Yes,-9,70000,,15,0,50,0,0,35,Yes,Don't know,Yes,Private commercial banks,2006,-8,Yes,Yes,Yes,Yes,Yes,Yes,-8,No,No need for a loan - establishment has sufficient capital,Yes,Very severe obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,Yes,Yes,No,Yes,No,No,No,No,Tend to disagree,1,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,10,10,,,,,4,,,8,2,,-9,0,Yes,1,No,Don’t know,0,Yes,,,No,,No,,Yes,300,,Professional and managers,No,Moderate obstacle,Minor obstacle,Transport,A,200000,,,800000,20000,,-9,,,,,-8,-8,26,5,2011,16,14,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506132,4715,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,10,9,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned outside fam:nonmanagerial po,-9,Yes,No,Modified product/idea encountered in previous occupations,1991,2,1,Yes,1991,Customers or suppliers only deal with registered firms,18,Yes,No,30,9,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air time paid by the staff,No obstacle,Minor obstacle,food,5211,75,ONE MILLION THREE HUNDRED SEVENTY EIGHT THOUSAND FIVE HUNDRED FORTY,55,100,0,0,,,,,,,,,,,,80,Minor obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,50,50,0,No,,,2000,Square Feet, ,50,50,0,No,,Minor obstacle,Yes,-9,,No,,,Moderate obstacle,15,50,35,0,75,25,15,50,0,35,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,-9,10000,Yes,No,No,No,Yes,Yes,30000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,7,6,,,,,6,,,0,,,100,10,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Moderate obstacle,Moderate obstacle,Customs and trade regulations,B,240000,,,580000,2000,,-8,,,,,-8,-8,11,7,2011,11,40,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506133,4877,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,15,0,"Privately held, limited liability company", ,-9,0,100,0,0,Yes,No,,,,,,2000,3,0,Yes,2000,Comply with the law,20,No,Yes,28,2,Yes,-9,No,Yes,5,1,-9,,Yes,1,No,,,,,,,Yes,2,No,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,No obstacle,INSTALLATION OF KV LINES,4540,50,TWENTY-FIVE MILLION,0,90,0,10,7,0,0,-9,,,,,,,,,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Don't know,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,,240000,Yes,,400000,Major obstacle,50,50,0,0,0,100,100,0,0,0,0,Yes,0,1600000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Don't know,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Tend to agree,5,Yes,2,No,Yes,0,0,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,15,15,,,,,0,,,10,2,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,No obstacle,Moderate obstacle,"Crime, theft and disorder",A,-8,,,,,,-8,,,,,-8,-8,28,6,2011,16,45,Are taken directly from establishment records,Several visits,2,20,95.75999999999999,35.91,87.20999999999999,16,Highest performant service,Yes,MARAVAL,Male,FINANCIAL MANAGER,2,1,5,21,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Saving Bank or Saving & Loan Society,-44,More than 3 years,A representative of the institution came to visit the compan,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,12,4,Predominantly men,Male,Male,Providing employment for others outside the family,-44,Expanding range of services/products provided,-44,20,In physical assets,-44,No,No,No,No,Yes,Yes,No,Yes,Delegating manager,Significantly less problems,Slightly more problems,Significantly more problems,Slightly more problems,Significantly less problems,Slightly less problems,Significantly less problems,Minor obstacle,No,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,21,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506134,5021,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,6,2011,9,45,"Privately held, limited liability company", ,33,100,0,0,0,No,Yes,Employed in establishment owned outside fam: managerial pos.,17,Yes,No,Modified product/idea encountered in previous occupations,2002,7,2,Yes,2002,Comply with the law,29,No,No,31,12,No,,,No,,,,,No,,No,,,No,,,100,No,,,Yes,Yes,No,,,,No,,Minor obstacle,Minor obstacle,PRINTING,2221,100,FIVE MILLION,40,100,0,0,,,,,0,0,100,0,,,30,,Moderate obstacle,No obstacle,Yes,30,Yes,No,,No,,No,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Minor obstacle,70,40,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,5,,Yes,0,,Major obstacle,0,100,0,0,50,50,100,0,0,0,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,No,Minor obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,No,No,,No,No,No,No,No,No,No,No,Tend to agree,5,No,,,No,,0,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,13,10,8,5,3,5,,0,1,0,,14,70,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,No obstacle,"Crime, theft and disorder",A,1200000,1500000,100000,,300000,500000,4000000,0,0,1000000,-9,-8,-8,1,6,2011,11,15,Are estimates computed with some precision,Several visits,2,30,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506135,5128,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,30,6,2011,9,30,Limited partnership, ,45,100,0,0,0,Yes,Yes,Self-employed,,,Yes,Replicated product/idea encountered in previous occupations,1971,-9,-8,Yes,1971,Comply with the law,40,No,No,30,6,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Major obstacle,Major obstacle,BLINDS,5239,100,Don't know,20,75,0,25,-9,-8,0,2005,,,,,,,,-9,No obstacle,Major obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,Yes,-8,No,8000,Square Feet, ,100,0,0,No,,No obstacle,No,,,Yes,25,,Moderate obstacle,-8,-8,-8,0,20,80,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2011,-8,Yes,No,No,Yes,No,No,-9,No,-8,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to agree,10,Yes,2,No,Yes,0,2,,Yes,30,Refused,Yes,60,Refused,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,12,12,,,,,6,,,4,6,,75,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-8,No,,,,,,,,,-8,-8,-8,-8,-8,Customs and trade regulations,C,-9,,,-9,-9,,-9,,,,,-8,-8,30,6,2011,10,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506136,5133,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,12,30,"Privately held, limited liability company", ,80,100,0,0,0,Yes,No,,,,,,2002,5,0,Yes,2002,Comply with the law,15,Yes,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,stationnery,5239,100,THIRTY MILLION,20,100,0,0,,,,,,,,,,,,45,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Minor obstacle,,,100,0,0,No,,,1800,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,10,,No,,,Moderate obstacle,0,80,20,0,100,0,20,80,0,0,0,No,,,,,,,,,,Yes,No,Yes,Private commercial banks,-9,-9,Yes,Don't know,Don't know,Don't know,Don't know,Don't know,-9,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,0,No,,,No,,-9,,No,,,No,,,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,16,15,,,,,10,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Don’t know (spontaneous),Don’t know,No,Minor obstacle,Minor obstacle,Access to finance,C,1000000,,,15000000,-9,,-8,,,,,-8,-8,11,7,2011,13,58,-8,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,Highest performant service,,SAN JUAN,Male,MANAGER,3,1,6,4,Yes,Totally satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,Not provided,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Not applicable,Not applicable,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,A new application will be filled,A new application will be filled,No change,No change,A new application will be filled,No change,"Yes, but I would rather keep more than 50%",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,Yes,Medical Insurance,-44,300000,80,Predominantly men,No,Yes,25,Makes decisions in consultation with other partners,15,0,Predominantly men,Male,Male,Expanding customer base,-44,Expanding range of services/products provided,-44,50,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Consensual manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,Government-based organization,-44,"General Management, Business Development & Strategies Suppor",-44,6,4,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506137,5166,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,6,2011,11,10,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,1982,1,1,No,1985,Comply with the law,50,No,No,31,12,Yes,-9,No,No,,,,,No,,No,,,,,,,Yes,7,No,Yes,Yes,Yes,No,Yes,Yes,No,,No obstacle,No obstacle,SALES SEWING MACHINES,5239,65,FIVE MILLION,-9,92,0,8,14,1,2,1985,,,,,,,,42,Moderate obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,No obstacle,,,100,0,0,No,,,2880,Square Feet, ,60,40,0,No,,No obstacle,No,,,Yes,,4000,Major obstacle,50,0,50,0,60,40,60,0,0,40,0,Yes,0,10000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,100000,Yes,Yes,No,No,No,No,100000,No,Other,No,No obstacle,No,,Yes,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,1,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,Does not apply,Major obstacle,Moderate obstacle,Don't know,6,6,,,,,1,,,1,6,,6,1,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,-8,-8,-8,-8,-8,"Crime, theft and disorder",A,500000,,,3000000,9000,,4500000,,,,,-8,-8,28,6,2011,12,45,Are taken directly from establishment records,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,Highest performant service,Yes,SAN JUAN,Male,GENERAL MANAGER,4,1,4,26,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Dissatisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Dissatisfied,Totally dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,Not aware of this type of financing / would require more exp,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,A new application will be filled,No change,A new application will be filled,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Other,Best reputation,Yes,Insurance for vehicles (fleets and trucks),-44,70000,80,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Still in business in 10 years time,-44,50,In physical assets,-44,Yes,Yes,No,Yes,Yes,Yes,Yes,Yes,Delegating manager,No difference,No difference,No difference,No difference,Slightly more problems,No difference,No difference,Major obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,26,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506138,5196,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,17,7,2011,9,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,-9,Don't know,Yes,Don’t know,1992,8,1,Yes,1992,Comply with the law,20,No,No,30,11,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,hardware,5234,-8,-3,-8,100,0,0,,,,,,,,,,,,-9,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Minor obstacle,,,100,0,0,No,,,-9,-8,-3,100,0,0,Yes,No,No obstacle,No,,,No,,,No obstacle,0,0,100,0,0,100,30,30,30,10,0,Yes,-8,-8,,-8,-8,-8,-8,-8,-8,Yes,Yes,Yes,Private commercial banks,2011,-9,Yes,Yes,No,No,No,No,-9,Yes,,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,30,Don't know,,,No,,0,,No,,,No,,,No obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Very severe obstacle,10,10,,,,,4,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,Yes,,,No,,Yes,40,Yes,40,,Professional and managers,No,No obstacle,No obstacle,Corruption,A,-8,,,-8,-8,,-8,,,,,-8,-8,17,7,2011,10,5,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506139,5250,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,10,8,2011,10,30,"Privately held, limited liability company", ,80,100,0,0,0,No,No,,,,,,2000,20,4,Yes,2000,Comply with the law,12,No,No,30,3,No,,,Yes,1,1,1,,No,,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Minor obstacle,wholesale of cosmetics,5139,70,TWO MILLION NINE HUNDRED AND FIFTY THOUSAND,-9,100,0,0,,,,,,,,,,,,,Moderate obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Don't know,Yes,Moderate obstacle,,,0,100,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Moderate obstacle,50,25,25,0,95,5,60,30,0,10,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,Yes,Yes,No,No,Tend to disagree,20,Yes,1,No,No,,0,,No,,,Yes,21,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,12,10,,,,,5,,,0,,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,-9,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,C,1000000,,,,,,2400000,,,,,-8,-8,10,8,2011,11,55,Are estimates computed with some precision,Several visits,2,55,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506140,5415,Core,ENG,Region B,Region A,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,5,2011,10,0,Sole proprietorship, ,,100,0,0,0,No,No,,,,,,2008,3,2,Yes,2008,Comply with the law,4,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Moderate obstacle,ENGINEERING SERVICES,4530,90,EIGHT HUNDRED THOUSAND,55,100,0,0,,,,,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,Yes,Yes,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,50,50,0,80,20,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Don't know,Moderate obstacle,No,,Don't know,No,,Don't know,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,No,-8,-8,Yes,-8,-8,-8,-8,Tend to disagree,10,No,,,No,,-8,,No,,,No,,,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,5,-7,,,,,2,,,0,,,100,90,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,Major obstacle,Inadequately educated workforce,C,500000,,,,,,-7,,,,,-8,-8,20,5,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506141,5511,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Non metallic mineral products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,9,6,2011,11,0,"Privately held, limited liability company", ,40,70,30,0,0,Yes,No,,,,,,2001,3,1,Yes,2001,Comply with the law,10,Yes,Yes,30,6,No,,,Yes,2,6,1,,No,,No,,,No,,,100,No,,,Yes,No,No,,,,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,GRANITE,2696,100,THREE MILLION,70,100,0,0,,,,,1,1,10,90,Yes,10,60,,Major obstacle,Major obstacle,Yes,40,No,No,,No,,No,No,Local - main product sold mostly in same municipality,2 to 5,No,No,No,No,,No,Yes,No,No,Minor obstacle,80,40,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,No obstacle,50,50,0,0,50,50,100,0,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Interest rates are not favorable,Yes,Minor obstacle,No,,No,No,,Yes,No,,Yes,No,,Yes,No,,Yes,,,,,,,,Tend to disagree,0,No,,,Yes,0,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,5,5,3,2,3,0,,3,2,0,,14,100,0,Yes,3,No,Technical skills such as forgn lang/prblm solving/admin/oper,3,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Major obstacle,No obstacle,Labor regulations,A,600000,1000000,50000,,200000,150000,2500000,200000,1000000,300000,2000000,-8,-8,9,6,2011,12,30,Are estimates computed with some precision,Several visits,3,10,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506142,5515,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,16,6,2011,10,30,Limited partnership, ,50,50,50,0,0,Yes,No,,,,,,1984,2,2,No,1987,Comply with the law,21,No,No,30,11,No,,,No,,,,,Yes,0,No,,,No,,,100,No,,,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,LAMINATED PRINTED CARDS,2221,85,TWO MILLION THREE HUNDRED AND EIGHTY EIGHT THOUSAND,30,100,0,0,,,,,-8,-8,60,40,No,,20,,Moderate obstacle,No obstacle,Yes,5,Yes,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,Yes,100000,No,No,No,No,No obstacle,90,60,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,1,,No,,,Moderate obstacle,0,100,0,10,90,0,85,0,0,5,10,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,No,No,No,No,No,Tend to agree,10,Yes,1,Yes,No,,-8,,No,,,No,,,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,11,13,9,2,7,2,,4,0,3,2,14,50,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Technicians,No,Moderate obstacle,Major obstacle,Corruption,C,694000,500000,23880,,128656,-9,2000000,0,750000,-9,2500000,-8,-8,16,6,2011,11,55,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506143,5536,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,4,7,2011,14,5,Sole proprietorship, ,,100,0,0,0,No,Yes,Self-employed,,,No,You developed a new product or idea,1983,5,1,Yes,1983,Comply with the law,28,No,Yes,31,12,No,,,No,,,,,No,,No,,,No,,,100,Yes,30,No,Yes,No,No,,,,Yes,Purchased and air time paid by the staff,Major obstacle,Minor obstacle,PRE-TREATED LUMBER,2010,100,TWO MILLION,15,100,0,0,,,,,-9,-7,50,50,No,,180,,Major obstacle,Moderate obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Moderate obstacle,75,84,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,50,50,0,50,50,25,25,0,50,0,No,,,,,,,,,,Yes,Yes,Yes,State-owned banks or government agency,2011,500000,Yes,Yes,Yes,Yes,Yes,No,400000,No,No need for a loan - establishment has sufficient capital,Yes,Major obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,,Yes,No,No,Yes,Yes,Yes,No,No,Strongly disagree,0,No,,,No,,-9,,No,,,No,,,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,15,10,10,5,10,0,,0,2,4,1,7,66,13,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Access to finance,B,750000,500000,0,,10000,0,2000000,5000000,3000000,6000000,4000000,-8,-8,4,7,2011,15,37,Are taken directly from establishment records,Several visits,3,5,22.9625,9.185,22.1275,10,Lowest performant manufacturing,,AROUCA,Male,MANAGER,13,1,5,22,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,Yes,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the management team lack experience,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally dissatisfied,Totally dissatisfied,Totally dissatisfied,Satisfied,Totally dissatisfied,Totally dissatisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Expanding range of services/products provided,-44,Providing employment for family,-44,20,In human capital,-44,Yes,No,No,No,No,No,No,Yes,Delegating manager,Significantly less problems,Significantly less problems,Slightly more problems,Significantly more problems,Significantly more problems,Significantly more problems,Slightly more problems,Major obstacle,Yes,No,Yes,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,22,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506144,5546,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Other Manufacturing,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,9,10,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,5,Yes,Yes,Modified product/idea encountered in previous occupations,1989,3,1,Yes,1989,Comply with the law,22,No,No,31,5,No,,,Yes,2,1,0,,Yes,0,No,,,No,,,100,Yes,14,No,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,LAMINATED PRODUCTS,2222,66,TWO MILLION FIVE HUNDRED THOUSAND,25,100,0,0,,,,,-8,-8,100,0,,,-9,,Moderate obstacle,Minor obstacle,No,,,No,,No,,No innovation activities,No,Local - main product sold mostly in same municipality,More than 5,No,No,No,No,,No,Yes,Yes,Yes,Very severe obstacle,70,50,0,100,0,No,,,,, ,,,,,,Moderate obstacle,Yes,1,,Yes,1,,Very severe obstacle,0,100,0,10,90,0,85,10,0,5,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2004,1000000,Yes,No,No,No,No,Yes,2000000,No,Application procedures for loans or lines of cr. are complex,Yes,Major obstacle,No,,No,No,,No,No,,No,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,No,Yes,No,No,No,No,Tend to disagree,5,No,,,Yes,0,0,,No,,,No,,,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,12,16,10,2,5,5,,3,0,4,3,14,50,15,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,Moderate obstacle,Major obstacle,Practices of competitors in the informal sector,A,750000,1000000,25000,,130000,200000,2200000,0,0,2500000,-9,-8,-8,21,6,2011,10,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506145,5569,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,16,6,2011,10,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family: managerial pos.,12,Yes,Yes,You developed a new product or idea,2002,10,2,Yes,2002,Customers or suppliers only deal with registered firms,10,No,No,31,7,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by the establishment but air time paid by staff,Minor obstacle,No obstacle,AGRICULTURE MACHINES,5239,65,THREE MILLION ONE HUNDRED AND SIXTY THOUSAND,45,100,0,0,,,,,,,,,,,,60,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Very severe obstacle,,,100,0,0,No,,,15000,Square Feet, ,100,0,0,No,,Minor obstacle,Yes,2,,No,,,Major obstacle,0,80,20,0,50,50,75,0,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2008,500000,Yes,No,Yes,No,Yes,No,1000000,No,No need for a loan - establishment has sufficient capital,Yes,Minor obstacle,No,,No,No,,Yes,No,,No,No,,No,No,,Yes,,,,,,,,Tend to agree,5,No,,,No,,0,,No,,,No,,,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,15,15,,,,,2,,,3,2,,80,10,Yes,1,No,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,No obstacle,Very severe obstacle,Practices of competitors in the informal sector,C,540000,,,1900000,70000,,-9,,,,,-8,-8,16,6,2011,11,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506146,5581,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,18,7,2011,14,20,"Privately held, limited liability company", ,70,100,0,0,0,No,-8,-8,-8,-8,-8,-8,1974,2,2,No,2000,Comply with the law,19,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,Yes,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,Minor obstacle,machinery equipment,5239,60,SIXTEEN MILLION,30,100,0,0,,,,,,,,,,,,40,Major obstacle,Moderate obstacle,,,,,,,,,,,,,,,,,,Yes,0,No,Minor obstacle,,,0,100,0,No,,,4000,Square Feet, ,0,100,0,No,,No obstacle,Yes,,50000,No,,,Major obstacle,80,20,0,0,40,60,20,80,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-9,Yes,No,No,Yes,Yes,No,-9,Yes,,Yes,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Partially financed by public sector support resources,Yes,Yes,Partially financed by public sector support resources,Yes,No,,No,Yes,Partially financed by public sector support resources,Yes,Yes,No,Yes,Yes,No,No,No,Strongly disagree,0,No,,,No,,-9,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,18,12,,,,,8,,,6,4,,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,Yes,Minor obstacle,Major obstacle,"Crime, theft and disorder",B,600000,,,8500000,70000,,-8,,,,,-8,-8,18,7,2011,15,50,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,Highest performant service,,TUNAPUNA,Male,OWNER,13,1,5,3,Yes,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,Dissatisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Would prefer another type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,A new application will be filled,No change,No change,No change,No change,"Yes, but I would rather keep more than 50%",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,No,No,Not needed,-44,No,No,No institution would ensure the company,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 1 and 2 years,The institution offers additional financial services,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Providing employment for others outside the family,-44,Still in business in 10 years time,-44,50,In physical assets,-44,No,Yes,No,Yes,Yes,No,No,Yes,Consensual manager,Slightly less problems,Slightly less problems,Significantly less problems,Slightly more problems,Significantly more problems,Significantly more problems,No difference,Major obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Human Ressources Support,-44,5,3,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506147,5596,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,20,6,2011,10,35,Limited partnership, ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,5,Yes,Yes,Modified product/idea encountered in previous occupations,1995,5,1,Yes,1995,Comply with the law,10,No,No,30,4,No,,,No,,,,,Yes,1,No,,,,,,,No,,,Yes,No,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,AUTO PARTS,5239,100,THREE MILLION TWO HUNDRED THOUSAND,40,100,0,0,,,,,,,,,,,,32,Moderate obstacle,Major obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,No,Major obstacle,,,0,100,0,No,,,17000,Square Feet, ,0,100,0,No,,Minor obstacle,Yes,1,,No,,,Very severe obstacle,0,80,20,0,70,30,85,0,0,10,5,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Application procedures for loans or lines of cr. are complex,No,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,No,No,,No,Yes,No,No,No,Yes,No,No,Tend to disagree,10,Yes,2,No,No,,-9,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Moderate obstacle,7,6,,,,,0,,,0,,,50,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Technicians,No,No obstacle,Very severe obstacle,"Crime, theft and disorder",B,280000,,,1600000,15000,,2500000,,,,,-8,-8,20,6,2011,11,55,Are estimates computed with some precision,Several visits,3,10,70.2,23.4,69.03,13,Highest performant service,Yes,TUNAPUNA,Male,GENERAL MANAGER,10,1,4,23,Yes,Satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Establishment was turned down before for such type of financ,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,A new application will be filled,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",No,The premium is expensive,-44,Yes,No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Not applicable,-44,Not applicable,Not applicable,-44,Not applicable,Not applicable,-44,-7,-7,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Attaining a pre-established level of profit,-44,Always innovating (in products/services and/or in processes),-44,33,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,Yes,Delegating manager,Slightly less problems,Slightly less problems,Significantly less problems,Significantly less problems,Slightly less problems,Significantly more problems,Significantly more problems,Very severe obstacle,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,4,23,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506148,5645,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,11,0,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,4,No,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2006,5,1,Yes,2006,Other reasons not included above,9,No,No,31,7,No,,,No,,,,,No,,No,,,,,,,No,,,No,No,No,,,,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,Minor obstacle,GIFTS,5239,60,ONE MILLION EIGHT HUNDRED THOUSNAD,40,100,0,0,,,,,,,,,,,,20,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,No obstacle,,,0,100,0,No,,,2500,Square Feet, ,0,100,0,No,,No obstacle,No,,,No,,,Moderate obstacle,0,70,30,0,100,0,40,40,0,20,0,Yes,0,25000,,100,0,0,0,0,0,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,No,No,Yes,No,-8,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,Yes,No,,Yes,No,,No,No,,Yes,,,,,,,,Strongly disagree,10,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,6,5,,,,,5,,,0,,,60,5,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Professional and managers,No,No obstacle,Major obstacle,Inadequately educated workforce,B,220000,,,900000,10000,,1600000,,,,,-8,-8,22,6,2011,12,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506149,5713,Retail,ENG,Region B,Region B,"50,000 to 250,000",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,7,7,2011,14,15,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,-9,Don't know,Don't know,Don’t know,2006,3,0,No,2006,Comply with the law,10,No,No,31,12,No,,,No,,,,,Yes,-9,No,,,,,,,No,,,Yes,No,Yes,Yes,No,Yes,Yes,Purchased and air time paid by the staff,No obstacle,No obstacle,drugs,5231,40,SEVEN MILLION,60,100,0,0,,,,,,,,,,,,30,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Very severe obstacle,,,100,0,0,No,,,1200,Square Feet, ,100,0,0,Yes,No,Major obstacle,Yes,4,,No,,,Major obstacle,0,30,70,0,100,0,20,80,0,0,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2010,600000,Yes,Yes,No,No,No,No,1200000,No,Other,-8,Minor obstacle,Yes,Entirely financed by this establishment's internal resources,No,No,,Yes,No,,No,No,,No,No,,Yes,Yes,No,Yes,Yes,No,No,No,Tend to disagree,2,Yes,-9,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,5,5,,,,,3,,,80,48,,80,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,-9,No,,,,,,,,,Other,Professional and managers,No,No obstacle,Minor obstacle,Practices of competitors in the informal sector,A,150000,,,4000000,-8,,-8,,,,,-8,-8,7,7,2011,15,45,Are estimates computed with some precision,Several visits,2,30,70.2,23.4,69.03,13,Lowest performant service,,ARIMA,Male,ONWER,8,1,5,18,Yes,Dissatisfied,Totally satisfied,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Totally satisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,Yes,-44,-44,No,the establishment could not provide enough guarantees,-44,No,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the establishment could not provide enough guarantees,-44,No,No change,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not enough information,-44,No,No,The premium is expensive,-44,Yes,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,9,0,Predominantly men,Male,Male,Still in business in 10 years time,-44,Providing employment for family,-44,100,In physical assets,-44,Yes,Yes,No,No,Yes,No,No,No,Consensual manager,No difference,Significantly less problems,No difference,Significantly more problems,Slightly less problems,Slightly less problems,Slightly less problems,Moderate obstacle,No,No,Yes,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,18,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506150,5743,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,6,2011,15,0,Limited partnership, ,33,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,23,Yes,Yes,You developed a new product or idea,2000,3,1,Yes,2000,Better access to financing,11,No,No,31,12,No,,,No,,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,No,No,Yes,Purchased by staff but air time is paid by the establishment,Minor obstacle,No obstacle,AGRICULTURE MACHINES,5239,50,FOUR MILLION,20,100,0,0,,,,,,,,,,,,60,Minor obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,No,No,Yes,No obstacle,,,100,0,0,No,,,4000,Square Feet, ,100,0,0,No,,No obstacle,Yes,1,,No,,,Very severe obstacle,0,75,25,0,55,45,72,18,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,-9,-8,Yes,No,Yes,No,Yes,No,-8,No,Interest rates are not favorable,Yes,Major obstacle,No,,No,Yes,Entirely financed by this establishment's internal resources,Yes,No,,No,No,,Yes,No,,Yes,Yes,No,No,No,No,No,No,Tend to disagree,10,Yes,1,No,No,,-8,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,13,13,,,,,2,,,2,3,,30,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,The firm cannot afford the optimal level of training,Both categories require the same amount of training,No,Minor obstacle,Very severe obstacle,"Crime, theft and disorder",C,500000,,,2000000,40000,,3500000,,,,,-8,-8,21,6,2011,16,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506151,5756,Retail,ENG,Region B,Region B,"Less than 50,000 population",Retail,Retail,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,22,6,2011,12,0,"Privately held, limited liability company", ,50,100,0,0,0,Yes,Yes,Employed in establishment owned by family: managerial pos.,3,Yes,No,Modified product/idea encountered in previous occupations,1973,7,1,Yes,1973,Comply with the law,38,Yes,No,31,6,No,,,Yes,2,3,0,,No,,No,,,,,,,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Moderate obstacle,Moderate obstacle,CLOTHES,5232,75,FOUR MILLION,10,100,0,0,,,,,,,,,,,,60,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,0,100,0,No,,,2500,Square Feet, ,0,100,0,No,,No obstacle,Yes,2,,No,,,No obstacle,0,0,100,0,70,30,90,0,0,10,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2007,500000,Yes,No,No,No,Yes,No,1000000,Yes,,Yes,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,No,,,No,,0,,No,,,No,,,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,13,13,,,,,11,,,2,3,,-9,8,Yes,1,Yes,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,The benefits of training are smaller than the costs,Professional and managers,No,Minor obstacle,Major obstacle,Political instability,C,450000,,,2000000,7500,,3700000,,,,,-8,-8,22,6,2011,13,42,Are taken directly from establishment records,Several visits,3,0,70.2,23.4,69.03,13,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506152,5857,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,Establishm. physically separated from HQ and oth. estab.,Yes,Yes,,,5,8,2011,14,0,"Privately held, limited liability company", ,55,100,0,0,0,No,No,,,,,,2004,22,1,Yes,2004,Comply with the law,14,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased by staff but air time is paid by the establishment,Major obstacle,Major obstacle,wholesale of goods,5139,100,TWO MILLION TWO HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,0,50,50,0,100,0,30,30,0,40,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Very severe obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,10,No,,,No,,-8,,Yes,3,No,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,11,10,,,,,6,,,3,1,,75,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,No,,Yes,30,Yes,50,,Both categories require the same amount of training,Yes,Minor obstacle,Moderate obstacle,Access to finance,C,780000,,,,,,2000000,,,,,-8,-8,5,8,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506153,5955,Core,ENG,Region B,Region A,"Less than 50,000 population",Services,Hotel & restaurants: section H,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,21,5,2011,10,30,Sole proprietorship, ,,0,100,0,0,Yes,No,,,,,,2003,5,1,Yes,2003,Comply with the law,8,Yes,No,30,4,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,Moderate obstacle,Minor obstacle,INDIAN FOOD,5520,90,ONE MILLION FIVE HUNDRED THOUSAND,20,80,0,20,-7,-7,-7,-9,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,No,No,No obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,0,,No,,,Moderate obstacle,0,100,0,30,10,60,60,0,0,40,0,Yes,0,100000,,75,20,0,0,5,0,Yes,Yes,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,No obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,No,Tend to disagree,3,No,,,No,,-9,,No,,,No,,,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,11,10,,,,,6,,,7,2,,70,10,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,1,No,,,,,,,,,Afraid of investing in wrkrs that may leave after training,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,Inadequately educated workforce,A,900000,,,,,,1200000,,,,,-8,-8,21,5,2011,12,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,Lowest performant service,Yes,CUREPE,Male,GENERAL MANAGER,8,1,6,6,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,This type of financing was too expensive,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,Did not want to share / dilute the control of the establishm,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No change,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Still in business in 10 years time,-44,Attaining a pre-established level of profit,-44,80,In physical assets,-44,Yes,No,No,No,Yes,No,No,Yes,Decision maker manager,No difference,No difference,No difference,No difference,No difference,No difference,No difference,No obstacle,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,6,6,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506154,6020,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Transport: Section I (60-64),"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,11,7,2011,11,45,"Privately held, limited liability company", ,100,100,0,0,0,Yes,No,,,,,,1940,2,1,No,-9,Comply with the law,50,No,-8,30,10,Yes,17,No,No,,,,,No,,Yes,30,No,,,,,No,,,Yes,Yes,Yes,No,Yes,Yes,Yes,Purchased and air use paid by the establishment,No obstacle,Very severe obstacle,TOURS,6309,70,EIGHT HUNDRED THOUSAND,80,80,0,20,-7,-7,-7,1970,,,,,,,,,No obstacle,Minor obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,0,100,No,,,,, ,,,,,,Very severe obstacle,No,,,No,,,Very severe obstacle,60,40,0,0,70,30,100,0,0,0,0,Yes,-8,150000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Major obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,Yes,Yes,Yes,Yes,No,No,Yes,Tend to disagree,12,Yes,1,No,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,10,10,,,,,0,,,5,1,,10,2,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,,,Yes,20,Yes,2,Yes,3,,Both categories require the same amount of training,No,Minor obstacle,Moderate obstacle,"Crime, theft and disorder",A,300000,,,,,,325000,,,,,-8,-8,11,7,2011,12,30,Are estimates computed with some precision,Several visits,2,45,95.75999999999999,35.91,87.20999999999999,16,Lowest performant service,Yes,VALSAYN,Female,GENERAL MANAGER,4,1,5,5,Yes,Satisfied,Dissatisfied,Satisfied,Satisfied,Satisfied,Satisfied,Dissatisfied,Satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Satisfied,Totally dissatisfied,Satisfied,Satisfied,Totally dissatisfied,Dissatisfied,Satisfied,Totally dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Dissatisfied,Satisfied,Totally satisfied,Dissatisfied,Totally satisfied,Totally satisfied,Satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,It is the only institution that agreed to sell insurance,-44,No,-44,-44,-44,-44,All women,Yes,Not applicable,100,Makes major strategic and financial decisions,30,2,Predominantly men,Male,Male,Providing employment for family,-44,Always innovating (in products/services and/or in processes),-44,15,In human capital,-44,Yes,Yes,Yes,No,No,Yes,No,Yes,Decision maker manager,Slightly less problems,Slightly more problems,Slightly less problems,Slightly less problems,No difference,Significantly more problems,Significantly less problems,Very severe obstacle,Yes,Yes,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,-44,-44,-44,-44,-44,-44,5,5,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,By Phone,-44, Trinidad and Tobago,506155,6040,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,27,7,2011,14,0,"Privately held, limited liability company", ,80,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,12,Yes,No,Modified product/idea encountered in previous occupations,2006,13,2,Yes,2006,Comply with the law,10,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,Yes,Yes,Yes,Yes,No,Yes,Purchased and air use paid by the establishment,No obstacle,Minor obstacle,plumbing,4530,90,ONE MILLION FIVE HUNDRED THOUSAND,70,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,No,Don't know,Don't know,Minor obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,Yes,,72000,No,,,Moderate obstacle,50,0,50,0,60,40,10,90,0,0,0,No,,,,,,,,,,Yes,Yes,No,,,,,,,,,,,No,Collateral requirements are too high,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,5,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,7,6,,,,,3,,,6,1,,95,20,Yes,3,Yes,Social skills such as comm. skills/customer handling/teamwrk,2,No,,,,,,,,,The benefits of training are smaller than the costs,Both categories require the same amount of training,No,No obstacle,Major obstacle,Inadequately educated workforce,B,560000,,,,,,1400000,,,,,-8,-8,27,7,2011,15,30,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506156,6054,Core,ENG,Region B,Region B,Capital city,Services,it,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,26,5,2011,8,10,Sole proprietorship, ,,100,0,0,0,Yes,Yes,Self-employed,,,No,Replicated prod/idea dvlpd by other firms outside prev occup,2007,1,1,No,2008,Comply with the law,15,Yes,No,31,7,Yes,21,No,Yes,0,,,,No,,No,,,,,,,Yes,10,No,Yes,No,Yes,No,Yes,Yes,Yes,Purchased and air time paid by the staff,Major obstacle,Very severe obstacle,INTERNET CAFE AND CALL CENTRE SERVICES,7290,95,FOUR HUNDRED THOUSAND,35,100,0,0,,,,,,,,,,,,,No obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,10,20,70,100,0,0,70,10,0,20,0,No,,,,,,,,,,Yes,No,No,,,,,,,,,,,Yes,,No,Major obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Tend to disagree,1,No,,,No,,-9,,No,,,No,,,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,5,2,,,,,3,,,0,,,100,20,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Both categories require the same amount of training,No,Minor obstacle,Minor obstacle,Electricity,C,96000,,,,,,200000,,,,,-8,-8,26,5,2011,9,40,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,Lowest performant service,,REALSPRING,Male,MANAGER,17,1,5,12,Yes,Satisfied,Dissatisfied,Dissatisfied,Satisfied,Totally satisfied,Totally satisfied,Dissatisfied,Dissatisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,To diversify sources of financing,-44,No,the application was not correctly completed,-44,No,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No interest or fees (but share of profits or dividends),-44,Private investors,-44,No,the insufficient growth opportunity,-44,No,No,-44,-44,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Financing conditions were attractive,-44,No,poor credit history of the establishment,-44,No,Yes,Satisfied,Dissatisfied,Dissatisfied,Dissatisfied,Totally satisfied,Satisfied,Dissatisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,A new application will be filled,No change,No change,No change,No change,No change,A new application will be filled,"No, I am not willing to share ownership",No,Insurers are not reliable / not likely to pay in case of a c,-44,Yes,No,Not needed,-44,No,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,No,Not needed,-44,No,No,The deductible is high,-44,No,No,The premium is expensive,-44,Yes,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,Between 2 and 3 years,Personal knowledge of people in the insurance company,-44,No,-44,-44,-44,-44,Predominantly men,Yes,Yes,33,Makes decisions in consultation with other partners,5,10,Predominantly men,Male,Male,Always innovating (in products/services and/or in processes),-44,Providing employment for others outside the family,-44,30,In market or product development,-44,Yes,No,No,No,Yes,No,No,Yes,Delegating manager,No difference,Slightly more problems,No difference,Slightly less problems,Slightly more problems,No difference,No difference,Major obstacle,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,Yes,International organization,-44,Marketing & Operations Support,-44,5,12,Truthful,Somewhat truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506157,6093,Manufacturing,ENG,Region B,Region B,"50,000 to 250,000",Other Manufacturing,Chemicals,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,12,7,2011,8,2,"Privately held, limited liability company", ,80,100,0,0,0,Yes,No,,,,,,1997,2,0,Yes,1997,Comply with the law,30,No,Yes,31,7,No,,,Yes,0,,,,Yes,0,No,,,No,,,100,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased and air use paid by the establishment,Minor obstacle,Minor obstacle,fertilizers,2412,100,FIFTEEN MILLION,0,100,0,0,,,,,-7,-7,100,0,,,30,,Minor obstacle,Minor obstacle,No,,,No,,No,,No,No,National - main product sold mostly across the country,2 to 5,No,No,No,No,,No,No,No,No,No obstacle,60,140,0,100,0,No,,,,, ,,,,,,Minor obstacle,Yes,1,,No,,,Minor obstacle,25,25,50,25,25,50,25,50,0,25,0,No,,,,,,,,,,Yes,Yes,Yes,Non-bank financial institutions which include microfinance,2008,1000000,Yes,Yes,Yes,Yes,Yes,Yes,800000,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,,Yes,No,No,No,Yes,Yes,Yes,No,Tend to agree,0,No,,,No,,0,,No,,,No,,,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,12,10,10,2,7,3,,1,2,20,1,6,50,25,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,Yes,50,50,No,,No,,Yes,50,,Technicians,No,Moderate obstacle,Minor obstacle,Labor regulations,A,2000000,6000000,100000,,15000,5000,13000000,2000000,2000000,2500000,2500000,-8,-8,12,7,2011,9,45,Are estimates computed with some precision,Several visits,3,0,22.9625,9.185,22.1275,10,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506158,6113,Manufacturing,ENG,Region B,Region B,"Less than 50,000 population",Other Manufacturing,Fabricated metal products,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,1,7,2011,16,30,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned by family:nonmanagerial pos.,-9,Yes,Yes,Replicated prod/idea dvlpd by other firms outside prev occup,2002,2,2,Yes,2002,Comply with the law,15,No,No,30,9,No,,,Yes,1,5,0,,No,,No,,,Yes,3,30,0,No,,,Yes,No,Yes,Yes,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,SIGNS,2811,100,SIX HUNDRED THOUSAND,75,80,0,20,6,0,0,2004,0,0,75,25,Yes,7,1,,No obstacle,No obstacle,Yes,30,No,No,,No,,No,No,National - main product sold mostly across the country,More than 5,No,No,No,No,,No,Yes,Don't know,No,Minor obstacle,80,40,70,0,30,No,,,,, ,,,,,,No obstacle,No,,,No,,,No obstacle,20,60,20,0,60,40,70,0,0,30,0,Yes,-8,150000,0,100,0,0,0,0,0,Yes,No,No,,,,,,,,,,,No,No need for a loan - establishment has sufficient capital,Yes,Moderate obstacle,No,,No,No,,No,No,,No,No,,Yes,No,,Yes,,,,,,,,Strongly disagree,0,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,6,6,5,1,4,1,,2,0,0,,12,100,0,No,,,Technical skills such as forgn lang/prblm solving/admin/oper,0,No,,,,,,,,,Other,Technicians,No,No obstacle,Moderate obstacle,Inadequately educated workforce,C,150000,300000,40000,,3000,0,550000,400000,150000,600000,300000,-8,-8,1,7,2011,17,10,Are estimates computed with some precision,Several visits,2,50,22.9625,9.185,22.1275,10,Lowest performant manufacturing,Yes,WILLIAMSVILLE,Male,GENERAL MANAGER,18,1,5,23,Yes,Totally satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,No,The size of the establishment was too small,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,No,No need for this type of financing,-44,-44,-44,-44,-44,-44,-44,Yes,Satisfied,Totally satisfied,Totally satisfied,Satisfied,Satisfied,Totally satisfied,Totally satisfied,-44,-44,-44,-44,-44,-44,-44,-44,-44,Request of an increase of the current limit,No change,No change,No change,No change,No change,No change,"No, I am not willing to share ownership",Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,No,Not needed,-44,No,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,Yes,-44,-44,-44,No,Not needed,-44,No,Not applicable,-44,-44,-44,-44,Insurance company,-44,More than 3 years,They offered the lowest premium,-44,No,-44,-44,-44,-44,All men,-44,-44,-44,-44,-44,-44,All men,Female,Female,Expanding range of services/products provided,-44,Always innovating (in products/services and/or in processes),-44,-8,Refused to answer,-44,Yes,No,Yes,No,Yes,No,No,Yes,Consensual manager,No difference,Slightly less problems,No difference,No difference,Slightly more problems,No difference,Slightly more problems,Major obstacle,No,No,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,-44,-44,No,International organization,-44,Marketing & Operations Support,-44,5,23,Truthful,Truthful,One visit in face-to-face interview with one person,Face-to-face visit,-44, Trinidad and Tobago,506159,6443,Core,ENG,Region B,Region B,"50,000 to 250,000",Services,Wholesale,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),"No, a firm on its own",,,,,,,28,7,2011,9,30,"Privately held, limited liability company", ,75,100,0,0,0,No,No,,,,,,1997,25,3,Yes,1997,Better access to financing,9,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,Yes,Yes,Yes,Purchased by staff but air time is paid by the establishment,No obstacle,No obstacle,wholesale of goods,5139,55,TWO MILLION AND EIGHT HUNDRED THOUSAND,-9,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,Yes,Yes,Major obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,Yes,2,,Major obstacle,0,50,50,0,100,0,60,20,0,20,0,No,,,,,,,,,,Yes,Yes,Yes,Private commercial banks,2006,500000,Yes,No,No,No,Yes,No,700000,No,Other,Yes,Moderate obstacle,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,Yes,Entirely financed by this establishment's internal resources,Yes,No,,Yes,No,No,Yes,Yes,No,No,No,Tend to disagree,30,No,,,No,,0,,No,,,No,,,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,13,10,,,,,8,,,0,,,100,20,Yes,2,No,Technical skills such as forgn lang/prblm solving/admin/oper,2,No,,,,,,,,,The firm does not have enough info. about training programs,Both categories require the same amount of training,No,Minor obstacle,Major obstacle,Inadequately educated workforce,A,975000,,,,,,2800000,,,,,-8,-8,28,7,2011,11,0,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, , Trinidad and Tobago,506160,6550,Core,ENG,Region B,Region B,"Less than 50,000 population",Services,Construction: section F,"Yes, screener and sample frame info match",Small (between 5 and 19),Small (between 5 and 19),Yes,3,HQ without production and/or sales in this location,,,Yes,3,22,6,2011,8,45,Sole proprietorship, ,,100,0,0,0,No,Yes,Employed in establishment owned outside fam:nonmanagerial po,6,Yes,Yes,Modified product/idea encountered in previous occupations,1998,1,0,Yes,1998,Other reasons not included above,16,No,No,31,12,No,,,Yes,0,,,,No,,No,,,,,,,No,,,Yes,No,Yes,No,No,No,Yes,Purchased by staff but air time is paid by the establishment,Very severe obstacle,Major obstacle,CONSTRUCTION,4520,100,FOUR MILLION TWO HUNDRED THOUSAND,10,100,0,0,,,,,,,,,,,,,Major obstacle,No obstacle,,,,,,,,,,,,,,,,,,Yes,No,No,Very severe obstacle,,,100,0,0,No,,,,, ,,,,,,No obstacle,No,,,No,,,Minor obstacle,0,50,50,15,43,42,75,0,0,25,0,Yes,0,15000,,100,0,0,0,0,0,Yes,Yes,No,,,,,,,,,,,No,Other,No,No obstacle,No,,No,No,,No,No,,No,No,,No,No,,No,,,,,,,,Strongly disagree,20,No,,,No,,0,,No,,,No,,,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,14,11,,,,,5,,,0,,,100,0,No,,,Social skills such as comm. skills/customer handling/teamwrk,0,No,,,,,,,,,Don’t know (spontaneous),Both categories require the same amount of training,No,No obstacle,No obstacle,Practices of competitors in the informal sector,B,750000,,,,,,3500000,,,,,-8,-8,22,6,2011,10,15,Are estimates computed with some precision,One visit in face-to-face interview with one person,,,95.75999999999999,35.91,87.20999999999999,16,,, ,, ,,,,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,,,,, ,, ,, ,,, ,,,,,,,,,, ,,, ,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,,, ,,, ,, ,,, ,,, ,,, ,,,,,,,,,,,,,, ,, ,,, ,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,, ,, ,,,,,,, ,