UNIQUE_ID,SNAPID,COUNTRY,a1,SECTOR,IDQUEST,A2A,A2A1,A2A2,A2A3,A2A3A,B1,B1X,B2,B3A,B3B,B3C,B3D,GEND1A,GEND1B,GEND1C,GEND1D,GEND1E,GEND1F,GEND1G,GEND2A,OLD_B7A,GEND2B,GEND2C,B6A,B6B,B6C,B6C1,B7,C1A1,C1A2,C1A3,C1B1,C1B2,C1B3,C1C1,C1C2,C1C3,C1D1,C1D2,C1D3,C2A1,C2A2,C2A3,C2A4A,C2A4B,C2B1,C2B2,C2B3,C2B4A,C2B4B,C2C1,C2C2,C2C3,C2C4A,C2C4B,C2D1,C2D2,C2D3,C2D4A,C2D4B,C3A,C3A1,C4A,C4B,C4C,D1A,D1A1,D1A2,D1B,D1C,D1CX,D2A,D2B,D2C,D2G,D2H,D3A,D3B,D3C,D4A,D4B,D5A,D5B,D5C,D5D,D5E,D6A,D6B,D6A1,D6B1,D6B3A1,D6B3A2,D6B3B1,D6B3B2,D7A,D7B,D7C,D8A,D8B,D9A,D9A1,D10A,D10B,D10C,E1B,E1A,E1A1,E1A1B,E1A1B1,E1A1B1X,E1A1B2,E2A,E2B,E2C,E2D,E2E,E2EA,E2EB,E2EB1,E2EB2,E3A,E3A1,E3A2,E3A3,E3A4,E3A5,E3A6,E3A7,E3A8,E3A8X,E4A,E4B,E4C,E4D,E4E,E4F,E4G,E5A,E5A1,E5B,E5B1,E5C,E5C1,E6A,E6B,E7A,E7B,E8A,E8B,E8C,E8D,E10A,E10B,E10C,E10D,E10E,E10F,E10G,E10H,E10I,E10J,E10K,E10L1,E10L2,E10L3,E10L4,E10M,E10N,E10O,E10P,E10PX,F1A,F1B,F1C,F1D,F2A,F2B,F2C,F2D,F2E,F2F,G1A,G1B1,G1B2,G1C,G1D1,G1D2,G2A,G2A1,G2A2,G2A3,G2A4,G2A5,G2A6,G2A7,G2A8,G2A9,G2B,G2B1,G2B2,G2B3,G2B4,G2B5,G2B6,G2B7,G2B8,G2B9,G2C,G2C1,G2C2,G2C3,G2C4,G2C5,G2C6,G2C7,G2C8,G2C9,G2D,G2D1,G2D2,G2D3,G2D4,G2D5,G2D6,G2D7,G2D8,G2D9,G2E,G2E1,G2E2,G2E3,G2E4,G2E5,G2E6,G2E7,G2E8,G2E9,G2F,G2F1,G2F2,G2F3,G2F4,G2F5,G2F6,G2F7,G2F8,G2F9,G2G,G2G1,G2G2,G2G3,G2G4,G2G5,G2G6,G2G7,G2G8,G2G9,G3A,G3B,G3C,G3D,G4A,G4B,G4C,G4D,G4E,G5A,G5A1,G5A2,G5B,G5B1,G5B2,GEN_D8A,GEN_D8B,GEN_D8C,H2,H3A,H3B,H3C,H4A,H4B,H5A,H5B,H6A,H6A1,H6A2,H6B,H6B1,H6B2,H6C,H6C1,H6C2,I1,I2A,I2A1,I2A2A,I2A2B,I2A3,I2B1,I2B2A,I2B2B,I2B3,I3A,I3A1,I3A2A,I3A2B,I3A3,I3B1,I3B2A,I3B2B,I3B3,I3C,I3C1,I3C2A,I3C2B,I3C3,I4,I5A1,I5A2,I5A3,I5A4,I5A5,I5A6,I5B1,I5B2,I5B3,I5B4,I5B5,I5B6,I5C1,I5C2,I5C3,I5C4,I5C5,I5C6,I5D1,I5D2,I5D3,I5D4,I5D5,I5D6,I5E1,I5E2,I5E3,I5E4,I5E5,I5E6,I5F1,I5F2,I5F3,I5F4,I5F5,I5F6,I5G1,I5G2,I5G3,I5G4,I5G5,I5G6,I5H1,I5H2,I5H3,I5H4,I5H5,I5H6,I5I1,I5I2,I5I3,I5I4,I5I5,I5I6,I5J,I5JX,I6A1,I6A2,I6B1,I6B2,I6C1,I6C2,I6D1,I6D2,I6E1,I6E2,I6F1,I6F2,I6G1,I6G2,I6H1,I6H2,I6I1,I6I2,I8A1,I8A2,I8B1,I8B2,I8C1,I8C2,I8D1,I8D2,I8E1,I8E2,I8F1,I8F2,I8G1,I8G2,I9A1,I9A2,I9B1,I9B2,I9C1,I9C2,I9D1,I9D2,I9E1,I9E2,I9F1,I9F2,I9G1,I9G2,I9H1,I9H2,I10A1,I10A2,I10B1,I10B2,I10C1,I10C2,I10D1,I10D2,I10E1,I10E2,I10F1,I10F2,I10G1,I10G2,I10H1,I10H2,I10I1,I10I2,I10J1,I10J2,I10K1,I10K2,I10L1,I10L2,I10M1,I10M2,I10N1,I10N2,I10O1,I10O2,I11A1,I11A2,I11B1,I11B2,I11C1,I11C2,I11D1,I11D2,I11E1,I11E2,I11F1,I11F2,I11G1,I11G2,I11H1,I11H2,I11I1,I11I2,I11J1,I11J2,I12A1,I12A2,I12A3,I12A4,I12A5,I12B1,I12B2,I12B3,I12B4,I12B5,I12C1,I12C2,I12C3,I12C4,I12C5,I12D1,I12D2,I12D3,I12D4,I12D5,I12E1,I12E2,I12E3,I12E4,I12E5,I12F1,I12F2,I12F3,I12F4,I12F5,I12G1,I12G2,I12G3,I12G4,I12G5,I12H1,I12H2,I12H3,I12H4,I12H5,I12I1,I12I2,I12I3,I12I4,I12I5,I13A,I13B,I13C,I13D,I13E,I13F,I13G,I13H,I14A1,I14A2,I14B1,I14B2,I14C1,I14C2,I14D1,I14D2,I14E1,I14E2,I14F1,I14F2,I14G1,I14G2,I15A,I15AX,I15C,I15D,I15E,I15F,I15G,I16A,I16B1,I16B2,I16C,I16D,I16E,I16E1,I16E2,I16E3,I16E4,I16E5,I16E6,J1A,J1B1,J1B2,J1B3X,J1B3,J2A,J2B,J3A,J3A1,J3B1,J3C1,J3D1,J3E1,J3F1,J3G1,J3K1,J3L1,J3M1,J3N1,J3O1,J3J1,J3J1X,J3A2,J3B2,J3C2,J3D2,J3E2,J3F2,J3G2,J3K2,J3L2,J3M2,J3N2,J3O2,J3H2,J3I2,J3J2,J3J2X,J4A,J4B,J4C,J4D,J4E,J4F,J4G,J4H,J4H1,J4H2,J4H3,J4H4,J4H5,J4H5X,J4I,J5A,J5B,J5C,J5D,J6,K1A,K1B,K2A,K2B,K2C,K2D,K3A,K3B,K3C,K3D,K3E,K4A,K4B,K5A,K5B,K6A,K6B,K7,L1A,L1B,L1C,L1D,L1D1,L1D2,L1D3,L1D4,L1D5,L1D6,L1D7,L1E,L1F,L1G,L1H,L1I,L1J,L1K,L1L,L1M,L1N,L1O,L1P,L1Q,L1Q1,L1Q2,L1Q3,L1Q4,L1Q5,L2A,L2B,L2C,L3,M1A,M1B,M2A1,M2A2,M2A3,M2A4,M2A5,M2B1A1,M2B1B1,M2B1A2,M2B1B2,M2B1A3,M2B1B3,M2B1A4,M2B1B4,M2B1A5,M2B1B5,M2B2A1,M2B2B1,M2B2A2,M2B2B2,M2B2A3,M2B2B3,M2B2A4,M2B2B4,M2B2A5,M2B2B5,M2B3A1,M2B3B1,M2B3A2,M2B3B2,M2B3A3,M2B3B3,M2B3A4,M2B3B4,M2B3A5,M2B3B5,M2B4A1,M2B4B1,M2B4A2,M2B4B2,M2B4A3,M2B4B3,M2B4A4,M2B4B4,M2B4A5,M2B4B5,M2B5A1,M2B5B1,M2B5A2,M2B5B2,M2B5A3,M2B5B3,M2B5A4,M2B5B4,M2B5A5,M2B5B5,M2B6A1,M2B6B1,M2B6A2,M2B6B2,M2B6A3,M2B6B3,M2B6A4,M2B6B4,M2B6A5,M2B6B5,M2B7A1,M2B7B1,M2B7A2,M2B7B2,M2B7A3,M2B7B3,M2B7A4,M2B7B4,M2B7A5,M2B7B5,M2B8A1,M2B8B1,M2B8A2,M2B8B2,M2B8A3,M2B8B3,M2B8A4,M2B8B4,M2B8A5,M2B8B5,M3A,M3B,M3BX,M3C,M3D,M3DX,M3E,M3EX,M4A,M4A1,M4A2,M4B,M4B1,M4B2,M4C,M4C1,M4C2,M4D,M4D1,M4D2,M4E,M4E1,M4E2,M4F,M4F1,M4F2,M4G,M4G1,M4G2,M4H,M4H1,M4H2,M4I,M4I1,M4I2,M4J,M4J1,M4J2,M4K,M4K1,M4K2,F1,F2,COMMENT,w_weak_fresh,w_strict_fresh,w_median_fresh,strata
3341,1,The Bahamas,The Bahamas,Food,1,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,100,0,0,0,Predominantly men,No,No,20,Delegates decisions to other partners,4,1,All men,Male,Male,Male,2007,Yes,Yes,2007,6,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,2,3,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,80,105,0,0,                           -44,10,65,25,4,Individuals,30,55,15,beer,85,Local,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,10,90,Yes,2,No,No,No,Yes,Yes,No,Yes,Laboratory or research center,                           -44,Yes,No,No,No,No,No,-44,-44,-44,-44,Yes,No,Yes,Yes,No,No,Yes,No,No,                           -44,Important,Critical,Important,Critical,Important,Very Important,Important,Yes,60,Yes,40,No,-44,Yes,No,10000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Strongly disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,10,-44,Yes,1,During working hours,Knife,Money,10000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Baseball bat,Money,2000,Someone working alone,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,3000,Someone working alone,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,-44,0,Yes,5,Yes,Yes,30,No,No,-44,-44,36,57,16,19,14,8,7,2,1,2,15,5,5,3,2,1,0,0,0,1,1,1,1,1,9,21,64000,19,57000,17,70000,1,42000,1,42000,1,47000,3,33000,3,33000,3,38000,3,8600,3,8000,3,10000,3,9700,3,9500,3,10800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,24,8100,24,7900,25,8900,17,7900,18,7900,19,9000,New production methods,                           -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Very important,Very important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Important,Important,Important,Not important,Not important,Not difficult,Difficult,Difficult,3,24,Difficult,Very difficult,Slightly difficult,0,11,Slightly difficult,Difficult,Very difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,3,9,Not difficult,Not difficult,Not difficult,2,2,Very important,Important,Important,Important,Critical,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,7,No,50,24,6,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Incompleteness of loan application,-44,2390000,2250000,1010000,880000,72000,28000,499000,252000,0,1000,1000,0,0,130000,556000,178000,856000,180000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
3342,2,The Bahamas,The Bahamas,Machinery and equipment,2,No,-44,-44,-44,-44,Limited partnership,                           -44,40,0,80,20,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,2000,Yes,Yes,2000,35,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,4,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,1,Yes,Yes,Yes,100,90,125,0,0,                           -44,30,50,20,2,Your parent company or affiliated establishments,45,55,0,ship repair,100,International,5,Increased,Remained the same,More than 5,0,100,0,2001,                           -66,75,                           -66,15,4,0,3,20,80,Yes,4,No,No,Yes,No,Yes,Yes,-44,-44,                           -44,-44,No,No,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Critical,Very Important,Very Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,1270000,-44,No,No,No,No,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,85,No,No,-44,-44,100,597,151,208,149,89,3,6,5,19,250,64,87,62,37,1,2,2,7,3,1,3,7,2,78,215,60000,195,55000,214,67000,13,30000,14,28000,14,36000,37,34000,39,31000,35,38000,37,9400,36,9000,34,11000,38,7900,41,7600,43,8500,1,9676.799999999999,1,9700,1,10900,0,-77,0,-77,0,-77,295,11000,271,11000,298,12500,211,8100,205,8100,203,9000,New production methods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Critical,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Not important,Important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,22,19,Slightly difficult,Very difficult,Difficult,2,10,Slightly difficult,Difficult,Difficult,4,5,Slightly difficult,Slightly difficult,Not difficult,4,3,Slightly difficult,Difficult,Slightly difficult,4,5,Difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,30,8,Not difficult,Not difficult,Not difficult,22,2,Very important,Very important,Very important,Not important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,14,Yes,85,0,0,5,10,0,0,0,0,0,0,0,0,                           -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2008,5000000,13,30,Private commercial banks,No,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Problems with credit history/report,-44,125070000,158700000,73080000,18900000,6507000,1890000,2016000,8820000,80000,65000,70000,0,6348000,29360000,21329000,39675000,33327000,59116000,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Transportation,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1,1,1,3
3343,3,The Bahamas,The Bahamas,Fabricated metal products,4,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1990,Yes,Yes,1987,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,Yes,5,Yes,No,Yes,100,75,60,0,0,                           -44,10,60,30,0,Medium private firms (20-100 employees),20,50,30,welding,70,National,5,Increased,Remained the same,More than 5,85,15,15,1991,                           -66,60,                           -66,20,6,0,1,10,90,Yes,74,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Very Important,Very Important,Important,Important,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,21,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,10,4,3,2,1,2,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,5,66000,5,67000,4,75000,1,39000,1,38000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,11000,3,9800,3,12700,2,8100,2,8200,2,9000,-44,                           -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,25,Not difficult,Very difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,Yes,10,64,16,0,10,0,0,0,0,0,0,0,0,                           -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2011,30000,14,54,Private commercial banks,Yes,No,No,No,No,No,                           -44,125,Yes,5,4,Problems with credit history/report,-44,1050000,1200000,580000,200000,34000,6000,34000,19000,0,0,0,144000,0,59000,265000,82000,428000,198000,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Customs and Trade Regulations,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
3344,4,The Bahamas,The Bahamas,Electronics,5,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1968,Yes,Yes,1968,45,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,2,1,-44,Yes,2,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,95,80,105,5,0,                           -44,10,60,30,0,Others,25,55,20,service ships,40,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,10,90,Yes,20,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,3,Yes,2,Yes,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,8,3,2,2,1,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,46000,4,41000,4,50000,1,42000,2,43000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8100,2,8200,2,9600,2,7900,3,7300,2,8600,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Very important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Important,Important,Important,Important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Difficult,1,4,Difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,5,Yes,60,20,5,0,15,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2009,75000,15,36,Other,Yes,No,Yes,No,No,No,                           -44,150,Yes,3,3,Collateral or cosigners unacceptable,-44,1260000,1310000,550200,250000,24000,78600,10000,13000,0,0,0,0,157000,202000,210000,288000,314000,795000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Customs and Trade Regulations,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.37499925,3.825000000000002,5.625,1
3345,5,The Bahamas,The Bahamas,Non-metallic mineral products,9,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,0,100,0,0,Predominantly women,Yes,No,51,Makes major strategic and fiancial decisions,10,3,All men,Male,Male,Male,2001,Yes,Yes,2001,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,23,No,Yes,1,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,12,Yes,Yes,Yes,100,100,65,0,0,                           -44,20,60,20,10,Individuals,30,60,10,cement,100,National,5,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,25,75,Yes,5,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,12,13,5,4,3,1,4,1,0,0,4,3,1,0,0,1,0,0,0,1,1,1,0,0,0,8,49000,8,46000,7,56000,1,42000,2,43000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,8800,5,8700,5,10400,3,8100,3,8200,3,9500,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Very important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Not important,Slightly difficult,Very difficult,Very difficult,0,24,Difficult,Difficult,Slightly difficult,1,13,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,10,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Very important,Important,Critical,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,No,75,8,2,0,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,1930000,2620000,1050000,460000,107000,129000,241000,23000,6000,2000,5000,0,0,1392000,2311000,1808000,2889000,4357000,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No,No,Yes,Yes,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
3347,7,The Bahamas,The Bahamas,Chemicals,14,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,0,100,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,17,4,All men,Male,Male,Male,1997,Yes,Yes,1997,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,5,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,70,60,0,0,                           -44,25,55,20,0,Others,35,50,15,mattresses,100,International,15,Decreased,Remained the same,More than 5,0,100,0,1998,                           -66,25,                           -66,10,14,10,1,25,75,Yes,8,No,Yes,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,1,Yes,1,No,No,-44,0,-44,Yes,14,Yes,No,-44,-44,No,-44,-44,25,94,25,32,23,14,1,2,1,5,15,5,5,3,2,0,0,0,0,2,1,2,5,1,13,30,59000,27,59000,26,66000,2,39000,2,36000,2,45000,4,41000,4,38000,4,46000,4,9100,4,8000,4,11000,5,10000,5,10200,5,11600,1,8448,1,7800,1,10000,0,-77,0,-77,0,-77,37,8600,36,8500,36,9600,26,7600,28,6800,30,8800,Increase/decreased demand for goods,                           -44,Post graduated,Completed college/vocational training,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Critical,Important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,3,20,Not difficult,Difficult,Difficult,1,11,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,0,8,Not difficult,Not difficult,Slightly difficult,4,5,Not difficult,Not difficult,Not difficult,3,2,Important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,152290000,129570000,60897900,4030000,2073000,630000,3780000,2520000,40000,27000,18000,0,0,16264000,51467000,21400000,69550000,37450000,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,Access to finance,Corruption,Cost of finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.37499925,3.825000000000002,5.625,1
3348,8,The Bahamas,The Bahamas,Food,15,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,60,100,0,0,0,Predominantly men,No,Yes,20,Makes major strategic and fiancial decisions,6,2,Predominantly women,Female,Female,Female,2006,No,Yes,2006,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,100,80,130,0,0,                           -44,10,55,35,0,Your parent company or affiliated establishments,5,55,40,cakes,60,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,5,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,11,5,3,2,1,4,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,43000,5,41000,4,46000,1,44000,2,39000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8000,3,7300,3,9500,2,8000,2,7400,2,9500,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Critical,Critical,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,1,2,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,40,40,10,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,400000,520000,244400,180000,8000,26000,19000,10000,0,0,0,0,0,170000,166000,224000,268000,549000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.37499925,3.825000000000002,5.625,1
3349,9,The Bahamas,The Bahamas,Chemicals,16,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1971,No,Yes,1971,25,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,Yes,0,3,1,-44,Yes,2,Yes,Yes,Yes,100,90,115,0,0,                           -44,20,55,25,10,Your parent company or affiliated establishments,30,50,20,cologne,25,Local,10,Increased,Decreased,2-5,70,30,0,1972,                           -66,45,                           -66,40,8,1,3,10,90,No,-44,No,No,No,No,Yes,Yes,-44,-44,                           -44,-44,Yes,Yes,Yes,Yes,Yes,Yes,Yes,Yes,No,Yes,No,No,Yes,No,Yes,No,No,No,                           -44,Important,Very Important,Important,Very Important,Important,Slightly important,Slightly important,Yes,90,No,-44,Yes,10,Yes,No,0,-44,Yes,No,Yes,No,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,1500,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,8,3,2,2,1,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,57000,2,55000,1,62000,1,29000,1,27000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,11000,2,10800,2,12100,2,8000,2,7500,2,9200,New products require new skills,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Very important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Slightly important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,0,19,Not difficult,Very difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,1,2,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,8,No,35,20,5,0,25,0,0,0,0,0,0,0,15,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Problems with credit history/report,-44,320000,350000,180000,160000,3000,6000,26000,14000,0,0,0,0,0,6000,582000,8000,856000,14000,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Tax administration,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33410,10,The Bahamas,The Bahamas,Food,18,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,32,5,All men,Male,Male,Male,1982,Yes,Yes,1982,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,Yes,3,0,0,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,100,65,75,0,0,                           -44,40,40,20,0,Government or government agencies (including state-owned ent,45,30,25,bread,65,Local,10,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,1,5,12,4,4,3,1,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,63000,4,57000,4,69000,1,33000,1,33000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8200,4,7300,4,9300,3,7700,3,7800,3,9100,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Not important,Slightly important,Very important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Slightly important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,22,Slightly difficult,Very difficult,Difficult,1,14,Not difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Very difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,Yes,20,48,12,0,20,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2012,60000,13,30,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No,                           -44,125,Yes,4,3,Concerns about level of debt already incurred,-44,300000,400000,150000,70000,16000,20000,8000,2000,0,0,0,48000,0,1121000,796000,1456000,1284000,3567000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax administration,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33411,11,The Bahamas,The Bahamas,Food,19,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1972,No,Yes,1972,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,95,90,65,5,0,                           -44,35,40,25,15,Medium private firms (20-100 employees),10,45,45,plant sales,70,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,University,                           -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Very Important,Important,Important,Important,Very Important,Important,Yes,50,Yes,50,No,-44,No,No,20000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,30,2,10,63,17,22,15,9,1,1,1,3,10,4,3,2,1,0,0,0,0,1,1,1,2,1,9,21,44000,19,44000,19,51000,1,29000,1,28000,1,33000,3,30000,4,28000,3,35000,3,9200,3,9000,3,10000,3,7800,3,7600,3,8800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,25,9500,23,9200,23,11100,17,8100,18,8200,17,9000,Increase demand for higher quality product,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Slightly important,Critical,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Not important,Slightly difficult,Almost impossible,Very difficult,3,19,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Slightly difficult,3,2,Slightly difficult,Slightly difficult,Not difficult,2,1,Very important,Very important,Important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,7,Yes,50,16,4,0,30,0,0,0,0,0,0,0,0,                           -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2011,500000,7,18,Private commercial banks,Yes,No,No,No,No,No,                           -44,150,Yes,2,1,Problems with credit history/report,-44,2210000,1830000,880000,880000,70000,16000,76000,126000,0,1000,1000,0,110000,816000,773000,1060000,1017000,1208000,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33412,12,The Bahamas,The Bahamas,Chemicals,21,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,80,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2003,Yes,Yes,2003,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,4,1,-44,No,-44,-44,-44,-44,Yes,0,3,1,-44,Yes,1,3,2,-44,Yes,17,Yes,Yes,Yes,100,70,130,0,0,                           -44,10,70,20,3,Individuals,35,55,10,pharmaceutical,100,International,5,Decreased,Decreased,More than 5,5,95,0,2004,                           -66,35,                           -66,10,6,1,10,30,70,Yes,30,No,Yes,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,3,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,85,23,29,21,12,1,2,2,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,23,72000,20,71000,19,81000,2,33000,3,30000,2,37000,3,42000,3,42000,3,46000,3,9700,3,9000,3,11000,4,9400,4,8500,4,11000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,29,11000,28,10000,27,12300,21,7800,22,7000,22,8400,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Critical,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,3,16,Slightly difficult,Very difficult,Difficult,1,14,Difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,5,Difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,3,5,Not difficult,Not difficult,Not difficult,3,2,Critical,Important,Important,Important,Very important,Slightly important,Not important,Not important,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,4,1,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2012,450000,-44,54,Other,Yes,No,No,Yes,No,No,                           -44,125,Yes,2,1,Collateral or cosigners unacceptable,-44,83700000,79910000,38356800,6300000,2397000,3196400,2898000,529000,0,0,0,0,0,19309000,9042000,26450000,13910000,51842000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33413,13,The Bahamas,The Bahamas,Machinery and equipment,22,Yes,3,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,35,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1995,No,Yes,1995,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,2,0,-44,Yes,2,0,0,-44,Yes,1,2,1,-44,Yes,0,3,1,-44,No,-44,Yes,Yes,Yes,90,90,75,10,0,                           -44,20,55,25,1,Individuals,10,60,30,furniture,75,National,15,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,25,75,No,-44,No,No,No,No,Yes,Yes,-44,-44,                           -44,-44,No,Yes,No,No,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,No,Yes,No,No,                           -44,Important,Very Important,Very Important,Very Important,Important,Critical,Important,Yes,100,No,-44,No,-44,No,No,80000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,20,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,22,7,7,5,3,0,0,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,69000,6,65000,5,74000,1,36000,1,37000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8800,1,7900,1,10400,1,9907.200000000001,1,9500,1,11400,0,-77,0,-77,0,-77,7,9400,6,9100,6,10200,5,7900,6,7300,5,8800,New production methods,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Very important,Critical,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Not important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Not important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,0,24,Slightly difficult,Very difficult,Difficult,0,13,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Very important,Very important,Very important,Not important,Slightly important,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,12,Yes,50,32,8,0,10,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2008,20000,8,36,Other,Yes,Yes,No,No,No,No,                           -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4760000,5250000,2390000,760000,32000,210000,63000,0,0,0,0,0,630000,1044000,1286000,1470000,1837000,3778000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33414,14,The Bahamas,The Bahamas,Garments,24,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,1999,No,Yes,1999,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,0,0,-44,Yes,5,0,1,-44,Yes,0,6,2,-44,No,-44,Yes,No,Yes,100,70,85,0,0,                           -44,10,60,30,0,Government or government agencies (including state-owned ent,25,55,20,clothing retail,85,National,10,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,No,Yes,No,Yes,Client,                           -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,No,Yes,Yes,No,Yes,No,                           -44,Important,Very Important,Very Important,Very Important,Very Important,Very Important,Important,Yes,75,Yes,25,No,-44,No,No,0,-44,No,Yes,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,14,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,2,60,15,21,15,9,1,0,0,2,3,2,1,0,0,0,0,0,0,1,1,1,0,0,8,17,66000,17,61000,17,74000,1,31000,1,31000,1,34000,2,35000,2,33000,2,40000,2,8300,2,7000,2,9000,3,9000,3,8000,3,10100,1,8371.200000000001,1,7700,1,9000,0,-77,0,-77,0,-77,22,8000,22,7900,22,9300,15,8400,15,7800,15,10000,-44,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,2,14,Difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,Yes to hire,Yes,7,No,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No,0,100,                           -44,0,No,-44,No,50,24,6,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,150000,9,42,Other,Yes,No,No,No,No,No,                           -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,690000,720000,309600,450000,13000,3000,15000,25000,0,0,0,0,0,392000,369000,545000,535000,1019000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Political environment,Labor Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1,1,1,3
33415,15,The Bahamas,The Bahamas,Chemicals,27,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,53,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1949,Yes,Yes,1949,25,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,4,2,1,-44,Yes,1,3,2,-44,No,-44,Yes,Yes,Yes,100,70,75,0,0,                           -44,45,45,10,5,Government or government agencies (including state-owned ent,25,70,5,cleaning chemicals,65,National,15,Increased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,Yes,No,Yes,Other company of the sector,                           -44,Yes,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,No,Yes,Yes,No,No,                           -44,Very Important,Slightly important,Slightly important,Very Important,Important,Slightly important,Very Important,Yes,50,Yes,50,No,-44,Yes,Yes,40000,-44,Yes,Yes,Yes,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,45,No,Yes,0,2,12,23,7,8,5,3,0,3,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,64000,6,65000,6,74000,1,37000,2,36000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7800,1,7500,1,8400,1,9062.4,1,8900,1,9800,0,-77,0,-77,0,-77,8,10000,7,9600,7,11900,5,8300,5,7500,5,9100,New production methods,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Difficult,Slightly difficult,1,11,Slightly difficult,Very difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Not difficult,Not difficult,0,8,Not difficult,Slightly difficult,Not difficult,0,1,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,1,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Problems with credit history/report,-44,3890000,4320000,1890000,480000,104000,378000,403000,378000,15000,14000,30000,0,0,414000,738000,575000,1070000,782000,Minor obstacle,Major obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,Yes,No,No obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to land for expansion / relocation,"Crime, theft and disorder",Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33416,16,The Bahamas,The Bahamas,Chemicals,29,Yes,2,Establishment physically separated from HQ and other establi,Yes,-44,Limited partnership,                           -44,80,100,0,0,0,Predominantly men,No,Yes,14,Makes decisions in consultation with other partners,14,3,Predominantly women,Female,Female,Female,1991,Yes,Yes,1991,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,No,-44,Yes,Yes,Yes,100,80,135,0,0,                           -44,15,45,40,5,Large private firms (more than 100 employees),25,40,35,medical supplies for dialysis,Refusal to answer,National,25,Increased,Remained the same,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,24,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44,                           -44,Strongly disagree,Strongly disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,8000,No,-44,-44,No,-44,-44,Yes,0,2,4,149,38,52,37,22,1,1,0,3,2,2,0,0,0,0,0,0,0,1,1,0,0,0,15,40,50000,40,46000,42,59000,3,32000,4,32000,3,37000,6,40000,7,40000,7,47000,6,9400,6,9000,6,11000,7,9800,7,9000,7,11200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,52,8500,51,8100,47,9400,37,8300,40,7600,40,9700,Economic upturn/downturn,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Difficult,Difficult,4,12,Not difficult,Almost impossible,Difficult,0,12,Not difficult,Very difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,6,7,Not difficult,Not difficult,Slightly difficult,4,1,Critical,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,Yes to hire,Yes,19,No,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,No,50,0,0,0,40,10,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2410000,3230000,1230000,1010000,139000,193800,23000,50000,9000,5000,9000,0,0,535000,670000,775000,1098000,2294000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1,1,1,3
33417,17,The Bahamas,The Bahamas,Non-metallic mineral products,30,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes major strategic and fiancial decisions,12,6,Predominantly men,Male,Male,Male,1997,Yes,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,100,135,0,0,                           -44,0,60,40,4,Others,25,65,10,marble/granite stonework,85,National,5,Increased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,5,95,Yes,2,Yes,No,No,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,Yes,No,No,Yes,Yes,No,No,                           -44,Important,Critical,Important,Important,Critical,Very Important,Very Important,Yes,35,Yes,65,No,-44,Yes,No,20000,-44,No,Yes,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,45000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,5,58,16,20,14,8,1,2,1,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,16,66000,16,65000,17,77000,1,39000,1,40000,1,43000,2,39000,2,40000,2,43000,2,8500,2,8000,2,10000,2,8800,2,8600,2,10400,1,7603.2,1,6800,1,8500,0,-77,0,-77,0,-77,20,11000,20,11100,20,12500,14,7800,14,7700,13,9200,-44,                           -44,University graduate,Post graduated,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,8,Not difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,3,Not difficult,Not difficult,Slightly difficult,2,2,Not difficult,Not difficult,Slightly difficult,2,2,Very important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No,0,100,                           -44,0,Yes,8,No,45,28,7,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,6590000,6820000,3150000,880000,191000,630000,567000,227000,23000,40000,28000,0,0,589000,1124000,818000,1605000,1088000,Major obstacle,Very severe obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Electricity,Macroeconomic environment,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,1,1,1,3
33418,18,The Bahamas,The Bahamas,Hotel and restaurants,31,No,-44,-44,-44,-44,Limited partnership,                           -44,45,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,No,Yes,1995,39,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,Yes,2,7,1,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,                           -44,45,40,15,0,Government or government agencies (including state-owned ent,25,70,5,juice,95,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,14,Yes,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,30000,Yes,1,Outside working hours,Firearm/gun,Personal possessions of employees or customers,25000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,2000,Gang related,No,No,There was no insurance requirement,Yes,2,Outside working hours,Knife,Other company property,700,Other,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,4,Yes,2,No,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,50000,3,47000,2,58000,1,38000,2,34000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8800,3,8700,3,10100,0,-77,0,-77,0,-77,2,7800,3,7800,2,8400,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Very important,Slightly important,Important,Critical,Very important,Very important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Slightly important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Very important,Critical,Very important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Slightly important,Difficult,Difficult,Very difficult,0,12,Not difficult,Very difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Slightly important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,Yes to hire,Yes,0,No,-44,Yes,4,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Loan,2010,196000,8,60,Other,Yes,Yes,No,Yes,Yes,No,                           -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1250000,1430000,672100,410000,11000,71500,5000,40000,2000,6000,2000,0,0,213000,279000,343000,372000,600000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Macroeconomic environment,Access to land for expansion / relocation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33419,19,The Bahamas,The Bahamas,Transport,32,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,                           -44,47,100,0,0,0,Predominantly women,Yes,Not applicable,47,Makes decisions in consultation with other partners,15,3,All men,Male,Male,Male,1987,No,Yes,1987,15,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,5,0,-44,No,-44,-44,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,30,50,20,3,Large private firms (more than 100 employees),25,50,25,transport of waste,75,National,15,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,40,60,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,3000,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,Yes,175,No,Yes,190,Yes,Yes,30,2,4,98,26,34,24,14,1,5,3,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,26,64000,25,58000,23,70000,2,40000,3,37000,2,47000,4,42000,4,38000,4,48000,4,9000,4,8000,4,10000,4,8100,4,7700,4,9200,0,-77,0,-77,0,-77,34,8200,34,8100,34,9400,0,-77,0,-77,0,-77,24,7600,25,7100,27,8300,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Very important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Slightly important,Important,Critical,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Slightly important,Very important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,3,25,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,4,10,Not difficult,Difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,7,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2012,70000,11,36,Other,Yes,Yes,No,No,No,No,                           -44,125,Yes,3,2,Problems with credit history/report,-44,8210000,8840000,3889600,1120000,212000,442000,15000,212000,40000,36000,21000,0,0,1777000,2617000,2652000,3271000,4084000,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33420,20,The Bahamas,The Bahamas,Food,33,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1964,No,Yes,1964,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,0,2,2,-44,Yes,0,Yes,No,Yes,90,70,135,10,0,                           -44,25,65,10,0,Others,10,45,45,whole milk,90,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,5,95,Yes,1,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,1200,Yes,-44,500,Yes,1,During working hours,Baseball bat,Goods or stock,25000,A supplier,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Goods or stock,1000,A former employee,No,No,Police have not done anything in the past,Yes,1,During working hours,Firearm/gun,Goods or stock,10000,A former employee,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,500,A customer,No,No,No loss or damage,Yes,3,Outside working hours,Knife,Goods or stock,900,Gang related,No,No,Would increase insurance cost,Yes,3,During working hours,Firearm/gun,Goods or stock,6000,Gang related,No,No,Fear of negative publicity,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,30,No,No,-44,-44,5,36,10,12,9,5,1,2,1,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,47000,10,42000,9,54000,1,40000,2,41000,1,44000,1,31000,1,29000,1,36000,1,9900,1,9000,1,11000,2,8900,2,8300,2,9800,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,12,10000,13,9000,14,10900,9,8100,9,7700,9,9100,New products require new skills,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Not important,Not important,Important,Slightly important,Slightly important,Critical,Very important,Important,Very important,Important,Critical,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,15,Not difficult,Very difficult,Difficult,0,8,Slightly difficult,Difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Very difficult,Difficult,0,5,Not difficult,Slightly difficult,Not difficult,2,9,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Not important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,Yes to fire,No,-44,Yes,0,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,60,8,2,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Problems with credit history/report,-44,5020000,5960000,2520000,1260000,256000,357600,300000,60000,0,0,0,0,0,243000,1305000,315000,2140000,914000,No obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,Yes,"Crime, theft and disorder",Macroeconomic environment,Practices of competitors in the informal sector,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33421,21,The Bahamas,The Bahamas,Machinery and equipment,34,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,50,100,0,0,0,Equally men and women,No,Yes,35,Makes decisions in consultation with other partners,7,2,All men,Male,Male,Male,2005,No,Yes,2005,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,34,No,Yes,1,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,0,Yes,Yes,Yes,100,70,130,0,0,                           -44,15,55,30,4,Others,30,60,10,wood,85,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,No,No,No,Yes,Yes,No,Yes,Other company of the sector,                           -44,No,No,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Important,Very Important,Very Important,Important,Important,Critical,Yes,30,Yes,70,No,-44,Yes,No,130000,-44,No,No,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,185,No,Yes,5,2,20,48,13,16,12,7,1,2,1,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,45000,13,40000,11,52000,1,36000,1,34000,1,40000,2,33000,3,33000,2,38000,2,8100,2,8000,2,10000,2,9400,2,9400,2,10300,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,16,9400,16,9400,16,10800,12,8400,12,7500,13,9600,New products require new skills,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Very important,Critical,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Not difficult,Difficult,Difficult,2,11,Slightly difficult,Very difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Not difficult,2,5,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,Yes,65,12,3,0,20,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,60000,13,30,Other,Yes,No,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,9480000,9770000,4591900,1260000,283000,488500,43000,454000,0,0,0,489000,0,844000,3638000,1140000,5350000,2041000,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Inadequately educated workforce,Access to finance,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33422,22,The Bahamas,The Bahamas,Fabricated metal products,35,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,65,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1997,Yes,Yes,1997,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,100,70,125,0,0,                           -44,5,55,40,0,Large private firms (more than 100 employees),10,45,45,hurricane shutters/aluminium p,80,National,15,Remained the same,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,95,5,Yes,2,No,Yes,No,No,Yes,No,Yes,Laboratory or research center,                           -44,No,Yes,Yes,No,No,No,-44,-44,-44,-44,Yes,No,Yes,No,No,No,Yes,No,No,                           -44,Important,Very Important,Important,Important,Important,Very Important,Important,Yes,60,Yes,40,No,-44,No,No,20000,-44,Yes,No,Yes,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,Yes,0,2,4,9,3,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,59000,3,55000,2,64000,1,33000,2,32000,1,36000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9700,3,8800,3,11200,2,8400,3,8000,2,9300,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Very important,Critical,Critical,Important,Slightly important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Important,Important,Important,Important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Not important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,21,Not difficult,Very difficult,Difficult,1,14,Not difficult,Slightly difficult,Difficult,1,2,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Difficult,1,3,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,15,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Loan,2012,20000,11,72,Other,Yes,No,Yes,No,No,No,                           -44,175,Yes,3,2,Collateral or cosigners unacceptable,-44,3210000,4060000,1760000,100000,162000,284000,45000,50000,17000,5000,7000,0,0,137000,263000,210000,375000,302000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,Yes,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33423,23,The Bahamas,The Bahamas,Food,36,No,-44,-44,-44,-44,Limited partnership,                           -44,49,60,40,0,0,Predominantly men,No,Yes,11,Delegates decisions to other partners,8,3,Equally men and women,Male,Male,Female,2000,Yes,Yes,2000,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,75,95,0,0,                           -44,10,50,40,10,Government or government agencies (including state-owned ent,0,50,50,cakes,100,National,5,Increased,Remained the same,More than 5,100,0,50,-44,                           -44,-44,                           -44,-44,-44,-44,-44,95,5,Yes,7,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Strongly agree,Yes,No,-44,-44,-44,-44,Yes,-44,1300,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,30,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,13,5,4,3,1,0,0,1,0,4,3,1,0,0,0,0,0,0,1,1,2,0,0,0,8,43000,7,40000,7,51000,1,37000,1,33000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9000,5,8100,5,10100,3,7600,4,6800,3,8700,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Very important,Not important,Critical,Very important,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Not important,Slightly important,Slightly important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Important,Slightly important,Slightly important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Very important,Important,Very important,Not important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,5,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Important,Not important,Critical,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,10,No,55,0,0,0,45,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,50000,14,48,Other,No,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Insufficient profitability,-44,310000,370000,140000,100000,37000,11100,11000,0,0,0,0,0,0,139000,48000,190000,80000,536000,Minor obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,Tax Rates,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33424,24,The Bahamas,The Bahamas,Construction,38,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1971,No,Yes,1971,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0,                           -44,20,50,30,5,Government or government agencies (including state-owned ent,0,65,35,construction,85,Local,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Other company property,500,Gang related,No,No,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,5,32,9,11,8,4,1,1,0,1,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,11,68000,11,64000,11,75000,1,31000,2,29000,1,35000,1,35000,1,35000,1,38000,1,7700,1,7000,1,8000,1,8600,1,8000,1,10200,0,-77,0,-77,0,-77,12,7400,13,7100,14,8600,0,-77,0,-77,0,-77,8,8100,8,7500,7,8800,Economic upturn/downturn,                           -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Critical,Slightly important,Very important,Important,Slightly important,Very important,Important,Important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Very difficult,2,24,Not difficult,Very difficult,Difficult,0,12,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,2,1,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,950000,1150000,320000,500000,31000,34500,15000,23000,3000,3000,4000,0,0,162000,265000,242000,414000,670000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,Yes,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33425,25,The Bahamas,The Bahamas,Food,40,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,                           -44,50,0,100,0,0,Equally men and women,No,Not applicable,40,Makes decisions in consultation with other partners,18,7,All men,Male,Male,Male,1987,Yes,Yes,1987,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,1,-44,Yes,0,1,1,-44,Yes,6,Yes,No,No,100,75,60,0,0,                           -44,30,50,20,0,Others,40,50,10,beverage,95,Local,10,Increased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,85,15,Yes,17,No,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Strongly disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,7,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,4000,Gang related,Yes,Yes,-44,Yes,4,Outside working hours,Firearm/gun,Money,2000,Gang related,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Money,-66,Group of criminals,No,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,Yes,No,10,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,41,85,23,29,21,12,0,0,8,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,10,23,65000,23,63000,24,77000,2,36000,2,37000,2,40000,3,30000,3,27000,3,35000,3,8100,3,7000,3,9000,4,9500,4,9300,4,10700,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,29,11000,27,10500,25,12600,21,8100,21,7400,23,9400,New production methods,                           -44,Post graduated,Completed secondary,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Not important,Not important,Critical,Important,Important,Very important,Critical,Important,Very important,Important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Critical,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Critical,Important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,3,13,Not difficult,Almost impossible,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,8,Difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,3,8,Not difficult,Slightly difficult,Not difficult,3,2,Critical,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,11,No,55,16,4,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,8380000,12060000,4790000,1510000,277000,189000,126000,680000,12000,13000,9000,0,0,341000,824000,525000,1070000,756000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,Yes,No,Macroeconomic environment,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33426,26,The Bahamas,The Bahamas,Retail,41,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1977,No,Yes,1977,36,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,0,4,1,-44,Yes,6,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,50,50,0,5,Medium private firms (20-100 employees),0,60,40,mattresses,90,National,5,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,9,No,No,No,No,Yes,No,Yes,University,                           -44,No,No,Yes,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Very Important,Important,Very Important,Important,Critical,Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,Yes,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,6,33,10,11,8,4,4,5,3,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,13,47000,12,47000,12,53000,1,45000,2,43000,1,52000,1,30000,1,28000,1,35000,1,8400,1,8000,1,10000,1,9200,1,8500,1,10100,0,-77,0,-77,0,-77,12,7100,12,6600,11,8300,0,-77,0,-77,0,-77,8,8100,8,7900,7,9400,-44,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Very important,Very important,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,15,Slightly difficult,Difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,0,1,Not difficult,Slightly difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,2,3,Not difficult,Not difficult,Slightly difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,55,0,0,0,45,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,2440000,2720000,630000,500000,24000,108800,50000,24500,2000,1000,5000,0,0,509000,509000,653000,707000,1032000,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Truthful,Are taken directly from the establishment's records, ,1.666667,1.416667,1.5,2
33427,27,The Bahamas,The Bahamas,Food,42,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,55,100,0,0,0,Predominantly men,No,Yes,14,Makes major strategic and fiancial decisions,10,4,Predominantly men,Male,Male,Male,1961,No,Yes,1962,45,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,8,0,0,-44,Yes,0,4,2,-44,Yes,0,Yes,Yes,No,100,80,140,0,0,                           -44,25,50,25,0,Small private firms (less than 20 employees),10,55,35,guava jam,30,National,15,Remained the same,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,85,15,Yes,4,Yes,Yes,Yes,No,Yes,Yes,-44,-44,                           -44,-44,No,Yes,Yes,No,Yes,No,Yes,Yes,No,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No,                           -44,Important,Important,Very Important,Very Important,Important,Very Important,Important,Yes,100,No,-44,No,-44,No,No,10000,-44,No,No,Yes,Yes,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,2072,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,10,4,3,2,1,3,0,0,0,8,5,2,1,0,2,0,0,0,1,1,1,3,0,1,9,71000,8,64000,8,81000,1,45000,2,45000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,8100,5,7400,5,9000,3,8000,3,7300,3,8600,-44,                           -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Important,Critical,Critical,Slightly important,Very important,Slightly important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Not important,Important,Very important,Important,Slightly important,Difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,9,Yes,0,60,15,0,25,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,25000,11,24,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,650000,540000,253800,180000,23000,27000,23000,21000,0,0,0,0,70000,105000,102000,140000,167000,167000,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Cost of finance,Transportation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33428,28,The Bahamas,The Bahamas,Food,48,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,88,0,100,0,0,Predominantly men,No,No,6,Delegates decisions to other partners,4,2,Equally men and women,Male,Male,Female,1987,Yes,Yes,1987,32,No,-44,-44,No,-44,-44,Yes,18,No,No,-44,-44,Yes,2,2,1,-44,Yes,2,0,0,-44,Yes,4,5,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,80,65,0,0,                           -44,15,50,35,2,Individuals,25,60,15,beer,90,National,15,Increased,Remained the same,More than 5,65,35,0,1988,                           -66,30,                           -66,20,6,0,1,35,65,Yes,16,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,No,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,No,Yes,Yes,Yes,Yes,No,                           -44,Important,Very Important,Very Important,Very Important,Important,Very Important,Very Important,Yes,55,Yes,45,No,-44,No,Yes,130000,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,9,No,-44,-44,No,-44,0,-44,Yes,10,No,No,-44,-44,Yes,10,2,6,24,7,8,6,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,56000,6,57000,5,65000,1,35000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9300,1,10900,1,8140.8,1,7900,1,9300,0,-77,0,-77,0,-77,8,9000,8,8300,9,9700,6,7900,6,7400,5,9200,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Very important,Important,Very important,Very important,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Very important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,1,24,Not difficult,Very difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,1,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,7,No,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,90000,14,30,Other,Yes,Yes,No,No,No,No,                           -44,100,Yes,3,3,Incompleteness of loan application,-44,17180000,18660000,8956800,760000,149000,95000,101000,378000,3000,6000,7000,0,0,526000,3424000,741000,5350000,1326000,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33431,31,The Bahamas,The Bahamas,Chemicals,69,No,-44,-44,-44,-44,Limited partnership,                           -44,50,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,12,2,Predominantly men,Male,Male,Male,1999,No,Yes,2000,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,100,95,70,0,0,                           -44,10,55,35,5,Government or government agencies (including state-owned ent,25,40,35,vinyl products,55,National,20,Increased,Remained the same,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,75,25,Yes,2,Yes,No,Yes,Yes,Yes,No,Yes,University,                           -44,No,No,No,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,No,Yes,Yes,Yes,Yes,No,No,                           -44,Slightly important,Very Important,Very Important,Very Important,Slightly important,Very Important,Important,Yes,25,Yes,75,No,-44,No,No,10000,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,3500,Yes,3,Outside working hours,Firearm/gun,Goods or stock,5000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Baseball bat,Money,450,Someone working alone,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Personal possessions of employees or customers,100,Gang related,No,No,Police could not have done anything,Yes,4,Outside working hours,Knife,Goods or stock,200,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,No,No,14,Yes,2,No,Yes,0,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,3,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,0,6,48000,5,48000,4,53000,1,33000,1,31000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8400,3,8300,3,9900,2,7700,3,7300,2,8800,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Slightly important,Very important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,8,Slightly difficult,Almost impossible,Difficult,1,14,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Difficult,Difficult,1,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Not important,Slightly important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,10,Yes,65,0,0,0,20,15,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,730000,930000,440000,400000,43000,27900,8000,13000,2000,1000,1000,28000,0,67000,501000,108000,770000,149000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Political environment,Cost of finance,Macroeconomic environment,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33432,32,The Bahamas,The Bahamas,Food,71,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,57,100,0,0,0,Predominantly men,No,Yes,22,Delegates decisions to other partners,4,3,Predominantly women,Female,Female,Female,2000,No,Yes,2000,1,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,0,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,95,70,120,5,0,                           -44,25,55,20,0,Your parent company or affiliated establishments,10,55,35,bread,45,National,15,Remained the same,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,2,No,Yes,Yes,Yes,Yes,No,Yes,Competitor,                           -44,No,No,Yes,Yes,No,Yes,No,Yes,No,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Slightly important,Important,Important,Very Important,Important,Slightly important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,4,16,5,5,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,46000,4,44000,3,55000,1,31000,1,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7900,1,7000,1,9100,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9400,5,8700,5,10200,4,8100,5,7700,4,9400,-44,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Completed primary school,Slightly important,Not important,Critical,Very important,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Slightly important,Important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Slightly difficult,Difficult,Slightly difficult,0,23,Slightly difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,0,5,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,7,Yes,60,16,4,0,20,0,0,0,0,0,0,0,0,                           -44,50,25,0,0,0,25,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,50000,8,48,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,510000,510000,190000,130000,3000,8000,5000,4000,0,0,0,10000,0,58000,312000,86000,428000,159000,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Political environment,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33433,33,The Bahamas,The Bahamas,Machinery and equipment,73,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,40,100,0,0,0,Predominantly men,No,No,18,Makes decisions in consultation with other partners,7,2,Predominantly men,Male,Male,Male,1988,No,Yes,1988,24,No,-44,-44,No,-44,-44,No,-44,-44,Yes,24,No,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,100,70,80,0,0,                           -44,45,50,5,10,Individuals,20,55,25,furniture,80,National,15,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,20,80,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,5,Yes,1,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,8,42,12,14,10,6,0,0,4,2,6,3,2,1,0,0,0,0,0,1,1,1,2,0,0,15,55000,14,52000,13,62000,1,36000,2,32000,1,39000,1,38000,1,37000,1,42000,1,7800,1,8000,1,9000,2,9700,2,9300,2,10900,1,7372.799999999999,1,7400,1,8000,0,-77,0,-77,0,-77,16,7700,17,7100,16,8500,11,7700,12,7800,11,8600,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Very important,Important,Important,Important,Very important,Important,Important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Slightly important,Important,Slightly important,Important,Very important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,2,8,Slightly difficult,Very difficult,Difficult,0,13,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Not difficult,2,5,Not difficult,Not difficult,Slightly difficult,2,1,Very important,Important,Slightly important,Not important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,9,Yes,55,24,6,0,15,0,0,0,0,0,0,0,0,                           -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2011,50000,-44,30,Private commercial banks,Yes,No,No,No,No,No,                           -44,100,Yes,2,1,Problems with credit history/report,-44,11320000,11070000,5313600,1390000,210000,664200,252000,177000,18000,32000,28000,1661000,0,1882000,3232000,2768000,4428000,4456000,Very severe obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,Yes,No,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Yes,No,Yes,No,Yes,Practices of competitors in the informal sector,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33437,37,The Bahamas,The Bahamas,Food,85,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,80,100,0,0,0,Predominantly men,No,Yes,14,Delegates decisions to other partners,14,4,Predominantly men,Male,Male,Male,1978,No,Yes,1978,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,2,2,-44,No,-44,Yes,No,Yes,100,75,125,0,0,                           -44,25,55,20,0,Medium private firms (20-100 employees),45,50,5,cakes,75,Local,5,Remained the same,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,100,0,-44,-44,Yes,No,No,No,Yes,No,Yes,University,                           -44,No,No,Yes,Yes,No,Yes,Yes,Yes,Yes,No,Yes,Yes,No,No,No,Yes,Yes,No,No,                           -44,Important,Important,Very Important,Important,Important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,3,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,12,4,4,3,1,0,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,6,45000,5,42000,4,50000,1,47000,1,42000,1,51000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,7800,4,7700,4,9200,3,8300,4,7400,3,9100,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete secondary,Completed secondary,Completed secondary,Important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Slightly important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Slightly important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Slightly difficult,Very difficult,Difficult,0,19,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Very important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,Yes to hire,Yes,1,No,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,Yes,50,0,0,0,50,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Incompleteness of loan application,-44,380000,380000,180000,120000,13000,4000,5000,20000,0,0,0,0,11000,32000,149000,44000,193000,97000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Transportation,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33439,39,The Bahamas,The Bahamas,Food,90,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2000,No,Yes,2000,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,Yes,1,0,0,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,No,100,75,120,0,0,                           -44,25,50,25,0,Government or government agencies (including state-owned ent,5,40,55,cakes,Refusal to answer,National,10,Increased,Remained the same,More than 5,100,0,0,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,3,No,Yes,Yes,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,Yes,No,Yes,Yes,Yes,No,-44,-44,Yes,Yes,No,No,No,Yes,No,No,No,                           -44,Important,Very Important,Important,Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,Yes,10000,-44,Yes,Yes,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,-44,7000,Yes,1,-44,Yes,3,Outside working hours,Other,Money,40000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,700,Gang related,No,No,There was no insurance requirement,Yes,3,During working hours,Firearm/gun,Money,2000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,3000,Other,No,No,-44,Yes,2,Outside working hours,Knife,Money,2500,A fellow employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,20,1,5,38,11,13,9,5,0,0,0,0,5,3,1,1,0,0,0,0,0,2,1,2,4,0,4,14,69000,14,62000,12,75000,1,29000,1,28000,1,34000,1,28000,1,26000,1,31000,1,7900,1,8000,1,9000,2,9400,2,9600,2,11200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,14,8500,14,7700,15,10000,10,7800,10,7600,9,8700,-44,                           -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Very important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Not important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Important,Slightly important,Not important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly difficult,Very difficult,Slightly difficult,2,22,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,2,4,Not difficult,Not difficult,Not difficult,1,2,Slightly important,Important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,7,No,20,0,0,0,20,0,0,0,0,0,0,60,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Incompleteness of loan application,-44,830000,960000,422400,440000,10000,38400,101000,23000,0,0,0,0,0,39000,86000,54000,107000,138000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33440,40,The Bahamas,The Bahamas,Food,93,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded,                           -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1969,No,Yes,1969,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,3,1,-44,Yes,1,0,0,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,Yes,4,No,Yes,No,100,70,60,0,0,                           -44,10,50,40,0,Large private firms (more than 100 employees),35,45,20,bread,60,National,10,Increased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,2,Yes,No,No,No,Yes,No,Yes,Other company of the sector,                           -44,Yes,Yes,No,Yes,Yes,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,No,No,                           -44,Slightly important,Important,Important,Very Important,Critical,Very Important,Very Important,Yes,30,Yes,70,No,-44,No,No,10000,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,10000,Other,Yes,Yes,-44,Yes,2,During working hours,Knife,Money,2000,Gang related,No,No,Fear of reprisals,Yes,4,During working hours,Knife,Goods or stock,700,Someone working alone,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Money,4000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,2,3,63,17,22,15,9,16,7,6,2,12,5,4,2,1,3,1,1,0,1,1,1,3,1,8,22,55000,20,49000,20,61000,1,36000,1,35000,1,40000,3,36000,3,36000,3,42000,3,8200,3,8000,3,9000,3,7800,3,7800,3,9200,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,26,11000,26,10700,28,11900,17,8300,16,7900,16,9900,New products require new skills,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Very important,Very important,Not important,Important,Important,Important,Slightly important,Critical,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Critical,Not important,Not important,Very important,Very important,Important,Slightly important,Not difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Very difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,10,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,2,Not difficult,Not difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,2,2,Important,Important,Very important,Not important,Important,Not important,Not important,Not important,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,7,No,40,32,8,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,2400000,2450000,1053500,630000,147000,38000,302000,4000,2000,2000,2000,0,0,628000,321000,848000,428000,2408000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Electricity,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.37499925,3.825000000000002,5.625,1
33441,41,The Bahamas,The Bahamas,Food,94,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,13,4,Equally men and women,Female,Female,Female,2001,Yes,Yes,2001,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,100,80,90,0,0,                           -44,30,40,30,4,Your parent company or affiliated establishments,15,50,35,cakes,85,International,10,Increased,Remained the same,More than 5,10,90,0,2002,                           -66,25,                           -66,5,7,1,0,5,95,Yes,2,Yes,No,No,No,Yes,No,Yes,University,                           -44,No,No,No,Yes,No,No,-44,-44,-44,-44,Yes,Yes,No,No,Yes,Yes,Yes,Yes,No,                           -44,Important,Very Important,Very Important,Important,Important,Important,Critical,Yes,40,Yes,60,No,-44,No,No,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,3,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,4000,A former employee,Yes,Yes,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,12000,A fellow employee,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,550,Gang related,No,No,Police could not have done anything,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Knife,Money,50000,Group of criminals,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Money,7000,Gang related,No,No,The police give little/no information back on crimes,Yes,Yes,20000,0,Yes,No,No,Yes,Yes,Yes,No,No,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,0,2,5,13,5,4,3,1,0,0,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,47000,7,47000,6,53000,1,39000,2,37000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8800,4,7900,4,9500,3,7500,3,7400,3,8900,New production methods,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Very important,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Important,Not difficult,Almost impossible,Slightly difficult,1,9,Slightly difficult,Very difficult,Slightly difficult,1,10,Difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Difficult,1,5,Slightly difficult,Not difficult,Not difficult,0,2,Important,Slightly important,Important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,No,80,8,2,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,250000,320000,160000,110000,4000,4000,6000,0,0,0,0,0,0,117000,494000,162000,642000,353000,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.37499925,3.825000000000002,5.625,1
33442,42,The Bahamas,The Bahamas,Food,95,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2006,No,Yes,2006,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,95,90,65,5,0,                           -44,15,60,25,0,Individuals,25,40,35,cakes,80,National,10,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,95,5,Yes,8,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,4,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,64000,2,65000,1,75000,1,41000,2,40000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9600,2,8600,2,10300,2,7800,2,7300,2,9300,-44,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Important,Not important,Important,Critical,Important,Critical,Critical,Very important,Important,Very important,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Important,Important,Important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,25,Slightly difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Difficult,Not difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,230000,200000,92000,40000,10000,10000,5000,3000,0,0,0,0,0,30000,85000,43000,139000,47000,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Electricity,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33445,45,The Bahamas,The Bahamas,Food,109,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,50,70,30,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1939,No,Yes,1939,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,100,90,120,0,0,                           -44,35,40,25,10,Others,20,60,20,beverage,100,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,2,Yes,Yes,No,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,No,No,Yes,Yes,No,No,-44,-44,Yes,No,No,No,Yes,No,Yes,No,No,                           -44,Slightly important,Critical,Very Important,Very Important,Slightly important,Critical,Very Important,Yes,35,Yes,65,No,-44,No,Yes,90000,-44,No,No,No,No,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Strongly agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,45000,3000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,185,No,Yes,0,2,20,162,42,56,40,24,2,4,2,12,5,3,1,1,0,0,0,0,0,2,1,2,4,0,23,45,47000,49,47000,51,53000,3,29000,3,26000,3,33000,7,36000,7,33000,7,39000,7,9200,7,9000,7,10000,7,9100,6,8900,6,10500,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,57,9600,56,9100,56,10700,41,7900,45,8000,48,9400,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Not important,Important,Important,Critical,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Not important,Important,Important,Slightly important,Not important,Important,Slightly important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Important,Important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Difficult,Slightly difficult,5,9,Slightly difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Not difficult,6,9,Not difficult,Slightly difficult,Not difficult,5,1,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,No,65,0,0,0,35,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Loan,2011,280000,10,60,Other,Yes,Yes,No,No,No,No,                           -44,175,Yes,4,3,Collateral or cosigners unacceptable,-44,31200000,29810000,12520200,1260000,1252000,1490500,63000,894500,134000,98000,89000,0,0,5581000,5843000,7751000,8347000,14494000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,6.37499925,3.825000000000002,5.625,1
33446,46,The Bahamas,The Bahamas,Non-metallic mineral products,115,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,67,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1980,Yes,Yes,1980,33,No,-44,-44,No,-44,-44,No,-44,-44,Yes,54,No,Yes,5,5,0,-44,No,-44,-44,-44,-44,Yes,1,2,1,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,100,80,75,0,0,                           -44,0,40,60,10,Your parent company or affiliated establishments,40,45,15,glass products,70,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,16,Yes,No,Yes,No,Yes,No,Yes,Other company of the sector,                           -44,No,No,Yes,Yes,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Critical,Important,Very Important,Slightly important,Important,Important,Yes,60,Yes,40,No,-44,Yes,No,30000,-44,Yes,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Strongly disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,24000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,500,Other,No,No,-44,Yes,2,Outside working hours,Firearm/gun,Money,9500,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,30,Yes,Yes,0,2,4,45,13,15,11,6,10,4,2,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,13,71000,13,67000,14,77000,1,42000,2,38000,1,50000,1,28000,1,27000,1,32000,1,8200,1,8000,1,9000,2,9400,2,8800,2,10700,1,8524.800000000001,1,8500,1,10000,0,-77,0,-77,0,-77,15,7800,14,7700,13,8800,11,7700,12,7400,11,9000,New production methods,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete secondary,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Important,Important,Very important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Critical,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Very important,Critical,Very important,Not important,Not important,Very important,Very important,Not important,Slightly important,Not difficult,Difficult,Difficult,2,10,Not difficult,Difficult,Difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,2,5,Not difficult,Not difficult,Not difficult,2,2,Critical,Very important,Important,Slightly important,Very important,Important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,1,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,6,No,50,0,0,0,20,0,0,0,0,0,0,0,30,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4530000,4880000,2147200,1708000,488000,146400,0,34000,5000,4000,6000,0,0,848000,797000,1074000,1122000,1826000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Tax Rates,Tax administration,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,1,1,1,3
33449,49,The Bahamas,The Bahamas,Construction,123,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,60,100,0,0,0,Predominantly men,No,Yes,12,Makes major strategic and fiancial decisions,7,3,Equally men and women,Male,Male,Female,1992,No,Yes,1992,28,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,45,30,15,Government or government agencies (including state-owned ent,20,60,20,engineering services,55,Local,5,Remained the same,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,20,No,No,Yes,No,Yes,Yes,-44,-44,                           -44,-44,No,No,No,Yes,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Not important,Critical,Important,Important,Very Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,10000,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Other company property,700,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,20,1,2,9,3,3,2,1,2,1,0,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,62000,5,59000,4,67000,1,30000,1,28000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9400,3,9400,3,10100,0,-77,0,-77,0,-77,2,7500,2,6800,2,8700,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Very important,Very important,Very important,Important,Critical,Critical,Very important,Important,Very important,Important,Important,Very important,Slightly important,Important,Very important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Critical,Not important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,0,17,Not difficult,Very difficult,Difficult,0,4,Not difficult,Difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Critical,Very important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,No,50,0,0,0,50,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,3170000,2840000,60000,130000,60000,113600,32000,85000,6000,14000,9000,0,0,369000,809000,568000,1051000,897000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Yes,No,No,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33450,50,The Bahamas,The Bahamas,Construction,124,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,95,100,0,0,0,Predominantly men,No,Yes,3,Delegates decisions to other partners,3,2,Equally men and women,Male,Male,Female,1959,No,Yes,1959,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,Yes,1,1,0,-44,Yes,2,0,0,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,Yes,0,-44,-44,100,0,                           -44,5,60,35,0,Medium private firms (20-100 employees),20,70,10,construction,95,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,4,No,-44,-44,Yes,0,-44,7000,No,-44,-44,Yes,85,No,No,-44,-44,10,13,5,4,3,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,66000,4,67000,3,76000,1,36000,1,32000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,9300,4,9400,4,10300,0,-77,0,-77,0,-77,3,8000,3,7600,3,9200,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Important,Important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Critical,Very important,Very important,Critical,Critical,Important,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Difficult,Difficult,0,21,Difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Difficult,Slightly difficult,Difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,0,2,Very important,Very important,Not important,Not important,Important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,15,No,0,40,10,0,40,10,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,10000,15,18,Other,Yes,No,No,No,No,No,                           -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3720000,3490000,1220000,200000,87000,104700,37000,66500,13000,12000,6000,0,0,590000,517000,907000,698000,1796000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33451,51,The Bahamas,The Bahamas,Construction,125,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1983,No,Yes,1983,42,No,-44,-44,No,-44,-44,No,-44,-44,Yes,27,No,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,5,40,55,2,Medium private firms (20-100 employees),40,60,0,construction,100,National,15,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,3,No,No,No,No,Yes,No,Yes,Laboratory or research center,                           -44,No,No,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Very Important,Very Important,Critical,Important,Very Important,Very Important,Yes,75,Yes,25,No,-44,No,No,40000,-44,No,No,No,Yes,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,Yes,2,Yes,Yes,0,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,10,36,10,12,9,5,1,0,0,0,15,5,5,3,2,0,0,0,0,2,1,2,5,2,0,15,56000,13,56000,13,63000,1,29000,1,28000,1,34000,2,39000,3,39000,2,46000,2,8100,2,8000,2,9000,2,8800,2,9000,2,10500,0,-77,0,-77,0,-77,17,9100,18,8800,16,10300,0,-77,0,-77,0,-77,12,8100,12,7300,11,9600,-44,                           -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,17,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,6,Slightly difficult,Difficult,Difficult,1,10,Slightly difficult,Difficult,Slightly difficult,2,5,Not difficult,Slightly difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100,                           -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2670000,3010000,1260000,850000,102000,180600,6000,72000,9000,14000,12000,0,0,498000,392000,692000,632000,1259000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33452,52,The Bahamas,The Bahamas,Transport,127,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1997,Yes,Yes,1997,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,7,4,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,2,-44,Yes,13,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,50,40,10,5,Your parent company or affiliated establishments,10,50,40,tourism,70,Local,5,Increased,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,Yes,Yes,-44,-44,                           -44,-44,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Slightly important,Very Important,Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,130000,-44,No,No,No,No,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1300,736,185,257,184,110,0,0,0,0,150,39,52,37,22,0,0,0,0,1,1,1,1,1,104,224,57000,228,53000,230,66000,14,32000,15,30000,14,35000,39,31000,39,31000,42,33000,39,8100,43,8000,43,9000,40,8600,39,8700,35,9600,0,-77,0,-77,0,-77,309,7300,340,6600,347,8300,0,-77,0,-77,0,-77,221,8000,219,7700,228,9400,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Very important,Very important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Very important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Important,Critical,Important,Very important,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Slightly important,Important,Not important,Not difficult,Very difficult,Slightly difficult,23,25,Slightly difficult,Very difficult,Difficult,2,6,Not difficult,Slightly difficult,Slightly difficult,4,4,Slightly difficult,Slightly difficult,Difficult,4,1,Slightly difficult,Not difficult,Not difficult,4,2,Not difficult,Difficult,Difficult,1,9,Not difficult,Difficult,Very difficult,31,8,Slightly difficult,Difficult,Not difficult,1,7,Slightly difficult,Not difficult,Slightly difficult,23,1,Important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,80,8,2,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,30000,8,48,Other,Yes,No,No,No,Yes,No,                           -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,33900000,33370000,14015400,10080000,3003000,1001100,19000,567500,51000,62000,74000,0,0,5406000,6591000,9010000,8343000,10001000,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,No,No,Yes,No,Practices of competitors in the informal sector,Tax Rates,Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33453,53,The Bahamas,The Bahamas,Construction,137,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,35,4,Predominantly men,Female,Male,Male,1979,No,Yes,1979,47,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,2,1,-44,No,-44,-44,-44,-44,Yes,5,1,1,-44,Yes,0,3,2,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,35,55,10,0,Individuals,35,40,25,construction services,85,National,10,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,25,75,No,-44,No,No,No,No,Yes,No,Yes,Competitor,                           -44,No,Yes,Yes,Yes,Yes,No,-44,-44,-44,-44,Yes,No,No,Yes,Yes,Yes,Yes,No,No,                           -44,Important,Very Important,Important,Important,Slightly important,Very Important,Important,Yes,55,Yes,45,No,-44,No,No,0,-44,No,No,No,No,No obstacle,No obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,4,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,30,7,3,2,1,1,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,4,65000,3,64000,3,76000,1,29000,1,26000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,7700,2,6900,2,8900,0,-77,0,-77,0,-77,1,8300,1,8300,1,9300,New production methods,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Slightly difficult,0,17,Difficult,Very difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,0,8,Difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,1,6,Not difficult,Slightly difficult,Not difficult,1,2,Important,Important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Private placement office,                           -44,Yes to hire,Yes,1,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,7,No,50,20,5,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,210000,320000,160000,100000,7000,9600,10000,9000,1000,1000,2000,0,0,58000,91000,83000,118000,212000,Very severe obstacle,Very severe obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Electricity,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33454,54,The Bahamas,The Bahamas,Information technology,140,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,9,3,All men,Male,Male,Male,2005,No,Yes,2005,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,5,60,35,15,Small private firms (less than 20 employees),10,55,35,computer service distributors,70,National,15,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,1,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,3,13,5,4,3,1,2,1,1,0,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,49000,8,48000,8,58000,1,40000,1,40000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,7800,4,6900,4,9200,0,-77,0,-77,0,-77,3,8100,4,7400,3,9100,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Very important,Important,Slightly important,Slightly important,Very important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Very important,Critical,Very important,Slightly important,Important,Important,Important,Very important,Not important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Difficult,Slightly difficult,1,17,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,1,7,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,5,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,12,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2008,350000,6,60,Other,Yes,Yes,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1190000,1290000,593400,390000,46000,51600,25000,23000,3000,4000,4000,0,0,214000,204000,271000,258000,561000,No obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Very severe obstacle,Yes,No,No,Yes,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,No obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33455,55,The Bahamas,The Bahamas,Construction,146,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,30,100,0,0,0,Predominantly men,No,No,28,Makes decisions in consultation with other partners,17,12,Predominantly men,Male,Male,Male,1965,No,Yes,1965,47,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,Yes,4,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,65,10,5,Others,35,50,15,water sewer infrastructure,55,Local,10,Decreased,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,No,-44,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,-44,0,No,-44,-44,Yes,25,No,Yes,25,2,4,104,27,36,26,15,1,2,1,3,8,3,2,2,1,0,0,0,0,2,1,2,4,1,13,30,51000,27,46000,28,57000,2,43000,2,44000,2,47000,4,42000,5,38000,4,49000,4,7900,4,7000,4,9000,5,9400,5,8800,5,10700,1,9292.799999999999,1,8600,1,10800,38,10000,37,9800,37,11900,0,-77,0,-77,0,-77,28,8100,28,7500,28,8900,New products require new skills,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Slightly important,Very important,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Not important,Very important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,3,20,Slightly difficult,Very difficult,Slightly difficult,0,4,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,4,10,Not difficult,Not difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Not difficult,3,1,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,14,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,60000,14,24,Private commercial banks,No,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,2,Problems with credit history/report,-44,8790000,8530000,2930000,3010000,111000,255900,454000,102500,9000,10000,9000,171000,0,1365000,1451000,2133000,2303000,4607000,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33456,56,The Bahamas,The Bahamas,Construction,148,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,100,0,0,0,Predominantly men,No,Yes,20,Makes decisions in consultation with other partners,5,2,Predominantly men,Male,Male,Male,1996,No,Yes,1996,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,                           -44,0,50,50,0,Your parent company or affiliated establishments,15,70,15,construction,100,National,20,Decreased,Increased,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,2,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Strongly disagree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,12,69,18,24,17,10,1,1,1,1,30,9,10,7,4,0,0,0,0,2,1,1,3,1,8,27,73000,24,65000,25,79000,2,42000,2,39000,2,50000,4,36000,4,36000,4,39000,4,10000,4,9000,4,12000,4,9100,4,8900,4,9900,0,-77,0,-77,0,-77,34,8800,32,8600,34,9700,0,-77,0,-77,0,-77,24,8200,26,7600,24,9700,Increase demand for higher quality product,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Very important,Very important,Important,Important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Important,Slightly important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Slightly important,Important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Not important,Important,Not important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,3,9,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Difficult,1,4,Not difficult,Difficult,Difficult,4,8,Slightly difficult,Not difficult,Difficult,0,7,Not difficult,Not difficult,Not difficult,3,2,Slightly important,Very important,Slightly important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No,0,100,                           -44,0,Yes,7,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,20000,8,96,Private commercial banks,Yes,Yes,Yes,No,No,No,                           -44,175,Yes,3,2,Incompleteness of loan application,-44,1080000,1040000,447200,490000,37000,52000,4000,5000,1000,1000,1000,62000,0,194000,203000,281000,270000,632000,Very severe obstacle,Major obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Telecommunications,Corruption,Electricity,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33457,57,The Bahamas,The Bahamas,Hotel and restaurants,168,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1998,Yes,Yes,1998,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,1,7,1,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,45,40,5,Small private firms (less than 20 employees),5,55,40,accomodation,90,Local,10,Decreased,Decreased,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,-44,140000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,8000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,45,No,No,-44,-44,70,68,18,23,17,10,0,0,13,1,12,4,4,3,1,0,0,2,0,1,1,1,2,1,7,22,54000,22,55000,21,61000,2,30000,2,30000,2,35000,3,31000,4,29000,3,36000,3,8600,3,9000,3,9000,3,9100,3,9000,3,9800,0,-77,0,-77,0,-77,27,9200,26,8300,25,10300,0,-77,0,-77,0,-77,20,8200,20,8300,18,9700,-44,                           -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Not important,Slightly important,Very important,Not important,Not important,Important,Slightly important,Critical,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Very important,Not important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Very important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,3,21,Slightly difficult,Almost impossible,Difficult,1,6,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,0,5,Not difficult,Slightly difficult,Slightly difficult,3,9,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,2,2,Important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0,                           -44,75,25,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,40000,-44,72,Private commercial banks,Yes,Yes,No,No,Yes,No,                           -44,125,Yes,4,3,Incompleteness of loan application,-44,6760000,6330000,2785200,1640000,228000,189900,630000,139500,28000,27000,22000,0,380000,1000000,1185000,1266000,1646000,2127000,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax administration,Transportation,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33458,58,The Bahamas,The Bahamas,Transport,173,Yes,4,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,70,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,2001,Yes,Yes,2001,16,No,-44,-44,Yes,17,No,No,-44,-44,No,-44,-44,Yes,0,1,2,-44,No,-44,-44,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,17,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,30,45,25,2,Your parent company or affiliated establishments,30,55,15,shipping services,100,National,10,Remained the same,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,15,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,3,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,53,68,18,23,17,10,11,16,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,18,53000,19,53000,20,58000,1,32000,2,31000,1,37000,3,32000,3,31000,3,34000,3,9800,3,10000,3,11000,3,9100,3,8300,3,10100,0,-77,0,-77,0,-77,23,8000,25,8100,26,9200,0,-77,0,-77,0,-77,17,8000,28,7700,17,9000,Economic upturn/downturn,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Slightly important,Important,Critical,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Critical,Critical,Important,Important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Very important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,8,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,3,6,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,76,0,0,0,24,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Problems with credit history/report,-44,4420000,4670000,2241600,1727900,205000,233500,0,117000,13000,20000,19000,0,0,762000,1314000,1121000,1775000,2758000,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33459,59,The Bahamas,The Bahamas,Services of motor vehicles,178,No,-44,-44,-44,-44,Shareholding company with shares traded in the stock market,                           -44,20,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1966,No,Yes,1966,21,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,1,-44,No,-44,-44,-44,-44,Yes,1,2,0,-44,Yes,1,2,1,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,20,40,40,3,Large private firms (more than 100 employees),20,70,10,gasoline,95,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,15,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,.5,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,130,34,45,32,19,24,23,16,2,10,4,3,2,1,1,1,1,0,1,1,1,2,1,19,38,49000,40,47000,37,57000,2,34000,3,32000,2,39000,6,41000,7,40000,7,45000,6,7700,6,7000,6,8000,6,8500,7,7900,7,9800,0,-77,0,-77,0,-77,48,7700,46,7500,49,8400,0,-77,0,-77,0,-77,34,7500,38,7000,41,8700,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,4,15,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Difficult,Slightly difficult,5,7,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,4,1,Very important,Critical,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,13,Yes,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,114550000,165080000,79238400,3150000,4127000,4952400,189000,1485500,163000,89000,149000,4952000,0,33908000,21130000,42921000,33016000,61806000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Practices of competitors in the informal sector,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33460,60,The Bahamas,The Bahamas,Retail,181,Yes,2,Headquarters with production and/or sales at this location,No,2,Limited partnership,                           -44,90,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1994,No,Yes,1994,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,40,35,25,0,Individuals,35,40,25,coconut milk,10,Local,5,Increased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,9,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,6,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,9,3,3,2,1,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,47000,3,42000,3,52000,1,36000,2,36000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8100,3,7400,3,8900,0,-77,0,-77,0,-77,2,8200,3,8100,2,9600,Economic upturn/downturn,                           -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Very important,Important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Important,Not important,Not important,Not important,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,0,23,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to both,No,-44,No,-44,No,-44,-44,No,The firm cannot afford the optimal level of training,No,-44,-44,-44,-44,-44,-44,Yes,100,0,                           -44,0,Yes,8,No,60,24,6,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Insufficient profitability,-44,1210000,1490000,625800,180000,39000,89400,5000,44500,2000,7000,4000,0,0,250000,368000,313000,566000,895000,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,Yes,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33461,61,The Bahamas,The Bahamas,Hotel and restaurants,182,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1962,No,Yes,1962,48,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,Yes,2,0,0,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,50,40,10,Individuals,30,60,10,chicken farm,90,National,10,Remained the same,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,17,6,5,4,2,1,0,0,1,15,7,4,3,1,0,0,0,0,2,1,2,4,1,0,13,54000,13,49000,12,62000,1,45000,1,44000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,8300,1,10500,1,8140.8,1,8000,1,9000,9,9200,10,8700,11,10800,0,-77,0,-77,0,-77,7,7700,7,7400,7,8900,Economic upturn/downturn,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Slightly important,Very important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Critical,Very important,Very important,Critical,Very important,Important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,20,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Difficult,Difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Difficult,Very difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Not difficult,1,3,Not difficult,Not difficult,Slightly difficult,0,1,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,13,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,30000,14,42,Other,Yes,No,No,No,Yes,No,                           -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,3590000,3310000,1489500,310000,136000,99300,18000,16500,2000,2000,2000,0,0,646000,881000,861000,1258000,1162000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,No,No,No,Yes,Yes,No,No obstacle,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,Yes,No,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33462,62,The Bahamas,The Bahamas,Retail,186,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,54,100,0,0,0,Predominantly women,Yes,No,54,Makes decisions in consultation with other partners,8,3,Equally men and women,Female,Male,Female,1991,No,Yes,1991,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,60,25,1,Your parent company or affiliated establishments,15,70,15,medical supplies distribution,80,Local,5,Remained the same,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,2,14,5,4,3,2,0,0,3,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,66000,5,65000,4,76000,1,46000,1,44000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8300,1,8000,1,8900,0,-77,0,-77,0,-77,4,8100,4,8100,4,9200,0,-77,0,-77,0,-77,3,8100,3,7200,3,8700,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Very important,Important,Very important,Important,Important,Important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Critical,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,1,24,Slightly difficult,Very difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,1,5,Difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,1,2,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,11,No,15,52,13,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,2630000,2600000,1092000,530000,91000,130000,41000,49500,3000,9000,9000,0,0,349000,463000,572000,702000,749000,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,No,No,No,No,Inadequately educated workforce,Tax administration,Practices of competitors in the informal sector,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33463,63,The Bahamas,The Bahamas,Wholesale,187,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1962,No,Yes,1966,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,5,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,                           -44,30,45,25,0,Small private firms (less than 20 employees),20,40,40,food wholesale distributors,80,National,15,Increased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,85,15,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,100,Group of criminals,No,No,-44,Yes,4,Outside working hours,Baseball bat,Money,8500,Group of criminals,No,No,The police give little/no information back on crimes,Yes,1,During working hours,Firearm/gun,Money,4000,Other,No,No,Police could not have done anything,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,Yes,2,No,No,-44,0,-44,Yes,5,Yes,No,-44,-44,No,-44,-44,5,46,13,16,11,6,5,5,3,2,10,4,3,2,1,1,1,0,0,3,1,3,6,2,0,17,60000,16,61000,16,71000,1,33000,1,30000,1,37000,2,31000,3,31000,2,37000,2,9200,2,9000,2,10000,2,8900,2,8300,2,10100,0,-77,0,-77,0,-77,19,8400,18,8300,19,9100,0,-77,0,-77,0,-77,13,8300,14,8100,13,9500,-44,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Slightly important,Very important,Important,Important,Important,Important,Important,Important,Very important,Important,Important,Important,Not important,Slightly important,Critical,Critical,Critical,Very important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Very important,Very important,Very important,Very important,Very important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,10,Slightly difficult,Almost impossible,Difficult,0,7,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Not difficult,1,4,Slightly difficult,Difficult,Very difficult,0,7,Not difficult,Difficult,Difficult,2,2,Slightly difficult,Not difficult,Not difficult,0,6,Not difficult,Slightly difficult,Not difficult,2,1,Very important,Important,Important,Important,Very important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,9,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,5,5,Incompleteness of loan application,-44,6400000,7390000,3780000,4050000,665000,295600,55000,81500,6000,10000,9000,0,0,1508000,2106000,2217000,2808000,5055000,Minor obstacle,Major obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33466,66,The Bahamas,The Bahamas,Retail,241,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1980,No,Yes,1980,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,1,1,-44,No,-44,-44,-44,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0,                           -44,15,65,20,0,Your parent company or affiliated establishments,35,60,5,retail - plumbing supplies,95,International,20,Increased,Decreased,2-5,0,100,0,1981,                           -66,40,                           -66,25,3,0,0,80,20,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,3,Outside working hours,Firearm/gun,Goods or stock,25000,A customer,Yes,Yes,-44,Yes,2,Outside working hours,Knife,Goods or stock,100,Gang related,No,No,Tried to/was unable to contact the police,Yes,2,During working hours,Firearm/gun,Money,16000,Gang related,No,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Baseball bat,Goods or stock,9000,Other,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,2500,Group of criminals,No,No,Fear of reprisals,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,Yes,No,No,No,No,No,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,7,8,3,2,2,1,2,1,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,44000,3,42000,2,47000,1,35000,1,35000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9400,2,9000,2,10500,0,-77,0,-77,0,-77,2,7600,3,6800,2,8900,-44,                           -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Not important,Critical,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Slightly important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,12,Not difficult,Very difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Not difficult,1,4,Slightly difficult,Difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Slightly difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Critical,Critical,Not important,Important,Important,Slightly important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,15,0,0,0,85,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,810000,780000,380000,320000,32000,31200,20000,12500,1000,2000,1000,0,0,157000,105000,218000,156000,532000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33467,67,The Bahamas,The Bahamas,Hotel and restaurants,250,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1970,No,Yes,1970,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,60,30,1,Individuals,15,65,20,restaurant,85,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,Yes,11,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,5,7,3,2,1,1,0,0,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,1,5,48000,4,45000,4,54000,1,39000,1,36000,1,45000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9300,2,8600,2,10700,0,-77,0,-77,0,-77,1,7600,2,7100,1,8900,-44,                           -44,University graduate,Post graduated,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Very important,Slightly important,Very important,Important,Critical,Very important,Very important,Very important,Very important,Not important,Not important,Important,Not important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,1,16,Slightly difficult,Difficult,Slightly difficult,0,11,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Very difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,1,4,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,                           -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,460000,500000,230000,165000,3000,15000,0,11000,1000,1000,2000,0,0,90000,76000,115000,105000,342000,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,No,No,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,Yes,No,Cost of finance,Practices of competitors in the informal sector,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33468,68,The Bahamas,The Bahamas,Hotel and restaurants,258,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,59,0,0,0,100,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,-88,Yes,Yes,-88,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,22,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,1,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,5,60,35,0,Individuals,30,50,20,pizza,75,National,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,5,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,22,7,7,5,3,0,0,4,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,3,10,76000,10,77000,9,82000,1,29000,1,27000,1,32000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8400,1,7600,1,9700,1,8448,1,7800,1,9100,8,7900,8,7600,7,9300,0,-77,0,-77,0,-77,5,7700,5,7400,5,8600,-44,                           -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Important,Important,Important,Important,Critical,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Critical,Not important,Not important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,10,Not difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Difficult,Slightly difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,1,9,Not difficult,Slightly difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Important,Slightly important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,3,1,Yes,-44,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No,0,100,                           -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Incompleteness of loan application,-44,1220000,1180000,542800,250000,12000,35400,69000,17500,3000,3000,4000,0,0,187000,299000,283000,378000,515000,No obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Political environment,Macroeconomic environment,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33469,69,The Bahamas,The Bahamas,Hotel and restaurants,261,Yes,2,Headquarters with production and/or sales at this location,No,2,Shareholding company with non-traded shares or shares traded,                           -44,80,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1979,No,Yes,1979,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,No,0,-44,-44,100,0,                           -44,45,35,20,3,Your parent company or affiliated establishments,35,35,30,food,80,National,10,Increased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,17,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,9,10,4,3,2,1,0,0,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,55000,4,53000,3,65000,1,44000,2,42000,1,48000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8300,3,8300,3,8900,0,-77,0,-77,0,-77,2,8300,3,7600,2,9800,Economic upturn/downturn,                           -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Very important,Critical,Very important,Important,Important,Very important,Critical,Slightly important,Important,Very important,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Very important,Critical,Critical,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Not important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Not important,Not important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,25,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Not difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Difficult,0,5,Not difficult,Very difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,1,Important,Critical,Important,Important,Very important,Not important,Slightly important,Slightly important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,13,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,25,37.5,0,0,37.5,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,20000,13,108,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,100,Yes,2,1,Concerns about level of debt already incurred,-44,4100000,4660000,1957200,1491200,130000,186400,0,121000,13000,8000,24000,513000,0,894000,1311000,1118000,1771000,2817000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Customs and Trade Regulations,Electricity,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33470,70,The Bahamas,The Bahamas,Hotel and restaurants,284,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,51,0,0,49,Not applicable,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Female,-88,Yes,Yes,-88,10,No,-44,-44,No,-44,-44,Yes,3,No,Yes,20,No,Yes,3,5,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,                           -44,25,65,10,0,Medium private firms (20-100 employees),5,55,40,pizza,45,National,5,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,.5,-44,Yes,9,No,Yes,45,No,Yes,25,2,35,24,7,8,6,3,0,0,0,0,4,2,1,1,0,0,0,0,0,1,1,1,2,0,0,9,75000,8,76000,8,89000,1,45000,2,42000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8600,1,8200,1,9600,1,9446.4,1,8800,1,10900,9,7400,9,6700,9,8200,0,-77,0,-77,0,-77,7,8100,8,7900,7,9300,New products require new skills,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Very important,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Slightly important,Not important,Important,Not important,Slightly important,Very important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Not important,Not difficult,Difficult,Difficult,1,12,Slightly difficult,Almost impossible,Difficult,1,15,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,0,56,14,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,560000,590000,283200,182900,21000,35400,0,7500,0,1000,1000,0,0,90000,98000,148000,136000,434000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Very severe obstacle,No,Yes,No,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Minor obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33471,71,The Bahamas,The Bahamas,Services of motor vehicles,303,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,99,100,0,0,0,Predominantly men,No,Yes,1,Delegates decisions to other partners,23,6,Predominantly women,Female,Female,Female,1965,No,Yes,1965,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,Yes,0,1,1,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,40,30,30,10,Government or government agencies (including state-owned ent,10,60,30,gasoline,85,Local,5,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,17,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,34,10,11,8,5,4,4,2,2,4,3,1,0,0,0,0,0,0,1,1,1,0,0,0,13,48000,12,44000,10,56000,1,45000,2,45000,1,53000,1,40000,1,37000,1,44000,1,7800,1,8000,1,9000,2,9500,2,9200,2,11300,0,-77,0,-77,0,-77,12,8300,12,8100,11,9100,0,-77,0,-77,0,-77,8,7700,9,7100,9,8700,Increase/decreased demand for goods,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Very important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Slightly important,Very important,Very important,Very important,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly difficult,Very difficult,Difficult,2,12,Slightly difficult,Very difficult,Difficult,0,14,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,2,10,Slightly difficult,Not difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Not difficult,1,2,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,8,No,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Incompleteness of loan application,-44,9080000,11260000,4954400,540000,788000,450400,125000,135000,8000,11000,15000,0,0,1531000,2719000,2252000,3941000,4279000,No obstacle,No obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Tax Rates,Customs and Trade Regulations,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33473,73,The Bahamas,The Bahamas,Transport,328,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,70,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,-88,No,Yes,-88,7,No,-44,-44,No,-44,-44,No,-44,-44,Yes,48,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,10,65,25,0,Large private firms (more than 100 employees),45,55,0,brokerage and cargo,50,Local,15,Decreased,Increased,2-5,75,25,0,-66,                           -66,25,                           -66,20,2,0,0,55,45,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,10,16,5,5,4,2,3,2,1,1,3,3,0,0,0,0,0,0,0,1,1,0,0,0,2,8,76000,7,73000,6,87000,1,33000,2,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9200,1,8600,1,10000,0,-77,0,-77,0,-77,5,8000,5,7700,5,8600,0,-77,0,-77,0,-77,4,8100,5,8200,4,9300,Economic upturn/downturn,                           -44,University graduate,Completed college/vocational training,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Very important,Important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Very difficult,1,14,Not difficult,Slightly difficult,Difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,0,2,Very important,Slightly important,Very important,Important,Important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,Yes to fire,No,-44,Yes,0,Yes,4,2,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,100,0,                           -44,0,Yes,11,Yes,73,20,5,0,2,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2012,90000,6,42,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,Yes,No,No,                           -44,100,Yes,2,1,Problems with credit history/report,-44,500000,470000,216200,190000,11000,14100,23000,4000,0,1000,1000,28000,0,92000,92000,136000,132000,166000,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Access to land for expansion / relocation,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33474,74,The Bahamas,The Bahamas,Retail,350,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,6,2,Predominantly women,Female,Male,Female,1985,No,Yes,1985,30,No,-44,-44,Yes,28,Yes,No,-44,-44,No,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,No,No,Yes,0,-44,-44,100,0,                           -44,20,55,25,0,Your parent company or affiliated establishments,10,65,25,liquor,75,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,3,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,54000,2,52000,1,62000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7800,1,7900,1,8400,0,-77,0,-77,0,-77,1,8000,2,7400,1,8600,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Important,Very important,Critical,Important,Important,Very important,Slightly important,Very important,Important,Not important,Not important,Very important,Important,Important,Very important,Critical,Slightly important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Very important,Very important,Critical,Very important,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Important,Important,Very important,Slightly important,Not important,Not difficult,Very difficult,Difficult,1,19,Slightly difficult,Very difficult,Slightly difficult,0,11,Difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,1,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,80000,70000,31500,40000,2000,3500,3000,1500,0,0,0,0,0,12000,13000,18000,17000,44000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Tax Rates,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33475,75,The Bahamas,The Bahamas,Hotel and restaurants,366,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1982,No,Yes,1982,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,1,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,No,0,-44,-44,100,0,                           -44,15,50,35,2,Medium private firms (20-100 employees),10,65,25,accomodation,90,International,15,Remained the same,Increased,More than 5,10,90,0,1983,                           -66,85,                           -66,5,8,0,4,75,25,Yes,20,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,-44,5000,No,-44,-44,No,-44,-44,Yes,20,1,5,27,8,9,6,4,5,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,74000,8,75000,7,88000,1,31000,2,30000,1,35000,1,40000,1,39000,1,45000,1,8400,1,8000,1,9000,1,8100,1,8200,1,8800,0,-77,0,-77,0,-77,9,8300,9,8200,9,9000,0,-77,0,-77,0,-77,6,7600,6,7500,5,8600,Increase/decreased demand for goods,                           -44,University graduate,Completed college/vocational training,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Very important,Critical,Critical,Critical,Very important,Critical,Not important,Not important,Very important,Not important,Very important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Important,Not important,Important,Important,Important,Not important,Not difficult,Very difficult,Difficult,1,10,Slightly difficult,Very difficult,Very difficult,0,14,Slightly difficult,Slightly difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Not difficult,Slightly difficult,1,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,15,No,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2012,40000,7,24,Other,Yes,No,No,No,Yes,No,                           -44,125,Yes,3,2,Concerns about level of debt already incurred,-44,290000,470000,225600,150000,22000,28200,8000,4500,1000,0,1000,0,0,74000,141000,118000,188000,333000,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,Yes,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Cost of finance,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,Yes,Yes,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
33477,77,The Bahamas,The Bahamas,Transport,375,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2002,Yes,Yes,2002,37,No,-44,-44,No,-44,-44,No,-44,-44,Yes,29,No,Yes,2,1,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,35,40,25,5,Small private firms (less than 20 employees),25,40,35,telecommunications,100,National,25,Increased,Remained the same,1,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,Yes,9,No,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,10,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,10,2,1200,1023,257,358,255,153,0,0,0,0,50,14,17,12,7,0,0,0,0,1,1,1,2,1,123,271,50000,254,45000,276,54000,16,35000,15,33000,16,41000,48,42000,52,40000,52,49000,48,9500,46,9000,46,11000,48,10000,43,9200,41,11000,0,-77,0,-77,0,-77,375,9400,338,8500,331,10200,0,-77,0,-77,0,-77,267,7900,273,7600,248,8700,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Slightly important,Slightly important,Not important,Very important,Slightly important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Not important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,28,22,Not difficult,Very difficult,Slightly difficult,2,15,Slightly difficult,Difficult,Slightly difficult,5,10,Slightly difficult,Slightly difficult,Slightly difficult,5,3,Slightly difficult,Slightly difficult,Slightly difficult,5,4,Slightly difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,38,2,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Not difficult,Not difficult,27,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,43370000,49480000,20781600,14490000,3958000,1979200,2520000,841000,168000,76000,135000,0,0,8451000,8417000,13854000,13360000,14824000,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33478,78,The Bahamas,The Bahamas,Hotel and restaurants,378,Yes,300,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,63,0,100,0,0,Predominantly men,No,Yes,15,Delegates decisions to other partners,5,2,Predominantly men,Male,Male,Male,1986,Yes,Yes,1986,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,Yes,1,3,1,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,5,50,45,10,Medium private firms (20-100 employees),30,45,25,hotel,70,National,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,9,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,6,Yes,2,No,No,-44,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,100,119,32,41,29,17,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,32,43000,31,42000,31,46000,2,34000,3,32000,2,39000,5,28000,6,26000,5,30000,5,8100,5,8000,5,9000,5,8900,5,8700,5,10000,0,-77,0,-77,0,-77,41,9100,45,8400,41,10600,0,-77,0,-77,0,-77,29,8100,31,7900,33,9000,Economic upturn/downturn,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Important,Important,Important,Slightly important,Very important,Important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Very important,Not important,Not important,Very important,Important,Important,Critical,Critical,Important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Not important,Important,Very important,Slightly important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,20,Not difficult,Very difficult,Difficult,1,10,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,1,1,Not difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,5,3,Slightly difficult,Not difficult,Not difficult,0,7,Not difficult,Not difficult,Slightly difficult,3,1,Important,Important,Very important,Not important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,11,No,35,20,5,30,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,3270000,3870000,2050000,530000,190000,154800,1229000,77500,15000,9000,4000,0,0,785000,978000,1122000,1238000,3231000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33479,79,The Bahamas,The Bahamas,Hotel and restaurants,381,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,71,0,100,0,0,Predominantly men,No,No,21,Delegates decisions to other partners,6,8,Predominantly men,Male,Male,Male,1996,Yes,Yes,1996,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,40,45,0,Individuals,5,50,45,hotel,65,National,15,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,17,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,9,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,0,Yes,No,-44,-44,85,136,35,47,34,20,3,20,15,18,10,4,3,2,1,0,1,1,1,1,1,1,2,1,18,39,68000,42,66000,41,76000,3,38000,3,37000,3,43000,6,35000,6,32000,6,40000,6,9300,6,9000,6,11000,6,9900,6,9200,6,11400,0,-77,0,-77,0,-77,50,7400,48,6900,51,8700,0,-77,0,-77,0,-77,36,7800,39,7700,42,8700,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Very important,Important,Very important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Critical,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Very important,Very important,Important,Critical,Slightly important,Very important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not difficult,Very difficult,Difficult,4,11,Not difficult,Very difficult,Slightly difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,2,Not difficult,Very difficult,Slightly difficult,5,3,Slightly difficult,Not difficult,Difficult,1,9,Slightly difficult,Not difficult,Not difficult,4,1,Very important,Important,Important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,Yes to hire,Yes,17,No,-44,Yes,4,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,14,No,66,0,0,0,34,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,11550000,13790000,6481300,1300000,1379000,551600,247000,400000,48000,80000,24000,0,0,3079000,3388000,3999000,5378000,9438000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33480,80,The Bahamas,The Bahamas,Hotel and restaurants,382,Yes,2,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,62,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,2007,Yes,Yes,2007,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,40,40,20,5,Medium private firms (20-100 employees),10,65,25,accomodation,75,Local,10,Remained the same,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,75,25,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,9,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,Yes,30,2,550,539,137,188,134,80,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,81,137,43000,132,41000,129,51000,8,30000,8,27000,8,34000,24,33000,27,33000,25,36000,24,8100,23,7000,25,9000,24,8800,24,8200,25,10100,0,-77,0,-77,0,-77,188,8100,173,7500,190,9000,0,-77,0,-77,0,-77,134,7600,147,7000,150,8200,New products require new skills,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Critical,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Not important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Important,Very important,Very important,Important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Very important,Not important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Difficult,14,11,Slightly difficult,Very difficult,Difficult,0,6,Difficult,Slightly difficult,Slightly difficult,3,9,Slightly difficult,Slightly difficult,Slightly difficult,3,1,Not difficult,Slightly difficult,Slightly difficult,3,8,Not difficult,Difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,19,10,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Not difficult,14,1,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,9,Yes,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2012,40000,14,96,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,125,Yes,1,0,-44,-44,5720000,5360000,2304800,1768800,177000,321600,0,32000,4000,2000,5000,536000,0,906000,1467000,1394000,1983000,2244000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Customs and Trade Regulations,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33481,81,The Bahamas,The Bahamas,Hotel and restaurants,383,Yes,3,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,71,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1984,Yes,Yes,1984,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,Yes,0,0,0,-44,Yes,1,4,1,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,65,35,3,Government or government agencies (including state-owned ent,20,65,15,hotel,100,Local,5,Decreased,Increased,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,40,60,Yes,10,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,30,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,1,Yes,Yes,10,0,-44,Yes,7,Yes,Yes,45,No,Yes,30,2,6,801,201,280,200,120,0,0,0,0,21,6,7,5,3,0,0,0,0,1,1,1,2,1,89,207,67000,202,64000,199,77000,13,36000,13,35000,14,42000,36,40000,35,38000,31,46000,36,10000,32,9000,29,12000,37,9800,34,9400,33,11300,1,9062.4,1,8200,1,10700,287,8400,270,7700,265,9400,0,-77,0,-77,0,-77,205,8400,220,7600,228,9400,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Important,Important,Very important,Critical,Critical,Important,Important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Not important,Not important,Important,Very important,Critical,Very important,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,21,9,Not difficult,Very difficult,Difficult,2,13,Not difficult,Very difficult,Difficult,4,5,Not difficult,Slightly difficult,Slightly difficult,4,2,Slightly difficult,Slightly difficult,Slightly difficult,4,2,Slightly difficult,Slightly difficult,Difficult,1,4,Not difficult,Difficult,Slightly difficult,29,7,Slightly difficult,Not difficult,Not difficult,0,4,Slightly difficult,Not difficult,Not difficult,21,2,Very important,Very important,Very important,Important,Important,Important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,10,No,75,0,0,0,5,20,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Problems with credit history/report,-44,4790000,4630000,1944600,1481600,74000,185200,0,134500,15000,19000,12000,0,0,838000,857000,1250000,1158000,1850000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Tax administration,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33482,82,The Bahamas,The Bahamas,Hotel and restaurants,384,Yes,100,Establishment physically separated from HQ but with no other,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,100,0,0,0,Predominantly men,No,No,35,Makes decisions in consultation with other partners,6,3,All men,Male,Male,Male,2007,Yes,Yes,2007,39,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,45,45,4,Small private firms (less than 20 employees),10,45,45,hotel,55,National,25,Increased,Remained the same,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,17,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,Yes,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,-44,9000,Yes,1,During working hours,Other,Goods or stock,20000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Other,Money,900,Gang related,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,2000,Gang related,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,3000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,90,2,450,538,136,188,134,80,101,103,64,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,76,136,68000,145,69000,131,74000,8,44000,9,42000,8,51000,24,41000,26,40000,23,44000,24,8800,24,8000,23,10000,24,9700,23,9600,24,11400,0,-77,0,-77,0,-77,188,7500,171,7000,185,8700,0,-77,0,-77,0,-77,134,8300,139,7400,131,9400,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Not important,Not important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Slightly important,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Very important,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,14,17,Slightly difficult,Very difficult,Difficult,1,13,Slightly difficult,Difficult,Slightly difficult,3,10,Slightly difficult,Not difficult,Not difficult,3,2,Not difficult,Slightly difficult,Slightly difficult,3,3,Not difficult,Difficult,Difficult,0,2,Not difficult,Slightly difficult,Difficult,19,6,Slightly difficult,Not difficult,Slightly difficult,0,6,Not difficult,Not difficult,Slightly difficult,14,2,Important,Important,Not important,Important,Important,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm does not have enough information about training pro,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,25,37.5,18.75,0,0,0,0,0,18.75,0,0,0,0,0,0,                           -44,Yes,Loan,2012,120000,10,12,Private commercial banks,Yes,No,No,No,No,No,                           -44,125,Yes,2,1,Incompleteness of loan application,-44,44230000,50860000,10460000,11960000,305000,1525800,428000,407000,65000,57000,28000,6103000,0,8657000,10406000,11698000,16784000,12868000,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Corruption,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are estimates computed with some precision, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33483,83,The Bahamas,The Bahamas,Wholesale,386,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,85.5,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1995,No,Yes,1995,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,45,55,3,Small private firms (less than 20 employees),0,60,40,wines and spirits,70,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Strongly disagree,No,-44,-44,-44,-44,-44,Yes,-44,150000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,14000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,Yes,5,No,No,-44,0,-44,No,-44,-44,Yes,5,Yes,Yes,15,2,25,99,27,34,24,14,19,24,15,2,2,2,0,0,0,0,0,0,0,1,1,0,0,0,10,29,45000,31,42000,28,51000,2,36000,2,33000,2,41000,4,33000,5,31000,4,37000,4,9100,4,9000,4,10000,4,9600,4,9000,4,10700,0,-77,0,-77,0,-77,34,9400,37,9000,34,10100,0,-77,0,-77,0,-77,24,7700,23,7800,24,8600,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Slightly important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Slightly important,Important,Not important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Critical,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,3,25,Not difficult,Almost impossible,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,4,7,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,12,Yes,60,0,0,0,40,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,5740000,6290000,2641800,1949900,31000,377400,0,44000,7000,4000,7000,0,881000,1087000,1937000,1698000,2516000,4262000,Minor obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Tax administration,Electricity,Minor obstacle,Yes,Yes,No,No,Yes,No,No,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33484,84,The Bahamas,The Bahamas,Construction,391,No,-44,-44,-44,-44,Limited partnership,                           -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1981,No,Yes,1981,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,                           -44,0,40,60,0,Small private firms (less than 20 employees),30,45,25,concrete,95,National,10,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,4,No,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Strongly disagree,Strongly agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,6,187,48,65,46,28,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,23,48,58000,45,57000,41,63000,3,34000,3,32000,3,39000,8,30000,8,28000,8,36000,8,8000,8,8000,8,10000,8,8000,8,8100,8,9300,1,8294.400000000001,1,8400,1,8900,65,7400,69,7200,63,8300,0,-77,0,-77,0,-77,46,7900,48,7200,53,8800,New products require new skills,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Very important,Very important,Important,Very important,Very important,Important,Slightly important,Important,Not important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Slightly important,Critical,Very important,Critical,Very important,Very important,Not important,Not important,Important,Not important,Important,Slightly important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Very important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,5,8,Difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Difficult,0,10,Slightly difficult,Difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Difficult,Difficult,Difficult,7,2,Not difficult,Not difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,5,1,Important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,16810000,15170000,7560000,2960000,546000,455100,126000,91000,8000,9000,13000,0,0,3211000,4248000,4399000,5310000,6511000,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Cost of finance,Macroeconomic environment,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33485,85,The Bahamas,The Bahamas,Construction,392,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,50,50,0,0,Equally men and women,No,Yes,15,Delegates decisions to other partners,8,3,Predominantly women,Female,Female,Female,1979,Yes,Yes,1979,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,3,0,-44,No,-44,-44,-44,-44,Yes,1,1,1,-44,No,-44,-44,-44,-44,Yes,4,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,40,45,5,Medium private firms (20-100 employees),15,65,20,construction,55,Local,10,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,8,130,34,45,32,19,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,34,60000,32,60000,29,67000,2,34000,2,35000,2,38000,5,32000,6,30000,5,37000,5,7900,5,8000,5,9000,6,7800,6,7300,6,9000,1,9600,1,8600,1,10300,45,8100,49,7700,53,8900,0,-77,0,-77,0,-77,32,7800,32,7400,31,9000,Increase/decreased demand for goods,                           -44,Post graduated,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Very important,Very important,Slightly important,Important,Important,Important,Important,Important,Not important,Slightly important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Slightly important,Very important,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Very important,Critical,Not important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,4,25,Slightly difficult,Very difficult,Difficult,1,15,Slightly difficult,Very difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Difficult,Slightly difficult,5,6,Not difficult,Not difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,4,2,Very important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,9,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,230000,7,30,Other,Yes,No,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,28220000,35660000,5010000,450000,2140000,2139600,153000,927000,111000,102000,56000,0,0,7168000,8733000,10698000,11055000,16796000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Access to finance,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33486,86,The Bahamas,The Bahamas,Construction,394,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1985,No,Yes,1985,17,No,-44,-44,No,-44,-44,Yes,4,No,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,3,1,-44,Yes,2,Yes,No,Yes,0,-44,-44,100,0,                           -44,5,55,40,0,Your parent company or affiliated establishments,45,45,10,construction,95,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,60,40,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Money,27000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,Outside working hours,Knife,Money,8500,Group of criminals,No,No,No loss or damage,Yes,1,During working hours,Firearm/gun,Money,-66,Gang related,No,No,Not enough police/not enough resources,No,-44,-44,0,No,No,No,No,Yes,Yes,No,No,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,10,154,40,53,38,23,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,17,40,72000,42,68000,43,78000,3,36000,3,35000,3,42000,6,30000,7,27000,7,35000,6,10000,6,10000,6,11000,7,9000,7,8400,8,10700,1,8524.800000000001,1,7700,1,9800,53,9700,55,9300,50,10500,0,-77,0,-77,0,-77,38,7500,38,7200,39,8300,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Important,Important,Very important,Not important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Important,Critical,Critical,Very important,Critical,Very important,Not important,Not important,Important,Not important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Very important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,4,12,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,2,Not difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,6,8,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Not difficult,4,2,Very important,Slightly important,Important,Not important,Important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,15,No,-44,-44,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,No,50,37.6,9.4,0,3,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,24160000,19590000,3780000,2520000,588000,979500,252000,411500,41000,25000,25000,0,0,4173000,5509000,5877000,7444000,9286000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Access to finance,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33487,87,The Bahamas,The Bahamas,Construction,396,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,Equally men and women,No,Yes,25,Delegates decisions to other partners,15,7,Predominantly men,Female,Male,Male,1984,Yes,Yes,1984,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,45,30,5,Others,40,45,15,construction services,75,National,15,Remained the same,Remained the same,More than 5,80,20,55,1985,                           -66,35,                           -66,15,10,1,0,45,55,Yes,4,Yes,Yes,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,3,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,Yes,5,0,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,6,88,23,30,22,13,1,10,6,8,0,0,0,0,0,0,0,0,0,0,0,0,0,0,13,23,67000,23,60000,20,74000,2,39000,3,37000,2,45000,3,42000,3,38000,3,49000,3,8100,3,7000,3,9000,4,9100,4,8400,4,10300,1,7680,1,6900,1,8700,30,9900,32,9500,33,11500,0,-77,0,-77,0,-77,22,7700,21,6900,21,9100,Economic upturn/downturn,                           -44,Post graduated,Completed secondary,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Important,Important,Slightly important,Very important,Not important,Slightly important,Slightly important,Very important,Slightly important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,20,Not difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Not difficult,1,1,Not difficult,Slightly difficult,Not difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,3,8,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Slightly difficult,Not difficult,3,1,Critical,Very important,Very important,Important,Critical,Slightly important,Slightly important,Not important,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Very severe obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1290000,1290000,606300,410000,35000,64500,19000,32500,7000,5000,3000,0,0,286000,327000,387000,503000,1057000,Minor obstacle,Very severe obstacle,No obstacle,Major obstacle,Yes,Yes,Yes,No,No,No,No,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,Macroeconomic environment,Electricity,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
33488,88,The Bahamas,The Bahamas,Retail,403,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2000,Yes,Yes,2000,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,5,0,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,Yes,2,6,1,-44,Yes,13,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,70,5,4,Others,30,45,25,groceries,95,Local,10,Increased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,25000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,25,No,-44,-44,No,-44,0,-44,Yes,5,Yes,No,-44,-44,Yes,20,2,8,65,18,22,16,9,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,18,48000,16,48000,15,52000,1,41000,2,40000,1,48000,2,40000,2,40000,2,47000,2,9200,2,9000,2,10000,3,9900,3,9500,3,11800,1,9523.200000000001,1,9200,1,10600,22,8800,23,8200,21,10100,0,-77,0,-77,0,-77,16,7800,17,7200,16,8800,New production methods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Very important,Important,Slightly important,Slightly important,Not important,Very important,Very important,Very important,Critical,Important,Slightly important,Very important,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Slightly important,Very important,Important,Very important,Very important,Slightly important,Very important,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,15,Not difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Difficult,Difficult,1,8,Not difficult,Difficult,Slightly difficult,3,10,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Not difficult,Not difficult,2,1,Important,Slightly important,Not important,Important,Critical,Not important,Not important,Not important,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,100,0,                           -44,0,Yes,5,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,1350000,1910000,897700,880000,65000,76400,76000,19000,4000,2000,3000,115000,0,332000,290000,420000,439000,874000,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Labor Regulations,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33489,89,The Bahamas,The Bahamas,Information technology,409,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,50,50,0,0,Equally men and women,No,Yes,35,Makes decisions in consultation with other partners,17,9,Predominantly men,Male,Male,Male,1987,Yes,Yes,1987,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,1,0,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,                           -44,45,45,10,0,Individuals,10,60,30,accountancy,100,Local,5,Remained the same,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,14,No,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,Yes,20,2,85,91,25,31,22,13,20,19,14,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,12,25,73000,27,74000,25,84000,2,36000,2,37000,2,42000,3,27000,4,27000,3,31000,3,9600,3,9000,3,11000,4,8100,4,8100,4,9200,1,8217.6,1,8200,1,9400,31,9700,32,9700,31,10500,0,-77,0,-77,0,-77,22,7900,24,7500,22,9400,Increase/decreased demand for goods,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Critical,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Very important,Critical,Slightly important,Critical,Important,Critical,Very important,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,3,8,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Difficult,Not difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,0,2,Not difficult,Difficult,Difficult,4,4,Not difficult,Difficult,Slightly difficult,1,5,Slightly difficult,Not difficult,Slightly difficult,3,1,Critical,Critical,Very important,Important,Critical,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,0,1,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,12,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Insufficient profitability,-44,26880000,30180000,3280000,1510000,151000,1207200,101000,271500,43000,38000,52000,0,0,5215000,5408000,7243000,8450000,13907000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Political environment,Macroeconomic environment,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33490,90,The Bahamas,The Bahamas,Wholesale,418,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,74,0,100,0,0,Predominantly men,No,Yes,16,Delegates decisions to other partners,8,3,Predominantly men,Male,Male,Male,1983,Yes,Yes,1983,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,26,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,55,35,1,Government or government agencies (including state-owned ent,15,60,25,wholesale food and beverage su,90,Local,10,Increased,Remained the same,More than 5,75,25,50,1984,                           -66,70,                           -66,25,7,2,2,35,65,Yes,13,No,Yes,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,                           -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,50000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,4000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,Yes,1,No,Yes,10,0,-44,No,-44,-44,Yes,30,Yes,No,-44,-44,8,37,11,12,9,5,0,0,7,1,10,4,3,2,1,0,0,1,0,2,1,2,4,1,0,15,57000,15,57000,16,68000,1,43000,1,41000,1,49000,1,30000,2,28000,1,34000,1,8400,1,8000,1,9000,2,8100,2,7900,2,9200,1,9907.200000000001,1,9400,1,11000,15,8800,16,8900,15,9700,0,-77,0,-77,0,-77,11,8100,11,7800,11,8800,Increase/decreased demand for goods,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Slightly important,Very important,Very important,Critical,Important,Very important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Very important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Important,Not important,Important,Very important,Not important,Slightly important,Slightly difficult,Very difficult,Difficult,2,15,Not difficult,Very difficult,Difficult,0,15,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Difficult,Slightly difficult,2,5,Not difficult,Difficult,Not difficult,0,7,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Important,Not important,Not important,Not important,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm cannot afford the optimal level of training,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,6,No,40,0,0,30,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,39810000,51530000,2520000,1110000,3092000,2576500,101000,927500,83000,121000,186000,0,0,9405000,8039000,12883000,12367000,28471000,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Very severe obstacle,No,No,No,No,No,Access to finance,"Crime, theft and disorder",Practices of competitors in the informal sector,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33491,91,The Bahamas,The Bahamas,Hotel and restaurants,426,Yes,2,Headquarters with no production/no sales at this location,No,2,Sole proprietorship,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1955,No,Yes,1955,38,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,45,30,3,Your parent company or affiliated establishments,20,55,25,accomodation,85,Local,5,Increased,Remained the same,More than 5,100,0,35,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,18,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,85000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,9000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,Yes,0,0,-44,Yes,14,Yes,No,-44,-44,Yes,0,2,8,74,20,25,18,11,0,0,11,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,9,20,60000,22,61000,24,65000,2,42000,3,37000,2,48000,3,37000,4,37000,4,41000,3,9900,3,10000,3,12000,3,7800,3,7900,3,8700,0,-77,0,-77,0,-77,25,9400,25,8400,24,11000,0,-77,0,-77,0,-77,18,8300,17,8000,17,9900,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Slightly important,Very important,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Slightly important,Important,Important,Not important,Important,Not important,Important,Very important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Important,Not important,Important,Very important,Not important,Not important,Not difficult,Very difficult,Difficult,2,25,Slightly difficult,Very difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Difficult,1,7,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Slightly difficult,Difficult,3,3,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Not difficult,2,2,Important,Very important,Important,Important,Very important,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,No obstacle,No,0,100,                           -44,0,No,-44,No,0,76,19,0,5,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,0,8,48,Other,Yes,No,No,Yes,No,No,                           -44,100,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,4290000,4570000,2010800,1200000,110000,228500,305000,23000,1000,1000,4000,0,0,634000,864000,960000,1417000,2150000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Cost of finance,Access to land for expansion / relocation,Moderate obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33492,92,The Bahamas,The Bahamas,Services of motor vehicles,434,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1940,No,Yes,1941,14,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,1,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0,                           -44,5,50,45,0,Individuals,0,60,40,sale of motor vehicles,100,Local,10,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,2,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Other,Money,26000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Other,Money,1000,Gang related,No,No,Would increase insurance cost,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,400,Gang related,No,No,Fear of negative publicity,Yes,4,During working hours,Other,Money,60000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,5,No,-44,-44,No,-44,0,-44,Yes,0,Yes,No,-44,-44,No,-44,-44,5,36,10,12,9,5,1,3,2,4,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,10,73000,10,72000,10,79000,1,34000,2,35000,1,38000,1,27000,2,26000,1,30000,1,7800,1,7000,1,9000,2,9200,2,8900,2,10300,0,-77,0,-77,0,-77,12,10000,12,9500,12,11000,0,-77,0,-77,0,-77,9,7900,10,7900,9,8700,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Important,Very important,Very important,Very important,Very important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Slightly important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Important,Not important,Important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Very difficult,Slightly difficult,1,18,Slightly difficult,Very difficult,Difficult,0,8,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Not difficult,Not difficult,0,8,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Very important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,7,No,20,40,10,15,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2011,260000,12,24,Other,Yes,Yes,No,No,No,No,                           -44,100,Yes,3,2,Incompleteness of loan application,-44,57510000,50040000,13390000,3050000,1251000,3002400,2492000,951000,190000,190000,95000,0,0,7596000,9928000,11009000,16013000,15082000,No obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,Inadequately educated workforce,Practices of competitors in the informal sector,Macroeconomic environment,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33493,93,The Bahamas,The Bahamas,Transport,439,No,-44,-44,-44,-44,Limited partnership,                           -44,25,100,0,0,0,Predominantly men,No,Yes,15,Makes major strategic and fiancial decisions,5,3,Predominantly men,Male,Male,Male,1976,Yes,Yes,1976,52,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,Yes,2,0,0,-44,Yes,4,2,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,40,45,10,Medium private firms (20-100 employees),40,50,10,shipping,95,Local,5,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,3,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,120000,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Money,600,Gang related,No,Yes,-44,Yes,4,During working hours,Firearm/gun,Other company property,4000,Other,Yes,Yes,-44,Yes,4,Outside working hours,Knife,Money,29000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,15000,12000,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,24,Yes,1,No,No,-44,0,-44,No,-44,-44,Yes,0,Yes,Yes,30,2,10,120,30,42,30,18,1,5,4,6,0,0,0,0,0,0,0,0,0,0,0,0,0,0,18,30,75000,29,74000,26,88000,2,47000,2,43000,2,52000,5,30000,5,29000,5,34000,5,9400,5,9000,5,10000,5,8300,5,8100,5,9100,1,8140.8,1,8200,1,9400,42,9500,42,9400,42,11000,0,-77,0,-77,0,-77,30,7700,30,7400,30,8600,Increase demand for higher quality product,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Very important,Important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Slightly important,Critical,Very important,Slightly important,Very important,Critical,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Very important,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Slightly difficult,3,19,Slightly difficult,Very difficult,Difficult,0,11,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Difficult,5,2,Not difficult,Difficult,Not difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,3,1,Very important,Very important,Important,Not important,Very important,Not important,Slightly important,Not important,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,12,Yes,3,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,No,0,100,                           -44,0,No,-44,No,40,0,0,0,60,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Incompleteness of loan application,-44,9800000,10340000,4653000,2520000,486000,310200,101000,155000,12000,19000,14000,0,0,2200000,2866000,2895000,3722000,7527000,Very severe obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,No,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33494,94,The Bahamas,The Bahamas,Retail,455,Yes,8,Headquarters with production and/or sales at this location,No,8,Shareholding company with non-traded shares or shares traded,                           -44,15,80,0,0,20,Not applicable,-44,-44,-44,-44,-44,-44,All men,Male,Male,Male,1989,No,Yes,1989,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,4,1,-44,Yes,2,0,0,-44,Yes,6,0,1,-44,Yes,0,3,1,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,50,50,0,Government or government agencies (including state-owned ent,30,50,20,groceries,30,Local,5,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,Very severe obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,1,0,-44,No,-44,-44,Yes,40,No,Yes,20,1,125,447,113,156,111,67,113,0,88,2,50,14,17,12,7,12,0,9,0,3,1,2,6,2,59,127,74000,116,72000,112,80000,8,41000,9,41000,8,47000,22,36000,21,36000,22,41000,22,9500,24,9000,22,11000,22,9500,23,8600,21,10800,0,-77,0,-77,0,-77,173,9900,164,10100,162,11400,0,-77,0,-77,0,-77,123,7500,123,6700,135,8400,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Very important,Important,Critical,Very important,Important,Very important,Critical,Important,Slightly important,Very important,Important,Not important,Important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Important,Slightly important,Not important,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Important,Important,Not important,Not difficult,Almost impossible,Difficult,13,11,Not difficult,Very difficult,Difficult,1,10,Not difficult,Difficult,Slightly difficult,3,9,Not difficult,Difficult,Slightly difficult,3,3,Slightly difficult,Not difficult,Slightly difficult,3,8,Slightly difficult,Very difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,18,6,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Slightly difficult,Not difficult,13,1,Very important,Very important,Very important,Slightly important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Moderate obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,7,Yes,65,0,0,0,35,0,0,0,0,0,0,0,0,                           -44,75,12.5,0,12.5,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,2500000,11,60,Private commercial banks,Yes,No,No,No,No,No,                           -44,150,Yes,3,2,Problems with credit history/report,-44,66110000,76180000,34281000,11840000,1752000,3809000,3780000,1980500,297000,396000,356000,6094000,0,12067000,18131000,16760000,26663000,48269000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33495,95,The Bahamas,The Bahamas,Transport,456,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,66,50,50,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,5,7,Predominantly men,Male,Male,Male,1989,Yes,Yes,1989,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,2,0,0,-44,Yes,6,4,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,45,55,0,Your parent company or affiliated establishments,35,60,5,customs brokers,85,Local,10,Decreased,Decreased,2-5,90,10,30,1990,                           -66,35,                           -66,15,3,0,0,30,70,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to agree,Strongly disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,Yes,1,Yes,No,-44,-44,5000,Yes,0,Yes,No,-44,-44,Yes,30,1,8,23,7,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,44000,6,43000,5,52000,1,44000,1,45000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,9200,1,11300,1,8140.8,1,7500,1,9200,8,7100,8,7200,8,8400,0,-77,0,-77,0,-77,5,7900,5,7600,4,9400,New production methods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Very important,Important,Important,Slightly important,Very important,Important,Important,Not important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Slightly important,Important,Very important,Slightly important,Critical,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Very important,Critical,Very important,Slightly important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,19,Slightly difficult,Almost impossible,Difficult,1,15,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,2,Slightly difficult,Difficult,Very difficult,0,7,Slightly difficult,Slightly difficult,Difficult,1,10,Slightly difficult,Difficult,Not difficult,1,5,Slightly difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Not important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,14,No,40,24,6,15,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2011,10000,15,48,Other,Yes,Yes,No,Yes,No,No,                           -44,100,Yes,3,2,Problems with credit history/report,-44,3120000,2800000,1260000,570000,59000,140000,1000,33500,4000,6000,3000,0,0,495000,407000,812000,616000,1941000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No,Yes,Yes,No,No,"Crime, theft and disorder",Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33496,96,The Bahamas,The Bahamas,Construction,457,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,39,4,All men,Male,Male,Male,1975,No,Yes,1980,42,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,0,45,55,0,Large private firms (more than 100 employees),20,55,25,construction,100,National,5,Remained the same,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,25,75,No,-44,Yes,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,45,No,-44,-44,No,-44,-44,7000,Yes,0,Yes,Yes,95,No,Yes,5,2,6,24,7,8,6,3,1,1,0,1,20,7,6,5,2,0,0,0,0,2,1,2,4,1,3,14,76000,13,71000,13,86000,1,42000,1,41000,1,49000,1,41000,2,37000,1,48000,1,9700,1,9000,1,10000,2,8100,2,7700,2,8800,0,-77,0,-77,0,-77,14,7800,14,7900,14,8800,0,-77,0,-77,0,-77,11,7800,12,7500,12,8600,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Important,Critical,Important,Very important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Not important,Important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Not important,Not important,Critical,Slightly important,Very important,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Important,Critical,Important,Critical,Important,Very important,Critical,Very important,Very important,Very important,Not important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Very important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Difficult,2,11,Slightly difficult,Very difficult,Difficult,0,12,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,3,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Not difficult,Difficult,0,7,Slightly difficult,Not difficult,Not difficult,2,1,Critical,Critical,Very important,Important,Critical,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,2,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,14,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,25,75,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,250000,7,60,Private commercial banks,Yes,No,No,No,No,No,                           -44,150,Yes,3,2,Other objections,-44,4050000,3750000,1762500,630000,68000,225000,8000,37500,5000,5000,7000,75000,0,621000,770000,900000,1013000,2664000,Very severe obstacle,Major obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Yes,Yes,No,No,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Business Licensing and Permits,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33497,97,The Bahamas,The Bahamas,Construction,459,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,33,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1992,Yes,Yes,1992,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,30,No,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,7,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0,                           -44,30,60,10,0,Small private firms (less than 20 employees),20,55,25,alarm systems and camera surve,70,Local,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,19,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,Yes,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,6,Yes,1,No,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,25,8,8,6,3,3,3,2,2,21,8,6,5,2,2,2,1,1,2,1,2,4,1,3,16,75000,17,72000,15,86000,1,44000,1,43000,1,50000,1,34000,2,30000,1,40000,1,9200,1,9000,1,11000,2,7900,2,7300,2,8500,0,-77,0,-77,0,-77,14,8800,14,8300,14,10500,0,-77,0,-77,0,-77,11,7500,11,7600,11,8300,New products require new skills,                           -44,University graduate,University graduate,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Important,Critical,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Very important,Very important,Very important,Very important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Very important,Slightly important,Very important,Critical,Critical,Important,Very important,Slightly important,Critical,Very important,Slightly important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Very important,Critical,Not important,Not important,Important,Slightly important,Very important,Very important,Slightly important,Not important,Important,Very important,Important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Very important,Not important,Not important,Slightly difficult,Very difficult,Difficult,2,9,Slightly difficult,Very difficult,Slightly difficult,0,5,Slightly difficult,Very difficult,Difficult,1,6,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,2,9,Not difficult,Not difficult,Slightly difficult,0,3,Slightly difficult,Not difficult,Not difficult,2,1,Very important,Very important,Important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm cannot afford the optimal level of training,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,15,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,530000,570000,273600,193800,22000,22800,0,5000,1000,1000,1000,57000,0,119000,154000,165000,217000,365000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Yes,Yes,No,Yes,No,Practices of competitors in the informal sector,Customs and Trade Regulations,Macroeconomic environment,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33498,98,The Bahamas,The Bahamas,Transport,467,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes decisions in consultation with other partners,15,7,All men,Male,Male,Male,1999,No,Yes,1999,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,9,1,0,-44,No,-44,-44,-44,-44,Yes,3,2,0,-44,Yes,0,3,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,0,40,60,0,Medium private firms (20-100 employees),10,45,45,trucking services,100,Local,5,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,60,40,Yes,18,No,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Money,10000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Other company property,500,Other,No,No,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,30,2,3,16,5,5,4,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,74000,4,67000,4,83000,1,37000,1,37000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9700,1,8600,1,11400,0,-77,0,-77,0,-77,5,9700,5,9300,5,11500,0,-77,0,-77,0,-77,4,7700,4,7800,4,9100,New production methods,                           -44,Post graduated,Post graduated,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Very important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Slightly important,Very important,Very important,Important,Very important,Important,Important,Slightly important,Slightly important,Important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Critical,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,22,Slightly difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Difficult,1,1,Slightly difficult,Difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Difficult,1,8,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,1,Yes,0,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,580000,510000,214200,230000,4000,15300,2000,4000,0,1000,0,0,0,89000,121000,133000,184000,241000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,Yes,Cost of finance,Inadequately educated workforce,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
33499,99,The Bahamas,The Bahamas,Construction,469,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,71,50,50,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1993,Yes,Yes,1993,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,7,0,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,55,20,10,Medium private firms (20-100 employees),10,50,40,construction,95,National,15,Decreased,Remained the same,More than 5,65,35,30,1994,                           -66,75,                           -66,15,5,3,1,50,50,Yes,1,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,Yes,Yes,Yes,No,No,-44,-44,No,-44,-44,No,Yes,No,2,Yes,2,No,Yes,0,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,50,183,47,64,45,27,0,0,0,0,30,9,10,7,4,0,0,0,0,3,1,2,6,2,22,56,42000,57,38000,61,46000,4,34000,4,33000,4,37000,9,40000,9,40000,9,44000,9,8400,8,7000,8,9000,9,8500,9,8600,9,9600,0,-77,0,-77,0,-77,74,7500,72,6800,72,8200,0,-77,0,-77,0,-77,52,8200,51,7800,49,8800,New production methods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Very important,Critical,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Important,Important,Slightly important,Important,Slightly important,Critical,Important,Very important,Critical,Very important,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Important,Critical,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Not important,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Important,Not important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Very important,Critical,Not important,Slightly important,Important,Important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,6,15,Slightly difficult,Difficult,Slightly difficult,0,12,Slightly difficult,Difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,8,3,Not difficult,Not difficult,Slightly difficult,1,10,Not difficult,Not difficult,Slightly difficult,6,2,Critical,Very important,Slightly important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,13,Yes,20,20,5,50,5,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,390000,9,60,"Non-Bank financial institutions (microfinance institutions,",Yes,No,No,No,Yes,No,                           -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,86720000,75480000,31500000,4540000,2944000,3774000,252000,1207500,60000,205000,121000,10567000,0,14311000,17172000,18115000,26418000,48005000,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Corruption,Labor Regulations,Transportation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334100,100,The Bahamas,The Bahamas,Retail,486,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2000,No,Yes,2000,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,Yes,1,0,0,-44,Yes,7,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,5,55,40,15,Government or government agencies (including state-owned ent,45,55,0,commercial and residential car,50,National,10,Increased,Remained the same,More than 5,80,20,40,2001,                           -66,50,                           -66,30,13,0,0,50,50,Yes,11,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,8,10,4,3,2,1,0,0,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,64000,3,63000,3,72000,1,36000,2,34000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8100,3,8200,3,9400,0,-77,0,-77,0,-77,2,7500,3,6800,2,8900,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Very important,Important,Very important,Very important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Very important,Critical,Very important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Very important,Very important,Critical,Critical,Very important,Not important,Not important,Very important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,1,20,Slightly difficult,Very difficult,Slightly difficult,0,13,Slightly difficult,Slightly difficult,Difficult,1,5,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Difficult,Difficult,1,10,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Slightly difficult,Not difficult,1,1,Important,Very important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,Yes to both,No,-44,No,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,99,0,0,0,1,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,130000,160000,30000,100000,2000,8000,19000,4500,0,1000,0,0,0,30000,21000,40000,32000,104000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334101,101,The Bahamas,The Bahamas,Construction,488,Yes,3,Establishment physically separated from HQ and other establi,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,25,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Female,1956,No,Yes,1956,42,No,-44,-44,No,-44,-44,Yes,7,No,Yes,49,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,9,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,5,60,35,15,Small private firms (less than 20 employees),0,40,60,construction,100,National,20,Decreased,Remained the same,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,6000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,20000,1000,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,Yes,0,-44,0,No,-44,-44,Yes,85,No,Yes,15,2,5,64,17,22,16,9,1,2,1,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,8,17,56000,17,56000,17,62000,1,28000,2,27000,1,31000,2,36000,3,35000,2,39000,2,8500,2,8000,2,10000,3,8500,3,7700,3,9800,1,9523.200000000001,1,9200,1,10500,22,7400,21,7100,22,8200,0,-77,0,-77,0,-77,16,7800,17,7300,18,8400,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,Post graduated,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Very important,Very important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Very important,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Important,Very important,Critical,Important,Very important,Important,Very important,Important,Slightly important,Important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Very important,Very important,Slightly important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Difficult,Very difficult,Difficult,2,14,Not difficult,Very difficult,Difficult,1,14,Slightly difficult,Slightly difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Difficult,Difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,3,2,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Very important,Slightly important,Very important,Slightly important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,11,Yes,50,8,2,0,40,0,0,0,0,0,0,0,0,                           -44,50,25,0,25,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2011,180000,12,12,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,150,Yes,2,1,Problems with credit history/report,-44,20350000,17930000,8427100,2520000,771000,896500,30000,430500,47000,86000,34000,1972000,0,3224000,2690000,5200000,4483000,14508000,Minor obstacle,No obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,Yes,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,Inadequately educated workforce,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334102,102,The Bahamas,The Bahamas,Retail,490,Yes,2,Establishment physically separated from HQ and other establi,No,2,Partnership (including limited liability companies),                           -44,51,100,0,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,6,3,Predominantly men,Male,Male,Male,1999,No,Yes,2000,23,No,-44,-44,No,-44,-44,No,-44,-44,Yes,49,No,Yes,1,3,1,-44,Yes,2,0,0,-44,Yes,1,0,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,25,45,30,5,Large private firms (more than 100 employees),5,65,30,quality control for the constr,45,Local,10,Remained the same,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,14,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,Yes,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,5000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,Yes,2,No,Yes,0,0,-44,Yes,9,No,No,-44,-44,Yes,30,2,2,13,5,4,3,1,2,1,1,0,2,2,0,0,0,0,0,0,0,1,1,0,0,0,2,7,67000,6,62000,5,77000,1,38000,1,38000,1,44000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,4,8100,4,7200,4,9400,0,-77,0,-77,0,-77,3,7800,3,7800,3,9300,Increase/decreased demand for goods,                           -44,University graduate,University graduate,Post graduated,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Not important,Not important,Critical,Important,Very important,Very important,Very important,Important,Important,Important,Critical,Very important,Very important,Important,Very important,Important,Very important,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Important,Not important,Important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,0,17,Slightly difficult,Very difficult,Difficult,0,12,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,4,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Important,Important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,15,No,25,20,5,0,50,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Other objections,-44,430000,540000,253800,167400,15000,21600,18000,4000,0,0,1000,0,0,86000,149000,113000,216000,209000,No obstacle,No obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,No,Yes,No,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Tax Rates,Cost of finance,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334104,104,The Bahamas,The Bahamas,Construction,498,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,51,51,49,0,0,Predominantly men,No,Yes,20,Delegates decisions to other partners,3,4,Predominantly women,Female,Female,Male,2006,No,Yes,2006,31,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,5,0,-44,No,-44,-44,-44,-44,Yes,3,4,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,50,50,0,Large private firms (more than 100 employees),15,70,15,houses,100,Local,10,Remained the same,Decreased,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,12,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to agree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,175,No,Yes,0,2,30,73,20,25,18,10,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,11,20,46000,20,42000,18,51000,1,36000,1,36000,1,43000,3,40000,3,39000,3,48000,3,9100,3,9000,3,11000,3,9500,3,8600,3,10700,0,-77,0,-77,0,-77,25,8900,28,8100,30,10200,0,-77,0,-77,0,-77,18,7800,20,7500,19,8500,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,Post graduated,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Very important,Slightly important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Slightly important,Important,Critical,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Important,Very important,Important,Critical,Important,Very important,Very important,Very important,Critical,Critical,Slightly important,Not important,Very important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Slightly important,Important,Important,Important,Slightly important,Slightly important,Difficult,Very difficult,Difficult,2,13,Slightly difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,6,Not difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Slightly difficult,Not difficult,1,8,Slightly difficult,Difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,3,5,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Critical,Not important,Not important,Slightly important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,1,Yes,-44,Yes,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,13,No,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Insufficient profitability,-44,1850000,1550000,651000,790000,40000,77500,19000,42000,8000,3000,7000,0,0,282000,362000,403000,496000,459000,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Inadequately educated workforce,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334106,106,The Bahamas,The Bahamas,Construction,505,No,-44,-44,-44,-44,Limited partnership,                           -44,60,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1959,Yes,Yes,1959,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,Yes,2,1,0,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,                           -44,5,45,50,0,Government or government agencies (including state-owned ent,25,50,25,construction,100,Local,10,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,40,60,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,30000,A supplier,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,3000,Gang related,Yes,Yes,-44,Yes,1,Outside working hours,Knife,Other,900,Other,No,No,Police have not done anything in the past,Yes,3,During working hours,Firearm/gun,Money,50000,Gang related,No,No,Don't have the time; inconvenient,Yes,1,Outside working hours,Firearm/gun,Money,-66,A former employee,No,No,Fear of reprisals,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,2,No,-44,-44,Yes,5,0,-44,No,-44,-44,Yes,5,Yes,Yes,5,2,6,29,8,10,7,4,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,66000,8,61000,8,78000,1,29000,2,29000,1,33000,1,33000,1,32000,1,39000,1,8400,1,8000,1,10000,1,8100,1,8100,1,9600,0,-77,0,-77,0,-77,10,8800,11,8300,10,9600,0,-77,0,-77,0,-77,7,8400,8,7900,8,9200,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Very important,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Not important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Critical,Critical,Very important,Important,Very important,Very important,Important,Important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Critical,Critical,Very important,Very important,Very important,Slightly important,Slightly important,Very important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Important,Important,Not important,Not important,Slightly important,Important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,1,7,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Difficult,Very difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,1,6,Not difficult,Not difficult,Not difficult,0,2,Very important,Very important,Very important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,2720000,4190000,590000,320000,189000,251400,126000,33500,5000,3000,2000,0,0,923000,738000,1215000,922000,2029000,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No,Yes,No,Yes,No,No,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Yes,Yes,No,No,No,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334107,107,The Bahamas,The Bahamas,Hotel and restaurants,509,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1986,No,Yes,1986,32,No,-44,-44,No,-44,-44,No,-44,-44,Yes,38,No,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,No,No,0,-44,-44,100,0,                           -44,15,55,30,0,Small private firms (less than 20 employees),35,50,15,property sales and rentals,100,National,15,Increased,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,Yes,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,40,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,2000,Gang related,No,No,They occur too frequently,Yes,3,Outside working hours,Other,Personal possessions of employees or customers,29000,Gang related,No,No,Not enough police/not enough resources,Yes,1,During working hours,Firearm/gun,Money,800,Other,No,No,No loss or damage,Yes,1,Outside working hours,Other,Goods or stock,700,Gang related,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,10,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,10,1,6,7,3,2,1,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,72000,2,69000,1,84000,1,36000,1,34000,1,40000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8100,2,7300,2,9000,0,-77,0,-77,0,-77,1,8200,1,7900,1,9600,Increase demand for higher quality product,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Important,Slightly important,Important,Important,Important,Important,Important,Not important,Important,Very important,Critical,Very important,Very important,Important,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,0,21,Not difficult,Very difficult,Difficult,1,15,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Public announcement/advertisement,                           -44,Yes to both,Yes,0,No,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Collateral or cosigners unacceptable,-44,570000,480000,206400,153600,15000,28800,0,13000,2000,2000,1000,0,0,64000,117000,106000,154000,313000,Very severe obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,Yes,Yes,No,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334108,108,The Bahamas,The Bahamas,Construction,512,No,-44,-44,-44,-44,Limited partnership,                           -44,50,100,0,0,0,Equally men and women,No,No,10,Delegates decisions to other partners,14,5,Predominantly women,Female,Female,Female,1992,Yes,Yes,1992,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,2,-44,No,-44,-44,-44,-44,Yes,0,3,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,20,65,15,1,Individuals,20,50,30,fireworks,50,National,15,Increased,Remained the same,More than 5,100,0,90,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,5,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,Yes,No,-44,-44,-44,Yes,15,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Money,40000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Knife,Personal possessions of employees or customers,28000,Gang related,No,No,Fear of negative publicity,Yes,1,During working hours,Firearm/gun,Other,950,Gang related,No,No,Police have not done anything in the past,Yes,3,Outside working hours,Knife,Other company property,500,Other,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,30000,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,10,No,-44,-44,Yes,5,0,-44,Yes,5,Yes,No,-44,-44,Yes,5,2,2,9,3,3,2,1,2,1,0,0,20,8,6,4,2,4,2,0,0,1,1,1,2,1,0,11,59000,10,53000,9,64000,1,43000,2,44000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9900,1,9200,1,10900,1,8371.200000000001,1,8100,1,9700,9,8800,9,8700,10,9600,0,-77,0,-77,0,-77,6,8100,7,7500,6,9400,Increase/decreased demand for goods,                           -44,Post graduated,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Very important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Very important,Important,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,19,Not difficult,Very difficult,Difficult,0,6,Slightly difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,0,1,Slightly difficult,Not difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,2,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Slightly difficult,1,8,Not difficult,Not difficult,Slightly difficult,1,1,Very important,Very important,Not important,Important,Important,Not important,Not important,Slightly important,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,Yes to fire,No,-44,Yes,1,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,12,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2010,100000,12,72,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,                           -44,200,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,90000,120000,56400,50000,6000,7200,5000,3500,0,0,1000,2000,0,23000,27000,31000,35000,39000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Business Licensing and Permits,Political environment,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334109,109,The Bahamas,The Bahamas,Construction,515,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2005,No,Yes,2005,19,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,Yes,9,1,0,-44,Yes,1,3,1,-44,Yes,4,Yes,No,Yes,0,-44,-44,100,0,                           -44,20,40,40,0,Individuals,5,60,35,construction,80,Local,5,Increased,Decreased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,0,No,-44,-44,Yes,0,0,-44,No,-44,-44,Yes,15,Yes,No,-44,-44,4,21,6,7,5,3,0,0,0,0,6,3,2,1,0,0,0,0,0,1,1,1,2,0,3,9,55000,8,52000,7,59000,1,46000,1,41000,1,50000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9100,1,9000,1,10500,1,9523.200000000001,1,9400,1,10600,9,7900,9,7800,9,8800,0,-77,0,-77,0,-77,6,7500,6,7000,6,8300,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Very important,Important,Important,Critical,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Slightly important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Very important,Very important,Very important,Slightly important,Critical,Important,Critical,Slightly important,Critical,Very important,Critical,Critical,Critical,Slightly important,Not important,Important,Not important,Slightly important,Very important,Not important,Not important,Important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Very important,Very important,Very important,Critical,Critical,Critical,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,20,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Not difficult,Slightly difficult,0,9,Not difficult,Difficult,Slightly difficult,0,4,Not difficult,Slightly difficult,Difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Very important,Not important,Important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No,0,100,                           -44,0,No,-44,Yes,40,0,0,0,60,0,0,0,0,0,0,0,0,                           -44,25,37.5,0,37.5,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2010,17000,12,84,Private commercial banks,Yes,No,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,230000,210000,98700,110000,19000,10500,2000,4500,1000,0,1000,19000,0,37000,36000,57000,50000,127000,Major obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,"Crime, theft and disorder",Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334110,110,The Bahamas,The Bahamas,Construction,554,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All women,Yes,Not applicable,100,Makes major strategic and fiancial decisions,44,3,All men,Male,Male,Male,1970,No,Yes,1970,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,0,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,                           -44,35,40,25,0,Large private firms (more than 100 employees),10,50,40,lift services,85,National,5,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,5,No,-44,-44,No,-44,-44,9000,No,-44,-44,No,-44,-44,Yes,10,2,9,31,10,10,7,4,1,2,1,3,5,3,1,1,0,0,0,0,0,3,1,3,7,0,0,13,62000,13,63000,13,74000,1,35000,1,36000,1,38000,1,39000,2,36000,1,43000,1,8800,1,8000,1,10000,1,9800,1,9400,1,10800,0,-77,0,-77,0,-77,11,8000,10,7900,9,8600,0,-77,0,-77,0,-77,8,8100,9,7500,8,9200,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Very important,Very important,Important,Important,Very important,Critical,Very important,Important,Critical,Slightly important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Very important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Important,Not important,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Very difficult,Very difficult,0,15,Slightly difficult,Slightly difficult,Slightly difficult,0,6,Not difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,9,Not difficult,Difficult,Difficult,2,8,Slightly difficult,Not difficult,Not difficult,1,4,Not difficult,Not difficult,Not difficult,0,1,Critical,Very important,Very important,Important,Slightly important,Not important,Slightly important,Not important,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,470000,550000,264000,198000,23000,22000,0,10500,2000,1000,1000,0,0,90000,120000,127000,187000,227000,No obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Corruption,Access to finance,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334111,111,The Bahamas,The Bahamas,Retail,558,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,53,100,0,0,0,Predominantly men,No,Yes,24,Delegates decisions to other partners,6,2,Predominantly men,Male,Male,Male,1965,No,Yes,1965,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,50,35,5,Large private firms (more than 100 employees),25,45,30,home appliances,70,National,5,Increased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,Yes,6,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,28000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,No,20000,2000,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,0,-44,Yes,20,No,No,-44,-44,Yes,30,2,3,23,7,8,5,3,0,0,4,1,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,67000,7,61000,6,76000,1,43000,2,43000,1,49000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7900,1,7300,1,9100,1,9139.199999999999,1,9000,1,10800,8,7100,8,6800,7,8400,0,-77,0,-77,0,-77,5,7500,5,7300,5,8800,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Critical,Very important,Important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Very important,Slightly important,Important,Critical,Critical,Very important,Very important,Slightly important,Important,Important,Very important,Important,Critical,Important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Not important,Not important,Important,Slightly important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly difficult,Almost impossible,Difficult,1,20,Slightly difficult,Very difficult,Difficult,1,5,Not difficult,Slightly difficult,Difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,5,Slightly difficult,Very difficult,Difficult,0,9,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,1,1,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,11,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Incompleteness of loan application,-44,4380000,4080000,1917600,980000,135000,244800,56000,32500,4000,5000,3000,530000,0,522000,697000,816000,1142000,2277000,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No,No,Yes,Yes,Yes,No,No,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to land for expansion / relocation,Electricity,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334114,114,The Bahamas,The Bahamas,Hotel and restaurants,578,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,69,40,60,0,0,Predominantly men,No,Yes,13,Delegates decisions to other partners,5,3,Predominantly women,Female,Female,Male,1970,Yes,Yes,1970,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,0,No,Yes,Yes,0,-44,-44,100,0,                           -44,25,55,20,0,Your parent company or affiliated establishments,45,45,10,restaurant,100,Local,15,Increased,Remained the same,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,20,No,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Other,Goods or stock,30000,A former employee,Yes,No,The police give little/no information back on crimes,Yes,2,During working hours,Firearm/gun,Money,100,Gang related,No,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,Outside working hours,Knife,Money,2000,Gang related,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,20,23,7,8,5,3,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,7,64000,6,58000,5,72000,1,46000,1,44000,1,54000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,8000,1,9700,1,9600,1,8600,1,11200,8,9100,8,8700,8,10800,0,-77,0,-77,0,-77,5,7800,6,7400,6,8800,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Important,Very important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Very important,Critical,Critical,Slightly important,Important,Very important,Important,Very important,Very important,Not important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Critical,Slightly important,Critical,Critical,Critical,Critical,Critical,Important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Not important,Important,Important,Important,Slightly important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,8,Not difficult,Very difficult,Difficult,0,13,Not difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,8,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,0,8,Slightly difficult,Not difficult,Difficult,0,2,Not difficult,Not difficult,Not difficult,1,1,Important,Very important,Slightly important,Important,Important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,Yes to fire,No,-44,Yes,1,Yes,1,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,9,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Incompleteness of loan application,-44,810000,820000,400000,150000,16000,24600,126000,4000,0,0,1000,0,0,132000,218000,213000,303000,494000,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Cost of finance,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334115,115,The Bahamas,The Bahamas,Transport,596,No,-44,-44,-44,-44,Limited partnership,                           -44,40,40,40,0,20,Not applicable,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1999,Yes,Yes,1997,10,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,45,45,1,Government or government agencies (including state-owned ent,25,45,30,transportation,100,National,10,Decreased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,30,70,Yes,19,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,-44,                           -44,Strongly disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,200000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,18000,Yes,Yes,No,Yes,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,355,No,No,-44,-44,40,120,30,42,30,18,23,21,14,2,5,3,1,1,0,0,0,0,0,1,1,1,1,0,14,33,72000,30,64000,30,82000,2,42000,3,40000,2,47000,5,33000,5,32000,5,36000,5,8200,5,8000,5,10000,5,9800,5,8900,5,10600,1,9830.4,1,9400,1,11000,43,7100,45,6500,49,8000,0,-77,0,-77,0,-77,31,8100,34,8000,33,8700,Economic upturn/downturn,                           -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Very important,Slightly important,Very important,Important,Important,Very important,Very important,Slightly important,Critical,Very important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Very important,Very important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Important,Not important,Slightly important,Slightly important,Slightly important,Not important,Not difficult,Difficult,Difficult,4,17,Not difficult,Very difficult,Difficult,1,12,Slightly difficult,Slightly difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,5,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Difficult,Slightly difficult,5,9,Not difficult,Difficult,Not difficult,1,3,Not difficult,Not difficult,Slightly difficult,4,1,Important,Important,Very important,Slightly important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The firm does not have enough information about training pro,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,5,No,60,12,3,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Insufficient profitability,-44,12340000,10650000,5112000,3780000,351000,639000,18000,160000,18000,18000,16000,0,0,2255000,1789000,3089000,2556000,5035000,Very severe obstacle,Very severe obstacle,Major obstacle,Major obstacle,No,Yes,Yes,Yes,No,Yes,No,No obstacle,Major obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Tax Rates,Electricity,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334116,116,The Bahamas,The Bahamas,Construction,625,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1996,No,Yes,1996,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,3,1,-44,No,-44,-44,-44,-44,Yes,3,4,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,No,Yes,0,-44,-44,100,0,                           -44,10,60,30,0,Your parent company or affiliated establishments,10,65,25,construction,90,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,19,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,2,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Money,750,Someone working alone,No,No,No loss or damage,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Money,650,Other,No,No,They occur too frequently,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,Yes,10,0,-44,No,-44,-44,No,-44,-44,Yes,25,2,56,93,25,32,23,13,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,14,25,49000,26,46000,23,53000,2,33000,2,32000,2,37000,3,28000,3,27000,3,31000,3,9300,3,8000,3,10000,4,8900,4,7900,4,9600,1,8601.6,1,8600,1,9800,32,8100,31,7500,31,8700,0,-77,0,-77,0,-77,23,8100,22,7900,23,9100,Increase/decreased demand for goods,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Critical,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Very important,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Critical,Important,Important,Critical,Critical,Important,Very important,Important,Important,Slightly important,Very important,Important,Critical,Important,Critical,Very important,Critical,Very important,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Slightly important,Not important,Important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,3,21,Not difficult,Difficult,Difficult,0,9,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Difficult,4,10,Not difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Not difficult,3,2,Very important,Very important,Very important,Not important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,Yes to both,No,-44,No,-44,Yes,0,2,Yes,-44,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,50,28,7,0,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,7940000,9480000,4120000,1890000,332000,568800,953000,284500,28000,43000,48000,0,0,1254000,1683000,1991000,2370000,5276000,No obstacle,No obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Transportation,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334117,117,The Bahamas,The Bahamas,Hotel and restaurants,643,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1989,No,Yes,1989,27,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,1,-44,No,-44,-44,-44,-44,Yes,3,Yes,No,Yes,0,-44,-44,100,0,                           -44,30,40,30,0,Individuals,45,40,15,restaurant,90,National,25,Increased,Remained the same,2-5,80,20,20,1990,                           -66,50,                           -66,15,10,2,2,50,50,Yes,15,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Strongly disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,0,-44,Yes,14,No,No,-44,-44,No,-44,-44,9,14,5,4,3,2,3,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,5,56000,5,56000,5,65000,1,37000,2,37000,1,43000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9400,1,8500,1,11100,0,-77,0,-77,0,-77,4,8800,4,9000,4,10200,0,-77,0,-77,0,-77,3,7700,3,7300,3,9000,Increase/decreased demand for goods,                           -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Important,Important,Important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Critical,Very important,Very important,Very important,Slightly important,Very important,Very important,Important,Slightly important,Critical,Not important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Important,Very important,Very important,Very important,Not important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Very important,Slightly important,Important,Not difficult,Almost impossible,Slightly difficult,0,9,Slightly difficult,Very difficult,Difficult,1,10,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Not difficult,0,6,Difficult,Difficult,Difficult,1,7,Not difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Slightly difficult,Slightly difficult,0,8,Not difficult,Not difficult,Not difficult,1,2,Critical,Very important,Very important,Important,Very important,Slightly important,Slightly important,Slightly important,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,No,45,20,5,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,520000,620000,140000,120000,20000,18600,73000,11000,1000,2000,2000,0,0,127000,98000,167000,149000,207000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Tax Rates,Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334118,118,The Bahamas,The Bahamas,Retail,647,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Predominantly women,Female,Female,Male,2001,Yes,Yes,2001,6,No,-44,-44,No,-44,-44,Yes,19,No,No,-44,-44,Yes,1,2,0,-44,No,-44,-44,-44,-44,Yes,0,0,1,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,No,0,-44,-44,100,0,                           -44,10,45,45,1,Medium private firms (20-100 employees),30,60,10,fish/seafood,60,Local,20,Increased,Remained the same,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,Yes,3,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,10000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,25000,1000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,Yes,26,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,32,29,8,10,7,4,0,0,4,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,3,8,70000,7,66000,7,75000,1,45000,2,42000,1,49000,1,36000,1,36000,1,41000,1,9400,1,9000,1,10000,1,8200,1,7500,1,8800,0,-77,0,-77,0,-77,10,7800,10,7400,9,8500,0,-77,0,-77,0,-77,7,8200,8,7900,7,8900,Increase/decreased demand for goods,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Important,Not important,Important,Important,Very important,Very important,Critical,Slightly important,Important,Critical,Very important,Slightly important,Important,Critical,Slightly important,Very important,Very important,Not important,Slightly important,Slightly important,Slightly important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Important,Very important,Slightly important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Not important,Slightly important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Not difficult,Very difficult,Difficult,1,8,Slightly difficult,Very difficult,Difficult,0,5,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Difficult,Slightly difficult,0,8,Not difficult,Slightly difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Not difficult,0,5,Not difficult,Not difficult,Slightly difficult,0,1,Very important,Very important,Very important,Not important,Slightly important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No,0,100,                           -44,0,No,-44,No,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2011,800000,13,12,Other,Yes,No,Yes,No,Yes,No,                           -44,150,Yes,2,1,Problems with credit history/report,-44,630000,770000,346500,300300,54000,30800,57000,14500,2000,2000,2000,0,0,133000,178000,177000,262000,306000,Minor obstacle,No obstacle,Major obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Tax Rates,Macroeconomic environment,Inadequately educated workforce,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Somewhat truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334119,119,The Bahamas,The Bahamas,Construction,729,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1987,No,Yes,1987,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,1,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,Yes,0,-44,-44,100,0,                           -44,15,55,30,0,Medium private firms (20-100 employees),5,40,55,construction,100,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,14,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,Minor obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,3000,No,-44,-44,Yes,5,Yes,No,-44,-44,7,20,5,7,5,3,1,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,5,71000,5,67000,4,82000,1,31000,1,30000,1,37000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9000,1,8800,1,10200,1,8678.4,1,8800,1,9500,7,9300,7,8300,8,10000,0,-77,0,-77,0,-77,5,7700,5,7700,5,8600,-44,                           -44,University graduate,University graduate,University graduate,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Very important,Slightly important,Important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Important,Slightly important,Important,Important,Very important,Important,Very important,Important,Critical,Very important,Critical,Critical,Critical,Important,Slightly important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Very important,Important,Very important,Important,Important,Not important,Not important,Not important,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Very difficult,Slightly difficult,0,18,Difficult,Very difficult,Difficult,1,15,Difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Not difficult,Difficult,0,9,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Not difficult,1,2,Slightly difficult,Not difficult,Not difficult,0,1,Important,Very important,Important,Slightly important,Important,Not important,Not important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,2,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,7360000,6880000,2130000,260000,220000,344000,32000,137500,12000,17000,21000,0,0,1348000,1028000,1926000,1582000,2234000,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Cost of finance,Customs and Trade Regulations,Access to land for expansion / relocation,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334120,120,The Bahamas,The Bahamas,Retail,732,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,2004,No,Yes,2004,7,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,Yes,2,0,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,50,35,5,Individuals,10,40,50,retail clothing,100,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,85,15,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,Yes,35,No,No,-44,-44,5,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,55000,2,56000,2,60000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7100,1,6400,1,8000,0,-77,0,-77,0,-77,1,8000,2,7700,1,9400,Increase/decreased demand for goods,                           -44,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Not important,Important,Very important,Very important,Very important,Slightly important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Important,Not important,Slightly important,Very important,Very important,Slightly important,Critical,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Very important,Slightly important,Important,Important,Not important,Slightly important,Important,Important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Not important,Important,Important,Critical,Critical,Very important,Very important,Not important,Not important,Very important,Important,Slightly important,Not important,Difficult,Very difficult,Slightly difficult,0,16,Slightly difficult,Very difficult,Slightly difficult,0,15,Not difficult,Slightly difficult,Difficult,1,2,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Difficult,0,4,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Not difficult,Slightly difficult,0,7,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Slightly important,Very important,Not important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,Yes,20,38,17,0,25,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2007,0,-44,30,Other,Yes,Yes,No,No,No,No,                           -44,175,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,30000,40000,10000,12400,2000,2400,5000,1000,0,0,0,4000,0,5000,6000,8000,8000,18000,Moderate obstacle,Very severe obstacle,Very severe obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,"Crime, theft and disorder",Labor Regulations,No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334121,121,The Bahamas,The Bahamas,Retail,763,Yes,14,Headquarters with production and/or sales at this location,Yes,-44,Shareholding company with non-traded shares or shares traded,                           -44,60,100,0,0,0,Predominantly men,No,No,32,Makes decisions in consultation with other partners,24,4,Predominantly men,Male,Male,Male,1929,Yes,Yes,1929,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,6,2,1,-44,No,-44,-44,-44,-44,Yes,4,1,0,-44,No,-44,-44,-44,-44,Yes,6,Yes,Yes,No,0,-44,-44,100,0,                           -44,25,55,20,5,Small private firms (less than 20 employees),30,45,25,"sale of jewelry, perfume and c",75,National,15,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,Very severe obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,25,-44,Yes,2,-44,Yes,1,Outside working hours,Firearm/gun,Money,20000,A former employee,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Firearm/gun,Goods or stock,22000,Group of criminals,Yes,Yes,-44,Yes,3,During working hours,Firearm/gun,Money,900,Gang related,No,No,Fear of reprisals,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Firearm/gun,Money,9000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,0,-44,Yes,15,No,No,-44,-44,Yes,30,2,9,116,30,40,29,17,0,0,0,0,20,7,6,5,2,0,0,0,0,1,1,1,2,1,12,37,62000,36,61000,33,68000,2,41000,3,37000,2,48000,5,33000,5,31000,5,37000,5,8100,5,8000,5,9000,6,9100,5,8100,5,10800,1,8832,1,8400,1,10300,46,10000,46,9000,46,10800,0,-77,0,-77,0,-77,34,8400,37,7500,38,9900,Economic upturn/downturn,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Very important,Critical,Slightly important,Very important,Important,Not important,Important,Important,Important,Very important,Critical,Critical,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Difficult,Very difficult,4,12,Not difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,0,5,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Slightly difficult,Slightly difficult,5,3,Not difficult,Slightly difficult,Not difficult,0,2,Not difficult,Not difficult,Not difficult,4,1,Slightly important,Very important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,12,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,4990000,6390000,2875500,2172600,230000,319500,0,160000,29000,32000,14000,0,0,1380000,1495000,1917000,2492000,2645000,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Access to finance,Customs and Trade Regulations,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334123,123,The Bahamas,The Bahamas,Retail,798,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1988,No,Yes,1988,32,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,1,1,-44,No,-44,-44,-44,-44,Yes,4,5,0,-44,No,-44,-44,-44,-44,Yes,1,Yes,No,No,0,-44,-44,100,0,                           -44,30,55,15,0,Large private firms (more than 100 employees),0,70,30,school uniforms,65,National,5,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,60,40,Yes,11,Yes,Yes,Yes,No,Yes,No,Yes,Other company of the sector,                           -44,Yes,No,Yes,No,Yes,Yes,No,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Slightly important,Important,Very Important,Important,Important,Very Important,Very Important,Yes,100,No,-44,No,-44,No,No,0,-44,No,No,Yes,No,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,Yes,17,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,150,Gang related,No,No,Police have not done anything in the past,Yes,2,During working hours,Firearm/gun,Goods or stock,17000,Group of criminals,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,4,During working hours,Firearm/gun,Other company property,3000,Other,No,Yes,-44,Yes,3,Outside working hours,Baseball bat,Goods or stock,30000,Gang related,Yes,Yes,-44,Yes,1,During working hours,Firearm/gun,Money,10500,Other,Yes,No,The police give little/no information back on crimes,No,-44,-44,0,Yes,No,No,No,Yes,Yes,No,No,No,-44,-44,No,Yes,No,15,Yes,2,Yes,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,2,10,4,3,2,1,0,0,2,0,12,6,3,2,1,0,0,2,0,2,1,1,3,1,1,10,59000,10,56000,10,67000,1,31000,1,30000,1,35000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8400,1,8500,1,9300,0,-77,0,-77,0,-77,6,9200,6,8800,6,10900,0,-77,0,-77,0,-77,4,8200,4,7700,4,9400,-44,                           -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Very important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Slightly important,Important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Slightly important,Very important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Very important,Important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Slightly important,Not difficult,Difficult,Difficult,1,11,Not difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,10,Not difficult,Difficult,Slightly difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,1,1,Very important,Important,Very important,Not important,Very important,Not important,Not important,Not important,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,2,2,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,Yes,12,Yes,15,20,5,0,60,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2011,169000,8,48,Other,Yes,Yes,No,Yes,No,No,                           -44,125,Yes,3,2,Problems with credit history/report,-44,150000,160000,75200,80000,8000,8000,25000,4000,1000,1000,1000,8000,0,21000,27000,34000,37000,81000,No obstacle,Major obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Cost of finance,"Crime, theft and disorder",No obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334124,124,The Bahamas,The Bahamas,Retail,802,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,66,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1984,No,Yes,1984,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,0,-44,No,-44,-44,-44,-44,Yes,0,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,45,55,3,Government or government agencies (including state-owned ent,5,70,25,computer sales and repair,55,National,10,Increased,Remained the same,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,50,50,Yes,11,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to agree,Tend to disagree,Strongly disagree,Tend to disagree,Yes,Yes,Yes,20,No,-44,Yes,-44,30000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,1,Yes,4,No,Yes,0,0,-44,No,-44,-44,Yes,55,No,No,-44,-44,2,19,7,6,4,2,2,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,7,57000,6,53000,6,64000,1,30000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,7900,1,8800,0,-77,0,-77,0,-77,6,8900,6,8300,6,10300,0,-77,0,-77,0,-77,4,7500,4,7200,3,8400,New products require new skills,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Critical,Critical,Critical,Slightly important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Important,Important,Important,Critical,Slightly important,Critical,Important,Very important,Critical,Very important,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Not important,Important,Very important,Important,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Slightly difficult,1,25,Slightly difficult,Very difficult,Slightly difficult,1,11,Not difficult,Slightly difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Not difficult,Difficult,Slightly difficult,0,6,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Not difficult,Not difficult,0,1,Very important,Very important,Not important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No,0,100,                           -44,0,Yes,14,Yes,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2011,250000,7,48,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,150,Yes,1,0,-44,-44,3690000,4110000,1808400,620000,66000,164400,42000,49500,3000,8000,9000,452000,0,570000,1200000,904000,1644000,1889000,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Very severe obstacle,Yes,No,No,Yes,No,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334126,126,The Bahamas,The Bahamas,Information technology,812,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,20,50,30,0,Small private firms (less than 20 employees),35,60,5,electronic supplies (retail),100,National,10,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,30,70,Yes,8,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to disagree,Yes,No,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,7,10,4,3,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,73000,4,70000,3,85000,1,43000,2,43000,1,47000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,8400,3,7900,3,9800,0,-77,0,-77,0,-77,2,7500,2,7000,2,8500,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Very important,Important,Important,Important,Important,Slightly important,Not important,Very important,Very important,Critical,Critical,Important,Very important,Critical,Critical,Very important,Important,Critical,Slightly important,Slightly important,Slightly important,Not important,Not important,Important,Important,Critical,Very important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Very important,Important,Critical,Very important,Critical,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Important,Very important,Important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Slightly important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,20,Slightly difficult,Very difficult,Difficult,1,9,Not difficult,Difficult,Slightly difficult,0,6,Not difficult,Difficult,Not difficult,1,1,Slightly difficult,Not difficult,Slightly difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,2,Not difficult,Slightly difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Not difficult,0,2,Very important,Very important,Not important,Slightly important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,30,48,12,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,360000,440000,190000,110000,17000,22000,38000,13000,1000,2000,3000,0,0,86000,116000,128000,150000,355000,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334128,128,The Bahamas,The Bahamas,Transport,845,No,-44,-44,-44,-44,Limited partnership,                           -44,51,100,0,0,0,Predominantly men,No,Yes,35,Makes major strategic and fiancial decisions,3,2,All men,Male,Male,Male,2001,No,Yes,2001,11,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,35,50,15,5,Medium private firms (20-100 employees),15,50,35,incoming freight,55,Local,10,Decreased,Increased,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,11,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,1000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,15,Yes,1,Yes,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,95,2,2,12,4,4,3,1,0,0,2,0,3,2,1,0,0,0,0,0,0,1,1,1,0,0,0,6,57000,5,58000,5,66000,1,38000,2,35000,1,41000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,5,9600,5,9700,5,11000,0,-77,0,-77,0,-77,3,8300,3,8100,3,9300,-44,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Very important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Critical,Critical,Very important,Slightly important,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Very important,Critical,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Very important,Very important,Not important,Very important,Important,Very important,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly difficult,Difficult,Difficult,1,19,Not difficult,Very difficult,Difficult,1,9,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Difficult,Slightly difficult,1,10,Not difficult,Difficult,Difficult,1,6,Not difficult,Slightly difficult,Slightly difficult,1,7,Not difficult,Not difficult,Slightly difficult,1,2,Important,Slightly important,Slightly important,Not important,Very important,Not important,Slightly important,Slightly important,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,50,25,12.5,0,0,0,0,0,12.5,0,0,0,0,0,0,                           -44,Yes,Loan,2011,0,10,48,Private commercial banks,Yes,No,No,Yes,No,No,                           -44,125,Yes,5,4,Other objections,-44,1610000,1820000,30000,380000,58000,54600,44000,34500,2000,6000,3000,0,55000,319000,385000,491000,528000,953000,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Yes,No,Yes,Yes,Yes,Inadequately educated workforce,"Crime, theft and disorder",Practices of competitors in the informal sector,Moderate obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334129,129,The Bahamas,The Bahamas,Retail,865,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1995,No,Yes,1995,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,60,30,10,Others,25,40,35,retail - beverages and tobacco,65,Local,5,Increased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,No,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,No,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,1,-44,No,-44,-44,No,-44,-44,No,-44,-44,6,10,4,3,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,4,54000,3,52000,3,64000,1,34000,1,32000,1,38000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,9900,3,8800,3,11100,0,-77,0,-77,0,-77,2,7600,3,7400,2,8400,-44,                           -44,University graduate,Completed college/vocational training,Post graduated,Post graduated,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Slightly important,Important,Critical,Important,Very important,Important,Important,Important,Important,Very important,Slightly important,Important,Slightly important,Important,Important,Very important,Critical,Critical,Slightly important,Important,Critical,Very important,Important,Important,Critical,Slightly important,Important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Very important,Critical,Very important,Very important,Important,Very important,Very important,Important,Very important,Critical,Important,Critical,Slightly important,Very important,Critical,Critical,Critical,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Very important,Slightly important,Slightly important,Important,Important,Very important,Slightly important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Important,Very important,Critical,Very important,Very important,Not important,Slightly important,Slightly important,Very important,Important,Slightly important,Not difficult,Very difficult,Slightly difficult,0,8,Not difficult,Very difficult,Difficult,0,5,Not difficult,Difficult,Difficult,0,3,Slightly difficult,Slightly difficult,Not difficult,0,2,Slightly difficult,Not difficult,Slightly difficult,1,2,Not difficult,Very difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Difficult,1,10,Not difficult,Not difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Not important,Important,Slightly important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,Yes,40,36,9,0,15,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,30000,14,42,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,                           -44,125,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,400000,460000,170000,90000,11000,23000,16000,3000,0,1000,0,69000,0,95000,75000,124000,97000,236000,No obstacle,Minor obstacle,No obstacle,Major obstacle,No,Yes,No,No,No,Yes,No,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Very severe obstacle,Yes,Yes,Yes,Yes,No,Access to finance,Practices of competitors in the informal sector,Inadequately educated workforce,Major obstacle,Yes,Yes,No,Yes,No,No,No,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Moderated impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,No,No impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Large impact,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Negative impact,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,No,Yes,Truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334130,130,The Bahamas,The Bahamas,Hotel and restaurants,867,Yes,3,Headquarters with production and/or sales at this location,No,3,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,-88,No,Yes,-88,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,2,0,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,45,45,10,0,Large private firms (more than 100 employees),20,70,10,chicken products,80,Local,5,Increased,Remained the same,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Strongly agree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,No,No,0,No,-44,-44,No,-44,0,-44,Yes,6,No,No,-44,-44,No,-44,-44,7,8,3,2,2,1,0,1,1,0,10,5,2,2,1,0,1,1,0,2,1,2,4,1,0,8,51000,7,49000,6,55000,1,40000,2,38000,1,46000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8200,1,7700,1,9100,0,-77,0,-77,0,-77,4,7800,4,7700,4,8400,0,-77,0,-77,0,-77,4,8400,4,8200,4,9700,-44,                           -44,University graduate,Post graduated,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Very important,Important,Very important,Important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Critical,Critical,Very important,Important,Critical,Important,Slightly important,Important,Not important,Not important,Critical,Important,Slightly important,Very important,Critical,Important,Very important,Slightly important,Important,Very important,Important,Slightly important,Very important,Slightly important,Critical,Slightly important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Slightly important,Slightly important,Not important,Slightly important,Not important,Slightly important,Important,Important,Slightly important,Important,Slightly important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,1,23,Slightly difficult,Very difficult,Difficult,0,14,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Very difficult,1,5,Not difficult,Not difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,1,1,Very important,Very important,Not important,Important,Critical,Important,Slightly important,Slightly important,No obstacle,No obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,100,0,                           -44,0,Yes,7,Yes,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,50,25,0,0,25,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2012,40000,12,72,Private commercial banks,Yes,Yes,No,No,No,No,                           -44,150,Yes,3,2,Problems with credit history/report,-44,430000,590000,283200,200600,9000,23600,0,7000,1000,0,1000,35000,0,127000,186000,165000,236000,246000,No obstacle,Minor obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Minor obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Inadequately educated workforce,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334132,132,The Bahamas,The Bahamas,Retail,912,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2005,Yes,Yes,2005,20,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,1,-44,No,-44,-44,-44,-44,Yes,4,2,0,-44,Yes,2,3,1,-44,No,-44,Yes,Yes,No,0,-44,-44,100,0,                           -44,10,45,45,5,Medium private firms (20-100 employees),20,50,30,"point of sale: services, sales",25,Local,5,Remained the same,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,70,30,Yes,17,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,35,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,5,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,0,1,5,4,2,1,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,2,53000,2,52000,2,63000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,7200,1,7100,1,8500,0,-77,0,-77,0,-77,1,8200,2,7500,1,9200,Increase/decreased demand for goods,                           -44,University graduate,Completed secondary,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Slightly important,Critical,Important,Very important,Important,Slightly important,Important,Very important,Very important,Slightly important,Important,Slightly important,Not important,Important,Critical,Very important,Very important,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Important,Important,Slightly important,Not important,Very important,Important,Important,Very important,Critical,Important,Critical,Very important,Very important,Very important,Very important,Important,Critical,Important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Important,Slightly important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,0,14,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Difficult,Slightly difficult,1,7,Slightly difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,0,6,Difficult,Slightly difficult,Slightly difficult,1,9,Not difficult,Difficult,Difficult,1,6,Not difficult,Not difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,2,Very important,Important,Very important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,The benefits of training are small than the costs,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,No,-44,No,95,0,0,0,5,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,80000,80000,38400,30400,2000,4000,2000,1000,0,0,0,0,0,11000,11000,17000,19000,26000,Minor obstacle,No obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,"Crime, theft and disorder",Labor Regulations,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334133,133,The Bahamas,The Bahamas,Hotel and restaurants,917,No,-44,-44,-44,-44,Limited partnership,                           -44,20,100,0,0,0,Predominantly men,No,Yes,6,Makes decisions in consultation with other partners,2,3,Predominantly women,Female,Female,Male,1991,Yes,Yes,1991,34,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,30,45,25,3,Others,5,45,50,accomodation,55,National,5,Increased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,30,70,Yes,18,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,7,-44,Yes,3,-44,Yes,1,Outside working hours,Knife,Goods or stock,35000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,2,During working hours,Firearm/gun,Goods or stock,27000,A customer,Yes,Yes,-44,Yes,1,During working hours,Other,Goods or stock,700,Gang related,No,No,Not enough police/not enough resources,Yes,2,Outside working hours,Firearm/gun,Other company property,800,Group of criminals,No,No,Loss was small,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,Yes,No,-44,-44,No,-44,-44,No,Yes,No,11,Yes,2,No,Yes,5,0,-44,No,-44,-44,No,-44,-44,Yes,0,1,15,44,12,15,11,6,11,10,6,1,6,3,2,1,0,1,1,0,0,3,1,3,7,0,0,15,57000,14,58000,15,65000,1,31000,2,28000,1,34000,1,28000,1,25000,1,30000,1,9000,1,9000,1,10000,2,9400,2,8600,2,11100,1,7756.8,1,7800,1,8700,17,9400,16,8400,15,11000,0,-77,0,-77,0,-77,12,8000,13,7100,14,9200,-44,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Slightly important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Important,Important,Slightly important,Not important,Not important,Very important,Important,Important,Very important,Critical,Important,Very important,Very important,Important,Important,Important,Very important,Critical,Slightly important,Critical,Slightly important,Very important,Critical,Very important,Critical,Critical,Slightly important,Not important,Important,Not important,Very important,Important,Slightly important,Important,Slightly important,Important,Slightly important,Important,Important,Slightly important,Not important,Slightly important,Slightly important,Important,Very important,Critical,Critical,Very important,Critical,Not important,Important,Important,Very important,Not important,Important,Not difficult,Very difficult,Difficult,2,16,Slightly difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Difficult,Slightly difficult,1,4,Not difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Difficult,Slightly difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,2,7,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,2,2,Important,Very important,Slightly important,Not important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,1,2,No,The benefits of training are small than the costs,Yes,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,Yes,85,0,0,0,15,0,0,0,0,0,0,0,0,                           -44,50,50,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Loan,2007,270000,-44,132,Private commercial banks,Yes,No,No,No,No,No,                           -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,1530000,1930000,887800,950000,35000,115800,231000,34500,3000,5000,5000,270000,0,383000,421000,540000,540000,724000,No obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Very severe obstacle,No obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Access to finance,Practices of competitors in the informal sector,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334134,134,The Bahamas,The Bahamas,Retail,930,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,50,100,0,0,0,Equally men and women,No,Yes,10,Delegates decisions to other partners,5,2,Predominantly women,Female,Female,Female,1999,No,Yes,1999,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,50,35,15,0,Individuals,35,35,30,retail clothing,100,National,15,Decreased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,7,Yes,Yes,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to disagree,Yes,Yes,No,-44,-44,-44,No,-44,-44,Yes,1,-44,Yes,1,Outside working hours,Firearm/gun,Goods or stock,30000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,During working hours,Firearm/gun,Goods or stock,4000,Other,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,3,Outside working hours,Other,Other company property,400,Other,No,No,-44,Yes,3,During working hours,Firearm/gun,Money,28000,Gang related,Yes,Yes,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,Yes,No,-44,-44,No,-44,-44,No,No,No,0,Yes,2,Yes,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,5,8,3,2,2,1,2,1,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,3,61000,3,56000,3,68000,1,47000,1,47000,1,53000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,9800,2,8900,2,11200,0,-77,0,-77,0,-77,2,8000,2,8000,2,9200,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Important,Very important,Important,Important,Important,Slightly important,Important,Important,Slightly important,Slightly important,Important,Slightly important,Slightly important,Important,Very important,Very important,Very important,Important,Slightly important,Critical,Very important,Important,Important,Critical,Slightly important,Very important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Very important,Important,Critical,Important,Very important,Critical,Critical,Critical,Very important,Slightly important,Not important,Very important,Not important,Important,Slightly important,Slightly important,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Very important,Not important,Slightly important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Slightly important,Slightly important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,0,11,Slightly difficult,Very difficult,Very difficult,1,12,Slightly difficult,Slightly difficult,Slightly difficult,0,10,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,0,4,Slightly difficult,Difficult,Slightly difficult,1,8,Not difficult,Difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,0,9,Slightly difficult,Not difficult,Not difficult,1,1,Very important,Critical,Important,Important,Very important,Not important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Public announcement/advertisement,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,80,0,0,0,20,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,4,4,Problems with credit history/report,-44,320000,230000,101200,120000,8000,6900,43000,1000,0,0,0,0,0,41000,60000,55000,76000,87000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Macroeconomic environment,Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334135,135,The Bahamas,The Bahamas,Construction,946,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,53,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,1984,Yes,Yes,1984,12,No,-44,-44,No,-44,-44,No,-44,-44,Yes,14,No,Yes,0,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,0,45,55,10,Individuals,20,45,35,engineering/construction,95,National,15,Decreased,Remained the same,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,45,55,Yes,5,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Tend to agree,Strongly disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,5,-44,3000,Yes,30,No,Yes,95,No,Yes,20,2,10,174,45,60,43,26,0,0,0,0,10,4,3,2,1,0,0,0,0,2,1,2,4,1,18,49,75000,45,67000,44,83000,3,43000,3,42000,3,48000,8,36000,8,34000,8,42000,8,8100,8,8000,8,9000,8,9500,8,9700,8,10700,0,-77,0,-77,0,-77,63,8100,66,7400,59,9000,0,-77,0,-77,0,-77,45,7700,41,7600,39,8300,Economic upturn/downturn,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Important,Important,Important,Important,Important,Very important,Important,Important,Not important,Slightly important,Slightly important,Very important,Critical,Very important,Important,Very important,Very important,Critical,Important,Important,Critical,Slightly important,Very important,Slightly important,Not important,Not important,Slightly important,Important,Important,Critical,Critical,Important,Important,Important,Very important,Slightly important,Very important,Important,Critical,Important,Critical,Important,Critical,Critical,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Not important,Slightly important,Slightly important,Important,Important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Slightly important,Important,Not difficult,Very difficult,Difficult,5,13,Slightly difficult,Almost impossible,Difficult,1,12,Slightly difficult,Difficult,Very difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,7,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Very difficult,Slightly difficult,7,4,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,5,2,Critical,Important,Important,Important,Very important,Not important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,12,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Did not think it would be approved,4600000,4170000,1959900,1180000,167000,125100,882000,87500,14000,9000,17000,0,0,890000,761000,1126000,1043000,2387000,No obstacle,No obstacle,Very severe obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,-44,-44,-44,-44,-44,Transportation,Labor Regulations,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are estimates computed with some precision, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334136,136,The Bahamas,The Bahamas,Information technology,953,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,20,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Female,Male,1996,Yes,Yes,1996,6,No,-44,-44,Yes,14,No,No,-44,-44,No,-44,-44,Yes,1,1,0,-44,No,-44,-44,-44,-44,Yes,0,1,0,-44,Yes,1,2,1,-44,No,-44,Yes,No,Yes,0,-44,-44,100,0,                           -44,0,60,40,0,Medium private firms (20-100 employees),20,45,35,computer cabling,90,National,10,Increased,Remained the same,2-5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,55,45,Yes,7,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,10,Yes,2,Yes,Yes,0,0,-44,No,-44,-44,Yes,60,Yes,Yes,5,2,2,10,4,3,2,1,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,4,66000,4,65000,4,72000,1,30000,1,29000,1,33000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,3,7500,3,7200,3,8200,0,-77,0,-77,0,-77,2,7900,2,7100,2,8700,-44,                           -44,University graduate,Completed secondary,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Very important,Important,Very important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Very important,Very important,Slightly important,Important,Important,Slightly important,Slightly important,Critical,Important,Important,Critical,Critical,Very important,Very important,Very important,Important,Important,Important,Very important,Very important,Important,Critical,Slightly important,Critical,Very important,Very important,Very important,Critical,Slightly important,Slightly important,Very important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Important,Slightly important,Important,Slightly important,Slightly important,Not important,Slightly important,Slightly important,Very important,Important,Critical,Very important,Critical,Very important,Not important,Not important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Difficult,1,18,Not difficult,Almost impossible,Difficult,1,15,Not difficult,Difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Difficult,0,1,Slightly difficult,Difficult,Not difficult,1,8,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Difficult,1,3,Not difficult,Slightly difficult,Not difficult,0,6,Not difficult,Not difficult,Not difficult,1,1,Important,Important,Very important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,Major obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The firm is affraid of investing in workers that after the t,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,4010000,5090000,2392300,1577900,36000,254500,0,122000,21000,18000,17000,0,0,886000,1385000,1323000,1731000,2130000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,Minor obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No,Yes,No,No,No,Inadequately educated workforce,"Crime, theft and disorder",Corruption,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334137,137,The Bahamas,The Bahamas,Retail,985,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,70,100,0,0,0,Predominantly men,No,No,21,Delegates decisions to other partners,14,5,Predominantly men,Male,Male,Male,1982,No,Yes,1982,22,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,5,3,0,-44,No,-44,-44,-44,-44,Yes,8,2,0,-44,Yes,0,4,2,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,10,55,35,2,Government or government agencies (including state-owned ent,35,60,5,tent rentals,35,Local,5,Decreased,Decreased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Major obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Tend to disagree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,Yes,No,No,-44,-44,No,-44,-44,No,No,No,2,No,-44,-44,Yes,0,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,1,8,3,2,2,1,2,1,1,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,1,4,45000,3,44000,2,50000,1,36000,2,36000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,2,8600,2,7800,2,9900,0,-77,0,-77,0,-77,2,7500,2,7200,2,8300,-44,                           -44,University graduate,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed secondary,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Important,Important,Important,Slightly important,Very important,Very important,Important,Important,Important,Important,Slightly important,Important,Critical,Very important,Critical,Very important,Important,Very important,Critical,Slightly important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Very important,Important,Very important,Very important,Important,Very important,Important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Very important,Critical,Important,Slightly important,Important,Not important,Very important,Slightly important,Slightly important,Not important,Slightly important,Very important,Important,Important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Critical,Not important,Slightly important,Slightly important,Very important,Slightly important,Important,Slightly difficult,Very difficult,Slightly difficult,0,25,Not difficult,Very difficult,Difficult,1,14,Not difficult,Very difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Not difficult,1,1,Slightly difficult,Slightly difficult,Difficult,0,6,Not difficult,Difficult,Slightly difficult,0,7,Not difficult,Difficult,Difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,0,9,Not difficult,Not difficult,Not difficult,0,1,Very important,Very important,Very important,Important,Important,Not important,Slightly important,Not important,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,2,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,No,0,100,                           -44,0,No,-44,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Size of loan and maturity are insufficiant,620000,590000,210000,190000,28000,35400,2000,13000,2000,1000,1000,0,0,103000,159000,159000,230000,266000,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,No,Yes,Yes,No,No,Yes,Yes,No obstacle,Major obstacle,No obstacle,Minor obstacle,Major obstacle,Major obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to finance,Customs and Trade Regulations,Inadequately educated workforce,Major obstacle,Yes,Yes,No,No,No,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Not applicable,Not applicable,                           -44,Not applicable,Not applicable,                           -44,Not applicable,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,Yes,No,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334138,138,The Bahamas,The Bahamas,Hotel and restaurants,995,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1989,No,Yes,1989,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,40,50,10,2,Individuals,25,50,25,water park,85,Local,10,Remained the same,Increased,1,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,65,35,No,-44,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,35000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,111,30,38,27,16,16,17,10,2,0,0,0,0,0,0,0,0,0,0,0,0,0,0,16,30,58000,31,58000,32,64000,2,46000,3,46000,2,52000,4,33000,5,32000,4,39000,4,7900,4,7000,4,9000,5,9000,5,8200,5,10700,1,7372.799999999999,1,6800,1,8000,38,8400,37,7700,39,10000,0,-77,0,-77,0,-77,27,8100,29,7900,28,9400,Increase/decreased demand for goods,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Slightly important,Important,Critical,Important,Very important,Very important,Slightly important,Important,Important,Very important,Important,Slightly important,Not important,Slightly important,Important,Critical,Critical,Very important,Important,Important,Critical,Critical,Very important,Important,Very important,Slightly important,Very important,Very important,Not important,Not important,Important,Important,Very important,Very important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Very important,Slightly important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,3,11,Difficult,Very difficult,Difficult,1,11,Not difficult,Difficult,Slightly difficult,1,4,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,4,9,Not difficult,Not difficult,Not difficult,1,2,Not difficult,Not difficult,Not difficult,3,2,Very important,Important,Not important,Not important,Important,Slightly important,Slightly important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,13,No,65,16,4,0,15,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Other,3960000,4420000,320000,1160000,150000,176800,1014000,88500,15000,15000,8000,0,0,805000,687000,1238000,928000,3405000,Minor obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Labor Regulations,Electricity,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334139,139,The Bahamas,The Bahamas,Hotel and restaurants,998,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,Yes,Yes,2003,13,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,0,5,0,-44,No,-44,-44,-44,-44,Yes,9,1,1,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,30,40,30,15,Large private firms (more than 100 employees),15,55,30,real estate sales and rentals,100,Local,10,Increased,Increased,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,85,15,Yes,8,Yes,No,No,No,Yes,No,Yes,Supplier,                           -44,No,No,Yes,Yes,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Important,Very Important,Very Important,Important,Important,Very Important,Important,Yes,65,Yes,35,No,-44,No,No,10000,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,Major obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Strongly disagree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,-44,0,No,-44,-44,No,-44,-44,No,-44,-44,1,19,7,6,4,2,1,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,0,8,42000,8,41000,8,49000,1,36000,1,34000,1,42000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8500,1,7800,1,9400,0,-77,0,-77,0,-77,6,8400,6,7700,6,10000,0,-77,0,-77,0,-77,4,8300,4,7700,4,9900,-44,                           -44,Post graduated,University graduate,University graduate,University graduate,Not applicable,Not applicable,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Important,Slightly important,Important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Important,Slightly important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Very important,Important,Very important,Not important,Critical,Important,Critical,Very important,Very important,Critical,Critical,Not important,Not important,Important,Not important,Very important,Important,Slightly important,Slightly important,Not important,Important,Important,Important,Slightly important,Very important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,0,15,Not difficult,Very difficult,Difficult,0,12,Difficult,Very difficult,Slightly difficult,1,8,Slightly difficult,Slightly difficult,Not difficult,1,3,Not difficult,Slightly difficult,Difficult,1,9,Not difficult,Difficult,Difficult,1,9,Not difficult,Slightly difficult,Slightly difficult,1,3,Not difficult,Slightly difficult,Difficult,0,6,Not difficult,Not difficult,Not difficult,1,2,Important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,No obstacle,No obstacle,No obstacle,Private placement office,                           -44,Yes to fire,No,-44,Yes,0,Yes,1,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No,0,100,                           -44,0,No,-44,No,60,0,0,0,40,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,5,5,Problems with credit history/report,-44,420000,510000,239700,200000,8000,15300,3000,6000,1000,1000,1000,0,0,80000,108000,102000,168000,114000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,No obstacle,No obstacle,Major obstacle,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Macroeconomic environment,Inadequately educated workforce,Access to finance,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Already used this type of assistance in the past and wasn't,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334140,140,The Bahamas,The Bahamas,Hotel and restaurants,999,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,55,15,85,0,0,Predominantly men,No,Yes,18,Delegates decisions to other partners,7,3,Predominantly men,Male,Male,Male,1959,No,Yes,1959,12,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,2,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,0,7,2,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,35,60,5,5,Large private firms (more than 100 employees),25,55,20,accomodation,35,National,10,Decreased,Increased,More than 5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,75,25,Yes,19,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,-44,                           -44,Strongly disagree,Tend to agree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,2,No,-44,-44,No,-44,-44,5000,Yes,13,No,Yes,35,Yes,Yes,0,2,150,357,91,124,89,53,4,45,27,36,20,8,6,4,2,0,2,1,2,2,1,2,4,1,43,99,68000,96,67000,101,74000,6,32000,6,31000,5,38000,16,33000,16,31000,17,37000,16,9700,18,9000,17,11000,17,9900,19,9500,18,11100,0,-77,0,-77,0,-77,130,9600,129,9200,116,10600,0,-77,0,-77,0,-77,93,7600,93,7000,90,8500,-44,                           -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Very important,Very important,Important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Very important,Very important,Important,Very important,Critical,Important,Very important,Critical,Slightly important,Very important,Slightly important,Slightly important,Not important,Important,Important,Very important,Critical,Very important,Important,Critical,Important,Very important,Important,Important,Very important,Critical,Important,Critical,Slightly important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Slightly important,Important,Very important,Slightly important,Not important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Very important,Critical,Slightly important,Slightly important,Very important,Important,Slightly important,Not important,Slightly difficult,Very difficult,Difficult,10,14,Slightly difficult,Very difficult,Difficult,1,14,Slightly difficult,Very difficult,Difficult,2,8,Not difficult,Slightly difficult,Slightly difficult,2,1,Slightly difficult,Difficult,Slightly difficult,2,4,Slightly difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Difficult,Very difficult,13,8,Not difficult,Not difficult,Not difficult,1,7,Not difficult,Not difficult,Not difficult,10,2,Very important,Very important,Very important,Important,Important,Important,Not important,Not important,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,0,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Moderate obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,14,No,25,0,0,0,75,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Collateral requirements for loans or line of credit are unat,29160000,34740000,5860000,15700000,1529000,1042200,1318000,486500,39000,88000,34000,0,0,5617000,6983000,7295000,10422000,9702000,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Very severe obstacle,No obstacle,No obstacle,Moderate obstacle,Major obstacle,Very severe obstacle,No obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Tax administration,Tax Rates,Major obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Somewhat truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334141,141,The Bahamas,The Bahamas,Hotel and restaurants,1000,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,55,0,100,0,0,Predominantly women,Yes,No,55,Makes decisions in consultation with other partners,4,4,Equally men and women,Female,Male,Male,2006,No,Yes,2006,9,No,-44,-44,No,-44,-44,No,-44,-44,Yes,21,No,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,1,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,40,40,20,10,Individuals,40,30,30,hotel,85,National,15,Increased,Decreased,More than 5,75,25,0,2007,                           -66,55,                           -66,35,3,0,0,65,35,Yes,20,Yes,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,Yes,No,No,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Strongly agree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,40000,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,0,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,25,32,9,11,8,4,4,3,2,1,5,3,1,1,0,0,0,0,0,2,1,2,4,0,4,12,74000,12,66000,11,80000,1,29000,1,28000,1,31000,1,42000,1,40000,1,46000,1,9900,1,9000,1,11000,1,8400,1,8200,1,9800,0,-77,0,-77,0,-77,12,7800,12,7900,13,9000,0,-77,0,-77,0,-77,9,7700,10,7800,11,9100,Increase/decreased demand for goods,                           -44,University graduate,University graduate,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Not important,Critical,Very important,Important,Very important,Important,Important,Important,Important,Important,Important,Slightly important,Not important,Important,Critical,Critical,Critical,Important,Important,Very important,Critical,Important,Important,Critical,Slightly important,Slightly important,Important,Not important,Not important,Very important,Important,Very important,Critical,Critical,Very important,Important,Important,Very important,Important,Important,Slightly important,Critical,Important,Very important,Very important,Critical,Critical,Very important,Critical,Critical,Not important,Slightly important,Very important,Slightly important,Very important,Slightly important,Slightly important,Slightly important,Not important,Very important,Very important,Important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Very important,Very important,Not important,Slightly important,Slightly difficult,Almost impossible,Slightly difficult,2,16,Not difficult,Very difficult,Very difficult,1,15,Not difficult,Difficult,Difficult,0,6,Not difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,1,4,Not difficult,Slightly difficult,Difficult,2,4,Slightly difficult,Not difficult,Not difficult,1,10,Not difficult,Not difficult,Slightly difficult,1,1,Important,Very important,Important,Not important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,Yes,0,100,                           -44,0,Yes,7,No,65,0,0,0,35,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,2860000,2250000,450000,320000,203000,135000,139000,63000,6000,6000,13000,0,0,427000,450000,540000,563000,1512000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Practices of competitors in the informal sector,Tax Rates,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too many strings attached,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are estimates computed with some precision, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334142,142,The Bahamas,The Bahamas,Hotel and restaurants,1001,Yes,2,Headquarters with no production/no sales at this location,No,2,Shareholding company with non-traded shares or shares traded,                           -44,7,100,0,0,0,Predominantly men,No,No,5,Delegates decisions to other partners,2,6,Predominantly women,Female,Male,Female,2006,No,Yes,2006,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,1,0,1,-44,No,-44,-44,-44,-44,Yes,9,Yes,Yes,No,0,-44,-44,100,0,                           -44,20,55,25,5,Individuals,20,65,15,club services,100,Local,10,Increased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,80,20,Yes,5,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to agree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,8,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Baseball bat,Money,3000,Gang related,Yes,No,Police could not have done anything,Yes,1,Outside working hours,Firearm/gun,Goods or stock,12000,Group of criminals,Yes,No,Tried to/was unable to contact the police,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Other,Goods or stock,2000,Other,No,No,-44,Yes,4,During working hours,Knife,Goods or stock,40000,Gang related,Yes,Yes,-44,Yes,2,Outside working hours,Firearm/gun,Personal possessions of employees or customers,9000,Gang related,No,No,Offenders rarely caught or prosecuted,Yes,Yes,45000,0,Yes,Yes,No,Yes,Yes,No,-44,-44,No,-44,-44,No,No,No,1,No,-44,-44,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,5,2,5,107,28,37,26,16,0,0,17,2,10,4,3,2,1,0,0,1,0,2,1,2,4,1,14,32,55000,32,51000,34,64000,2,45000,3,43000,2,51000,5,31000,5,28000,5,34000,5,9800,5,10000,5,11000,5,8600,5,8700,5,10000,0,-77,0,-77,0,-77,40,8100,40,8000,38,8700,0,-77,0,-77,0,-77,28,8100,30,7400,28,9300,Increase/decreased demand for goods,                           -44,Post graduated,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Completed secondary,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Very important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Critical,Very important,Critical,Important,Slightly important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Slightly important,Not important,Important,Slightly important,Important,Critical,Critical,Important,Very important,Important,Slightly important,Important,Important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Not important,Important,Important,Slightly important,Slightly important,Slightly important,Very important,Very important,Very important,Important,Important,Not important,Not important,Not important,Important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Slightly important,Important,Slightly important,Not important,Not difficult,Very difficult,Slightly difficult,4,25,Slightly difficult,Very difficult,Slightly difficult,1,11,Not difficult,Difficult,Slightly difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,4,3,Not difficult,Not difficult,Not difficult,0,8,Slightly difficult,Not difficult,Not difficult,3,2,Very important,Important,Important,Important,Very important,Slightly important,Slightly important,Not important,Minor obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Through family/friends,                           -44,Yes to fire,No,-44,Yes,10,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,10,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,1560000,1610000,740600,630000,72000,80500,76000,42000,8000,7000,7000,0,0,386000,242000,483000,403000,493000,Minor obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Access to finance,Corruption,Political environment,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334143,143,The Bahamas,The Bahamas,Hotel and restaurants,1002,No,-44,-44,-44,-44,Limited partnership,                           -44,45,100,0,0,0,Predominantly women,No,No,45,Makes decisions in consultation with other partners,4,2,Predominantly women,Female,Female,Female,1979,No,Yes,1979,33,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,4,3,1,-44,No,-44,-44,-44,-44,Yes,3,1,0,-44,Yes,2,2,2,-44,Yes,1,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,40,45,10,Large private firms (more than 100 employees),20,60,20,accomodation,90,International,5,Increased,Decreased,More than 5,20,80,0,1980,                           -66,30,                           -66,10,6,0,5,65,35,Yes,4,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,Yes,No,No,No,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,-44,                           -44,Tend to agree,Tend to disagree,Tend to agree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,-44,20000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,6,Yes,2,No,No,-44,0,-44,No,-44,-44,No,-44,-44,Yes,15,2,6,19,7,6,4,2,2,3,2,1,12,6,3,2,1,1,1,1,0,1,1,1,1,1,0,13,66000,12,62000,13,78000,1,30000,1,28000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,9300,1,8400,1,10300,1,9062.4,1,8100,1,9900,9,7800,8,7800,8,8800,0,-77,0,-77,0,-77,6,8200,6,8300,6,9700,Increase/decreased demand for goods,                           -44,University graduate,Completed college/vocational training,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,-44,-44,Completed secondary,Completed primary school,Important,Important,Critical,Very important,Important,Important,Very important,Very important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Important,Critical,Very important,Critical,Very important,Slightly important,Very important,Critical,Very important,Very important,Critical,Not important,Very important,Slightly important,Not important,Not important,Critical,Slightly important,Slightly important,Critical,Critical,Very important,Very important,Important,Important,Important,Important,Slightly important,Critical,Important,Critical,Very important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Very important,Important,Not important,Not important,Not important,Important,Very important,Very important,Very important,Very important,Slightly important,Not important,Slightly important,Very important,Important,Critical,Critical,Critical,Critical,Not important,Slightly important,Very important,Very important,Not important,Slightly important,Not difficult,Very difficult,Very difficult,2,23,Slightly difficult,Very difficult,Difficult,1,7,Not difficult,Difficult,Slightly difficult,1,9,Slightly difficult,Not difficult,Not difficult,0,1,Not difficult,Slightly difficult,Not difficult,1,3,Slightly difficult,Difficult,Difficult,0,7,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Not difficult,Not difficult,Not difficult,0,4,Not difficult,Slightly difficult,Slightly difficult,1,2,Very important,Very important,Important,Important,Very important,Not important,Slightly important,Slightly important,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Minor obstacle,Moderate obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,Yes,75,0,0,0,25,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Interest rates are not favorable,1030000,920000,230000,400000,17000,36800,78000,21000,2000,3000,2000,0,120000,203000,147000,267000,202000,790000,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,No,Yes,Yes,No,No,No,No,Moderate obstacle,Moderate obstacle,Minor obstacle,No obstacle,Very severe obstacle,No obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,No,No,No,No,Inadequately educated workforce,Practices of competitors in the informal sector,Customs and Trade Regulations,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334144,144,The Bahamas,The Bahamas,Hotel and restaurants,1006,No,-44,-44,-44,-44,Limited partnership,                           -44,55,55,45,0,0,Predominantly women,Yes,No,55,Makes decisions in consultation with other partners,8,4,All men,Male,Male,Male,1984,No,Yes,1982,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,8,1,1,-44,Yes,2,0,0,-44,Yes,0,1,0,-44,No,-44,-44,-44,-44,Yes,3,Yes,Yes,No,0,-44,-44,100,0,                           -44,35,60,5,10,Large private firms (more than 100 employees),10,45,45,accomodation,95,International,15,Increased,Remained the same,More than 5,20,80,20,1985,                           -66,30,                           -66,15,6,0,1,65,35,Yes,20,No,No,No,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,Yes,No,-44,-44,-44,-44,Yes,-44,80000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,6000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,5,0,-44,No,-44,-44,No,-44,-44,No,-44,-44,10,50,14,17,12,7,7,8,5,1,6,3,2,1,0,0,0,0,0,1,1,1,2,0,5,17,49000,17,44000,17,56000,1,32000,2,29000,1,37000,2,42000,3,42000,2,47000,2,9100,2,9000,2,10000,2,9200,2,8200,2,10900,0,-77,0,-77,0,-77,19,7500,20,7200,22,8700,0,-77,0,-77,0,-77,13,7800,15,7000,13,8800,Economic upturn/downturn,                           -44,University graduate,Post graduated,University graduate,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed primary school,Very important,Slightly important,Critical,Important,Important,Important,Slightly important,Important,Very important,Very important,Important,Slightly important,Not important,Important,Important,Critical,Very important,Critical,Slightly important,Important,Very important,Critical,Slightly important,Important,Critical,Not important,Slightly important,Slightly important,Slightly important,Not important,Important,Slightly important,Critical,Critical,Very important,Important,Critical,Important,Important,Very important,Slightly important,Important,Critical,Important,Very important,Slightly important,Critical,Critical,Very important,Critical,Very important,Slightly important,Slightly important,Important,Not important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Important,Slightly important,Slightly important,Important,Not important,Slightly important,Slightly important,Very important,Important,Very important,Critical,Very important,Critical,Slightly important,Not important,Very important,Very important,Slightly important,Slightly important,Not difficult,Very difficult,Difficult,2,23,Slightly difficult,Very difficult,Difficult,0,10,Slightly difficult,Slightly difficult,Difficult,1,8,Slightly difficult,Not difficult,Slightly difficult,1,1,Slightly difficult,Not difficult,Not difficult,0,3,Slightly difficult,Slightly difficult,Difficult,0,10,Not difficult,Difficult,Slightly difficult,2,8,Not difficult,Not difficult,Slightly difficult,0,9,Slightly difficult,Not difficult,Not difficult,2,2,Slightly important,Very important,Very important,Important,Very important,Slightly important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,No obstacle,No obstacle,Public placement office,                           -44,No,-44,-44,-44,-44,No,-44,-44,No,Other,Yes,Moderate obstacle,Moderate obstacle,Minor obstacle,Very severe obstacle,Major obstacle,Minor obstacle,Yes,0,100,                           -44,0,No,-44,No,70,0,0,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,Application procedures for loans or line of credit are compl,2440000,3240000,1393200,930000,146000,194400,282000,84000,13000,12000,17000,0,0,506000,574000,778000,745000,934000,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,-44,-44,-44,-44,-44,"Crime, theft and disorder",Corruption,Tax Rates,Very severe obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334145,145,The Bahamas,The Bahamas,Hotel and restaurants,1007,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,2003,No,Yes,2003,2,No,-44,-44,No,-44,-44,Yes,11,No,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,3,0,0,-44,No,-44,-44,-44,-44,No,-44,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,15,55,30,1,Small private firms (less than 20 employees),10,50,40,accomodation,85,International,15,Increased,Decreased,2-5,20,80,0,2004,                           -66,30,                           -66,5,5,0,5,55,45,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to agree,Strongly disagree,Tend to disagree,Yes,No,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,Yes,No,No,No,-44,-44,No,-44,-44,No,Yes,No,61,No,-44,-44,No,-44,1,-44,No,-44,-44,Yes,35,Yes,No,-44,-44,8,39,12,13,9,5,0,0,0,0,1,1,0,0,0,0,0,0,0,1,1,0,0,0,4,13,51000,12,51000,12,57000,1,36000,2,35000,1,39000,1,35000,1,32000,1,40000,1,9000,1,8000,1,10000,2,9600,2,8700,2,11300,0,-77,0,-77,0,-77,13,9900,13,9900,13,10800,0,-77,0,-77,0,-77,9,8200,9,8300,8,9400,-44,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed secondary,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Very important,Very important,Important,Important,Slightly important,Important,Important,Important,Important,Slightly important,Important,Slightly important,Very important,Critical,Very important,Very important,Important,Important,Critical,Critical,Important,Important,Critical,Slightly important,Important,Important,Not important,Not important,Important,Important,Slightly important,Critical,Critical,Important,Very important,Very important,Important,Important,Important,Important,Very important,Important,Very important,Important,Critical,Critical,Critical,Very important,Critical,Slightly important,Not important,Important,Not important,Important,Important,Not important,Not important,Slightly important,Very important,Important,Important,Important,Very important,Not important,Not important,Slightly important,Important,Important,Very important,Critical,Critical,Very important,Not important,Not important,Important,Important,Slightly important,Not important,Not difficult,Almost impossible,Difficult,2,14,Slightly difficult,Very difficult,Difficult,1,4,Slightly difficult,Difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,1,7,Slightly difficult,Slightly difficult,Slightly difficult,1,5,Slightly difficult,Slightly difficult,Slightly difficult,2,4,Slightly difficult,Slightly difficult,Not difficult,0,5,Not difficult,Slightly difficult,Not difficult,1,2,Very important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Major obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,The benefits of training are small than the costs,Yes,Major obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Yes,0,100,                           -44,0,No,-44,No,60,0,0,0,30,10,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,2,2,Insufficient profitability,-44,740000,620000,285200,250000,26000,31000,18000,12000,2000,1000,2000,0,0,92000,113000,136000,174000,239000,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Yes,Yes,No,No,Yes,No,No,No obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Moderate obstacle,No obstacle,Minor obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Access to land for expansion / relocation,Tax Rates,Electricity,No obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Too expensive,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334146,146,The Bahamas,The Bahamas,Hotel and restaurants,1008,No,-44,-44,-44,-44,Partnership (including limited liability companies),                           -44,30,45,55,0,0,Predominantly men,No,Yes,19,Delegates decisions to other partners,8,3,Predominantly men,Male,Male,Male,1968,No,Yes,1968,9,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,1,0,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,2,2,2,-44,Yes,3,Yes,No,No,0,-44,-44,100,0,                           -44,10,45,45,0,Individuals,40,60,0,hotel services,90,National,5,Decreased,Increased,More than 5,100,0,Not provided,-44,                           -44,-44,                           -44,-44,-44,-44,-44,40,60,No,-44,No,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to disagree,Tend to disagree,No,-44,-44,-44,-44,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,10,No,-44,-44,Yes,0,1,-44,No,-44,-44,Yes,5,Yes,No,-44,-44,5,31,10,10,7,4,4,6,4,2,10,4,3,2,1,1,1,1,0,2,1,2,4,1,4,14,59000,13,59000,11,65000,1,46000,1,43000,1,53000,1,27000,1,26000,1,29000,1,10000,1,10000,1,12000,2,8300,2,7900,2,9800,0,-77,0,-77,0,-77,13,9800,13,8900,13,10600,0,-77,0,-77,0,-77,9,7600,10,7600,10,8400,-44,                           -44,University graduate,University graduate,Post graduated,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed college/vocational training,Completed secondary,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Completed secondary,Important,Slightly important,Very important,Important,Important,Very important,Slightly important,Slightly important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Slightly important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Important,Important,Important,Critical,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Critical,Not important,Critical,Important,Critical,Very important,Critical,Critical,Critical,Slightly important,Slightly important,Very important,Not important,Important,Important,Not important,Slightly important,Slightly important,Important,Very important,Important,Slightly important,Slightly important,Not important,Not important,Slightly important,Very important,Very important,Critical,Very important,Critical,Very important,Important,Important,Important,Important,Not important,Slightly important,Not difficult,Very difficult,Slightly difficult,2,25,Slightly difficult,Very difficult,Slightly difficult,0,14,Not difficult,Slightly difficult,Slightly difficult,0,7,Slightly difficult,Slightly difficult,Not difficult,0,3,Slightly difficult,Not difficult,Not difficult,0,10,Slightly difficult,Slightly difficult,Slightly difficult,1,2,Not difficult,Difficult,Difficult,2,10,Not difficult,Difficult,Slightly difficult,1,10,Slightly difficult,Not difficult,Not difficult,0,2,Important,Important,Very important,Important,Very important,Not important,Not important,Not important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,No obstacle,Major obstacle,No obstacle,No obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,3,2,No,The firm does not have enough information about training pro,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,10,No,20,40,10,0,30,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2012,90000,11,42,Other,Yes,Yes,Yes,No,No,No,                           -44,150,Yes,3,2,Other objections,-44,510000,620000,260400,229400,29000,24800,0,12500,1000,1000,1000,0,0,105000,125000,155000,192000,184000,Major obstacle,Major obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Corruption,Political environment,Very severe obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Administratie procedure is cumbersome,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334147,147,The Bahamas,The Bahamas,Hotel and restaurants,1009,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,72,0,100,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Female,2007,Yes,Yes,2007,29,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,2,2,0,-44,No,-44,-44,-44,-44,Yes,4,0,1,-44,No,-44,-44,-44,-44,Yes,5,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,35,55,10,5,Medium private firms (20-100 employees),40,55,5,private residential community,100,National,10,Increased,Decreased,More than 5,100,0,100,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,19,No,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Minor obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to agree,Tend to agree,Strongly disagree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,1,-44,Yes,1,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,Outside working hours,Knife,Money,150,Gang related,No,No,The police give little/no information back on crimes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,1,During working hours,Other,Money,600,Other,No,No,Would increase insurance cost,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,No,No,No,No,No,-44,-44,No,-44,-44,No,Yes,No,15,Yes,2,Yes,No,-44,0,-44,Yes,30,No,Yes,30,No,Yes,10,2,44,77,21,26,19,11,1,5,3,6,30,9,10,7,4,0,1,1,2,3,1,2,6,2,8,30,62000,29,57000,26,68000,2,29000,3,27000,2,33000,4,29000,4,28000,4,34000,4,9600,4,9000,4,11000,5,8400,5,8100,5,9200,0,-77,0,-77,0,-77,36,8300,34,8000,36,8900,0,-77,0,-77,0,-77,26,8400,26,8100,28,9500,Increase/decreased demand for goods,                           -44,University graduate,Completed college/vocational training,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Not applicable,Not applicable,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Not important,Critical,Very important,Important,Important,Important,Slightly important,Important,Very important,Slightly important,Important,Not important,Slightly important,Very important,Very important,Very important,Very important,Important,Important,Very important,Very important,Slightly important,Important,Very important,Slightly important,Important,Slightly important,Not important,Slightly important,Important,Slightly important,Critical,Very important,Critical,Very important,Very important,Important,Slightly important,Important,Slightly important,Important,Very important,Important,Critical,Important,Critical,Critical,Very important,Very important,Critical,Not important,Not important,Slightly important,Not important,Important,Important,Not important,Not important,Slightly important,Important,Important,Important,Important,Very important,Not important,Slightly important,Not important,Important,Important,Critical,Critical,Critical,Very important,Not important,Slightly important,Important,Important,Not important,Not important,Not difficult,Very difficult,Difficult,3,14,Not difficult,Very difficult,Difficult,1,5,Not difficult,Difficult,Slightly difficult,1,4,Slightly difficult,Slightly difficult,Not difficult,0,1,Slightly difficult,Slightly difficult,Not difficult,0,3,Not difficult,Very difficult,Slightly difficult,0,7,Not difficult,Slightly difficult,Difficult,4,6,Slightly difficult,Difficult,Slightly difficult,1,9,Not difficult,Not difficult,Slightly difficult,3,2,Critical,Very important,Important,Important,Very important,Slightly important,Not important,Not important,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,5,2,No,Other,Yes,Major obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,No obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,9,No,0,40,10,0,15,0,0,0,0,0,0,0,35,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,Yes,Line of credit,2010,50000,14,36,Other,No,-44,-44,-44,-44,-44,                           -44,-44,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,530000,440000,198000,154000,26000,22000,0,3500,1000,0,1000,0,0,87000,71000,132000,114000,256000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Major obstacle,No obstacle,Moderate obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Cost of finance,Access to land for expansion / relocation,Minor obstacle,No,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,1.853305595041322,1.378099648760331,1.805785219008264,6
334148,148,The Bahamas,The Bahamas,Retail,1022,Yes,2,Establishment physically separated from HQ and other establi,No,2,Shareholding company with non-traded shares or shares traded,                           -44,57,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,All women,Female,Female,Female,1966,Yes,Yes,1966,17,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,-44,-44,No,-44,-44,-44,-44,Yes,6,2,0,-44,No,-44,-44,-44,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,20,40,40,1,Your parent company or affiliated establishments,35,40,25,retail sale of food products,95,National,15,Increased,Remained the same,2-5,80,20,60,1967,                           -66,45,                           -66,30,7,0,0,75,25,No,-44,Yes,Yes,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,Yes,No,Minor obstacle,Major obstacle,Major obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Very severe obstacle,Very severe obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,No obstacle,-44,                           -44,Tend to agree,Tend to disagree,Strongly disagree,Strongly disagree,Yes,No,-44,-44,-44,-44,Yes,0,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,Yes,Yes,0,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,7,No,-44,-44,No,-44,0,-44,Yes,6,No,Yes,35,No,No,-44,-44,8,44,12,15,11,6,7,7,4,2,15,5,5,3,2,2,2,1,0,2,1,2,4,1,0,17,71000,16,66000,16,80000,1,44000,1,43000,1,50000,2,37000,3,33000,2,41000,2,8400,2,8000,2,10000,2,8400,2,8200,2,9500,1,9907.200000000001,1,9100,1,11000,20,8100,21,7700,20,9500,0,-77,0,-77,0,-77,14,7600,14,7000,12,8700,New products require new skills,                           -44,University graduate,Post graduated,University graduate,Post graduated,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed secondary,Started but did not complete college/vocational training,Completed secondary,Completed college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Important,Important,Important,Slightly important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Very important,Very important,Slightly important,Important,Very important,Critical,Important,Slightly important,Critical,Important,Important,Important,Not important,Not important,Important,Important,Important,Critical,Critical,Important,Very important,Important,Important,Very important,Important,Slightly important,Very important,Important,Critical,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Slightly important,Important,Slightly important,Important,Important,Not important,Important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Not important,Slightly important,Not important,Important,Very important,Critical,Critical,Very important,Very important,Slightly important,Slightly important,Very important,Important,Slightly important,Slightly important,Slightly difficult,Difficult,Slightly difficult,2,19,Slightly difficult,Difficult,Difficult,0,9,Not difficult,Difficult,Slightly difficult,0,5,Slightly difficult,Not difficult,Slightly difficult,0,2,Not difficult,Slightly difficult,Slightly difficult,0,5,Not difficult,Difficult,Difficult,1,5,Slightly difficult,Slightly difficult,Difficult,2,9,Not difficult,Slightly difficult,Not difficult,0,9,Not difficult,Not difficult,Not difficult,2,2,Very important,Very important,Very important,Slightly important,Critical,Not important,Slightly important,Not important,No obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Through family/friends,                           -44,No,-44,-44,-44,-44,Yes,5,2,Yes,-44,No,-44,-44,-44,-44,-44,-44,Yes,0,100,                           -44,0,Yes,15,Yes,50,0,0,40,10,0,0,0,0,0,0,0,0,                           -44,100,0,0,0,0,0,0,0,0,0,0,0,0,0,0,                           -44,Yes,Line of credit,2010,130000,11,48,"Non-Bank financial institutions (microfinance institutions,",Yes,Yes,No,No,No,No,                           -44,150,No,-44,-44,-44,No need for a loan - establishment has sufficient capital,36850000,42740000,17960000,1660000,2052000,1282200,4154000,427500,86000,51000,68000,855000,0,5565000,8334000,8975000,11112000,17322000,No obstacle,No obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,No obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Major obstacle,Very severe obstacle,Moderate obstacle,Minor obstacle,No obstacle,Minor obstacle,Minor obstacle,Major obstacle,Yes,Yes,No,No,No,Access to finance,Practices of competitors in the informal sector,Tax Rates,Major obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Truthful,Are taken directly from the establishment's records, ,6.170927684441198,5.189189189189187,5.609934258582911,5
334149,149,The Bahamas,The Bahamas,Retail,1068,No,-44,-44,-44,-44,Shareholding company with non-traded shares or shares traded,                           -44,85,95,5,0,0,Predominantly men,No,Yes,8,Delegates decisions to other partners,12,5,Equally men and women,Male,Male,Female,1947,No,Yes,1960,40,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,3,3,1,-44,No,-44,-44,-44,-44,Yes,1,3,1,-44,No,-44,-44,-44,-44,Yes,0,Yes,No,Yes,0,-44,-44,100,0,                           -44,15,60,25,0,Large private firms (more than 100 employees),0,60,40,dry food products,60,National,20,Increased,Remained the same,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,No,-44,Yes,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Minor obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Major obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,Moderate obstacle,Major obstacle,Minor obstacle,-44,                           -44,Strongly disagree,Tend to agree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,49000,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,0,Yes,Yes,No,No,No,No,-44,-44,No,-44,-44,Yes,Yes,Yes,1,No,-44,-44,Yes,0,-44,0,Yes,5,Yes,No,-44,-44,Yes,30,2,1,177,46,61,44,26,2,14,9,9,6,3,2,1,0,0,0,0,0,1,1,1,2,0,27,49,54000,52,55000,49,58000,3,46000,4,43000,3,51000,7,37000,7,33000,7,43000,7,8200,7,8000,7,9000,8,8600,8,7900,9,10200,1,7372.799999999999,1,7100,1,8200,63,8100,64,8000,63,9000,0,-77,0,-77,0,-77,45,7800,46,7900,50,8400,Economic upturn/downturn,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Completed college/vocational training,Completed secondary,Completed secondary,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,-44,-44,Completed secondary,Started but did not complete secondary,Important,Slightly important,Critical,Important,Very important,Very important,Slightly important,Slightly important,Important,Important,Important,Slightly important,Slightly important,Slightly important,Slightly important,Very important,Very important,Critical,Important,Important,Critical,Critical,Important,Important,Very important,Important,Very important,Important,Important,Not important,Important,Important,Important,Critical,Critical,Important,Important,Very important,Critical,Slightly important,Very important,Important,Very important,Important,Very important,Important,Very important,Critical,Very important,Very important,Critical,Slightly important,Not important,Very important,Not important,Important,Very important,Not important,Slightly important,Slightly important,Very important,Very important,Slightly important,Slightly important,Important,Slightly important,Not important,Slightly important,Very important,Very important,Critical,Critical,Critical,Critical,Not important,Not important,Very important,Important,Slightly important,Important,Not difficult,Very difficult,Slightly difficult,5,22,Slightly difficult,Very difficult,Slightly difficult,1,12,Slightly difficult,Difficult,Difficult,0,10,Not difficult,Slightly difficult,Slightly difficult,0,3,Slightly difficult,Slightly difficult,Slightly difficult,1,8,Slightly difficult,Difficult,Difficult,0,4,Slightly difficult,Slightly difficult,Slightly difficult,7,2,Not difficult,Not difficult,Not difficult,0,2,Slightly difficult,Not difficult,Not difficult,5,1,Important,Very important,Important,Not important,Important,Not important,Slightly important,Not important,Minor obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Major obstacle,Minor obstacle,Major obstacle,Major obstacle,Moderate obstacle,No obstacle,Minor obstacle,Private placement office,                           -44,No,-44,-44,-44,-44,Yes,4,2,Yes,-44,Yes,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Yes,100,0,                           -44,0,Yes,7,No,90,0,0,0,10,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Collateral or cosigners unacceptable,-44,1200000,1270000,584200,469900,19000,38100,358000,24000,5000,2000,3000,0,0,223000,337000,279000,495000,424000,Major obstacle,Major obstacle,No obstacle,Minor obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Moderate obstacle,Very severe obstacle,Minor obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Minor obstacle,No obstacle,No obstacle,Minor obstacle,Minor obstacle,Minor obstacle,-44,-44,-44,-44,-44,Customs and Trade Regulations,Electricity,Telecommunications,Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,Yes,Somewhat truthful,Are estimates computed with some precision, ,24.87825182101977,19.09261186264306,21.40686784599377,4
334150,150,The Bahamas,The Bahamas,Hotel and restaurants,1096,No,-44,-44,-44,-44,Sole proprietorship,                           -44,100,100,0,0,0,All men,-44,-44,-44,-44,-44,-44,Equally men and women,Male,Male,Male,1977,No,Yes,1977,37,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,1,3,1,-44,Yes,2,0,0,-44,Yes,4,1,0,-44,Yes,0,1,2,-44,Yes,2,Yes,Yes,Yes,0,-44,-44,100,0,                           -44,20,50,30,4,Medium private firms (20-100 employees),0,55,45,hotel,80,National,20,Increased,Remained the same,2-5,100,0,Do not know,-44,                           -44,-44,                           -44,-44,-44,-44,-44,35,65,Yes,9,No,No,Yes,No,No,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,0,-44,No,No,No,No,Major obstacle,Moderate obstacle,Minor obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,No obstacle,Moderate obstacle,Major obstacle,Moderate obstacle,Moderate obstacle,-44,                           -44,Tend to disagree,Tend to disagree,Tend to agree,Tend to agree,No,-44,-44,-44,-44,-44,Yes,-44,18200,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,-44,-44,2000,Yes,No,Yes,No,No,No,-44,-44,No,-44,-44,No,No,No,21,Yes,1,No,No,-44,1,-44,Yes,5,Yes,No,-44,-44,Yes,30,2,14,25,8,8,6,3,0,0,4,2,5,3,1,1,0,0,0,0,0,2,1,2,4,0,3,11,62000,11,60000,11,67000,1,29000,1,27000,1,34000,0,-77,0,-77,0,-77,0,-77,0,-77,0,-77,1,8100,1,7500,1,9600,1,7987.200000000001,1,7100,1,9100,9,8800,10,8600,10,10100,0,-77,0,-77,0,-77,7,7700,7,7500,7,8300,New products require new skills,                           -44,University graduate,University graduate,University graduate,Completed college/vocational training,Not applicable,Not applicable,Not applicable,Not applicable,Completed college/vocational training,Completed college/vocational training,Completed college/vocational training,Started but did not complete college/vocational training,Completed secondary,Completed secondary,-44,-44,Completed secondary,Started but did not complete secondary,Important,Important,Critical,Very important,Very important,Important,Important,Slightly important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Critical,Critical,Important,Important,Critical,Critical,Slightly important,Slightly important,Critical,Not important,Slightly important,Very important,Not important,Not important,Critical,Important,Important,Critical,Very important,Important,Very important,Very important,Very important,Important,Important,Very important,Very important,Important,Critical,Important,Very important,Very important,Very important,Critical,Very important,Slightly important,Not important,Important,Not important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Important,Important,Slightly important,Not important,Slightly important,Important,Very important,Very important,Critical,Critical,Critical,Not important,Slightly important,Important,Slightly important,Not important,Not important,Not difficult,Very difficult,Very difficult,2,9,Slightly difficult,Very difficult,Slightly difficult,1,8,Not difficult,Difficult,Slightly difficult,1,2,Slightly difficult,Slightly difficult,Difficult,0,2,Slightly difficult,Slightly difficult,Slightly difficult,0,3,Not difficult,Slightly difficult,Difficult,0,7,Not difficult,Difficult,Slightly difficult,0,7,Slightly difficult,Not difficult,Not difficult,1,3,Slightly difficult,Slightly difficult,Slightly difficult,1,1,Very important,Very important,Not important,Important,Very important,Not important,Not important,Slightly important,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Major obstacle,No obstacle,Moderate obstacle,Moderate obstacle,Minor obstacle,Minor obstacle,Minor obstacle,No obstacle,Private placement office,                           -44,Yes to both,No,-44,No,-44,Yes,5,2,No,The firm is affraid of investing in workers that after the t,Yes,Moderate obstacle,Moderate obstacle,Moderate obstacle,Major obstacle,Minor obstacle,Minor obstacle,Yes,0,100,                           -44,0,Yes,9,No,60,0,0,0,40,0,0,0,0,0,0,0,0,                           -44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,                           -44,-44,Yes,3,3,Insufficient profitability,-44,1220000,1270000,250000,500000,13000,38100,69000,29000,5000,4000,6000,0,0,221000,176000,368000,267000,1064000,Moderate obstacle,Moderate obstacle,No obstacle,No obstacle,-44,-44,-44,-44,-44,-44,-44,Moderate obstacle,Major obstacle,Minor obstacle,Moderate obstacle,Very severe obstacle,No obstacle,Minor obstacle,No obstacle,Minor obstacle,Moderate obstacle,Minor obstacle,No obstacle,Moderate obstacle,-44,-44,-44,-44,-44,Inadequately educated workforce,Customs and Trade Regulations,"Crime, theft and disorder",Moderate obstacle,Yes,No,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,-44,No,Not needed,                           -44,-44,-44,                           -44,-44,                           -44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Yes,No,No,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,No,-44,-44,Truthful,Are taken directly from the establishment's records, ,24.87825182101977,19.09261186264306,21.40686784599377,4