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  6. Demand Deposits

Demand Deposits

By Department of Research and Chief Economist (VPS/RES/RES)
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  • Economy

Demand Deposits are deposits held in depository institutions that can be withdrawn at any time without prior notice and are directly usable for payments — typically checking and current-account balances held by residents and non-residents. This monetary indicator is part of the Latin Macro Watch (LMW) dataset published by the Inter-American Development Bank (IDB) on data.iadb.org, supporting analysis of money supply, liquidity, and the banking system across Latin America and the Caribbean.

Coverage

Data are available for 26 countries across Latin America and the Caribbean at annual, monthly, and quarterly frequency, covering 1990 to 2026. Series are reported as end-of-month stocks and can be viewed in millions of domestic currency, millions of USD, as a share of GDP, as a share of M2, as a share of total deposits, at constant prices (CPI-deflated), and seasonally adjusted — each available end-of-period and average-of-period — with derived transformations including MoM %, QoQ %, YoY %, and 3-, 6-, and 12-month moving averages (MA3, MA6, MA12).

Sources

Figures are compiled from official monetary authorities, including the Banco Central do Brasil, Banco de Mexico (Banxico), Banco Central de Chile, Banco de la República de Colombia, and Banco Central de Reserva del Perú, then harmonized by the IDB for cross-country comparability.

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Metadata & use

Format CSV
Language en
Country
Argentina
Bahamas
Trinidad & Tobago
Belize
Costa Rica
Dominican Republic
Ecuador
Bolivia
Brazil
Chile
Colombia
El Salvador
Jamaica
Mexico
Nicaragua
Guatemala
Guyana
Haiti
Honduras
Panama
Uruguay
Venezuela
Barbados
Paraguay
Peru
Suriname
Data notes

What does the Demand Deposits indicator measure?

It measures deposits held in depository institutions that can be withdrawn at any time without prior notice and are directly usable for payments — chiefly checking and current-account balances held by residents and non-residents.

How many countries and which frequencies and period are covered?

The indicator covers 26 countries across Latin America and the Caribbean at annual, monthly, and quarterly frequency, spanning 1990 to 2026.

What units and transformations are available?

Values are available in millions of domestic currency, millions of USD, as a share of GDP, M2, or total deposits, at constant prices and seasonally adjusted, each end-of-period and average-of-period, with MoM %, QoQ %, YoY %, and MA3/MA6/MA12 moving averages.

Where does the data come from?

Data are compiled from official monetary authorities such as the Banco Central do Brasil, Banco de Mexico (Banxico), Banco Central de Chile, Banco de la República de Colombia, and Banco Central de Reserva del Perú, then harmonized by the IDB.

What part of the financial system does the indicator cover?

It covers the banking system, approximating the broader concept of depository institutions but generally excluding small segments such as popular savings and credit entities and credit unions; balances include local- and foreign-currency accounts.

What are typical uses of this indicator?

Economists and analysts use it to track money supply and liquidity, study payment behavior and banking deposits, and compare monetary conditions across Latin American and Caribbean economies.

How do I cite this indicator?

Cite as: Inter-American Development Bank (IDB), Latin Macro Watch — "Demand Deposits". data.iadb.org/dataset/latin-macro-watch-dataset.

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