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  5. Latin Macro Watch Dataset...
  6. Saving Deposits

Saving Deposits

By Department of Research and Chief Economist (VPS/RES/RES)
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Saving Deposits are deposits held by residents in depository institutions that earn interest and can usually be withdrawn on demand, though with certain restrictions. As a core component of the banking system's liabilities, they help gauge household saving behavior and bank funding across Latin America and the Caribbean. Published in the Latin Macro Watch of the Inter-American Development Bank (IDB), this indicator gives economists, policymakers, and researchers a regionally comparable view of deposit dynamics.

Coverage

The series spans 26 countries at annual, monthly, and quarterly frequency, covering the period 1990 to 2026. Values are available in millions of domestic currency and millions of USD, at constant prices (CPI-deflated), and as percent of GDP, percent of M2, and percent of total deposits, with average-of-period, end-of-period, and seasonally adjusted variants. Transformations include 3-, 6-, and 12-month moving averages (MA3, MA6, MA12) and month-over-month, quarter-over-quarter, and year-over-year percentage changes (MoM %, QoQ %, YoY %). Demand, saving, and time deposits are reported as end-of-month stocks and include accounts denominated in local and foreign currency.

Sources

The data are drawn from national authorities including Banco Central do Brasil, Banco de Mexico (Banxico), Banco de la República de Colombia, and Bank of Jamaica, ensuring comparable measures of saving deposits across the region.

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Metadata & use

Format CSV
Language en
Country
Argentina
Bahamas
Trinidad & Tobago
Belize
Costa Rica
Dominican Republic
Ecuador
Bolivia
Brazil
Chile
Colombia
El Salvador
Jamaica
Mexico
Nicaragua
Guatemala
Guyana
Haiti
Honduras
Panama
Uruguay
Venezuela
Barbados
Paraguay
Peru
Suriname
Data notes

What are Saving Deposits?

Saving Deposits are deposits held by residents in depository institutions that earn interest and can usually be withdrawn on demand, though with certain restrictions.

How many countries and which frequencies and period are covered?

The indicator covers 26 countries across Latin America and the Caribbean, available at annual, monthly, and quarterly frequency, over the period 1990 to 2026.

What units and transformations are available?

Values are available in millions of domestic currency and USD, at constant CPI-deflated prices, and as percent of GDP, M2, and total deposits, with average-of-period, end-of-period, and seasonally adjusted variants. Transformations include MA3, MA6, MA12 moving averages and MoM %, QoQ %, and YoY % changes.

Where do the data come from?

The data are drawn from national authorities such as Banco Central do Brasil, Banco de Mexico (Banxico), Banco de la República de Colombia, and Bank of Jamaica.

What is this indicator typically used for?

It is used to analyze household saving behavior, bank funding and liquidity, and financial deepening, and to compare deposit dynamics across Latin American and Caribbean economies over time.

How do I cite this indicator?

Cite it as: Inter-American Development Bank (IDB), Latin Macro Watch — "Saving Deposits." data.iadb.org/dataset/latin-macro-watch-dataset.

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