{"help": "https://data.iadb.org/api/3/action/help_show?name=resource_show", "success": true, "result": {"access_url": "https://data.iadb.org/dataset/abea491d-2123-4aed-b94a-5dcd057e4fad/resource/23a385f2-abdc-4fbc-9e4d-b28925c521ac", "cache_last_updated": null, "cache_url": null, "created": "2026-06-24T16:39:39.838790", "data_notes": {"en": "### What are Saving Deposits?\n\nSaving Deposits are deposits held by residents in depository institutions that earn interest and can usually be withdrawn on demand, though with certain restrictions.\n\n### How many countries and which frequencies and period are covered?\n\nThe indicator covers 26 countries across Latin America and the Caribbean, available at annual, monthly, and quarterly frequency, over the period 1990 to 2026.\n\n### What units and transformations are available?\n\nValues are available in millions of domestic currency and USD, at constant CPI-deflated prices, and as percent of GDP, M2, and total deposits, with average-of-period, end-of-period, and seasonally adjusted variants. Transformations include MA3, MA6, MA12 moving averages and MoM %, QoQ %, and YoY % changes.\n\n### Where do the data come from?\n\nThe data are drawn from national authorities such as Banco Central do Brasil, Banco de Mexico (Banxico), Banco de la Rep\u00fablica de Colombia, and Bank of Jamaica.\n\n### What is this indicator typically used for?\n\nIt is used to analyze household saving behavior, bank funding and liquidity, and financial deepening, and to compare deposit dynamics across Latin American and Caribbean economies over time.\n\n### How do I cite this indicator?\n\nCite it as: Inter-American Development Bank (IDB), Latin Macro Watch \u2014 \"Saving Deposits.\" data.iadb.org/dataset/latin-macro-watch-dataset.", "es": "### \u00bfQu\u00e9 son los Dep\u00f3sitos de ahorro?\n\nLos Dep\u00f3sitos de ahorro son dep\u00f3sitos mantenidos por residentes en instituciones de dep\u00f3sito que devengan intereses y por lo general pueden retirarse a la vista, aunque con ciertas restricciones.\n\n### \u00bfCu\u00e1ntos pa\u00edses y qu\u00e9 frecuencias y per\u00edodo se cubren?\n\nEl indicador cubre 26 pa\u00edses de Am\u00e9rica Latina y el Caribe, con frecuencia anual, mensual y trimestral, para el per\u00edodo de 1990 a 2026.\n\n### \u00bfQu\u00e9 unidades y transformaciones est\u00e1n disponibles?\n\nLos valores est\u00e1n disponibles en millones de moneda nacional y USD, a precios constantes deflactados por IPC, y como porcentaje del PIB, de M2 y del total de dep\u00f3sitos, con variantes de promedio del per\u00edodo, fin de per\u00edodo y ajustadas estacionalmente. Las transformaciones incluyen promedios m\u00f3viles MA3, MA6, MA12 y variaciones MoM %, QoQ % e interanuales.\n\n### \u00bfDe d\u00f3nde provienen los datos?\n\nLos datos provienen de autoridades nacionales como el Banco Central do Brasil, el Banco de Mexico (Banxico), el Banco de la Rep\u00fablica de Colombia y el Bank of Jamaica.\n\n### \u00bfPara qu\u00e9 se usa habitualmente este indicador?\n\nSe usa para analizar el comportamiento del ahorro de los hogares, el financiamiento y la liquidez de los bancos y la profundizaci\u00f3n financiera, y para comparar la din\u00e1mica de los dep\u00f3sitos entre econom\u00edas de Am\u00e9rica Latina y el Caribe a lo largo del tiempo.\n\n### \u00bfC\u00f3mo cito este indicador?\n\nC\u00edtelo como: Banco Interamericano de Desarrollo (BID), Latin Macro Watch \u2014 \u00abSaving Deposits\u00bb. data.iadb.org/dataset/latin-macro-watch-dataset.", "fr": "### Que sont les D\u00e9p\u00f4ts d'\u00e9pargne ?\n\nLes D\u00e9p\u00f4ts d'\u00e9pargne sont des d\u00e9p\u00f4ts d\u00e9tenus par des r\u00e9sidents aupr\u00e8s d'institutions de d\u00e9p\u00f4t, r\u00e9mun\u00e9r\u00e9s par des int\u00e9r\u00eats et g\u00e9n\u00e9ralement retirables \u00e0 vue, mais sous certaines restrictions.\n\n### Combien de pays et quelles fr\u00e9quences et p\u00e9riode sont couverts ?\n\nL'indicateur couvre 26 pays d'Am\u00e9rique latine et des Cara\u00efbes, disponible \u00e0 fr\u00e9quence annuelle, mensuelle et trimestrielle, sur la p\u00e9riode de 1990 \u00e0 2026.\n\n### Quelles unit\u00e9s et transformations sont disponibles ?\n\nLes valeurs sont disponibles en millions de monnaie nationale et d'USD, en prix constants d\u00e9flat\u00e9s par l'IPC, et en pourcentage du PIB, de M2 et du total des d\u00e9p\u00f4ts, avec des variantes moyenne de p\u00e9riode, fin de p\u00e9riode et d\u00e9saisonnalis\u00e9es. Les transformations comprennent les moyennes mobiles MA3, MA6, MA12 et les variations MoM %, QoQ % et d'une ann\u00e9e sur l'autre.\n\n### D'o\u00f9 proviennent les donn\u00e9es ?\n\nLes donn\u00e9es proviennent d'autorit\u00e9s nationales telles que le Banco Central do Brasil, le Banco de Mexico (Banxico), le Banco de la Rep\u00fablica de Colombia et le Bank of Jamaica.\n\n### \u00c0 quoi sert habituellement cet indicateur ?\n\nIl sert \u00e0 analyser le comportement d'\u00e9pargne des m\u00e9nages, le financement et la liquidit\u00e9 des banques et l'approfondissement financier, et \u00e0 comparer la dynamique des d\u00e9p\u00f4ts entre les \u00e9conomies d'Am\u00e9rique latine et des Cara\u00efbes dans le temps.\n\n### Comment citer cet indicateur ?\n\nCitez-le ainsi : Banque interam\u00e9ricaine de d\u00e9veloppement (BID), Latin Macro Watch \u2014 \u00ab Saving Deposits \u00bb. data.iadb.org/dataset/latin-macro-watch-dataset.", "pt_BR": "### O que s\u00e3o os Dep\u00f3sitos de poupan\u00e7a?\n\nOs Dep\u00f3sitos de poupan\u00e7a s\u00e3o dep\u00f3sitos mantidos por residentes em institui\u00e7\u00f5es deposit\u00e1rias que rendem juros e geralmente podem ser sacados \u00e0 vista, embora com certas restri\u00e7\u00f5es.\n\n### Quantos pa\u00edses e quais frequ\u00eancias e per\u00edodo s\u00e3o cobertos?\n\nO indicador cobre 26 pa\u00edses da Am\u00e9rica Latina e do Caribe, dispon\u00edvel em frequ\u00eancia anual, mensal e trimestral, no per\u00edodo de 1990 a 2026.\n\n### Quais unidades e transforma\u00e7\u00f5es est\u00e3o dispon\u00edveis?\n\nOs valores est\u00e3o dispon\u00edveis em milh\u00f5es de moeda nacional e USD, a pre\u00e7os constantes deflacionados pelo IPC, e como percentual do PIB, de M2 e do total de dep\u00f3sitos, com variantes de m\u00e9dia do per\u00edodo, fim do per\u00edodo e ajustadas sazonalmente. As transforma\u00e7\u00f5es incluem m\u00e9dias m\u00f3veis MA3, MA6, MA12 e varia\u00e7\u00f5es MoM %, QoQ % e ano a ano.\n\n### De onde v\u00eam os dados?\n\nOs dados prov\u00eam de autoridades nacionais como o Banco Central do Brasil, o Banco de Mexico (Banxico), o Banco de la Rep\u00fablica de Colombia e o Bank of Jamaica.\n\n### Para que esse indicador \u00e9 normalmente usado?\n\n\u00c9 usado para analisar o comportamento de poupan\u00e7a das fam\u00edlias, o financiamento e a liquidez dos bancos e o aprofundamento financeiro, e para comparar a din\u00e2mica dos dep\u00f3sitos entre as economias da Am\u00e9rica Latina e do Caribe ao longo do tempo.\n\n### Como fa\u00e7o para citar este indicador?\n\nCite assim: Banco Interamericano de Desenvolvimento (BID), Latin Macro Watch \u2014 \"Saving Deposits\". data.iadb.org/dataset/latin-macro-watch-dataset."}, "datastore_active": true, "datastore_contains_all_records_of_source_file": false, "description": "Saving Deposits are deposits held by residents in depository institutions that earn interest and can usually be withdrawn on demand, though with certain restrictions. As a core component of the banking system's liabilities, they help gauge household saving behavior and bank funding across Latin America and the Caribbean. Published in the Latin Macro Watch of the Inter-American Development Bank (IDB), this indicator gives economists, policymakers, and researchers a regionally comparable view of deposit dynamics.\n\n### Coverage\nThe series spans 26 countries at annual, monthly, and quarterly frequency, covering the period 1990 to 2026. Values are available in millions of domestic currency and millions of USD, at constant prices (CPI-deflated), and as percent of GDP, percent of M2, and percent of total deposits, with average-of-period, end-of-period, and seasonally adjusted variants. Transformations include 3-, 6-, and 12-month moving averages (MA3, MA6, MA12) and month-over-month, quarter-over-quarter, and year-over-year percentage changes (MoM %, QoQ %, YoY %). Demand, saving, and time deposits are reported as end-of-month stocks and include accounts denominated in local and foreign currency.\n\n### Sources\nThe data are drawn from national authorities including Banco Central do Brasil, Banco de Mexico (Banxico), Banco de la Rep\u00fablica de Colombia, and Bank of Jamaica, ensuring comparable measures of saving deposits across the region.", "format": "CSV", "hash": "", "id": "23a385f2-abdc-4fbc-9e4d-b28925c521ac", "indicator_category": "Money and Banking", "is_indicator": true, "language": ["en"], "last_modified": "2026-06-26T01:37:30.237197", "metadata_modified": "2026-06-26T01:37:36.696827", "mimetype_inner": null, "name": "Saving Deposits", "package_id": "abea491d-2123-4aed-b94a-5dcd057e4fad", "position": 641, "resource_id": "23a385f2-abdc-4fbc-9e4d-b28925c521ac", "resource_type": null, "rights": {"en": "", "es": "", "fr": "", "pt_BR": ""}, "size": null, "state": "active", "theme": {}, "url": ""}}