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Tobago", "es": "Trinidad y Tobago", "fr": "Trinit\u00e9-et-Tobago", "pt_BR": "Trinidad e Tobago"}, "uri": "https://sws.geonames.org/3573591"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Uruguay", "es": "Uruguay", "fr": "Uruguay", "pt_BR": "Uruguai"}, "uri": "https://sws.geonames.org/3439705"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Venezuela", "es": "Venezuela", "fr": "Venezuela", "pt_BR": "Venezuela"}, "uri": "https://sws.geonames.org/3625428"}], "groups": [], "relationships_as_subject": [], "relationships_as_object": [], "doi": "10.60966/9bdjiwtb", "doi_status": true, "domain": "https://data.iadb.org", "doi_date_published": "2025-03-08", "doi_publisher": "IADB", "data_collection_type": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/ba70c67d-1a87-46ac-ad2a-479d2c354809", "labels": {"en": "Observational Data", "es": "Datos Observacionales", "fr": "Donn\u00e9es d'observation", "pt_BR": "Dados Observacionais"}}], "keyword": {"en": ["Corporate Saving", "Dependency Rate", "Foreign Saving", "Household Saving", "National Saving", "Saving Rate"], "es": ["Ahorro empresarial", "Tasa de dependencia", "Ahorro externo", "Ahorro de los hogares", "Ahorro nacional", "Tasa de ahorro"], "fr": ["\u00c9pargne des entreprises", "Taux de d\u00e9pendance", "\u00c9pargne ext\u00e9rieure", "\u00c9pargne des m\u00e9nages", "\u00c9pargne nationale", "Taux d\u2019\u00e9pargne"], "pt_BR": ["Poupan\u00e7a Corporativa", "Taxa de Depend\u00eancia", "Poupan\u00e7a Externa", "Poupan\u00e7a das Fam\u00edlias", "Poupan\u00e7a Nacional", "Taxa de Poupan\u00e7a"]}, "contact_point": "opendata@iadb.org", "description": {"en": "This dataset includes all tables and figures from the [*2016 edition of Development in the Americas*](https://publications.iadb.org/en/saving-development-how-latin-america-and-caribbean-can-save-more-and-better), focusing on how savings drive economic growth in Latin America. While traditional views emphasize saving for emergencies, this report reframes savings as the foundation for long-term prosperity.\n\nIn Latin America, saving is essential not only for protecting against financial shocks but also for investing in the future.  \n- Households save to access education and healthcare, improve well-being, and secure retirement.  \n- Businesses save to grow, innovate, and create better jobs.  \n- Governments save to fund infrastructure, deliver essential public services, and build inclusive economies.  \n\nThe evidence presented in this dataset illustrates how saving behaviors\u2014across individuals, firms, and states\u2014fuel sustained economic growth and resilience throughout the region. It shows that Latin American countries must build strong savings cultures not just to survive downturns but to fully capitalize on periods of growth and opportunity.", "es": "Re\u00fane la totalidad de las tablas y figuras de la [*edici\u00f3n 2016 de Desarrollo en las Am\u00e9ricas*](https://publications.iadb.org/en/saving-development-how-latin-america-and-caribbean-can-save-more-and-better), una obra dedicada al papel del ahorro como motor del crecimiento econ\u00f3mico de Am\u00e9rica Latina. Frente a la idea tradicional de ahorrar solo para imprevistos, el informe propone entender el ahorro como cimiento de una prosperidad duradera.\n\nEn la regi\u00f3n, ahorrar no se limita a amortiguar los choques financieros: es tambi\u00e9n una forma de invertir en el futuro.  \n- Los hogares lo hacen para costear educaci\u00f3n y atenci\u00f3n de salud, vivir mejor y llegar con seguridad a la jubilaci\u00f3n.  \n- Las empresas ahorran para expandirse, innovar y generar empleos de mayor calidad.  \n- Los gobiernos, para financiar obras de infraestructura, sostener servicios p\u00fablicos b\u00e1sicos y avanzar hacia econom\u00edas m\u00e1s inclusivas.  \n\nLos datos aqu\u00ed recopilados muestran de qu\u00e9 manera las decisiones de ahorro de personas, empresas y Estados sostienen el crecimiento y refuerzan la capacidad de recuperaci\u00f3n de toda la regi\u00f3n. La lectura de fondo es clara: los pa\u00edses latinoamericanos necesitan consolidar una cultura del ahorro que no solo les permita resistir las crisis, sino tambi\u00e9n sacar el m\u00e1ximo provecho de las etapas de bonanza.", "fr": "Ce jeu de donn\u00e9es rassemble l\u2019int\u00e9gralit\u00e9 des tableaux et figures de l\u2019[*\u00e9dition 2016 de D\u00e9veloppement dans les Am\u00e9riques*](https://publications.iadb.org/en/saving-development-how-latin-america-and-caribbean-can-save-more-and-better), un ouvrage consacr\u00e9 au r\u00f4le de l\u2019\u00e9pargne comme moteur de la croissance \u00e9conomique en Am\u00e9rique latine. Loin de la vision classique d\u2019une \u00e9pargne de pr\u00e9caution, le rapport invite \u00e0 y voir le socle d\u2019une prosp\u00e9rit\u00e9 durable.\n\nDans la r\u00e9gion, \u00e9pargner ne sert pas seulement \u00e0 amortir les chocs financiers : c\u2019est aussi une mani\u00e8re d\u2019investir dans l\u2019avenir.  \n- Les m\u00e9nages \u00e9pargnent pour financer l\u2019\u00e9ducation et les soins de sant\u00e9, gagner en qualit\u00e9 de vie et pr\u00e9parer sereinement leur retraite.  \n- Les entreprises le font pour se d\u00e9velopper, innover et cr\u00e9er des emplois de meilleure qualit\u00e9.  \n- Les pouvoirs publics, pour financer les infrastructures, maintenir les services publics essentiels et b\u00e2tir des \u00e9conomies plus inclusives.  \n\nLes \u00e9l\u00e9ments r\u00e9unis ici montrent comment les choix d\u2019\u00e9pargne des particuliers, des entreprises et des \u00c9tats nourrissent une croissance durable et renforcent la r\u00e9silience de l\u2019ensemble de la r\u00e9gion. Le constat est net : les pays d\u2019Am\u00e9rique latine doivent ancrer une v\u00e9ritable culture de l\u2019\u00e9pargne, autant pour traverser les r\u00e9cessions que pour tirer pleinement parti des phases de croissance.", "pt_BR": "O conjunto re\u00fane todas as tabelas e figuras da [*edi\u00e7\u00e3o de 2016 de Desenvolvimento nas Am\u00e9ricas*](https://publications.iadb.org/en/saving-development-how-latin-america-and-caribbean-can-save-more-and-better), obra dedicada ao papel da poupan\u00e7a como motor do crescimento econ\u00f4mico da Am\u00e9rica Latina. Em vez da vis\u00e3o tradicional de poupar apenas para emerg\u00eancias, o relat\u00f3rio prop\u00f5e enxergar a poupan\u00e7a como base de uma prosperidade duradoura.\n\nNa regi\u00e3o, poupar vai al\u00e9m de amortecer choques financeiros: \u00e9 tamb\u00e9m uma maneira de investir no futuro.  \n- As fam\u00edlias poupam para custear educa\u00e7\u00e3o e sa\u00fade, viver melhor e chegar com seguran\u00e7a \u00e0 aposentadoria.  \n- As empresas poupam para se expandir, inovar e gerar empregos de melhor qualidade.  \n- Os governos, para financiar obras de infraestrutura, manter servi\u00e7os p\u00fablicos essenciais e construir economias mais inclusivas.  \n\nOs dados aqui organizados mostram como as decis\u00f5es de poupan\u00e7a de pessoas, empresas e Estados sustentam o crescimento e fortalecem a capacidade de recupera\u00e7\u00e3o de toda a regi\u00e3o. A mensagem \u00e9 direta: os pa\u00edses latino-americanos precisam consolidar uma cultura de poupan\u00e7a que lhes permita n\u00e3o s\u00f3 resistir \u00e0s crises, mas tamb\u00e9m aproveitar ao m\u00e1ximo os per\u00edodos de expans\u00e3o."}}}