{"help": "https://data.iadb.org/api/3/action/help_show?name=package_show", "success": true, "result": {"alternate_identifier": "https://data.iadb.org/dataset/finlac-data-latin-america-and-the-caribbean-financial-inclusion-and-perform", "citation": {"en": "Trujillo, Ver\u00f3nica, et al. (2018). FINLAC Data: Latin America and the Caribbean financial inclusion and performance dataset: 2005-2015. IDB Open Data. https://doi.org/10.60966/n28q-rb86", "es": "Trujillo, Ver\u00f3nica, et al. (2018). Datos FINLAC: Conjunto de Datos sobre Inclusi\u00f3n Financiera y Desempe\u00f1o en Am\u00e9rica Latina y el Caribe: 2005-2015. Datos Abiertos del BID. https://doi.org/10.60966/n28q-rb86", "fr": "Trujillo, Ver\u00f3nica, et al. (2018). Donn\u00e9es FINLAC : Ensemble de Donn\u00e9es sur l\u2019Inclusion Financi\u00e8re et la Performance en Am\u00e9rique Latine et dans les Cara\u00efbes : 2005-2015. Donn\u00e9es Ouvertes de la BID. https://doi.org/10.60966/n28q-rb86", "pt_BR": "Trujillo, Ver\u00f3nica, et al. (2018). Dados FINLAC: Conjunto de Dados sobre Inclus\u00e3o Financeira e Desempenho na Am\u00e9rica Latina e no Caribe: 2005-2015. Dados Abertos do BID. https://doi.org/10.60966/n28q-rb86"}, "ckan_dataset_type": "dataset", "conforms_to": "https://data.iadb.org/DataCatalog/v1.0/schema", "creator_user_id": "8748d869-6ba2-4035-8f37-a0e627eb4c16", "data_structure": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/20ec2046-8126-4e1d-a7ec-08a8d3d5f24c", "labels": {"en": "Structured Data", "es": "Datos Estructurados", "fr": "Donn\u00e9es Structur\u00e9es", "pt_BR": "Dados Estruturados"}}], "dataset_id": "", "frequency": {}, "id": "905b6b9d-8d54-4ce9-b675-7d35108fed03", "identifier": "https://doi.org/10.60966/n28q-rb86", "in_series": {}, "language": ["en"], "license_id": "cc-by-nc-nd", "license_title": "Creative Commons Attribution\u2013NonCommercial\u2013NoDerivs 3.0 IGO", "license_url": "http://creativecommons.org/licenses/by-nc-nd/3.0/igo/", "metadata_created": "2018-08-31T00:00:00", "metadata_modified": "2026-07-15T11:08:26.800958", "name": "finlac-data-latin-america-and-the-caribbean-financial-inclusion-and-perform", "num_resources": 3, "num_tags": 0, "organization": {"id": "aa9ea49a-64f0-4dcc-9c01-06245f1392a1", "name": "idb-datasets", "title": "IDB Datasets", "type": "organization", "description": "Official list of IDB Datasets", "image_url": "", "created": "2025-03-08T06:03:00.229362", "is_organization": true, "approval_status": "approved", "state": "active"}, "owner_org": "aa9ea49a-64f0-4dcc-9c01-06245f1392a1", "private": false, "regional": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/43917453886588535763041", "labels": {"en": "Latin America and the Caribbean", "es": "Am\u00e9rica Latina y el Caribe", "fr": "Am\u00e9rique Latine et Cara\u00efbes", "pt_BR": "Am\u00e9rica Latina e Caribe"}}], "statistical_type": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/c8198b46-0399-40ec-877a-c2a5a26b0e8e", "labels": {"en": "Panel Data", "es": "Datos del Panel", "fr": "Donn\u00e9e de Panel", "pt_BR": "Dados em Painel"}}], "temporal_end": "2015-01-01", "temporal_start": "2005-01-01", "theme": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/49597111072074074", "labels": {"en": "Private Sector", "es": "Sector Privado", "fr": "Secteur Priv\u00e9", "pt_BR": "Setor Privado"}}, {"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/31430644324803215", "labels": {"en": "Financial Sector", "es": "Sector Financiero", "fr": "Secteur Financier", "pt_BR": "Setor Financeiro"}}], "title": {"en": "FINLAC Data: Latin America and the Caribbean financial inclusion and performance dataset: 2005-2015", "es": "Datos FINLAC: Conjunto de Datos sobre Inclusi\u00f3n Financiera y Desempe\u00f1o en Am\u00e9rica Latina y el Caribe: 2005-2015", "fr": "Donn\u00e9es FINLAC : Ensemble de Donn\u00e9es sur l\u2019Inclusion Financi\u00e8re et la Performance en Am\u00e9rique Latine et dans les Cara\u00efbes : 2005-2015", "pt_BR": "Dados FINLAC: Conjunto de Dados sobre Inclus\u00e3o Financeira e Desempenho na Am\u00e9rica Latina e no Caribe: 2005-2015"}, "type": "dataset", "unit_observation": {}, "unit_responsible": {"en": "IDB Lab (IDB Lab)", "es": "IDB Lab (IDB Lab)", "fr": "IDB Lab (IDB Lab)", "pt_BR": "IDB Lab (IDB Lab)"}, "version": null, "creator": [{"authority_id": "d8e86c95-d749-4dd7-886c-fb80ad385b9f", "creator_name": {"en": "Trujillo, Ver\u00f3nica", "es": "Trujillo, Ver\u00f3nica", "fr": "Trujillo, Ver\u00f3nica", "pt_BR": "Trujillo, Ver\u00f3nica"}, "creator_type": "personal", "url": ""}, {"authority_id": "25244653285183979582920", "creator_name": {"en": "Navajas, Sergio", "es": "Navajas, Sergio", "fr": "Navajas, Sergio", "pt_BR": "Navajas, Sergio"}, "creator_type": "personal", "url": ""}, {"authority_id": "f320a0d3-17ff-4ea2-8728-57059f85129a", "creator_name": {"en": "Fonseca, Camila", "es": "Fonseca, Camila", "fr": "Fonseca, Camila", "pt_BR": "Fonseca, Camila"}, "creator_type": "personal", "url": ""}, {"authority_id": "88074447370088012634805", "creator_name": {"en": "Inter-American Development Bank", "es": "Banco Interamericano de Desarrollo", "fr": "Banque Interam\u00e9ricaine de D\u00e9veloppement", "pt_BR": "Banco Interamericano de Desenvolvimento"}, "creator_type": "organizational", "url": "https://ror.org/02gjn4306"}, {"authority_id": "", "creator_name": {"en": "IDB Lab", "es": "BID Lab", "fr": "BID Lab", "pt_BR": "BID Lab"}, "creator_type": "organizational", "url": ""}, {"authority_id": "72842386738235419882162", "creator_name": {"en": "IDB Invest", "es": "BID Invest", "fr": "BID Invest", "pt_BR": "BID Invest"}, "creator_type": "organizational", "url": ""}], "publisher": [{"email": "opendata@iadb.org", "publisher_name": {"en": "Inter-American Development Bank", "es": "Banco Interamericano de Desarrollo", "fr": "Banque Interam\u00e9ricaine de D\u00e9veloppement", "pt_BR": "Banco Interamericano de Desenvolvimento"}, "type": "organizational", "uri": "https://ror.org/02gjn4306", "url": "https://www.iadb.org"}], "resources": [{"access_rights": "", "access_url": "https://data.iadb.org/dataset/905b6b9d-8d54-4ce9-b675-7d35108fed03/resource/ae2498e6-a0df-4a2e-aebc-3f97151b6b7b", "cache_last_updated": null, "cache_url": null, "created": "2025-03-07T22:44:43.493996", "data_notes": {}, "datastore_active": false, "datastore_contains_all_records_of_source_file": false, "description": "", "file_id": "b202db77-525d-4bb3-86f2-e08c2d447e8d", "format": "PDF", "hash": "", "id": "ae2498e6-a0df-4a2e-aebc-3f97151b6b7b", "indicator_category": "", "is_indicator": false, "language": [], "last_modified": "2025-03-07T22:44:43.440346", "metadata_modified": "2026-06-11T20:22:57.240566", "mimetype": "application/pdf", "mimetype_inner": null, "name": "Explicacion y Metodologia Estandarizada FINLAC", "package_id": "905b6b9d-8d54-4ce9-b675-7d35108fed03", "position": 0, "resource_type": null, "rights": {}, "size": 258916, "state": "active", "theme": {}, "url": "https://data.iadb.org/file/download/b202db77-525d-4bb3-86f2-e08c2d447e8d"}, {"access_rights": "", "access_url": "https://data.iadb.org/dataset/905b6b9d-8d54-4ce9-b675-7d35108fed03/resource/0cf780ba-4c93-45d6-bb69-1344aefa71a9", "cache_last_updated": null, "cache_url": null, "created": "2025-03-07T22:44:45.534569", "data_notes": {}, "datastore_active": false, "datastore_contains_all_records_of_source_file": false, "description": "", "file_id": "723be5ca-5c0c-4883-9996-a79d8c7fe06f", "format": "XLSX", "hash": "", "id": "0cf780ba-4c93-45d6-bb69-1344aefa71a9", "indicator_category": "", "is_indicator": false, "language": [], "last_modified": "2025-03-07T22:44:45.439452", "metadata_modified": "2025-04-10T19:40:42.863541", "mimetype": "application/vnd.openxmlformats-officedocument.spreadsheetml.sheet", "mimetype_inner": null, "name": "Base de datos FINLAC", "package_id": "905b6b9d-8d54-4ce9-b675-7d35108fed03", "position": 1, "resource_type": null, "rights": {}, "size": 9696539, "state": "active", "theme": {}, "url": "https://data.iadb.org/file/download/723be5ca-5c0c-4883-9996-a79d8c7fe06f"}, {"access_rights": "", "access_url": "https://data.iadb.org/dataset/905b6b9d-8d54-4ce9-b675-7d35108fed03/resource/772b960e-ac02-47fb-93db-8c9daa8d2a6c", "cache_last_updated": null, "cache_url": null, "ckan_url": "https://data.iadb.org", "created": "2025-03-07T23:20:57.929816", "data_notes": {}, "datastore_active": true, "datastore_contains_all_records_of_source_file": true, "description": "", "file_id": "db4a7e06-10d1-4593-b6c9-0989dd080be5", "format": "CSV", "hash": "d14ba7b9dcef9a6038dea7bcfc2a82bd", "id": "772b960e-ac02-47fb-93db-8c9daa8d2a6c", "ignore_hash": false, "indicator_category": "", "is_indicator": false, "language": [], "last_modified": "2025-03-07T23:20:57.876802", "metadata_modified": "2025-04-10T19:42:50.944009", "mimetype": "text/csv", "mimetype_inner": null, "name": "finlac_financial_inclusion_data", "package_id": "905b6b9d-8d54-4ce9-b675-7d35108fed03", "position": 2, "resource_id": "772b960e-ac02-47fb-93db-8c9daa8d2a6c", "resource_type": null, "rights": {}, "set_url_type": false, "size": 10551440, "state": "active", "task_created": "2025-03-07 23:20:59.549636", "theme": {}, "url": "https://data.iadb.org/file/download/db4a7e06-10d1-4593-b6c9-0989dd080be5"}], "spatial_coverage": [{"bbox": "", "centroid": "", "geom": "", "label": {"en": "Argentina", "es": "Argentina", "fr": "Argentine", "pt_BR": "Argentina"}, "uri": "https://sws.geonames.org/3865483"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Bolivia", "es": "Bolivia", "fr": "Bolivie", "pt_BR": "Bol\u00edvia"}, "uri": "https://sws.geonames.org/3923057"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Brazil", "es": "Brasil", "fr": "Br\u00e9sil", "pt_BR": "Brasil"}, "uri": "https://sws.geonames.org/3469034"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Chile", "es": "Chile", "fr": "Chili", "pt_BR": "Chile"}, "uri": "https://sws.geonames.org/3895114"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Colombia", "es": "Colombia", "fr": "Colombie", "pt_BR": "Col\u00f4mbia"}, "uri": "https://sws.geonames.org/3686110"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Costa Rica", "es": "Costa Rica", "fr": "Costa Rica", "pt_BR": "Costa Rica"}, "uri": "https://sws.geonames.org/3624060"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Dominican Republic", "es": "Rep\u00fablica Dominicana", "fr": "R\u00e9publique dominicaine", "pt_BR": "Rep\u00fablica Dominicana"}, "uri": "https://sws.geonames.org/3508796"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Ecuador", "es": "Ecuador", "fr": "\u00c9quateur", "pt_BR": "Equador"}, "uri": "https://sws.geonames.org/3658394"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "El Salvador", "es": "El Salvador", "fr": "Salvador", "pt_BR": "El Salvador"}, "uri": "https://sws.geonames.org/3585968"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Guatemala", "es": "Guatemala", "fr": "Guatemala", "pt_BR": "Guatemala"}, "uri": "https://sws.geonames.org/3595528"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Haiti", "es": "Hait\u00ed", "fr": "Ha\u00efti", "pt_BR": "Haiti"}, "uri": "https://sws.geonames.org/3723988"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Honduras", "es": "Honduras", "fr": "Honduras", "pt_BR": "Honduras"}, "uri": "https://sws.geonames.org/3608932"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Mexico", "es": "M\u00e9xico", "fr": "Mexique", "pt_BR": "M\u00e9xico"}, "uri": "https://sws.geonames.org/3996063"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Nicaragua", "es": "Nicaragua", "fr": "Nicaragua", "pt_BR": "Nicar\u00e1gua"}, "uri": "https://sws.geonames.org/3617476"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Panama", "es": "Panam\u00e1", "fr": "Panama", "pt_BR": "Panam\u00e1"}, "uri": "https://sws.geonames.org/3703430"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Paraguay", "es": "Paraguay", "fr": "Paraguay", "pt_BR": "Paraguai"}, "uri": "https://sws.geonames.org/3437598"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Peru", "es": "Per\u00fa", "fr": "P\u00e9rou", "pt_BR": "Peru"}, "uri": "https://sws.geonames.org/3932488"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Uruguay", "es": "Uruguay", "fr": "Uruguay", "pt_BR": "Uruguai"}, "uri": "https://sws.geonames.org/3439705"}, {"bbox": "", "centroid": "", "geom": "", "label": {"en": "Venezuela", "es": "Venezuela", "fr": "Venezuela", "pt_BR": "Venezuela"}, "uri": "https://sws.geonames.org/3625428"}], "groups": [], "relationships_as_subject": [], "relationships_as_object": [], "doi": "10.60966/n28q-rb86", "doi_status": true, "domain": "https://data.iadb.org", "doi_date_published": "2025-03-08", "doi_publisher": "IADB", "data_collection_type": [{"uri": "https://taxonomy.iadb.org/knowledgeProductsTaxonomy/afaa6857-390d-423a-820a-e25d836282d5", "labels": {"en": "Administrative Data", "es": "Datos Administrativos", "fr": "Donn\u00e9es administratives", "pt_BR": "Dados Administrativos"}}], "keyword": {"en": ["Finance", "Markets", "Regulated Financial Institutions"], "es": ["Finanzas", "Mercados", "Instituciones financieras reguladas"], "fr": ["Finance", "March\u00e9s", "Institutions financi\u00e8res r\u00e9glement\u00e9es"], "pt_BR": ["Finan\u00e7as", "Mercados", "Institui\u00e7\u00f5es financeiras reguladas"]}, "contact_point": "opendata@iadb.org", "description": {"en": "FINLAC is a comprehensive database of regulated financial institutions across Latin America and the Caribbean. It provides detailed fin data on both economic performance and financial inclusion at the institutional level.\n\nThe dataset covers:  \n- 7 time periods of data collection  \n- 50+ key financial variables including assets, loans, deposits, and outreach metrics  \n- Over 2,000 institutions, including banks, cooperatives, and microfinance entities  \n\nFINLAC compiles data from public sources, financial regulators, and, in some cases, direct submissions by institutions to the Inter-American Development Bank (IDB).  \n\nThis resource enables users to analyze trends in financial inclusion, compare the performance of regulated institutions, and assess how policies and market conditions influence access to finance across the region.\n\nBy leveraging FINLAC fin data, policymakers, researchers, and analysts can track financial sector development, assess institutional health, and design strategies that strengthen inclusive and sustainable economic systems.", "es": "FINLAC re\u00fane en una \u00fanica base de datos a las instituciones financieras reguladas de Am\u00e9rica Latina y el Caribe. Concentra datos financieros pormenorizados que retratan tanto el desempe\u00f1o econ\u00f3mico como la inclusi\u00f3n financiera de cada entidad.\n\nLo que encontrar\u00e1 en el conjunto de datos:  \n- 7 per\u00edodos de levantamiento de informaci\u00f3n  \n- M\u00e1s de 50 variables financieras clave: activos, pr\u00e9stamos, dep\u00f3sitos y m\u00e9tricas de cobertura, entre otras  \n- M\u00e1s de 2.000 instituciones entre bancos, cooperativas y entidades de microfinanzas  \n\nLa informaci\u00f3n proviene de fuentes p\u00fablicas y de reguladores financieros, y en determinados casos de los datos que las propias instituciones remiten al Banco Interamericano de Desarrollo (BID).  \n\nGracias a este recurso es posible observar la evoluci\u00f3n de la inclusi\u00f3n financiera, contrastar el desempe\u00f1o de las entidades reguladas y entender de qu\u00e9 manera las pol\u00edticas y el contexto del mercado condicionan el acceso al financiamiento en toda la regi\u00f3n.\n\nApoy\u00e1ndose en los datos financieros de FINLAC, quienes dise\u00f1an pol\u00edticas, investigan o realizan an\u00e1lisis pueden seguir de cerca el desarrollo del sector financiero, calibrar la solidez de las entidades y formular estrategias orientadas a sistemas econ\u00f3micos m\u00e1s inclusivos y sostenibles.", "fr": "La base de donn\u00e9es FINLAC recense l'ensemble des institutions financi\u00e8res r\u00e9glement\u00e9es d'Am\u00e9rique latine et des Cara\u00efbes. Pour chaque \u00e9tablissement, elle r\u00e9unit des donn\u00e9es financi\u00e8res pr\u00e9cises portant \u00e0 la fois sur les performances \u00e9conomiques et sur l'inclusion financi\u00e8re.\n\nLe jeu de donn\u00e9es r\u00e9unit :  \n- 7 p\u00e9riodes de collecte d'informations  \n- Plus de 50 variables financi\u00e8res cl\u00e9s \u2014 actifs, pr\u00eats, d\u00e9p\u00f4ts ou encore indicateurs de port\u00e9e  \n- Plus de 2 000 institutions, parmi lesquelles des banques, des coop\u00e9ratives et des entit\u00e9s de microfinance  \n\nLes donn\u00e9es sont tir\u00e9es de sources publiques et de r\u00e9gulateurs financiers ; dans certains cas, ce sont les institutions elles-m\u00eames qui les transmettent \u00e0 la Banque interam\u00e9ricaine de d\u00e9veloppement (BID).  \n\nCette ressource aide \u00e0 retracer l'inclusion financi\u00e8re, \u00e0 comparer les performances des institutions r\u00e9glement\u00e9es et \u00e0 mesurer l'effet des politiques et des conditions de march\u00e9 sur l'acc\u00e8s au financement dans la r\u00e9gion.\n\nEn s'appuyant sur les donn\u00e9es financi\u00e8res de FINLAC, les d\u00e9cideurs politiques, les chercheurs et les analystes peuvent suivre l'essor du secteur financier, jauger la solidit\u00e9 des \u00e9tablissements et b\u00e2tir des strat\u00e9gies favorables \u00e0 des syst\u00e8mes \u00e9conomiques inclusifs et durables.", "pt_BR": "O FINLAC consolida em uma s\u00f3 base de dados as institui\u00e7\u00f5es financeiras reguladas da Am\u00e9rica Latina e o Caribe. Para cada entidade, traz dados financeiros minuciosos que retratam tanto o desempenho econ\u00f4mico quanto a inclus\u00e3o financeira.\n\nVeja o que o conjunto de dados oferece:  \n- 7 per\u00edodos de coleta de informa\u00e7\u00f5es  \n- Mais de 50 vari\u00e1veis financeiras essenciais, como ativos, empr\u00e9stimos, dep\u00f3sitos e m\u00e9tricas de alcance  \n- Mais de 2.000 institui\u00e7\u00f5es, entre bancos, cooperativas e entidades de microfinan\u00e7as  \n\nAs informa\u00e7\u00f5es v\u00eam de fontes p\u00fablicas e de reguladores financeiros e, em algumas situa\u00e7\u00f5es, dos dados que as pr\u00f3prias institui\u00e7\u00f5es enviam ao Banco Interamericano de Desenvolvimento (BID).  \n\nCom esse recurso, \u00e9 poss\u00edvel acompanhar a trajet\u00f3ria da inclus\u00e3o financeira, confrontar o desempenho das entidades reguladas e perceber como as pol\u00edticas e as condi\u00e7\u00f5es de mercado moldam o acesso ao financiamento em toda a regi\u00e3o.\n\nApoiados nos dados financeiros do FINLAC, formuladores de pol\u00edticas, pesquisadores e analistas conseguem monitorar o avan\u00e7o do setor financeiro, aferir a sa\u00fade das entidades e desenhar estrat\u00e9gias que reforcem sistemas econ\u00f4micos inclusivos e sustent\u00e1veis."}}}